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What’s Your Pine Ridge Estates Home Worth?

What’s Your Pine Ridge Estates Home Worth?

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · Market data from Collier County recorded sales through October 16, 2026 and a Southwest Florida MLS (Matrix) export of October 29, 2026

Selling a home in Pine Ridge Estates, Naples, means selling land first: one of 550 estate parcels on four recorded plats between Tamiami Trail North and Goodlette-Frank Road North, in unincorporated Collier County with a Naples mailing address in the 34108 ZIP code. Our Pine Ridge Estates community guide covers the covenants, the zoning tiers, the flood map and the schools in full; this page is the seller’s side of it. The median lot is about 1.32 acres, the county puts land at about 73 percent of total just value at the median, and the product runs from 1950s ranches to estates finished last year, plus vacant lots. There are no condominiums, villas or attached homes inside the four estate plats, and there is no homeowners association.

The short version: Collier County recorded 28 qualified sales in Pine Ridge Estates from October 17, 2025 to October 16, 2026, at a $4,450,000 median across every sale class. Of those, 22 were existing-home resales at a $4,975,000 median (from $1,606,200 to $12,500,000), 2 were new-construction sales at $7,400,000 and $8,000,000, and 4 were vacant land sales at a $3,372,500 median. The Southwest Florida MLS (Matrix) export of October 29, 2026 is a different record and a different window: 33 closings in its trailing twelve months, at a $4,500,000 median. The two are never added together. For a number on your own parcel, read our Pine Ridge Estates home valuation guide. If you plan to buy again nearby, read our guide to buying a home in Pine Ridge Estates. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072.

Why Sell Your Pine Ridge Estates Home With McGreevy and Comisar?

McGreevy and Comisar price a Pine Ridge Estates home the way this market actually trades: land first, then the house, by sale class and by plat, never from one community median. We separate existing-home resales from new-construction sales and vacant land, read your plat’s covenants and your zoning tier, and assemble the survey, septic, well and flood file before the first showing.

McGreevy and Comisar are the #5 real estate team in Florida (RealTrends 2026). With our Domain Realty Group team we have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in personal sales. Those career totals are the record we bring to a Pine Ridge Estates listing. For this page we tracked the 28 qualified sales Collier County recorded in Pine Ridge Estates over its twelve-month file, the 51 in its 24-month file, the 126 in its 60-month file, the 33 MLS closings in the October 29, 2026 export and 101 repeat sales on single parcels, plat by plat and street by street. Comparing agents across the city? Start with our guide to the best real estate agents in Naples, then use the valuation form or Call Jesse direct at (239) 898-6072.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Four plats, three declarations, no association

Pine Ridge Estates is four recorded plats: Pine Ridge (Plat Book 3, Page 24, 1954), the Re-subdivision of Blocks E to H (Plat Book 4, Page 29, about 1955), Pine Ridge Extension (Plat Book 3, Page 51, 1957) and Pine Ridge Second Extension (Plat Book 10, Page 86, 1971). Together they hold 550 parcels on 896.6 acres: 488 single-family homes, 40 vacant residential lots and 22 other parcels. Three Declarations of Covenants and Restrictions, recorded in 1954, 1957 and 1971, run with the land; the re-subdivision carries the 1954 covenants forward. There is no homeowners association, no mandatory assessment and no gate. The Pine Ridge Civic Association of Naples is a voluntary civic body that acts as the Architectural Control Committee under a resolution recorded in 2019.

Pelican Ridge is a separate community

The attached homes of Pelican Ridge on Meadowland Drive sit on a separate replat carved from the Second Extension, the Pine Ridge Second Extension Replat. They are not part of Pine Ridge Estates, and no figure on this page includes them. If a buyer or an online estimate quotes a Pine Ridge parcel count well above 550, or a lot size far below an acre, that mixing is the usual reason.

Key Takeaways for Pine Ridge Estates Sellers

These are the eight facts a Pine Ridge Estates seller needs in November 2026, each from a dated record: the Collier County Property Appraiser sales file recorded through October 16, 2026, the Southwest Florida MLS (Matrix) export of October 29, 2026, the recorded Pine Ridge declarations and the Florida statutes that set a seller’s duties.

  • 28 recorded sales, three sale classes. Collier County, October 17, 2025 to October 16, 2026: 22 existing-home resales at a $4,975,000 median, 2 new-construction sales ($7,400,000 and $8,000,000) and 4 vacant land sales at a $3,372,500 median. Never price one class off another.
  • The plat matters. In the same twelve months, existing-home resales ran a $3,675,000 median on the 1954 plat (6 sales), $4,350,000 on the 1957 Extension (11) and $6,500,000 on the 1971 Second Extension (3); the Re-subdivision of Blocks E to H recorded 2, at $5,675,000 and $9,500,000.
  • 33 MLS closings in a different window. The MLS export of October 29, 2026 shows 33 closings over its trailing twelve months at a $4,500,000 median, 102 median days on market (measured on 32 of them) and a 92.65% median sale to LAST list price.
  • Asking and paying are far apart. On October 29, 2026 the MLS showed 24 active listings, with 4 more under contract, at a $6,695,000 median list price, about one and a half times the $4,500,000 closed median (our arithmetic), and roughly 8.7 months of supply (our arithmetic on the export).
  • Land is most of the value. On the county roll, land is about 73 percent of total just value at the median, and on 337 of 488 improved lots the land alone is worth at least half the total.
  • No association paperwork. Pine Ridge Estates has no homeowners association, so there is no estoppel certificate, no association transfer or capital fee and no section 720.401 disclosure summary. The recorded covenants still bind.
  • Collier custom. The seller customarily pays deed stamps at $0.70 per $100; the buyer customarily pays the owner’s title policy and chooses the closing agent. The contract controls.
  • Two disclosures every seller signs. Florida’s property tax disclosure under section 689.261 and its flood disclosure under section 689.302 apply to every Pine Ridge Estates sale.

What Is Selling in Pine Ridge Estates Actually Like Right Now?

Selling in Pine Ridge Estates right now, on the Southwest Florida MLS (Matrix) export of October 29, 2026, means a market of 33 closings over the prior twelve months, a 102-day median time on market, a 92.65% median sale to last list price and 24 active listings asking a median $6,695,000 against a $4,500,000 closed median.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The MLS export, October 29, 2026

Every figure in this table comes from the Southwest Florida MLS (Matrix) export for Pine Ridge Estates of October 29, 2026, closings from October 29, 2025, with the same clean scope as our earlier report: only rows in the Pine Ridge development, in Naples, under the Pine Ridge or Pine Ridge Estates subdivision name, so rows from Emerald Woods, Summerplace or Fort Myers carrying a Pine Ridge label stay out. The date stays on every figure.

MLS measure (export of October 29, 2026) Pine Ridge Estates
Closed sales, trailing twelve months 33
Median sold price $4,500,000
Mean sold price $5,355,640
Sold price range $1,300,000 to $13,000,000
Total dollar volume $176,736,105
Median days on market (n = 32; one closing carries no entry) 102
Mean days on market 159
Median sale to LAST list price 92.65%
Range of sale to last list price 80.35% to 100.00%
Active listings on October 29, 2026 (4 more pending) 24
Median list price of the actives $6,695,000
Range of the actives $2,700,000 to $14,800,000
Total list volume of the actives $176,660,000
Median days on market of the actives 113.5
Months of supply (our arithmetic) roughly 8.7

Source: Southwest Florida MLS (Matrix), export of October 29, 2026. The 8.7 months is our arithmetic, 24 actives against 2.75 closings a month; it carries a year’s pace onto one day’s inventory, so read it as a reading, not a measurement.

What the MLS block tells a Pine Ridge Estates seller

Three numbers matter most. First, the median closing landed at 92.65% of its LAST list price, after any reductions; against original asking prices the figure would be lower, and closings ranged from 80.35% to 100.00%. Second, the 24 actives asked a median $6,695,000, about 1.49 times the closed median (our arithmetic); an active list and a closed list are different sets of homes, but the report reads it as asking and paying sitting far apart. Third, the actives had sat a median 113.5 days against 102 for the homes that closed. A price set from the asking side tends to wait, and we pull the MLS rows for your product class, not the community line.

What Pine Ridge Estates Homes and Lots Sold For, by Sale Class and Plat

Pine Ridge Estates existing homes resold for a $4,975,000 median on 22 qualified Collier County sales recorded October 17, 2025 to October 16, 2026; vacant land sold at a $3,372,500 median on 4, and new construction twice, at $7,400,000 and $8,000,000. Plat and window change the picture.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

How the county sorts a Pine Ridge Estates sale

Each sale is classed from the parcel’s current county record: within a year of the current house’s year built is a new-construction sale; before the current house was built is a land or teardown purchase; a vacant parcel is a vacant land sale; everything else is an existing-home resale. A median that mixes the four describes nothing a seller owns.

The county record by class, three windows

Sale class Twelve months, Oct 17, 2025 to Oct 16, 2026 24 months, Oct 17, 2024 to Oct 16, 2026 60 months, Oct 17, 2021 to Oct 16, 2026
Existing-home resale 22 at $4,975,000 median ($1,606,200 to $12,500,000) 28 at $4,975,000 median ($1,606,200 to $12,500,000) 56 at $4,850,000 median ($1,175,000 to $14,000,000)
New-construction sale 2: $7,400,000 and $8,000,000 13 at $9,000,000 median ($6,700,000 to $15,676,000) 32 at $8,598,000 median ($4,000,000 to $15,676,000)
Land or teardown purchase 0 0 18 at $3,250,000 median ($1,750,000 to $7,050,000)
Vacant land sale 4 at $3,372,500 median ($1,650,000 to $4,400,000) 10 at $3,097,500 median ($1,650,000 to $8,000,000) 20 at $3,125,000 median ($1,550,000 to $8,000,000)
All classes 28 at $4,450,000 median 51 at $5,750,000 median 126 at $4,525,000 median

Source: Collier County Property Appraiser sales file, qualified sales (the county’s arm’s-length flag), recorded through October 16, 2026, on the four estate plats; Pelican Ridge and the commercial frontage are excluded. The all-classes median moves with the mix of classes, and a community median is not a value.

Existing-home resales by plat, twelve months

Plat Resales Median Low High Median county price per foot of heated (base) area
Pine Ridge (1954 plat) 6 $3,675,000 $1,606,200 $12,500,000 $689.96
Pine Ridge Extension (1957) 11 $4,350,000 $3,000,000 $7,969,000 $1,125.40
Pine Ridge Second Extension (1971) 3 $6,500,000 $4,500,000 $7,600,000 $1,159.42
Re-subdivision of Blocks E to H 2 fewer than 3: $5,675,000 and $9,500,000 fewer than 3, not shown

Source: Collier County Property Appraiser. The per-foot column uses the county’s heated (base) area and existing-home resales only. It is not comparable with any MLS per-foot figure, which uses a different and often larger living-area measure, so this page prints no MLS per-foot figure at all.

Existing-home resales by plat, 24 and 60 months

Plat 24 months: resales, median, county per foot 60 months: resales, median, county per foot
Pine Ridge (1954 plat) 6, $3,675,000, $689.96 11, $4,100,000, $822.76
Pine Ridge Extension (1957) 15, $4,350,000, $1,226.01 25, $5,100,000, $1,210.50
Pine Ridge Second Extension (1971) 4, $6,625,000, $1,235.43 11, $6,375,000, $1,159.42
Re-subdivision of Blocks E to H 3, $5,675,000, $1,325.52 9, $5,000,000, $1,160.02

Source: Collier County Property Appraiser; per-foot figures on county heated (base) area, existing-home resales only. The 1954 plat includes part of the Trail Boulevard frontage, the street the guide measures with the lowest median just value; a plat median is not the value of any one lot.

The six twelve-month sales that were not resales

The 22 existing-home resales are listed by price band in the pricing section below. These are the other six qualified sales in the county’s twelve-month file, street only.

Plat Street Recorded Sale class Price
Pine Ridge Extension (1957) West St November 2025 New construction (roll year built 2024) $8,000,000
Pine Ridge Second Extension (1971) Tupelo Rd December 2025 New construction (roll year built 2024) $7,400,000
Re-subdivision of Blocks E to H Trail Blvd December 2025 Vacant land $1,650,000
Pine Ridge Second Extension (1971) Cassena Rd February 2026 Vacant land $4,400,000
Pine Ridge (1954 plat) East Ave March 2026 Vacant land $3,300,000
Pine Ridge Extension (1957) Hickory Rd July 2026 Vacant land $3,445,000

Source: Collier County Property Appraiser sales file, qualified sales. No house numbers, owner names or MLS numbers are printed on this page. With fewer than 3 new-construction sales in the window, the two are listed, not given a median.

Calendar years since 2016

Year All sales All-class median Resales Resale median New construction Land and teardown purchases Land and teardown median
2016 29 $1,030,000 6 $2,327,500 2 21 $925,000
2017 30 $1,301,250 8 $1,947,500 4 18 $975,000
2018 32 $1,315,000 12 $1,925,000 2 18 $1,115,000
2019 27 $1,185,000 3 $2,275,000 4 20 $1,150,000
2020 58 $1,842,500 22 $2,066,000 10 26 $1,190,000
2021 63 $2,175,000 20 $2,461,500 11 32 $1,773,750
2022 30 $4,625,000 14 $4,600,000 6 10 $2,950,000
2023 19 $6,600,000 7 $6,375,000 6 6 $3,450,000
2024 21 $3,900,000 9 $4,200,000 5 7 $3,150,000
2025 26 $7,412,500 9 $5,750,000 11 6 $2,880,000
2026, to October 16 19 $4,400,000 16 $4,975,000 0 3 $3,445,000

Source: Collier County Property Appraiser sales file, qualified sales by calendar year of recording; land and teardown combines vacant land with purchases recorded before the current house was built. The all-class median swings with the mix (2025’s $7,412,500 sat on 11 new-construction sales), so we report the medians as recorded and draw no forecast from them. The qualified flag lags recording by roughly two months.

Ready to Sell in Pine Ridge Estates? Start With Your Lot, Your House and Your Plat

Tell us your street, your lot size and the year your house was built, and we send back a range built from the recorded Pine Ridge Estates sales of your sale class and plat, the MLS listings competing with yours and your net at three prices. Use the valuation form, read our Pine Ridge Estates home valuation guide, or Call Jesse direct at (239) 898-6072. If you are also buying, Call Marc at (239) 287-5873 and see how we help buyers in Naples.

Is Your Pine Ridge Estates Home Worth More as a House or as Land?

Whether a Pine Ridge Estates home is worth more as a house or as land depends on the house. Over 60 months the county recorded 18 land or teardown purchases at a $3,250,000 median and 20 vacant land sales at $3,125,000, against 56 existing-home resales at $4,850,000 and 32 new-construction sales at $8,598,000.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The land share, from the county’s own valuation

Our Pine Ridge Estates community guide reads the 2026 certified roll of 27 October 2026 across the 488 single-family estate parcels: a median total just value of $3,343,728, a median land just value of $2,314,617 and median improvements of $871,648. Land is 73.3% of total just value at the median, and on 337 of 488 improved lots, 69.1%, the land alone is assessed at half or more of the whole. Median assessed land value is $1,635,560 per acre. Just value is assessed value, not a sale price, and it follows the market rather than leading it; it is still the clearest single statement of what a Pine Ridge Estates seller owns.

Four classes, four buyer pools

Over 60 months, land or teardown purchases sold at a $3,250,000 median, close to the $3,125,000 median of the vacant land sales; existing homes at $4,850,000; and new construction at $8,598,000, about 1.77 times the resale median (our arithmetic). Different products, different buyers, and none is a comparable for another.

What the guide found on older houses

The guide reads the county’s improved sales from 2023 to 2025 by age: 12 homes built before 1990 at a $3,675,000 median and 35 built in 2015 or later at $8,650,000. In the county’s current twelve-month window, the 6 resales with a roll year built before 2000 sold at a $3,187,500 median and the 15 built in 2010 or later at $6,500,000 (our arithmetic). Thin samples, not a valuation, but the direction is the guide’s: an older house here often trades near the value of its land.

Teardown cycles on single parcels

The county’s repeat-sale record shows the rebuild directly. Of 101 parcels that sold again since October 17, 2021, 28 were bought before the current house was built and resold as new construction, and 21 more resold as an existing home after the rebuild. A West Street parcel bought in October 2019 for $1,075,000 resold new in October 2021 for $4,176,200; a Cassena Road parcel bought in June 2022 for $4,250,000 resold new in September 2025 for $15,676,000, the highest qualified sale in the 60-month file. These are gross transfer prices, not profit: construction, demolition, impact fees, design, carrying, financing and selling costs sit between them and appear in no county record.

What we will and will not tell you about a teardown

We price your Pine Ridge Estates property both ways, as a home and as a site, with the recorded sales behind each number. We forecast no rebuild profit and put no dollar figure on acreage, lake frontage, a corner, horse zoning, a pool or a renovation: we name those factors for your parcel and let the recorded sales speak.

The lot-split question

In 1988 an owner split a Residential Area lot into two lots that each met the 1954 one-acre minimum; the civic association challenged it and lost at trial. A split is still a zoning question: RSF-1 requires 150 feet of width and an acre per lot, and the roughly 54 eastern-tier agricultural parcels cannot be split without a formal rezoning, which the Board of County Commissioners unanimously denied on a Gordonia Road parcel in 2024. On a parcel well over two acres, take the question to a land-use attorney before any price is set.

How Does the Deed Record Differ From the MLS in Pine Ridge Estates?

The Pine Ridge Estates deed record and the MLS measure different things over different windows: the county counts qualified recorded sales by recording date, 28 from October 17, 2025 to October 16, 2026, while the MLS export of October 29, 2026 counts 33 brokered closings over its own trailing twelve months. Neither is added to or divided into the other.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Two records, side by side

Question Collier County deed record Southwest Florida MLS (Matrix)
What it counts Qualified, arm’s-length deeds on the four estate plats, every sale class Closings reported by listing agents, after the report’s clean-scope exclusions
Window on this page October 17, 2025 to October 16, 2026 October 29, 2025 to the October 29, 2026 export
Count 28 sales (22 resales, 2 new construction, 4 vacant land) 33 closings
Median $4,450,000 all classes; $4,975,000 resales $4,500,000
Range $1,606,200 to $12,500,000 $1,300,000 to $13,000,000
Days on market and sale to list Not recorded 102 days (n = 32) and 92.65% of last list price (medians)
Price per foot County heated (base) area, resales only Not printed on this page
Builder and private sales Included Only if listed

Why 28 does not equal 30

The counts differ for ordinary reasons. The windows differ: the county runs to October 16, 2026 and the MLS ends at the October 29, 2026 export. The filters differ: the county drops any deed it does not flag as qualified, and that flag lags recording by about two months. The coverage differs: a builder or private sale records at the courthouse whether or not it was listed. Use the county for what sold, at what price, by plat and class; use the MLS for days on market, sale to list and the active list. Both are correct, and neither divides into the other.

How Should You Price a Pine Ridge Estates Home?

You should price a Pine Ridge Estates home from the recorded resales nearest it in price, plat, age and lot, then test it against land and new-construction sales. In the county’s twelve-month file, 7 existing-home resales sold under $4,000,000, 9 sold from $4,000,000 to $6,999,999 and 6 sold at $7,000,000 or more.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The group medians below are our arithmetic, computed in python from the 22 resale rows of the county’s twelve-month sale list; the rows themselves are the county’s. Year built is the roll’s current entry. No house numbers are printed, and no adjustment is priced: the factors after the tables are named, not valued.

Existing-home resales under $4,000,000

Seven Pine Ridge Estates existing homes resold under $4,000,000 in the county’s twelve-month window, at a $3,175,000 median (range $1,606,200 to $3,700,000, our arithmetic). Six of the seven carry a roll year built before 2000 or sit on Trail Boulevard.

Plat Street Recorded Year built Price
Pine Ridge (1954 plat) Trail Blvd July 2026 1984 $1,606,200
Pine Ridge (1954 plat) Trail Blvd December 2025 2017 $1,890,000
Pine Ridge Extension (1957) Myrtle Rd March 2026 1987 $3,000,000
Pine Ridge Extension (1957) West St July 2026 1996 $3,175,000
Pine Ridge Extension (1957) Ridge Dr April 2026 1991 $3,200,000
Pine Ridge (1954 plat) Caribbean Rd May 2026 2024 $3,250,000
Pine Ridge Extension (1957) Trail Blvd December 2025 2021 $3,700,000

Source: Collier County Property Appraiser, qualified existing-home resales. Three of the seven are on Trail Boulevard, beside Tamiami Trail North, where the guide measures the community’s lowest street median just value. The 1987, 1991 and 1996 houses on Myrtle Road, Ridge Drive and West Street sold from $3,000,000 to $3,200,000, inside the range of the window’s vacant land sales ($1,650,000 to $4,400,000). For a house in this group, the land is usually the price.

Existing-home resales from $4,000,000 to $6,999,999

Nine Pine Ridge Estates existing homes resold from $4,000,000 to $6,999,999 in the twelve-month window, at a $5,450,000 median (range $4,100,000 to $6,500,000, our arithmetic), with roll years built from 1993 to 2023 and a median of 2013.

Plat Street Recorded Year built Price
Pine Ridge (1954 plat) East Ave January 2026 2012 $4,100,000
Pine Ridge Extension (1957) Gordonia Rd December 2025 2013 $4,200,000
Pine Ridge Extension (1957) Ridge Dr May 2026 2006 $4,350,000
Pine Ridge Second Extension (1971) Tupelo Rd April 2026 1999 $4,500,000
Pine Ridge Extension (1957) Eugenia Dr May 2026 1993 $5,450,000
Re-subdivision of Blocks E to H North St April 2026 2017 $5,675,000
Pine Ridge Extension (1957) Myrtle Rd April 2026 2021 $6,150,000
Pine Ridge Extension (1957) Gordonia Rd July 2026 2023 $6,500,000
Pine Ridge Second Extension (1971) Cassena Rd July 2026 2020 $6,500,000

Source: Collier County Property Appraiser, qualified existing-home resales. This is the band where the house and the land share the price. A 1993 house on Eugenia Drive and a 2023 house on Gordonia Road both sold inside it; lot, frontage and condition separated them, and the county record does not carry any of those.

Existing-home resales at $7,000,000 and over

Six Pine Ridge Estates existing homes resold at $7,000,000 or more in the twelve-month window, at an $8,484,500 median (range $7,100,000 to $12,500,000, our arithmetic), every one with a roll year built of 2017 or later and a median of 2022.

Plat Street Recorded Year built Price
Pine Ridge Extension (1957) Myrtle Rd December 2025 2017 $7,100,000
Pine Ridge Second Extension (1971) Cassena Rd March 2026 2021 $7,600,000
Pine Ridge Extension (1957) Carica Rd August 2026 2022 $7,969,000
Pine Ridge (1954 plat) East Ave December 2025 2022 $9,000,000
Re-subdivision of Blocks E to H North St June 2026 2024 $9,500,000
Pine Ridge (1954 plat) East Ave December 2025 2022 $12,500,000

Source: Collier County Property Appraiser, qualified existing-home resales. In this band the house carries the price, and the competition is new construction: the county recorded new-construction sales at $7,400,000 and $8,000,000 in the same window, and 13 at a $9,000,000 median over 24 months. On October 29, 2026 the MLS showed 24 actives at a $6,695,000 median list price. A finished estate prices against those, not against the community median.

The factors that move a Pine Ridge Estates price

We test each of these for every Pine Ridge Estates parcel, and name them; we attach no invented dollar figure to any.

  • Lot size, width and shape. The guide’s median lot is 1.32 acres; RSF-1 sets a 150-foot minimum width.
  • Street and arterial exposure. The guide measures lower medians near Tamiami Trail North and Goodlette-Frank Road North, and the highest on short interior streets such as Ridge Court, Caribbean Court and North Street.
  • Lake frontage. Mockingbird Lake, Lake Egret, Warbler Lake, Lake Bunting and two 1954-plat lakes; the lake boundary is the platted lot line, not the water’s edge.
  • Zoning tier. RSF-1 on most lots; about 54 eastern-tier parcels carry A, Rural Agricultural.
  • Plat and declaration. The 1954, 1957 and 1971 declarations differ on setbacks, floor area, animals and utilities.
  • Flood zone and elevation. Four FEMA zones run through the community.
  • The house and its utilities. Age, size, roof, condition, septic and well, and whether a retail buyer wants the house or a builder will remove it.

What Does a Pine Ridge Estates Buyer Ask First?

A Pine Ridge Estates buyer asks first about the land and the paperwork that comes with it: the survey and lot lines, the septic and well records, the permits on file, the flood zone and elevation certificate for your address, insurance, the covenants for your plat and the zoning tier. There is no association estoppel to wait for.

Your Pine Ridge Estates answer packet

We assemble this file before the first showing, so a buyer’s questions are answered with documents, not promises.

  • Survey and lot lines, with easements, encroachments and the lake line where the lot fronts water.
  • Septic and well records: the permit history from the Florida Department of Health in Collier County, pump-out or repair records, well permit and water tests, or proof of county water.
  • Permits on file for additions, pools, guest houses, barns, roofs and generators, with open permits closed before listing.
  • Flood zone, Base Flood Elevation and elevation certificate for your address.
  • Insurance: your wind and flood declarations pages and any wind mitigation inspection.
  • Covenants and zoning: which declaration governs your lot, approvals on file with the civic association, and RSF-1 or A zoning confirmed with Collier County.
  • The tax bill: yours, and separately the buyer’s likely first-year figure.

The septic and well question

The guide reads the state’s 2016-vintage Florida Water Management Inventory at roughly 94 percent of residential parcels on these streets coded septic and roughly 63 percent on a private well, on 514 parcels. Section 381.0065(4)(x) transfers septic permits with title and bars a government from mandating a septic inspection at sale; lenders, insurers and buyers may still ask, and the inspection is the buyer’s due diligence unless your contract says otherwise.

The flood and insurance question

The FEMA zone and Base Flood Elevation are by address only, and here the zone can change within one street. A lender compels flood insurance only inside the Special Flood Hazard Area; wind is priced on every home. An elevation certificate and your declarations pages, handed over early, keep the insurance quote from becoming a late price request.

The covenants and zoning question

Whether the recorded covenants bind a specific parcel is a title question, settled by its own chain of title. A rebuild buyer also asks the zoning tier and the review route: under all three declarations, plans go to the Architectural Control Committee, which since the 2019 resolution is the Pine Ridge Civic Association of Naples, with a 30-day deemed-approval clause.

The tax-reset question

Your tax bill is not your buyer’s. The guide reads 392 of 488 single-family parcels as homesteaded, with a $14,118 median homesteaded tax, and estimates roughly $31,329 a year before exemptions for a buyer at the $3,343,728 median just value, at 9.3696 mills. Save Our Homes ends on a change of ownership under section 193.155(3). State the buyer’s likely number up front, and it never becomes a renegotiation.

Flood Zones by Address in Pine Ridge Estates

Pine Ridge Estates is not one flood zone. Our guide’s point-by-point read of FEMA’s National Flood Hazard Layer found four designations, X unshaded, X shaded, AH and AE, with roughly 41.5% of the land area inside the Special Flood Hazard Area. Flood zone and Base Flood Elevation are therefore stated by address only.

What the point survey found

The guide ran 185 point queries against FEMA’s flood layer and a 3,937-point grid across the community footprint, read on September 1, 2026. Area-weighted, the split was Zone X unshaded 45.7%, Zone AH 23.9%, Zone AE 17.6% and Zone X shaded 12.8%. Zone AH, shallow ponding of one to three feet with a published Base Flood Elevation, follows the interior swale and canal spine; the guide lists published AH Base Flood Elevations of 12.0 to 19.0 feet NAVD88. Zone AE concentrates at the north end toward the Gordon River corridor, with published Base Flood Elevations of 10.0 to 13.0 feet NAVD88. The high ground in the south-west quadrant is Zone X unshaded.

The panels, and how to check your address

Three Flood Insurance Rate Map panels effective February 8, 2024 cover the community: 12021C0381J, 12021C0383J and 12021C0193J, under NFIP community number 120067, Collier County unincorporated. Look up your parcel on the FEMA Map Service Center, or on Collier County’s flood map viewer, and call the county Flood Information Hotline at (239) 252-2942 for an elevation certificate on file. No community-level statement, including this one, replaces the address lookup.

What the zone changes for your sale

Three things: whether a lender compels a flood policy (inside the Special Flood Hazard Area, Zones AE and AH here, on a federally backed mortgage); whether the 50 percent rule governs a buyer’s renovation; and, less than most assume, the premium, since FEMA’s Risk Rating 2.0 weighs elevation, distance to water and replacement cost, not the zone letter alone. Collier County’s floodplain FAQ notes that over 25% of flood insurance claims nationwide come from X and X500 zones.

The elevation certificate and the LOMA

The guide counts 42 FEMA Letter of Map Amendment determinations inside the footprint, 35 removing a structure from the Special Flood Hazard Area. A LOMA starts with a surveyed elevation certificate, and the county may hold one only for a structure built after September 14, 1979 in an A or V zone, so many original houses here likely have none. In AH or AE, ordering one before listing is often the most useful step you can take.

What a Pine Ridge Estates Seller Owes: Tax and Flood Disclosures, Covenants and No Association Estoppel

A Pine Ridge Estates seller owes the buyer Florida’s property tax disclosure under section 689.261 and the flood disclosure under section 689.302, and must disclose known material defects. Because Pine Ridge Estates has no homeowners association, there is no estoppel certificate and no section 720.401 disclosure summary; the recorded covenants still bind.

The property tax disclosure, section 689.261

Every Florida residential contract carries the statutory warning: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE.” With 80.1% of single-family parcels homesteaded here and a median Save Our Homes shelter of $1,476,610 (guide), we give your buyer the likely first-year figure before the offer.

The flood disclosure, section 689.302

“A seller must complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed.” The requirement has applied since October 1, 2024 (chapter 2024-215, Laws of Florida), and the current form, with its question on flood insurance claims, since October 1, 2025 (chapter 2025-166). It asks what you know: past flood damage, claims and federal assistance. It is delivered at or before signing, not at closing.

The recorded covenants

The 1954, 1957 and 1971 declarations run with the land. As the guide states it, there is no association with assessment power, the civic association says it does not enforce covenants, and the practical enforcers are other lot owners in the same subdivision, suing as beneficiaries of a common scheme. Whether they bind your parcel is settled by its own chain of title under Florida’s Marketable Record Title Act.

Why there is no association estoppel or 720.401 summary

Section 720.301 defines a homeowners association by mandatory membership. The Pine Ridge declarations create none, and the civic association calls itself voluntary, not a homeowners association. So no section 720.30851 estoppel certificate, no association transfer or capital fee and no section 720.401 disclosure summary apply. Condominium milestone inspection and reserve study rules do not apply to these detached homes either.

The voluntary civic association dues

Pine Ridge Civic Association of Naples dues are voluntary and never appear on a tax bill or a closing statement. The association’s FAQ gives $50 per household as an example, and its membership page lists a $100 yearly plan; confirm the current figure with the board.

What Does It Cost to Sell a Pine Ridge Estates Home in Collier County?

Selling a Pine Ridge Estates home in Collier County costs documentary stamp tax on the deed at $0.70 per $100, a negotiated commission and tax prorations, while the buyer customarily pays the owner’s title policy. With no homeowners association there is no estoppel fee. On illustrative sheets at three Pine Ridge Estates prices, the listed seller lines come to 5.7% of price.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Who customarily pays what in Collier County

The contract controls; the Collier County defaults are these. The seller pays the deed’s documentary stamp tax, “70 cents on each $100 or portion thereof of the total consideration,” and customarily the municipal lien search. The buyer customarily pays the owner’s title policy and chooses the closing agent (customs, not laws), plus the lender’s policy, note stamps of 35 cents per $100 of the loan and intangible tax of 2 mills. Commissions are negotiable and not set by law. There is no association estoppel, transfer fee or capital contribution on either side in Pine Ridge Estates.

Three illustrative net sheets

The sheets use a $3,000,000 sale, inside the under $4,000,000 resale group; a $4,975,000 sale, the county’s twelve-month existing-home resale median; and an $8,000,000 sale, the higher of the two new-construction sales in the county’s twelve-month file. They apply the deed stamp rate and an illustrative commission of 5.0%, a labelled example for arithmetic, not our rate and not a recommendation.

Line $3,000,000 sale $4,975,000 sale $8,000,000 sale
Deed stamps at $0.70 per $100 $21,000 $34,825 $56,000
Illustrative commission at 5.0% $150,000 $248,750 $400,000
Association estoppel None, no association None, no association None, no association
Owner’s title policy Buyer, by Collier custom Buyer, by Collier custom Buyer, by Collier custom
Total of the seller lines above $171,000 $283,575 $456,000
Proceeds before payoff, prorations and settlement fees $2,829,000 $4,691,425 $7,544,000
Seller lines as a share of price 5.7% 5.7% 5.7%

Our arithmetic, computed in python from the rates shown. The share is flat because both lines are percentages of price; your actual commission is whatever you and your listing brokerage agree in writing.

Prorations: the property tax bill

Collier County property tax is a calendar-year bill mailed October 31 and due November 1, with a 4% discount in November stepping down 1% a month, delinquent April 1. The seller credits the buyer for the seller’s days of an unpaid year. As an illustration only, at the guide’s median homesteaded tax of $14,118, a July 1 closing credits about $7,000.98 for 181 days ($14,118 x 181 / 365, our arithmetic, before the title company’s discount convention).

What the sheets leave out

Your payoff, settlement fees, the lien search, repair credits, the proration and any concession are not in the table, nor are documents you may order before listing, such as a survey, an elevation certificate or a septic inspection.

Pine Ridge Estates vs Aqualane Shores, The Moorings and Other Naples Estate Areas: What Your Buyer Will Compare

A Pine Ridge Estates buyer most often weighs Aqualane Shores, The Moorings, Park Shore and Port Royal. On the guide’s county-roll benchmark, Pine Ridge Estates has the largest median lot at 1.32 acres and the lowest land value per acre, while Aqualane Shores and Port Royal trade higher on direct water.

The decision table

This table follows the benchmark in our Pine Ridge Estates community guide: Collier County’s 2026 certified roll of 27 October 2026, single-family parcels only, with the guide’s 2023 to 2025 median qualified improved sale read from the county sale files of the same date. It states nothing about any community beyond it.

Measure (guide benchmark) Pine Ridge Estates Aqualane Shores The Moorings Park Shore Port Royal
Median lot 1.32 acres 0.33 acres 0.37 acres 0.34 acres 0.64 acres
Median assessed land value per acre $1,635,560 $15,214,063 $6,204,946 $5,892,672 $13,963,068
Median qualified improved sale, 2023 to 2025 $7,100,000 $10,750,000 $5,450,000 $5,000,000 $18,500,000
Homes built 2015 or later 30% 28% 34% 31% 27%
Water Interior lakes, no navigable water Deep-water canal frontage to Naples Bay Water access on many streets Beachfront and bayfront address Private Gulf-access frontage

Source: our Pine Ridge Estates community guide, from the Collier County Property Appraiser roll. Assessed values follow the market rather than leading it, and the sale column is the guide’s own window and file; it is not the county twelve-month record this page uses for Pine Ridge Estates prices.

What the table means for a Pine Ridge Estates seller

Your buyer is choosing between acreage and water. Aqualane Shores carries roughly nine times the land value per acre on a quarter of the lot, The Moorings and Park Shore roughly four times. Pine Ridge Estates offers the acre, the canopy and the setbacks, and no boat access; a listing that sells the acre to a buyer who wanted land is the one that closes.

Aqualane Shores and The Moorings, as the guide describes them

Aqualane Shores sits on deep-water canals between Third Street South and Naples Bay. The Moorings carries a median just value similar to Pine Ridge Estates on lots about a quarter the size, with water access on many streets and a residents’ beach association. Read our guides to Aqualane Shores and The Moorings; if you own in more than one, our guides to selling a home in Aqualane Shores and selling a home in Naples use the same record-first method.

When Do Pine Ridge Estates Sales Record?

Pine Ridge Estates sales recorded unevenly over the county’s twelve months to October 16, 2026: 8 of the 28 qualified sales in December 2025 and 5 in July 2026, none yet after August 2026 because the qualified flag lags. Recording also trails the contract.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

County recorded sales by month, twelve months

Month recorded Qualified sales, all classes
November 2025 1
December 2025 8
January 2026 1
February 2026 1
March 2026 3
April 2026 4
May 2026 3
June 2026 1
July 2026 5
August 2026 1

Source: Collier County Property Appraiser sales file, qualified sales recorded October 17, 2025 to October 16, 2026. October 2025 and the months after August 2026 show none in the qualified file. December’s 8 sales are 28.6% of the year (our arithmetic).

What the months can and cannot tell you

They tell you when deeds recorded, not when buyers agreed, and 28 sales are too few to name a best month, so we do not. The calendar-year table above shows 19 to 63 recorded sales a year since 2016. Plan around your own timeline, your packet and the competing listings in your sale class that week.

How We Negotiate a Pine Ridge Estates Sale

We negotiate a Pine Ridge Estates sale from the closed record: the MLS export of October 29, 2026 put the median closing at 92.65% of its last list price, and the county’s repeat sales show parcels that resold for less as well as more. The leverage is in the file you hand the buyer and the class you price against.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

What the gap looks like

A 92.65% median sale to last list price means the median closing gave up 7.35 points from its last list price (our arithmetic), after any earlier reductions, with closings from 80.35% to 100.00%. Each point is negotiated over a document: the survey, the septic record, the elevation certificate or the buyer’s tax projection.

Recorded repeat sales, both directions

The county’s repeat-sale file holds 101 Pine Ridge Estates parcels that sold again since October 17, 2021. These are recorded prices, street only, with the class of each sale.

Plat Street First sale Later sale Change Classes
Pine Ridge Second Extension (1971) Carica Rd May 2022, $7,800,000 December 2024, $6,750,000 -13.5% resale then resale
Pine Ridge (1954 plat) East Ave October 2022, $9,425,000 December 2025, $9,000,000 -4.5% new then resale
Pine Ridge Extension (1957) Myrtle Rd July 2022, $6,375,000 April 2026, $6,150,000 -3.5% new then resale
Pine Ridge Extension (1957) Hickory Rd September 2023, $3,290,000 July 2026, $3,445,000 +4.7% land then land
Pine Ridge Extension (1957) Eugenia Dr December 2022, $3,850,000 May 2026, $5,450,000 +41.6% resale then resale
Pine Ridge Extension (1957) Gordonia Rd May 2021, $2,875,000 December 2025, $4,200,000 +46.1% resale then resale
Pine Ridge (1954 plat) East Ave November 2020, $2,400,000 January 2026, $4,100,000 +70.8% resale then resale
Pine Ridge Second Extension (1971) Tupelo Rd March 2020, $1,850,000 April 2026, $4,500,000 +143.2% resale then resale

Source: Collier County Property Appraiser sales file, qualified sales, repeat sales on one parcel with the later sale recorded since October 17, 2021. Three of the 101 resold for less: two new homes bought in 2022 resold as existing homes for 4.5% and 3.5% less, and one existing home bought in May 2022 resold for 13.5% less in December 2024. An owner who bought in 2022 is not guaranteed a gain, and we say so before we price.

The negotiation points specific to Pine Ridge Estates

  • The land question, settled first. If a builder is likely, the price is about the lot, and the house is a removal cost.
  • The septic, well and flood file. Records on the table remove contingencies a buyer would otherwise price.
  • Covenant and zoning answers. Which declaration and which tier, confirmed, answer a rebuild buyer’s first two questions.
  • The tax projection. Shown before the offer, it is not renegotiated after inspection.
  • Your class’s competition. Leverage depends on how many listings in your class and price band are active that week.

Get Your Free Pine Ridge Estates Home Valuation

To get a free Pine Ridge Estates home valuation, enter your details in the valuation form on this page or Call Jesse direct at (239) 898-6072. We reply with a range built from the recorded Pine Ridge Estates sales of your sale class and plat, the competing listings and your net at three prices, with the sales we used listed.

What a McGreevy and Comisar valuation includes

Your range, with the recorded sales we used, their dates, classes and plats; the land and house tested separately; the Pine Ridge Estates listings competing with yours that week; a net sheet at three prices using the Collier County split on this page; and the documents to order before you list: the survey, the septic and well records, the flood determination and elevation certificate for your address, and your permit history. If you want, Jesse follows with a free in-person look at the property. Our Pine Ridge Estates home valuation guide shows the method in full.

How to reach us today

Call Jesse direct at (239) 898-6072, or use the valuation form. You are working with Top 1% Real Estate Agents Nationally Since 2008, and the conversation is confidential and carries no obligation. An opinion of value from a licensee is not an appraisal.

What Do Clients Say About McGreevy and Comisar as Pine Ridge Estates Listing Agents?

Pine Ridge Estates sellers choosing a listing agent can read what clients across Southwest Florida say about Jesse McGreevy and Marc Comisar in their own words. McGreevy and Comisar is a top-reviewed Pine Ridge Estates listing agent; the quotes below are exact, each labelled with the site where the client posted it.

A client on Jesse and Marc’s market knowledge

★★★★★ “Jesse and Marc are extremely knowledgeable about Southwest Florida real estate! If you are looking to buy or sell property, look no further than Domain Realty and their amazing team!” Verified Google review

A client on availability and attention to detail

★★★★★ “Their knowledge of the Southwest Florida market really stood out, and you can tell they genuinely care about their clients and getting the best results possible. They were always available to answer questions, kept us informed every step of the way, and paid attention to every detail.” Verified Google review

A client on Marc’s devotion

★★★★★ “Highly recommend Marc as a realtor. His devotion to finding you the perfect house is obvious and a breath of fresh air at such a stressful time.” Verified Google review

A client on a Naples purchase with Jesse

★★★★★ “We used Jesse to represent us on purchasing a property in Naples, and he worked our deal like it was for him! 100% satisfied.” Verified Google review

Read the full feed

More client reviews are on our Google Business Profile. We never publish an aggregate rating on this page, and we quote reviews exactly as written.

Frequently Asked Questions, Pine Ridge Estates Seller Edition

These are the questions Pine Ridge Estates sellers ask most, answered from the county’s recorded sales to October 16, 2026, the MLS export of October 29, 2026, the recorded declarations and Florida law.

How do I sell my home in Pine Ridge Estates?

Confirm your lot size, plat, zoning tier and flood zone, decide whether your likeliest buyer wants the house or the site, assemble the survey, septic, well, permit and elevation records, then price from the county’s recorded sales of your class and plat. Our Pine Ridge Estates home valuation guide walks the pricing step, or Call Jesse direct at (239) 898-6072.

What is my Pine Ridge Estates home worth?

Nobody can tell you from a web page. The county’s twelve-month resales ran from $1,606,200 to $12,500,000 at a $4,975,000 median; lot, age, plat, frontage and flood zone separate them. A real figure comes from the recorded sales nearest your parcel, tested against land sales, which is what the valuation form starts.

How many homes sold in Pine Ridge Estates in the last 12 months?

Collier County recorded 28 qualified sales in Pine Ridge Estates from October 17, 2025 to October 16, 2026: 22 existing-home resales, 2 new-construction sales and 4 vacant land sales. The MLS export of October 29, 2026 counts 33 closings over its own trailing twelve months, a different record and window, so the two counts are never added or divided.

How long does it take to sell a home in Pine Ridge Estates?

On the MLS export of October 29, 2026, the median closing took 102 days on market (n = 32) and the mean 159; the 24 actives had sat a median 113.5 days. Add the closing period, and plan in months, not weeks.

What percentage of list price do Pine Ridge Estates homes sell for?

The median Pine Ridge Estates closing on the MLS export of October 29, 2026 sold at 92.65% of its LAST list price, after any reductions, with individual closings from 80.35% to 100.00%. Measured against original asking prices the figure would be lower, so read any sale-to-list number by asking which list price it used.

How many Pine Ridge Estates homes are on the market right now?

On the MLS export of October 29, 2026 there were 24 active Pine Ridge Estates listings, with 4 more under contract, at a $6,695,000 median list price, from $2,700,000 to $14,800,000. Active inventory moves weekly, and that export is dated; we refresh it for your sale class when we price your home.

Is Pine Ridge Estates a buyer’s market or a seller’s market?

The MLS export of October 29, 2026 shows roughly 8.7 months of supply (our arithmetic), a 102-day median time on market and a 92.65% median sale to last list price, with the active median list price about one and a half times the closed median (our arithmetic). That describes a market where asking and paying sit far apart; it is not a forecast, and the reading for a finished estate differs from the reading for a teardown.

Is my house worth more torn down than standing?

Sometimes. Over 60 months land or teardown purchases sold at a $3,250,000 median and vacant land at $3,125,000, against $4,850,000 for existing-home resales, and three twelve-month resales built in 1987, 1991 and 1996 sold from $3,000,000 to $3,200,000. We price your parcel both ways and forecast no rebuild profit.

Do builders buy lots directly in Pine Ridge Estates?

The county’s repeat-sale file shows 28 parcels since October 2021 bought before the current house was built and resold as new construction: the builder cycle in the record. If your house is older, a builder is often part of your buyer pool, and we market to both pools at once.

Should I sell to a builder or list on the open market?

It depends on the house. A builder prices the land and the removal cost; a retail buyer prices the finished home. An open listing lets both bid; a private sale to one builder trades reach for speed, and we tell you that cost first.

What is my lot worth per acre in Pine Ridge Estates?

The guide reads the county’s median assessed land value at $1,635,560 per acre, and its land ladder puts the median recorded land price per acre at $2,209,953 in 2025 and $2,666,667 in 2026 to date, the recent rows resting on 6 and 3 sales. A per-acre figure is a starting point; frontage, flood zone, trees and utilities move a specific lot.

What does it cost to sell a home in Pine Ridge Estates?

On the illustrative sheets on this page, deed stamps at $0.70 per $100 (customarily the seller’s) plus an illustrative 5.0% commission come to 5.7% of price: $171,000 on a $3,000,000 sale, $283,575 on $4,975,000 and $456,000 on $8,000,000 (our arithmetic). Prorations, payoff and settlement fees are extra; there is no association estoppel.

Who pays the owner’s title insurance in Collier County?

In Collier County the buyer customarily pays the owner’s title policy and chooses the closing agent; these are customs, not laws, and the contract controls. The buyer always pays the lender’s policy. The owner’s policy is not a seller line on our Pine Ridge Estates net sheets.

What realtor commission is typical for a Pine Ridge Estates listing in 2026?

No rate is typical by law: commissions are fully negotiable and not set by any board or statute. Our net sheets use 5.0% only as a labelled example for arithmetic. Your rate, and whether you offer anything toward the buyer’s side, is agreed in writing with your listing brokerage.

Do Florida sellers still pay the buyer’s agent after the NAR settlement?

Only if they choose to. Since August 17, 2024, offers of compensation are no longer allowed on MLS platforms; sellers can still offer compensation off the MLS and can offer buyer concessions on it. Buyers now sign a written agreement with their agent before touring, stating the compensation.

Does Pine Ridge Estates have an HOA I need an estoppel from?

No. Pine Ridge Estates has no homeowners association and no mandatory assessment, so no estoppel certificate, association transfer fee or section 720.401 disclosure summary applies to your sale. The Pine Ridge Civic Association of Naples is voluntary and says it is not a homeowners association; the recorded covenants still run with the land.

What flood disclosure must I give a Pine Ridge Estates buyer?

Section 689.302 requires a flood disclosure at or before the time the contract is executed, covering past flood damage, flood insurance claims and federal assistance as the current form asks. It applies to every residential sale, in any flood zone.

Is my Pine Ridge Estates home in a flood zone?

Possibly. The guide’s point survey found four FEMA zones inside the community, with roughly 41.5% of the land area in the Special Flood Hazard Area, Zones AH and AE. The zone and Base Flood Elevation are by address only; check your parcel on the FEMA Map Service Center or Collier County’s flood map viewer.

Should I get an elevation certificate before I list?

Often, yes, if your house sits in Zone AH or AE. It is the document a buyer’s insurer and lender ask for, and it is the first step toward a Letter of Map Amendment; the guide counts 42 LOMA determinations inside the footprint, 35 removing a structure from the Special Flood Hazard Area. Many pre-1979 houses here likely have none on file with the county.

Do I need a septic inspection to sell in Pine Ridge Estates?

No law requires one: section 381.0065 bars a government from mandating a septic inspection at the point of sale, and the permit transfers with title. Lenders, insurers and buyers may ask for one, and the inspection is usually the buyer’s due diligence. Having the permit history and pump-out records ready helps.

Do I have to disclose that the home is on septic and well?

Disclose what you know; Florida’s duty to disclose known material defects comes from case law. Buyers will ask anyway: the guide reads roughly 94% of parcels on these streets as septic and 63% on a private well in the state’s 2016-vintage inventory.

Will open permits or an unpermitted guest house hold up my sale?

They can: a lender, insurer or title company may require an open permit closed first, and an unpermitted structure becomes a disclosure question. Pull your Collier County permit history before listing.

Can I sell my Pine Ridge Estates home with the guest house rented?

The guide states that under Collier County’s Land Development Code a guest house may not be leased or rented, and renting it is a code violation. A buyer will ask how the guest house is used, so answer it before the showing.

How does my Save Our Homes cap affect the buyer’s tax estimate?

It does not transfer. Under section 193.155(3) the cap ends on a change of ownership and the property is reassessed at just value the following January 1. The guide estimates roughly $31,329 a year before exemptions at the community’s median just value of $3,343,728, against a $14,118 median homesteaded bill. Show the buyer that number early.

Can I move my homestead savings to my next Florida home?

Often, yes. Portability transfers the lesser of $500,000 or your accumulated Save Our Homes differential to a new Florida homestead, claimed with the new homestead application. Confirm your figure with the Collier County Property Appraiser and, where the money is material, a Florida CPA.

Should I renovate my Pine Ridge Estates home before selling?

Frequently not, if your likeliest buyer is pricing the land: a new kitchen in a house a builder will remove is a cost you will not recover. If your house is recent and the buyer is a retail buyer, condition matters more. We will tell you which buyer you have before you spend.

Does horse zoning add value to my Pine Ridge Estates lot?

It is a parcel fact, not a priced feature. About 54 eastern-tier parcels carry A, Rural Agricultural, where county zoning permits horses; on the RSF-1 lots it does not, and the 1971 Second Extension declaration prohibits animals other than household pets. We name the zoning in the listing and let the recorded sales speak; we do not put a dollar figure on it.

Is no HOA a selling point in Pine Ridge Estates?

Yes, as a property fact: no monthly assessment, no estoppel or transfer fee, no board approval for a paint colour, and also no gate or association-funded amenities. We present it alongside the recorded covenants.

Should I split my lot before I sell it?

Only after a zoning and title review. A 1988 court case held that a Residential Area lot could be split into two lots that each met the one-acre minimum, but RSF-1 requires 150 feet of width per lot, the eastern agricultural tier cannot be split without a rezoning, and on non-homestead property the value a split creates is reassessed at just value under section 193.1554(7). That is a conversation for a land-use attorney before any price is set.

How do I sell a lakefront lot in Pine Ridge Estates?

Start with the survey: the guide notes the lake boundary is the platted lot line, not the water’s edge, and that fences may not extend past it into the lake. Then price against the recorded sales nearest yours in class and plat, naming the frontage rather than pricing it with an invented premium.

When is the best month to list a Pine Ridge Estates home?

The record does not name one. Of 28 county sales recorded in the twelve months to October 16, 2026, 8 recorded in December 2025 and 5 in July 2026, and recording trails the contract. List when your packet is ready and the competing listings in your class and price band are thin.

Can I sell my Pine Ridge Estates home off market or privately?

Yes. The county’s record includes builder and private sales that never reached the MLS. A private campaign protects your privacy and trades away competitive tension; we will tell you what that trade is likely to cost in reach before you choose, and Call Jesse direct at (239) 898-6072 to talk it through.

Is Pine Ridge Estates the same as Pine Ridge Road or other Pine Ridge communities?

No. Pine Ridge Estates is the four estate plats between Tamiami Trail North and Goodlette-Frank Road North in Naples. Pine Ridge Road is its southern boundary, Pine Ridge Middle School is a school, and Pelican Ridge’s attached homes sit on a separate replat. Other Florida communities share the name in other counties.

What schools are assigned to Pine Ridge Estates addresses?

The guide reports every residential address assigned to Sea Gate Elementary, Pine Ridge Middle and Barron Collier High for 2026-2027, from the district’s zoning tool. Assignments can change; check a specific address on the Collier County Public Schools zone finder.

How do I choose a listing agent for a Pine Ridge Estates home?

Ask how they will price you: by sale class and plat or from a community median, with which record and window, and whether they test your house against land sales. Then Call Jesse direct at (239) 898-6072.

Can you help me sell in Pine Ridge Estates and buy my next home at the same time?

Yes. Jesse leads the sale and Marc the purchase, and we time the two closings together. Read our guide to buying a home in Pine Ridge Estates if your next home is here too, or Call Marc at (239) 287-5873.

Your Local Real Estate Experts for Pine Ridge Estates

Pine Ridge Estates sellers work directly with Jesse McGreevy and Marc Comisar, the #5 real estate team in Florida (RealTrends 2026), who read the county’s recorded sales by class and plat, the MLS rows and the recorded Pine Ridge declarations before pricing a Pine Ridge Estates home. Jesse leads listings and seller strategy; Marc leads buyer representation and negotiation.

McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. We tracked every qualified Pine Ridge Estates sale in the county’s twelve-month file, and every repeat sale since October 2021, before writing this page.

If you are thinking, “I need someone to sell my house in Pine Ridge Estates, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you are selling on Ridge Drive, West Street, Gordonia Road, Myrtle Road, Carica Road, Cassena Road, Tupelo Road, East Avenue, North Street or Trail Boulevard, on the 1954 plat or the 1971 Second Extension, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

Jesse McGreevy

Jesse McGreevy lists homes across Naples, Bonita Springs and Estero, and builds a Pine Ridge Estates price from your sale class, your plat’s recorded sales and the land under your house. Call Jesse direct at (239) 898-6072.

Marc Comisar

Marc Comisar represents buyers and sellers across Southwest Florida and handles the negotiation when you sell and buy at the same time. Call Marc at (239) 287-5873.

Where Pine Ridge Estates fits in Naples

Pine Ridge Estates is four estate plats recorded from 1954 to 1971, 550 parcels on 896.6 acres, bounded by Pine Ridge Road, Tamiami Trail North, Goodlette-Frank Road North and Vanderbilt Beach Road, in unincorporated Collier County with no homeowners association. For the covenants, the zoning tiers, the flood map, the schools and the drive times, read our Pine Ridge Estates community guide. Read more about McGreevy and Comisar.

Sources and Authoritative References for Pine Ridge Estates Sellers

Every Pine Ridge Estates figure on this page traces to a primary source below: the Collier County record, the Southwest Florida MLS, the recorded Pine Ridge declarations, state and federal agencies and the statutes behind a seller’s duties. We cite no brokerage site or listing portal.

  1. Southwest Florida MLS (Matrix), Pine Ridge Estates closings over the trailing twelve months and actives at the export of October 29, 2026 (member system, not linked).
  2. Collier County Property Appraiser sales file, qualified sales recorded through October 16, 2026, on the four Pine Ridge Estates plats (county data release, no web link).
  3. Collier County Clerk of the Circuit Court and Comptroller, official records search.
  4. Collier County Clerk, Official Records document search.
  5. Collier County Clerk, map and plat search.
  6. Collier County Clerk, what documents are recordable.
  7. Collier County Tax Collector, real estate property taxes.
  8. Collier County Land Development Code, Municode.
  9. Collier County LDC section 2.03.02, residential zoning districts.
  10. Collier County LDC section 2.03.01, agricultural zoning districts.
  11. Collier County planning and zoning maps.
  12. Collier County building permits and construction.
  13. Collier County permit history and permit search.
  14. Collier County Growth Management fee schedule (PDF).
  15. Collier County code enforcement.
  16. Collier County impact fees.
  17. Collier County residential impact fee schedule effective May 1, 2026 (PDF).
  18. Collier County floodplain management.
  19. Collier County floodplain management frequently asked questions (PDF).
  20. Collier County substantial improvement packet and cost worksheet (PDF).
  21. Collier County analysis of substantial improvement or repair of substantial damage.
  22. Collier County water services.
  23. Collier County potable water service area map (PDF).
  24. Collier County wastewater service area map (PDF).
  25. Collier County residential solid waste collection services.
  26. Declaration of Covenants and Restrictions, Pine Ridge, February 24, 1954 (PDF).
  27. Declaration of Covenants and Restrictions, Pine Ridge Extension, January 28, 1957 (PDF).
  28. Declaration of Covenants and Restrictions, Pine Ridge Second Extension, August 6, 1971 (PDF).
  29. Pine Ridge Architectural Control Committee report, revised December 20, 2024 (PDF).
  30. Pine Ridge Civic Association bylaws (PDF).
  31. Pine Ridge Civic Association of Naples.
  32. Pine Ridge Civic Association FAQ.
  33. Pine Ridge Civic Association membership page.
  34. Florida Division of Corporations, Sunbiz entity search.
  35. Section 720.301, Florida Statutes, definitions for homeowners associations.
  36. Section 720.401, Florida Statutes, disclosure summary.
  37. Section 720.30851, Florida Statutes, estoppel certificates.
  38. Section 689.261, Florida Statutes, property tax disclosure.
  39. Section 689.302, Florida Statutes, flood disclosure.
  40. Laws of Florida, chapter 2024-215.
  41. Laws of Florida, chapter 2025-166.
  42. Section 381.0065, Florida Statutes, onsite sewage treatment and disposal systems.
  43. Section 193.155, Florida Statutes, homestead assessments.
  44. Section 193.1554, Florida Statutes, non-homestead assessment limitation.
  45. Chapter 712, Florida Statutes, Marketable Record Title Act.
  46. Section 712.12, Florida Statutes, covenant revitalization without a homeowners association.
  47. Florida Department of Revenue, documentary stamp tax.
  48. Florida Department of Revenue, nonrecurring intangible tax.
  49. Florida Department of Revenue, property tax exemptions.
  50. Florida Department of Revenue, Save Our Homes (PDF).
  51. Barnes Walker, who pays for title insurance in Florida.
  52. National Association of Realtors, what the settlement means for buyers and sellers.
  53. National Association of Realtors, settlement FAQs.
  54. FEMA Flood Map Service Center.
  55. FEMA National Flood Hazard Layer map service.
  56. FEMA Community Rating System.
  57. Florida Division of Emergency Management, evacuation zone maps.
  58. Florida Water Management Inventory, Florida Department of Health.
  59. FDEP, requirements for existing onsite sewage systems.
  60. South Florida Water Management District, well construction permitting.
  61. Florida Office of Insurance Regulation, wind mitigation resources.
  62. Citizens Property Insurance Corporation, flood requirements.
  63. Collier County Public Schools attendance zone finder.
  64. Florida DBPR, estoppel certificate fee schedule (PDF).

Downloadable Documents for Pine Ridge Estates Sellers

These official documents bear most directly on selling a Pine Ridge Estates home. Each link opens the issuing authority’s copy or the copy the civic association publishes.

Document Issued by What it tells a Pine Ridge Estates seller Link
Declaration of Covenants and Restrictions, Pine Ridge, Deed Book 34, Pages 207 to 217, February 24, 1954 Collier Development Corporation, published by the Pine Ridge Civic Association The one-acre minimum, the Residential, Commercial and Agricultural Areas and the architectural review clause for the 1954 plat and the re-subdivision Open the 1954 declaration
Declaration of Covenants and Restrictions, Pine Ridge Extension, OR Book 2, Page 427, January 28, 1957 Collier Development Corporation, published by the Pine Ridge Civic Association The covenants on the largest of the four plats Open the 1957 declaration
Declaration of Covenants and Restrictions, Pine Ridge Second Extension, OR Book 409, Pages 540 to 553, August 6, 1971 Collier Development Corporation, published by the Pine Ridge Civic Association The stricter setbacks, the animal rule and underground utilities in the Second Extension Open the 1971 declaration
Architectural Control Committee report, revised December 20, 2024 Pine Ridge Civic Association of Naples How review works, the 30-day deemed approval and the 1988 lot-split case Open the committee report
Floodplain management frequently asked questions Collier County Mandatory flood insurance in the Special Flood Hazard Area and the 50 percent rule Open the floodplain FAQ
Section 689.261, property tax disclosure Florida Legislature The tax warning in every residential contract Read section 689.261
Section 689.302, flood disclosure Florida Legislature What a seller states about flooding, at or before signing Read section 689.302
Section 381.0065, onsite sewage systems Florida Legislature Septic permits transfer with title; no government-mandated inspection at sale Read section 381.0065

Talk to McGreevy and Comisar About Your Pine Ridge Estates Sale

Pine Ridge Estates sellers can reach McGreevy and Comisar directly: Jesse for a listing and a valuation, Marc for a purchase. We are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, and every conversation about a Pine Ridge Estates home or lot is confidential and carries no obligation.

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Selling a Pine Ridge Estates home or lot? Get a free valuation through our Pine Ridge Estates home valuation guide or the valuation form, or Call Jesse direct at (239) 898-6072. Buying one? Call Marc at (239) 287-5873, read our guide to buying a home in Pine Ridge Estates, or see how we represent buyers. The full community picture is in our Pine Ridge Estates community guide.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com. Read more about McGreevy and Comisar.

Market data from Southwest Florida MLS, export of October 29, 2026. Collier County recorded sales through October 16, 2026. McGreevy and Comisar, sell your Pine Ridge Estates home with Top 1% Real Estate Agents Nationally Since 2008. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.