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What’s Your Saturnia Lakes Home Worth?

What’s Your Saturnia Lakes Home Worth?

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · Market data from Collier County recorded sales through October 16, 2026 and a Southwest Florida MLS (Matrix) pull of October 27, 2026

Selling a Saturnia Lakes home in Naples means selling one of 580 detached single-family homes behind one guarded gate off Immokalee Road, in the 34119 ZIP code of North Naples, Collier County. Our Saturnia Lakes community guide covers the clubhouse, the plats, the schools and the flood work in full; this page is the seller’s side of it. Every Saturnia Lakes home sits on its own lot under one Chapter 720 homeowners association, so there are no condominiums, villas or townhomes in the community to price against, whatever an aggregator listing may say. What sets your number is your living area, your lot and view, your condition, your storm protection and which of the three recorded plats your lot sits in.

The short version: Collier County recorded 25 qualified Saturnia Lakes resales from October 17, 2025 to October 16, 2026, at an $829,000 median and a range of $424,500 to $1,300,000. Plat One recorded 11 of them at an $850,000 median, Plat Two 4 at $775,000 and Plat Three 10 at $822,000. The Southwest Florida MLS (Matrix) pull of October 27, 2026 is a different record over a different window: 26 closings from October 27, 2025 to October 27, 2026 at a $796,250 median. The two are never added together. For a number on your own home, read our Saturnia Lakes home valuation guide. If you plan to buy again after you sell, read our guide to buying a home in Saturnia Lakes. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072.

Why Sell Your Saturnia Lakes Home With McGreevy and Comisar?

McGreevy and Comisar price a Saturnia Lakes home from the closed homes of its own size tier, never from one community median, and assemble the file a Saturnia Lakes buyer asks for before the first showing: the estoppel with the current quarterly fee, the no-CDD tax bill, the flood zone for your address and the architectural approvals on file.

McGreevy and Comisar are the #5 real estate team in Florida (RealTrends 2026). With our Domain Realty Group team we have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in personal sales. Those career totals are the record we bring to a Saturnia Lakes listing. For this page we tracked the 25 recorded Saturnia Lakes resales in the county’s twelve-month file, the 26 MLS closings and 10 active listings in the October 27, 2026 pull, and every repeat sale the county recorded since October 2021, plat by plat and street by street. Comparing agents across the city? Start with our guide to the best real estate agents in Naples, then use the valuation form or Call Jesse direct at (239) 898-6072.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

One product, three plats, one association

Saturnia Lakes holds 580 single-family parcels on the Collier County tax roll: 236 in Saturnia Lakes Plat One, 90 in Saturnia Lakes Plat Two (Plat Book 38, Page 45) and 254 in Saturnia Lakes Plat Three. One association, Saturnia Lakes Homeowners Association, Inc., a Florida not-for-profit corporation organized in 2001 under document number N01000003010, governs all three. There is no marketed village or collection layer, no sub-association, no recreation corporation and no club membership. A seller on Plat One and a seller on Plat Three share a gate, a clubhouse, one fee and one set of rules. What differs is the recorded plat name on the deed and, in the county’s figures, the sales that sit behind each plat’s median.

What the homes are

The homes were built from about 2001 to 2006 by the county roll’s years, with Plat Three somewhat later, and the builder is widely attributed to GL Homes in listing copy, though no primary record read for this page names the developer. Construction typical of the era is concrete block under tile roofs. Storm protection varies home by home, from the original manual shutters to owner-retrofitted impact glass, and that difference is one of the first things a buyer’s insurer and inspector will ask about. Listings have marketed plans under names such as Sapphire, Ibis and Aquamarine; a plan name is listing copy, and we price on the living area the MLS reports.

Key Takeaways for Saturnia Lakes Sellers

These are the eight facts a Saturnia Lakes seller needs in November 2026, each from a dated record: the Collier County sales file through October 16, 2026, the MLS pull of October 27, 2026, the guide’s association and flood work, the Florida statutes and the state’s estoppel fee schedule.

  • 25 recorded resales, three plats. Collier County, October 17, 2025 to October 16, 2026: 25 qualified Saturnia Lakes resales at an $829,000 median. Plat One recorded 11 at $850,000, Plat Two 4 at $775,000 and Plat Three 10 at $822,000.
  • 26 MLS closings in a different window. The MLS pull of October 27, 2026 shows 26 closings from October 27, 2025 to October 27, 2026, a $796,250 median, a median of 53.5 days on market and a 95.9% median sale-to-list ratio against the last list price. It is never added to the county count.
  • Only 2 of 26 reached the asking price. On the same pull, 2 of 26 closings sold at or above the last list price; the first price is the first negotiation.
  • Supply on October 27, 2026. 10 active listings at a $699,500 median list price, against a pace of 2.17 sales a month, for 4.6 months of supply.
  • Size decides the comparison. On the MLS pull, homes under 2,200 square feet closed at a $570,000 median, 2,200 to 2,999 at $831,250 and 3,000 and over at $1,125,000.
  • No CDD. Saturnia Lakes does not appear among the community development districts in the Collier County Tax Collector’s annual reports for fiscal years 2024-2025 and 2021-2022, and two MLS sold records read “Tax District Type: Not Applicable.”
  • One fee, attributed. Per two 2026 MLS listings (agent-entered), the master fee is $1,849 per quarter ($7,396 a year), with a $0 special assessment, a $2,000 transfer fee and a $100 application fee. The estoppel certificate is the binding figure.
  • Collier custom. The seller customarily pays deed stamps at $0.70 per $100; the buyer customarily pays the owner’s title policy and chooses the closing agent. The contract controls.

What Is Selling in Saturnia Lakes Actually Like Right Now?

Selling in Saturnia Lakes right now, on the Southwest Florida MLS (Matrix) pull of October 27, 2026, means competing in a market of 26 closings over the prior twelve months, a median of 53.5 days on market, a 95.9% median sale-to-list ratio against the last list price, and 10 active listings, or 4.6 months of supply.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.

The MLS report, October 27, 2026

Every figure in this table comes from the Southwest Florida MLS (Matrix) pull for Development SATURNIA LAKES, taken October 27, 2026, covering closings from October 27, 2025 to October 27, 2026 and the active listings on the pull date. A fresh pull is owed each quarter, and the date stays on every figure until it is refreshed.

MLS measure (pull of October 27, 2026) Saturnia Lakes
Closed sales, October 27, 2025 to October 27, 2026 26
Closed volume $21,196,000
Median sold price $796,250
Average sold price $815,230.77
Sold price range $424,500 to $1,300,000
Median sold price per square foot of MLS living area $301.79
Average sold price per square foot $306.07
Median living area of the closed homes 2,636 square feet
Median days on market (current listing) 53.5
Days on market range 3 to 160
Median sale-to-list ratio, against the last list price 95.9%
Average sale-to-list ratio 95.8%
Closings at or above the last list price 2 of 26
Active listings on October 27, 2026 10
Median list price of the actives $699,500
Active list price range $524,500 to $1,100,000
Median list price per square foot of the actives $291.78
Absorption 2.17 sales a month
Months of supply 4.6

Source: Southwest Florida MLS (Matrix), Development SATURNIA LAKES, pulled October 27, 2026. Days on market is the count for the listing that closed, not the cumulative time a home spent across earlier listings. The 4.6 months of supply divides the 10 actives by the twelve-month pace of 2.17 closings a month, so it carries a full year’s pace onto one day’s inventory.

What the MLS block tells a Saturnia Lakes seller

Three readings matter most. First, the median closing landed at 95.9% of its last list price and only 2 of 26 closings reached the ask, so buyers negotiated a few percent off asking across the year. Second, the 10 active listings on October 27, 2026 asked a median $291.78 per square foot against a closed median of $301.79, which says the asking side sat close to where homes were closing. Third, speed and price moved together: the 8 closings that took 15 days or fewer closed at a median 98.15% of list, while the 5 that took 100 days or more closed at a median 94.1% (our arithmetic from the 26 rows).

What Saturnia Lakes Homes Sold For, Plat by Plat

Saturnia Lakes homes sold for an $829,000 median on 25 qualified Collier County resales recorded from October 17, 2025 to October 16, 2026, ranging from $424,500 to $1,300,000. Plat One recorded 11 at an $850,000 median, Plat Two 4 at $775,000 and Plat Three 10 at $822,000; the 24 and 60 month windows add depth.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.

The county record, three windows

These figures count only qualified, improved, arm’s-length resales on the 580 single-family parcels of the three Saturnia Lakes plats, from the Collier County Property Appraiser sales file recorded through October 16, 2026. The original builder sales of the early 2000s fall outside every window here, so each figure is a resale between owners.

Window Plat One (236 homes) Plat Two (90 homes) Plat Three (254 homes) All Saturnia Lakes resales
Twelve months, October 17, 2025 to October 16, 2026 11 at $850,000 median ($424,500 to $1,275,000) 4 at $775,000 median ($570,000 to $1,125,000) 10 at $822,000 median ($549,000 to $1,300,000) 25 at $829,000 median ($424,500 to $1,300,000)
24 months, October 17, 2024 to October 16, 2026 25 at $730,000 median ($380,000 to $1,275,000) 9 at $880,000 median ($570,000 to $1,340,000) 20 at $780,000 median ($450,000 to $1,300,000) 54 at $757,500 median ($380,000 to $1,340,000)
60 months, October 17, 2021 to October 16, 2026 52 at $790,000 median ($380,000 to $1,550,000) 21 at $869,000 median ($540,000 to $1,342,000) 59 at $780,000 median ($450,000 to $1,350,000) 132 at $790,000 median ($380,000 to $1,550,000)

Source: Collier County Property Appraiser sales file, qualified improved resales. A plat median is not the value of any home on it. Plat Two’s twelve-month median rests on 4 sales, so read it beside its 24 and 60 month figures, and price your home from its size tier below.

The twelve-month county resale list

These are the 25 recorded resales in the county’s twelve-month window, street only, with the month the deed recorded and the year built as the county roll prints it.

Plat Street Recorded Year built Price
Plat Three Senegal Date Dr October 2025 2004 $815,000
Plat Three Isla De Palma Cir October 2025 2006 $829,000
Plat One Barrigona Ct November 2025 2002 $424,500
Plat Two Palma Blanca Ct November 2025 2020 $1,125,000
Plat One Campestre Ter December 2025 2003 $855,000
Plat One Butterfly Palm Dr December 2025 2002 $572,000
Plat Three Senegal Date Dr December 2025 2010 $1,100,000
Plat One Triandra Ln January 2026 2009 $685,000
Plat Three Ribbon Fan Ln February 2026 2004 $549,000
Plat Two Painted Palm Dr March 2026 2004 $570,000
Plat Three Senegal Date Dr March 2026 2021 $1,300,000
Plat Two Palma Blanca Ct March 2026 2018 $880,000
Plat One Princess Sabal Pt April 2026 2002 $850,000
Plat Two Pacaya Cv April 2026 2004 $670,000
Plat One Campestre Ter May 2026 2004 $1,100,000
Plat One Khasia Pt May 2026 2019 $575,000
Plat Three Triangle Palm Ter June 2026 2020 $590,000
Plat One Barrigona Ct June 2026 2002 $511,000
Plat One Canary Island Cv June 2026 2002 $1,275,000
Plat Three Ivory Cane Pt July 2026 2005 $1,200,000
Plat Three Triangle Palm Ter July 2026 2009 $627,000
Plat Three Isla De Palma Cir July 2026 2018 $625,000
Plat One King Sago Ct August 2026 2002 $850,000
Plat One King Sago Ct August 2026 2018 $1,200,000
Plat Three Isla De Palma Cir August 2026 2010 $935,000

Source: Collier County Property Appraiser sales file, recorded through October 16, 2026. The county’s area fields are not used on this page; for size we use only the MLS living area of each closed home. Year built is printed exactly as the county roll carries it for each parcel.

How Does the Deed Record Differ From the MLS in Saturnia Lakes?

The Saturnia Lakes deed record and the MLS measure different things over different windows: the county counts 25 qualified recorded resales from October 17, 2025 to October 16, 2026, while the MLS pull of October 27, 2026 counts 26 closings from October 27, 2025 to October 27, 2026. Neither is added to the other.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.

Two records, side by side

Question Collier County deed record Southwest Florida MLS (Matrix)
What it counts Qualified, improved, arm’s-length resales on the 580 single-family parcels Closings the listing agents reported under Development SATURNIA LAKES
Window on this page October 17, 2025 to October 16, 2026 October 27, 2025 to October 27, 2026
Count 25 resales 26 closings
Median $829,000 $796,250
Range $424,500 to $1,300,000 $424,500 to $1,300,000
Days on market and sale-to-list Not recorded 53.5 days and 95.9% (medians)
Living area per home Not used on this page Per closing, 1,390 to 4,083 square feet
Private sales that never reached the MLS Included if qualified Not included

Why 25 does not equal 26

The counts differ for ordinary reasons. The windows differ: the county’s year ends on October 16, 2026 and the MLS year on October 27, 2026, and a deed records some days or weeks after its closing, so a sale near either edge can sit in one window and not the other. The filters differ: the county drops a deed it does not mark as qualified, while the MLS counts every reported closing. And the coverage differs: a private sale that never reached the MLS still records at the courthouse. Both records happen to share the same low and high price for the year, $424,500 on Barrigona Court and $1,300,000 on Senegal Date Drive.

Ready to Sell in Saturnia Lakes? Start With Your Size Tier

Tell us your street, your living area and your lot, and we send back a range built from the recorded sales of Saturnia Lakes homes like yours, the 10 listings competing with yours and your net at three prices. Use the valuation form, read our Saturnia Lakes home valuation guide, or Call Jesse direct at (239) 898-6072. If you are also buying, Call Marc at (239) 287-5873 and see how we help buyers in Naples.

How Should You Price a Saturnia Lakes Home?

You should price a Saturnia Lakes home from the closed homes of its own MLS size tier on the pull of October 27, 2026, then weigh lot, view, pool, condition, roof and storm protection. On that pull, homes under 2,200 square feet closed at a $570,000 median, 2,200 to 2,999 at $831,250 and 3,000 and over at $1,125,000.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.

The tier medians and per-foot medians are the MLS file’s; the tier sale-to-list and days-on-market medians are our arithmetic, computed in python from the 26 closed rows. Living area is the MLS living area of each closed home. Beds and baths are as the listing reported them, where “plus den” means a den was listed beside the bedrooms.

MLS size tier (pull of October 27, 2026) Sales Median sold Median sold per sq ft Low High
Under 2,200 sq ft 9 $570,000 $305.40 $424,500 $625,000
2,200 to 2,999 sq ft 10 $831,250 $319.31 $627,000 $1,275,000
3,000 sq ft and over 7 $1,125,000 $293.90 $855,000 $1,300,000

The largest tier trades at a lower price per foot than the middle tier, $293.90 against $319.31. A seller of a large home who prices by multiplying living area by the community’s per-foot median will overshoot; a seller of a mid-size home who uses the large-home rate will undershoot.

Homes under 2,200 square feet

Nine Saturnia Lakes homes under 2,200 square feet of living area closed on the MLS pull of October 27, 2026, at a $570,000 median sold price (range $424,500 to $625,000), a $305.40 median per foot, a 98.5% median sale-to-list ratio and a median of 15 days on market (the last two our arithmetic).

Street Closed Beds and baths Living area (sq ft) List price Sold price Days on market
Isla De Palma Cir August 2026 3 bed, 2 full 1,928 $629,000 $625,000 5
Triangle Palm Ter June 2026 2 plus den, 2 full 1,751 $599,000 $590,000 3
Khasia Pt May 2026 2 plus den, 2 full 1,937 $599,000 $575,000 4
Butterfly Palm Dr December 2025 3 bed, 2 full 1,928 $595,000 $572,000 73
Painted Palm Dr March 2026 4 plus den, 2 full 2,080 $613,000 $570,000 62
Ribbon Fan Ln March 2026 4 bed, 2 full 2,080 $549,000 $549,000 4
Triangle Palm Ter September 2026 3 bed, 2 full 1,751 $535,000 $535,000 15
Barrigona Ct June 2026 3 bed, 2 full 1,577 $515,000 $511,000 82
Barrigona Ct November 2025 3 bed, 2 full 1,390 $449,000 $424,500 55

Source: Southwest Florida MLS (Matrix), closed rows of the October 27, 2026 pull, street only.

This is the fastest tier in Saturnia Lakes. Both homes that closed at their full last list price sit here, on Ribbon Fan Lane and Triangle Palm Terrace, and five of the nine closed in 15 days or fewer. The two 2,080 square foot homes show what the first price does: the Ribbon Fan Lane home asked $549,000 and closed at it in 4 days, while the Painted Palm Drive home asked $613,000 and closed at $570,000 after 62 days.

Homes of 2,200 to 2,999 square feet

Ten Saturnia Lakes homes of 2,200 to 2,999 square feet closed on the MLS pull of October 27, 2026, at an $831,250 median sold price (range $627,000 to $1,275,000), a $319.31 median per foot, a 95.8% median sale-to-list ratio and a median of 60.5 days on market (the last two our arithmetic).

Street Closed Beds and baths Living area (sq ft) List price Sold price Days on market
Canary Island Cv June 2026 4 bed, 3 full 2,666 $1,349,900 $1,275,000 23
Isla De Palma Cir August 2026 3 plus den, 3 full 2,899 $974,900 $935,000 58
Palma Blanca Ct March 2026 4 bed, 2 full and 1 half 2,678 $899,950 $880,000 83
Princess Sabal Pt April 2026 4 bed, 3 full 2,620 $889,000 $850,000 45
King Sago Ct August 2026 4 bed, 3 full 2,652 $889,900 $850,000 63
Amargo Way October 2026 4 plus den, 3 full 2,681 $849,000 $812,500 160
Areca Cv October 2026 4 plus den, 2 full and 1 half 2,452 $799,000 $780,000 11
Triandra Ln January 2026 4 plus den, 2 full and 1 half 2,452 $699,990 $685,000 73
Pacaya Cv April 2026 3 plus den, 3 full 2,735 $699,000 $670,000 12
Triangle Palm Ter July 2026 4 bed, 2 full and 1 half 2,447 $699,900 $627,000 145

Source: Southwest Florida MLS (Matrix), closed rows of the October 27, 2026 pull, street only.

This tier holds the widest spread in the community. The Canary Island Cove home at 2,666 square feet closed at $1,275,000, $478.24 per foot, the highest rate on the pull; the guide records it on an oversize lakefront cul-de-sac lot with owner-retrofitted impact doors and windows. The Pacaya Cove home at 2,735 square feet, slightly larger, closed at $670,000, $244.97 per foot, the lowest rate on the pull. Living area sets the tier; lot, view, storm protection and condition set the result inside it. The Triangle Palm Terrace home at 2,447 square feet shows the other lesson: it took 145 days and closed at 89.6% of its last list price (the MLS file’s ratio).

Homes of 3,000 square feet and over

Seven Saturnia Lakes homes of 3,000 square feet or more closed on the MLS pull of October 27, 2026, at a $1,125,000 median sold price (range $855,000 to $1,300,000), a $293.90 median per foot, a 94.1% median sale-to-list ratio and a median of 52 days on market (the last two our arithmetic).

Street Closed Beds and baths Living area (sq ft) List price Sold price Days on market
Senegal Date Dr March 2026 4 plus den, 3 full and 1 half 4,034 $1,329,000 $1,300,000 12
Ivory Cane Pt July 2026 5 bed, 4 full 4,083 $1,275,000 $1,200,000 123
King Sago Ct August 2026 4 plus den, 3 full and 1 half 3,993 $1,274,900 $1,200,000 31
Palma Blanca Ct December 2025 5 bed, 3 full and 1 half 3,773 $1,275,000 $1,125,000 129
Senegal Date Dr December 2025 4 plus den, 3 full and 1 half 3,773 $1,145,000 $1,100,000 132
Campestre Ter May 2026 4 plus den, 3 full and 1 half 3,773 $1,150,000 $1,100,000 52
Campestre Ter December 2025 5 bed, 3 full 3,338 $929,000 $855,000 39

Source: Southwest Florida MLS (Matrix), closed rows of the October 27, 2026 pull, street only.

Three homes of 3,773 square feet closed in this window, on Palma Blanca Court, Senegal Date Drive and Campestre Terrace, at $1,125,000, $1,100,000 and $1,100,000. A shared living area produced nearly the same price, but not the same path: the Palma Blanca Court home asked $1,275,000 and closed at 88.2% of it after 129 days, the lowest sale-to-list ratio on the pull, while the Campestre Terrace home asked $1,150,000 and closed in 52 days. Two of the 10 actives on October 27, 2026 are in this tier, on Guadelupe Drive at 3,773 square feet and on Ivory Cane Point at 3,421.

The factors that move a Saturnia Lakes price

We name these factors on every Saturnia Lakes home; we do not price any of them, because no recorded data here isolates one.

  • Living area and plan. The tier sets the comparison set. A plan name such as Sapphire, Ibis or Aquamarine is how listings have marketed a home, not a measured size.
  • Lot and view. Lake, preserve and interior lots sell differently, and a cul-de-sac or oversize lot changes how a home shows. Saturnia Lakes’ water is internal community lakes, not boating water.
  • Pool and outdoor space. A private pool, its cage and the lanai are among the first things a buyer filters for, and each was an exterior change that should have an approval on file.
  • Storm protection. Manual shutters were the era’s baseline; impact windows and doors are an owner retrofit that a buyer’s insurer will ask about.
  • Roof and mechanical age. A tile roof’s age and permit history, the air conditioning and the water heater are inspection questions in a home of this era.
  • Condition and updates. Kitchens, baths and flooring in a home built from 2001 to 2006 have usually been refreshed once or are due.
  • Street and plat. Your street sets the closest comparables; your plat sets the recorded name a buyer’s appraiser pulls.

What Does a Saturnia Lakes Buyer Ask First?

A Saturnia Lakes buyer asks first what the quarterly fee is and what it covers, whether there is a CDD, what the tax bill and flood zone are, what insurance will cost, what the leasing rules allow and whether the pool, cage or impact windows were approved. We assemble that Saturnia Lakes answer packet before the first showing.

Your Saturnia Lakes answer packet

  • The estoppel certificate. It states the current quarterly fee, whether your account is current and any transfer fee, application fee or special assessment due, from the association itself. It is the binding figure; everything else is a report.
  • The no-CDD proof. Your Collier County tax bill, which carries the normal county-wide and regional levies and no community development district assessment.
  • The tax bill itself. The buyer’s bill will differ from yours after the sale resets the assessed value; the property tax disclosure says so in capital letters.
  • The flood zone for your address. A determination for your lot, not your street or the community, plus an elevation certificate if you have one.
  • Insurance. Your current wind and flood declarations, the roof’s age and permit, and a wind mitigation inspection report.
  • The leasing rules. Two leases a year, a 90-day minimum and association approval, for any buyer who plans to lease.
  • Architectural approvals on file. The approvals for any pool, cage, fence, generator, driveway, roof, shutter or window change.

The fee question

Per two 2026 MLS listings (agent-entered), the Saturnia Lakes master fee is $1,849 per quarter, $7,396 a year, with a $0 special assessment, current as of September 2026 per our guide. The same listings show a $2,000 transfer fee and a $100 application fee, $2,100 one-time. Those are listing reports, not an association fee schedule. Association budgets are adopted each year, so the figure your buyer relies on is the one on your estoppel certificate, issued by the association for your sale. Who pays the transfer fee is set by your contract and the association’s documents; we read both before we answer that for your sale.

What the fee covers

The MLS maintenance field on those listings itemizes what the fee covers: cable, internet and WiFi access, irrigation water from the reclaimed system, lawn and land maintenance, the manager, exterior pest control, the recreation facilities, security, street lights and street maintenance. There is no club membership, no equity fee and no golf. That itemized list is worth printing in your listing: a buyer comparing a Saturnia Lakes fee with a community that charges club dues on top of association dues is comparing different bundles.

The CDD question

Saturnia Lakes has no CDD, and the evidence is documentary. The Collier County Tax Collector’s annual reports for fiscal years 2024-2025 and 2021-2022 each list the residential community development districts levying in the county, including several in North Naples, and Saturnia Lakes appears in neither. Two MLS sold records for homes inside the community show “Tax District Type: Not Applicable.” Your tax bill will still carry the levies every home in this area pays, such as North Collier Fire Control and Rescue District, Collier Mosquito Control District and the South Florida Water Management District, but no district bond. In a corridor where buyers meet CDD lines on other gated communities’ bills, that is a real advantage you can show on paper. The full evidence is in our Saturnia Lakes community guide.

The leasing question

The MLS rules fields, as the guide records them, allow 2 leases per year with a 90-day minimum term, and each lease needs association approval. Short-term and vacation rental are effectively ruled out by that rule. If your home is leased now, hand your buyer the lease and the approval at the start; if your buyer plans to lease, the rule is part of their math, and it is better stated early than discovered late.

The approvals question

Any exterior change in a Chapter 720 community normally passes through the association’s architectural review, and a buyer’s inspector will notice a pool cage, a fence, a generator, an extended driveway or new impact windows. The guide did not locate a recorded Declaration or architectural rules to quote, so we ask the association for the current documents and for the approval letters on your home. An approval letter answers the question before it becomes a contingency.

The other rules a buyer asks about

Pets are allowed with association approval, and the guide found no confirmed size or count limit. Deed restrictions bar recreational vehicles. The community is gated with a guard at the Immokalee Road entrance; the Logan Boulevard gate is for residents only, so showings use the Immokalee Road gate. The guide does not confirm the guard’s staffing hours, and neither do we.

Flood Zones by Address in Saturnia Lakes

Flood zones in Saturnia Lakes are set by address: at the verified in-community address the guide queried, FEMA’s National Flood Hazard Layer reads Zone X, an area of minimal flood hazard outside the Special Flood Hazard Area, in Evacuation Zone E at about 25.3 feet of ground elevation. Your lot’s own determination is what a buyer’s lender reads.

What the map says, and what it does not

The guide’s reading is Zone X on FIRM panel 12021C0214H, effective May 16, 2012, at one verified address inside Saturnia Lakes; the hurricane evacuation zone there is E, Collier County’s last-called zone, per the Florida Division of Emergency Management’s Know Your Zone service; and the USGS 3D Elevation Program returns about 25.3 feet of ground elevation. Those are three independent systems telling a consistent story about an inland, well-elevated location. A flood zone is still an insurance construct attached to a parcel, and an evacuation zone is a surge planning construct. Neither one is evidence for the other, and one address is not 580.

Why the address matters to your sale

Your buyer’s lender orders a flood determination for your lot, and the zone on it shapes the buyer’s insurance quote and timeline. A Zone X reading outside the Special Flood Hazard Area is a favorable starting position, but it does not set a premium; wind mitigation, roof age and the insurer’s own appetite move the number too. If you hold an elevation certificate, have it ready. Look up your own address on the FEMA Map Service Center before you list, so the first time you see your zone is not in the buyer’s inspection period.

The map is being redrawn

Collier County’s Flood Insurance Rate Map is mid-revision. The preliminary map was released March 20, 2025; the 90-day public appeal period opened August 19, 2026 and runs to roughly November 17, 2026; and the new map is targeted to take effect in summer 2027, a date the county says is subject to change. A buyer can view the preliminary map for your parcel today on FEMA’s preliminary map viewer. We look up both the current and the preliminary reading for your address before you list, so the redraw is a fact in your file rather than a question at the closing table.

The flood disclosure you sign

Since October 1, 2024, section 689.302 of the Florida Statutes requires that “A seller must complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed,” and the current form, in force since October 1, 2025, adds a question on flood insurance claims. Answer it from your own records, and keep any claim paperwork with the file.

What a Saturnia Lakes Seller Owes: Estoppel, the 720 Disclosure, Flood and Tax Disclosures

A Saturnia Lakes seller owes the buyer the Chapter 720 disclosure summary before the contract is signed, the flood disclosure at or before signing, the property tax disclosure, and an estoppel certificate from the association, which Florida caps at $299 on a current account. Milestone inspections and reserve studies do not apply to these detached homes.

The Chapter 720 disclosure summary

Saturnia Lakes is a Chapter 720 community, so section 720.401 applies: “A prospective parcel owner in a community must be presented a disclosure summary before executing the contract for sale.” On a resale the owner supplies it. If the buyer does not receive it before signing, the contract is voidable by the buyer “within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. This right may not be waived by the purchaser but terminates at closing.” Deliver it with the offer paperwork and that clock never opens.

The estoppel certificate

Florida caps what an association can charge for the estoppel certificate a sale needs: no more than $299 on a current account, plus $119 if it is rushed within 3 business days and up to $179 more if the account is delinquent (Florida DBPR’s adjusted amounts under sections 720.30851 and 718.116, next update due by July 1, 2027). The association must deliver it “Within 10 business days after receiving a written or electronic request.” Saturnia Lakes’ own estoppel fee is not published, so we cite the cap, not a Saturnia Lakes figure, and we order the certificate early, because it carries the quarterly fee, the transfer and application fees and any amount owed.

The property tax disclosure

Section 689.261 puts this warning in front of every residential buyer: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE. A CHANGE OF OWNERSHIP OR PROPERTY IMPROVEMENTS TRIGGERS REASSESSMENTS OF THE PROPERTY THAT COULD RESULT IN HIGHER PROPERTY TAXES.” In Saturnia Lakes it matters, because a homesteaded owner who bought years ago is assessed well below a 2026 price, and the buyer is reassessed at just value as of January 1 of the year after the sale.

Milestone inspections and reserve studies

Florida’s milestone inspection and structural integrity reserve study rules reach condominium and cooperative buildings of three or more habitable stories; Saturnia Lakes is a Chapter 720 association of detached single-family homes, so neither applies to your sale.

Known conditions

Beyond the forms, disclose what you know that materially affects value and is not readily seen: roof leaks, water intrusion, open permits, unpermitted work and prior insurance claims belong on the table early. This page is information, not legal advice; route scope questions to a Florida real estate attorney.

What Does It Cost to Sell a Saturnia Lakes Home in Collier County?

Selling a Saturnia Lakes home in Collier County costs deed stamps of $0.70 per $100, a negotiated commission, the estoppel certificate at up to $299 on a current account, and prorations, while the buyer customarily pays the owner’s title policy. On illustrative sheets at three Saturnia Lakes prices, the listed seller lines come to about 5.7% of price.

Who customarily pays what in Collier County

The contract controls; the Collier County defaults are these. The seller pays the deed’s documentary stamp tax, “70 cents on each $100 or portion thereof of the total consideration,” and orders the estoppel. The buyer customarily pays the owner’s title policy and chooses the closing agent (“These are customs, not laws”), and the buyer always pays the lender’s policy, plus note stamps of 35 cents per $100 of the loan and intangible tax of 2 mills. Who pays the $2,000 transfer fee and the $100 application fee is set by the contract and the association’s documents, not by custom. Commissions are negotiable and not set by law.

Three illustrative net sheets

The sheets use a $570,000 home, the median of the under 2,200 square foot MLS tier; an $830,000 home, between the $829,000 county twelve-month resale median and the $831,250 middle-tier median; and a $1,125,000 home, the median of the 3,000 square foot and over MLS tier. They apply the deed stamp rate, the $299 estoppel cap and an illustrative commission of 5.0%, a labelled example for arithmetic, not our rate and not a recommendation.

Line $570,000 home $830,000 home $1,125,000 home
Deed stamps at $0.70 per $100 $3,990 $5,810 $7,875
Illustrative commission at 5.0% $28,500 $41,500 $56,250
Estoppel at the $299 cap $299 $299 $299
Owner’s title policy Buyer, by Collier custom Buyer, by Collier custom Buyer, by Collier custom
Transfer and application fees Per the contract and association documents Per the contract and association documents Per the contract and association documents
Total of the seller lines above $32,789 $47,609 $64,424
Proceeds before payoff, prorations and settlement fees $537,211 $782,391 $1,060,576
Seller lines as a share of price 5.75% 5.74% 5.73%

Our arithmetic, computed in python from the rates shown. Saturnia Lakes has no CDD, so no district balance is prorated or paid off.

Prorations: tax and the quarterly fee

Collier County property tax is a calendar-year bill mailed October 31 and due November 1, with a 4% discount in November stepping down 1% a month, delinquent April 1. At a closing before the year’s bill is paid, the seller credits the buyer for the seller’s days. As an illustration only, using the $9,269 2025 bill the guide records on one Canary Island Cove sale, a seller closing on July 1 would credit about $4,596.41 for 181 days ($9,269 x 181 / 365, our arithmetic, before any discount convention the closing agent applies). The quarterly fee prorates by the day for the quarter in which you close: at $1,849 for a 91-day quarter that is about $20.32 a day (our arithmetic), confirmed against the estoppel.

What the sheets leave out

Your payoff, settlement fees, a municipal lien search, repair credits, the tax proration, any concession and any charge your contract or the association’s documents assign to the seller are not in the table. Ask us for your own sheet at your own price.

Saturnia Lakes vs Stonecreek and Riverstone: What Your Buyer Will Compare

Saturnia Lakes buyers most often compare it with Stonecreek and Riverstone, two nearby gated North Naples communities in the same Immokalee Road and Logan Boulevard corridor of ZIP 34119. What they weigh is structure and amenities: the builder record, the association, CDD status, the clubhouse campus and the assigned high school.

The decision table

This table follows the comparison and schools sections of our Saturnia Lakes community guide and states nothing about either neighbor beyond them.

Community Builder record in the guide Structure in the guide Amenity note in the guide High school in the guide
Saturnia Lakes Widely attributed to GL Homes 580 detached single-family homes, three plats, one Chapter 720 association, no CDD, no golf Two pools, four lighted Har-Tru tennis courts, pickleball, clubhouse Gulf Coast High
Stonecreek GL Homes, confirmed 618 lots, single-family, one association, no CDD Larger clubhouse campus with an indoor sports court Aubrey Rogers High
Riverstone Not researched in depth by the guide Named as a nearby comparable Not compared in the guide Aubrey Rogers High

What the table means for a Saturnia Lakes seller

Two lines shape your sale. A buyer who wants the biggest amenity campus in the corridor will weigh Stonecreek’s indoor sports court; a buyer who wants a current, compact amenity set with no CDD and one fee, across a price range from $424,500 to $1,300,000 in one gate on the twelve-month record, is shopping your home. And the high school differs: Stonecreek and Riverstone feed Aubrey Rogers High, while Saturnia Lakes addresses are assigned to Gulf Coast High for 2026-2027 per the district’s tool. State each fact plainly and let the buyer weigh it. Every community in the corridor shares the same flood map redraw, so that is not a point of difference.

Stonecreek and Riverstone, read separately

Our Stonecreek community guide and Riverstone community guide carry their own records, and none of their figures should be assumed to apply to Saturnia Lakes. Own there too? Read our guides to selling a home in Stonecreek and selling a home in Riverstone, and our guide to selling a home in Naples covers the rest of the city.

When Do Saturnia Lakes Sales Record?

Saturnia Lakes resales recorded in eleven of the months in the county’s twelve-month window, from 1 to 3 a month, with 3 in December 2025, March 2026 and each month from June to August 2026, and none in September 2026 or October 1 to 16, 2026. Recording follows contracts by weeks, so a deed month trails the contract.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.

County recorded resales by month, twelve months

Month recorded Saturnia Lakes resales
October 2025 (from October 17) 2
November 2025 2
December 2025 3
January 2026 1
February 2026 1
March 2026 3
April 2026 2
May 2026 2
June 2026 3
July 2026 3
August 2026 3
September 2026 0
October 1 to 16, 2026 0

Source: Collier County Property Appraiser sales file, qualified resales recorded October 17, 2025 to October 16, 2026; 25 in all.

What the months can and cannot tell you

Twelve of the 25 resales recorded from December 2025 through May 2026 and 9 from June through August 2026 (our count). With 25 sales in a year, a single month’s count moves by a sale or two for no reason at all, so these counts describe when Saturnia Lakes deeds recorded, not when you should list. They show no single season carrying the year. The MLS closings tell the same story from a different record: the pull’s 26 closings run from November 2025 through October 2026.

How We Negotiate a Saturnia Lakes Sale

We negotiate a Saturnia Lakes sale from the gap the records show: the MLS pull of October 27, 2026 put the median closing at 95.9% of its last list price, only 2 of 26 closings reached the ask, and the county’s repeat sales show Saturnia Lakes resales landing both above and below an owner’s earlier price.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.

What the gap looks like

At the 95.9% median, a Saturnia Lakes home listed at $830,000 closes at about $795,970 (our arithmetic). Across the 26 closings, the median difference between last list price and sold price was $32,750 (our arithmetic). The difference grew with time: the five closings that took 100 days or more gave up between $36,500 and $150,000 from their last asks, while the eight that went under contract in 15 days or fewer gave up between $0 and $29,000 (our arithmetic). The longest on the pull, an Amargo Way home at 160 days, closed at 95.7% of its last list price; the shortest, a Triangle Palm Terrace home at 3 days, closed at 98.5%.

Recorded repeat sales, both directions

The county’s file of parcels sold twice holds 95 pairs whose later sale recorded since October 17, 2021: 86 resold above the earlier price and 9 below (our count). The pattern follows the earlier date. All 26 pairs whose earlier sale recorded from 2019 through 2021 resold higher; of the 11 pairs whose earlier sale recorded in 2022 or later, 8 resold lower and 3 higher (our count). Some examples, street only:

Plat Street Earlier sale Later sale Change
Plat One Canary Island Cv August 2023, $1,550,000 June 2026, $1,275,000 -17.7%
Plat One Campestre Ter June 2023, $1,000,000 December 2025, $855,000 -14.5%
Plat Three Triangle Palm Ter January 2023, $679,000 June 2026, $590,000 -13.1%
Plat One Butterfly Palm Dr April 2024, $810,000 March 2025, $785,000 -3.1%
Plat Two Palma Blanca Ct February 2024, $1,342,000 January 2025, $1,340,000 -0.1%
Plat Three Isla De Palma Cir August 2023, $1,170,000 January 2025, $1,254,000 +7.2%
Plat One King Sago Ct December 2021, $960,000 August 2026, $1,200,000 +25.0%
Plat Two Palma Blanca Ct September 2020, $680,000 November 2025, $1,125,000 +65.4%

Source: Collier County Property Appraiser sales file. A repeat pair does not say what changed in the home between the two sales, so read it as a record of two prices, not a measure of the market. Some earlier sales in the file date from the community’s build-out years and may be the first sale of the home.

What a 2022 or 2023 buyer is selling into

If you bought your Saturnia Lakes home in 2022 or 2023, the recorded pairs say plainly that a resale since then has more often landed below that price than above it. The calendar-year resale medians tell the same story: $772,500 in 2022 and $862,500 in 2023 against $767,500 in the 2026 recordings to October 16. That is not a reason to underprice. It is a reason to price from the homes of your size that are closing now, not the price you paid, and to know your net before the first offer arrives.

The negotiation points specific to Saturnia Lakes

  • The estoppel early, so the quarterly fee and the $2,000 transfer and $100 application fees reported on 2026 listings are confirmed, and their payer is settled in the contract before the inspection period ends.
  • The no-CDD tax bill, so a buyer comparing a CDD community’s carrying cost sees the difference on paper.
  • The flood file. The current and preliminary map readings for your address, and an elevation certificate if you have one, keep an insurance quote from becoming a late price request.
  • Storm protection and roof papers. Impact window and door receipts, the roof permit and a wind mitigation report turn an inspection question into a selling point.
  • Approvals on file. A pool, cage, fence or generator with its approval letter is not a question at inspection.
  • Your size tier’s competition. Your leverage depends on how many homes of your size are active that week; on October 27, 2026 there were 10 in the whole community.

Get Your Free Saturnia Lakes Home Valuation

To get a free Saturnia Lakes home valuation, enter your details in the valuation form on this page or call Jesse direct at (239) 898-6072. We reply with a range built from recorded sales of Saturnia Lakes homes of your size, the competing listings and your net at three prices.

What a McGreevy and Comisar valuation includes

Your range, with the sales we used, their dates and their living area; the Saturnia Lakes listings competing with yours that week; a net sheet at three prices using the Collier County split on this page; and the documents to order before you list: the estoppel, your tax bill, the flood determination for your address and the architectural approvals on file. If you want, Jesse follows with a free in-person look at the home. Our Saturnia Lakes home valuation guide shows the method in full.

How to reach us today

Call Jesse direct at (239) 898-6072, or use the valuation form. You are working with Top 1% Real Estate Agents Nationally Since 2008, and the conversation is confidential and carries no obligation. An opinion of value from a licensee is not an appraisal.

What Do Clients Say About McGreevy and Comisar as Saturnia Lakes Listing Agents?

Saturnia Lakes sellers choosing a listing agent can read what clients across Southwest Florida say about Jesse McGreevy and Marc Comisar in their own words. McGreevy and Comisar is a top-reviewed Saturnia Lakes listing agent; the quotes below are exact, each labelled with the site where the client posted it.

A client on a sale after months with no offers

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Verified Google review

A client who has sold three homes with us

★★★★★ “Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn’t have been happier! If we ever move again we’ll always call Jesse and Marc!” Verified Google review

A client across five transactions

★★★★★ “We have used his services for 5 transactions and every one has gone smoothly. He is a fantastic communicator, offers great representation, and is extremely honest.” Verified Google review

A client on market knowledge

★★★★★ “Marc’s attention to detail and deep understanding of the Southwest Florida market gave us so much confidence.” Verified Google review

Read the full feed

More client reviews are on our Google Business Profile. We never publish an aggregate rating on this page, and we quote reviews exactly as written.

Frequently Asked Questions, Saturnia Lakes Seller Edition

These are the questions Saturnia Lakes sellers ask most, answered from the county’s recorded sales to October 16, 2026, the MLS pull of October 27, 2026, our community guide’s association and flood work, and Florida law; each answer names its record so you can check it.

How do I sell my home in Saturnia Lakes?

Start with your size tier. We price from the MLS closings of Saturnia Lakes homes your size and your plat’s recorded resales, order the estoppel early, pull your tax bill to show there is no CDD, look up the flood zone for your address and gather your roof, storm protection and architectural approval papers. Call Jesse direct at (239) 898-6072.

What is my Saturnia Lakes home worth?

It depends first on your living area. On the MLS pull of October 27, 2026, homes under 2,200 square feet closed at a $570,000 median, 2,200 to 2,999 at $831,250 and 3,000 and over at $1,125,000. Lot, view, pool, roof, storm protection and condition set where you sit inside your tier. A community median is not a value; ask us for yours.

How many Saturnia Lakes homes sold in the last 12 months?

Two records answer two ways. Collier County recorded 25 qualified resales from October 17, 2025 to October 16, 2026. The MLS pull of October 27, 2026 counts 26 closings from October 27, 2025 to October 27, 2026. Different windows and filters; never add them.

How long do Saturnia Lakes homes take to sell right now?

On the MLS pull of October 27, 2026, the median closing spent 53.5 days on market for its current listing, with a range of 3 to 160 days. The under 2,200 square foot tier was quickest, at a median of 15 days (our arithmetic). Days on market here does not count time on an earlier, expired listing.

What percentage of list price do Saturnia Lakes homes sell for?

The median closing on the MLS pull of October 27, 2026 sold at 95.9% of its last list price, and the average at 95.8%. Only 2 of 26 closed at or above the last list price, and both were under 2,200 square feet.

How many Saturnia Lakes homes are on the market right now?

On October 27, 2026 the MLS showed 10 active Saturnia Lakes listings at a $699,500 median list price, ranging from $524,500 to $1,100,000. At the twelve-month pace of 2.17 sales a month, that is 4.6 months of supply. We pull the live count the week you list.

Why do the county and the MLS show different Saturnia Lakes numbers?

They are different records over different windows. The county counts qualified recorded deeds from October 17, 2025 to October 16, 2026, 25 resales at an $829,000 median; the MLS counts reported closings from October 27, 2025 to October 27, 2026, 26 at a $796,250 median. Both are correct for what they measure.

Should I price my Saturnia Lakes home off my plat’s median or my size tier?

Your size tier first. A plat median mixes every size of home on the plat, and Plat Two’s twelve-month median rests on 4 sales. The MLS tiers compare your home with homes of its own living area, then lot, view and condition narrow it.

Do larger Saturnia Lakes homes sell for more per square foot?

No. On the October 27, 2026 pull the 3,000 square foot and over tier closed at a $293.90 median per foot, below the 2,200 to 2,999 tier’s $319.31 and the under 2,200 tier’s $305.40. Larger homes bring more dollars, not more per foot.

What is the Saturnia Lakes HOA fee?

Per two 2026 MLS listings (agent-entered), the master fee is $1,849 per quarter, $7,396 a year, with a $0 special assessment, current as of September 2026 per our guide. The estoppel certificate the association issues for your sale is the binding figure.

What does the Saturnia Lakes HOA fee cover?

The MLS maintenance field itemizes cable, internet and WiFi access, reclaimed irrigation water, lawn and land maintenance, the manager, exterior pest control, the recreation facilities, security, street lights and street maintenance. There is no club membership or equity fee and no golf.

Does Saturnia Lakes have a CDD?

No. Saturnia Lakes does not appear among the community development districts in the Collier County Tax Collector’s annual reports for fiscal years 2024-2025 and 2021-2022, and two MLS sold records read “Tax District Type: Not Applicable.” Your own tax bill is the proof to hand a buyer.

Who pays the transfer fee when a Saturnia Lakes home sells?

Two 2026 MLS listings report a $2,000 transfer fee and a $100 application fee. Who pays them is set by your contract and the association’s documents, not by a page like this one; the estoppel certificate confirms the amounts, and we settle the payer in the contract before signing.

Who orders and pays for the Saturnia Lakes estoppel certificate?

The owner or the closing agent on the owner’s behalf requests it, and the association must deliver it within 10 business days. Florida caps the fee at $299 on a current account, plus $119 if rushed and up to $179 if delinquent (DBPR’s adjusted amounts). Who bears the cost is a contract term.

Do I have to give my buyer the section 720.401 disclosure summary?

Yes. Saturnia Lakes is a Chapter 720 community, and section 720.401 requires the summary before the buyer signs. If it is missing, the buyer can void the contract within 3 days after receiving it or before closing, whichever comes first.

What flood disclosure must I give a Saturnia Lakes buyer?

Section 689.302 requires a flood disclosure at or before the time the sales contract is executed, in force since October 1, 2024; the form in use since October 1, 2025 adds a question on flood insurance claims. Answer from your own records.

Is my Saturnia Lakes home in a flood zone?

At the verified address our guide queried, FEMA’s map reads Zone X, outside the Special Flood Hazard Area, at about 25.3 feet of ground elevation. Zones attach to parcels, so look up your own address on the FEMA Map Service Center before you list.

Will the Collier flood map redraw affect my Saturnia Lakes sale?

It is a county-wide revision, not a Saturnia Lakes issue: the preliminary map was released March 20, 2025, the appeal period opened August 19, 2026, and a new map is targeted for summer 2027. We put your current and preliminary readings in your file so a buyer sees both.

What hurricane evacuation zone is Saturnia Lakes in?

Evacuation Zone E, Collier County’s last-called zone, per the Florida Division of Emergency Management’s Know Your Zone service at the guide’s verified address. Every part of Collier sits in some zone, so E describes when an order would come, not an exemption.

What does it cost to sell a home in Saturnia Lakes?

On our illustrative sheets, deed stamps, a 5.0% example commission and the $299 estoppel cap come to $32,789 at $570,000, $47,609 at $830,000 and $64,424 at $1,125,000, about 5.7% of price (our arithmetic). Payoff, prorations, settlement fees and contract terms come on top.

Who pays the owner’s title insurance in Collier County?

In Collier County the buyer customarily pays the owner’s title policy and chooses the closing agent. These are customs, not laws, and the contract controls. The owner’s policy is not on our seller net sheets for that reason.

What realtor commission is typical for a Saturnia Lakes listing in 2026?

There is no standard rate. Commissions are fully negotiable and not set by law, and our net sheets use 5.0% only as a labelled illustration. We put the listing terms in writing before you sign anything.

Do Florida sellers still pay the buyer’s agent after the NAR settlement?

Only if you choose to. Since August 17, 2024, offers of compensation are no longer allowed on the MLS; sellers can still offer compensation off the MLS or offer buyer concessions on it. Buyers now sign a written agreement with their own agent before touring.

Can I sell my Saturnia Lakes home while it is leased?

Yes. A lease that runs past closing passes with the home, so hand your buyer the lease, the association’s approval and the tenant’s deposit terms at the start. Saturnia Lakes leases need approval and run at least 90 days, so a tenant in place is a known quantity a buyer can read.

Can a buyer rent out a Saturnia Lakes home after closing?

Within the rules. The MLS rules fields allow 2 leases per year, a 90-day minimum term and association approval for each lease, which effectively rules out short-term rental. We state it in the listing so the right buyer reads it early.

Can I sell my Saturnia Lakes home and rent it back?

A rent-back is a contract term between you and your buyer, separate from the community’s standing leasing rules. Tell us your timing and we write it into the offer terms. Call Jesse direct at (239) 898-6072.

Are there condominiums, villas or townhomes in Saturnia Lakes?

No. Every one of the 580 homes in Saturnia Lakes is a detached single-family home on its own lot, across three recorded plats under one association, even where an aggregator suggests otherwise. Your competition is other detached homes of your size.

Is Saturnia Lakes an age-restricted community?

No. Housing for Older Persons: No; not an age-restricted community, per the MLS field. That is a rule fact about the association, and we state it in the listing so no buyer has to guess.

Do buyers ask about impact windows and the roof?

Almost always. Homes here were built with concrete block, tile roofs and manual shutters, and many owners have retrofitted impact glass. A wind mitigation report, the roof permit and receipts for impact work answer the insurer’s first questions.

Should I renovate my Saturnia Lakes home before selling?

Fix what an inspector will write up and gather the papers for what you have already done. Beyond that, the decision is yours; we do not price renovations on this page, because no recorded data here isolates one. We walk the home with you and say what buyers in your tier will notice.

Who built Saturnia Lakes?

The builder is widely attributed to GL Homes in listing copy, and homes date from about 2001 to 2006 by the county roll’s years. No plat dedication or developer filing read for our guide confirms the name, so we say widely attributed.

What schools are assigned to Saturnia Lakes addresses?

For 2026-2027, Collier County Public Schools’ assignment tool, as our guide queried it, gives Laurel Oak Elementary, Oakridge Middle and Gulf Coast High. Confirm any address on the district’s zone finder for the year of enrollment.

When do Saturnia Lakes sales record during the year?

In the county’s twelve-month window, resales recorded in eleven months, 1 to 3 a month, with 12 of 25 from December 2025 through May 2026 and 9 from June through August 2026 (our count). The counts describe recordings, not the right month to list.

Can I move my Save Our Homes benefit when I sell my Saturnia Lakes homestead?

Often, yes. Florida portability lets you carry the lesser of $500,000 or the difference between just value and assessed value of your prior homestead to a new Florida homestead. Your buyer is reassessed at just value as of January 1 of the year after the sale.

Is Saturnia Lakes the same as Stonecreek or Riverstone?

No. All three sit in the same Immokalee Road and Logan Boulevard corridor of ZIP 34119, but each has its own association and its own record, and Stonecreek and Riverstone feed Aubrey Rogers High while Saturnia Lakes addresses are assigned to Gulf Coast High.

Does Saturnia Lakes have golf?

No. The MLS golf field reads “No Golf Available,” and there is no club membership or equity fee. For a buyer who does not want to pay for golf, that is a reason to shop your home.

Is there a special assessment in Saturnia Lakes right now?

Per two 2026 MLS listings (agent-entered), the special assessment line reads $0. Budgets are adopted each year, so the estoppel certificate for your sale confirms whether any assessment is due.

Is Saturnia Lakes in Naples?

Yes. Saturnia Lakes is in North Naples, Collier County, ZIP 34119, off Immokalee Road near Logan Boulevard.

How do I choose a listing agent for a Saturnia Lakes home?

Ask how they will price you: from your size tier’s closings or a community median, from which record and window. Ask what they will hand a buyer before the first showing: estoppel, no-CDD bill, flood file, approvals. Then Call Jesse direct at (239) 898-6072.

Can you help me sell in Saturnia Lakes and buy my next home at the same time?

Yes. Jesse leads the sale and Marc leads the purchase, and we time the two closings so you are not carrying two homes longer than you need to. Read our guide to buying a home in Saturnia Lakes if your next home is here too, or Call Marc at (239) 287-5873.

Your Local Real Estate Experts for Saturnia Lakes

Saturnia Lakes sellers work directly with Jesse McGreevy and Marc Comisar, the #5 real estate team in Florida (RealTrends 2026), who read the county’s recorded resales for all three plats, the MLS rows by size and the association and flood records before pricing a Saturnia Lakes home. Jesse leads listings and seller strategy; Marc leads buyer representation and negotiation.

McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. We tracked every qualified Saturnia Lakes resale in the county’s twelve-month file before writing this page.

If you are thinking, “I need someone to sell my house in Saturnia Lakes, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you are selling on Isla De Palma Circle, Butterfly Palm Drive, Triangle Palm Terrace, Senegal Date Drive, Barrigona Court, Campestre Terrace, Palma Blanca Court, King Sago Court or Princess Sabal Point, on Plat One, Plat Two or Plat Three, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

Jesse McGreevy

Jesse McGreevy lists homes across Naples, Bonita Springs and Estero, and builds a Saturnia Lakes price from your size tier’s closings and your plat’s recorded resales. Call Jesse direct at (239) 898-6072.

Marc Comisar

Marc Comisar represents buyers and sellers across Southwest Florida and handles the negotiation when you sell and buy at the same time. Call Marc at (239) 287-5873.

Where Saturnia Lakes fits in North Naples

Saturnia Lakes is a gated community of 580 detached single-family homes in Section 28, Township 48 South, Range 26 East, off Immokalee Road near Logan Boulevard, recorded in three plats and governed by one Chapter 720 association since 2001. Its 21 residential streets share one palm and botanical naming theme. For the clubhouse, the courts, the schools, the corridor and the full flood work, read our Saturnia Lakes community guide. Read more about McGreevy and Comisar.

Sources and Authoritative References for Saturnia Lakes Sellers

Every Saturnia Lakes figure on this page traces to a primary source below: the Collier County record, the Southwest Florida MLS, the association’s state filings, federal and state agencies, and the statutes behind a seller’s duties. We cite no listing portal and no brokerage site other than our own.

  1. Southwest Florida MLS (Matrix), Development SATURNIA LAKES, closings October 27, 2025 to October 27, 2026 and active listings at the pull of October 27, 2026 (member system, not linked; a fresh pull is queued).
  2. Collier County Property Appraiser sales file, qualified improved sales recorded through October 16, 2026, on Saturnia Lakes Plat One, Plat Two and Plat Three (county data release, no web link).
  3. Florida Division of Corporations, Saturnia Lakes Homeowners Association, Inc., 2025 annual report, document N01000003010 (PDF).
  4. Florida Division of Corporations, Saturnia Lakes Homeowners Association, Inc., 2019 annual report (PDF).
  5. Florida Division of Corporations, Sunbiz search.
  6. Collier County Tax Collector, Annual Report, fiscal year 2024-2025 (PDF).
  7. Collier County Tax Collector, Annual Report, fiscal year 2021-2022 (PDF).
  8. Collier County Tax Collector, official site.
  9. Collier County Tax Collector, real estate property taxes.
  10. Collier County, official government portal.
  11. Collier County Floodplain Management.
  12. Collier County, Proposed Flood Insurance Rate Map reflects changes to local flood risk, August 19, 2026.
  13. Collier County 311 knowledge base, flood map adoption.
  14. Collier County Emergency Management, Hazard Resources Lookup.
  15. FEMA Flood Map Service Center, address search.
  16. FEMA Flood Map Service Center, preliminary map viewer.
  17. FEMA National Flood Hazard Layer, map service.
  18. FEMA, flood zones.
  19. FEMA, flood maps.
  20. FEMA, base flood elevation glossary.
  21. National Flood Insurance Program, FloodSmart.
  22. USGS 3D Elevation Program, point query service.
  23. USGS, 3D Elevation Program.
  24. USGS, The National Map.
  25. Florida Division of Emergency Management, Know Your Zone.
  26. Florida Division of Emergency Management, Know Your Zone lookup.
  27. Florida Division of Emergency Management, Know Your Zone feature service.
  28. Florida Division of Emergency Management, official site.
  29. Ready.gov, hurricanes.
  30. National Hurricane Center, NOAA.
  31. Florida Office of Insurance Regulation.
  32. Citizens Property Insurance Corporation.
  33. South Florida Water Management District.
  34. North Collier Fire Control and Rescue District.
  35. Collier Mosquito Control District.
  36. Florida Statutes, Chapter 720, homeowners associations.
  37. Florida Statutes section 720.30851, estoppel certificates.
  38. Florida Statutes section 720.401, disclosure summary before sale.
  39. Florida Statutes section 689.261, property tax disclosure.
  40. Florida Statutes section 689.302, flood disclosure.
  41. Laws of Florida, chapter 2024-215, flood disclosure.
  42. Laws of Florida, chapter 2025-166, flood disclosure form.
  43. Florida Statutes section 553.899, milestone inspections.
  44. Florida Statutes section 193.155, homestead assessment and portability.
  45. Florida Statutes section 28.24, recording fees.
  46. Florida DBPR, estoppel certificate fees (PDF).
  47. Florida Department of Business and Professional Regulation.
  48. Florida Department of Revenue, documentary stamp tax.
  49. Florida Department of Revenue, nonrecurring intangible tax.
  50. Florida Department of Revenue, property tax exemptions.
  51. Florida Department of Revenue, Save Our Homes (PDF).
  52. Florida Department of Financial Services, title insurance overview.
  53. Barnes Walker, who pays for title insurance in Florida by county.
  54. National Association of REALTORS, what the settlement means for buyers and sellers.
  55. National Association of REALTORS, settlement FAQs.
  56. National Association of REALTORS.
  57. Collier County Public Schools, official site.
  58. Collier County Public Schools, Interactive Zoning Tool.
  59. Collier County Public Schools, attendance zone map.
  60. Collier County Public Schools, attendance boundaries.
  61. Laurel Oak Elementary School.
  62. Aubrey Rogers High School, about the school.
  63. Florida Department of Education, school grades.
  64. McGreevy and Comisar, Google Business Profile reviews.

Downloadable Documents for Saturnia Lakes Sellers

These official documents bear most directly on selling a Saturnia Lakes home: the association’s state filing, the county’s no-CDD evidence and flood map notice, the federal and state flood and evacuation lookups, the school zone tool, the state’s estoppel fee schedule and the statutes that set a seller’s duties. Each link opens the issuing authority’s own copy.

Document Issued by What it tells a Saturnia Lakes seller Link
2025 annual report, Saturnia Lakes Homeowners Association, Inc., N01000003010 Florida Division of Corporations The association’s current state filing and active status Open the annual report
Annual Report, fiscal year 2024-2025 Collier County Tax Collector The district list that carries no Saturnia Lakes CDD Open the annual report
Proposed Flood Insurance Rate Map announcement Collier County The redraw timeline and the appeal window Read the county notice
Flood map address search FEMA Map Service Center The current flood zone for your address Search your address
Preliminary map viewer FEMA Map Service Center The proposed zone for your parcel Open the preliminary viewer
Know Your Zone Florida Division of Emergency Management The evacuation zone for your address Look up your zone
Attendance zone tool Collier County Public Schools The assigned schools for your address Check your school zone
Estoppel certificate fee schedule Florida DBPR The $299, $119 and $179 amounts Open the fee schedule
Section 720.401, disclosure summary Florida Legislature The pre-contract summary a Saturnia Lakes seller delivers Read section 720.401
Section 720.30851, estoppel certificates Florida Legislature Delivery within 10 business days and the fee structure Read section 720.30851
Section 689.261, property tax disclosure Florida Legislature The tax warning in every residential contract Read section 689.261
Section 689.302, flood disclosure Florida Legislature What a seller states about flooding Read section 689.302

Talk to McGreevy and Comisar About Your Saturnia Lakes Sale

Saturnia Lakes sellers can reach McGreevy and Comisar directly: Jesse for a listing and a valuation, Marc for a purchase. We are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, and every conversation about a Saturnia Lakes home is confidential and carries no obligation.

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Selling a Saturnia Lakes home? Get a free valuation through the valuation form, or Call Jesse direct at (239) 898-6072. Buying one? Call Marc at (239) 287-5873 or see how we represent buyers. The full community picture is in our Saturnia Lakes community guide.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com. Read more about McGreevy and Comisar.

Market data from Southwest Florida MLS (Matrix), pulled October 27, 2026. Collier County recorded sales through October 16, 2026. McGreevy and Comisar, sell your Saturnia Lakes home with Top 1% Real Estate Agents Nationally Since 2008. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.