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Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · County figures from Collier County Property Appraiser qualified sales recorded through October 16, 2026; MLS figures from a Southwest Florida MLS (Matrix) export of October 29, 2026

Buying a home in Kings Lake, Naples, means choosing among three ways to own inside one master association: a detached single-family house on one of 336 platted lots, a fee-simple villa on its own small lot, or a condominium unit under Chapter 718. This page covers the Kings Lake community off Davis Boulevard in 34112, in unincorporated Collier County. Our Kings Lake neighborhood guide covers the history, plats, lakes and neighborhoods; this page covers what a buyer pays, signs, checks and negotiates, as part of our Naples coverage.

The three forms are never blended here without saying so. Detached houses sit on the five single-family plats and answer to the master association, Kings Lake Homeowners Association, Inc., a Chapter 720 association; on Royal Ln, The Woodlands adds its own neighborhood association. Villas are attached homes on platted lots, at Villas at Kings Lake on Buckingham Ln and on the villa side of Bristol Square on Bristol Ln. Condominium units sit in about a dozen Chapter 718 associations, from The Hamptons at 136 units to Kings Lake Woods at 4. Every owner pays the master assessment; condominium and villa owners pay their own association on top.

The short version: Collier County recorded 15 qualified single-family sales in Kings Lake from October 17, 2025 to October 16, 2026 at a $785,000 median, 1 villa sale at $385,000 and 42 condominium sales at a $239,950 median. The Southwest Florida MLS (Matrix) export of October 29, 2026, a different record and window, showed 9 active houses at a $795,000 median list, 25 active condominiums at $249,900 and no active villas. Our live guide still prints an August 12, 2026 MLS pull; this page uses the newer data.

Selling a home first? Read our guide to selling a Kings Lake home, or call Jesse direct at (239) 898-6072. To buy, call Marc at (239) 287-5873 before you write anything; McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Why Use McGreevy and Comisar as Your Kings Lake Buyer’s Agent?

Kings Lake buyers need an agent who reads two layers of rules at once: the master association’s Chapter 720 covenants and February 16, 2026 rules, and, for a condominium or villa, the neighborhood association’s own documents, fee and approval. McGreevy and Comisar, the #5 real estate team in Florida (RealTrends 2026), read both before you offer.

With our Domain Realty Group team we have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in sales. For this page we tracked the 58 qualified Kings Lake sales Collier County recorded over the last 12 months and all 67 closings and 34 actives in the MLS export of October 29, 2026. Comparing agents? Start with our guide to the best real estate agents in Naples, then book your Kings Lake buyer consultation or call Marc at (239) 287-5873.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

How we work for a Kings Lake buyer

Before you tour, we settle the form, the street or the association, the living area and the yearly cost. Then, for each address on the short list, we pull the flood zone and any Letter of Map Change, the association that governs it, the master estoppel and, for a unit, the condominium’s budget, reserve schedule and resale package, and we write the offer with review periods long enough to read it all.

Key Takeaways for Kings Lake Buyers

These are the facts a Kings Lake buyer needs in November 2026, from the county record through October 16, 2026, the MLS export of October 29, 2026, the master association’s own documents, FEMA and the Florida Statutes, each explained below with its record, window and form.

  • Three forms, one master association. Detached houses, fee-simple villas and Chapter 718 condominium units trade at different prices under different rules, and every owner pays the master.
  • County record, 12 months to October 16, 2026. Single-family 15 sales at a $785,000 median, villa 1 sale at $385,000, condominium 42 at $239,950.
  • MLS record, October 29, 2026 export. Actives: 9 houses at a $795,000 median list, 25 condominiums at $249,900, no villas; 5 condominiums pending.
  • Room to negotiate. Median sale-to-list ran 94.9 percent for houses and 93.1 percent for condominiums, against the last list price, with about 6.4 months of supply for each form.
  • Master assessment $472 a year for 2026. The 2027 budget is proposed at $452, with the board vote set for November 16, 2026; each condominium or villa association adds its own fee, which no association publishes.
  • 10.4721 mills, reset on resale. The 2026 total millage applies to your price the January 1 after you close; the seller’s Save Our Homes benefit does not pass to you.
  • Flood by address. 96.4 percent of Kings Lake is FEMA Zone AE; the rest is shaded Zone X500. Evacuation is Zone C, and Kings Lake is outside the Coastal High Hazard Area.
  • No master pool, clubhouse or golf. Four lakes, a paved path, a 7.99-acre preserve, one court and a Publix inside the community; pools belong to individual associations.

What Does It Take to Buy in Kings Lake Right Now?

Buying in Kings Lake right now means choosing among 34 listings the MLS showed active on October 29, 2026: 9 single-family houses at a $795,000 median list price and 25 condominiums at $249,900, with no villa listed and 5 condominiums pending. Both forms carried about 6.4 months of supply on that date.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The MLS figures here come from one export of the Development Name KINGS LAKE in ZIP 34112: closings from October 29, 2025 to October 29, 2026, and actives and pendings on October 29, 2026. Months of supply is our arithmetic, actives divided by closings per month for the same form. County figures elsewhere are a different record and window, and we never divide one into the other.

Kings Lake MLS closings and actives by form, October 29, 2026 export

Form (MLS export of October 29, 2026) Closings, 12 months Median sold Range sold Median sale-to-list (vs last list price) Median days on market Median sold per living sq ft Active Median list (active) Pending Months of supply (our arithmetic)
Single-family 17 $775,000 $525,000 to $925,000 94.9% 61.5 $293 9 $795,000 0 6.4
Villa 3 $385,000 $335,000 to $450,000 96.5% 11 $251 0 none 0 no actives
Condominium 47 $230,000 $150,000 to $470,000 93.1% 75 $203 25 $249,900 5 6.4
All closings 67 $265,000 $150,000 to $925,000 93.8% 66 $226 34 5

What the export says for a house buyer

The 9 single-family actives ran from $649,000 to $1,199,000, on Kings Lake Blvd (3), Round Table Ln (2), Abbey Ct, Queens Blvd, Queens Way and Royal Ln, with listed living areas from 1,768 to 2,993 square feet. The 17 closings sold at a 94.9 percent median of list after a 61.5-day median; 3 sold at or above the last list price and 2 below 90 percent of it (our count). No house was pending on October 29.

What the export says for a condominium buyer

The 25 condominium actives ran from $170,000 at Greenfield Village to $499,900 at Steeplechase of Naples. By association: Greenfield Village 5, Greenwood Village 4, The Hamptons 4, Courtyard at Kings Lake 3, Windsor 3, Steeplechase of Naples 2, and one each at Bristol Square, Camelot, Courtyard Village and Tamarynd Place. The 5 pendings were at Courtyard at Kings Lake (2), Greenwood Village, Camelot and Bristol Square. Closings took a 75-day median at 93.1 percent of list; 6 of 47 sold at or above the last list price and 10 below 90 percent of it (our count).

What the export says for a villa buyer

No villa was listed on October 29, 2026. The export classes 3 closings in the prior 12 months as villas, at $335,000, $385,000 and $450,000, one of them at Villas at Kings Lake, and they sold in an 11-day median at 96.5 percent of list.

The wider South Naples picture

NABOR’s September 2026 report places ZIP 34112 in its South Naples area (34112 and 34113), not East Naples. For that area, NABOR reported a $716,000 single-family median for September 2026 and $735,000 for the year to date, a $335,000 condominium median for September and $340,000 year to date, and 5.1 months of single-family and 6.2 months of condominium supply. Those are area figures, not Kings Lake figures.

House, Villa or Condominium: Which Kings Lake Form Fits?

The Kings Lake form that fits is the one whose rules match how you will buy and use it: a detached house is a deeded lot under the master’s Chapter 720 covenants, a villa is a deeded lot with an attached home and its own association, and a condominium is a deeded unit under Chapter 718 with a building budget.

The detached house on the platted lots

You receive a deed to the lot and house, recorded in the Collier County Official Records. The master association governs the single-family homes directly: its covenants require a garage of at least two cars, an irrigated lawn with no stone or gravel lawns, architectural approval before new construction or additions, and leases of at least 30 days. The Woodlands on Royal Ln is the one detached grouping with its own neighborhood association on top of the master. Our guide reads the county roll as putting a median two thirds of a single-family parcel’s just value in the land.

The villa on its own lot

A Kings Lake villa is an attached home on its own platted lot, conveyed by lot and block rather than as a condominium unit, although the county roll codes these lots 04 like a condominium. Villas at Kings Lake is 18 villa homes on Buckingham Ln, built in 1984, plus common parcels; the villa side of Bristol Square is 38 fee-simple lots on Bristol Ln, built 1985 to 1986. Each has its own association and fee on top of the master. Bristol Ln also carries Bristol Square Condominium, 24 units under a separate declaration, so the address decides which regime applies.

The condominium unit

In a Chapter 718 condominium you receive a deed to the unit plus a share of the common elements and can mortgage it. The association sets the budget, carries the building insurance and keeps the reserves. You are entitled to the 718.503 resale package at the seller’s expense, and the contract carries the statute’s 7-day cancellation right, excluding weekends and legal holidays, by written notice. Condominium owners also deal with their own association, not the master, for lease approval.

Side by side for a buyer

What differs Single-family house Villa (fee-simple lot) Condominium unit (Ch. 718)
What you receive Deed to lot and house Deed to the lot and attached home Deed to the unit plus a share of common elements
Associations you pay Master only ($472 for 2026); The Woodlands adds its own Master plus the villa association Master plus the condominium association
Master administrative processing fee at purchase $150 The form prints $150 for a single-family home and $75 for a condominium; ask which line applies, and the villa association runs the background check $75
Lease approval through The master association The villa association and master rules The condominium association
Resale disclosure to you 720.401 disclosure summary, 689.302 flood and 689.261 tax Same as a house 718.503 package, plus flood and tax disclosures
Milestone and SIRS Not subject Not subject Only at three habitable stories or more; no Kings Lake building is on the county list
County 12-month record, through October 16, 2026 15 sales, $785,000 median 1 sale, $385,000 42 sales, $239,950 median

Where each association sits

From the master association’s own roster: The Hamptons, Greenwood Village, Greenfield Village, Camelot and Windsor are on Kings Lake Blvd; Tamarynd Place is on Tama Cir; Steeplechase of Naples is on Aintree Ln; the six Courtyard at Kings Lake buildings and Courtyard Village share Courtyard Way as two separate associations from two different decades; Bristol Square is on Bristol Ln; Villas at Kings Lake is on Buckingham Ln; and Kings Lake Woods is a single four-unit building on Kings Lake Blvd built in 2001, the newest in the community. Detached homes line Queens Way, Queens Blvd, Prince Ln, Royal Ln, Round Table Ln, the courts off them and parts of Kings Lake Blvd.

Which Kings Lake Home Fits Your Budget?

The Kings Lake home that fits your budget depends first on form: county-recorded condominium sales over the last 12 months ran $150,000 to $470,000, the one villa sale was $385,000, and single-family homes ran $525,000 to $965,000. Within condominiums, the association sets the range, as the tables below show.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Kings Lake county sales by form, three windows

Form (Collier County qualified improved sales) 12 months to October 16, 2026: sales Median Low High 24 months: sales 24-month median 60 months: sales 60-month median
Single-family 15 (1 new build) $785,000 $525,000 $965,000 33 (2 new builds) $690,000 70 $772,500
Single-family, excluding new builds 14 $799,750 31 $690,000 67 $765,000
Villa 1 the sale: $385,000 2 the sales: $315,000 and $385,000 11 $460,000
Condominium 42 $239,950 $150,000 $470,000 62 $251,100 196 $296,500

A new build is a sale recorded within one year after the year built the roll prints now; there was one in the last 12 months, on Kings Lake Blvd in January 2026 at $605,000. The villa count is too small for a median in the shorter windows, so the sales are printed instead.

Kings Lake condominiums and villas by association, county record

Association (form) Unit parcels Sales, 24 months to October 16, 2026 24-month median or the sales Sales, 60 months 60-month median
The Hamptons (condominium) 136 10 $278,750 median 37 $340,000
Greenwood Village (condominium) 112 13 $264,900 median 24 $262,450
Tamarynd Place (condominium) 90 4 $334,000 median 18 $367,500
Greenfield Village (condominium) 88 12 $232,450 median 32 $290,000
Steeplechase of Naples (condominium) 72 3 $420,000 median 21 $470,000
Courtyard at Kings Lake (condominium) 72 4 $177,500 median 13 $260,000
Courtyard Village (condominium) 60 1 1 sale 17 $263,000
Camelot (condominium) 56 9 $250,000 median 17 $280,000
Windsor (condominium) 56 4 $217,250 median 10 $278,750
Bristol Square Condominium 24 2 2 sales 7 $290,000
Bristol Square villas 38 1 1 sale 3 $430,000
Villas at Kings Lake (villa) 20 1 the sale: $385,000 8 $462,500
Kings Lake Woods (condominium) 4 0 none 0 none

Steeplechase of Naples carries the highest condominium medians in both windows and Courtyard at Kings Lake the lowest 24-month median. The association, not the community, is the price unit for an attached home here.

Ready to Buy in Kings Lake? Start Your Plan With Marc

Every Kings Lake purchase starts with three questions: which form, which association or street, and what the yearly bill will be at your price, master assessment, association fee, 10.4721 mills and insurance together. Start your Kings Lake buyer consultation or call Marc at (239) 287-5873, and read how we represent buyers in Naples. Selling a home first? Start with a Kings Lake home valuation and call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.

MLS closings by living area

Size and price per square foot come only from the MLS export of October 29, 2026; the county figures above carry no square footage.

Form and MLS living area (export of October 29, 2026) Closings Median sold, or the sales Range Median sold per living sq ft (our arithmetic) Median sale-to-list
Single-family, under 2,000 sq ft 2 the sales: $605,000 and $835,000
Single-family, 2,000 to 2,499 sq ft 8 $702,500 $525,000 to $850,000 $319 94.6%
Single-family, 2,500 sq ft and over 7 $840,000 $650,000 to $925,000 $259 95.5%
Condominium, under 1,000 sq ft 14 $197,000 $150,000 to $239,900 $208 93.3%
Condominium, 1,000 to 1,299 sq ft 16 $227,500 $159,900 to $300,000 $211 93.4%
Condominium, 1,300 sq ft and over 17 $292,500 $215,000 to $470,000 $190 92.9%

What the calendar years show

Year (county qualified improved sales) Single-family sales Single-family median Condominium sales Condominium median
2021 24 $525,000 64 $227,500
2022 15 $850,000 48 $328,500
2023 16 $819,500 40 $320,000
2024 8 $657,500 34 $294,000
2025 18 $674,950 28 $265,000
2026, to October 16 12 $702,500 32 $229,500

The condominium median has fallen each year since 2022, and the single-family median sits below its 2022 level. These are recorded medians by year, not a forecast, and a yearly median moves with which homes happen to sell.

Buying a Kings Lake Condominium: SIRS, Reserves and the Resale Package

Buying a Kings Lake condominium means reading the association before the unit: its budget, its reserves, any assessment, its rules and its approval process. No Kings Lake building appears on Collier County’s milestone list, and the stock appears to be two stories, so the reserve question, not the inspection, is the one to press.

What the milestone and SIRS laws require

Section 553.899 requires a milestone structural inspection for condominium and cooperative buildings three habitable stories or more in height, first by December 31 of the year a building turns 30, and every 10 years after. Section 718.112(2)(g) requires a Structural Integrity Reserve Study, at least every 10 years, for each condominium building three habitable stories or higher. Both statutes exclude buildings below that height.

What the county list shows for Kings Lake

Collier County’s “Milestone Inspection Buildings by Year”, headed as of January 2026, lists 926 building records. A search for every Kings Lake association and street name returned no Kings Lake building and only unrelated buildings elsewhere in Collier with similar street or building names. Every Kings Lake building received its certificate of occupancy before 1995, so a three-story building here would already have been due by December 31, 2025. Collier’s own milestone page puts all of Kings Lake inside the 3-mile saltwater buffer, which would set a 25-year cycle for any building that did qualify.

Why two stories is not the end of the question

Our guide reads the unit numbering across roughly 780 condominium parcels as floors 1 and 2 only, and the Steeplechase handbook confirms two levels. That is an inference from numbering, not a counted story height, so confirm the building with the association and Collier County. The catch: an association not required to obtain a SIRS may, by a majority vote of the total voting interests, fund no reserves or less than the statute calls for, one year at a time. Reserves for roof replacement, painting and paving are still required unless members waive them.

The documents to demand

Section 718.503(2) entitles a resale buyer, at the seller’s expense, to the declaration, articles, bylaws and rules, the annual financial statement and budget, the milestone inspection summary if applicable, the most recent SIRS or a statement that one has not been completed, and the 718.504 question and answer sheet. Ask as well for the last five adopted budgets and any reserve waiver vote, the reserve balance against roof, paint and paving, the master policy and its deductible, any loan or line of credit, board minutes for the last year, and the estoppel certificate showing what is owed.

What the 2025 law changed

HB 913, effective July 1, 2025, moved the first SIRS deadline to December 31, 2025, required a majority of the total voting interests to fund SIRS items by special assessment, loan or line of credit, and from January 1, 2026 requires condominiums of 25 or more units to post official records on a website. On unit count that reaches most Kings Lake condominiums; ask each association for its site.

Special assessments

No news item, association notice or public record of a 2025 or 2026 special assessment at a Kings Lake condominium was found in the research for this page. That is an absence in public sources, not a clean bill: the estoppel certificate and the 718.503 package are the documents that show any assessment levied or pending, and we read both before your inspection period ends.

What Will You Pay Every Year in Kings Lake?

Every year in Kings Lake you pay the master assessment, $472 for 2026, property tax at 10.4721 mills on your purchase price, and insurance; a condominium or villa owner adds a neighborhood association fee that no association publishes, and many homes carry a $269.77 county solid waste line. There is no CDD.

The master assessment for 2026 and the 2027 proposal

Kings Lake master assessment 2026, adopted 2027, proposed
Operating assessment $429.59 $427.37
Reserve assessment $42.41 $24.63
Total per unit per year $472.00 $452.00
Quarterly $118.00 $113.00 (our arithmetic)
Units assessed 1,173 1,173

The 2027 figure is a proposal: the board’s agenda sets the adoption vote for Monday, November 16, 2026, and until then $472 is the assessment. The proposal is $20 lower, about 4.2 percent (our arithmetic), with reserve funding cut from $49,744.23 to $28,890.00 and the lake maintenance line raised from $22,500 to $45,000. Our live guide prints only the 2026 figure; it predates the 2027 proposal.

The irrigation fee, for homes on the master system

Units on the master irrigation system pay a separate irrigation fee. Proposed for 2027 against 2026, per unit per year: the 19 single-family homes on the system $1,037.95 against $953.34, Camelot $78.39 against $72.00, and Windsor $181.90 against $167.07. Ask whether the address you are buying is on the system.

The neighborhood association fee

No Kings Lake condominium or villa association publishes a current documented assessment, and we will not estimate one; MLS fee fields are entered by listing agents, not by the association. Get the number from the association’s adopted budget or the estoppel certificate, and ask what it covers, because coverage differs: at Steeplechase it includes cable, water, sewer and trash, while a single-family owner pays the county and utilities directly.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The 2026 millage on a Kings Lake parcel, line by line

Levy (tax year 2026) Mills On an illustrative $230,000 taxable value (our arithmetic) On an illustrative $785,000 taxable value (our arithmetic)
Collier County General Fund 3.0107 $692.46 $2,363.40
Collier County Water Pollution Control 0.0246 $5.66 $19.31
Conservation Collier 0.1772 $40.76 $139.10
Unincorporated Area General Fund 0.6844 $157.41 $537.25
Collier County Lighting MSTU 0.1025 $23.57 $80.46
Greater Naples Fire Rescue District 2.0000 $460.00 $1,570.00
South Florida Water Management District 0.0948 $21.80 $74.42
Big Cypress Basin 0.0978 $22.49 $76.77
Collier Mosquito Control District 0.1331 $30.61 $104.48
District School Board of Collier County 4.1470 $953.81 $3,255.39
Total 10.4721 $2,408.58 $8,220.60

The $230,000 is the MLS condominium median and the $785,000 the county 12-month single-family median, used as illustrative taxable values before exemptions; a line total can differ from the exact product by a cent of rounding. The five county lines are from the certified FY 2026-27 millage resolution, the fire district’s 2.0 mills from its own FY 2027 posting, the water management lines from the district’s September 22, 2026 final hearing, and the school and mosquito lines as our guide reads the certified roll. Kings Lake is not in the City of Naples, so the City millage does not apply.

The rule of thumb at four prices

At 10.4721 mills, every $100,000 of taxable value costs about $1,047.21 a year before exemptions: $2,408.58 at $230,000, $2,775.11 at $265,000, $4,031.76 at $385,000 and $8,220.60 at $785,000 (our arithmetic, illustrative). Add $269.77 if the parcel carries the county solid waste line: nearly every single-family home does, and on the 2026 roll 224 of the 832 condominium-coded units do, including every unit at The Hamptons and Bristol Square Condominium.

Why the seller’s bill is not your bill

Under section 193.155, property is reassessed at just value the January 1 after a change of ownership, and the seller’s Save Our Homes benefit does not pass to you; section 689.261 requires the contract to warn that a buyer should not rely on the seller’s current taxes. Our guide measured the effect on the 2025 roll: the median homesteaded single-family owner paid about $3,120, while a buyer at just value with no exemption would owe about $5,807 in year one.

Homestead, if Kings Lake is your permanent residence

Florida’s homestead exemption reduces assessed value by as much as $50,000, the second $25,000 against non-school levies only and indexed to inflation; our guide reports county appraisers’ 2026 figure for that second portion as $26,411. On the illustrative $230,000, that is about $428.85 a year at 10.4721 mills (our arithmetic). Save Our Homes then caps the yearly rise in assessed value at the lower of 3 percent or inflation, 2.7 percent for 2026, and portability can carry up to $500,000 of a prior Florida homestead’s benefit. Our guide also reports that Amendment 3 passed on November 3, 2026 on the unofficial count, raising the non-school homestead exemption from 2027, so check the year-two arithmetic with the Property Appraiser.

What Do You Owe at Closing When You Buy in Kings Lake?

At closing in Kings Lake, a buyer in Collier County customarily pays for and chooses the owner’s title policy and closing agent, pays the lender’s policy, the note stamps and intangible tax on any mortgage, records the deed and pays the master association’s processing fee; the deed’s documentary stamps are customarily the seller’s. The contract controls every line.

Title insurance and the closing agent in Collier County

In Collier County the buyer customarily pays the owner’s title policy and chooses the closing agent; in Lee County the custom runs the other way. These are customs, not laws, and the contract decides; the lender’s policy is always the buyer’s. Florida promulgates the premium: $5.75 per $1,000 up to $100,000 and $5.00 per $1,000 from $100,000 to $1,000,000, any fraction of $100 counted as a full $100.

Documentary stamps, note stamps and intangible tax

Deed stamps are $0.70 per $100 of the price and the seller’s by custom in Collier. On a mortgage the buyer pays note stamps of $0.35 per $100 of the loan and intangible tax of 2 mills (0.002) of the amount secured. The deed recording fee is set by section 28.24 and runs about $18.50 to $35.50 for a typical deed.

The association lines at a Kings Lake closing

The master association’s sales application carries a non-refundable administrative processing fee of $150 for a single-family home or $75 for a condominium, due with the application no less than 30 days before the scheduled closing; rule 12 of the February 16, 2026 rules also asks for notice of a sale at least two weeks ahead. No capital contribution, working capital or transfer fee appears in the sales application, the rules, the forms page or the 2027 budget; the recorded declaration was not part of that review, so ask the closing agent to confirm. An estoppel certificate is capped at $299 for a current account under sections 720.30851 and 718.116; a condominium sale may need one from the master and one from the condominium, and the contract assigns who pays.

Worked example: a $265,000 Kings Lake condominium with 20 percent down

The $265,000 is the median of all 67 MLS closings in the October 29, 2026 export, which falls in the condominium range; the loan is $212,000.

Buyer line (illustrative, $265,000 price, $212,000 loan) Amount How it is figured
Owner’s title policy (buyer pays by Collier custom) $1,400.00 Promulgated premium, our arithmetic
Note stamps on the mortgage $742.00 $0.35 per $100 of $212,000
Intangible tax on the mortgage $424.00 0.002 x $212,000
Deed recording $18.50 to $35.50 Statutory page fees, estimate
Settlement fee $500 to $1,500 Varies by title company, estimate
Title search and examination $150 to $500 Varies, estimate
Master association processing fee, condominium $75.00 Kings Lake HOA sales application
Condominium approval fee, if the documents provide one $0 to $184 per applicant DBPR-adjusted cap
Illustrative subtotal $3,309.50 to $4,860.50 About 1.25 to 1.83 percent of the price, our arithmetic

Not in the subtotal: lender fees and the lender’s title policy, prepaid interest and escrows, the tax and assessment prorations, insurance, inspections, survey and any estoppel cost the contract assigns you. A cash buyer drops the note stamps and intangible tax, about $2,143.50 to $3,694.50 (our arithmetic). Your closing agent’s estimate replaces every line.

What the seller owes you before you sign

Section 689.302 requires the seller to complete and give you a flood disclosure at or before the time the contract is executed, and since October 1, 2025 it includes a question on flood insurance claims. For a house or villa in a Chapter 720 community, section 720.401 requires the disclosure summary before you sign; if it comes late, the contract is voidable within 3 days of receipt or before closing, whichever comes first. Whether the master’s 720 summary is also delivered on a condominium sale is a question for the closing agent.

Mortgage: What the Rate Means on a Kings Lake Payment

On a Kings Lake purchase, Freddie Mac’s 30-year fixed average of 7.18 percent for the week of November 5, 2026 means principal and interest of about $1,246.48 a month on a $230,000 condominium with 20 percent down, about $2,086.50 at $385,000 and about $4,254.29 on a $785,000 house, before taxes, insurance and association fees.

An illustrative Kings Lake payment by price

Price (a median on this page) 20 percent down Loan Monthly principal and interest at 7.18 percent, 30 years (illustrative)
$230,000 (MLS condominium median, October 29, 2026 export) $46,000 $184,000 $1,246.48
$385,000 (county 12-month villa sale and MLS villa median) $77,000 $308,000 $2,086.50
$785,000 (county 12-month single-family median) $157,000 $628,000 $4,254.29

These are our arithmetic on Freddie Mac’s survey average (7.24 percent the prior week, 6.22 percent a year earlier; 6.57 percent on a 15-year loan; next release November 12, 2026). Your rate depends on credit, loan size and lender. Add tax at 10.4721 mills, insurance, the master assessment and, for a unit, the association’s fee.

Financing a Kings Lake condominium

A condominium loan depends on the association as well as on you, so give your lender the association’s budget, reserve schedule and insurance certificate as soon as the contract is signed. Two-story Kings Lake associations are outside the SIRS mandate, so the reserve line in the budget is the document that shows how the building funds its roof, paint and paving.

Flood, Evacuation and Insurance Before You Offer in Kings Lake

Before you offer in Kings Lake, confirm three things by address: the FEMA flood zone, any Letter of Map Change and an insurance quote. Kings Lake is 96.4 percent FEMA Zone AE, the rest shaded Zone X500, and the whole community sits in Collier evacuation Zone C, outside the Coastal High Hazard Area.

What the flood map says

On the effective maps of February 8, 2024, our guide measured 300.26 of 311.5 acres inside the Kings Lake PUD as Zone AE and 11.22 acres as shaded Zone X500; there is no unshaded Zone X. The base flood elevation is 8.0 feet NAVD88 across most of the community and 9.0 feet over the lakes, and the governing panel is 12021C0413J, with 0601J, 0394J and 0582J clipping the edges. By parcel, 1,181 of 1,215 sit in the Special Flood Hazard Area; the 34 outside it are concentrated in the Courtyard at Kings Lake buildings.

Shaded X500 is not minimal risk

Collier County’s floodplain FAQ defines shaded Zone X500 as a moderate flood hazard area, between the base flood and the 0.2 percent annual chance flood, with no mandatory flood insurance, and notes that over 25 percent of national flood claims come from structures in X and X500 zones. The purchase of flood insurance is mandatory for a structure with a federally backed mortgage in the Special Flood Hazard Area.

Letters of Map Change

FEMA’s layer shows 30 Letters of Map Change with a determination point inside Kings Lake: 25 removed a structure from the Special Flood Hazard Area, 3 were denied, and 20 carry a Superseded status, most likely overtaken by the 2024 map. If a seller cites a Letter of Map Amendment, have Collier County Floodplain Management confirm it survived the February 8, 2024 map before you rely on it, and check whether the address has an Elevation Certificate on file.

Evacuation and the storm record

Collier County’s evacuation layer returned Zone C at five points across Kings Lake, behind Zones A and B, and the Coastal High Hazard Area layer returns nothing inside the community. In Hurricane Ian on September 28, 2022, the Naples gauge recorded 6.18 feet above mean higher high water, the highest on record there; the National Weather Service placed Ian’s Collier surge south and west of US 41, and Kings Lake sits about 1.4 miles north and east of that line. No federal source documents surge reaching Kings Lake, which is not proof that no water arrived.

The drainage issue on Kings Lake Blvd

The master board’s minutes of September 15, 2025 record flooding after heavy rain on Kings Lake Blvd at and around the Courtyards, with the contributing ditch the association’s responsibility; the June 15, 2026 minutes record a meeting being scheduled with the Courtyards association, and “Courtyard Drainage Ditch” is still open business on the November 16, 2026 agenda. Ask for the current status before offering on that stretch.

Homeowners insurance and wind

FLOIR’s Collier averages as of March 31, 2026 are $5,534 a year for homeowners coverage with wind and $2,271 for a condominium unit owner with wind. Kings Lake homes date from about 1980 to 1995, so none qualifies by year built for the automatic 68 percent windstorm discount tied to the 2001 Florida Building Code; credit comes from features documented on the OIR-B1-1802 wind mitigation form, whose revised version applies to inspections from April 1, 2026. The design wind speed at Kings Lake is about 165 mph, inside the wind-borne debris region.

What Rules Will You Live Under in Kings Lake?

In Kings Lake you live under the master association’s recorded covenants and its Rules and Regulations approved February 16, 2026, plus, for a condominium or villa, your own association’s documents. Leases run at least 30 days and up to 12 times a year for a single-family home, and an owner-absent stay counts as a rental.

The current rules edition

The master association’s current published rules are the edition approved February 16, 2026. It adds rule 1, fines administered under section 720.305, and rule 18 on rentals. Our live guide’s rules section still cites the November 16, 2023 edition; the 2026 edition is the one in force. The operative declaration is the 2012 revival recorded as Instrument 4676864, amended in 2019, 2020 for single-family roofs and 2023 for leasing.

Leasing: count, term and approval

The master’s rental application states that since June 29, 2023 every single-family lease must be for at least 30 days, up to 12 times a year, matching the recorded 2023 amendment. No lease may run longer than one year, and the amendment names short-stay platforms such as Airbnb and VRBO as prohibited for stays under 30 days. A single-family tenant pays a $100 processing fee and applies at least 5 business days before occupancy, or 30 days for an international renter. Condominium owners apply to their own condominium association, which may be stricter.

The owner-absent rule

Rule 18 reads that any use of a single-family home when the owner is not present, “regardless of whether rent is collected or waived,” falls under the rental provision of the covenants. If you plan to let guests use the house while you are away, the approval process applies to them.

Pets

The master rule is that dogs must be leashed and accompanied, and walkers must pick up after them; there is no weight, breed or count limit at the master level. Associations can be stricter: Steeplechase of Naples allows one dog or one cat up to 25 pounds and no pets for guests or tenants. Read your association’s pet rule before you offer.

Vehicles, boats and parking

Rule 10 bars commercial vehicles, swamp buggies, boats, trailers and campers from the common area; on your own lot they must meet county code or be kept in an enclosed garage, and parking on the grass is not allowed. Every single-family home must have a garage of at least two cars.

Architectural review and the lot

New construction and additions need Architectural Review Committee approval before work begins, on two sets of plans, and the covenants require a decision within 15 days. Lawns must be irrigated grass or landscaping, with no stone or gravel lawns, and fences need both county and association approval. Construction hours run 8:00 a.m. to 5:00 p.m. on weekdays, with nothing after noon on Saturday and nothing on Sundays or holidays, emergency repairs excepted.

Age rules in the governing documents

Kings Lake is not age restricted: no age provision appears in the recorded leasing amendment, the February 2026 rules or the association’s published FAQ, and our guide found no housing-for-older-persons registration. Confirm it with the specific association that governs the address.

Amenities and Kings Lake Square

Kings Lake has no golf course, clubhouse, private club or master pool. What the master association owns is four lakes of about 38.79 acres of assessed water, a paved path around the largest, a 7.99-acre preserve and one tennis and pickleball court; pools belong to individual associations, and Kings Lake Square with its Publix sits inside the community.

The lakes and the path

The association’s consultant counted four man-made stormwater lakes, Kings Lake, Prince Lake, Duchess Lake and a fourth small lake, with about 38.79 acres of assessed area; the county parcels holding them total 55.43 acres. Fishing is from the Kings Lake shore only, catch and release, by residents and guests; swimming is not allowed in any lake, and motorized devices are not allowed on the paths. The paved path loops the upper lake with three access points off Kings Lake Blvd; no measured path length is published.

The preserve and the court

The preserve is 7.99 acres on Buckingham Ln, owned by the association, with a nature trail open dawn to dusk. The single court inside it is dual-lined for tennis and pickleball, unlit, open 7:00 a.m. to dusk, with a $5.00 key deposit and proof of Kings Lake ownership.

Pools belong to associations

Pool access depends on which association governs the home. Steeplechase of Naples has a pool, Greenfield Village references a cabana, and a racquet club parcel on Royal Ln carries a pool built in 1986. A single-family owner on most detached streets has no association pool, so ask before you offer if a pool matters.

Kings Lake Square

Kings Lake Square is platted as Block S of Kings Lake Unit 1, inside the Kings Lake PUD, and is owned by an entity of Kite Realty Group. Its anchor is Publix store 1458, about 45,600 square feet, with a pharmacy and a liquor store, 0.23 route miles from the Kings Lake entrance. The owner names Publix, Starbucks, Great Clips and Pet Supplies Plus as key retailers. The center carries ZIP 34104 while the homes carry 34112, so ZIP searches split at Davis Blvd.

Schools, Healthcare and Drives From Kings Lake

Kings Lake addresses are zoned to Shadowlawn Elementary, East Naples Middle and Lely High School for 2026-2027, the nearest 24-hour emergency department is NCH Baker Hospital about 4.45 route miles away, and Fifth Avenue South is about 3.60 miles from the entrance, in free-flow, off-peak time.

The assigned schools

Level Zoned school for Kings Lake addresses, 2026-2027 Florida grade, 2025-2026 Distance from the Kings Lake entrance (route miles)
Elementary Shadowlawn Elementary School A 2.10
Middle East Naples Middle School A 1.24
High Lely High School B, down from A the prior year 5.83

The Collier County Public Schools zoning tool returned the same three schools across sixteen Kings Lake and adjacent streets, and the district earned an A for 2025-2026. Part of Aintree Ln falls in a different zone, and boundaries are reviewed each year, so check the specific address with the district before you offer. District busing is not provided within two miles of a school on a non-hazardous walking route.

Healthcare

NCH Baker Hospital’s emergency department downtown is the nearest 24-hour ED, about 4.45 route miles and 10.6 minutes free-flow from the entrance; Physicians Regional’s Collier Boulevard hospital, with a 24-hour ER, is about 6.48 miles. The nearest walk-in clinic is Physicians Regional East Naples Urgent Care on Thomasson Dr, about 2.59 miles.

Drive times

From the Kings Lake entrance (free-flow, off-peak) Route miles Minutes
Kings Lake Square Publix 0.23 1.2
Naples Municipal Airport 2.75 6.7
Fifth Avenue South 3.60 8.3
Naples Pier 4.83 11.1
I-75 Exit 101, Collier Blvd 5.04 9.4
I-75 Exit 105, Golden Gate Pkwy 5.30 10.3
Southwest Florida International Airport 34.88 47.1

Collier County’s counts put Davis Blvd west of Airport Rd at 27,464 vehicles a day in the first quarter of 2025 against 21,640 in the third, a 26.9 percent swing, so allow more time in the first quarter. No Collier Area Transit fixed route is documented on Davis Blvd at Kings Lake.

Kings Lake vs Falling Waters, Lely Golf Estates and Riviera Golf Estates for a Buyer

Kings Lake cross-shops against Falling Waters, Lely Golf Estates and Riviera Golf Estates, three East and South Naples communities of similar age and price band, but they differ for a buyer on product mix, golf, amenities and ZIP. Kings Lake pairs detached homes, villas and condominiums under one master association with a Publix inside its boundary.

The structural side-by-side

What a buyer compares Kings Lake Falling Waters Lely Golf Estates Riviera Golf Estates
ZIP 34112 34112 and 34114 34113 34112
Median year built (our guide, county roll) 1985 1990s vintage 1981 1985
Product 336 detached homes plus villas and about a dozen condominium associations All attached 513 single-family plus 174 attached (state roll core count) Single-family and attached, same vintage
Golf None None In the area, not bundled into every home’s dues Not stated in our guide
Gated No Not stated in our guide No, deed-restricted Not stated in our guide
How our guide frames it The subject The all-attached alternative, with a resort pool The single closest comparable The same-ZIP, same-vintage, one-tier-down comparison
Our page The Kings Lake guide Falling Waters Lely Golf Estates Riviera Golf Estates

How to use the comparison

Our guide names Lely Golf Estates as the single closest comparable on vintage and product mix, Riviera Golf Estates as the same-ZIP, same-vintage alternative, and Falling Waters as the all-attached alternative with a resort pool and no golf. Isles of Collier Preserve, new construction from about 2020, and Windstar, gated with golf and a marina, are upper anchors rather than substitutes. Our guide could not verify from a primary source whether Riviera Golf Estates is age restricted, so ask before you tour. Compare total yearly cost in three lines, tax at each community’s millage, any non-ad-valorem or CDD line, and association dues, because a community with lower dues can carry a CDD that Kings Lake does not.

How Do We Find the Right Kings Lake Home and Negotiate It?

We find the right Kings Lake home by settling the form, the association or street and the flood paperwork first, then reading the budget and rules before the price. We negotiate from the record: in the October 29 export houses closed at a 94.9 percent median of list and condominiums at 93.1 percent.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Reading the negotiation in the record

We tracked all 67 MLS closings in the export: 9 sold at or above the last list price and 12 below 90 percent of it (our count). Condominium days on market vary widely by association in the same export: a 39-day median at Courtyard Village against 139 days at Steeplechase of Naples, with The Hamptons at 78 and Camelot at 72. A unit that has sat is a different negotiation from one that just listed, and we price each offer against closed rows for the same association and size.

Prices can fall as well as rise

The county’s repeat-sale list cuts both ways: a Steeplechase of Naples unit sold for $488,000 in February 2023 and $420,000 in November 2025, 13.9 percent lower, and a Queens Way house recorded at $1,197,000 (August 2023) resold for $1,150,000 in September 2025, 3.9 percent lower. Most longer-held pairs rose, which is why the purchase date matters as much as the price.

What we do before the offer

For a house: the flood zone and any Letter of Map Change, the Elevation Certificate if one exists, roof age and wind mitigation report, open permits, the irrigation fee status and the master estoppel. For a condominium or villa: the association’s budget, reserve schedule and any waiver vote, the 718.503 package, the approval application and fee, the lease and pet rules and the insurance certificate. For both: an insurance quote and the lender’s sign-off.

Factors we name, never price

Lake or preserve frontage, a pool, a garage, renovation, roof age, impact windows and, for a unit, the floor and an end location all move a Kings Lake price. We show you closed rows that share each feature rather than putting a dollar figure on it, because the record here is too thin to price a feature on its own.

How Does Buyer’s Agent Compensation Work for a Kings Lake Purchase in 2026?

For a Kings Lake purchase in 2026, buyer’s agent compensation follows the NAR settlement practices effective August 17, 2024: you sign a written buyer agreement before touring, it states that broker fees are fully negotiable and not set by law, and offers of compensation no longer appear on MLS platforms.

What the written agreement means for your first tour

The agreement names the services, the compensation and how it is paid, with “a conspicuous statement that broker fees and commissions are fully negotiable and not set by law”. We sign it before the first showing, for a house, a villa or a condominium.

Who pays the buyer’s agent

Compensation can be paid by you, asked of the seller in your offer, or split, all negotiable. Since offers of compensation are no longer allowed on MLS platforms, we ask the listing side directly and get the answer in writing before you offer, so the price and the compensation are negotiated together.

Where Can You See the Kings Lake Listings?

You can see current Kings Lake listings on our team’s listing site, Domain Realty Group, and have new ones sent to you. The MLS export of October 29, 2026 carried 34 actives, 9 houses and 25 condominiums with no villa, plus 5 condominium pendings; the count changes daily.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The listing page

For every active home in the community, see the current Kings Lake listings on Domain Realty Group, our team’s listing site, updated from the MLS.

Listing alerts and today’s count

Set up custom listing alerts through our buying page, where saved searches route to our team, and call Marc at (239) 287-5873 for homes that have come to market since October 29. A villa alert is worth setting now: none was listed on October 29. Still choosing between parts of the city? Our Naples buyer guide covers the process citywide, and our Naples area guide covers the communities.

Start Your Kings Lake Buyer Consultation

To start your Kings Lake buyer consultation, call Marc at (239) 287-5873 or use the buyer consultation form. We reply with the active homes that fit your form, association and size, the closed rows for the same association or street, the flood zone and the yearly cost for each address, and the documents to request before an offer.

What your consultation includes

Matching homes and sold rows, a yearly cost sheet with the master assessment and 10.4721 mills, the association document list and approval timeline, the financing path and a plan for your first offer. Confidential, no obligation. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What Do Clients Say About Working With the McGreevy and Comisar Team?

Marc Comisar, Jesse McGreevy and their Domain Realty Group team are top-reviewed Southwest Florida realtors, and a Kings Lake buyer should know what working with the team is like. These are clients from across Southwest Florida in their own words, quoted exactly as posted; they describe the team, not Kings Lake or any home in it.

A buyer on listening and candor

★★★★★ “Kay Tarnowski is by far the best realtor we’ve had. She truly listened and worked diligently around the clock to answer questions in a timely manner. She quickly understood what we were looking for and always acted promptly to arrange showings. Kay was professional, responsive, proactive and patient. She was knowledgeable regarding the communities we considered and was helpful explaining relevant real estate issues. She would provide candid insight when asked. It was a pleasure to work with her. We strongly recommend Kay.” Verified Google review

★★★★★ “We couldn’t be more grateful for Brooke Meyers and the incredible effort she put into helping us find our dream home in Naples! From the very beginning, she was attentive, knowledgeable, and determined to make our dream a reality. Brooke fought hard every step of the way to ensure we secured the perfect home. Her professionalism, dedication, and deep understanding of the Naples area made all the difference. We highly recommend Brooke to anyone looking for a passionate and hardworking realtor who truly cares about her clients!” Verified Google review

A buyer on the purchase

★★★★★ “Lindsey was remarkable. She is the best agent to work with. She is extremely knowledgeable and she is easy to work with. You will be happy if you choose Lindsey to work with on the purchase of your home.” Verified Google review

Frequently Asked Questions, Kings Lake Buyer Edition

These are the questions Kings Lake buyers ask, answered from the county record through October 16, 2026, the MLS export of October 29, 2026, the master association’s own documents, FEMA, Freddie Mac and Florida law. For today’s count, call Marc at (239) 287-5873; we are Top 1% Real Estate Agents Nationally Since 2008.

How do I buy a home in Kings Lake, Naples?

Choose the form first, house, villa or condominium, because each has its own association layer and paperwork. Then sign a written buyer agreement, get a lender’s answer, tour, read the association documents, and offer with review periods long enough for the estoppel certificates, the master’s 30-day application and an insurance quote.

How much are homes in Kings Lake?

It depends on the form. In the 12 months to October 16, 2026 the county recorded houses at a $785,000 median (15 sales), one villa at $385,000 and condominiums at $239,950 (42 sales). On the October 29, 2026 MLS export, active houses carried a $795,000 median list and condominiums $249,900.

What are the Kings Lake HOA fees?

The master assessment for 2026 is $472.00 per unit per year, $118.00 a quarter, under the association’s adopted budget. The 2027 budget proposes $452.00, with the board vote set for November 16, 2026. Each condominium or villa association levies its own fee on top, and none publishes it.

Is the master fee the only association fee I will pay?

For most detached homes, yes, plus an irrigation fee for the 19 single-family homes on the master irrigation system and The Woodlands’ own association on Royal Ln. A condominium or villa owner also pays the neighborhood association, whose fee comes from its budget or the estoppel certificate, never from a listing.

What does the master association charge when I buy?

The master’s sales application carries a non-refundable administrative processing fee of $150 for a single-family home or $75 for a condominium, submitted no less than 30 days before closing and reviewed within 30 days. A condominium or villa association runs its own background check, so start both at contract.

How do I find out which association governs a Kings Lake address?

Start with the master association’s Our Neighborhoods roster, then confirm on the deed, the declaration and the tax roll. Bristol Ln is the trap: Bristol Square Condominium and the Bristol Square villa lots share the street under two separate associations, and Courtyard Way carries two condominiums from different decades.

Is Kings Lake gated?

No. Kings Lake has no guard gate or resident gate, and its interior streets are public Collier County right-of-way posted at 25 mph. The association therefore does not maintain the streets; its paving reserve covers the lake path.

Can I rent out a Kings Lake home?

A single-family home may be leased for at least 30 days, up to 12 times a calendar year, with no lease longer than one year, under the recorded 2023 amendment and the master’s rental application. A condominium owner applies to the condominium association, whose rules may be stricter, so read its leasing article before buying on a rental plan.

Are short-term rentals allowed in Kings Lake?

No stay shorter than 30 days is allowed. The recorded leasing amendment names platforms such as Airbnb and VRBO, and the minimum term applies to every single-family lease; condominium associations may set longer minimums of their own.

Are pets allowed in Kings Lake?

At the master level, yes, with no weight, breed or count limit; dogs must be leashed and picked up after. Associations can be stricter: Steeplechase of Naples allows one dog or one cat up to 25 pounds and no pets for guests or tenants, and the stricter rule controls.

Can I park a boat, trailer or camper in Kings Lake?

Not on the common area, and on your own lot only inside an enclosed garage or as county code allows. Rule 10 also bars commercial vehicles and swamp buggies from the common area and prohibits parking on the grass, and every single-family home must have at least a two-car garage.

Does Kings Lake have a community pool or clubhouse?

No master pool, clubhouse, golf course or private club. Pools belong to individual associations, confirmed at Steeplechase of Naples, and Greenfield Village references a cabana. The master association owns the lakes, path, preserve and one court, and holds its board meetings at the Elks Lodge.

Is Kings Lake walkable to shopping?

To groceries, yes. Kings Lake Square, platted inside the Kings Lake PUD, holds Publix store 1458 about 0.23 route miles from the entrance, with Starbucks, Great Clips and Pet Supplies Plus among its key retailers. For most other trips Kings Lake is car-dependent.

What flood zone is Kings Lake in?

On the February 8, 2024 maps, 96.4 percent of Kings Lake is Zone AE, with a base flood elevation of 8.0 feet NAVD88 across most of it, and 3.6 percent is shaded Zone X500, mostly at the Courtyard at Kings Lake buildings. There is no unshaded Zone X. Confirm each address with an official determination.

Do I need flood insurance in Kings Lake?

With a federally backed mortgage on a structure in Zone AE, yes. About 1,181 of 1,215 Kings Lake parcels are in the Special Flood Hazard Area. Collier’s CRS Class 5 gives eligible policies a 25 percent discount there, and an X500 address carries no mandate but still carries risk.

Did Kings Lake flood in Hurricane Ian?

No federal source documents storm surge reaching Kings Lake in Ian, Irma, Wilma, Milton, Helene or Debby; the National Weather Service placed Ian’s Collier surge south and west of US 41, about 1.4 miles from Kings Lake. That absence is not proof, and the community sits in Zone AE for a reason.

Does Kings Lake Blvd flood after heavy rain?

The master board’s minutes record flooding after heavy rain on Kings Lake Blvd at and around the Courtyards, with the contributing ditch the association’s responsibility, and “Courtyard Drainage Ditch” is open business on the November 16, 2026 agenda. Ask for the plan before buying on that stretch.

What will my Kings Lake property taxes be?

Budget from your price times the 2026 total of 10.4721 mills, about $1,047.21 per $100,000 of taxable value before exemptions, plus $269.77 where the parcel carries the solid waste line. On an illustrative $230,000 that is about $2,408.58 a year before exemptions (our arithmetic).

Will my tax bill match the seller’s?

Usually not. The property is reassessed at just value the January 1 after you buy, and the seller’s Save Our Homes benefit ends at the sale. Our guide found the median homesteaded single-family owner paid about $3,120 on the 2025 roll, against about $5,807 for a buyer at just value with no exemption.

Is there a CDD or bond in Kings Lake?

No. Kings Lake’s plats and declaration date from 1979, before Florida’s CDD statute, and our guide found no CDD, bond, paving or lighting assessment on the Kings Lake bills it checked. The one non-ad-valorem line is the county solid waste assessment.

Do Kings Lake condominium buildings need milestone inspections or a SIRS?

Both laws apply to buildings three habitable stories or more. No Kings Lake building appears on Collier County’s January 2026 milestone list, and the unit numbering points to two stories, but confirm the specific building with the association and the county, and ask about any reserve waiver.

Are there special assessments at Kings Lake condominiums?

None was publicly reported in the research for this page. The estoppel certificate and the 718.503 resale package show any assessment levied or pending, and we read both before your inspection period ends; ask also whether the board has discussed one in recent minutes.

Who pays for title insurance in Collier County?

By Collier custom the buyer pays for and chooses the owner’s title policy and the closing agent; in Lee County the seller customarily does. It is a custom, not a law, and the contract controls. The lender’s policy is always the buyer’s.

What are buyer closing costs in Kings Lake?

On an illustrative $265,000 condominium with 20 percent down, our arithmetic puts the owner’s policy, note stamps, intangible tax, recording, settlement, search, the $75 master processing fee and any condominium approval fee at about $3,309.50 to $4,860.50, before lender fees, prepaids and prorations.

What is an estoppel certificate, and do I need two?

It is the association’s statement of what is owed on the unit or lot, capped at $299 for a current account under DBPR’s adjusted amounts. A Kings Lake condominium sale may need one from the master association and one from the condominium association; the contract assigns who pays.

What does homeowners insurance cost in Kings Lake?

FLOIR’s Collier averages as of March 31, 2026 are $5,534 a year for homeowners coverage with wind and $2,271 for a condominium unit owner. No Kings Lake home qualifies by year built for the automatic windstorm discount tied to 2001-code construction, so a wind mitigation inspection matters.

Which schools are zoned to Kings Lake addresses?

Shadowlawn Elementary, East Naples Middle and Lely High School for 2026-2027, graded A, A and B for 2025-2026. Boundaries are reviewed each year and part of Aintree Ln is zoned differently, so check the address with Collier County Public Schools.

How far is Kings Lake from downtown Naples and the beach?

About 3.60 route miles and 8.3 minutes free-flow from the entrance to Fifth Avenue South and 4.83 miles to the Naples Pier. I-75 is about 5.04 miles at Exit 101 and 5.30 miles at Exit 105. Allow more time in the first quarter of the year, when Davis Blvd traffic peaks.

Is Kings Lake in the City of Naples?

No. Kings Lake is in unincorporated Collier County with a Naples mailing address, so it pays county millage including the unincorporated area levy, is patrolled by the Collier County Sheriff’s Office, and gets water and sewer from the Collier County Water-Sewer District.

How many homes are in Kings Lake?

Roughly 1,170, depending on what is counted: 1,167 residential parcels on the county roll, 1,173 units assessed by the master association and 1,177 voting interests in the state’s 2012 revival approval. The county inventory counts 336 single-family parcels.

Can I renovate or add on to a Kings Lake house?

Yes, with Architectural Review Committee approval before work begins on new construction or additions; the covenants give the committee 15 days to decide. Lawns must stay irrigated grass or landscaping, and Collier’s 50 percent rule measures a large renovation against the structure’s depreciated value, not the land.

Are Kings Lake prices falling?

The county’s yearly condominium median fell from $328,500 in 2022 to $229,500 for 2026 through October 16, and the single-family median of $702,500 for 2026 sits below 2022’s $850,000. Those are recorded medians by year, not a forecast.

Is Davis Boulevard being widened at Kings Lake?

Not in the Collier MPO’s adopted FY 2027 to 2031 program, which funds no capacity or resurfacing project on Davis Blvd between Airport-Pulling Rd and Santa Barbara Blvd. A long-range plan lists the corridor as a candidate, which is not funding.

Where can I see current Kings Lake listings?

On our team’s listing site, Domain Realty Group, linked above, and through custom alerts set up on our buying page. On October 29, 2026 the MLS showed 34 actives, 9 houses and 25 condominiums, and no villa.

Still weighing a Kings Lake purchase? Call Marc at (239) 287-5873 or start your Kings Lake buyer consultation, and read our Kings Lake neighborhood guide for the full background.

Selling a Home Before You Buy in Kings Lake?

If you are selling a home before you buy in Kings Lake, time the two contracts together: your down payment, the master’s 30-day application window, the estoppel certificates, the insurance quote and any association approval all fall due while your sale is closing. Jesse leads listings; Marc leads the purchase, and we set the sale’s closing date first.

Coordinating a sale and a purchase

If the home you are selling is in Kings Lake, read our guide to selling a Kings Lake home or start with a free Kings Lake home valuation, and call Jesse direct at (239) 898-6072. Moving within Florida, ask about homestead portability before you list, since up to $500,000 of a prior homestead’s Save Our Homes benefit can follow you to a new Florida homestead. Our guide to Kings Lake has the background on the community.

Sources and Authoritative References for Kings Lake

Every Kings Lake figure on this page traces to a source below: the Collier County sales record, the Southwest Florida MLS, the Kings Lake Homeowners Association’s own documents, Collier County, Florida law and agencies, FEMA, NOAA, Freddie Mac, NABOR and NAR. No listing portal or competing brokerage site is cited.

  1. Collier County Property Appraiser qualified improved sales in Kings Lake by form, recorded through October 16, 2026 (county sales file, plain text, not linked).
  2. Southwest Florida MLS (Matrix), Development Name KINGS LAKE, ZIP 34112, export of October 29, 2026 (member system, plain text, not linked).
  3. Kings Lake Homeowners Association, home page and document library
  4. Kings Lake HOA, approved 2026 budget and reserve schedule
  5. Kings Lake HOA, 2027 proposed budget and adoption meeting notice
  6. Kings Lake HOA, application for approval to purchase or transfer
  7. Kings Lake HOA, single-family rental application packet
  8. Kings Lake HOA, Rules and Regulations approved February 16, 2026
  9. Kings Lake HOA, recorded amendments of June 29, 2023 (leasing)
  10. Kings Lake revived declaration of covenants, certified copy, 2012
  11. Kings Lake HOA, Our Neighborhoods roster
  12. Kings Lake HOA, frequently asked questions, December 2022
  13. Kings Lake HOA, meeting minutes
  14. Kings Lake lake quality assessment report
  15. Collier County, resolution adopting the FY 2026-27 millage rates, certified copy
  16. Greater Naples Fire Rescue District, FY 2026-2027 special district accountability posting
  17. South Florida Water Management District, final public hearing on FY 2026-2027 millage, September 22, 2026
  18. Collier County Tax Collector, real estate taxes
  19. Florida Statute 720.401, homeowners association disclosure summary
  20. Florida Statute 720.30851, homeowners association estoppel certificates
  21. Florida DBPR, estoppel certificate and transfer fee amounts
  22. Florida Statute 718.503, condominium resale disclosure
  23. Florida Statute 718.116, condominium assessments and estoppel certificates
  24. Florida Statute 718.112, condominium bylaws, reserves and Structural Integrity Reserve Studies
  25. Florida Statute 553.899, milestone inspections
  26. Florida Senate, HB 913 (2025), condominium and cooperative reforms
  27. Collier County, milestone inspections
  28. Collier County, Milestone Inspection Buildings by Year, as of January 2026
  29. Florida DBPR, condominium SIRS and milestone reporting
  30. Florida DBPR, condominium public records index
  31. Florida Statute 689.261, property tax disclosure
  32. Florida Statute 689.302, flood disclosure
  33. Florida Statute 193.155, homestead assessments and Save Our Homes
  34. Florida Department of Revenue, property tax exemptions
  35. Florida Department of Revenue, documentary stamp tax
  36. Florida Department of Revenue, nonrecurring intangible tax
  37. Florida Administrative Code Rule 69O-186.003, title insurance rates
  38. Florida Statute 28.24, recording fees
  39. Barnes Walker, who pays for title insurance in Florida, by county
  40. Freddie Mac, Primary Mortgage Market Survey
  41. National Association of Realtors, what the settlement means for home buyers and sellers
  42. National Association of Realtors, settlement FAQs
  43. NABOR, September 2026 market statistics
  44. FEMA National Flood Hazard Layer, flood hazard zones
  45. FEMA National Flood Hazard Layer, Letters of Map Amendment
  46. FEMA Map Service Center
  47. FEMA Community Status Book Report for Florida
  48. Collier County Floodplain Management, frequently asked questions
  49. Collier County, hurricane evacuation zones service
  50. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian
  51. National Weather Service Miami, Hurricane Ian post-tropical cyclone report
  52. Florida Office of Insurance Regulation, Property Insurance Stability Report, July 1, 2026
  53. Florida Department of Financial Services, premium discounts for hurricane loss mitigation
  54. Collier County Public Schools, attendance boundaries
  55. Collier County Public Schools, 2025-2026 school and district grades
  56. Florida Department of Education, school grades
  57. NCH Baker Hospital emergency department
  58. Physicians Regional, Collier Boulevard
  59. Publix Super Market at Kings Lake Square, store 1458
  60. Kite Realty Group, Kings Lake Square
  61. Collier County Parks and Recreation, East Naples Community Park
  62. Collier County, traffic counts program
  63. Collier MPO, FY 2027 to 2031 Transportation Improvement Program
  64. Collier County, water services
  65. Greater Naples Fire Rescue District, station locations

Downloadable Documents for a Kings Lake Purchase

These are the Kings Lake documents a buyer reads before an offer, each linked at its publisher: the revived declaration, the current rules, the 2026 budget and the 2027 proposal, the purchase application, the state’s estoppel and transfer fee schedule, the county’s milestone list and the school boundary tool.

Document Publisher What it shows a buyer Link
Revived Declaration of Protective Covenants, 2012 Kings Lake Homeowners Association The operative covenants recorded as Instrument 4676864, with the state’s approval letter Open the declaration
Rules and Regulations, approved February 16, 2026 Kings Lake Homeowners Association Pets, vehicles, signs, lakes, the court, the owner-absent rental rule and the purchase notice Open the rules
Approved 2026 budget and reserve schedule Kings Lake Homeowners Association The $472.00 assessment and the reserve components Open the budget
2027 proposed budget and adoption meeting notice Kings Lake Homeowners Association The proposed $452.00 assessment and the November 16, 2026 vote Open the notice
Application for approval to purchase or transfer Kings Lake Homeowners Association The $150 and $75 processing fees and the 30-day timeline Open the application
Estoppel certificate and transfer fee amounts Florida DBPR The $299, $119 and $179 estoppel caps and the $184 condominium applicant cap Open the fee schedule
Milestone Inspection Buildings by Year Collier County The county list on which no Kings Lake building appears Open the list
Attendance boundaries Collier County Public Schools The assigned schools for a specific address Check the boundaries

Each condominium’s declaration, budget, reserve schedule and insurance certificate, and a parcel’s Elevation Certificate, come through the association, the seller or the closing agent.

Your Kings Lake Buyer’s Agents: McGreevy and Comisar

Your Kings Lake buyer’s agents are Jesse McGreevy and Marc Comisar of McGreevy and Comisar, the #5 real estate team in Florida in the 2026 RealTrends rankings. We read the master and association documents, flood, tax and insurance paperwork with you before an offer, and every figure on this page traces to the sources above.

If you’re searching for “the best buyer’s agent in Kings Lake, Naples, Florida,” McGreevy and Comisar represents homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch, including Kings Lake and the communities along Davis Boulevard. Our team provides honest market guidance and partner-level negotiation, starting from our Kings Lake neighborhood guide.

Jesse McGreevy and Marc Comisar

Jesse McGreevy lists and sells homes across Naples, Bonita Springs, Estero and Marco Island; call Jesse direct at (239) 898-6072. Marc Comisar represents buyers and sellers across Southwest Florida; call Marc at (239) 287-5873.

Our credentials

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Buying in Kings Lake? Start your Kings Lake buyer consultation or call Marc at (239) 287-5873, and see how we represent buyers. Selling first? Call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Follow our Southwest Florida sales on Instagram, Facebook and YouTube.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com. Read more about McGreevy and Comisar or contact us.

Market data from Southwest Florida MLS, pulled October 29, 2026 (Matrix export, Development Name KINGS LAKE). Collier County Property Appraiser qualified sales recorded through October 16, 2026. McGreevy and Comisar, buy a home in Kings Lake with the #5 real estate team in Florida (RealTrends 2026). Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.