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What’s Your Riverstone Home Worth?

What’s Your Riverstone Home Worth?

Your Home Valuation

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026 · Market data from the Southwest Florida MLS pulled September 15, 2026 and Collier County recorded sales through August 31, 2026

What a Riverstone home is worth depends on three things a portal estimate cannot see: which of the community’s floor plans it is, where its lot sits against the lakes and preserves, and what the roof, windows and flood paperwork look like. This is Riverstone in North Naples, ZIP 34119, a gated community of 802 single-family homes in unincorporated Collier County; it is not the Riverstone communities in Davie, Land O’ Lakes or Lakeland. Our Riverstone community guide covers the association, the amenities and daily life, and this page is the valuation companion to it, and it sits among our Naples seller pages.

Here is the short version. The Southwest Florida MLS recorded 36 Riverstone closings in the twelve months to September 15, 2026 at a $927,500 median, and the Collier County deed record shows 28 qualified sales in the twelve months to August 31, 2026 at a $910,000 median. Inside those medians the sold range ran from $605,000 to $2,225,000, and homes of exactly the same living area sold up to 45.6 percent apart. If you are deciding whether to list, our Riverstone seller’s guide turns a value into a price and a net sheet, and if you will buy again afterward, our guide to buying a Riverstone home covers the other side. To get your own range first, use the valuation form or call Jesse direct at (239) 898-6072.

Get Your Free Riverstone Valuation in 60 Seconds

To get a free Riverstone valuation, enter your address and your details in the valuation form on this page or call Jesse direct at (239) 898-6072. We answer with a range built from Riverstone’s own closings for your floor plan and lot position, the competing listings, the county’s certified figures for your parcel and the condition of your roof, windows and flood paperwork.

What a McGreevy and Comisar valuation includes

Your range, the closings we used with their months and prices, the active Riverstone listings that compete with you, the flood determination letter that covers your plat, a note on your tax bill and the association figures a buyer will ask about. If you want it, Jesse or Marc follows with a free in-person look at the house and the lot. It carries no obligation and the conversation is confidential.

Key Takeaways

These are the eight facts a Riverstone owner needs before asking what a home is worth, drawn from the Southwest Florida MLS pull of September 15, 2026, the Collier County certified 2026 roll and recorded qualified sales through August 31, 2026, and the association’s published figures, each explained below.

  • MLS, 36 closings in 12 months. Median sold price $927,500, range $605,000 to $2,225,000, median 58 days on market, median 94.78 percent of list, 2 of 36 at or above list, twelve months to September 15, 2026.
  • County record, 28 qualified sales. Median $910,000, low $605,000, high $2,225,000, all resales, none builder-direct, twelve months to August 31, 2026. The two records count differently and are never blended on this page.
  • Same plan, wide spread. Six homes of 2,081 square feet sold from $605,000 to $800,000, three of 3,051 square feet from $900,000 to $1,275,000, and three of 3,215 square feet from $900,000 to $1,310,000.
  • Certified just value is not a price. The certified 2026 median just value is $881,454 across all 802 homes, below both the recorded median of $910,000 and the MLS median of $927,500.
  • Supply. 14 homes active on September 15, 2026 at a $1,199,000 median list, about 4.7 months of supply at the 36-closing pace.
  • The carry. $1,515 a quarter, $6,060 a year to one association, a median 2026 tax bill of $6,684.57 and a buyer-paid capital contribution of $3,030 at resale.
  • Flood, both halves. All 802 homes sit in a Special Flood Hazard Area on the effective FEMA map, and FEMA has removed every one of them from it by six Letters of Map Revision based on Fill and one Letter of Map Amendment.
  • Lot position. 406 of 802 homes (50.6 percent) sit on a lake and 70.7 percent back to a lake or a preserve, which is why the lot belongs in every valuation.

What Are Riverstone Homes Worth Right Now?

Riverstone homes are worth anywhere from about $605,000 to more than $2,200,000 depending on plan and lot: the MLS recorded 36 closings in the twelve months to September 15, 2026 at a $927,500 median, the county recorded 28 qualified sales to August 31, 2026 at a $910,000 median, and which end your house sits at is the whole valuation question.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

The MLS record, 36 closings

Every figure in this table is from the Southwest Florida MLS Matrix pull of September 15, 2026 for the twelve months before it. Because 36 is an even count, each median is the mean of the middle pair rather than an observed sale, and we print the pair so you can check it.

Measure, MLS closed sales Value Middle pair
Closings, twelve months to September 15, 2026 36
Median sold price $927,500 $920,000 and $935,000
Median list price $984,500 $970,000 and $999,000
Median living area 2,830 sq ft 2,609 and 3,051
Median days on market 58 53 and 63
Median sold price per sq ft of living area $342.91 $340.44 and $345.39
Median sold-to-list ratio 94.78% 94.7368% and 94.8148%
Sold range $605,000 to $2,225,000
Closings at or above list 2 of 36
Median gap, list price to sold price $50,000
Closed within 30 days on market 13 of 36
Took more than 120 days on market 10 of 36
Total closed volume $36,970,000

Source: Southwest Florida MLS Matrix, Development RIVERSTONE, closed in the twelve months to September 15, 2026. The $50,000 median gap, the 13 of 36 and the 10 of 36 are our counts of the same 36 closings.

The county record, 28 qualified sales

The Collier County Property Appraiser’s recorded qualified sales are a different record with a different definition. In the twelve months from October 2025 to August 31, 2026 the county shows 28 qualified improved sales at a $910,000 median, a low of $605,000 and a high of $2,225,000. All 28 were resales, and none was a builder-direct sale, which is what you would expect in a community the developer finished in 2017. Source: Collier Property Appraiser data file dated August 29, 2026, newest recorded sale August 31, 2026.

Why do 28 and 36 differ? The county counts only transfers it grades qualified improved, while the multiple listing service counts every closing reported to it. The two medians land $17,500 apart ($910,000 and $927,500), the cross-check that tells us both pulls found the same community. We never restate one record against the other’s count.

The homes on the market today

On September 15, 2026 the MLS showed 14 active Riverstone homes at a median list price of $1,199,000, a range of $719,900 to $2,195,000 and a median of 98 days on market. Fourteen active against 36 closings a year is about 3.0 closings a month, so 4.7 months of supply. The active median list sits $271,500 above the closed median ($1,199,000 against $927,500), and the active homes have waited 98 days against 58 for the homes that sold.

How much of a list price do Riverstone sellers keep?

The median Riverstone sale closed at 94.78 percent of its list price, a median of $50,000 below the asking price, and only 2 of 36 closed at or above list. On a $984,500 median list price that is the difference between the ask and the $927,500 median sale. The ratio runs from 87.61 percent to 100.00 percent, so the right price for your house is a number you can defend with closings, not a number you hope to reach.

Riverstone Homes by Living Area

Size is the first thing a buyer sorts by, so it is the first cut we make. This table splits the same 36 MLS closings into four bands of living area.

Living area band Closings Median sold Range Median $ per living sq ft Median days on market Median sold-to-list
Under 2,400 15 $720,000 $605,000 to $975,000 $345.99 53 96.78%
2,400 to 2,999 3 $1,000,000 $935,000 to $1,100,000 $394.01 33 93.50%
3,000 to 3,499 11 $995,000 $875,000 to $1,310,000 $324.74 69 94.74%
3,500 and over 7 $1,525,000 $1,200,000 to $2,225,000 $331.86 37 93.97%

Source: Southwest Florida MLS Matrix, the same 36 closings, twelve months to September 15, 2026. A band of three closings is a short list, not a market, so read the 2,400 to 2,999 row as three sales.

Two things stand out. The price per square foot does not rise with size: the largest band’s $331.86 sits below the smallest band’s $345.99. And the 3,000 to 3,499 band took a median 69 days, against 37 for the 3,500 and over band. We do not read a trend into seven or eleven sales, but we do price against the band your house belongs to rather than the community figure.

Get your number before you set a price

Tell us your plan and your lot and we will place your house inside these bands. If you are already weighing a listing, read our Riverstone seller’s guide for the net sheet and the marketing plan, or call Jesse direct at (239) 898-6072.

Why Does a Zestimate Miss in Riverstone?

A Zestimate misses in Riverstone because the community’s price is set by details an automated estimate cannot see: homes of the same living area sold up to 45.6 percent apart in twelve months, the county and the MLS measure house size differently, and a lake or preserve position is invisible to a model working from public record fields.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

The same plan sells for very different prices

In the twelve months to September 15, 2026 the MLS recorded six closings of homes with 2,081 square feet of living area. They sold from $605,000 to $800,000, a spread of 32.2 percent. Three homes of 3,051 square feet sold from $900,000 to $1,275,000, a spread of 41.7 percent, and three of 3,215 square feet sold from $900,000 to $1,310,000, a spread of 45.6 percent. A model that knows the square footage and the street cannot explain a $410,000 gap between two 3,215 square foot houses. The lot position, the condition, the upgrades and the roof can.

Two denominators, two prices per square foot

The county measures total area under roof, which includes the garage and the lanai, and puts the median Riverstone house at 3,422 square feet on the certified roll. The MLS records living area, the air-conditioned space only, and puts the median closed house at 2,830 square feet. The county’s median price per square foot is $291.21 on 27 qualified deeds in its September 15, 2025 to September 14, 2026 pull; the MLS median is $342.91 per living square foot on 36 closings. The $51.70 difference is entirely a denominator gap, because the county’s area runs about 21 percent larger than the MLS living area on the same houses. An estimate that quotes one and compares it to the other manufactures a discount that does not exist. On this page neither figure is ever restated against the other’s denominator.

What a model cannot see

A model cannot see that 406 of Riverstone’s 802 homes sit on a lake, that another group backs to a preserve and that the rest back to another house. It cannot see whether the roof is the original tile or a new one, whether the openings carry impact glass or shutters, or whether the owner has the Letter of Map Revision for the plat in a drawer. It cannot see that a Regal home on a 45-foot lot and a Classic home on a 76-foot lakefront lot are in the same community, under the same association, paying the same assessment, and are not the same asset.

Three Riverstone houses that look alike on a portal

Take three of the closings above. A 3,215 square foot home closed in December 2025 at $1,310,000 after 3 days on market. A second of 3,215 square feet closed in June 2026 at $920,000 after 64 days. A third of 3,215 square feet closed in August 2026 at $900,000 after 129 days. On a portal they are one house three times. In a valuation they are three different questions about lot, condition and presentation, and the first answer has to come before the price.

Thinking of Selling Your Riverstone Home? Start With a Real Valuation

If you are weighing a sale, start your free Riverstone valuation and read how we sell in a community with no For Sale signs, or call Jesse direct at (239) 898-6072. Buying another home as well? Call Marc at (239) 287-5873 and see how we represent buyers.

How We Value a Riverstone Home

We value a Riverstone home by starting with its floor plan and living area, placing it by lot position against the lakes and preserves, adjusting for the roof, openings, pool and upgrades, and testing the result against the 14 active listings and the closed sales of the last twelve months. Then we show you every closing we used.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

Step one: the plan and the living area

Riverstone was built by G.L. Homes between 2012 and 2017 and sold through three named collections: Regal (plans 451 to 457, 126 homes), Vintage (plans 502 to 512, 367 homes) and Classic (plans 671 to 681, 277 homes), with 32 homes left unclassified because their measured areas fit none of the three. Each collection has its own plan library and homesite width, so the first question we ask is which one you own. Our Riverstone community guide explains how those collections were matched to the county roll.

Step two: the lot, which moves price more than a kitchen does

Measured from county parcel polygons, 406 of Riverstone’s 802 homes (50.6 percent) sit on a lake, and 70.7 percent back to either a lake or a preserve tract. Of the 636.89 acres on the roll, 286 acres (45.1 percent) are preserve and 105 acres (16.5 percent) are lakes, and built density is 1.26 homes per acre against the 1.33 the planned unit development approved. That site plan is why a Riverstone house can look alike on a listing and still be a different asset. The Regal homes sit on a median lot of about 6,568 square feet and roughly 45 feet of width; the Vintage and Classic homes sit on a median of about 8,959 square feet and roughly 67 feet. By plat, median lot width runs from about 45.2 feet in Plat Four to about 75.9 feet in Plat Five. Widths come from county parcel polygons, so treat them as close measurements rather than surveyed dimensions.

Street matters too. Atlantic Circle (109 homes) and Crystal Way (31) are entirely Classic, Pacific Drive (146) and Hudson Terrace (25) are entirely Vintage, Baltic Drive (47) and Tahoe Court (24) are entirely Regal, and Cinnamon Bay Circle, with 133 homes, splits 75 Vintage and 58 Classic. Knowing the street tells us the collection before we open the file.

Step three: the year, the roof and the opening protection

Every Riverstone home was first built between 2012 and 2017: 65 in 2012, 188 in 2013, 229 in 2014, 228 in 2015, 90 in 2016 and 2 in 2017, measured from the earliest structure on each parcel on the Collier County roll. That puts 645 of 802 homes (80.4 percent) in the three years 2013 to 2015, and it means the roofs, air handlers and water heaters of the whole community reach their first real replacement window at roughly the same time. The recorded Rules require barrelled clay, concrete or flat tile, so a re-roof is a tile re-roof. We note the roof’s age, material and permit, and we ask for the wind mitigation report.

Collier County’s Florida Building Code 8th Edition wind maps put Riverstone at an ultimate design wind speed of 159 to 160 mph for Risk Category II, which is 19 to 20 mph above the 140 mph threshold that makes a site a wind-borne debris region. So impact-rated glazing or code-approved shutters or panels are required on every glazed opening, and the owner chooses the method. We record which of your openings carry impact glass and which carry shutters, because a buyer’s insurer will.

Step four: the pool, the upgrades and the condition

Pool, outdoor kitchen, flooring, kitchen and bath updates, and the condition of the mechanicals all adjust a value, and we say how much only after we see them. We publish no dollar adjustment for any of them, because the public record does not break a sale price into its parts. We compare your house to the closed sale whose condition and lot most resemble it and say what is different.

Step five: the test against what buyers can buy today

We set your range against the 14 active listings, the 98 days the median active listing has waited and the 13 of 36 sales that closed within 30 days. If your range sits above everything that sold quickly, we tell you before the market does.

A note on who writes this valuation

If you are choosing a team to price your home, our guide to the best real estate agents in Naples compares teams on the public record. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, lead Domain Realty Group, the #1 team in Southwest Florida since 2012 and the #5 real estate team in Florida (RealTrends 2026), and have sold over $900 million in personal sales. We tracked all 36 Riverstone MLS closings and all 28 county-qualified sales behind this page before writing it.

Get a range built this way

Request your valuation or call Jesse direct at (239) 898-6072.

What Did Your Floor Plan Sell For?

Your floor plan sold for the price of its own group of closings, not the community median: in the twelve months to September 15, 2026 the MLS recorded six sales at 2,081 square feet from $605,000 to $800,000, three at 3,051 square feet from $900,000 to $1,275,000 and three at 3,215 square feet from $900,000 to $1,310,000.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

Every group of homes with the same living area

The groups below are homes with exactly the same MLS living area, which in a community built from 24 published plans usually means the same plan. Seven areas appear more than once in the 36 closings, and one mid-sized plan, 2,081 square feet, appears six times.

Living area Closings Sold range Spread, high over low Median sold
2,081 sq ft 6 $605,000 to $800,000 32.2% $678,500
2,162 sq ft 2 $765,000 and $950,000 24.2% $857,500
2,609 sq ft 2 $935,000 and $1,100,000 17.6% $1,017,500
3,051 sq ft 3 $900,000 to $1,275,000 41.7% $1,150,000
3,215 sq ft 3 $900,000 to $1,310,000 45.6% $920,000
4,113 sq ft 2 $1,350,000 and $1,362,500 0.9% $1,356,250
4,980 sq ft 2 $1,600,000 and $2,225,000 39.1% $1,912,500

Source: Southwest Florida MLS Matrix, twelve months to September 15, 2026. Spread is our arithmetic, (high minus low) divided by low. A group of two is two sales, not a market.

The 4,113 square foot pair is the exception that proves the point. Two homes sold at $1,350,000 and $1,362,500 one day apart, 0.9 percent apart, so a spread is not inevitable. It appears when the lot, the condition or the presentation differ, and it is the reason we look at all three.

Which developer plan is yours?

The MLS records living area as an agent enters it, and the county roll records only an assessor class and a measured area. Neither names the plan. But the developer published the conditioned area of each model, and several match a closed group exactly. Treat this as an identification by area, to be confirmed against the county permit file for your address.

Living area in the 36 closings Developer model with the same published A/C area Collection Closings
1,853 Wynn, plan 451 Regal 1
1,991 Berkshire, plan 452 Regal 1
2,081 Burgundy, plan 502 Vintage 6
2,162 Cabernet, plan 503 Vintage 2
2,234 Tribeca, plan 453 Regal 1
2,313 Chandon, plan 504 Vintage 1
3,051 Carlyle, plan 673 Classic 3
4,113 Shiraz, plan 510 Vintage 2

Source: G.L. Homes archived model pages (2012 to 2016) for published conditioned area and collection; Southwest Florida MLS Matrix for the closings. The other 15 sizes (19 of the 36 closings) match no published model exactly, or match one the county roll cannot confirm, and we do not guess.

The 36 closings by living area

Here is every one of the 36 MLS closings in the twelve months to September 15, 2026, sorted by living area. We list the month rather than the day, and no addresses. The sold-to-list column is our arithmetic, sold price divided by the final list price.

Living area (sq ft) Closed Sold Days on market Sold to list
1,853 October 2025 $640,000 30 94.81%
1,991 August 2026 $799,000 143 100.00%
2,081 December 2025 $605,000 17 91.95%
2,081 October 2025 $650,000 22 94.89%
2,081 March 2026 $677,000 0 97.55%
2,081 October 2025 $680,000 158 97.14%
2,081 November 2025 $720,000 319 96.00%
2,081 March 2026 $800,000 2 100.00%
2,162 September 2025 $765,000 217 96.23%
2,162 June 2026 $950,000 11 98.04%
2,169 June 2026 $827,500 53 96.78%
2,213 May 2026 $670,000 77 99.19%
2,234 June 2026 $799,000 107 96.85%
2,302 February 2026 $975,000 5 92.95%
2,313 September 2025 $700,000 102 87.61%
2,538 April 2026 $1,000,000 19 90.91%
2,609 April 2026 $935,000 33 93.50%
2,609 December 2025 $1,100,000 75 93.62%
3,051 April 2026 $900,000 181 90.09%
3,051 May 2026 $1,150,000 130 90.20%
3,051 June 2026 $1,275,000 0 98.08%
3,064 April 2026 $995,000 177 94.31%
3,215 August 2026 $900,000 129 94.74%
3,215 June 2026 $920,000 64 94.85%
3,215 December 2025 $1,310,000 3 98.87%
3,238 January 2026 $890,000 42 93.78%
3,302 March 2026 $875,000 132 95.63%
3,378 June 2026 $1,150,000 69 92.00%
3,409 July 2026 $1,250,000 34 96.23%
3,616 September 2026 $1,200,000 84 92.31%
4,113 September 2026 $1,350,000 234 91.53%
4,113 September 2026 $1,362,500 3 93.97%
4,577 September 2026 $1,525,000 21 89.97%
4,821 September 2025 $1,800,000 63 94.74%
4,980 September 2025 $1,600,000 37 94.17%
4,980 March 2026 $2,225,000 7 98.89%

Source: Southwest Florida MLS Matrix, twelve months to September 15, 2026. Days on market of 0 means the home went under contract the day it was listed.

What the table shows

Read down the 2,081 square foot rows. The highest sale ($800,000) and the lowest ($605,000) differ by $195,000. The $800,000 sale went to contract in 2 days at its full list price; the $605,000 sale took 17 days and closed at 91.95 percent of list. Both are real; neither is the median. A seller who reads only the community median cannot know which end the lot and condition support.

Now read the 3,051 square foot rows. The $1,275,000 sale closed in June 2026 with no days on market at 98.08 percent of list. The $900,000 sale closed in April 2026 after 181 days at 90.09 percent of list. Two houses of the same living area, ten weeks apart, $375,000 apart. That is 41.7 percent, and it is the single best argument for a valuation built from your own lot rather than a number off a portal.

Want your plan’s closings?

If you know your floor plan, or even just your street, send us your details and we will return the closings that match it. You can also call Jesse direct at (239) 898-6072.

Is Just Value What My Home Is Worth?

Just value is not what your Riverstone home is worth: the Collier County certified 2026 median just value across all 802 homes is $881,454, which sits $28,546 below the $910,000 median of recorded sales and $46,046 below the $927,500 MLS median, because just value is the county’s mass-appraisal estimate and a sale is a price two parties agreed.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

Three measures, three different things

Measure Median Record and window
Just value, 802 homes $881,454 Collier County certified 2026 roll, range $583,216 to $1,522,681
Recorded qualified sale, 28 sales $910,000 Collier Property Appraiser, twelve months to August 31, 2026
MLS closing, 36 sales $927,500 Southwest Florida MLS Matrix, twelve months to September 15, 2026

The recorded median runs 3.2 percent above the certified just value and the MLS median 5.2 percent above it, our arithmetic. That gap is ordinary: just value is the assessor’s estimate across every parcel, while a sale median describes only the homes that sold. The certified roll is the figure your tax bill uses; the sale median is the figure a buyer uses.

The same-store curve, 2021 to 2026

The roll lets us follow the same 802 parcels every year, which is a true same-store measure and not a mix-shift artifact. The 2026 figure is now certified.

Tax year Median total just value Roll status
2021 $573,203 Certified
2022 $866,063 Certified
2023 $991,412 (peak) Certified
2024 $920,038 Certified
2025 $919,777 Certified
2026 $881,454 Certified

Source: Collier County tax roll, median total just value across the same 802 Riverstone parcels in each year. Median just value rose 72.9 percent from 2021 to the 2023 peak and has fallen 11.1 percent off that peak by the certified 2026 roll. From 2021 to 2026 it is up 53.8 percent, our arithmetic. The 2025 to 2026 change is a decline of $38,323, or 4.2 percent.

Why just value lags a price

Just value moves on a different cadence from the market, with a lag. It is not a sale index and not a forecast. If you are pricing today, use closings first, the curve second and just value last, because a buyer’s lender will order an appraisal that looks at comparable closings, not at your tax roll.

What a lender’s appraiser will look at

A buyer’s appraiser, the licensed professional the lender hires, compares your house to closed sales with similar living area, age, condition and features, and weighs lot position. A licensee’s opinion of value, ours included, is not an appraisal and carries no guarantee that an appraisal will agree. What we do is build the file so that the closings an appraiser is likely to find are already in front of you when you set the price.

What Has Riverstone Done Since 2021?

Riverstone’s median recorded sale price rose from $840,000 in 2021 to $1,400,000 in 2024 and stood at $935,000 for the 21 sales recorded through August 31, 2026, but yearly medians swing with the mix of large and small homes that happened to sell, so read the year table as a map of what sold, not an index of what homes are worth.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

Recorded qualified sales by calendar year

Calendar year Qualified sales Median Low High
2019 54 $592,500 $400,000 $1,265,000
2020 71 $645,000 $396,000 $1,034,500
2021 88 $840,000 $493,000 $1,675,000
2022 49 $1,180,000 $645,000 $2,200,000
2023 35 $1,059,800 $695,000 $2,275,000
2024 28 $1,400,000 $740,000 $2,000,000
2025 39 $1,100,000 $605,000 $1,800,000
2026 through August 31 21 $935,000 $670,000 $2,225,000

Source: Collier Property Appraiser data file dated August 29, 2026, qualified improved sales over $1,000, newest recorded sale August 31, 2026.

The mix warning

The 2024 median of $1,400,000 sits $465,000 above the 2026 median of $935,000. That does not mean a typical Riverstone house lost a third of its price. In the same two years the same-store median just value moved from $920,038 to $881,454, a decline of 4.2 percent. The sales table counts the houses that sold in a given year, and in a year when more of the large houses sell the median rises, whatever happens to a typical house. Only the same-store curve holds the houses constant. Use both, and use neither alone.

Repeat sales, the same house twice

Thirteen Riverstone houses show two recorded qualified sales, the earlier one and the latest, which is the cleanest evidence of what a house gained or lost. We give the street and never a house number.

Street Earlier sale Latest sale Change
Atlantic Circle March 2021, $775,000 April 2026, $995,000 +28.4%
Atlantic Circle September 2014, $579,900 April 2026, $935,000 +61.2%
Glacier Court May 2017, $665,000 April 2026, $1,000,000 +50.4%
Cinnamon Bay Circle May 2021, $1,050,000 April 2026, $1,150,000 +9.5%
Pleasant Springs Drive December 2021, $650,000 May 2026, $827,500 +27.3%
Pacific Drive August 2023, $920,000 June 2026, $950,000 +3.3%
Tigris Lane April 2022, $835,000 June 2026, $799,000 -4.3%
Crystal Way January 2016, $663,200 June 2026, $1,275,000 +92.2%
Santaren Court April 2016, $999,900 June 2026, $1,150,000 +15.0%
Baltic Drive April 2024, $1,100,000 July 2026, $1,250,000 +13.6%
Beaufort Court October 2021, $775,000 August 2026, $799,000 +3.1%
Pacific Drive September 2015, $593,000 August 2026, $900,000 +51.8%
Pacific Drive July 2019, $907,000 August 2026, $1,362,500 +50.2%

Source: Collier Property Appraiser data file dated August 29, 2026, qualified sales, change is our arithmetic.

Twelve of the thirteen houses sold for more the second time. The one decline is Tigris Lane, where a house sold in April 2022 at $835,000 and again in June 2026 at $799,000, down 4.3 percent. Seven of the thirteen bought in 2021 or later, and six of those seven gained, from 3.1 percent to 28.4 percent; the median change of those seven is 9.5 percent. These are single houses, with their own lots and improvements, and 13 houses is a list, not an index.

What this tells an owner

The record says Riverstone rewarded owners who bought from 2014 to 2019 handsomely, that owners who bought in 2022 to 2024 are looking at gains of 3.3 and 13.6 percent and, in one case, a 4.3 percent loss, and that 2026’s sales are happening at lower medians than 2024’s even as the same-store curve slid only 4.2 percent. Your own result depends on your plan, your lot and the date you bought, which is why we start from your parcel.

Ask us for your street’s history

Request your valuation and we will send the recorded sales on your street, by month and price, with no house numbers.

What Does the Tax Bill Do to Value?

The tax bill does not set what a Riverstone home is worth, but it shapes what a buyer will pay for one: the certified 2026 median total bill across all 802 homes is $6,684.57, homesteaded owners pay a median of $6,181.77 against $8,019.49 for those who are not, and a sale resets the bill for the new owner.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

What the certified 2026 roll shows

Every figure in this table comes from the Collier County certified 2026 roll, read October 30, 2026, for the 802 Riverstone homes. The certified roll is the final record for the year, and our Riverstone community guide explains how the parcels were matched to the community.

Measure, certified 2026 roll Figure Basis
Total 2026 bill, 802 homes $6,684.57 Median; range $269.77 to $14,536.69
Ad valorem part of the bill, 802 homes $6,414.80 Median
Non-ad valorem line, every one of the 802 homes $269.77 The whole non-ad valorem line on the certified bill
Homesteaded homes (581 of 802, 72.4 percent) $6,181.77 Median total bill
Non-homesteaded homes (221 of 802) $8,019.49 Median total bill
County millage 3.8969 The roll’s county group
School millage 4.1470 The roll’s school group
Other millage 1.3257 The roll’s remaining group
Combined millage 9.3696 Sum of the three groups, our arithmetic

Source: Collier County certified 2026 tax roll, read October 30, 2026. The bottom of the range, $269.77, is a fully exempt home that pays only the non-ad valorem line, and no home carries a district line. The county’s adopted fiscal year 2026 solid waste rate is $261.91 under Resolution 2025-184; we do not add it to or reconcile it with the $269.77, because the roll shows one amount. One mill is $1 per $1,000 of taxable value, so 9.3696 mills is $936.96 for every $100,000 of taxable value, our arithmetic.

Why homesteaded and non-homesteaded bills differ

On the certified roll, 581 of the 802 homes, 72.4 percent, carry a homestead exemption, which is a fact about the tax roll and not a description of anyone. The homesteaded median bill is $6,181.77 and the non-homesteaded median is $8,019.49, a gap of $1,837.72, or 29.7 percent, our arithmetic. Two Florida statutes explain most of it. Section 196.031 grants the homestead exemption, and section 193.155 (Save Our Homes) limits how fast a homesteaded assessment can rise each year. Non-homestead residential property has its own annual limit under section 193.1554. These are medians of two different groups of houses, not one house taxed two ways, so read the gap as what the roll shows, not a calculation for your parcel.

What resets when a Riverstone home sells

The seller’s capped assessment does not travel with the house. After a change of ownership the assessment is rebuilt from just value, and the buyer’s first bill is calculated on that figure, with a homestead exemption only if the buyer qualifies and files. The one thing that does move is portability: a homesteading seller can carry part of the Save Our Homes benefit to a new Florida homestead, claimed on Department of Revenue form DR-501T.

For scale, the roll’s 9.3696 combined mills applied to a full $927,500, the MLS median sale, with no exemption and no cap, would be $8,690.30 of ad valorem tax before the $269.77 line, our arithmetic. That is a ceiling, not a forecast, because exemptions and caps lower a real bill. A buyer who homesteads should look at the homesteaded median, one who does not at the non-homesteaded median, and neither at the seller’s capped bill.

How we use the tax bill in a valuation

We never value a house from its tax roll; we put the buyer’s monthly cost beside your price. The median bill of $6,684.57 is $557.05 a month, and the $6,060 association fee is $505 a month, so $1,062.05 a month together, our arithmetic on the medians. On the homesteaded median that is $1,020.15 a month and on the non-homesteaded median $1,173.29. Florida also requires a seller to hand a buyer a property tax disclosure summary before the contract is signed, under section 689.261, so the buyer sees a tax estimate early.

Request your valuation and we will lay your parcel’s certified just value and 2026 bill beside the closings for your plan.

What Does the $6,060 Fee Do to Value?

The $6,060 annual association fee ($1,515 a quarter in 2026) does not subtract a fixed sum from a Riverstone home’s value. It is the one charge that funds the gate, the streets, the lakes and a 13,000 square foot clubhouse campus the owners hold outright, and buyers weigh it as $505 a month beside a $557.05 median tax month.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

What one assessment covers

The association published the 2026 quarterly figure of $1,515.00 on its own dues page, and four quarters is $6,060, our arithmetic. Under the recorded Declaration the assessment pays for the cost of owning, operating, maintaining and repairing everything the developer conveyed at the 2016 turnover:

  • the private streets of all seven plats, with the sidewalks, bridges and bike paths;
  • the gatehouse and the access-control platform;
  • the recreation tract and everything on it, with no separate amenity charge;
  • the twelve lake tracts and the drainage system, and the nine preserve tracts;
  • common landscaping, perimeter walls, street lighting, reserves and on-site management.

It does not cover garbage collection (the county line on the tax bill), water and sewer, electricity or private alarm monitoring.

What the owners hold outright

The recreation tract is a 13,000 square foot clubhouse on 5.70 acres, built in 2014, titled to the association. The association lists a resort-style pool, a separate lap pool, a spa, five lighted tennis courts, an air-conditioned indoor sports court, a fitness center open 5:00 AM to 11:00 PM, a studio, a game room and a social hall with a catering kitchen. There is no club, no membership, no initiation fee and no food and beverage minimum, and under Article VII Section 10 of the Declaration no owner can opt out of the assessment by waiving use of the amenities. Every lot pays the same.

The fee as a share of the price

Because every lot pays the same $6,060, the fee weighs more in a lower sale than in a higher one. This table sets the annual fee against five sold prices from the MLS pull, our arithmetic.

Sold price (MLS, twelve months to September 15, 2026) Annual fee as a share of price
$605,000, lowest sale 1.00 percent
$720,000, median of the 15 homes under 2,400 sq ft 0.84 percent
$927,500, median of all 36 0.65 percent
$1,525,000, median of the 7 homes of 3,500 sq ft and over 0.40 percent
$2,225,000, highest sale 0.27 percent

We do not turn that into a discount, because the public record does not show how buyers capitalize a fee into a price. It does tell a seller that the fee is a bigger part of a smaller buyer’s budget, one more reason to price against your own band.

The capital contribution at resale

A buyer of a resale home pays a capital contribution equal to twice the quarterly assessment, which is $3,030 at the 2026 rate, at closing. It lives in Section 9.8 of the recorded Bylaws as amended in 2019 (instrument 5750719), and the Declaration’s own Section 9 reads “intentionally deleted,” which is why pages that read only the Declaration get it wrong by $3,030. The association also charges a $100 application fee on a sale. Neither is the seller’s cost, but both are in the buyer’s cash to close, and the estoppel certificate confirms the exact amount for a given closing. Florida caps the association’s estoppel fee at $299 where nothing is delinquent. The operating budget, the reserve schedule and any assessment history before 2026 are not public; they come with the estoppel package, so we cannot show a multi-year dues trend and we do not build one. Our Riverstone community guide lists where each document is recorded.

Riverstone vs Olde Cypress Value Table

Riverstone and Olde Cypress, two nearby North Naples communities, priced differently in their September 2026 MLS pulls: Riverstone closed 36 homes at a $927,500 median in 58 days at 94.78 percent of list, Olde Cypress 26 homes at $1,105,000 in 29 days at 97.52 percent, and Olde Cypress carries a golf course and a covenant-required club social membership that Riverstone does not.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

The two communities side by side

Each Riverstone figure is from the pulls dated at the top of this page. The Olde Cypress figures come from a Southwest Florida MLS Matrix pull dated September 26, 2026, eleven days after ours, so the two windows are close but not identical; our Olde Cypress valuation guide carries the neighborhood-level detail.

Measure Riverstone Olde Cypress
Homes 802 single-family homes in one association 548 single-family homes in nine neighborhood associations
MLS closings, twelve months 36 (to September 15, 2026) 26 (to September 26, 2026)
MLS median sold price $927,500 $1,105,000
MLS sold range $605,000 to $2,225,000 $630,000 to $2,990,000
MLS median price per living sq ft $342.91 $472.75
MLS median days on market 58 29
MLS median sold-to-list 94.78% 97.52%
MLS months of supply About 4.7 About 2.3
County qualified sales, latest twelve months 28, median $910,000 (to August 31, 2026) 24, median $1,142,500 (to the August 29, 2026 file)
Association fee $1,515 a quarter, $6,060 a year, published Not published by the club or the nine associations
Club None: no club, membership or buy-in Privately owned, non-equity; social membership passes with the deed
Golf None 18 holes, optional membership
Built 2012 to 2017 Approved in 1999 and 2000

Source: Southwest Florida MLS Matrix for both communities; Collier Property Appraiser data file dated August 29, 2026; the Olde Cypress column from McGreevy and Comisar’s Olde Cypress pages, which cite the club’s About Us page and Section 14.02 of the recorded 2019 Declaration.

How to read the table without fooling yourself

The two MLS medians use the same denominator, MLS living area, so $342.91 and $472.75 are comparable as numbers, but they do not prove that a Riverstone house is worth about 27 percent less per square foot than an Olde Cypress house. Olde Cypress sells from villas at $630,000 to estates at $2,990,000 in nine neighborhoods, and its median blends them. Riverstone has one association, one equal fee, one build era and no golf. We value a Riverstone house against Riverstone closings, and use this table only to explain to a buyer who tours both why the prices differ. A Riverstone seller can say three checkable things that, on the published record, the neighbor cannot all say: the fee is published and equal, there is no club to explain, and the whole community was built in one six-year window. For the other side of the comparison, read our Olde Cypress community guide.

What Lifts or Lowers a Riverstone Value?

Seven things move a Riverstone value after plan and living area: lot position, the flood determination paperwork, the roof, the opening protection, the pool and outdoor spaces, interior condition and the street’s collection. The public record contains no dollar adjustment for any of them, so we measure each against closed sales and state the difference in words.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

The factors, and what we check

Factor What we check Where the evidence is Dollar adjustment
Lot position Lake, preserve or another house behind; lot width County parcel polygons; your survey None published
Flood paperwork The determination case number for your plat, an elevation certificate for your address FEMA letters; the county’s elevation certificate file None published
Roof Tile material, age, permit Permit history; the roof invoice None published
Opening protection Impact glass or shutters, opening by opening The wind mitigation report; the permit None published
Pool and outdoor Pool, cage, outdoor kitchen, equipment age Your inspection and permits None published
Interior condition Kitchen, baths, flooring, air handlers, water heaters A walk-through None published
Collection and plan Regal, Vintage or Classic; garage count The plan identification table above None published

Why we publish no dollar adjustments

A recorded sale is one price for one house and does not say how much of it was the pool or the lake, so any figure a page prints for “a pool adds” is a guess that sounds precise. We compare your house to the closed sale whose lot, plan and condition most resemble it and say plainly what differs; if there is no close match we say that and widen the window.

The flood letter, both halves

The effective FEMA map for Riverstone, panels 12021C0211H and 12021C0212H effective May 16, 2012, places all 848 parcels in a Special Flood Hazard Area, 771 in Zone AH and 77 in Zone AE. FEMA has also issued one Letter of Map Amendment (case 12-04-4256A, May 17, 2012, covering Saturnia Falls Phase One, lots 1 to 190) and six Letters of Map Revision based on Fill, dated 2013 to 2015 for Plats Two through Seven, which together remove all 802 homes from that hazard area. FEMA’s certified lowest lot elevations run from 14.1 to 16.8 feet NAVD 88, against a mapped base flood elevation of 13.5 to 14.0 feet.

For value, the useful fact is what a buyer’s side meets first. A flood-zone lookup on the map still returns AH or AE, because the letters did not redraw the panels. The determination letter is the operative document, and a lender can still choose to require coverage even where federal law does not. A seller who has the case number for the plat, and the county’s elevation certificate for the address, answers the question at the first showing. The county’s file holds 199 elevation certificates for addresses in the community. We cannot price that paperwork, but an unanswered flood question is a delay a seller can remove before the listing goes live.

The roof and the openings

The recorded Rules require barrelled clay, concrete or flat tile, so a re-roof is a tile re-roof. Because 645 of the 802 homes were first built in 2013, 2014 or 2015, an original roof would be 11 to 13 years old in 2026. Age alone does not condemn a tile roof, but an insurer rates deck attachment, roof-to-wall connection and covering age, and a buyer’s quote can move the buyer’s budget. Collier’s Florida Building Code 8th Edition wind maps set a design wind speed of 159 to 160 mph here, and the code required impact glass or approved shutters or panels on every opening at permit. We record which of your openings carry which, and we ask for the wind mitigation report, because it is the paper an insurer reads.

Selling or Staying: What the Value Means for Your Equity

A Riverstone owner choosing between selling and staying should weigh a defensible range against the recorded repeat sales, which show 12 of 13 houses selling for more the second time at a median gain of $177,500, or 27.3 percent, but equity is price minus the loan and the cost of selling, and the public record shows only the price.

Data updated: October 2026 (Southwest Florida MLS Matrix, Development RIVERSTONE, pulled September 15, 2026; Collier County certified 2026 roll and recorded qualified sales through August 31, 2026)

What the 13 repeat sales show

We tracked all 13 recorded repeat sales in the table above. They gained between a loss of $36,000 (Tigris Lane, April 2022 to June 2026) and a gain of $611,800 (Crystal Way, January 2016 to June 2026). The median change across the thirteen is $177,500, and the median percentage change is 27.3 percent, our arithmetic. Twelve of the thirteen are gains. The holds run from under three years to more than a decade, so the percentages scatter from minus 4.3 to plus 92.2 percent. These are single houses, and they show where the community has been, not where your house will land.

Why price is not equity

Equity depends on your loan payoff, which is on your lender’s statement and nowhere in the county record. The cost of selling then comes off the price: documentary stamps of $0.70 per $100, which is $6,492.50 on a $927,500 sale and is the seller’s by Collier custom, plus any commission you agree, which is negotiable and not set by law, plus prorations of the $6,060 association fee and the tax bill. In Collier County the buyer customarily pays the owner’s title policy and chooses the closing agent, and the contract controls. Our Riverstone seller’s guide lays these out as net sheets at two prices, so we do not repeat them here.

What you need to decide

Staying is a sound answer if the number is not the number you need, and a range today is a baseline for the day your plans change. Four documents settle most of it: your valuation range, your loan payoff statement, a seller net sheet at that range and a plan for your next home. If a purchase is part of the plan, our guide to buying a Riverstone home covers the other side of the same market. Start with the range: request your valuation.

A free in-person CMA, a comparative market analysis, is a visit from Jesse or Marc to your Riverstone house and lot, followed by a written range built from the closings that match your plan and lot, the competing active listings, your tax and association figures and your flood and roof paperwork, with no obligation and in confidence. We do not publish your house number.

Why you can trust the range

You are working with Top 1% Real Estate Agents Nationally Since 2008, and the range comes with every closing we used, its month and its price, so you can check our work.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Book it now

Use the valuation form or start with the form at the top, or call Jesse direct at (239) 898-6072. If you plan to buy as well, call Marc at (239) 287-5873.

Valuing a home nearby?

If you own in another nearby North Naples neighborhood, we value those homes the same way, from their own closings. Start with the valuation pages for The Strand, Island Walk and Forest Glen, and read the guides to The Strand, Island Walk and Forest Glen. For the wider market, see our Naples home valuation guide and our Naples hub.

What Do Clients Say About Working With McGreevy and Comisar?

Jesse McGreevy and Marc Comisar are top-reviewed Southwest Florida realtors, and the four reviews below, quoted exactly as clients wrote them on our Google Business Profile, come from sellers and buyers across Southwest Florida, not from Riverstone sales, which is why this page leans on the Riverstone record instead.

A buyer on organization

★★★★★ “Best realtor experience ever! We were out of own buyers coming in for the weekend to look for a new home, Marc was extremely organized in taking us to see a number of houses and shuffling the schedule, as we arrived early, to make the best use of our time. He was extremely helpful in negotiating what we thought was a great deal on the new home that we purchased that same weekend. Beyond that he was kind enough to take some measurements at the house for us weeks later to keep us from making a trip back to town before the closing. We will most definitely be using this realtor again if the need arrives in the future.” Verified Google review

A seller on professionalism

★★★★★ “A total pleasure to work with in every aspect of our home selling process, Marc Comisar is THE consummate professional. His friendly personality coupled with his ability to identity and address every detail is irreproachable…” Verified Google review

A client on the team

★★★★★ “We couldn’t be happier to work with McGreevy and Comisar. They are impressive and awesome to work with.” Verified Google review

A seller on communication

★★★★★ “Jesse and Beth helped me sell a piece of land I owned. It was extremely quick transaction. They kept me notified the entire time and gave good suggestions. It was much easier than dealing with strangers I was receiving many text messages from trying to purchase the land. Considering I was in another state, they explained the process and how it would work and it was actually quite easy.” Verified Google review

Frequently Asked Questions, Riverstone Home Value Edition

These are the questions Riverstone owners ask us about value, answered from the MLS pull of September 15, 2026, the Collier County certified 2026 roll and recorded sales, FEMA’s determinations, the association’s recorded documents and Florida law. For your own home, call Jesse McGreevy direct at (239) 898-6072; you are working with Top 1% Real Estate Agents Nationally Since 2008.

What is my Riverstone home worth?

Your Riverstone home is worth what its plan, lot and condition would bring today. The community median is $927,500 (36 MLS closings, twelve months to September 15, 2026), but closings ran from $605,000 to $2,225,000. Call (239) 898-6072 for a free range built from the closings that match your home.

How much do Riverstone homes sell for?

In the twelve months to September 15, 2026, the 36 MLS closings ran from $605,000 to $2,225,000. By living area, the 15 homes under 2,400 square feet had a $720,000 median, the 11 homes of 3,000 to 3,499 had $995,000 and the 7 of 3,500 and over had $1,525,000.

How many Riverstone homes sold in the last twelve months?

The MLS recorded 36 Riverstone closings in the twelve months to September 15, 2026, and the Collier County deed record shows 28 qualified sales in the twelve months to August 31, 2026. The two records use different definitions and windows, and we never restate one against the other.

How long does a Riverstone home take to sell?

The median closing took 58 days on the market, but 13 of 36 closed within 30 days and 10 of 36 took more than 120, in a range from 0 to 319 days. We read days on market together with price and lot, never alone.

What percent of list price do Riverstone homes sell for?

The median Riverstone home sold for 94.78 percent of its final list price, a median gap of $50,000, and only 2 of 36 closed at or above list. The individual ratios ran from 87.61 percent to 100.00 percent.

How many Riverstone homes are for sale right now?

On September 15, 2026 the MLS showed 14 active Riverstone homes at a $1,199,000 median list price, about 4.7 months of supply. That pull is six weeks old on the day we updated this page, so call Jesse direct at (239) 898-6072 for today’s count.

Is a Zestimate accurate for a Riverstone home?

An automated estimate cannot see what separates Riverstone prices: homes of the same living area sold up to 45.6 percent apart, the county and the MLS measure area differently, and a lake or preserve position is not a field a model reads.

Why do two Riverstone homes of the same size sell for different prices?

Size is only one input. Six homes of 2,081 square feet sold from $605,000 to $800,000, a 32.2 percent spread, and three of 3,215 square feet from $900,000 to $1,310,000, a 45.6 percent spread. Lot position, condition, upgrades and roof explain the rest.

Does a lake or preserve lot change a Riverstone home’s value?

It is one of the first things we adjust for: 406 of 802 homes sit on a lake, and 70.7 percent back to a lake or a preserve tract. The record holds no dollar premium for a view, so we compare your house to the closed sale whose lot most resembles it.

Which Riverstone floor plan do I have?

Riverstone has three collections: Regal (plans 451 to 457, 126 homes), Vintage (plans 502 to 512, 367 homes) and Classic (plans 671 to 681, 277 homes), with 32 homes unclassified. The street usually tells us the collection, and we confirm against the county permit file for your address.

Is the county’s just value what my home is worth?

No. The certified 2026 median just value is $881,454, which is $28,546 below the $910,000 recorded median and $46,046 below the $927,500 MLS median. Just value is a mass-appraisal estimate for the tax roll, and a sale is a price two parties agreed.

Did Riverstone values go down in 2026?

On the county’s same-store curve the median just value of the same 802 parcels went from $919,777 in 2025 to $881,454 in 2026, down 4.2 percent, and it is 11.1 percent below the 2023 peak of $991,412 but 53.8 percent above 2021. Just value lags the market.

How much is the Riverstone association fee?

The 2026 assessment is $1,515 a quarter, $6,060 a year, paid to one association, Riverstone at Naples Homeowners Association, Inc. It is the same for every lot and funds the gate, streets, lakes, preserves, landscaping, reserves and a clubhouse campus the owners hold, with no club membership to buy.

What is the capital contribution when a Riverstone home sells?

A buyer of a resale home pays twice the quarterly assessment, $3,030 at 2026 rates, at closing, under Section 9.8 of the recorded Bylaws as amended in 2019. It is a buyer’s cost, and the estoppel certificate confirms the exact figure for a closing.

Does the association fee lower my home’s value?

It is part of what a buyer prices, at $505 a month, but the record shows no fixed discount. Because every lot pays the same $6,060, it is 1.00 percent of a $605,000 sale and 0.27 percent of a $2,225,000 one, our arithmetic.

How much are property taxes in Riverstone?

On the certified 2026 roll the median total bill across the 802 homes is $6,684.57, or $557.05 a month. Homesteaded homes (581 of 802) have a median of $6,181.77, non-homesteaded homes (221) $8,019.49, and every home carries a $269.77 non-ad valorem line.

Will my property taxes change when I sell?

For the buyer, yes. The seller’s capped assessment does not pass to the new owner, whose first bill is calculated from just value, with a homestead exemption only if the buyer qualifies. A homesteading seller may carry part of the benefit to a new Florida homestead through portability, on form DR-501T.

How many Riverstone homes are homesteaded?

On the certified 2026 roll, 581 of the 802 homes, 72.4 percent, carry a homestead exemption. That is a statement about the tax roll only. The exemption is granted under section 196.031 and the Save Our Homes limit under section 193.155 of the Florida Statutes.

What flood zone is Riverstone in, and what did FEMA determine?

Both halves are true. On the effective FEMA map (panels 12021C0211H and 12021C0212H, effective May 16, 2012) all 848 parcels sit in a Special Flood Hazard Area, 771 in Zone AH and 77 in Zone AE. FEMA has also issued one Letter of Map Amendment and six Letters of Map Revision based on Fill that remove all 802 homes from it.

Does the flood letter affect my Riverstone home’s value?

We cannot put a dollar figure on it, because the record has none, but it removes a question. A map lookup still returns AH or AE, so a buyer’s lender may ask, and a seller with the plat’s case number and the address’s elevation certificate answers at the first showing.

Do I need flood insurance on a Riverstone home?

FEMA’s determinations say the federal mandatory purchase requirement does not apply, but a lender can still choose to require coverage, and optional is not the same as unnecessary. Collier County is a Community Rating System Class 5 community, which carries a 25 percent premium discount. Get quotes for your address.

Does the age of my roof change my Riverstone home’s value?

It changes what a buyer’s insurer will ask. Of the 802 homes, 645 were first built in 2013, 2014 or 2015, so an original tile roof would be 11 to 13 years old in 2026. We record the age, permit and wind mitigation report and publish no dollar adjustment.

Do impact windows matter in Riverstone?

Collier’s wind maps put Riverstone at a design wind speed of 159 to 160 mph, and the code required impact glass or approved shutters or panels on every glazed opening at permit. We record which of your openings carry which, because insurers ask.

Does Riverstone have golf, and does that change its value?

Riverstone has no golf course, no club and no membership. That is a structural difference from a golf community such as Olde Cypress, which carries a course and a social membership, and it is why we compare Riverstone to Riverstone closings first.

Is there a district charge on the Riverstone tax bill?

No. The only non-ad valorem line on the certified 2026 bill is $269.77, on all 802 homes, and the roll shows no district line. The $6,060 is billed by the association, not by the county.

What do I need to sell a Riverstone home?

A valuation range, your loan payoff statement and the association documents: the disclosure summary before contract under section 720.401, the estoppel certificate and the resale application. Our Riverstone seller’s guide covers the process and the net sheet.

Who pays the documentary stamps when I sell in Collier County?

By Collier custom the seller pays the deed stamps, $0.70 per $100, which is $6,492.50 on $927,500. The buyer customarily pays the owner’s title policy and chooses the closing agent, and the contract controls.

Is a valuation from a real estate agent an appraisal?

No. A licensee’s opinion of value, ours included, is not an appraisal and carries no guarantee that a lender’s appraisal will agree. An appraiser the lender hires compares your house to closed sales with similar living area, age, condition and features.

Can I get a valuation without giving my address?

Yes. Tell us your street, your floor plan if you know it, and whether you back to a lake, a preserve or another house, and we will tell you what the record shows. We do not publish house numbers.

Can you help me sell and buy at the same time?

Yes. Jesse leads listings and seller strategy and Marc leads buyer representation, and our guide to buying a Riverstone home covers the other side. Call Jesse direct at (239) 898-6072 or Marc at (239) 287-5873.

What is the next step to value my Riverstone home?

Use the valuation form or call Jesse direct at (239) 898-6072. We reply with a range, the closings behind it and a view on timing, in confidence and with no obligation.

Your Local Real Estate Experts

Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #5 real estate team in Florida (RealTrends 2026), from its office at 24031 S Tamiami Trl #101 in Bonita Springs. Jesse leads listings and seller strategy and Marc leads buyer representation and negotiation, and when you call, you reach us directly. You are working with Top 1% Real Estate Agents Nationally Since 2008. Read more about McGreevy and Comisar.

Jesse McGreevy

Jesse McGreevy lists and sells homes across Naples, Bonita Springs, Estero and Marco Island. Call Jesse direct at (239) 898-6072.

Marc Comisar

Marc Comisar represents buyers and sellers across Southwest Florida. Call Marc at (239) 287-5873.

How to reach us

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Want a Riverstone range? Use the valuation form or call Jesse direct at (239) 898-6072. Buying a home as well? Call Marc at (239) 287-5873, or see how we represent buyers.

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Sources and Authoritative References

Every figure on this page traces to a primary source below: the Southwest Florida MLS, the Collier County record and certified roll, FEMA’s determinations, the association’s recorded documents, the developer’s archived model pages and the Florida statutes. The MLS and county files are cited as plain text. We cite no listing portal.

  1. Southwest Florida MLS (Matrix), Development RIVERSTONE, closed sales in the twelve months to September 15, 2026 and active listings on September 15, 2026, pulled September 15, 2026 (member system, plain text, not linked).
  2. Southwest Florida MLS (Matrix), Development OLDE CYPRESS and SANTA ROSA AT OLDE CYPRESS, closed sales in the twelve months to September 26, 2026, pulled September 26, 2026, used for the Olde Cypress comparison (member system, plain text, not linked).
  3. Collier County Property Appraiser data file dated August 29, 2026, qualified improved sales over $1,000 for Riverstone parcels, newest recorded sale August 31, 2026 (county data file, plain text, no web link).
  4. Collier County certified 2026 tax roll for the 802 Riverstone homes, read October 30, 2026: total bills, homestead status, millage and the non-ad valorem line (county data file, plain text, no web link).
  5. Collier County tax roll, median total just value of the same 802 Riverstone parcels for 2021 through 2026 (county data file, plain text, no web link).
  6. Riverstone at Naples, Amended and Restated Declaration of Covenants, Restrictions and Easements, INSTR 5269104, OR 5275 PG 3598, recorded May 23, 2016 (Collier County Clerk official records, plain text).
  7. Riverstone at Naples Bylaws, Section 9.8, as amended, INSTR 5608172 (recorded September 5, 2018) and INSTR 5750719 (recorded August 9, 2019), the capital contribution at resale (Collier County Clerk official records, plain text).
  8. FEMA National Flood Hazard Layer, hazards.fema.gov NFHL MapServer.
  9. FEMA Map Service Center, msc.fema.gov search portal.
  10. FEMA Determination Document, LOMA, Saturnia Falls Phase One, Lots 1 to 190, case 12-04-4256A-120067.
  11. FEMA LOMR-F, Riverstone Plat Two, case 13-04-3485A-120067.
  12. FEMA LOMR-F, Riverstone Plat Three, case 13-04-3486A-120067.
  13. FEMA LOMR-F, Riverstone Plat Four, case 13-04-4802A-120067.
  14. FEMA LOMR-F, Riverstone Plat Five, case 14-04-1888A-120067.
  15. FEMA LOMR-F, Riverstone Plat Six, case 14-04-7801A-120067.
  16. FEMA LOMR-F, Riverstone Plat Seven, case 15-04-5250A-120067.
  17. FEMA effective FIRM panel 12021C0211H.
  18. FEMA effective FIRM panel 12021C0212H.
  19. FEMA NFIP Redacted Claims, OpenFEMA FimaNfipClaims.
  20. FEMA Community Rating System, programme page.
  21. Sunbiz, Riverstone at Naples Homeowners Association, Inc. search result.
  22. Florida Department of Commerce, Special District Accountability Program official list.
  23. Florida Department of Commerce, Special District Reports custom list.
  24. Florida Statutes, section 720.30851.
  25. Florida Statutes, section 720.303.
  26. Florida Building Commission, Hurricane Research Advisory Committee final report on wind-borne debris regions.
  27. Florida Building Commission, ASCE 7-16 fact sheet.
  28. Florida Building Commission, codes page.
  29. Citizens Property Insurance Corporation, Policies in Force, 30 April 2026.
  30. Collier County Clerk of the Circuit Court, COR Access official records search.
  31. Collier County, FY2026 solid waste rate resolution, Resolution 2025-184.
  32. Collier County, non-ad-valorem assessment FAQ.
  33. Collier County Tax Collector, non-ad-valorem taxing authorities list.
  34. Collier County Tax Collector, tax search.
  35. Collier County Tax Collector, property taxes overview.
  36. Collier County, 2026 Flood Protection Newsletter.
  37. Collier County, Floodplain Management Section.
  38. Collier County Growth Management, PUD Master List, 11 June 2026.
  39. Riverstone at Naples Homeowners Association, official community site.
  40. Riverstone at Naples HOA, Governing Documents library.
  41. Riverstone at Naples HOA, Quarterly Association Dues.
  42. Riverstone at Naples HOA, Facilities and Amenities.
  43. Riverstone at Naples HOA, Resale and Rental Information.
  44. Riverstone at Naples HOA, Helpful New Owner Information.
  45. Riverstone at Naples HOA, Your Courts.
  46. G.L. Homes, Riverstone community page, January 2012 archive.
  47. G.L. Homes, Riverstone general information, January 2012 archive.
  48. G.L. Homes, Vintage and Classic collections, January 2012 archive.
  49. G.L. Homes, Regal collection, March 2013 archive.
  50. G.L. Homes, new homes roster, October 2014 archive.
  51. G.L. Homes, close-out roster, June 2016 archive.
  52. G.L. Homes, amenities and lifestyle, April 2015 archive.
  53. G.L. Homes, recreation complex diagram, February 2014 archive.
  54. Florida Statutes 2026, section 720.401, disclosure summary for prospective purchasers.
  55. Florida Statutes, section 689.261, property tax disclosure to a prospective purchaser.
  56. Florida Statutes, section 193.155, Save Our Homes and portability.
  57. Florida Statutes, section 193.1554, non-homestead residential assessment limitation.
  58. Florida Statutes, section 196.031, homestead exemption.
  59. Florida Statutes, section 201.02, documentary stamp tax on deeds.
  60. Florida Department of Revenue, documentary stamp tax.
  61. Florida Department of Revenue, form DR-501T, transfer of homestead assessment difference.
  62. Florida Statutes 2026, section 627.711, uniform mitigation verification inspection form.
  63. Florida Statutes 2026, chapter 475, real estate brokers and sales associates.
  64. Florida Division of Corporations, Sunbiz entity name search.
  65. Sunbiz, G.L. Homes of Naples entity search.
  66. Collier County Clerk, COR Access document search.
  67. Collier County Growth Management, PUD Master List and Maps.
  68. Collier County, 2025 Flood Protection Newsletter.
  69. FEMA FloodSmart, what is my flood zone.
  70. Collier County Tax Collector, ad valorem taxing authorities.
  71. Collier County Clerk, Boards, Minutes and Records full-text search.

Downloadable Documents

These official documents bear most directly on valuing and selling a Riverstone home, from the statutes behind the buyer’s disclosure and the estoppel certificate to the county’s flood newsletter and the association’s own pages. Each link opens the issuing authority’s own copy.

Document Issued by What it tells an owner Link
Section 720.401, disclosure summary Florida Legislature The disclosure summary a seller supplies before contract Read section 720.401
Section 720.30851, estoppel certificates Florida Legislature The estoppel certificate and its fee caps Read section 720.30851
Section 689.261, property tax disclosure Florida Legislature The tax summary a buyer receives before contract Read section 689.261
Section 193.155, Save Our Homes Florida Legislature The assessment limit for homesteaded property and portability Read section 193.155
Form DR-501T, homestead portability Florida Department of Revenue Moving a Save Our Homes benefit to a new homestead Open form DR-501T
Resolution 2025-184, FY2026 solid waste rate Collier County The county’s solid waste assessment rate Open the resolution
Non-ad valorem taxing authorities list Collier County Tax Collector Which levying authorities appear on a Collier tax bill Open the PDF
2026 Flood Protection Newsletter Collier County Mandatory purchase rules and the Class 5 insurance discount Open the PDF
Quarterly Association Dues Riverstone at Naples Homeowners Association The published 2026 quarterly assessment Open the page
Governing Documents library Riverstone at Naples Homeowners Association The Declaration, Bylaws and Rules Open the library

The association’s operating budget, reserve schedule and assessment history are not published; they come with the estoppel certificate and the resale package at a sale, and recorded instruments can be requested from the Collier County Clerk.

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  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com. Call Jesse direct at (239) 898-6072 for a free Riverstone valuation, or start with the valuation form.

Market data from Southwest Florida MLS, pulled September 15, 2026. Collier County recorded sales through August 31, 2026; certified 2026 roll read October 30, 2026. McGreevy and Comisar, value your Riverstone home with the #1 Team in Southwest Florida since 2012. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.