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What's Your Bella Terra Home Worth?

What's Your Bella Terra Home Worth?

Your Home Valuation

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By Jesse McGreevy and Marc Comisar, Domain Realty. Updated October 2026.

Bella Terra homes sold for $220,000 to $870,000 in the last 12 months, so the honest answer to "what is my home worth" starts with which of the community's six home types yours is, and how many square feet it has. This valuation guide sits beside our full Bella Terra community guide, which covers the fees, amenities, flood profile and infrastructure, and it shows how we turn 115 closed sales in the Southwest Florida MLS into a number for one address. If you are still choosing an agent, our guide to the best real estate agents in Estero sets the options side by side on the public record.

The Bella Terra seller guide covers pricing, marketing, costs and the law of a sale. This valuation page covers the value itself, and the Bella Terra buyer guide shows the other side of the table.

Owners elsewhere in the village can see the same method applied in our home valuation guide for Estero, our Meadows of Estero valuation guide and our Lakes of Estero valuation guide. Ready for a written number now? Request our free home valuation, and if you are also buying, our Estero buyer guide covers the purchase side.

Why McGreevy and Comisar Are the Best Realtor for Bella Terra

McGreevy and Comisar are the best realtor for valuing a Bella Terra home because we price each home against the closed sales that match its type and size, not against a community median or a portal estimate. We are the #1 Team in Southwest Florida since 2012, and Top 1% nationally since 2008.

Who Actually Writes Your Bella Terra Valuation

Jesse McGreevy builds the comparable set, the per-square-foot analysis and the net sheet, and Marc Comisar walks the home and reads the details a database cannot see. We lead Domain Realty Group, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate across Southwest Florida. Our office is in Bonita Springs, a short drive south of Estero.

Recent Bella Terra market record (12 months to October 21, 2026): 115 closed sales · $53,480,510 in total volume · $449,000 median sold price · $224 median price per square foot of living area · a range of $220,000 to $870,000 · a median 53 days on market · a median 97.5% of list price · 23 active listings on October 21, 2026, about 2.4 months of supply. Source: Southwest Florida MLS (Matrix), pulled October 21, 2026 [Source: Bella Terra community guide].

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Those are career honors across Lee and Collier County. What we claim about Bella Terra is narrower and checkable: every figure below traces to a dated MLS pull, a county record or a published document, and where we could not verify something we say so.

Our Record Behind This Page

We do not have a verified McGreevy and Comisar closing inside Bella Terra to describe for this page, so the teaching example below comes from the public MLS record instead. We do not read the association's 2025 restated declaration for you, because the association keeps it behind a resident login, so the covenant half of the seller-disclosure duty is stated as unknown. And we do not quote a dollar premium for a lake view, a preserve view or a pool, because the recent record does not isolate one.

Three Pages That Serve a Bella Terra Owner

This page answers "what is it worth." Our seller guide will answer "how do we sell it," and our buyer guide will answer "what does it cost to own." For the process itself, our Estero seller guide and Estero buyer guide cover the steps, and Jesse at (239) 898-6072 covers the specifics.

Key Takeaways

Bella Terra owners who read nothing else on this page should know these ten facts, each sourced in the sections below. They decide your valuation more than any online estimate will.

  • One gate, a $580,000 ladder. In the 12 months to October 21, 2026, Bella Terra sales ran from $220,000 to $870,000, with a $449,000 median across 115 closings, per Southwest Florida MLS.
  • Size sorts the record. Homes under 1,400 square feet had a $260,000 median across 21 sales, homes of 2,000 to 2,499 square feet a $512,450 median across 48, and homes of 3,000 square feet and up a $635,000 median across 5.
  • Bedrooms sort it too. Two-bedroom sales had a $337,000 median (37 sales), three-bedroom $440,000 (37), four-bedroom $595,000 (31) and five-bedroom $675,000 (10).
  • The median has stepped down. The latest 12-month median of $449,000 compares with $435,000 the year before and $565,000 in the block 25 to 36 months back, per Southwest Florida MLS.
  • Supply is uneven. Eight of the 23 active listings are under 1,400 square feet against 17 closings in a year, about 5.6 months of supply, while homes of 1,400 to 1,999 square feet had one listing against 31 closings.
  • Identical sizes still spread. Eleven 1,160-square-foot two-bedroom sales ran from $242,500 to $289,000, and seven 2,032-square-foot four-bedroom sales from $474,900 to $579,500, in one year.
  • The fee stack is part of value. A $422 quarterly master assessment, a $1,250 annual club fee, a sub-association fee of about $238 or $990 per quarter, a district assessment on the tax bill and a $1,500 capital contribution are the buyer's arithmetic.
  • The district rate is moving. The Habitat CDD's own table lists an FY 2027 operations and maintenance rate of $860.69, up 17% from $735.69, and buyers will read it.
  • Two disclosure regimes meet here. The master association falls under Chapter 720 and the Barletta condominium association under Chapter 718, so the 720.401 summary and the 718.503 documents do not apply to the same seller.
  • Estimates blur the ladder. A single automated number cannot separate a $220,000 two-bedroom from an $800,000 five-bedroom behind the same gate.

Table of Contents

Bella Terra owners can use the links below to jump straight to the price by size, the method, the sales record, the Stoneybrook comparison or the valuation FAQ. The guide runs in the order most owners ask: the answer first, then the method, then the evidence.

Start Here: Why McGreevy and Comisar Are the Best Realtor for Bella Terra · Key Takeaways

The Essentials: What Is My Bella Terra Home Worth? · How Is a Bella Terra Home Actually Valued? · What Have Bella Terra Homes Sold For in the Last 12 Months? · How Have Bella Terra Home Values Changed Over Time? · Which Size and Building-Type Differences Change a Bella Terra Value? · How Do Lake and Preserve Views Affect a Bella Terra Value? · Barletta Condominium or Single-Family Home: How Does the Valuation Differ? · Why Do Online Estimates Miss on Bella Terra Homes?

The Comparisons: Bella Terra vs Stoneybrook: How Do Their Values Compare? · How Do Bella Terra Values Compare With Nearby Estero Communities? · What Does the Live Competition Say About a Bella Terra Value?

The Details: When Is the Best Time to Have a Bella Terra Home Valued? · What Do a Bella Terra Buyer's Costs Do to Your Home's Value? · Which Florida Rules Shape a Bella Terra Sale Price? · Will a Bella Terra Home Appraise for Its Sale Price? · What Does a Free In-Person Bella Terra CMA Include? · What Moves the Number Before You List a Bella Terra Home? · What Will You Net From a Bella Terra Sale? · Should You Rent or Sell Your Bella Terra Home?

Questions, Contacts and Sources: How Do You Get a Free Bella Terra Home Valuation? · Thinking of Selling Your Bella Terra Home? List With the #1 Team in Southwest Florida Since 2012 · What Do Sellers Say About Working With McGreevy and Comisar? · Why Does a Bella Terra Specialist Matter for a Valuation? · Are You Also Buying Your Next Home in Southwest Florida? · Frequently Asked Questions, Seller Edition: Valuing a Home in Bella Terra

More: Your Local Real Estate Experts · Sources and Authoritative References · Downloadable Documents · How Do You Reach the Bella Terra Valuation Team Today?

What Is My Bella Terra Home Worth?

Most Bella Terra homes are worth between $220,000 and $800,000, and where yours falls depends on its size, bedroom count and building type. The 115 closed sales in the 12 months to October 21, 2026 had a $449,000 median, but that number describes no single home, so the tables below split it by size, by bedrooms and by the MLS's two subdivision labels.

Data updated: October 2026

The Short Answer, by Living Area

Living area (last 12 months)Closed salesMedian sold priceMedian $ per sq ftLowest saleHighest sale
Under 1,400 sq ft17$259,000$220$220,000$289,000
1,400 to 1,999 sq ft31$367,500$224$320,000$600,000
2,000 to 2,499 sq ft48$512,450$237$345,000$669,000
2,500 to 2,999 sq ft14$602,500$229$565,000$800,000
3,000 sq ft and up5$645,000$192$580,000$870,000

Source: Southwest Florida MLS (Matrix), 115 closed residential sales inside Bella Terra in the 12 months to October 21, 2026; living area is the MLS field. [Source: Bella Terra community guide]

Size does most of the sorting, and the per-foot column shows why one price per square foot cannot price the whole gate. Sales from 1,400 to 2,999 square feet cluster between $224 and $237 per foot, while the five homes of 3,000 square feet and up had a $189 median, because a larger home costs more in total but less per foot. The 2,000 to 2,499 band is the largest, 48 of the 115 sales, while the five sales at 3,000 square feet and up are too few to read a median on its own.

The Short Answer, by Bedrooms

Bedrooms (MLS, last 12 months)Closed salesMedian sold priceMedian $ per sq ftMedian living area (sq ft)Median days on market
237$337,000$2201,56459
337$440,000$2152,25253
431$595,000$2572,31551
510$675,000$2133,17352

Source: Southwest Florida MLS (Matrix), 115 closed residential sales, 12 months to October 21, 2026; homes the MLS lists as 2+Den, 3+Den or 4+Den are counted in the row of their base bedroom number. [Source: Bella Terra community guide]

The four-bedroom row stands out at $258 per square foot against $214 to $220 for two and three bedrooms, which tells you that buyers of the four-bedroom plans paid for something beyond square footage, such as layout, garage space or lot position. We treat the bedroom count as a starting filter, and we then read the individual sales.

The Short Answer, by MLS Subdivision Label

MLS subdivision fieldClosed, last 12 monthsMedian sold, 12 monthsMedian $ per sq ft, 12 monthsMedian days on market, 12 monthsActive on Oct 21, 2026Closed, last 60 monthsMedian sold, 60 months
Bella Terra103$475,000$2275617420$530,412
Barletta12$257,000$22050.5681$295,000

Source: Southwest Florida MLS (Matrix), closed and active residential listings inside Bella Terra by MLS subdivision field, pulled October 21, 2026. [Source: Bella Terra community guide]

The MLS pull carries only two labels for the whole community, Bella Terra and Barletta, so the label cannot tell a twin villa from a townhome or an executive home from an estate home. Some condominium-sized homes are also filed under the main label, which is why we sort by living area and bedrooms and not by label alone.

Why One Community Median Cannot Price Your Home

Half the 12-month sales are below $449,000 and half above, but 17 closed under $300,000 and 24 closed at $600,000 or more. A $449,000 estimate is therefore too high for a Barletta condominium and far too low for a 2,900-square-foot five-bedroom home, and both owners would be misled by it.

The 60-Second Form and the Written Opinion That Follows

Start with the free home valuation form, or call Jesse direct at (239) 898-6072. We reply with a written opinion of value: the sales that match your size and building type, your position on the ladder, the live competition and a recommended range.

How Is a Bella Terra Home Actually Valued?

A Bella Terra home is valued by matching it to recent closed sales of the same type and a similar size, then adjusting for condition, roof and air conditioning age, lot position, views and the fee stack. We use nine steps, and the last one tests the result against the homes competing with yours today.

Step One: Confirm the Building Type and Its Association Layers

Bella Terra has six home types, and each carries its own sub-association: Barletta condominiums, twin villas, Larino Loop townhomes, and executive, manor and estate single-family homes, per our community guide [Source: Bella Terra community guide]. We confirm which applies before we choose comparables, because the sub-association sets the fee, the insurance arrangement and the rules a buyer reads.

Step Two: Confirm Living Area

The MLS living-area field drives the per-foot math, and it can differ from a builder floor plan, a county record or an owner's memory. We check the figure against the sales we use, because a 100-square-foot error moves a $224-per-foot number by about $22,400.

Step Three: Select the Comparable Set

We choose closed sales of the same building type and within roughly 15% of your living area, from the last 12 months, and we widen to 24 or 36 months only when fewer than 10 sales qualify. Windows are counted back from the valuation date so old sales are labeled as old. Bella Terra has enough volume, 115 sales a year, that most homes can be priced from the last 12 months alone.

Step Four: Adjust for Time

A sale from 30 months ago belongs to a different market. The medians by 12-month block ran from $483,500 to $565,000 to $449,000 over five years, so we adjust older sales for the direction of the market and say in the valuation which sales carry the least weight.

Step Five: Adjust for Condition and Systems

The age of the roof, air conditioning, water heater and windows, the kitchen and bath condition and any hurricane protection change what a buyer and an inspector will accept. Seven 2,032-square-foot four-bedroom homes sold from $474,900 to $579,500 in one year, and a valuation has to explain a gap like that home by home.

Step Six: Adjust for Position and Setting

Backing to a lake, a preserve or a road changes the buyer's afternoon. We record position in the valuation and say how much weight the recent record can support, which is often less than an owner hopes, because the MLS record does not carry a lot-position field we can sort on.

Step Seven: Read the Flood Zone and the Insurance File

Our community guide reports FEMA Zone X for the Bella Terra listings it reviewed and tells buyers to confirm the exact panel for any parcel, so we print the address's zone in every valuation [Source: Bella Terra community guide]. A buyer's insurance quote also reads the roof age and any wind mitigation report, so we collect those documents at the start.

Step Eight: Add the Fee Stack

The buyer underwrites the master assessment, the annual club fee, the sub-association fee, the district assessment and the one-time capital contribution. A home whose building type carries higher fees has to price lower to give the buyer the same monthly cost, and Barletta's sub-association fee is the clearest case.

Step Nine: Test Against Today's Competition

Twenty-three homes were listed on October 21, 2026, and we read each one's type, size and price history. We then set your range where it wins the comparison on the first day, not where it merely matches it.

If you would like these nine steps applied to your own home, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are buying and want the same analysis on a home you are considering, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Have Bella Terra Homes Sold For in the Last 12 Months?

Bella Terra homes sold for $220,000 to $870,000 in the 12 months to October 21, 2026, with 115 closings, a $449,000 median and $53,480,510 in total volume. Because no size band or building type is a market of its own, the table at the end of this section lists every sale with its date, size, price and days on market, so you can find the ones that look like your home.

Data updated: October 2026

The Top and the Bottom of the Range

The highest sale was $800,000 for a 5-bedroom, 3-bath, 2,925-square-foot home on October 24, 2025, at 100.0% of list after 5 days. The lowest was $220,000 for a 1,055-square-foot 2-bedroom home on February 27, 2026, at 93.6% of list after 69 days. Between them the sales fall into five bands.

Sold price band (last 12 months)Closed salesShare of the 115
Under $300,0001715%
$300,000 to $399,9992925%
$400,000 to $499,9992017%
$500,000 to $599,9992522%
$600,000 and up2421%

Source: Southwest Florida MLS (Matrix), 115 closed residential sales, 12 months to October 21, 2026. [Source: Bella Terra community guide]

No band holds more than 29 of the 115 sales, which is unusual for a single gate. A community where 42% of sales close at $500,000 or more and 41% close under $400,000 is really two or three markets sharing amenities, and a valuation has to say which one you are in.

What Beds and Baths Add

Beds / baths (MLS)Closed sales, last 12 monthsMedian sold priceLowestHighest
2+Den/2(0)22$345,000$242,000$558,000
2 Bed/2(0)15$263,900$220,000$350,000
4 Bed/3(0)13$565,000$474,900$665,000
3 Bed/2(0)12$456,250$330,000$600,000
3+Den/2(1)10$392,500$345,000$524,900
4 Bed/2(0)10$609,500$497,500$669,000
3 Bed/2(1)9$420,000$370,000$450,000
5 Bed/3(0)6$705,000$580,000$800,000
3+Den/2(0)5$514,900$350,000$555,000
4 Bed/2(1)4$658,500$575,000$689,500
4+Den/3(0)3$595,000$565,000$600,000
5+Den/4(1)2$665,000$645,000$685,000
3+Den/3(0)1$590,000$590,000$590,000
4 Bed/3(2)1$575,000$575,000$575,000
5 Bed/4(1)1$635,000$635,000$635,000
5+Den/4(0)1$870,000$870,000$870,000

Source: Southwest Florida MLS (Matrix), 115 closed residential sales, 12 months to October 21, 2026; bed and bath counts are the MLS field, written as bedrooms, den if any, and full baths with half baths in parentheses. [Source: Bella Terra community guide]

The most common configurations were 2 bedrooms with a den and 2 baths (22 sales) and 2 bedrooms and 2 baths (19 sales), followed by 4 bedrooms and 3 baths (14). Most other configurations had fewer than 12 sales, so we use them as a sanity check on a valuation and not as its foundation.

What Sold Fast, What Sat, and What Sold Over List

Of the 115 sales, 39 closed within 30 days on the market, 43 took 31 to 90 days and 33 took more than 90, with a longest of 295 days and six sales above 200 days. Seventeen sold at or above list price and 20 sold below 95% of list, and the 20 below-95% sales had a $297,500 median price against $425,000 for the 17 at or above list. Discounting was concentrated in the lower-priced homes.

Reading Three Real Sales the Way a Buyer's Appraiser Does

An appraiser reads a sale as a story, not a number. A 3-bedroom, 2-bath, 2,085-square-foot home sold on August 10, 2026 for $449,000, which is also the community's 12-month median, at 106.6% of list after 133 days. A listing that sits 133 days and then closes above its final list price was repriced along the way, and the record does not show the earlier prices, so the appraiser will ask the listing agent.

A 4-bedroom, 3-bath, 2,234-square-foot home sold on August 21, 2026 for $630,000 in 3 days, but at 96.9% of list, so a fast sale is not always a full-price sale. And a 5-bedroom-plus-den, 4-bath, 3,362-square-foot home sold on December 22, 2025 for $685,000 after 211 days at 98.0% of list, so a long marketing time did not force a deep discount at that size. Each of the three teaches that days on market, price ratio and size have to be read together.

What We Can Show You First-Hand

We have not verified a McGreevy and Comisar closing inside Bella Terra for this page, so it draws on the public MLS record and says so. That is deliberate: an owner deserves a valuation whose evidence they can check, and every sale in the table below can be looked up by its address and date on the MLS.

Lee County's Recorded Sales, Shown Beside the MLS

Lee County's recorded, qualified sales are a second record of the same market, and they land close to the MLS. Matching the county's legal descriptions for Bella Terra and Barletta returned 2,042 parcels against the 1,899 homes our community guide states, 7.5% more, which is inside our 15% tolerance, so we show the county figure with its own label.

RecordWindowSales countedMedian sold priceLowestHighest
Southwest Florida MLS, closed sales12 months to Oct 21, 2026115$449,000$220,000$870,000
Lee County recorded, qualified sales12 months since Sept 2025, newest recorded sale July 30, 2026114$448,255$220,000$865,000

Sources: Southwest Florida MLS (Matrix), pulled October 21, 2026; Lee County Property Appraiser sale data, DOR-qualified improved sales only, matched on the legal description pattern BELLA TERRA or BARLETTA, index built September 27, 2026. [Source: Lee County Property Appraiser]

All 114 recorded sales were resales and none were builder-direct, which matches a community that is 100% built out, so there is no builder-versus-resale split to make here. The two records differ on the top sale, $865,000 against $870,000, and the county file ends July 30 while the MLS runs through October 21, so we do not force them to agree one for one. They agree on the middle of the market, at $449,000 and $448,255.

Ready to Find Your Bella Terra Number? Talk to Jesse and Marc

Bella Terra has 1,899 homes across six home types, so a number built from your own type and size is worth far more than an estimate. Get a free Bella Terra home valuation or Call Jesse direct at (239) 898-6072. If you are also buying, start your home search with Marc or Call Marc at (239) 287-5873.

Every Closed Sale, Newest First

SoldMLS subdivision fieldBeds / bathsLiving area (sq ft)Sold price$ per sq ftDays on marketSold as % of list
Oct 20, 2026Bella Terra2+Den/2(0)1,642$337,500$2063194.0%
Oct 19, 2026Bella Terra4 Bed/3(0)2,032$515,000$2532499.1%
Oct 15, 2026Bella Terra5+Den/4(0)3,838$870,000$2276396.7%
Oct 6, 2026Bella Terra3 Bed/2(0)1,747$600,000$3432297.6%
Oct 2, 2026Bella Terra3 Bed/2(0)1,891$409,000$2165897.6%
Sep 29, 2026Bella Terra3+Den/2(1)2,282$375,000$1644297.4%
Sep 25, 2026Bella Terra2+Den/2(0)1,875$405,000$2169399.0%
Sep 15, 2026Bella Terra3 Bed/2(0)1,677$457,500$2733597.4%
Sep 11, 2026Bella Terra4 Bed/2(0)2,315$669,000$2895997.7%
Sep 11, 2026Bella Terra3+Den/2(0)2,048$514,900$2515100.0%
Aug 28, 2026Bella Terra2+Den/2(0)1,847$365,000$1986794.8%
Aug 27, 2026Bella Terra3 Bed/2(0)2,044$467,000$2283897.3%
Aug 26, 2026Bella Terra2+Den/2(0)1,846$367,500$1998698.0%
Aug 26, 2026Bella Terra2 Bed/2(0)1,612$350,000$21763100.0%
Aug 25, 2026Bella Terra4 Bed/2(0)2,280$547,500$24012197.0%
Aug 21, 2026Bella Terra4 Bed/3(0)2,234$630,000$282396.9%
Aug 10, 2026Bella Terra3 Bed/2(0)2,085$449,000$215133106.6%
Jul 31, 2026Bella Terra2+Den/2(0)1,846$414,000$22433100.0%
Jul 31, 2026Bella Terra4 Bed/2(1)2,572$575,000$2242997.5%
Jul 31, 2026Bella Terra3 Bed/2(1)2,282$420,000$1842594.4%
Jul 28, 2026Bella Terra4 Bed/3(0)2,032$579,500$28517100.0%
Jul 28, 2026Bella Terra4 Bed/2(0)2,315$637,500$2751098.2%
Jul 27, 2026Bella Terra2 Bed/2(0)1,242$285,000$22927595.0%
Jul 21, 2026Bella Terra3 Bed/2(1)2,255$425,000$18844100.0%
Jul 21, 2026Bella Terra3+Den/2(0)1,417$350,000$2471594.7%
Jul 16, 2026Bella Terra4 Bed/3(0)2,032$540,000$2662297.3%
Jul 15, 2026Bella Terra3+Den/2(1)2,282$395,000$1738096.6%
Jul 10, 2026Bella Terra2+Den/2(0)1,566$345,000$2209198.9%
Jul 10, 2026Bella Terra4 Bed/2(0)2,315$619,000$26713100.0%
Jul 9, 2026Bella Terra3 Bed/2(0)1,686$507,500$30116996.7%
Jul 6, 2026Bella Terra4 Bed/3(0)2,032$565,000$2782498.3%
Jul 2, 2026Bella Terra2+Den/2(0)1,564$350,000$22410397.4%
Jun 30, 2026Bella Terra3+Den/2(1)2,301$510,000$2228299.0%
Jun 29, 2026Bella Terra2+Den/2(0)1,854$400,000$2161298.2%
Jun 26, 2026Bella Terra3 Bed/2(1)2,252$449,000$19927100.0%
Jun 26, 2026Bella Terra3+Den/2(1)2,282$380,000$1671297.4%
Jun 26, 2026Bella Terra2+Den/2(0)1,564$345,000$2211998.6%
Jun 25, 2026Bella Terra3+Den/3(0)2,763$590,000$2146395.3%
Jun 25, 2026Bella Terra3 Bed/2(1)2,282$450,000$1975398.9%
Jun 24, 2026Barletta2 Bed/2(0)1,160$242,500$20910395.1%
Jun 24, 2026Bella Terra4+Den/3(0)2,745$595,000$2171594.6%
Jun 23, 2026Bella Terra3+Den/2(0)2,034$495,000$2437199.0%
Jun 23, 2026Bella Terra4 Bed/2(0)2,280$525,000$2302193.8%
Jun 16, 2026Bella Terra3 Bed/2(0)1,417$330,000$23315495.7%
Jun 12, 2026Bella Terra4 Bed/3(0)2,271$645,000$284499.2%
Jun 8, 2026Bella Terra4 Bed/3(0)2,032$474,900$2342299.0%
May 29, 2026Barletta2 Bed/2(0)1,160$252,500$2184897.5%
May 29, 2026Barletta2 Bed/2(0)1,160$255,000$22037100.0%
May 29, 2026Bella Terra2 Bed/2(0)1,456$340,000$2341297.1%
May 28, 2026Barletta2 Bed/2(0)1,160$289,000$24917100.0%
May 27, 2026Bella Terra4 Bed/2(0)2,280$585,000$25714097.7%
May 13, 2026Bella Terra4 Bed/3(2)2,913$575,000$1977296.6%
May 7, 2026Bella Terra5 Bed/3(0)2,932$780,000$2669297.5%
May 1, 2026Bella Terra3 Bed/2(1)2,255$390,000$1732497.5%
May 1, 2026Bella Terra4 Bed/2(1)2,362$660,000$2793997.8%
Apr 28, 2026Bella Terra3+Den/2(1)2,272$524,900$231152100.0%
Apr 24, 2026Bella Terra3+Den/2(1)2,255$440,000$1957997.9%
Apr 21, 2026Bella Terra4 Bed/3(0)2,553$605,000$23717795.3%
Apr 20, 2026Bella Terra5+Den/4(1)3,354$645,000$1924199.3%
Apr 17, 2026Bella Terra4 Bed/3(0)2,414$615,000$2555996.9%
Apr 17, 2026Bella Terra3+Den/2(0)2,034$525,000$25815399.1%
Apr 16, 2026Barletta2+Den/2(0)1,196$263,000$2205394.0%
Apr 14, 2026Bella Terra3 Bed/2(1)2,282$383,000$1684493.4%
Apr 14, 2026Bella Terra3 Bed/2(0)1,677$455,000$2711298.9%
Apr 9, 2026Bella Terra3 Bed/2(1)2,253$377,000$16714698.0%
Apr 8, 2026Bella Terra2+Den/2(0)1,320$272,500$2064391.1%
Apr 7, 2026Bella Terra2+Den/2(0)1,564$345,000$221797.2%
Mar 30, 2026Bella Terra4 Bed/2(1)2,662$689,500$25916298.6%
Mar 26, 2026Bella Terra2 Bed/2(0)1,160$257,500$2229795.5%
Mar 25, 2026Bella Terra2+Den/2(0)1,847$320,000$17317291.6%
Mar 24, 2026Barletta2 Bed/2(0)1,160$275,000$2378192.0%
Mar 20, 2026Bella Terra4 Bed/2(1)2,662$657,000$24713098.5%
Mar 18, 2026Bella Terra5 Bed/3(0)2,925$745,000$2552298.1%
Mar 6, 2026Bella Terra2+Den/2(0)1,564$370,000$237498.7%
Mar 5, 2026Bella Terra2+Den/2(0)1,854$380,000$2051995.0%
Mar 2, 2026Barletta2+Den/2(0)1,304$265,000$2033593.8%
Mar 2, 2026Bella Terra3 Bed/2(1)2,282$370,000$1627100.0%
Feb 27, 2026Bella Terra2 Bed/2(0)1,055$220,000$2096993.6%
Feb 24, 2026Barletta2 Bed/2(0)1,160$259,000$2231100.0%
Feb 23, 2026Bella Terra4 Bed/3(0)2,032$560,000$2765196.6%
Feb 20, 2026Bella Terra2+Den/2(0)1,836$558,000$3042898.0%
Feb 13, 2026Barletta2 Bed/2(0)1,160$263,900$2281399.6%
Feb 10, 2026Barletta2+Den/2(0)1,196$242,000$20229597.2%
Feb 10, 2026Bella Terra4 Bed/3(0)2,433$665,000$27312698.5%
Feb 2, 2026Bella Terra2 Bed/2(0)1,626$349,000$2156994.5%
Jan 30, 2026Bella Terra3 Bed/2(0)1,866$475,000$2556995.0%
Jan 30, 2026Bella Terra2+Den/2(0)1,564$337,000$2155996.3%
Jan 27, 2026Bella Terra4+Den/3(0)2,557$600,000$23510496.0%
Jan 21, 2026Barletta2 Bed/2(0)1,055$232,500$22027493.8%
Jan 15, 2026Bella Terra5 Bed/3(0)3,433$580,000$1691397.5%
Jan 13, 2026Bella Terra2+Den/2(0)1,564$345,000$2216596.1%
Jan 8, 2026Bella Terra4 Bed/2(0)2,362$630,000$2671497.0%
Jan 5, 2026Bella Terra3+Den/2(1)2,282$345,000$1515290.8%
Dec 31, 2025Bella Terra4+Den/3(0)2,606$565,000$21719998.4%
Dec 30, 2025Bella Terra3+Den/2(1)2,255$390,000$1735697.5%
Dec 30, 2025Bella Terra2 Bed/2(0)1,160$270,000$233698.2%
Dec 29, 2025Bella Terra4 Bed/2(0)2,315$497,500$2157299.7%
Dec 23, 2025Bella Terra4 Bed/2(0)2,244$600,000$26714496.9%
Dec 23, 2025Bella Terra3 Bed/2(0)1,669$534,500$3208699.1%
Dec 22, 2025Bella Terra5+Den/4(1)3,362$685,000$20421198.0%
Dec 19, 2025Bella Terra3+Den/2(1)2,250$410,000$1823296.5%
Dec 15, 2025Bella Terra3 Bed/2(0)1,891$440,000$23317896.9%
Dec 12, 2025Bella Terra3 Bed/2(1)2,255$424,900$18849100.0%
Dec 11, 2025Bella Terra2+Den/2(0)1,564$355,000$22728698.6%
Dec 1, 2025Bella Terra5 Bed/3(0)2,992$665,000$2221195.4%
Nov 20, 2025Barletta2+Den/2(0)1,196$245,000$2058694.3%
Nov 20, 2025Bella Terra3+Den/2(1)2,255$385,000$171893.9%
Nov 14, 2025Bella Terra5 Bed/3(0)2,961$590,000$19917296.9%
Nov 12, 2025Bella Terra3+Den/2(0)2,034$555,000$2739797.5%
Nov 7, 2025Bella Terra5 Bed/4(1)3,357$635,000$1897497.7%
Nov 7, 2025Bella Terra4 Bed/3(0)2,032$500,000$246097.1%
Nov 6, 2025Bella Terra4 Bed/2(0)2,362$665,000$28212797.8%
Nov 5, 2025Bella Terra4 Bed/3(0)2,234$545,000$24410696.5%
Oct 24, 2025Bella Terra3 Bed/2(0)1,632$390,000$23920197.5%
Oct 24, 2025Bella Terra5 Bed/3(0)2,925$800,000$2745100.0%

Source: Southwest Florida MLS (Matrix), closed residential sales inside Bella Terra, October 21, 2025 to October 21, 2026, pulled October 21, 2026. [Source: Bella Terra community guide]

How Have Bella Terra Home Values Changed Over Time?

Bella Terra's median sold price was $483,500 in the oldest 12-month block of the last 60 months, peaked at $565,000 in the block 25 to 36 months back and was $449,000 in the latest block, per the Southwest Florida MLS. Median days on market moved from 6 to 56 over the same five years.

Data updated: October 2026

The Four Windows

WindowClosed salesMedian sold priceMedian $ per sq ftMedian days on marketMedian sold as % of list
Last 12 months (Oct 21, 2025 to Oct 21, 2026)115$449,000$2245397.5%
Last 24 months205$449,000$2315697.4%
Last 36 months294$489,500$2405197.4%
Last 60 months501$495,000$2473097.8%

Source: Southwest Florida MLS (Matrix), closed residential sales inside Bella Terra, pulled October 21, 2026; windows are counted back from that date. [Source: Bella Terra community guide]

The Year-by-Year Series

12-month blockClosed salesMedian sold priceMedian $ per sq ftMedian days on marketMedian sold as % of list
Year 1: the latest 12 months115$449,000$2245397.5%
Year 2: months 13 to 24 back90$435,000$2375797.1%
Year 3: months 25 to 36 back89$565,000$2703997.3%
Year 4: months 37 to 48 back95$500,000$2802497.9%
Year 5: months 49 to 60 back112$483,500$2436100.0%

Source: Southwest Florida MLS (Matrix), closed residential sales inside Bella Terra, pulled October 21, 2026; blocks are counted in 365-day steps back from that date. [Source: Bella Terra community guide]

From a Fast Market to a Negotiated One

The oldest block shows 112 sales at a 6-day median and 100.0% of list. By the latest block the median time on market was 56 days and the sold-to-list ratio 97.5%. Prices did not collapse, and a buyer who once competed now negotiates, though 115 sales in the latest year is the most of any block, so demand did not leave.

Why the Median Fell From the Peak, and Why It Is Not the Whole Story

The latest $449,000 median sits about 21% below the $565,000 median of the block 25 to 36 months back, while the per-foot median fell about 17%, from $270 to $224. Because price fell a little more than price per foot, part of the drop is a mix of smaller homes in the sales, and the size bands above show that 17 of the latest 115 sales were under 1,400 square feet.

The Last Six Months Against the Six Before

Half-year within the latest 12 monthsClosed salesMedian sold priceMedian $ per sq ft
May 1 to October 21, 202655$450,000$224
October 21, 2025 to April 30, 202660$440,000$222

Source: Southwest Florida MLS (Matrix), 115 closed residential sales, split at April 30, 2026; our arithmetic on the sales table above. [Source: Bella Terra community guide]

The recent half-year median is $24,500 above the earlier one, at an almost identical per-foot value, so the year's decline has not continued into 2026. We would call that stabilization, not a recovery, because the sample is 62 sales.

What the Series Means if You Bought in a Given Year

If you bought within the last five years, the record shows community medians between $435,000 and $565,000, but your own outcome depends on your type and condition. An owner of a Barletta-size home should compare with $242,500 to $289,000 sales of 1,160-square-foot units, and an owner of a 2,900-square-foot five-bedroom home with the six 5-bedroom, 3-bath sales of 2,925 to 2,992 square feet, which ran from $590,000 to $800,000. A community-wide series can only tell you the direction.

Which Size and Building-Type Differences Change a Bella Terra Value?

Size and building type change a Bella Terra value more than any renovation. In the 12 months to October 21, 2026, the median sold price ran from $259,000 for homes under 1,400 square feet to $645,000 for homes of 3,000 square feet and up, and identical living areas still spread by 10% to 28% of their median.

Data updated: October 2026

The Same Size, Sold Repeatedly

Living area (MLS)MLS bed and bath labelsSales in 12 monthsLowestHighestMedianDays on market, rangeSpread as % of median
1,160 sq ft2 Bed/2(0)9$242,500$289,000$259,0001 to 10318%
1,564 sq ft2+Den/2(0)7$337,000$370,000$345,0004 to 28610%
2,032 sq ft4 Bed/3(0)7$474,900$579,500$540,0000 to 5119%
2,255 sq ft3 Bed/2(1) and 3+Den/2(1)6$385,000$440,000$407,4508 to 7913%
2,282 sq ft3 Bed/2(1) and 3+Den/2(1)8$345,000$450,000$381,5007 to 8028%
2,315 sq ft4 Bed/2(0)4$497,500$669,000$628,25010 to 7227%

Source: Southwest Florida MLS (Matrix), closed residential sales inside Bella Terra, 12 months to October 21, 2026, grouped by identical MLS living area; the spread is highest minus lowest, divided by the median. [Source: Bella Terra community guide]

The MLS does not record a floor plan name, so identical living area is our stand-in for the same plan, and it is an imperfect one. Even so, the pattern is plain. Seven 1,564-square-foot homes sold within $33,000 of each other, but one took 4 days and another 286. Eight 2,282-square-foot homes ranged over $105,000, and the four listed as 3 bedrooms had a $405,750 median while the four listed as 3 bedrooms plus a den had $373,750, a $32,000 gap that the record cannot explain and a valuation must.

The 1,160-Square-Foot Two-Bedroom Group

Eleven 1,160-square-foot 2-bedroom, 2-bath homes sold between $242,500 and $289,000, eight of them under the Barletta label and three under the main label. The $289,000 sale took 17 days and the $242,500 sale 103, and the two sales at $255,000 and $252,500 on May 29, 2026 took 37 and 48 days. In a group this uniform, condition, floor and building position are what explain the spread, and they are what we inspect.

The 2,032-Square-Foot Four-Bedroom Group

Seven 2,032-square-foot 4-bedroom, 3-bath homes sold from $474,900 to $579,500, a $104,600 spread, at a $550,000 median. Six of the seven closed within 24 days, and the one that took 51 days was a $560,000 sale in February 2026, so a well-priced home moved quickly, and a spread that wide says the details of each home mattered.

The 2,282-Square-Foot Three-Bedroom Group

Eight sales from $345,000 to $450,000 make this the widest spread of any group with more than four sales, and one of them sold in 7 days. The $345,000 sale on January 5, 2026 closed at 90.8% of list after 52 days, the lowest ratio in the group, while the $450,000 sale on June 25, 2026 closed at 98.9% of list after 53 days. We compare those two by their condition and finish before we say what your 2,282 is worth.

The Community Guide's Ranges by Home Type

The MLS pull cannot sort by twin villa, townhome, executive, manor or estate, so the ranges below are the community guide's own, drawn from 2025 and 2026 resale activity, and they are not a computation from the sales table above.

Home type (community guide)Guide's price rangeSize and form
Barletta condominiums$265,000 to $420,000336 units in 28 three-story buildings, 2 bedroom and 2 bedroom plus den, carport parking
Twin villas$299,000 to $465,000Attached, single-story, two-car garage, about 1,450 to 1,900 sq ft
Larino Loop townhomes$379,000 to $570,000Two-story, 3 bedroom and 3 bedroom plus den, 2,252 to 2,347 sq ft
Executive homes$400,000 to $550,000Single-family, about 1,700 to 3,000 sq ft
Manor homes$450,000 to $650,000Single-family, about 2,100 to 3,300 sq ft
Estate homes$550,000 to $800,000 and upSingle-family, about 2,300 to 3,500 sq ft, largest lots

Source: Bella Terra community guide, home-type sections and price table, September 2026; ranges are the guide's, not MLS-derived. [Source: Bella Terra community guide]

The guide's ranges overlap by design, which is the reason no single label prices your home. A manor home and an estate home can both sell at $600,000, and what separates them is lot, floor plan and condition, all of which we read in person.

How Do Lake and Preserve Views Affect a Bella Terra Value?

Lake and preserve views probably add value in Bella Terra, but the sales record does not let us put a dollar figure on them, so we treat a view as a range to be tested against paired sales and not as a fixed premium. The community guide reports lake and preserve settings throughout the community and the largest lots in the estate section at the back.

Data updated: October 2026

What the MLS Record Can and Cannot Show

Our October 21, 2026 MLS pull carries a sale price, a size, a bedroom count, days on market and a subdivision label, and it does not carry a lot-position field we can sort on. That means the 115 sales cannot be split into lakefront, lake view, preserve and interior, and any premium we quoted from them would be invented. The community guide says lakefront and lake-view lots command a premium over interior lots of the same plan, and we agree with the direction while declining to name a number [Source: Bella Terra community guide].

How We Price a View Without Inventing a Premium

We read the listing photos, the remarks and the map for each comparable sale, and we look for pairs: two homes of the same size and type, one on the water and one inside a street, sold close together. When a pair exists we say what it shows, and when it does not we say the view supports a stronger listing but not a stated adder. The eleven 1,160-square-foot sales and seven 2,032-square-foot sales above are the kind of groups where such pairs may exist.

The Community's Water and Preserve Setting

The Habitat Community Development District maintains the community's lakes, roughly 100 acres of water, and its conservation preserves, about 400 acres, per our community guide [Source: Bella Terra community guide]. Fishing is catch-and-release only, and boats are not permitted on the lakes, per the community guide. A buyer weighing a lake view is weighing a view, not water access, and we say so in the marketing.

What a View Does to Time on Market

A view that a buyer loves can shorten the search for that buyer, but the record shows no simple link between setting and speed. In the 12 months to October 21, 2026, 39 of the 115 sales closed within 30 days and 33 took more than 90. The seven sales in the 2,032-square-foot group alone ran from 0 to 51 days, so pricing and condition move time more than any one feature.

Fees and Views Pull in Opposite Directions

A lake-view lot pays the same master assessment, club fee and sub-association fee as an interior lot of the same home type, and only the lot-size category changes the district bond. That means a view adds to what the buyer may pay and does nothing to reduce what the buyer owes each year, so we price the view against the fee stack in the section on buyer costs below, not in isolation.

Barletta Condominium or Single-Family Home: How Does the Valuation Differ?

A Barletta condominium is valued on a different sales set and a different fee stack than a Bella Terra single-family home. Barletta's 12 MLS sales in the 12 months to October 21, 2026 had a $257,000 median, and the main label's 103 sales a $475,000 median, and a $990 quarterly sub-association fee against about $238 changes what a buyer will pay for each.

Data updated: October 2026

Two Sales Records, Two Markets

Our dedicated guide to Barletta at Bella Terra covers the condominium section in depth, and this page sets its sales beside the rest of the community.

Measure (12 months to Oct 21, 2026)Barletta labelMain Bella Terra label
Closed sales12103
Median sold price$257,000$475,000
Median $ per sq ft$220$227
Median days on market50.556
Active listings, Oct 21, 2026617
Median asking price, active$269,500$559,900
Months of supply (active divided by closings over 12)6.02.0
Closed, last 60 months81420
Median sold, last 60 months$295,000$530,412

Source: Southwest Florida MLS (Matrix), closed and active residential listings by MLS subdivision field, pulled October 21, 2026; months of supply and asking medians are our arithmetic on the active listing table below. [Source: Bella Terra community guide]

Barletta has 6 of the 23 active listings, 26% of the supply, against 10% of the year's closings, so its supply is the deepest in the community at 6.0 months while the main label is at 2.0. A condominium seller therefore competes with more nearby listings than a single-family seller does, and pricing discipline matters more.

The Fee Stack, Side by Side

Annual cost, community guide figures (FY 2025 to 2026 district rates)Single-family, 60-foot lotBarletta condominium
Master assessment, $422 per quarter$1,688.00$1,688.00
Annual club fee$1,250.00$1,250.00
Sub-association fee$952.00 ($238 per quarter)$3,960.00 ($990 per quarter)
District operations and maintenance$735.69$735.69
District bond (debt service)$358.74$179.37
Total association and district charges per year$4,984.43$7,813.06

Source: Bella Terra community guide, cost-of-ownership scenarios; district rates from the Habitat CDD assessment table; fee amounts are approximate and are confirmed on the estoppel. [Source: Habitat CDD assessments]

The gap is $2,828.63 per year, or $235.72 per month. At the 7.24% average 30-year fixed rate Freddie Mac reported for October 29, 2026, a payment of $235.72 a month is what about $34,600 of loan amount costs, so a buyer comparing the two types starts $34,600 of borrowing power behind on the condominium before any other difference [Source: Freddie Mac, Primary Mortgage Market Survey].

What the Higher Barletta Fee Buys

The community guide says the condominium sub-association covers exterior building maintenance, the master building insurance policy, water and trash, services a single-family owner buys separately. The guide puts a single-family homeowner's policy at about $3,631 per year for Lee County and a condominium HO-6 policy at about $700 to $1,400. On those assumptions the all-in totals are about $8,615 for the single-family home and $8,513 to $9,213 for the condominium, within roughly $600 of each other.

What Changes in the Valuation Work

For a condominium we pull the Barletta label and the under-1,400-square-foot sales together, since some condominium-sized homes are filed under the main label, and we adjust for floor, building position and parking. For a single-family home we add roof age, lot size, pool and lot position. Both need an estoppel, and the condominium needs the resale documents described in the Florida rules section below.

Rental Rules Narrow the Condominium Buyer Pool

The community guide reports that short-term rentals such as Airbnb and VRBO are prohibited, that leases require an application with a $100 non-refundable fee and background checks, and that minimum lease terms of 6 to 7 months apply in the Barletta and villa sections it reviewed. Those rules keep an investor buyer from renting by the week, which is part of what a Barletta buyer will pay for. Governing documents control, so we confirm the current rule for your sub-association.

Why Do Online Estimates Miss on Bella Terra Homes?

Online estimates miss on Bella Terra homes because they blend $220,000 two-bedroom condominiums and $800,000 five-bedroom homes into one automated number, without the sub-association, the fee layers, the roof age or the lot position. A buyer sees the same estimate you do, so the gap between it and your list price has to be explained.

Data updated: October 2026

What an Automated Estimate Actually Is

An automated valuation model is statistical software that guesses a price from public records and recent sales, and its accuracy is a range. Portals publish a median error rate, and errors are larger where homes in one area differ a lot, which describes a gate with a $580,000 sales range.

The Zestimate and the Bella Terra Problem

The Zestimate, like other portal estimates, works from a home's recorded facts and nearby sales. In a community where the 12-month sales run from $220,000 to $870,000 and eleven identical 1,160-square-foot homes sold $46,500 apart, a model cannot know whether your home is the 1-day sale or the 103-day one. That knowledge lives in the listing photos, the condition and the documents.

What a Model Cannot See

  • The building type and its association, condominium or homeowners association, and the sub-association fee that follows.
  • Systems and condition, such as roof, air conditioning, windows and hurricane protection.
  • Position, on a lake, a preserve, a cul-de-sac or a street.
  • The fee stack, including a district assessment whose rate the district lists as rising in FY 2027.
  • Approved improvements, which the association's architectural review process records.

Why a County Assessment Is Not a Valuation Either

The Lee County Property Appraiser sets a just value for taxes each year, and for a homestead the assessed value grows under the Save Our Homes cap, so it can lag the market for years [Source: Florida Statutes 193.155]. It is a tax number, and a buyer's lender will not use it to price your home. You can look up your parcel on the Lee County Property Appraiser site.

What to Do With an Online Estimate You Have Already Seen

Keep it as one data point, write down the address's type and living area, and compare the estimate with the closed sales in this guide. If the estimate is far from those sales, ask for a written valuation, because your buyer's appraiser will use sales and not the estimate.

Bella Terra vs Stoneybrook: How Do Their Values Compare?

Bella Terra and Stoneybrook are both gated Estero communities with a community development district, but Bella Terra has no golf and sold 115 homes at a $449,000 median in the 12 months to October 21, 2026, while Stoneybrook is built around a public pay-as-you-play golf course and sold 44 at a $415,000 median. A Bella Terra owner's buyer has likely seen both.

Data updated: October 2026

The Decision Table

Question a buyer asksBella TerraStoneybrook
What am I buying?1,899 homes: condominiums, twin villas, townhomes, and executive, manor and estate single-family homes1,119 homes: single-family homes, villas and condominiums
When was it built?2004 to 2014, by Lennar and US Homes, with Beazer Homes on the twin villasBuilt out around 2004, developed by U.S. Home Corporation, now Lennar
What has sold recently?115 closings, $449,000 median, $220,000 to $870,000 (12 months to Oct 21, 2026)44 closings, $415,000 median, $225,000 to $775,000 (12 months to Oct 21, 2026)
Median living area sold2,034 sq ft1,367 sq ft
Price per square foot$224 median$250 median
Time on market and list ratio56 days, 97.5% of list36 days, 96.3% of list
Supply on Oct 21, 202623 active, about 2.4 months13 active, about 3.5 months
Master feeAbout $422 per quarter plus a sub-association fee (about $238 per quarter for single-family, about $990 for Barletta) and a $1,250 annual club fee; cable and internet included$450 per quarter for single-family homes and $440 for condominiums and villas; cable and internet included
One-time fee at closingAbout $1,500 capital contribution$2,000 capital contribution, paid by the buyer
GolfNone, and no mandatory golf membershipPublic pay-as-you-play 18-hole course, no mandatory golf fees
District assessmentHabitat CDD: $915.06 to $1,154.22 per year in FY 2026, by unit typeStoneybrook CDD: about $1,429.58 per year for a typical single-family unit in FY 2026
Total association and district charges per year, single-family example$4,984.43 for a 60-foot lot in FY 2026About $3,229 ($1,800 HOA plus about $1,429.58 CDD)
GateSingle gate, 24-hour staffed gatehouse24-hour manned gatehouse
Flood zoneFEMA Zone X per the community guide; confirm the panel for any parcelFEMA Zone X (unshaded) per the Stoneybrook guide
Age restrictionNoneNone

Sources: Bella Terra figures from the Bella Terra community guide and the Habitat CDD assessment table; Stoneybrook fee lines from the Stoneybrook community guide; sales, days, supply and living-area figures from the same October 21, 2026 Southwest Florida MLS pull for both communities. [Source: Bella Terra community guide] [Source: Stoneybrook community guide]

The Same Four Windows, Side by Side

WindowBella Terra closingsBella Terra medianStoneybrook closingsStoneybrook median
Last 12 months115$449,00044$415,000
Last 24 months205$449,00099$430,000
Last 36 months294$489,500151$460,000
Last 60 months501$495,000285$460,000

Source: Southwest Florida MLS (Matrix), closed residential sales, pulled October 21, 2026; windows are counted back from that date. [Source: Stoneybrook community guide]

What the Value Gap Means

The $27,510 gap between the two 12-month medians, about 6.6%, hides a size difference: the median Bella Terra sale was 2,034 square feet against 1,369 at Stoneybrook, so a Bella Terra buyer got about 49% more living area for it. That is why Stoneybrook's per-foot median is higher, $252 against $224. Price bands tell the same story: 14 of Stoneybrook's 44 sales, 32%, closed under $300,000, against 17 of Bella Terra's 115, 15%. On the fee side, a single-family buyer sees about $4,984 a year at Bella Terra against about $3,229 at Stoneybrook, roughly $1,755 more, which is about $21,500 of loan amount at 7.24%, and that is the price pressure Bella Terra's amenities and included services have to answer.

Speed Against Supply

Bella Terra had less supply against its closings, about 2.4 months against 3.5, yet its median time on market was 53 days against 35. The lesson for a seller is that a thin supply figure does not by itself sell a home quickly. Price position against the closed sales does, and Stoneybrook's faster pace came with a lower 96.2% list ratio.

Who Chooses Which

Bella Terra suits the buyer who wants resort amenities, a broad range of home types and no golf layer, and who is comfortable with a master assessment, a club fee and a sub-association fee. Stoneybrook suits the buyer who wants an optional public 18-hole course inside the gate and a simpler single master fee. Your valuation should say which buyer your home meets, and we say so without judging who that buyer is.

What the Comparison Means for Your Valuation

We state the fee stack, the square footage and the missing golf plainly, then let the buyer do the arithmetic. If you own in either community and want to know which buyer pool your home will meet, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer choosing between them, call Marc at (239) 287-5873 and see how we represent buyers in Estero.

How Do Bella Terra Values Compare With Nearby Estero Communities?

Bella Terra sits in the middle of the Estero price range and at the top for volume. Its $449,000 median for the 12 months to October 21, 2026 compares with $270,000 to $695,000 across the nine communities below, and its 115 closings are more than any of the other 14 communities in the same pull.

Data updated: October 2026

The Benchmark, on One Stated Yardstick

The yardstick is closed sales in the last 12 months from one Southwest Florida MLS pull, October 21, 2026, so every row uses the same dates and the same method. Prices are not adjusted for home size, and each community's product mix differs.

CommunityClosed sales, 12 monthsMedian sold priceMedian $ per sq ftMedian days on marketMedian sold as % of listMonths of supply
Bella Terra115$449,000$2245397.5%2.4
Stoneybrook44$415,000$2523596.2%3.5
Rapallo33$400,000$2454396.7%1.8
Villagio at Estero35$270,000$1907696.2%3.4
The Vines29$380,000$2117994.7%7.0
Pelican Sound50$550,000$3432596.9%3.8
Grandezza55$605,000$2853794.9%3.9
The Place at Corkscrew103$695,000$2966696.8%1.4
Verdana Village105$615,000$2625196.7%4.6
Fountain Lakes39$335,000$2466595.4%6.2

Source: Southwest Florida MLS (Matrix), closed and active residential listings, pulled October 21, 2026; months of supply is active listings divided by closings over 12, each computed the same way for every row. [Source: Estero HOA and CDD fees guide]

Where the Nearest Alternatives Pull Your Buyer

A buyer who toured Verdana Village sees a $615,000 median across 105 closings and 4.6 months of supply, and one who toured The Place at Corkscrew sees $695,000 across 103 closings with only 1.4 months. Your Bella Terra listing answers with a $449,000 median and a 97.5% list ratio, the highest of the ten rows, so a well-priced home closes closer to its ask here than in any row above.

How Other Estero Valuations Differ

Bella Terra's 2.4 months of supply is lower than seven of the other nine rows and higher only than Rapallo at 1.8 and The Place at Corkscrew at 1.4. Lower supply helps a seller only if the home is priced to the closed sales, which is why we read every active listing's type, size and history.

How New Homes Along Corkscrew Road Enter the Comparison

Verdana Village, with 105 closings at a $615,000 median, and The Place at Corkscrew, with 103 at $695,000, are the newer communities a Bella Terra buyer may also tour. Our community guide reports a 154-townhome Toll Brothers community planned immediately west of Bella Terra and a 10,000-home development, Kingston, that broke ground on November 13, 2025 about 12 miles east [Source: Bella Terra community guide]. New product sets a ceiling and a comparison for resale, and it also adds buyers to the corridor, and we do not claim to know which effect wins.

What Does the Live Competition Say About a Bella Terra Value?

Twenty-three Bella Terra homes were listed on October 21, 2026, at asking prices from $244,000 to $775,000 with a $384,900 median, about 2.4 months of supply against the last year's closings. Asking prices are not values, and the gap between the two is where a valuation earns its keep.

Data updated: October 2026

The Twenty-Three Active Listings

MLS subdivision fieldBeds / bathsLiving area (sq ft)List priceDays on market so far
Bella Terra2 Bed/2(0)1,055$244,00043
Barletta2+Den/2(0)1,320$252,00093
Barletta2+Den/2(0)1,320$259,50053
Barletta2 Bed/2(0)1,055$260,000232
Barletta2+Den/2(0)1,282$279,000121
Bella Terra2 Bed/2(0)1,160$285,0002
Barletta2+Den/2(0)1,196$294,900128
Barletta2+Den/2(0)1,196$325,00027
Bella Terra2 Bed/2(0)1,632$374,90023
Bella Terra3 Bed/2(1)2,282$375,00062
Bella Terra3 Bed/2(1)2,282$384,90047
Bella Terra3 Bed/2(1)2,282$384,900132
Bella Terra4 Bed/2(0)2,479$529,90013
Bella Terra3+Den/2(1)2,272$539,50056
Bella Terra4 Bed/3(0)2,032$559,90012
Bella Terra5+Den/3(0)2,863$575,00032
Bella Terra3+Den/2(0)2,071$610,000116
Bella Terra3+Den/2(0)2,085$623,70026
Bella Terra5 Bed/4(0)3,428$624,9005
Bella Terra3+Den/2(0)2,618$650,000104
Bella Terra4 Bed/3(0)2,606$659,00021
Bella Terra4 Bed/3(0)3,036$750,00054
Bella Terra5 Bed/4(0)3,607$775,00095

Source: Southwest Florida MLS (Matrix), active residential listings inside Bella Terra, pulled October 21, 2026. [Source: Bella Terra community guide]

Supply by Size, Not by Label

Living area (MLS)Active listings, Oct 21, 2026Closed sales, last 12 monthsMonths of supply
Under 1,400 sq ft8175.6
1,400 to 1,999 sq ft1310.4
2,000 to 2,499 sq ft8482.0
2,500 to 2,999 sq ft3142.6
3,000 sq ft and up357.2
All sizes231152.4

Source: Southwest Florida MLS (Matrix), pulled October 21, 2026; months of supply is active listings divided by closings over 12, our arithmetic on the sales and listing tables on this page. [Source: Bella Terra community guide]

The 2.4-month community figure averages two very different markets. Homes under 1,400 square feet have 5.6 months of supply and homes from 1,400 to 1,999 square feet have 0.4, with a single listing, so the owner of a mid-sized home faces almost no direct competition while the owner of a condominium-sized home faces plenty. Homes of 3,000 square feet and up are thinly traded, five sales in a year, and we read those one at a time.

Asks Against Sales

The 13 main-label listings ask a $539,500 median, while the 104 closings under that label had a $485,000 median. The 6 Barletta listings ask a $269,500 median against $257,000 for the 12 Barletta closings. The median asking price per square foot across all 21 listings is about $230 against $224 for closings, a gap of about 3%. When a valuation says a home is worth a little less than the neighbors' asks, this table is the reason.

How Long the Listings Have Been Sitting

The median active listing had been on the market 53 days on October 21, 2026. Seven were 30 days or newer, and six had been listed for more than 90 days, so a buyer touring today sees a mix of fresh and stale inventory. A stale listing at a high price makes your home look better, provided yours is priced to the sales.

Which Listings Are Your Real Competition

Your real competition is the listing of your own type and size band, not the cheapest or the most expensive home in the gate. We read each one's price history, days on market and condition, and we tell you which ones a buyer will tour on the same afternoon as yours.

When Is the Best Time to Have a Bella Terra Home Valued?

The best time to have a Bella Terra home valued is one to two seasons before you plan to sell, because March through June carried 208 of the 501 closings in the last 60 months. A valuation in the fall gives you time to prepare, and one in January puts you on the market for the spring buyers.

Data updated: October 2026

Closings by Month

Closing monthClosed sales, last 60 months (to Oct 21, 2026)
January24
February21
March56
April51
May52
June49
July47
August34
September34
October38
November41
December54

Source: Southwest Florida MLS (Matrix), 501 closed residential sales inside Bella Terra, 60 months to October 21, 2026, counted by closing month. [Source: Bella Terra community guide]

What the Calendar Means for a Valuation

March led with 56 closings, May had 52 and April 51, while February had 21 and January 24. Closings trail contracts, and our community guide puts a typical Bella Terra closing at 30 to 45 days after the contract, so a March closing reflects a contract written in January or February. A valuation dated in February reflects the quieter months and a valuation in April the busier ones, and we label which season each sale belongs to.

How Often to Update Your Number

The market moved from a 6-day median in the oldest year block to 56 days in the latest, so a valuation older than six months deserves a refresh. It costs nothing, and it keeps a sale, a refinance or an insurance conversation from starting with stale numbers.

What Do a Bella Terra Buyer's Costs Do to Your Home's Value?

A Bella Terra buyer prices your home net of what it costs to own, so the master assessment of about $422 per quarter, the $1,250 annual club fee, a sub-association fee, the district assessment and a $1,500 capital contribution all move the price a buyer will pay. Cable and internet are included in the master fee, which offsets part of the total.

Data updated: October 2026

The Fee Stack Your Buyer Underwrites

LayerAmountPeriodWho owes itSource
Master assessment (Bella Terra Community Association)About $422 per quarter ($1,688 per year), all home typesQuarterlyOwner, from closing forwardBella Terra community guide
Annual club feeAbout $1,250 per year, all home typesAnnualOwnerBella Terra community guide
Sub-association feeAbout $238 per quarter for single-family homes, about $990 per quarter for Barletta; villa and townhome amounts to be confirmedQuarterlyOwner, shown on the estoppelAlliant Property Management
Capital contributionAbout $1,500One time, at closingAllocation set by the contract and the estoppelBella Terra community guide
Habitat CDD operations and maintenance$735.69 per year in FY 2026; $860.69 listed for FY 2027Annual, on the Lee County tax bill from November 1Owner of recordHabitat CDD assessments
Habitat CDD bond (debt service)$179.37 to $418.53 per year by unit type, through May 2035Annual, on the tax billOwner of record, unless prepaidHabitat CDD assessments
Property taxSet each year by Lee County, reset for the buyer after a saleAnnualOwner of recordLee County Tax Collector
Insurance, wind mitigation credits and any flood policyQuote-dependentAnnualBuyerFlorida Office of Insurance Regulation

The District Rate Your Buyer Will Notice

The Habitat CDD's assessment table lists O&M of $735.69 for FY 2026 and $860.69 for FY 2027, a 17% increase, with the bond portion unchanged, and the district's fiscal year runs October 1 through September 30 [Source: Habitat CDD assessments]. On the guide's single-family example the FY 2027 total for association and district charges would be $5,109.43 against $4,984.43, an increase of $125.00 per year. That is about $10.42 a month, or roughly $1,530 of loan amount at 7.24%, so it moves a price only slightly, but a buyer who reads an increase will ask about the next one, and we tell you what the adopted figure is.

What the Bond Payoff Does and Does Not Change

A buyer or owner can pay off the bond portion by requesting an estoppel letter from Premier District Management, which charges $150 per letter, and paying off the bond does not remove the O&M assessment. The bond's final principal payment is in May 2035. The district's table also shows a few parcels marked "prepaid," which pay O&M only, so we check your parcel's line before we describe your fee [Source: Habitat CDD assessments].

Why Some Fees Are Stated as Approximate

The master assessment, club fee and sub-association fees on this page come from our community guide, which marks them approximate, and the villa and townhome sub-association amounts are marked unconfirmed there. We do not print a number we cannot support, and we ask for the estoppel at the start of a valuation so your buyer's monthly cost is in the analysis. The estoppel is the source for the amount your buyer will pay.

What Cable and Internet Inclusion Is Worth

The community guide reports that cable television and internet are included in the master fee for every property type, and it values the inclusion at $840 to $1,440 per year based on typical monthly rates of $70 to $120 [Source: Bella Terra community guide]. A buyer who subscribes to those services elsewhere would pay that amount, so the inclusion offsets part of the fee stack, and we put it in the buyer's arithmetic.

The Tax Reset Your Buyer Inherits

A change of ownership resets a homestead's assessed value to just value as of the next January 1, and the seller's Save Our Homes cap does not transfer with the home [Source: Florida Statutes 193.155]. Your current bill is not what a new owner will pay, and showing that math is part of a credible valuation.

The Flood Zone and the Insurance Quote

Our community guide reports that Bella Terra sits about three miles east of I-75 in FEMA Zone X and that the community had wind damage but no flooding in Hurricane Ian in 2022, and it advises confirming the zone by address on FEMA's map service center [Source: FEMA Flood Map Service Center]. The guide puts the Lee County average homeowner's premium at about $3,631 per year, and homes built after 2004 with concrete block and hip roofs may qualify for wind mitigation credits under section 627.0629 [Source: Florida Statutes 627.0629]. A current wind mitigation report lets a buyer plug a lower insurance figure into the budget.

Which Florida Rules Shape a Bella Terra Sale Price?

Florida rules shape a Bella Terra sale price through who delivers which documents and who pays which closing costs. Bella Terra's master association falls under Chapter 720 and the Barletta condominium association under Chapter 718, so a seller in a homeowners association delivers the section 720.401 summary before contract and a condominium seller delivers the section 718.503 documents, while in Lee County the seller customarily pays the owner's title policy and the $0.70 per $100 documentary stamp tax.

The Seller Pays Doc Stamps and, in Lee County, the Owner's Policy

At the $449,000 median, doc stamps at $0.70 per $100 are $3,143 and the promulgated owner's premium is $2,320 [Source: Florida Department of Revenue, documentary stamp tax] [Source: Florida Administrative Code Rule 69O-186.003]. That is $5,448 before commission, and it belongs in your net sheet from the first day. The contract controls who pays, and in Collier County the custom is reversed.

The 720.401 Module and the 718 Fork

Section 720.401 requires the disclosure summary to be presented before the buyer executes the contract, requires the owner to supply it when the sale is by an owner that is not the developer, requires a conspicuous voidability clause in the contract, and gives the buyer a cancellation right within 3 days after receiving the summary or before closing, whichever comes first, which cannot be waived and ends at closing [Source: Florida Statutes 720.401]. That is the duty for a seller in the master homeowners association.

Section 720.401(2) is a real fork: it does not apply to an association regulated under chapter 718, 719, 721 or 723. Bella Terra's master association is a Chapter 720 association, while the Barletta condominiums sit in a Chapter 718 condominium association, so a Barletta seller follows section 718.503 and section 718.116 instead. Which regime your home falls under depends on your home type, and your closing agent or attorney confirms it. This is information, not legal advice.

The 718.503 Documents for a Barletta Seller

A condominium unit owner who is not the developer must comply before the sale, and each buyer under contract is entitled, at the seller's expense, to a current copy of the declaration of condominium, the articles, the bylaws and rules, the annual financial statement and budget and the Frequently Asked Questions and Answers document, together with structural integrity and inspection items where they apply [Source: Florida Statutes 718.503]. The resale contract must carry either an acknowledgment that the buyer received the documents more than 7 days, excluding Saturdays, Sundays and legal holidays, before signing, or a clause giving the buyer a 7-day window to cancel, and the buyer's right to void terminates at closing.

What We Have Not Confirmed: The Covenant Half

The covenant half of the module asks whether the community's recorded declaration restates the disclosure duty and names who owes it. The association's 2025 Amended and Restated Declaration sits behind the resident login on the association's documents page, and we have not read the recorded instrument, so we state the covenant half as unknown and do not guess. The statutory half above stands on its own [Source: Bella Terra HOA documents portal].

The Community Development District Disclosure

Section 190.048 requires a specific disclosure statement, in boldfaced, conspicuous type larger than the rest of the contract, in each contract for the initial sale of a parcel or a residential unit within a district [Source: Florida Statutes 190.048]. Bella Terra is 100% built out, so every sale is a resale, and the statute's wording speaks to initial sales, which we read cautiously. The assessment appears on the tax bill and on the district's estoppel, so we disclose it in writing before contract, and we ask your closing agent whether your contract form carries district language.

Estoppel Certificates

The homeowners association estoppel is governed by section 720.30851, which requires the association to issue it within 10 business days of a request, gives it a 30-day effective period when hand delivered or sent electronically, and requires it to state any capital contribution or transfer fee, whether board approval of the transfer is required and every other association of which the parcel is a member [Source: Florida Statutes 720.30851]. The condominium estoppel is governed by section 718.116 [Source: Florida Statutes 718.116]. The current statutory caps, as adjusted for inflation by the Florida Department of Business and Professional Regulation, are $299 for a current account, $119 more for expedited delivery and $179 more if the account is delinquent. The district's own bond estoppel is $150 per letter.

The Property Tax Disclosure and the Flood Disclosure

Section 689.261 requires a property tax disclosure summary in a residential sales contract, and section 689.302 requires the seller's flood disclosure at or before contract [Source: Florida Statutes 689.261] [Source: Florida Statutes 689.302]. Under Johnson v. Davis, known material defects that a buyer cannot readily see must be disclosed as well [Source: Johnson v. Davis, Florida Supreme Court, 1985].

Buyer Representation After the NAR Settlement

Since August 17, 2024, offers of buyer broker compensation may not be advertised in the MLS, buyers sign written agreements with their own agents before touring, and every commission is negotiable [Source: National Association of REALTORS, settlement FAQs]. A valuation therefore shows the net at several commission and buyer-agent scenarios, not one.

Nothing in this section is legal advice; confirm the forms with your closing agent or attorney. If you want your net sheet built, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are buying, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Will a Bella Terra Home Appraise for Its Sale Price?

A Bella Terra home appraises for its sale price when the price sits inside the range of recent closed sales of the same type and size, which is why we build a valuation from the same sales an appraiser will use. With 115 closings in 12 months, appraisers here have plenty of comparables, and the risk is concentrated in homes priced above them.

Data updated: October 2026

What an Appraiser Uses

A lender's appraiser reads closed sales, not asking prices, and adjusts for size, condition, features and location, then reports a value as of one date. Our 12-month record of 115 sales, with the 39 that closed inside 30 days, is the kind of recent evidence an appraiser weights most.

Where the Appraisal Risk Sits

The risk sits where the price runs ahead of the closed record. The 20 sales below 95% of list had a $297,500 median, which shows condominium-sized homes trading below their asks, and the six active listings that have been on the market more than 90 days are reminders that a stale ask is not a sale. We tell you before you list which of your comparable sales an appraiser is likely to pick.

The Comp Package We Prepare

Our community guide says we provide the appraiser a comparable package on every listing to support the contract value [Source: Bella Terra community guide]. The package lists the closed sales, the adjustments and the reasons, so a lender reviewing a contract at a price the record supports has the file in front of it.

What to Do if an Appraisal Comes in Low

A low appraisal is a negotiation, not an ending. The buyer and seller can split the gap, the buyer can add cash, the seller can reprice, or the parties can ask for a review with additional sales, and the contract's financing terms decide what happens next. Your valuation gives you the range in which each of those moves makes sense.

What Does a Free In-Person Bella Terra CMA Include?

A free in-person Bella Terra CMA, or comparative market analysis, is a walk through your home followed by a written opinion of value built from the closed sales that match it. Jesse builds the numbers and Marc reads the condition, and the result is a recommended list price with a defensible range.

Data updated: October 2026

Before the Visit

We pull the sales that match your home type and size, the live competition and your association's fee layers, so the visit can focus on your home and not on the market. If you have your estoppel, roof and air conditioning dates and any wind mitigation report, send them, and if you do not, we will list what to gather.

During the Visit

We walk the home for the details a database cannot see: the condition of the kitchen and baths, the roof and air conditioning ages, the lot position and any lake or preserve setting, the windows and hurricane protection, and the improvements the architectural review process approved. We note what a buyer's inspector will note.

After the Visit

You receive a written opinion within one to two business days: the sales, the adjustments, the competition, the fee stack, a recommended range and a net sheet at several price and commission scenarios. There is no cost and no obligation to list.

What Moves the Number Before You List a Bella Terra Home?

Before you list a Bella Terra home, condition, documents and price position move the number most. Eleven 1,160-square-foot homes sold across a $46,500 range in one year, and eight 2,282-square-foot homes across a $105,000 range, so preparation and pricing move value by a five- or six-figure amount.

Fix What an Inspector Will Flag

Roof, air conditioning, water heater, windows, plumbing leaks and electrical panels are the items a buyer's inspector reads first. Homes built between 2004 and 2014 are now 12 to 22 years old, so the roof and air conditioning ages are live questions, and we list the ages in your valuation and tell you which to repair before you list and which to credit at contract.

Consider a Wind Mitigation Report

The community guide says a current wind mitigation report lets a buyer see insurance credits and that Florida's My Safe Florida Home program offers free wind mitigation inspections to qualifying homeowners. We advise you on whether your home is a strong candidate before you spend anything.

Refresh What a Buyer Sees First

Paint, flooring, lighting, landscaping and the entry matter more than a full remodel in this price range. In a band where homes under 1,400 square feet sold at a $260,000 median, a $60,000 kitchen has to be weighed against what that band's buyers will pay.

Gather the Documents

Order the estoppels, the sub-association's documents and the governing documents, and collect architectural approvals for exterior work. A buyer who gets a complete file on day one negotiates with more confidence, and the master association's application and approval steps run on their own clock, so we ask early.

Know the Rules a Buyer Will Read

Short-term rentals are prohibited and lease terms and applications are set by each sub-association, per the community guide. Those rules narrow your buyer pool and protect the owner-occupied character, and both effects are part of the value.

What Will You Net From a Bella Terra Sale?

At the $449,000 Bella Terra median, the fixed seller costs are $3,143 in doc stamps and $2,320 in the owner's title premium, plus estoppels, title search and settlement, a lien search and the tax proration. Commission is negotiated, and each 1% of price is $4,490.

Data updated: October 2026

Fixed Costs at Four Price Points

Sale priceDoc stamps at $0.70 per $100Promulgated owner's title premium (Lee, seller pays)Each 1% of price
$257,000 (Barletta 12-month median)$1,799$1,360$2,570
$449,000 (community 12-month median)$3,143$2,320$4,490
$600,000$4,200$3,075$6,000
$800,000 (second-highest sale of the year)$5,600$4,075$8,000

Sources: Florida Statutes 201.02; Florida Administrative Code Rule 69O-186.003 premium schedule of $5.75 per $1,000 to $100,000 and $5.00 per $1,000 from $100,000 to $1,000,000, with coverage rounded up to the next $1,000; our arithmetic. Estimates for illustration, and your closing agent's statement controls. [Source: Florida Statutes 201.02]

The Association Costs Nobody Adds Up

A Bella Terra sale can involve a master association estoppel, a sub-association estoppel and the district's $150 bond letter. At the statutory caps that is up to $299 for each association estoppel and $150 for the district letter, about $748 in all, and we order them early so the closing date does not wait on them.

A Net Sheet Is Part of the Valuation

Your own net sheet uses your contract price, your tax bill and your closing date. For the statewide breakdown of every line, see our guide to seller closing costs in Florida, and ask Jesse at (239) 898-6072 for yours.

Should You Rent or Sell Your Bella Terra Home?

A Bella Terra owner deciding between renting and selling faces a short-term rental ban, sub-association lease terms and a lease application before occupancy. Those rules shape the rental income you can plan on, and they shape the buyers who will pay for your home if you sell.

What the Rules Allow

The community guide reports that short-term rentals such as Airbnb and VRBO are prohibited, that renters apply through the association with a $100 non-refundable processing fee and a background check, and that minimum lease terms of 6 to 7 months apply in the sections it reviewed [Source: Bella Terra community guide]. Renters in the villa sub-associations are not permitted pets, per the guide. Your sub-association's own documents control, so check yours.

How a Valuation Helps You Decide

A valuation shows what you would net today and what your type's buyers pay, and you set that against a realistic seasonal or annual rent. Call Jesse direct at (239) 898-6072 and we will run both scenarios.

How Do You Get a Free Bella Terra Home Valuation?

Bella Terra owners get a free valuation by requesting one online or calling Jesse McGreevy direct at (239) 898-6072. It is a written opinion of value built from closed sales of your own home type and size, placed on the community's price ladder, with your fee stack, flood file and net sheet beside it. There is no cost and no obligation.

Data updated: October 2026

What the Valuation Includes

You receive the recent closed sales that match your type and size with dates and days on market, a per-square-foot analysis based on MLS living area, the live competition with price histories, your home's position on the community's ladder with the reasons, the fee stack your buyer will underwrite, and a recommended list price with a defensible range. Request it through our McGreevy and Comisar valuation form.

Why the Valuation Comes Before Any Listing Agreement

In a community where similar homes sold for $220,000 and $800,000 in one year, and eleven of the same size sold for $242,500 to $289,000, the number decides the sale. We would rather you see the evidence before you commit to anything, and many Bella Terra owners use the valuation to decide whether to sell this season or next.

The Team Behind the Valuation

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

How to Reach Us Today

Call Jesse McGreevy direct at (239) 898-6072 or email . Call Marc Comisar at (239) 287-5873. The office is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Bring your address, your timeline and the one thing you are most worried about, and you will get a straight answer.

Thinking of Selling Your Bella Terra Home? List With the #1 Team in Southwest Florida Since 2012

Bella Terra owners who plan to sell get the strongest result by listing with McGreevy and Comisar of Domain Realty, the #1 team in Southwest Florida since 2012, because a 1,899-home community with six home types and two legal regimes rewards pricing by type and size. In one year, homes in the same gate sold $580,000 apart.

Data updated: October 2026

If you are thinking, "I need someone to sell my house in Bella Terra, Florida," McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you are selling in The Brooks, Bella Terra, Corkscrew Shores, Grandezza, Wildcat Run, West Bay Club, Pelican Sound, Shadow Wood, or Miromar Lakes, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

Here is the short version of everything above. We place your home on its own type-and-size ladder of closed sales, build the documents file before the first showing, market to the buyers who actually buy here and negotiate every offer ourselves. Our Estero seller guide covers the process step by step.

Listing-team credentials:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Is Your Bella Terra Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation. We follow up with a written comparable set from the MLS record and current listings. Call Jesse direct at (239) 898-6072, text or call. Confidential conversations welcome.

Buying instead? Call Marc at (239) 287-5873, read our Estero buyer guide, and see how we represent buyers in Estero.

Will my Bella Terra home sell faster if I list in the winter?

Not by itself, but the record shows March closing the most sales. Our tabulation shows 208 of the 501 closings in the last 60 months from March through June, which means contracts written in winter and early spring [Source: Bella Terra community guide].

Is my condominium worth less per square foot than a single-family home?

In the last 12 months, Barletta had a $220 median per square foot and the main label $227, per the MLS record. In total dollars the single-family homes sell much higher, and the per-foot gap is small.

What should I do first if my home has been listed for months?

Read the closed sales of your type and size, then compare your list price with them. The eleven 1,160-square-foot sales show a $46,500 range and days on market from 1 to 103.

Do I need to order the association documents before I have a valuation?

No, but it helps. A seller in a homeowners association owes the section 720.401 summary before the buyer signs, and a condominium seller owes the section 718.503 documents at the seller's expense [Source: Florida Statutes 718.503]. The estoppel also gives us your dues for the valuation.

Can I value my home quietly without listing it?

Yes. A valuation is a private conversation, and no listing, sign or portal entry is created. Many owners use it to plan, to settle an estate or to decide between renting and selling.

How do I compare listing teams for Bella Terra?

Ask each team for its comparable set for your type and size, its explanation of the master, sub-association and district fee layers and its plan for the association documents. Our best real estate agents in Estero guide compares teams on the public record.

What Do Sellers Say About Working With McGreevy and Comisar?

McGreevy and Comisar is a top-reviewed Bella Terra realtor, and the quotes below are genuine five-star Google reviews from sellers, reproduced in each reviewer's own words. We publish no aggregate score and no rating widget. Read the full set on the Google profile.

A Seller Who Had Been Waiting

★★★★★ "We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes." Verified Google review

Pricing and presentation are the two levers an owner controls, and a listing that stalls usually has a pricing story behind it. A valuation is where that story starts.

A Seller Who Lives Elsewhere

★★★★★ "Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive." Verified Google review

Condominium sales involve association documents, estoppels and approvals, and an owner who is out of state needs someone to run them. We do that on a Bella Terra sale, and a valuation tells you what to expect first.

A Repeat Seller

★★★★★ "Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn't have been happier! If we ever move again we'll always call Jesse and Marc!" Verified Google review

Repeat clients are the best measure of follow-through we can offer. The same discipline goes into a valuation: you always know what we found and why.

Why Does a Bella Terra Specialist Matter for a Valuation?

Bella Terra specialists matter for a valuation because the facts that decide value live in documents, not in a listing feed: two legal regimes, a master association over six home types with their own sub-association fees, a club fee, a capital contribution, a district assessment on the tax bill and a price range from $220,000 to $870,000.

Jesse McGreevy

Jesse McGreevy is a licensed Florida REALTOR and Sales Associate with Domain Realty, a co-founder of the brokerage, and one half of McGreevy and Comisar. He runs pricing, marketing, data and the association and closing paperwork, which in Bella Terra means the size-and-type ladders, the estoppels and the net sheet. Reach him direct at (239) 898-6072, and read his profile on the Jesse McGreevy agent page.

Marc Comisar

Marc Comisar is a licensed Florida REALTOR and Broker Associate with Domain Realty and the other half of McGreevy and Comisar. He runs the field side: showings, buyer agent conversations, inspections and contractors. Reach him at (239) 287-5873, and read his profile on the Marc Comisar agent page.

The Credentials, Stated Once More

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What a General Agent Tends to Miss Here

A general agent may value a Barletta condominium off the community median, hand the buyer an HOA summary when the seller is in a condominium association, quote a flood zone without checking the address, forget the $1,500 capital contribution or the district's rate change, or ignore the sub-association's lease rules. None of those mistakes is exotic, and each one costs a seller time or money.

Are You Also Buying Your Next Home in Southwest Florida?

Bella Terra owners often buy again in Southwest Florida, sometimes inside the same gate. We run both sides as one plan, including the timing of two closings and the Save Our Homes portability claim that can carry accumulated tax savings to your next Florida homestead.

Buying and Selling in the Same Season

Florida's portability rule lets a homestead owner who establishes a new Florida homestead within the statutory window transfer the difference between just value and capped assessed value, up to $500,000, to the new home [Source: Florida Department of Revenue, PT-112 portability guide]. The January 1 test matters, and we sequence both closings around it.

Buying Elsewhere in Estero

Our Estero buyer guide and our page on how we represent buyers in Estero cover the purchase side. Call Marc at (239) 287-5873.

Frequently Asked Questions, Seller Edition: Valuing a Home in Bella Terra

Bella Terra owners ask these questions before they order a valuation, and each answer below is a single paragraph with its source. They cover method, price, estimates, timing, documents and cost.

Data updated: October 2026

What is my Bella Terra home worth today?

Most Bella Terra homes sold between $220,000 and $800,000 in the 12 months to October 21, 2026, with a $449,000 median across 115 sales, per the Southwest Florida MLS. Your home's type and living area decide where it falls, and a free written valuation places it.

How accurate is the Zestimate for a Bella Terra home?

It is a statistical estimate with a margin of error, and the margin is wider where homes behind one gate range from $220,000 to $870,000. It cannot see your roof, view, sub-association fee or flood zone. A valuation built from closed sales of your own type and size is the better guide.

How much is a Bella Terra condo worth?

Barletta condominiums had a $260,000 median across 15 MLS sales in the last 12 months, and homes under 1,400 square feet a $260,000 median across 21, per the Southwest Florida MLS. Eleven 1,160-square-foot units sold from $242,500 to $289,000.

How much is a Bella Terra single-family home worth?

Homes of 2,000 to 2,499 square feet had a $512,450 median across 48 sales, homes of 2,500 to 2,999 square feet a $602,500 median across 16 and homes of 3,000 square feet and up a $635,000 median across 5, per the Southwest Florida MLS. Asking prices for the main label run higher, at a $539,500 median across 13 listings.

What is the price per square foot in Bella Terra?

The median was $224 per square foot of living area over the last 12 months, per the Southwest Florida MLS, ranging from $189 for homes of 3,000 square feet and up to $237 for homes of 2,000 to 2,499 square feet. We calculate it from the sales that match your home.

Why did Bella Terra home values fall from the peak two years ago?

The median fell from $565,000 in the block 25 to 36 months back to $449,000 in the latest block, about 21%, and the per-foot median fell about 17%, per the Southwest Florida MLS. Part of the drop is the mix of smaller homes, and the last six months' median of $450,000 was $10,000 above the six months before.

Have Bella Terra home values gone up over five years?

Not on the community median: the 12-month blocks ran $483,500, $500,000, $565,000, $435,000 and $449,000 from oldest to newest, per the Southwest Florida MLS. Your type may differ, and the 60-month median for the main label is $530,412.

How many sales do I need to price my home?

We prefer at least 10 closed sales of your type and size band, and we widen the window when a band has fewer. Bella Terra's 2,000 to 2,499 square-foot band had 48 sales in 12 months, while the 3,000-plus band had 5, so we read individual sales for the largest homes.

What are comparable sales for my Bella Terra home?

Comparable sales are closed sales of your home type, within roughly 15% of your living area, from the last 12 months where possible. We then adjust for time, condition, systems, position and flood zone, and we explain each adjustment in writing.

Why does the MLS list my home under a different label than my sub-association?

The MLS pull carries two labels for the community, Bella Terra and Barletta, and it does not carry the villa, townhome, executive, manor or estate names. Three of the eleven 1,160-square-foot sales sit under the main label, so we sort by living area and confirm the type from the documents.

How long does a valuation take?

We send a written opinion of value within one to two business days of a request, and an in-person visit adds a few hours. Call Jesse at (239) 898-6072 if you need it faster for a specific decision.

Does the valuation cost anything?

No. It is free and carries no obligation to list, and we keep your address and details private.

What does an appraiser do differently?

An appraiser is hired by a lender or a court, follows a form and values the property as of one date. We value it for a decision, and our number includes the market's direction, the live competition and what you would net. A buyer's lender will order its own appraisal on the contract price.

Does the county's just value tell me what my home is worth?

No. The Lee County Property Appraiser sets just value for taxes, and a homestead's assessed value can lag it under the Save Our Homes cap [Source: Florida Statutes 193.155]. It is a tax figure, not a market price.

Will my property taxes change when I sell?

For the buyer, yes. A change of ownership resets a homestead's assessed value to just value as of the next January 1, and Save Our Homes savings do not transfer with the home, so the buyer's bill can be higher than yours [Source: Florida Statutes 689.261].

How do HOA fees affect my Bella Terra home's value?

A buyer underwrites the whole annual cost, so a home in a type with a higher sub-association fee has to price lower to give the same payment. On the community guide's figures, Barletta's association and district charges run $7,813.06 a year against $4,984.43 for a single-family home on a 60-foot lot, and the estoppel is the source for your own amounts.

Does the district assessment change what a buyer pays?

Yes, as an annual cost on the tax bill. The Habitat CDD charges $735.69 per year in operations and maintenance in FY 2026 plus a bond amount of $179.37 to $418.53 by unit type, for totals of $915.06 to $1,154.22, and the bond ends in May 2035 [Source: Habitat CDD assessments].

Is the district assessment going up?

The district's assessment table lists an FY 2027 operations and maintenance rate of $860.69, up 17% from $735.69, with the bond portion unchanged, and the fiscal year begins October 1 [Source: Habitat CDD assessments]. We confirm the adopted rate with Premier District Management at the time of your valuation.

Do the $1,500 capital contribution and other fees change what a buyer pays?

Yes, as a cost at closing. Our community guide reports a capital contribution of about $1,500 on single-family sales, and the estoppel must say whether a capital contribution or transfer fee is due [Source: Florida Statutes 720.30851]. Confirm the allocation in the contract.

Does the annual club fee matter to value?

It is one line in the buyer's annual arithmetic, about $1,250 per year on the community guide's figures for every home type, so it does not separate one home from another. What it changes is the total a buyer compares against Stoneybrook, whose guide puts the total annual community fee near $3,229 for a typical single-family home.

Does a lake or preserve view add value?

Probably, but the sales record does not let us quantify it, and we do not quote a premium we cannot support. We note position in the valuation and compare it with paired sales of the same type and size.

Does a private pool add value?

The MLS pull we use does not carry a pool field, so we cannot state a premium from the 115 sales. Our community guide notes that optional private pools can be added on individual twin-villa lots, and we compare pool and non-pool sales of the same size by reading each listing.

Do updates or renovations add value?

They add value when they match what your band's buyers pay. Eleven 1,160-square-foot units sold across a $46,500 range and eight 2,282-square-foot homes across a $105,000 range, but a $60,000 kitchen in a home that sells near $260,000 is unlikely to return its cost. We advise before you spend.

Does the flood zone affect my Bella Terra home's value?

It affects the buyer's insurance cost. Our community guide reports Zone X, where flood insurance is not federally required, for the Bella Terra listings it reviewed and advises confirming the panel by address [Source: FEMA Flood Map Service Center].

Does the roof or air conditioning age matter to value?

Yes. A buyer's insurer and inspector both look at them, and a roof past its insurable age can force a credit or a price cut. Homes built from 2004 to 2014 are 12 to 22 years old, so we record the ages in your valuation and estimate the effect.

Is now a good time to value my home?

Yes if you might sell in the next year. In the 12 months to October 21, 2026, 115 homes closed and 23 were listed, about 2.4 months of supply, though homes under 1,400 square feet had about 5.6 months. A valuation now sets your plan before the spring buyers arrive.

Should I get a valuation before renting my home?

Yes. Short-term rentals are prohibited and lease terms and applications are set by each sub-association, so rental income is limited, and a valuation shows what selling would net for comparison [Source: Bella Terra community guide].

How much does it cost to sell a Bella Terra home?

At the $449,000 median, doc stamps are $3,143 and the promulgated owner's title premium is $2,320, both customarily paid by the Lee County seller, plus estoppels, prorations and the negotiated commission [Source: Florida Department of Revenue, documentary stamp tax].

Who pays for the owner's title policy in Lee County?

By custom the seller does, and Collier County's custom is the reverse. The contract controls, so we confirm the allocation in writing [Source: Florida Administrative Code Rule 69O-186.003].

Does the HOA disclosure summary apply to my Barletta condominium?

No. Section 720.401(2) excludes associations regulated under chapters 718, 719, 721 and 723, so a condominium seller delivers the section 718.503 documents instead [Source: Florida Statutes 720.401]. Confirm your association's regime with your closing agent.

What is an estoppel certificate and who orders it?

It is a statement of what you owe your association and any fees at transfer, ordered from the association or its manager, issued within 10 business days under section 720.30851 and valid for 30 days when delivered by hand or electronically, with a capped fee [Source: Florida Statutes 720.30851]. We order it early, and the district's bond estoppel is a separate $150 letter.

Do I have to pay off the CDD bond before I sell?

No. The bond portion is a non-ad valorem assessment that stays with the property, and the O&M assessment continues regardless. Some owners request the $150 estoppel letter to pay the bond off early, and we help you decide whether that simplifies a buyer's math [Source: Habitat CDD assessments].

What must I disclose about my Bella Terra home?

Known material defects under Johnson v. Davis, the property tax summary under section 689.261 and the flood disclosure under section 689.302 [Source: Florida Statutes 689.302]. This is not legal advice, so confirm with your closing agent or attorney.

How did the NAR settlement affect my sale price?

It did not set a price, but it changed how buyers and their agents are paid. Since August 17, 2024, offers of buyer broker compensation cannot be advertised in the MLS and commissions are negotiable [Source: National Association of REALTORS, settlement FAQs].

Will I owe capital gains tax if I sell?

Possibly. An owner who used the home as a main home for two of the five years before the sale can exclude up to $250,000 of gain, or $500,000 for most married couples filing jointly [Source: IRS Publication 523]. Ask your tax adviser.

Can I take my Save Our Homes savings with me?

Often, yes. Portability lets a homestead owner transfer up to $500,000 of the difference between just value and assessed value to a new Florida homestead if the statutory timing is met [Source: Florida Department of Revenue, PT-112 portability guide].

Can I sell my Bella Terra home while I am out of state?

Yes. Documents are signed electronically or with a mobile notary, and Marc manages showings, vendor visits and storm checks on site. Foreign sellers should review FIRPTA withholding early [Source: IRS, FIRPTA withholding].

Is Bella Terra an age-restricted community?

No. Our community guide describes Bella Terra as not age-restricted, with no 55-plus requirement, and that is a legal fact about the community's covenants and not a statement about who should own here. Confirm the current rules in the association's governing documents.

How does Stoneybrook affect my Bella Terra value?

Buyers cross-shop the two. Stoneybrook sold 44 homes at a $415,000 median in the 12 months to October 21, 2026, against 115 at $449,000 in Bella Terra, and its median sale was 1,367 square feet against 2,034. We read both records so your price answers the alternative a buyer has actually seen.

Does new construction along Corkscrew Road affect my value?

It changes the comparison, and we do not claim to know the net effect. Verdana Village sold 105 homes at a $615,000 median and The Place at Corkscrew 103 at $695,000 in the same 12 months, and our community guide reports Kingston, a 10,000-home development, broke ground on November 13, 2025. Resale homes here compete on price, condition and fees.

What should I gather before the valuation visit?

Your address and living area, the ages of the roof, air conditioning and water heater, any architectural approvals and permits, your most recent association statement, and any insurance, wind mitigation or flood documents. The more you bring, the tighter the range.

How do I request a valuation?

Use our free home valuation request or call Jesse direct at (239) 898-6072. We answer with a written opinion of value.

Your Local Real Estate Experts

Bella Terra owners work with Jesse McGreevy and Marc Comisar of Domain Realty because the team reads every closed sale inside the community, prepares the association paperwork before a buyer asks and works from an office in Bonita Springs a short drive from Estero. Learn more about our team.

If you are thinking about a valuation in Bella Terra, the work begins with the home type: a 1,160-square-foot Barletta condominium or a 2,925-square-foot five-bedroom estate home, and where your home sits on that type's ladder of closed sales. It continues with the estoppel, the association documents and the flood file. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate doing exactly this kind of work across Southwest Florida.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Our team has closed more than 4,000 transactions across Southwest Florida. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero's gated communities. Read more about McGreevy and Comisar on our about page.

McGreevy and Comisar is a top-reviewed Bella Terra realtor; read every verified review on our Google profile.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com.

Contact us when you are ready:

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate, SL3101296) and Marc Comisar (Broker Associate, BK3060671) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

Selling in Bella Terra? Call Jesse direct at (239) 898-6072 or request a free home valuation. Buying? Call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Sources and Authoritative References

Bella Terra facts on this page rest on primary sources: the association and the Habitat CDD and their published documents, Lee County's Property Appraiser and Tax Collector, Lee County government, Florida statutes, federal agencies and our own guides. No listing portal or competing brokerage is cited. Sources were accessed in September 2026 unless dated.

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  4. Bella Terra HOA contact (Bella Terra Community Association, retrieved September 2026). bellaterraswfl.com
  5. Amended and Restated Declaration of Covenants, Conditions and Restrictions and Bylaws, 2025 PDF (Bella Terra Community Association, retrieved September 2026). bellaterraswfl.com
  6. Amendment to the Rules and Regulations, 2021 PDF (Bella Terra Community Association, retrieved September 2026). bellaterraswfl.com
  7. Alliant Property Management, Bella Terra Single-Family HOA (Alliant Property Management, retrieved September 2026). alliantproperty.com
  8. FRONTSTEPS Dwelling visitor portal for Bella Terra (FRONTSTEPS, retrieved September 2026). community.dwellinglive.com
  9. ISN Security portal for Bella Terra (International Security Network, retrieved September 2026). bellaterra.isnsecurity.services
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  11. Habitat CDD assessment information and rate table, FY 2026 and FY 2027 (Habitat CDD, retrieved September 2026). habitatcdd.com
  12. Habitat CDD documents and links (Habitat CDD, retrieved September 2026). habitatcdd.com
  13. Lee County Ordinance No. 03-10, establishing the Habitat CDD, full text (Habitat CDD, retrieved September 2026). habitatcdd.com
  14. Lee County Ordinance No. 03-10, scanned PDF (Habitat CDD, retrieved September 2026). habitatcdd.com
  15. Village of Estero Ordinance No. 2023-07, CDD special powers (Habitat CDD, retrieved September 2026). habitatcdd.com
  16. Village of Estero Ordinance No. 2023-07, PDF (Habitat CDD, retrieved September 2026). habitatcdd.com
  17. How the Habitat Community Development District works (Habitat CDD, retrieved September 2026). habitatcdd.com
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  19. Habitat CDD goals, objectives and annual report, FY 2025 (Habitat CDD, retrieved September 2026). habitatcdd.com
  20. Habitat CDD board meeting minutes, August 19, 2025 (Habitat CDD, retrieved September 2026). habitatcdd.com
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  34. Hurricane Ian Tropical Cyclone Report (NOAA National Hurricane Center, retrieved September 2026). www.nhc.noaa.gov
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  37. Corkscrew Road widening, official project site (Corkscrew Road widening project, retrieved September 2026). corkscrewroadwidening.com
  38. Florida Statutes 190.048, sale of real estate within a district and required disclosure (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  39. Florida Statutes 190.006, board of supervisors (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  40. Florida Statutes 190.012, special powers of a district (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  41. Florida Statutes 720.401, disclosure summary for prospective purchasers in a mandatory homeowners association (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  42. Florida Statutes 720.30851, homeowners association estoppel certificates (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  43. Florida Statutes 720.3085, assessments and lien rights in a homeowners association (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  44. Florida Statutes 720.306, meetings, voting and amendments in a homeowners association (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  45. Florida Statutes 718.116, condominium assessments and estoppel certificates (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  46. Florida Statutes 718.503, condominium resale disclosure and buyer cancellation (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
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  48. Florida Statutes 718.112, condominium bylaws and reserves (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
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  50. Florida Statutes 689.302, residential flood disclosure (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  51. Florida Statutes 201.02, documentary stamp tax on deeds (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
  52. Florida Statutes 193.155, homestead assessments and Save Our Homes (Florida Legislature, retrieved September 2026). www.leg.state.fl.us
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  72. Primary Mortgage Market Survey, weekly averages as of October 29, 2026 (Freddie Mac, retrieved November 2026). www.freddiemac.com
  73. Homebuyer programs overview, first mortgages and down payment assistance (Florida Housing Finance Corporation, retrieved September 2026). www.floridahousing.org
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  75. Owning a home guides (Consumer Financial Protection Bureau, retrieved September 2026). www.consumerfinance.gov
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  77. VA home loan program overview (U.S. Department of Veterans Affairs, retrieved September 2026). www.va.gov
  78. Bella Terra community guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
  79. Barletta at Bella Terra community guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
  80. Twin Villas at Bella Terra community guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
  81. Townhomes at Bella Terra community guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
  82. Executive Homes at Bella Terra community guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
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  84. Best real estate agents in Estero (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
  85. Seller closing costs in Florida (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
  86. Estero HOA and CDD fees guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
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  88. Meadows of Estero home valuation guide (McGreevy and Comisar, September 2026, retrieved September 2026). mcgreevyandcomisar.com
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  90. McGreevy and Comisar Google Business Profile reviews (Google, September 2026, retrieved September 2026). www.google.com

Downloadable Documents

Bella Terra owners can pull the documents behind this valuation directly from the authority that issues each one, so you always see the official, current version rather than a copy. The last rows name the records that come from your association and district.

DocumentWhat it proves for a Bella Terra ownerOfficial authority
Florida Statutes 720.401The HOA disclosure summary, its pre-contract timing and the buyer's 3-day cancellation right, and that it does not apply to chapter 718 condominiumsFlorida Legislature
Florida Statutes 718.503The documents a reselling condominium owner must deliver and the buyer's 7-day windowFlorida Legislature
Florida Statutes 720.30851What the HOA estoppel certificate must state, its timing and its fee capsFlorida Legislature
Florida Statutes 190.048The disclosure statement required in an initial sale within a community development districtFlorida Legislature
Florida Statutes 193.155Save Our Homes assessment limits and the tax reset after a saleFlorida Legislature
Lee County Property AppraiserYour parcel's just value, assessed value and recorded salesLee County Property Appraiser
Property tax information for taxpayersTax calendar, exemptions and payment scheduleFlorida Department of Revenue
PT-112 portability guideHow to carry Save Our Homes savings to your next Florida homesteadFlorida Department of Revenue (PDF)
FEMA Flood Map Service CenterThe flood zone and panel for your addressFEMA
Habitat CDD assessment tableThe operations and maintenance and bond amounts by unit type, the FY 2027 rates and the bond payoff processHabitat Community Development District
Amended and Restated Declaration and Bylaws (2025)The master covenants, assessments and restrictionsBella Terra Community Association (PDF)
Amendment to the Rules and Regulations (2021)Amenity, leasing and conduct rulesBella Terra Community Association (PDF)
Current budget, rules and estoppel for your sub-associationFees, any special assessment and whether buyer approval is requiredOrdered through the association's management company, listed on the association documents page

You reach the Bella Terra valuation team by calling Jesse McGreevy direct at (239) 898-6072, calling Marc Comisar at (239) 287-5873, emailing , or using the Home Valuation form at the top of this page. The written valuation is free, and the first conversation carries no obligation.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

If you are thinking, "I need someone to sell my house in Estero, Florida," McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. The full community picture stays on our Bella Terra community guide, and buyers can start with how we represent buyers in Estero.


Market data from Southwest Florida MLS, pulled October 21, 2026. Brokered by Domain Realty.