Start Your Stonecreek Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · County figures from Collier County Property Appraiser qualified sales recorded through October 16, 2026; MLS figures from a Southwest Florida MLS (Matrix) pull of October 29, 2026

Buying a home in Stonecreek, Naples means buying a detached GL Homes single-family home behind one manned gate off Logan Boulevard North in North Naples, inside one Chapter 720 property owners association, with no Community Development District on the tax bill and a FEMA flood zone you check by address. Our Stonecreek community guide covers the land, the plats, the clubhouse and the history in full. This page covers what a Stonecreek buyer pays, signs and asks before an offer.

Stonecreek is 618 platted lots on two recorded plats: PARKLANDS PLAT ONE holds lots 1 to 287 and STONECREEK PLAT TWO holds lots 288 to 618. There are no condominiums, no villas and no townhomes in Stonecreek, so every price on this page is a single-family home price, and each one names its record, its window and, where the numbers split, its plat.

The short version: Collier County recorded 28 qualified Stonecreek resales from October 17, 2025 to October 16, 2026 at a $1,175,000 median, from $660,000 to $2,075,000. The Southwest Florida MLS (Matrix) pull of October 29, 2026, a different record and window, showed 16 active listings at a $1,332,500 median list price and 2 pending. The association does not publish its quarterly assessment, so the estoppel certificate gives you the figure for the home you choose. Selling first? Read our guide to selling a Stonecreek home, or call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and you can call Marc at (239) 287-5873 before you tour a single home.

Why Use McGreevy and Comisar as Your Stonecreek Buyer’s Agent?

McGreevy and Comisar represent Stonecreek buyers from the documents forward: the association’s estoppel certificate, the recorded leasing and architectural rules, the flood zone for the exact lot, the tax bill a buyer will actually receive and the Stonecreek resales that match the home, all read before an offer. We are the #5 real estate team in Florida (RealTrends 2026).

With our Domain Realty Group team we have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in sales. Those are career totals. For this page we tracked the 28 qualified Stonecreek resales Collier County recorded over the last 12 months and the 33 closings in the Southwest Florida MLS (Matrix) pull of October 29, 2026 before writing a single figure. Comparing agents across the city? Start with our guide to the best real estate agents in Naples, then book your Stonecreek buyer consultation or call Marc at (239) 287-5873.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

How we work for a Stonecreek buyer

Before you tour, we agree on the size, the bedroom and den count, the plat and street, the view you want and the yearly cost you will carry. We pull the active Stonecreek listings, the county resales and MLS closings that match them, and the association and flood documents for each home you like, then write the offer with the review periods Stonecreek’s paperwork needs. Call Marc at (239) 287-5873.

Every Stonecreek home is a detached single-family home built by GL Homes, so the search is not condominium against villa. It is floor plan, living area, lot, water or preserve view, pool, roof and condition, on one of the community’s streets. The MLS rows of the last year ran from 2,081 to 5,047 square feet of living area, and we search Stonecreek one size band at a time.

Key Takeaways for Stonecreek Buyers

These are the facts a Stonecreek buyer needs in November 2026, each from the Collier County record, the Southwest Florida MLS (Matrix) pull of October 29, 2026, the association’s recorded documents, FEMA, the school district or Florida law, and each explained in its own section below, with the record and window named every time.

  • One product, one association. 618 detached GL Homes single-family homes on two plats, under the Stonecreek Property Owners Association, a Chapter 720 association managed by ICON Management. No condominiums, villas or townhomes.
  • County record, 12 months to October 16, 2026. 28 qualified resales at a $1,175,000 median: Plat One 15 at $1,150,000 and Plat Two 13 at $1,200,000, from $660,000 to $2,075,000 (Collier County Property Appraiser).
  • MLS record, October 29, 2026 pull. 33 closings from October 29, 2025 to October 29, 2026 at a $1,200,000 median, 71 median days on market and a 94.22% median sold-to-list ratio; 16 actives and 2 pending. A different record and window from the county figures.
  • Room to negotiate, on that pull. Only 1 of the 33 MLS closings reached its asking price.
  • No CDD. The Parklands Collier Community Development District was dissolved in 2015 by Collier County Ordinance 2015-04; the only non-ad-valorem line on a Stonecreek tax bill is county garbage collection.
  • Assessment not published. The association bills quarterly and does not publish the current amount; the estoppel certificate and ICON Management give it for the home you choose.
  • Flood by address. 178 of 179 FEMA map points we queried across Stonecreek’s streets fell inside a Special Flood Hazard Area, so a financed buyer should plan on flood insurance and confirm the zone for the exact lot.
  • Recorded rules. A 30-day minimum lease, no more than four leases in 12 months, a 45-day architectural review that counts silence as a no, and association lawn care on every lot.

What Does It Take to Buy in Stonecreek Right Now?

Buying in Stonecreek right now means choosing among the 16 homes the Southwest Florida MLS (Matrix) showed active on October 29, 2026, at a $1,332,500 median list price, with 2 more pending. Against 33 closings in the prior 12 months, that was about 5.82 months of inventory, a figure the pull itself labels inferred.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 29, 2026, labelled as such.

The MLS figures below come from one dated pull: closings from October 29, 2025 to October 29, 2026 plus actives and pendings on October 29, 2026; a fresh pull is queued. The county figures in the next section are a different record (qualified deeds) over a different window (October 17, 2025 to October 16, 2026), and the two are never blended.

Stonecreek MLS closings, 12 months to October 29, 2026

Measure (Southwest Florida MLS (Matrix), pull of October 29, 2026) Value
Closed sales 33
Median sold price $1,200,000
Sold price range $660,000 to $2,075,000
Median list price of the homes that sold $1,295,000
Median living area 3,072 square feet (range 2,081 to 5,047)
Median sold price per square foot (MLS living area) $390.62
Median days on market 71 (range 2 to 409)
Median sold-to-list ratio 94.22%
Aggregate sold-to-list ratio 93.88%
Closings at or above asking price 1 of 33

Stonecreek MLS actives and pendings on October 29, 2026

Measure (Southwest Florida MLS (Matrix), pull of October 29, 2026) Value
Active listings 16
Median list price $1,332,500
List price range $875,000 to $1,795,000
Median living area 3,043 square feet (range 2,169 to 4,113)
Median list price per square foot (MLS living area) $396.41
Median days on market 82.5 (range 5 to 315)
Pending (Pending plus Pending with Contingent) 2
Absorption 2.75 closings a month (33 over 12 months)
Months of inventory 5.82, INFERRED (16 actives against 2.75 closings a month)

Why the months of inventory figure is labelled inferred

Months of inventory divides the actives on one day by the average monthly pace of the last 12 months. It assumes the next months sell at the average pace of the last twelve, and Naples sales do not record evenly across the year. Read the 5.82 as a description of October 29, 2026, not as a forecast, and ask us for the current count before you write an offer.

What the October 29 pull says about an offer

On that pull, the typical Stonecreek closing settled below its last list price: the median sold-to-list ratio was 94.22%, and only 1 of 33 homes closed at or above its asking price. Two Caldera Circle homes closed at exactly $1,200,000 after 409 and 339 days on market, against asks of $1,299,000 and $1,300,000. Both facts describe one dated pull of closed sales, not the price any particular seller will accept today.

Which Stonecreek Home Fits Your Budget?

The Stonecreek home that fits your budget depends on living area and plat: Collier County recorded Plat One resales from $660,000 to $1,925,000 and Plat Two resales from $660,000 to $2,075,000 in the 12 months to October 16, 2026, at medians of $1,150,000 and $1,200,000. The size bands below use the MLS rows of the October 29, 2026 pull.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 29, 2026, labelled as such.

We tracked every county figure in this section from qualified, improved, arm’s-length resales recorded by the Collier County Property Appraiser on the two Stonecreek plats. GL Homes builder-direct first sales, which run from 2016 to 2023 in the county file, are not resales and are left out of every resale figure here. Street names only; no house numbers.

Stonecreek county resales by plat, three windows

Plat (county record) 12 months to Oct 16, 2026 24 months to Oct 16, 2026 60 months to Oct 16, 2026
Plat One (lots 1 to 287), resales 15 32 98
Plat One, median $1,150,000 $1,184,500 $1,225,000
Plat One, range $660,000 to $1,925,000 $660,000 to $2,100,000 $660,000 to $2,500,000
Plat Two (lots 288 to 618), resales 13 27 69
Plat Two, median $1,200,000 $1,100,000 $1,250,000
Plat Two, range $660,000 to $2,075,000 $660,000 to $2,075,000 $660,000 to $2,220,000
All Stonecreek resales 28 59 167
All Stonecreek, median $1,175,000 $1,160,000 $1,225,000
All Stonecreek, range $660,000 to $2,075,000 $660,000 to $2,100,000 $660,000 to $2,500,000

A median moves with the mix of homes that happened to sell. Plat Two’s 24-month median sits below Plat One’s and its 12-month median sits above it; neither says what a given home is worth. The rows below, by living area, are closer to the question a buyer is asking.

Stonecreek homes under 2,500 square feet: the MLS rows

Eleven of the 33 MLS closings in the October 29, 2026 pull had under 2,500 square feet of living area. They sold from $660,000 to $1,000,000:

Street Closed Living area (MLS) Sold price Beds and baths (MLS)
Luminary Ave December 2025 2,081 $660,000 2 plus den, 2 baths
Amelia Way August 2026 2,234 $660,000 4 beds, 2 full and 1 half baths
Amelia Way August 2026 2,234 $720,000 4 beds, 2 full and 1 half baths
Aurora St June 2026 2,213 $775,000 3 plus den, 2 full and 1 half baths
Crimson Ave September 2026 2,234 $815,000 4 beds, 2 full and 1 half baths
Aspen Chase Dr February 2026 2,169 $825,000 3 plus den, 3 baths
Aspen Chase Dr October 2026 2,169 $825,000 3 plus den, 3 baths
Aurora St June 2026 2,213 $915,000 4 beds, 3 baths
Aspen Chase Dr May 2026 2,169 $935,000 3 plus den, 3 baths
Aspen Chase Dr October 2025 2,169 $955,000 3 plus den, 3 baths
Nova Ln December 2025 2,452 $1,000,000 3 plus den, 3 baths

Four Aspen Chase Drive homes of 2,162 to 2,169 square feet sold from $825,000 to $955,000 in the same pull. Same street, nearly the same plan, a $130,000 spread (our arithmetic): view, pool, upgrades and condition make that difference, and we name those factors for each home rather than put a dollar figure on them.

Stonecreek homes from 2,500 to 3,499 square feet: the MLS rows

Thirteen closings in the pull fell in this band, the community’s center of gravity. They sold from $920,000 to $1,550,000:

Street Closed Living area (MLS) Sold price Beds and baths (MLS)
Aurora St January 2026 3,130 $920,000 4 plus den, 4 baths
Aurora St April 2026 3,359 $1,100,000 5 plus den, 4 baths
Crescent Ct April 2026 3,110 $1,110,000 4 plus den, 4 baths
Caldera Cir January 2026 3,072 $1,200,000 3 plus den, 3 full and 1 half baths
Aurora St April 2026 3,022 $1,200,000 4 beds, 4 baths
Caldera Cir June 2026 3,101 $1,200,000 3 plus den, 3 full and 1 half baths
Azalea Dr April 2026 3,101 $1,250,000 3 plus den, 3 full and 1 half baths
Aurora St August 2026 3,359 $1,285,000 5 plus den, 4 baths
Azalea Dr December 2025 3,071 $1,400,000 3 plus den, 3 full and 1 half baths
Amelia Way June 2026 3,022 $1,425,000 4 beds, 4 baths
Caldera Cir April 2026 3,064 $1,450,000 3 plus den, 3 full and 1 half baths
Nova Ln May 2026 2,737 $1,500,000 3 plus den, 3 baths
Caldera Cir December 2025 3,072 $1,550,000 3 plus den, 3 full and 1 half baths

Two Caldera Circle closings at 3,072 square feet sold at $1,200,000 and $1,550,000 inside one year of the same pull. That $350,000 spread on one recorded living area (our arithmetic) is the clearest warning on this page against pricing a Stonecreek offer from a per-foot average.

Ready to Buy in Stonecreek? Start Your Plan With Marc

Every Stonecreek purchase starts with the size band and the yearly bill: one quarterly association assessment you confirm on the estoppel, a tax bill with no district line on it, and flood and wind insurance priced for the exact address. Start your Stonecreek buyer consultation or call Marc at (239) 287-5873, and read how we represent buyers in Naples. Selling a home first? Start with a Stonecreek home valuation and call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.

Stonecreek homes of 3,500 square feet and over: the MLS rows

Nine closings in the pull had 3,500 square feet or more. They sold from $1,150,000 to $2,075,000:

Street Closed Living area (MLS) Sold price Beds and baths (MLS)
Aspen Chase Dr March 2026 3,508 $1,150,000 5 beds, 4 baths
Luminary Ave September 2026 4,131 $1,300,000 6 or more beds, 5 baths
Kensington Cir May 2026 4,183 $1,575,000 6 or more beds, 6 baths
Caldera Cir May 2026 3,778 $1,600,000 4 plus den, 4 full and 1 half baths
Thistle Creek Ct July 2026 4,113 $1,600,000 6 or more beds, 5 baths
Azalea Dr March 2026 3,585 $1,775,000 3 plus den, 4 baths
Azalea Dr October 2026 4,603 $1,910,000 6 or more beds, 6 baths
Avalon Ct November 2025 4,659 $1,925,000 5 beds, 6 baths
Azalea Dr March 2026 5,047 $2,075,000 5 plus den, 5 full and 1 half baths

The 4,113 square foot rows appear on Aspen Chase Drive and Thistle Creek Court and sold from $1,425,000 to $1,600,000. A repeated living area across streets is the fingerprint of a repeated GL Homes floor plan, and it is how we find a home’s twins in the record without a floor-plan catalog.

Floor plan names and what they do not tell you

Listings have marketed Stonecreek homes under GL Homes plan names such as Carlyle, Catalina, Cabernet and Tribeca, and GL Homes’ own channels showed a Carlyle and a Rose model home at Stonecreek. GL Homes reuses plan names across its Florida communities, including neighboring Riverstone, so a plan name marketed on a listing does not identify a Stonecreek floor plan or its size. Match the home on MLS living area, bedrooms, baths and street instead.

What Will You Pay Every Year in Stonecreek?

A Stonecreek owner pays four yearly layers: the association’s quarterly assessment, which the association does not publish, the Collier County tax bill with no CDD line, homeowners or wind insurance, and flood insurance, which a financed buyer should plan on. Golf is not one of them; Stonecreek has no course and no club.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 29, 2026, labelled as such.

Every billed layer in Stonecreek

Layer What we can show Where the exact figure comes from
Association assessment Billed quarterly, due the first day of each quarter; current amount not published The estoppel certificate on the home you choose, or ICON Management at 239-351-1820
Property tax Millage code 122 at 9.3696 mills on the 2026 certified roll (9.5058 in 2025) The Collier County Tax Collector and the Property Appraiser’s assessment after your purchase
Non-ad-valorem charge County garbage only: $261.91 on 2025 bills, $269.77 on the 2026 certified roll The tax bill
CDD assessment None; the district was dissolved in 2015 Ordinance 2015-04 and the Florida Official List of Special Districts
Homeowners or wind insurance No Stonecreek figure published; county ranges below Two or three quotes during your inspection period
Flood insurance No Stonecreek figure published; 25% NFIP discount from Collier’s CRS Class 5 A quote on the exact address

The association assessment, and why we print no number

The Stonecreek Property Owners Association does not publish its current assessment: the resident payment portal and the members’ document library are both behind a login. A figure circulating online as Stonecreek’s monthly fee, $538 a month, is a Collier County-wide median, not a Stonecreek number. We print no dues figure. The estoppel certificate, which a Florida association must issue for a sale, states the current quarterly amount, the paid-through date and any special assessment, and we request it on every Stonecreek home a client is serious about.

What the quarterly assessment covers

The last published inclusions list, a 2018 resident packet from the prior manager, names design review administration, common area landscaping, roadways and streetlights, lake and wetland management, lawn irrigation, lawn pest control and fertilization, home landscape maintenance, gated entry operations, the amenities, security alarm monitoring for the home and property management. The recorded Rules and Regulations confirm the lawn piece: the association mows, irrigates, fertilizes, sprays, mulches, edges and replaces sod on individual lots. Confirm the current alarm monitoring arrangement with ICON before you count on it; contracts change.

Stonecreek has no CDD

Stonecreek carries no Community Development District assessment. The Parklands Collier Community Development District was dissolved on February 2, 2015 by Collier County Ordinance 2015-04, seven weeks before the Stonecreek declaration was recorded, and three 2025 tax bills across both plats each carried exactly one non-ad-valorem line, county garbage. In a corridor where several comparison communities carry a district line on the tax bill, that is a real carrying-cost advantage for a Stonecreek buyer.

The tax bill: millage code 122

Every Stonecreek parcel carries Collier County millage code 122: 9.5058 mills in 2025 and 9.3696 on the 2026 certified roll, across ten taxing authorities, with the North Collier Fire Control and Rescue District at a full mill and the two school levies together at 4.2490 mills of the 2025 total. On a 2025 bill for the first lot of Plat Two, on Aurora Street, an assessed value of $749,816 with a homestead exemption produced $6,754.74 in ad valorem tax and a $7,016.65 total; that home’s 2026 bill is $7,112.75. A Plat One home on Amelia Way, assessed at $1,044,616, carried a $9,818.96 total for 2025.

Your year-one tax is not the seller’s tax

The listing shows the seller’s bill, built on the seller’s capped assessment and exemptions. After a sale, the home is reassessed at just value as of the following January 1. Florida’s own disclosure says it plainly: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE.” At the 2026 certified 9.3696 mills, every $100,000 of taxable value produces about $936.96 of ad valorem tax. As an illustration only, a taxable value of $1,175,000 with no exemption would produce about $11,009.28, or $11,279.05 with the garbage line (our arithmetic). The Property Appraiser sets the real assessed value, which can differ from your price.

Homestead and the Save Our Homes cap

If the home is your permanent Florida residence on January 1, the homestead exemption can reduce taxable value by as much as $50,000; on the Aurora Street bill above it showed as $50,722 against the general levies and $25,000 against the school levies. Save Our Homes then caps yearly growth in the homesteaded assessment at the lower of 3 percent or the change in the Consumer Price Index (2.7% for 2026), and portability can carry the lesser of $500,000 or your prior home’s accumulated difference. A second home gets neither benefit; a Florida CPA or tax attorney decides eligibility.

What Do You Owe at Closing When You Buy in Stonecreek?

A Stonecreek buyer’s closing costs in Collier County start with the owner’s title insurance policy, which the buyer customarily pays in Collier, plus mortgage taxes on any loan, the deed recording fee, the lender’s charges and inspections. The association’s estoppel is commonly a seller cost, and any transfer or capital fee appears on the estoppel. The contract controls every item.

Title insurance and the closing agent in Collier County

In Collier County, the buyer customarily pays for the owner’s title insurance policy and chooses the closing agent; in Lee County the custom runs the other way. These are customs, not laws, and the purchase contract controls. The buyer always pays for the lender’s policy when there is a loan. Florida promulgates the owner’s premium: $5.75 per $1,000 of coverage up to $100,000, $5.00 per $1,000 from $100,000 to $1,000,000, and $2.50 per $1,000 from $1,000,000 to $5,000,000, with any fraction of $100 counted as a full $100.

Mortgage taxes on a financed purchase

A loan secured by a Stonecreek home carries Florida documentary stamp tax on the note at 35 cents per $100 of the loan and nonrecurring intangible tax at 2 mills, 0.002 times the amount secured. Both are buyer financing costs. The deed’s own stamp tax, 70 cents per $100 of the price, is the seller’s by Collier custom.

The estoppel certificate and any association fee

The association must deliver an estoppel certificate within 10 business days of a written request, and Florida caps what it may charge: no more than $299 on a current account, plus $119 if it is rushed and up to $179 more if the account is delinquent (Florida DBPR’s adjusted amounts under section 720.30851, next update due by July 1, 2027). The estoppel is commonly ordered and paid by the seller, though the contract decides. We found no published Stonecreek capital contribution or resale transfer fee; the estoppel certificate is where any such charge must appear, so we read it before the buyer’s review period ends.

The disclosure summary and your three days

Florida section 720.401 requires that “A prospective parcel owner in a community must be presented a disclosure summary before executing the contract for sale.” If it comes late, the contract is voidable by the buyer “within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first.” Stonecreek is a Chapter 720 association, so the rule applies to every Stonecreek purchase.

Worked example at a $1,175,000 Stonecreek home

The county’s 12-month resale median is $1,175,000. Here is what a buyer financing 80% of that price could see at closing, every line labelled; the totals are our arithmetic and the real figures come from your lender’s loan estimate and the closing agent.

Line (buyer side, illustrative) Amount Basis
Down payment, 20% $235,000 Price less a $940,000 loan
Documentary stamp tax on the note $3,290 35 cents per $100 of $940,000
Nonrecurring intangible tax $1,880 0.002 times $940,000
Owner’s title insurance premium (Collier custom: buyer) $5,512.50 Promulgated rate on $1,175,000, before any reissue credit
Deed recording about $18.50 to $35.50 $10 first page, $8.50 each added page
Settlement or closing fee commonly $500 to $1,500 Set by the title company, an estimate
Lender’s title policy, lender fees, appraisal, survey, home and four-point inspections, prepaid insurance and taxes quoted by each provider Not estimated here
Subtotal of the lines priced above, before the quoted items about $11,201 to $12,218 Our arithmetic

The estoppel fee does not appear because it is commonly a seller cost; if your contract shifts it, the DBPR cap above applies. A cash buyer skips the two mortgage taxes and the lender’s lines.

Mortgage: What the Rate Means on a Stonecreek Payment

On a Stonecreek home at the county’s $1,175,000 resale median, a 20% down payment and the Freddie Mac average 30-year fixed rate of 7.18% for the week of November 5, 2026, principal and interest come to about $6,367.89 a month (our arithmetic). The rate, not the list price, often moves that number most.

An illustrative Stonecreek payment by price

Price Down payment, 20% Loan 30-year fixed at 7.18%, monthly P and I 15-year fixed at 6.57%, monthly P and I
$900,000 $180,000 $720,000 $4,877.53 $6,299.71
$1,175,000 $235,000 $940,000 $6,367.89 $8,224.63
$1,600,000 $320,000 $1,280,000 $8,671.17 $11,199.49

Rates are Freddie Mac’s Primary Mortgage Market Survey national averages for the week of November 5, 2026 (30-year fixed 7.18%, 15-year fixed 6.57%); payments are our arithmetic, illustrative only, and exclude taxes, insurance and the association assessment. Your lender’s quote on your loan size and credit, not a national average, sets your rate, and the survey is re-checked every Thursday.

Stonecreek Flood: What the Map Says by Address

Stonecreek sits almost entirely inside a FEMA Special Flood Hazard Area: of 179 points our guide queried on the FEMA flood layer across Stonecreek’s fourteen streets, 144 returned Zone AH, 29 Zone AE, 5 an AE and AH boundary and 1, on Nova Lane, Zone X: 99.4 percent inside, so check the exact address.

What the zone means for your lender

A home in Zone AE or Zone AH with a federally backed or federally regulated mortgage must carry flood insurance for the life of the loan. On Stonecreek’s map, a financed buyer should plan on flood insurance as the default, not the exception. A cash buyer is not legally required to carry it, but the hazard the map describes is still there, and the association’s master policy covers common property, not your house.

Zone AH and Zone AE in plain terms

Zone AH is shallow flooding, usually ponding from rainfall, with depths generally one to three feet in the one percent annual chance flood; about 80 percent of the sampled Stonecreek points sit in it. Zone AE is the standard detailed one percent annual chance floodplain. Both are Special Flood Hazard Areas, and nine of the fourteen streets carry more than one zone along their own length, so your neighbor’s zone is not evidence of yours.

The base flood elevation is not in the public layer

Every one of the 179 FEMA queries returned -9999 in the base flood elevation field, FEMA’s marker for a value that is not populated. No one can publish a Stonecreek base flood elevation from that layer. The three FIRM panels covering Stonecreek, 12021C0205H, 12021C0211H and 12021C0212H, carry a May 16, 2012 effective date. For one house, the elevation certificate is the document that answers the question.

How to check a Stonecreek address

Our Stonecreek guide’s flood section prints all 179 points street by street. Ask the seller for any elevation certificate, read your lender’s flood zone determination for the exact structure, and quote flood coverage from NFIP and at least one private carrier. Collier County’s CRS Class 5 rating is worth a 25 percent discount on eligible NFIP premiums. Collier County Floodplain Management answers address questions at (239) 252-2942.

The seller’s flood disclosure

Florida section 689.302 says “A seller must complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed.” It has applied since October 1, 2024, and the current form, with its flood insurance claim question, since October 1, 2025. Read it before you sign, not after.

The 50 percent rule if you plan a big renovation

Because Stonecreek sits in a mapped hazard area, Collier County’s substantial improvement rule can apply to a home whose lowest floor is below the base flood elevation: work costing 50 percent or more of the building’s pre-improvement market value triggers current flood construction standards for the whole structure. Collier publishes no cumulative look-back window, and we state none. Call Floodplain Management with your scope before you design.

Milestone inspections and SIRS

Florida’s milestone inspection and structural integrity reserve study rules reach condominium and cooperative buildings of three or more habitable stories, so they do not apply to Stonecreek’s detached homes under Chapter 720.

Wind, Roof and Insurance Before You Offer in Stonecreek

Stonecreek’s hurricane exposure across Irma, Ian and Milton has been wind and long power outages rather than storm surge, so a Stonecreek buyer needs two policies priced for the exact home: wind or homeowners coverage and flood coverage. Roof age, opening protection and an elevation certificate move both quotes; get them inside your inspection period.

Building code and opening protection

Stonecreek’s homes were built under the Florida Building Code’s fifth, sixth or seventh editions, depending on permit date; the county roll dates them from 2016 onward. Collier County is outside the statutory High-Velocity Hurricane Zone, so its construction uses statewide Florida Product Approval. Verify what opening protection the specific home has: it affects both safety and the wind mitigation credit on your homeowners policy. Replacing windows or adding shutters goes through architectural review.

Roof material and roof age

Our guide could not confirm a single roof material across Stonecreek; both tile and shingle appear across GL Homes’ Florida portfolio of the period. Ask for the roof permit date and material on each home you like, then read the four-point and wind mitigation inspections before your inspection period ends, because carriers price roof age.

The homeowners insurance picture in Collier County

Our guide reports county-wide homeowners premiums of roughly $4,000 to $6,800 a year for $300,000 of dwelling coverage, with a county-wide average cited around $5,600 in 2026 reporting, from secondary sources, not Stonecreek. Citizens Property Insurance policies in Collier County fell from 7,344 at year-end 2024 to 2,989 on May 31, 2026, as private carriers took policies back, and 2026 brought an announced 8.7 percent average Citizens rate reduction and the end of the 1 percent FIGA emergency assessment for policies effective on or after October 1, 2026.

Flood premiums under Risk Rating 2.0

FEMA now prices flood insurance on the individual structure: distance to a flooding source, flood type, ground and structure elevation, foundation, replacement cost and claims history. Two Zone AH homes on one Stonecreek street can price very differently. Our guide cites a county-wide average NFIP premium of roughly $1,185 a year from secondary reporting; for one house it is close to meaningless. Get a quote on the address.

What Rules Will You Live Under in Stonecreek?

Stonecreek’s rules are recorded, not folklore: the Declaration at Official Records Book 5132, Page 3110, and the Fourth Amended and Restated Rules and Regulations at Book 5708, Page 398. They set a manned gate, a 30-day minimum lease with a four-lease yearly cap, breed-based pet rules, driveway and garage parking, golf cart rules and a 45-day architectural review.

Gate, guests and access

The Stonecreek gatehouse on Logan Boulevard North is manned around the clock at 239-260-5053. Gate barcodes and amenity fobs are issued at closing, with extra credentials available for a fee. Stonecreek is not an age-restricted community; the recorded documents carry no age restriction language.

Leasing: the recorded numbers

The recorded rules allow only an entire home to be leased, never a room, and no home “may be rented more than four (4) times in any twelve (12) month period.” Three of those leases may run 30 days; the fourth must run at least six months. Sub-letting is prohibited, a lease terminated early still counts toward the four, and nothing under 30 days is allowed, so there is no weekly or nightly rental in Stonecreek.

Lease approval and fees

No tenant moves in before the board signs a Certificate of Approval. The current ICON lease packet requires a $100 application fee and a separate $100 tenant administrative transfer fee, both payable to ICON Management, and the recorded Declaration requires written notice to the association within five days of signing a lease. Renewals are new submissions, and while a home is leased the owner’s amenity access passes to the tenant.

Pets

Ordinary house pets are permitted. The recorded rules exclude Pit Bulls, Rottweilers, Doberman Pinschers, Presa Canarios and dogs meeting the document’s “Dangerous Dog” definition. There is no weight limit in the text; the board may set a maximum number of pets per home, and that number is not printed, so get it from ICON in writing. Dogs and cats are leashed outside, and pets stay off the recreation tract.

Parking, boats, RVs and work vehicles

“Parking shall be permitted only on driveways, inside garages or in areas specifically designated as ‘parking areas’ by the Association.” There is no street or swale parking. Commercial vehicles, campers, RVs, boats and trailers may be kept only in an enclosed garage with the door closed. If you drive a lettered work truck, ask the association before you buy. Our Stonecreek community guide quotes the recorded rules at length, with their book and page.

Golf carts

Golf carts must be electric, may run after dark only with headlights, brake lights, turn signals and a windshield, need a licensed driver and are stored in the garage. Enforcement runs on strikes: two bring a one-year suspension of cart privileges and five bring permanent revocation.

Architectural review: 45 days, and silence means no

Any exterior change needs written Architectural Control Committee approval. The committee has 45 days from a complete submission, and a request it does not act on in writing within 45 days “shall automatically be deemed disapproved.” The 2026 packet sets a $100 non-refundable processing fee, a $5,000 deposit for roof work, solar panels, pools, spas and cages, a $1,000 deposit for fences, permanent generators and driveway changes, and a $150 pool re-inspection fee.

Fences and the lawn crew

Fences must be bronze aluminum rail, at least four feet and no more than six feet high, with an access gate for association crews. The association mows, irrigates, fertilizes, sprays, mulches, edges and replaces sod on every lot it can reach; a fence that blocks the crew moves that work to the owner for the fenced area with no reduction in assessments.

Fines and the hearing right

A fine or suspension needs at least 14 days’ written notice and a hearing before an independent committee of at least three members who are not officers, directors or employees; if the committee does not approve it, it cannot be imposed. The recorded Declaration lets fines for a continuing violation run daily and exceed $1,000.

The Stonecreek Clubhouse, Indoor Sports Court, Pools and Racquet Sports

The Stonecreek clubhouse is a 13,676 square foot building on a 6.25-acre recreation site on Azalea Drive, per GL Homes, and it holds an air-conditioned indoor sports court for basketball. Outside are five lighted Har-Tru tennis courts, four pickleball courts, beach volleyball, a full basketball court, a resort-style pool, a separate lap pool and a whirlpool spa.

Inside the clubhouse

GL Homes lists a social hall over the pool deck, a catering kitchen, a card room, a game room with billiards and ping pong, a media room, a multi-purpose room for yoga, group exercise and arts and crafts, a fitness center with its own side entrance and the indoor sports court. A lifestyle director organizes clubs, events and racquet play.

The indoor sports court

GL Homes describes an air-conditioned indoor court for basketball, ping pong and special events; it has its own hours apart from the outdoor basketball court and a house rule against black-sole shoes. Neighboring Riverstone has its own indoor court in its own clubhouse; the two are separate, and Stonecreek owners use only Stonecreek’s.

Pools and the outdoor campus

The water amenities are a resort-style pool with cabanas, a separate lap and exercise pool, a whirlpool spa and a splash park, with a covered fire pit lounge and a tiki hut on the deck. The outdoor campus adds a shaded playground, a picnic pavilion and walking, jogging and biking trails. Our guide could not confirm whether any pool is heated, the lap pool’s lane count or a dog park, so ask the association before you count on any of them.

Room rentals and what the assessment covers

Residents can rent the social hall with the catering kitchen for a $300.00 use fee for up to four hours plus a $350.00 deposit, up to 40 guests, or the picnic pavilion for $100.00 plus a $250.00 deposit, up to 30 guests. Amenity access itself is bundled into the quarterly assessment: there is no club membership, no golf equity and no food and beverage minimum in Stonecreek.

Stonecreek Schools and Drives

Stonecreek addresses are zoned to Laurel Oak Elementary, Oakridge Middle and Aubrey Rogers High for the 2026-2027 school year, per the Collier County Public Schools Interactive Zoning Tool, and the Stonecreek gate opens onto Logan Boulevard North just north of Immokalee Road, 2.4 miles from I-75 at Exit 111.

Assigned schools by address

School Grades Florida Department of Education grade, 2025-2026
Laurel Oak Elementary K to 5 A, 85% of available points
Oakridge Middle 6 to 8 A
Aubrey Rogers High 9 to 12 A, 75% of available points

Assignments come from the district’s Interactive Zoning Tool, which the district designates as the authority for an address, queried on the clubhouse address on July 29, 2026. Older district directory pages still show Gulf Coast High as the feeder; those pages predate Aubrey Rogers High’s 2023 opening. Boundaries are reviewed every year, so run the tool on the exact address at offer and again before closing, or call CCPS Student Assignment at (239) 377-0540.

Drives from the Stonecreek gate

Destination Distance Free-flow drive time
Logan Landings and Sprouts Farmers Market at the gate intersection same traffic light
Publix, Shoppes of Pebblebrooke 1.9 miles about 4 minutes
NCH Northeast freestanding emergency department 2.1 miles about 4 minutes
I-75 at Immokalee Road, Exit 111 2.4 miles about 5 minutes
NCH North Hospital 5.4 miles about 10 minutes
Mercato 7.3 miles about 13 minutes
Vanderbilt Beach 8.9 miles about 17 minutes
Naples Pier and Fifth Avenue South 16.3 miles about 27 minutes
Southwest Florida International Airport (RSW) 25.0 miles about 33 minutes

Distances and times are our guide’s free-flow routing from the gate corner, labelled inferred: a fair read from May through October outside rush hours, and longer from November through April on Immokalee Road. Collier County has no Level I or Level II trauma center; the nearest are in Fort Myers, at 25.6 and 32.2 miles.

Road work near the gate

Immokalee Road already runs six lanes past Stonecreek, so no mainline widening is programmed here. The county is installing adaptive signals between Livingston Road and Logan Boulevard, construction of a diverging diamond interchange at I-75 Exit 111 is anticipated to begin in early 2027, and Phase 1 of the Vanderbilt Beach Road Extension opened on June 12, 2026 as a parallel east-west route.

Stonecreek vs Riverstone and Nearby Communities for a Buyer

A Stonecreek buyer most often weighs Riverstone, GL Homes’ separate community next door, and other Immokalee Road corridor communities. The differences that matter are structural: builder, product type, golf, age rules and whether new construction is still selling. Stonecreek is resale-only, detached single-family, with no golf and no CDD.

The structural side-by-side

Community Builder Status Product Golf
Stonecreek GL Homes Built out, resale only 618 detached single-family homes No course
Riverstone GL Homes Sold out, resale only Reported about 802 single-family homes, not verified against the county record Not bundled golf
Bent Creek Preserve CalAtlantic, finished by Lennar Sold out 480 residences, single-family and twin villas Not bundled golf
Esplanade by the Islands Taylor Morrison Actively selling About 1,250 homes: single-family, twin villas and coach homes Not stated in our guide
Terreno DiVosta, a Pulte brand Actively selling 680-plus homes, 1,405 to 3,970 square feet Not stated in our guide
Valencia Golf and Country Club D.R. Horton, later Lennar-built homes Mature Homes from 1,850 to 4,340 square feet Bundled golf
Heritage Bay Lennar Mature, resale Condominiums, coach homes, verandas and single-family Bundled golf

Facts for every other community come from our Stonecreek guide’s comparison section and are sourced separately there; none is blended into a Stonecreek figure.

Stonecreek or Riverstone

Riverstone is a separate GL Homes community on the Terafina PUD next door, with its own association and its own clubhouse and indoor court. The two share a builder, a corridor, an era and some plan names, which is why listings and floor-plan sheets get swapped between them. A Riverstone comparable is not a Stonecreek comparable. Read our Riverstone community guide, and if you are buying there instead, our guide to buying a home in Riverstone covers its paperwork.

Resale or new construction

Stonecreek is a resale market: GL Homes no longer lists it, and the builder’s current Naples community is a different one. A buyer who wants a builder warranty and selections is looking at an actively selling community such as Terreno, covered in our guide to buying a home in Terreno. A Stonecreek resale offers immediate occupancy, mature landscaping and an association with a recorded rules history going back to 2015.

How Do We Find the Right Stonecreek Home and Negotiate It?

We find the right Stonecreek home by size band, street and view first, then match each candidate against its MLS twins and its county resale record before we write a number. We negotiate from what the record shows: on the October 29, 2026 pull, the median Stonecreek closing settled at 94.22% of its last list price.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 29, 2026, labelled as such.

Set the search by size, street and view

We set MLS alerts on the bands that fit your budget, under 2,500, 2,500 to 3,499 or 3,500 square feet and over, then filter by bedroom and den count, pool, and lake or preserve view. Repeated living areas across streets show which homes share a floor plan, which is how we compare a new listing to its closest sold twins.

Reading the negotiation in the record

On the October 29, 2026 pull, only 1 of 33 closings reached its asking price, days on market ran from 2 to 409, and the aggregate sold-to-list ratio was 93.88%. Those are averages across 33 different homes. A well-priced home on a sought-after street can still draw a fast, full-price offer, and we read each listing’s own history before we suggest a number.

Repeat sales cut both ways

Collier County’s record shows 22 Stonecreek homes that resold since October 17, 2024 after an earlier resale: 10 sold higher and 12 sold lower. A Thistle Creek Court home bought for $1,499,000 in August 2021 resold for $1,600,000 in July 2026, while an Aspen Chase Drive home bought for $1,700,000 in June 2022 resold for $1,425,000 in September 2025. The record does not move in one direction, and an offer should not assume it will.

How Does Buyer’s Agent Compensation Work for a Stonecreek Purchase in 2026?

Buyer’s agent compensation for a Stonecreek purchase follows the practice changes that took effect on August 17, 2024: you sign a written buyer agreement before touring, it states the amount or rate of compensation, and it states that broker fees and commissions are fully negotiable and not set by law.

What the written agreement means for your first tour

The National Association of Realtors says a written agreement must come before you tour a home with an agent, with “A specific and conspicuous disclosure of the amount or rate of compensation” and “A conspicuous statement that broker fees and commissions are fully negotiable and not set by law.” We sign it with you at the consultation, before the first Stonecreek showing.

Who pays the buyer’s agent

NAR says offers of compensation “are no longer allowed on Multiple Listing Service (MLS) platforms,” that sellers “can still offer compensation off an MLS,” and that sellers can offer buyer concessions on an MLS. A Stonecreek seller may still agree in the contract to pay some or all of your agent’s fee; we raise it in the offer.

Where Can You See the Stonecreek Listings?

You can see current Stonecreek listings on our team’s listing site, Domain Realty Group, and have new ones sent to you. On the Southwest Florida MLS (Matrix) pull of October 29, 2026, 16 Stonecreek homes were active from $875,000 to $1,795,000 and 2 were pending; any day since, the count will differ.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 29, 2026, labelled as such.

The listing page

For every active home in the community, see the current Stonecreek listings on Domain Realty Group, our team’s listing site, updated from the MLS.

Listing alerts and today’s count

Set up custom listing alerts through our buying page, where saved searches route to our team, and call Marc at (239) 287-5873 for the homes that have come to market since the October 29, 2026 pull. Still choosing between parts of the city? Our Naples buyer guide covers the process citywide.

Start Your Stonecreek Buyer Consultation

To start your Stonecreek buyer consultation, call Marc at (239) 287-5873 or use the buyer consultation form on this page. We reply with the active Stonecreek homes that fit your size band and budget, the MLS twins and county resales that match them, the estoppel and tax figures to request, and the flood and insurance checks for each address.

What your consultation includes

Active Stonecreek homes and matching sold rows for your size band and street, a yearly cost sheet built from the estoppel, the tax bill and two insurance quotes, the Chapter 720 document list, the flood zone by address and a plan for your first offer. It is confidential and carries no obligation.

How to reach us today

Call Marc at (239) 287-5873, or use the Stonecreek buyer consultation form or our buying page. Selling a home before you buy? Call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.

What Do Buyers Say About Working With Us?

Marc Comisar and Jesse McGreevy are top-reviewed Southwest Florida realtors, and a Stonecreek buyer should know what working with us is like. These are clients in their own words, quoted exactly as they posted them, from across Southwest Florida; they describe our team, not the Stonecreek community or any home in it.

A buyer on finding and closing homes

★★★★★ “JESSE WAS INSTRUMENTAL IN LOCATING AND CLOSING 15 PROPERTIES FOR ME. YOU CAN TRUST WHAT HE SAYS AND HE GETS DONE WHAT HE SAYS HE CAN. In a 2.5 year period Jesse found 7 units in Meadows of Estero, 3 units in Bella Terra also units in Fountain Lakes and Sanctuary which we were able to close on. I can recommend Jesse without reservation” Verified Zillow review

A buyer on listings and showings

★★★★★ “Outstanding person to work with. Provided newest listings we would be interested in and arranged showings quickly. Provided all the details one would need for each listing. Made recommendations on the areas.” Verified Zillow review

A buyer on attention to concerns

★★★★★ “We purchased our new home through Marc Comisar. He has listed our present home, but we have not yet sold it. We are quite pleased with Marc’s attention to any of our concerns .” Verified Zillow review

Frequently Asked Questions, Stonecreek Buyer Edition

These are the questions Stonecreek buyers ask, answered from the Collier County record through October 16, 2026, the Southwest Florida MLS (Matrix) pull of October 29, 2026, the association’s recorded documents, FEMA, the school district and Florida law. For today’s count, call Marc at (239) 287-5873; you are working with Top 1% Real Estate Agents Nationally Since 2008.

How do I buy a home in Stonecreek, Naples?

Choose the size band and street first, sign a written buyer agreement before touring, get a loan estimate or proof of funds, then offer with a review period long enough to read the estoppel certificate, the Chapter 720 disclosure summary, the flood determination and two insurance quotes. Stonecreek is a resale market, so every home is a negotiation with an owner.

What kind of homes are in Stonecreek?

Every Stonecreek home is a detached single-family home built by GL Homes, one or two stories, on 618 platted lots. There are no condominiums, villas or townhomes. The MLS rows of the last year ran from 2,081 to 5,047 square feet of living area and from two bedrooms plus a den up to six or more bedrooms.

What is the median price of a Stonecreek home?

Collier County recorded 28 qualified Stonecreek resales from October 17, 2025 to October 16, 2026 at a $1,175,000 median. The Southwest Florida MLS (Matrix) pull of October 29, 2026, a different record and window, showed a $1,200,000 median across 33 closings. A median is not the price of any one home.

How many Stonecreek homes are on the market?

The Southwest Florida MLS (Matrix) pull of October 29, 2026 showed 16 active Stonecreek listings at a $1,332,500 median list price, from $875,000 to $1,795,000, and 2 pending. The count changes weekly; call Marc at (239) 287-5873 for today’s list.

How much room is there to negotiate in Stonecreek?

On the October 29, 2026 pull, the median Stonecreek closing settled at 94.22% of its last list price and only 1 of 33 reached its asking price. That describes 33 past closings, not the home you want; we read each listing’s own history and days on market before we suggest a number.

How long do Stonecreek homes take to sell?

The 33 closings in the October 29, 2026 pull had a median of 71 days on market, with a range from 2 to 409 days. The 16 actives that day had a median of 82.5 days. A long market time is a reason to ask about a home’s history, not a guarantee of a discount.

What is the price per square foot in Stonecreek?

The median sold price per square foot on MLS living area was $390.62 across the 33 closings of the October 29, 2026 pull, and the median list price per square foot of the 16 actives was $396.41. Two Caldera Circle homes of 3,072 square feet sold at $1,200,000 and $1,550,000 in that pull, so a per-foot average does not price a home.

What are the Stonecreek HOA fees?

The Stonecreek Property Owners Association bills quarterly and does not publish its current assessment. The estoppel certificate on the home you choose, or ICON Management at 239-351-1820, gives the current quarterly amount.

What do the Stonecreek association dues cover?

The last published inclusions list, from 2018, covers lawn mowing, irrigation, fertilization and sod on every lot, common area landscaping, roads and streetlights, lake and wetland management, the manned gate, the clubhouse and courts, home alarm monitoring and management. The recorded rules confirm the lawn care; confirm the alarm arrangement with ICON.

Does Stonecreek have a CDD?

No. The Parklands Collier Community Development District was dissolved on February 2, 2015 by Collier County Ordinance 2015-04, and Stonecreek tax bills carry one non-ad-valorem line, county garbage collection: $261.91 in 2025 and $269.77 on the 2026 certified roll.

Is there a capital contribution or transfer fee when buying in Stonecreek?

We found no published Stonecreek capital contribution or resale transfer fee. Florida requires the estoppel certificate to state any such charge, so we read it before your review period ends. The $100 fees in the ICON lease packet are leasing fees, not purchase fees.

Who pays for the estoppel certificate in a Stonecreek sale?

The estoppel is commonly ordered and paid by the seller, and the contract decides. Florida caps the fee at $299 for a current account, plus $119 if rushed and up to $179 more if the account is delinquent, under the DBPR’s adjusted amounts for section 720.30851.

Who pays for title insurance when I buy in Stonecreek?

In Collier County the buyer customarily pays for the owner’s title insurance policy and chooses the closing agent, and the buyer always pays for the lender’s policy. On a $1,175,000 price, the promulgated owner’s premium works out to $5,512.50 before any reissue credit (our arithmetic). The contract controls.

What does a buyer pay at closing in Stonecreek?

On an illustrative $1,175,000 purchase with a $940,000 loan, the note stamps ($3,290), intangible tax ($1,880), owner’s title premium ($5,512.50), deed recording and a typical settlement fee come to about $11,201 to $12,218 (our arithmetic), before lender charges, inspections, survey and prepaid items. A cash buyer skips the two mortgage taxes.

What property tax will I pay on a Stonecreek home?

Stonecreek parcels carry millage code 122: 9.3696 mills on the 2026 certified roll. Every $100,000 of taxable value produces about $936.96 of ad valorem tax, plus the $269.77 garbage line. Your taxable value is reset at just value the January 1 after you buy, so the seller’s bill is not your bill.

Does a homestead exemption help in Stonecreek?

If the Stonecreek home is your permanent Florida residence on January 1, the homestead exemption can cut taxable value by as much as $50,000, and Save Our Homes then caps yearly assessment growth at the lower of 3 percent or the CPI change. The Collier County Property Appraiser decides eligibility.

What would my monthly payment be on a Stonecreek home?

At Freddie Mac’s 7.18% 30-year average for the week of November 5, 2026, with 20% down, principal and interest are about $4,877.53 a month at $900,000, $6,367.89 at $1,175,000 and $8,671.17 at $1,600,000 (our arithmetic, illustrative). Taxes, insurance and the assessment are extra.

Is the Stonecreek home I want in a flood zone?

Almost certainly: 178 of the 179 FEMA points our guide queried across Stonecreek’s streets fell inside a Special Flood Hazard Area, mostly Zone AH, with one Zone X point on Nova Lane. Nine streets carry more than one zone, so confirm the exact lot with the lender’s flood determination.

Is flood insurance required for my loan in Stonecreek?

For a home in Zone AE or Zone AH with a federally backed or federally regulated mortgage, yes, for the life of the loan. Collier County’s CRS Class 5 rating gives a 25 percent discount on eligible NFIP premiums, and private flood policies also write in Collier County.

What is the base flood elevation in Stonecreek?

No one can publish one from the FEMA National Flood Hazard Layer: all 179 queries returned -9999, FEMA’s marker for an empty field. The elevation certificate for the specific house is the document that answers it; ask the seller for one.

Is Stonecreek in a hurricane evacuation zone?

Stonecreek sits in Collier County Evacuation Zone E, the county’s least vulnerable surge designation, at every point checked. The county still sets the zones it evacuates for each storm, and Stonecreek’s storm record is wind and power outage rather than surge.

How much is homeowners insurance for a Stonecreek home?

No Stonecreek figure is published. Our guide reports county-wide premiums of roughly $4,000 to $6,800 a year for $300,000 of dwelling coverage from secondary sources; a Stonecreek home’s premium turns on its roof, opening protection, coverage limit and claims history. Get two or three quotes during your inspection period.

Can I rent out my Stonecreek home?

Yes, on recorded terms: the whole home only, at least 30 days per lease, no more than four leases in any 12 months with the fourth at six months or longer, no sub-letting, and board approval before move-in. A lease that ends early still counts toward the four.

Are short-term or vacation rentals allowed in Stonecreek?

No. The recorded 30-day minimum lease term rules out weekly, weekend and nightly rentals throughout Stonecreek.

What does it cost to lease a Stonecreek home?

The current ICON lease packet sets a $100 application fee and a $100 tenant administrative transfer fee, both payable to ICON Management, and tenants buy gate barcodes at $25 each. While the home is leased, the owner’s amenity access passes to the tenant.

What pet rules apply in Stonecreek?

Ordinary house pets are allowed, except Pit Bulls, Rottweilers, Doberman Pinschers, Presa Canarios and dogs meeting the recorded “Dangerous Dog” definition. There is no weight limit; the board may set a maximum number of pets, which is not printed, so get it from ICON in writing.

Can I park a boat, RV or work truck at a Stonecreek home?

Boats, trailers, RVs and commercial vehicles may be kept only inside an enclosed garage with the door closed, and no one parks on the street or swale. The recorded rules advise asking the association before bringing any vehicle other than a passenger car.

Are golf carts allowed in Stonecreek?

Yes, electric carts only, driven by a licensed driver, stored in the garage, and after dark only with headlights, brake lights, turn signals and a windshield. Two strikes bring a one-year suspension and five bring permanent revocation.

Can I add a pool, fence or solar panels to a Stonecreek home?

Yes, with Architectural Control Committee approval: a $100 processing fee and a $5,000 deposit for pools, spas, cages, roof work and solar, or $1,000 for fences, generators and driveways. Fences must be bronze aluminum rail, four to six feet, with a crew gate. Silence after 45 days is a disapproval.

What amenities does the Stonecreek clubhouse have?

A 13,676 square foot clubhouse with a social hall, catering kitchen, card room, game room, media room, multi-purpose room, fitness center and an air-conditioned indoor sports court, plus five lighted Har-Tru tennis courts, four pickleball courts, beach volleyball, basketball, a resort-style pool, a lap pool and a spa.

Does Stonecreek have a golf course?

No. Stonecreek has no golf course, no bundled membership and no golf assessment. Bundled golf communities nearby, such as Valencia Golf and Country Club and Heritage Bay, carry golf in their yearly costs.

What schools are Stonecreek homes zoned for?

Laurel Oak Elementary, Oakridge Middle and Aubrey Rogers High for 2026-2027, per the Collier County Public Schools Interactive Zoning Tool; all three earned an A for 2025-2026. Run the tool on the exact address at offer and again before closing.

Where is Stonecreek, and how far is it from I-75?

Stonecreek’s gate is on Logan Boulevard North, just north of Immokalee Road, in North Naples, ZIP 34119, in unincorporated Collier County. I-75 at Exit 111 is 2.4 miles, about 5 minutes free-flow, and Logan Landings with its Sprouts Farmers Market sits at the gate intersection.

Is Stonecreek the same as Riverstone?

No. Riverstone is a separate GL Homes community next door, on a different PUD, with its own association, clubhouse and indoor court. The two share plan names, so a Riverstone listing or floor plan sheet is not evidence about a Stonecreek home.

Is Stonecreek the same as Stone Creek communities elsewhere in Florida?

No. Stonecreek, written as one word, is the GL Homes community off Logan Boulevard North in Naples, governed by the Stonecreek Property Owners Association. Communities named Stone Creek, two words, in other Florida counties are different places with different associations.

Is GL Homes still building in Stonecreek?

No. Collier County’s PUD list carries the Parklands entitlement as built out, all 618 lots are platted, and GL Homes no longer lists Stonecreek among its communities. Any Stonecreek home on the market today is a resale.

Do I need a written agreement before touring Stonecreek homes?

Yes. Since August 17, 2024, NAR rules require a written buyer agreement before you tour a home with an agent, stating the compensation amount or rate and that fees are fully negotiable and not set by law. We sign it at your consultation.

Can I buy a Stonecreek home with cash and close quickly?

Yes. A cash buyer skips the loan, the appraisal requirement and the two mortgage taxes. The estoppel certificate, which the association has 10 business days to deliver, and the title work usually set the pace, and flood insurance becomes your choice rather than a lender’s requirement.

When do Stonecreek sales record during the year?

In the 12 months to October 16, 2026, Collier County recorded 28 Stonecreek resales: 2 in October 2025, 4 in December, 1 in January, 2 in February, 4 each in March, April and May, 3 in June, 1 in July and 3 in August 2026, and none in November 2025 or September 2026. Recording follows contracts by weeks, so the counts describe when deeds landed, not when buyers signed.

What should a home inspection focus on in a Stonecreek home?

The county tax roll dates Stonecreek’s homes from 2016 through 2023, more than half of them 2018 to 2020, so roofs, air conditioning and water heaters in the older homes are reaching the age where replacement comes up. Order a general inspection, a four-point inspection and a wind mitigation inspection, and read the permit history for pools and additions.

Still weighing a Stonecreek purchase? Call Marc at (239) 287-5873 or start your Stonecreek buyer consultation.

Selling a Home Before You Buy in Stonecreek?

If you are selling a home before you buy in Stonecreek, time the two contracts together: your down payment, the estoppel and disclosure review and the insurance quotes all fall due on the Stonecreek side while your sale is still closing. Jesse leads listings and seller strategy; Marc leads the purchase.

Coordinating a sale and a purchase

We set the sale’s closing date first, then write the Stonecreek offer to fit it, so the review periods run while you can act on them. For the selling side, read our guide to selling a Stonecreek home or start with a Stonecreek home valuation, and call Jesse direct at (239) 898-6072.

Sources and Authoritative References for Stonecreek

Every Stonecreek figure on this page traces to a source below: the Collier County record, the association’s recorded and published documents, the county, state and federal agencies that publish flood, tax, school and road data, Freddie Mac, the National Association of Realtors and the Florida Statutes. No listing portal or brokerage site is cited.

  1. Collier County Property Appraiser qualified, improved, arm’s-length sales on the PARKLANDS PLAT ONE and STONECREEK PLAT TWO parcels, recorded through October 16, 2026 (county sales file, cited as plain text, not linked).
  2. Southwest Florida MLS (Matrix), Development STONECREEK, pulled October 29, 2026: closings October 29, 2025 to October 29, 2026, actives and pendings on the pull date (member system, cited as plain text, not linked).
  3. Stonecreek at Naples, the association’s official website
  4. Stonecreek at Naples, HOA documents, forms and applications
  5. Stonecreek at Naples POA resident portal on FRONTSTEPS
  6. Stonecreek at Naples POA document folders on FRONTSTEPS
  7. Stonecreek at Naples POA public document folder, no login
  8. ICON Management Services
  9. GRS Management Associates, Stonecreek resident welcome packet, PDF
  10. GL Homes, corporate site
  11. GL Homes, Stonecreek lifestyle and amenities
  12. GL Homes, the Stonecreek clubhouse in Naples now open
  13. GL Homes, Valencia Trails
  14. GL Commercial, The Landings at Logan
  15. Taylor Morrison, Esplanade by the Islands
  16. Collier County Clerk, official records search
  17. Collier County Clerk, CORaccess official records portal
  18. Collier County, PUD Master List, June 11, 2026, PDF
  19. Collier County, official zoning atlas sheet 8609N, PDF
  20. Collier County Floodplain Management, frequently asked questions, PDF
  21. Collier County, Hurricane Evacuation Zones feature service
  22. Collier County, 2025 traffic counts, PDF
  23. Collier County, Vanderbilt Beach Road Extension Phase One opening, June 2026
  24. Collier County, transportation engineering projects
  25. Collier County Supervisor of Elections, Community Development Offices
  26. Collier County Tax Collector, real estate taxes
  27. Florida Division of Corporations, Stonecreek Property Owners Association, Inc., N15000000948
  28. Florida Official List of Special Districts
  29. Florida Official List of Special Districts, dissolved districts export
  30. Florida Statutes, section 720.401, prospective purchasers
  31. Florida Statutes, section 720.30851, estoppel certificates
  32. Florida Statutes, section 689.261, property tax disclosure
  33. Florida Statutes, section 689.302, flood disclosure
  34. Florida Statutes, section 553.899, milestone inspections
  35. Florida Statutes, section 193.155, Save Our Homes and reassessment
  36. Florida Statutes, section 28.24, recording fees
  37. Laws of Florida, chapter 2024-215, flood disclosure
  38. Laws of Florida, chapter 2025-166, flood disclosure amendment
  39. Florida Administrative Code, rule 69O-186.003, title insurance rates
  40. Florida Department of Revenue, documentary stamp tax
  41. Florida Department of Revenue, nonrecurring intangible tax
  42. Florida Department of Revenue, property tax exemptions
  43. Florida Department of Revenue, Save Our Homes, PDF
  44. Florida DBPR, estoppel certificate fee amounts, PDF
  45. Barnes Walker, who pays for title insurance in Florida, by county
  46. Florida Building Commission, 2023 code effective dates, PDF
  47. Executive Office of the Governor, 2026 insurance rate relief announcement
  48. Citizens Property Insurance Corporation, depopulation
  49. Florida Department of Health, trauma center designation
  50. Florida Department of Education, 2026 school grades results packet, PDF
  51. FEMA National Flood Hazard Layer, map service
  52. FEMA National Flood Hazard Layer, flood hazard zone query, layer 28
  53. FEMA National Flood Hazard Layer, FIRM panel query, layer 3
  54. National Hurricane Center, Hurricane Irma tropical cyclone report, PDF
  55. National Weather Service, Hurricane Milton impact narratives, PDF
  56. Freddie Mac, Primary Mortgage Market Survey
  57. National Association of Realtors, what the settlement means for buyers and sellers
  58. National Association of Realtors, settlement FAQs
  59. Collier County Public Schools, Interactive Zoning Tool
  60. Collier County Public Schools, attendance boundaries
  61. Collier County Public Schools, legacy Laurel Oak directory page with the old feeder pattern
  62. NCH Healthcare System, emergency services
  63. Lee Health, trauma services
  64. FDOT SWFL Roads, project 454099-1, I-75 at Immokalee Road

Downloadable Documents for a Stonecreek Purchase

These are the Stonecreek documents a buyer reads before an offer, each linked at the authority that publishes it: the recorded declaration and rules, the association’s forms and lease packet, the plats, the flood and floodplain records, the no-CDD record and the state rules that govern the sale.

Document Publisher What it shows a buyer Link
Declaration of Covenants, OR 5132, Page 3110, recorded March 25, 2015 Collier County Clerk of the Circuit Court and Comptroller The governing covenants, the leasing notice rule, fines and architectural authority Search official records
Fourth Amended and Restated Rules and Regulations, OR 5708, Page 398 Stonecreek at Naples POA The lease cap, pet and vehicle rules, golf carts, fences and the 45-day review Open the public folder
HOA documents, forms and applications Stonecreek at Naples POA The current architectural and leasing packets Open the forms index
PARKLANDS PLAT ONE and STONECREEK 2 plats Collier County Clerk of the Circuit Court and Comptroller Lots 1 to 287 and 288 to 618 Search records
Official zoning atlas sheet 8609N Collier County Growth Management The PARKLANDS RPUD that governs Stonecreek Open the atlas sheet
Dissolved special districts export Florida Department of Commerce The dissolved Parklands Collier CDD, the reason there is no CDD Open the export
Floodplain management FAQ Collier County The 50 percent rule and the CRS discount Open the FAQ
Estoppel certificate fee amounts Florida DBPR The $299, $119 and $179 caps Open the fee schedule
Section 720.401, prospective purchasers Florida Legislature The disclosure summary and the 3-day right Read section 720.401
Section 689.302, flood disclosure Florida Legislature The seller’s flood disclosure Read section 689.302

The association’s current budget, reserve schedule and assessment are not published; they come with the estoppel certificate and the association’s resale documents at a sale, or from ICON Management at 239-351-1820.

Your Stonecreek Buyer’s Agents: McGreevy and Comisar

Your Stonecreek buyer’s agents are Jesse McGreevy and Marc Comisar of McGreevy and Comisar, the #5 real estate team in Florida in the 2026 RealTrends rankings. We read the Stonecreek association, tax, flood and insurance paperwork with you before an offer, and every figure on this page traces to the sources listed above.

If you’re searching for “the best buyer’s agent in Stonecreek, Naples, Florida,” McGreevy and Comisar represents homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch, including Stonecreek, Pelican Bay and Talis Park. Our team provides honest market guidance and partner-level negotiation, starting from our Stonecreek community guide.

Jesse McGreevy and Marc Comisar

Jesse McGreevy lists and sells homes across Naples, Bonita Springs, Estero and Marco Island; call Jesse direct at (239) 898-6072. Marc Comisar represents buyers and sellers across Southwest Florida; call Marc at (239) 287-5873.

Our credentials

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Buying in Stonecreek? Start your Stonecreek buyer consultation or call Marc at (239) 287-5873, and see how we represent buyers. Selling first? Call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Follow our Southwest Florida sales on Instagram, Facebook and YouTube.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com. Read more about McGreevy and Comisar or contact us.

Market data from Southwest Florida MLS, pulled October 29, 2026 (Matrix, Development STONECREEK). Collier County Property Appraiser qualified sales recorded through October 16, 2026. McGreevy and Comisar, buy a home in Stonecreek with the #5 real estate team in Florida (RealTrends 2026). Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.