Start Your Terramar at Olde Cypress Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

Updated September 2026 · By Jesse McGreevy and Marc Comisar, Domain Realty

Buying a home in Terramar at Olde Cypress means buying one of 55 detached homes on Terramar Drive and Terramar Court, every one of them on the golf course, inside the gated community of Olde Cypress in North Naples, Florida 34119. This page is the purchase side of our Terramar at Olde Cypress neighborhood guide, inside our Olde Cypress community guide for Naples: what Terramar homes sold for, what they cost to own, what to request and how we negotiate.

To be clear about the place: this is Terramar at Olde Cypress in North Naples, not one of the other Florida subdivisions that use the Terramar name. Fairway Preserve at Olde Cypress, the 264-unit condominium off Immokalee Road, sits outside the gate and is not part of the community.

If you are still choosing an agent, our guide to the best real estate agents in Naples sets the city's teams side by side on the public record. If you already own a Terramar home and are selling to buy again, start with how we sell a Terramar home at Olde Cypress and a data-backed Terramar home valuation.

Call Marc Comisar at (239) 287-5873 or Jesse McGreevy at (239) 898-6072. We have been Top 1% Real Estate Agents Nationally Since 2008, and before you tour we will show you every Terramar sale since 2022.

What Does It Take to Buy a Home in Terramar at Olde Cypress, Naples?

Buying a home in Terramar at Olde Cypress, Naples, takes four things: reading a small, wide-spread sales record correctly, getting the club's figures in writing because none are published, getting the quarterly association invoice from the estoppel because nobody posts it, and checking a flood file where the effective and preliminary FEMA maps disagree.

Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 26 Sep 2026; Collier County Property Appraiser recorded sales file dated 29 Aug 2026)

Everything below comes from the recorded Terramar declaration and the 2019 Amended and Restated Declaration for Olde Cypress, the master association's posted rules, the club's own pages, the Collier County Property Appraiser 2026 tax roll and deed record, the Southwest Florida MLS and FEMA. Where the public record stops, this page says so and names the document that holds the answer.

55 Homes on Two Streets

Terramar is 55 detached single-family homes, 43 on Terramar Drive and 12 on Terramar Court, per the Collier County Property Appraiser 2026 preliminary roll. It sits on the west, Logan Boulevard side of Olde Cypress, reached from the staffed Treeline Drive gate by Olde Cypress Drive, with no attached homes or condominiums.

Every Lot on the Golf Course

All 55 Terramar lots touch the golf course parcel on the county map, the only Olde Cypress neighborhood of more than 27 homes where that is true. Lots run 0.21 to 0.59 acre, median 0.24, and the homes date from 2000 to 2006, median 2003, on the 2026 preliminary roll.

Two Associations, One Invoice

Every Terramar owner belongs to Terramar at Olde Cypress Homeowners Association, Inc., a Chapter 720 association filed with the state on April 27, 2000, and through it to the Olde Cypress Master Property Owners Association, with one quarterly invoice that includes the master share.

What Terramar and Olde Cypress Do Not Have

No Community Development District, confirmed by Collier County's CDD layer, the state's dissolved-district list and a 2025 tax bill. No member assessments or food minimum at the club, per its About Us page. And no published club or association price.

Fairway Preserve Is Not Part of the Gated Community

Fairway Preserve at Olde Cypress, the 264-unit condominium, has its own gate off Immokalee Road, its own condominium declaration, no place in the master association, no club social membership, and a Gulf Coast High assignment. It is a neighbor, not a neighborhood.

Why Do Terramar Buyers Work With McGreevy and Comisar?

McGreevy and Comisar represent Terramar at Olde Cypress buyers from the record outward: every Terramar sale in the MLS since 2022 and the county file since 2000, the recorded declarations, the club's pages and FEMA's flood letters. We have been Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012.

The Record, Stated Plainly

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Those are career numbers across Lee and Collier County. McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team; as its leaders, our team has closed over $2.5 billion in real estate.

Our Record Behind This Page

Recent Terramar at Olde Cypress track record (last 12 months): In the last 12 months Terramar at Olde Cypress has seen 3 resales in the Southwest Florida MLS Matrix (closed September 27, 2025 to September 26, 2026), at a median of $1,099,000 (n = 3, small sample).

We tracked every one of the 11 Terramar closings in the Southwest Florida MLS since September 2022, and all 118 qualified Terramar sales in the Collier County recorded sales file since 2000. That record is what we give you instead.

What Buyers Say About Working With Us

McGreevy and Comisar are a top-reviewed Terramar at Olde Cypress buyer's agent team on Google. These are genuine verified Google reviews in the client's own words, none about a Terramar purchase, all on our Google Business Profile.

★★★★★ "Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he's helped us settle into the area. 100% recommendation!" Verified Google review

★★★★★ "Marc knows the market, works for his buyer and is attentive to his goals." Verified Google review

★★★★★ "He did a great job planning and made the most of the time we had together. I would highly recommend reaching out to Marc for any real estate needs." Verified Google review

★★★★★ "He was quick to respond with any questions about the purchase of our new home and made sure everything went smoothly! We highly recommend him as an agent!" Verified Google review

Key Takeaways for a Terramar at Olde Cypress Buyer

Key takeaways for a Terramar at Olde Cypress buyer in Naples: a small, all-golf neighborhood of 55 homes, a thin and widely spread sales record led by the 48-month window, unpublished club and association costs, a flood map in transition, and one title question particular to Terramar. The eight points below carry the figures.

  • Terramar at Olde Cypress is 55 detached homes on Terramar Drive and Terramar Court, built 2000 to 2006, and all 55 back onto the golf course.
  • The Southwest Florida MLS recorded 11 Terramar closings in 48 months at a $1,400,000 median, 20 median days on market and 93.65 percent of final list.
  • The last 12 months held only 3 closings (median $1,099,000, small sample), and 2 homes were active on September 26, 2026.
  • Sales since February 2025 run from $850,000 to $1,900,000; condition and view move price more than square footage.
  • Club social membership is mandatory and golf is optional; no club, association or master figure is published.
  • On the effective 2012 flood map 7 footprints sit wholly in Zone AH; on the March 2025 preliminary map all 55 are Zone X, not yet effective.
  • The 2026 preliminary roll still titles Terramar's road tract to the original developer entity, a question for your title agent.
  • Every Terramar address is assigned to Laurel Oak Elementary, Oakridge Middle and Aubrey Rogers High.

What Is the Terramar at Olde Cypress Market Like for Buyers Right Now?

The Terramar at Olde Cypress market is thin and wide: 11 MLS closings in the 48 months to September 26, 2026, a $1,400,000 median, a median 20 days on market and 93.65 percent of final list, but only 3 closings in the last 12 months and 2 homes active. Well-priced Terramar homes go in days; overpriced ones wait months.

Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 26 Sep 2026; Collier County Property Appraiser recorded sales file dated 29 Aug 2026)

We lead with the 48-month window because it is the first window in the Southwest Florida MLS that holds 10 or more Terramar closings. Every shorter window is a small sample, and we label it that way. Sold-to-list is measured against the final list price. Every figure below is a median of individual sales, not an average; where the count is even, the median is the mean of the middle pair, and we name both.

The Terramar Market in One Table

Window to September 26, 2026 MLS closings Median sold price Median sold per living sq ft Median sold-to-final-list Median days on market Range
48 months 11 $1,400,000 (observed) $446.14 93.65 percent 20 $850,000 to $1,900,000
36 months, small sample 8 $1,137,000 (mean of $1,099,000 and $1,175,000) $436.09 93.54 percent 21 $850,000 to $1,900,000
24 months, small sample 7 $1,099,000 (observed) $426.03 92.11 percent 31 $850,000 to $1,900,000
12 months, small sample 3 $1,099,000 (observed) $547.58 92.11 percent 7 $1,075,000 to $1,750,000

Source: Southwest Florida MLS Matrix, closed September 27, 2022 to September 26, 2026, each sale assigned to Terramar by its street against the Collier County Property Appraiser 2026 tax roll. Volume over 48 months was $14,429,000; one of the 11 closed at or above final list.

Every Terramar Closing Since September 2022

Closed Street Beds and baths Living sq ft Final list Sold Per living sq ft Sold-to-list Days on market
March 2026 Terramar Drive 3 plus den, 3 2,858 $1,900,000 $1,750,000 $612.32 92.11% 96
February 2026 Terramar Drive 3, 2 2,007 $1,099,000 $1,099,000 $547.58 100.00% 3
December 2025 Terramar Drive 3 plus den, 3 2,816 $1,195,000 $1,075,000 $381.75 89.96% 7
September 2025 Terramar Court 4, 3 2,758 $1,225,000 $1,175,000 $426.03 95.92% 2
April 2025 Terramar Drive 4, 4 3,025 $2,075,000 $1,900,000 $628.10 91.57% 31
April 2025 Terramar Drive 3, 3 2,858 $1,220,000 $950,000 $332.40 77.87% 103
February 2025 Terramar Drive 2 plus den, 3 2,314 $895,000 $850,000 $367.33 94.97% 275
November 2023 Terramar Drive 3 plus den, 3 and a half 3,138 $1,435,000 $1,400,000 $446.14 97.56% 11
May 2023 Terramar Drive 3 plus den, 3 2,816 $1,500,000 $1,400,000 $497.16 93.33% 20
May 2023 Terramar Drive 3 plus den, 3 and a half 2,799 $1,465,000 $1,430,000 $510.90 97.61% 10
March 2023 Terramar Drive 3 plus den, 3 and a half 3,287 $1,495,000 $1,400,000 $425.92 93.65% 243

Source: Southwest Florida MLS Matrix, retrieved September 26, 2026. Street names only; we publish no house numbers.

No Terramar home closed through the MLS between November 2023 and February 2025, and the county file records no qualified Terramar sale in calendar 2024. Be ready before a listing appears.

What Is for Sale in Terramar Right Now

Street List price Beds and baths Living sq ft Ask per living sq ft Days on market
Terramar Drive $1,825,000 3 plus den, 3 2,816 $648 133
Terramar Drive $1,669,900 3 plus den, 3 3,255 $513 17

Source: Southwest Florida MLS Matrix, active on September 26, 2026; none pending. For the live list, see the Olde Cypress inventory on DomainRealtyGroup.com, our team's listings site.

Two active listings against three closings in the last 12 months is roughly eight months of supply at last year's pace, a small-sample figure, against about 2.3 months for Olde Cypress as a whole. The $1,825,000 ask, $648 per square foot of living area, is above every Terramar closing on that measure and had been on the market 133 days; the $1,669,900 ask, $513, sits below three of the 11 closings.

What a 93.65 Percent Sold-to-List Means for Your Offer

The median Terramar buyer over 48 months paid 93.65 percent of final list, against 97.52 percent for all of Olde Cypress over the last 12 months, per our Olde Cypress community guide. The discounts cluster on homes that waited: 77.87 percent after 103 days in April 2025, 92.11 percent after 96 days in March 2026. Homes that sold in 2 to 7 days closed at 89.96 to 100 percent. Your leverage is time on market and the gap to Terramar's recorded sales.

What Does a Terramar Home at Olde Cypress Cost, and Why Do Prices Spread So Far?

A Terramar home at Olde Cypress has cost from $850,000 to $1,900,000 in the Southwest Florida MLS since February 2025, with a 48-month median of $1,400,000. The spread is wide because Terramar prices on condition, updates, bedroom count and the golf view, and two homes with the same recorded living area have closed $800,000 apart.

Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 26 Sep 2026; Collier County Property Appraiser recorded sales file dated 29 Aug 2026)

The Collier County Property Appraiser 2026 preliminary roll puts Terramar's median just value at $965,006, with a range of $812,141 to $1,177,020. Just value is the county's assessed value for tax purposes, not a price, and it is preliminary until the roll is certified; never compare it with MLS price per square foot.

Two Markets on One Street

Terramar trades as two markets. Homes priced close to the recent evidence sold in 2 to 11 days at 89.96 to 100 percent of list. Homes that waited, 96 to 275 days, sold at 77.87 to 94.97 percent. The most common Terramar layout in the MLS record is a 3 bedroom plus den with 3 baths: six of the 11 MLS closings were that layout, and six of the 11 recorded between 2,758 and 2,858 square feet of living area.

Ready to Buy in Terramar at Olde Cypress? Talk to Us Before You Tour

Terramar at Olde Cypress has 55 golf-course homes, 11 MLS closings in four years and 2 active listings on September 26, 2026, so the buyer who knows the recorded sales before touring writes the better offer. Call Marc Comisar at (239) 287-5873, request your Terramar buyer consultation, or read how we represent buyers in Naples. Own a Terramar home you need to sell first? Get a free Terramar home valuation or call Jesse McGreevy direct at (239) 898-6072.

The Same Living Area, Very Different Prices

Two Terramar Drive homes recorded at 2,858 square feet of living area closed at $950,000 in April 2025, after 103 days, and at $1,750,000 in March 2026. Two at 2,816 square feet closed at $1,400,000 in May 2023 and $1,075,000 in December 2025, and a third is listed at $1,825,000 today. Condition, roof and window age, kitchens, baths and the fairway behind the lanai do the pricing.

Price per Square Foot, and Which Square Foot

Terramar's 11 MLS closings ran from $332.40 to $628.10 per square foot of living area, with a 48-month median of $446.14. That is MLS living area entered by listing agents, not the county's building base area, which includes garage and covered areas; never compare the two, and never judge a 2,000 square foot home against a 3,200 square foot home's per-foot price.

Terramar Court Versus Terramar Drive

Terramar Court holds 12 of the 55 homes. Its one MLS closing in four years, in September 2025, was a 4 bedroom, 3 bath home of 2,758 square feet that sold in 2 days for $1,175,000; the county file adds Terramar Court sales of $1,395,000 and $1,300,000 in 2022. Every other MLS closing was on Terramar Drive.

How Have Terramar at Olde Cypress Prices Moved Since 2000?

Terramar at Olde Cypress prices have moved from a $600,300 first recorded sale in 2000 to a $1,460,000 calendar-year median in 2022, with 118 qualified sales in the Collier County recorded sales file since 2000 at an all-history median of $699,650. The county record is the long view the thin MLS window cannot give.

Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 26 Sep 2026; Collier County Property Appraiser recorded sales file dated 29 Aug 2026)

The Calendar-Year Record

Year Qualified sales Median Year Qualified sales Median
2000 1 $600,300 2013 2 $642,500
2001 5 $645,000 2014 2 $580,000
2002 12 $650,000 2015 2 $675,350
2003 13 $679,900 2016 4 $652,500
2004 17 $710,000 2017 1 $810,000
2005 10 $880,000 2018 1 $645,000
2006 2 $968,000 2019 3 $620,000
2007 6 $841,500 2020 4 $617,500
2008 2 $715,000 2021 4 $679,000
2009 1 $650,000 2022 4 $1,460,000
2010 3 $505,000 2023 4 $1,400,000
2011 2 $636,250 2024 0 No qualified sale
2012 6 $586,500 2025 5 $1,075,000
2026, through the file date 2 $1,424,500

Source: Collier County Property Appraiser recorded qualified sales, improved, over $100,000, data file dated August 29, 2026, cited as plain text. Every year after 2007 is a small sample, and a single sale can move a year's median by hundreds of thousands of dollars.

Windows From 12 Months to All History

Over longer windows to August 29, 2026, the county file shows 16 Terramar sales in 60 months at a $1,397,500 median (the mean of $1,395,000 and $1,400,000), 28 in 120 months at $975,000 (the mean of $950,000 and $1,000,000, range $556,000 to $1,900,000), and 118 since 2000 at $699,650 (the mean of $699,300 and $700,000). The 12, 24 and 36 month county windows hold 4, 7 and 8 sales, small samples, at medians of $1,137,000, $1,099,000 and $1,137,000.

What the Long View Tells a Buyer

Terramar ran at calendar-year medians of about $600,000 to $700,000 through 2021, reset to about $1.4 million in 2022 and 2023, and printed $1,075,000 in 2025 on five sales, two of which had waited 103 and 275 days. Five sales cannot separate price from condition; a seller anchored to a 2022 or 2023 sale is where your offer has the most room.

Why the MLS and County Counts Differ

The MLS shows 3 Terramar closings in the 12 months to September 26, 2026 and the county file 4 in the 12 months to August 29, 2026, because the September 2025 Terramar Court sale falls inside one window and outside the other.

A Public-Record Sale, Walked Through

This is a public-record sale from the Southwest Florida MLS, not a McGreevy and Comisar transaction. In February 2026 a 3 bedroom, 2 bath Terramar Drive home of 2,007 square feet, listed at $1,099,000, sold for $1,099,000 after 3 days, the only Terramar sale in four years at or above its final list price; the county recorded the deed four days before the MLS close. The lesson: have pre-approval, the club figures and an offer plan ready before the right Terramar house appears.

How Does Terramar Compare With the Other Olde Cypress Neighborhoods?

Terramar compares with the other eight Olde Cypress neighborhoods as the largest all-golf neighborhood, 55 of 55 homes on the course, at a 36-month recorded median of $1,137,000 that sits in the middle of the ladder: below Da Vinci Estates, Strada Bella, Unit One, Santa Rosa, Lantana and Unit Two, above Lone Pine Lane and Santorini Villas.

Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 26 Sep 2026; Collier County Property Appraiser recorded sales file dated 29 Aug 2026)

Neighborhood Homes Homes touching the golf parcel 36-month recorded median (sales) 48-month MLS median (closings) Median 2026 preliminary taxes
Da Vinci Estates 60 28 $2,387,500 (12) $2,150,000 (17) Not available
Olde Cypress Unit One 61 60 $1,847,500 (6) With Treeline Drive: $1,695,000 (16) $8,438
Strada Bella 18 17 One sale, $1,775,000 One sale, $1,775,000 $9,545
Santa Rosa 27 27 $1,512,500 (3) $1,556,250 (4) $7,692
Lantana 122 13 $1,320,000 (17) $1,335,000 (28) Not available
Olde Cypress Unit Two 69 55 $1,305,000 (6) Wild Orchid Court: $1,929,111 (6) $10,252
Terramar 55 55 $1,137,000 (8) $1,400,000 (11) $7,334
Lone Pine (Unit Three) 55 26 $972,500 (8) $1,000,000 (9) $5,754
Santorini Villas 55 36 $640,000 (11) $645,000 (13) $4,720
Egret Cove 18 18 No sale in 36 months Two sales, $1,025,000 and $1,200,000 $5,096
Biscayne Place 8 8 No sale in 36 months Counted with Treeline Drive $15,120

Source: Collier County Property Appraiser 2026 preliminary roll and recorded qualified sales (file dated August 29, 2026) and the Southwest Florida MLS Matrix (48 months to September 26, 2026). Golf counts are lots within 10 feet of the golf-course parcel. Every figure except Lantana's is a small sample.

Where Terramar Sits on the Ladder

Terramar is the middle of Olde Cypress: below the estate neighborhoods and the larger Unit One and Unit Two lots, above Lone Pine Lane and the Santorini paired villas. Its median lot, 0.24 acre, is in line with Santa Rosa's 0.23 acre.

Golf Frontage for the Money

Among the neighborhoods where every home backs onto the course, Terramar's median 2026 preliminary just value, $965,006, is below Santa Rosa's $1,079,324 and Biscayne Place's $1,704,810; only Egret Cove, 18 homes on Olde Cove Way, is both all-golf and lower, at $828,724. For a buyer who wants a detached home on the course at Olde Cypress, Terramar is the deepest pool of such homes.

What Does It Cost to Own a Terramar Home at Olde Cypress, Including HOA Fees?

Owning a Terramar home at Olde Cypress each year costs a quarterly Terramar HOA fee invoice that includes the master share, mandatory club social dues, any golf membership you choose, property taxes at the 2025 rate of 9.5058 mills, flood insurance where your lender requires it, and a homeowners policy. The association and club amounts are not published.

Data updated: September 2026 (Olde Cypress Master Property Owners Association About page; The Club at Olde Cypress membership and About Us pages; 2025 Collier County Tax Collector bill; OpenFEMA NFIP policies as of September 8, 2026)

The Full Carrying-Cost Stack

Layer Amount How often Source
Terramar neighborhood assessment, including the master share Not published (resident portal only) Quarterly Master association About page
Club social membership Mandatory; dues not published Annual, set by the club Declaration Section 14.02
Golf membership, Full or Associate Optional; initiation and dues not published Initiation plus annual Club membership page
Private golf cart on the course $1,950 Annual Club article
Member assessments and food minimum None Not applicable Club About Us page
Property taxes 9.5058 mills in 2025; Terramar median $7,334 on the 2026 preliminary roll Annual 2025 Collier County tax bill
Garbage, non-ad valorem $261.91 on the 2025 sample bill Annual Same
Community Development District None Not applicable Collier County CDD layer
Flood insurance Median $1,259 per year, single-family, ZIP 34119 Annual, where required or chosen OpenFEMA NFIP policies
Master working capital contribution Board-set; amount not located publicly Once, at transfer Declaration Section 8.13

What the Quarterly Invoice Covers

The invoice pays Terramar's own costs and your share of the master association: common grounds, landscaping, streetlights, signage, paving, stormwater, the gatehouse, the 158.59-acre master preserve and basic exterior landscaping of each home. Ask for the Terramar and master budgets during your inspection period.

The Mortgage at Today's Rates

Freddie Mac's Primary Mortgage Market Survey put the 30-year fixed rate at 7.03 percent as of September 24, 2026. At that rate, a $1,099,000 Terramar purchase, the 12-month MLS median, with 20 percent down, an $879,200 loan, carries principal and interest of about $5,867 a month, before taxes, insurance, the quarterly invoice and club dues. At the $1,669,900 active ask, the same terms come to about $8,915 a month. Your lender's quote replaces this illustration.

Selling a Terramar Home to Buy Another?

Owners moving within Terramar or across the gate can price their current home from the same record: request a Terramar home valuation or call Jesse McGreevy direct at (239) 898-6072. Buying first? Call Marc at (239) 287-5873 or read how we represent buyers in Naples.

How Does Club Membership Work When You Buy in Terramar at Olde Cypress?

Club membership works the same in Terramar at Olde Cypress as in every Olde Cypress neighborhood: social membership is mandatory and automatic when you acquire the home, under Section 14.02 of the recorded 2019 declaration, while Full Golf and Associate Golf are optional purchases. The club is non-equity and privately owned, so you buy privileges, not a share.

Mandatory and Automatic by Covenant

"By acquisition of a Parcel, each Owner automatically becomes a social member of The Club at Olde Cypress," under Section 14.02 of the 2019 Amended and Restated Declaration. Terramar sits under that master declaration, so the membership comes with the deed.

Who Owns the Club

The club describes itself as non-equity and privately owned by the Stock family of companies, which has held the course land since 1998; Section 14.03 gives owners no equity, voting or ownership interest. The club states it has no member assessments, and its $16 million clubhouse renovation came with no assessment to members.

What Social Membership Includes

Social members use the clubhouse and dining, four clay tennis courts, two pickleball courts, the fitness center and the pool. Golf is available only as a golf member's guest, which matters in Terramar: you will look at the course every day from the lanai whether or not you play it.

Adding Golf

Full Golf and Associate Golf, the latter limited from November through April, are open to residents and non-residents, per the club's membership page. Initiation and dues are not published; get them in writing from the membership office at (239) 596-4797.

What Are the Steps to Buy a Home in Terramar at Olde Cypress?

Buying in Terramar at Olde Cypress runs in nine steps: price the home against Terramar's own sales, budget the carrying costs, check the building's flood position, sign a buyer agreement and get pre-approved, write the offer with the right calendar, collect the disclosure summary and estoppel, get the club's figures, clear inspections and title, and close.

Step 1: Price the Home Against Terramar's Own Sales

Start from the 11 MLS closings and the county record on this page, not the Olde Cypress average, and match bedrooms, living area, condition, the fairway and the listing's time on market.

Step 2: Budget the Carrying Costs

Add the quarterly invoice, club social dues, any golf, taxes on your price rather than the seller's bill, and insurance, and ask early for the club's written figures and the Terramar budget.

Step 3: Check the Building's Flood Position

Get the elevation certificate and any FEMA letter, and let your lender run a determination on the building. With 31 Terramar footprints only partly in Zone AH, the building matters more than the street.

Step 4: Sign a Buyer Agreement and Get Pre-Approved

Since August 17, 2024, buyers sign a written agreement before touring, with negotiable compensation. A pre-approval letter lets you move where the best-priced home sold in 3 days.

Step 5: Write the Offer With the Right Calendar

Build the inspection period around the association, master and club documents, and the appraisal period around a neighborhood with only 11 closings in four years.

Step 6: Collect the Disclosure Summary and the Estoppel

The seller owes the Chapter 720 disclosure summary before you sign. The estoppel, ordered after contract, states the quarterly assessment and any working capital contribution due at transfer.

Step 7: Get the Club's Figures in Writing

Ask the membership office at (239) 596-4797 for current social dues and any golf initiation and dues, and make golf a contingency if it matters to you.

Step 8: Clear Inspections, Insurance and Title

Order a full inspection, a four-point and a wind mitigation report, bind insurance early, and ask your title agent to read the road-tract ownership.

Step 9: Close, Record and Enroll

Close, record the deed, and file for homestead by March 1 of the following year if it is your primary residence. Social membership begins with the deed; enroll with the club and register with the gate.

Which Documents Should a Terramar at Olde Cypress Buyer Request?

A Terramar at Olde Cypress buyer should request the Chapter 720 disclosure summary before signing, the recorded Terramar declaration and its 2003 amendment, the 2019 master declaration, the Terramar and master budgets, the estoppel certificate, the club's written dues and golf figures, the leasing amendment, the elevation certificate and any FEMA letter, and a title answer on the road tract.

The Terramar Declaration and Its 2003 Amendment

The Terramar declaration of covenants, recorded June 21, 2000 at OR 2689 PG 1846 with Terramar Development, Inc. as declarant, is the oldest neighborhood declaration we found in Olde Cypress. A 2003 amendment, OR 3288 PG 1762, brought in Sussex Homes at Olde Cypress, LLC as successor developer. Read both for Terramar's own rules.

The Road Tract Still Titled to the Developer

On the Collier County Property Appraiser 2026 tax roll, Terramar's road tract, about 2.44 acres, and one common tract are still titled to Terramar Development, Inc., while every other Olde Cypress neighborhood association holds its own tracts. It is a question for your title agent, not a reason to walk away: ask how access and maintenance of the street are documented.

The HOA Disclosure Summary Comes Before You Sign

Under Florida Statutes 720.401, a prospective parcel owner "must be presented a disclosure summary before executing the contract for sale," and on a resale the seller supplies it. If it is not delivered, you may void the contract "within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first," and that right cannot be waived. Read the summary before you sign, not after.

Who Owes What, From the Buyer's Side

Seen from our Terramar seller page, the transaction reads identically: the seller owes the disclosure summary before contract; the master association may collect a Board-set working capital contribution at transfer under Section 8.13, an amount we could not locate publicly; and the contract settles who pays. This is information, not legal advice.

The Estoppel Certificate

Under Florida Statutes 720.30851, the estoppel states the regular assessment, its frequency, what is paid through and any capital contribution or transfer fee due at closing. Confirm it covers the master share before your inspection period ends.

The Governing Documents Reading List

The 2019 Amended and Restated Declaration, the 2013 leasing amendment, the Terramar declaration and amendment from the master association's documents library, the Realtors Information page, the lake management document, the club's membership documents and the Terramar budget. The association's state filing is on the Florida Division of Corporations record for Terramar at Olde Cypress Homeowners Association.

What Flood Zone Is Terramar at Olde Cypress In?

Terramar at Olde Cypress sits on FEMA maps effective May 16, 2012 that place 7 footprints wholly in Zone AH, shallow ponding, 31 partly and 17 wholly in Zone X, with four lots touching Zone AE. FEMA's March 20, 2025 preliminary map shows all 55 homes in Zone X, but it is not effective yet.

Data updated: September 2026 (FEMA National Flood Hazard Layer, effective and preliminary, overlaid on Collier County building footprints, computed September 23, 2026)

The Effective 2012 Map, Home by Home

Terramar on the effective map Homes
Footprint wholly in Zone AH 7
Footprint partly in Zone AH, many clipping only a sliver 31
Footprint wholly in Zone X 17
Lots touching Zone AE along a lake edge 4
Base flood elevation lines nearby 11.5 to 12.5 feet NAVD88

Source: FEMA National Flood Hazard Layer, queried September 23, 2026 against Collier County building footprints. Terramar has the lowest share of footprints wholly in Zone AH of any Olde Cypress neighborhood on the effective map, setting aside Lantana, which a 2013 FEMA letter removed: Santa Rosa has 12 of 27 wholly in Zone AH, Unit Two 30 of 69.

The 2012 Letter That Removed Three Terramar Lots

FEMA's LOMA 12-04-5230A, issued in 2012, removed three Terramar lots and one Strada Bella lot from the Special Flood Hazard Area to shaded Zone X, against base flood elevations of 11.5 to 13.8 feet. A 2017 elevation certificate filed with Collier County for a Terramar Drive residence shows Zone X and a top of bottom floor at 15.4 feet NAVD88. A letter of map change covers only the lot or building it names, so ask whether the home you want has one.

The Preliminary Map Is Not Effective

Collier County opened the 90-day appeal period on the new maps on August 19, 2026, with the new map targeted for summer 2027, per the county's August 2026 release. Until then, the 2012 map governs lending, and FEMA's preliminary layer is a preview, not a determination.

Your Terramar Flood Checklist Before You Go Firm

Get the elevation certificate, search the address on the FEMA Flood Map Service Center, let the lender run its determination, and get a flood quote even where it is not required; the ZIP 34119 single-family NFIP median is $1,259 a year. FEMA letters for Olde Cypress streets name ponding and overland flow, not the Gulf, as the source, and there is no Zone VE in the community.

What Will It Cost to Insure a Terramar Home at Olde Cypress?

No public agency publishes a homeowners or windstorm premium for Terramar at Olde Cypress, so we will not invent one. Flood is different: FEMA data shows a median single-family NFIP cost of $1,259 a year in ZIP 34119. The wind premium on a specific Terramar home turns on the roof, the openings and the year it was built.

What Zone AH Means for a Mortgage

A federally backed or regulated mortgage on a building in Zone AH requires flood insurance; in Zone X it does not, though a lender may still ask. With the zone line crossing 31 Terramar footprints, the determination on your building is the answer.

Wind: 160 mph and the Build Era

Olde Cypress homes are designed to a 160 mph ultimate wind speed for a Risk Category II building, per Collier County's wind load layers. Terramar's 2000 to 2006 build years straddle the first statewide Florida Building Code of 2002; impact openings, a newer roof and roof-to-wall connections earn wind mitigation credits.

Citizens and the Private Market

Citizens Property Insurance fell from 6,042 Collier County homeowners policies at the end of 2024 to 1,839 by August 31, 2026, per its detail by county report, so a 2026 buyer generally has more private options.

Storms, Surge and Evacuation

Terramar sits in Collier County Evacuation Zone E and Florida's Category 4 storm surge zone, about 6.7 miles inland, outside the Coastal High Hazard Area, per the Florida Division of Emergency Management's Collier County evacuation map. Hurricane Irma in 2017 accounts for 88 of ZIP 34119's 124 all-time NFIP claims, per the OpenFEMA claims dataset; the block group containing Olde Cypress shows 3 claims ever, none coded to Ian. Ask the seller for any wind or roof repair invoices and permits.

The CRS Discount

Unincorporated Collier County is a Community Rating System Class 5 community, worth 25 percent off NFIP premiums inside the Special Flood Hazard Area and 10 percent outside it, per the county's 2026 flood protection newsletter.

How Much Will Property Taxes Be After You Buy in Terramar at Olde Cypress?

Property taxes after you buy in Terramar at Olde Cypress will be set on your purchase-year just value at the 2025 rate of 9.5058 mills plus a garbage charge, with no CDD. Your bill will usually be higher than the seller's, because a buyer does not inherit the seller's Save Our Homes cap.

What Current Terramar Owners Pay

On the Collier County Property Appraiser 2026 preliminary roll, the 55 Terramar homes show a median total tax of $7,334, and 36 carry a homestead exemption. As a rough illustration, $1,099,000 times 9.5058 mills is about $10,447 before exemptions, plus garbage; the county's just value, not your price, sets the bill.

Homestead and Portability

If the Terramar home will be your primary residence, file for homestead by March 1 of the year after you buy. If you are leaving another Florida homestead, you may be able to transfer part of its accumulated Save Our Homes benefit, within statutory limits.

Which Olde Cypress Rules Decide Whether a Terramar Home Works for You?

The Olde Cypress rules that decide whether a Terramar home fits are the leasing limits, the overnight street parking ban, the two-step architectural review, the lake and golf-edge easements and the pet rules. Each is in the recorded 2019 declaration or its leasing amendment, and the Terramar declaration can add stricter rules of its own.

Leasing

No lease under 60 days, no more than four a year, whole home only, a $100 fee, a $1,000 refundable deposit and Board approval. Seasonal rental works; short-term vacation rental does not.

Parking and Vehicles

No vehicles may be parked on Olde Cypress streets overnight, and no more than two cars in a driveway. A household with three cars and a two-car garage should plan for that before buying on Terramar Drive or Terramar Court.

Architecture, Lakes and the Golf Edge

Exterior changes need both Terramar and master architectural approval. No swimming, wading or private boats on the lakes, a 20-foot lake maintenance easement from the top of bank, and buffers that may not be altered. On a golf lot, measure the rear setback and any easement before you plan a pool or lanai extension.

Pets and Community Access

Common household pets are allowed, leashed outdoors; livestock, poultry and reptiles are prohibited. Outside public open house hours, Saturday and Sunday from noon to 5 p.m., buyers enter with an agent or the owner, or are phoned in by a homeowner, per the master association's community access procedures. We arrange every Terramar tour with the gate in advance.

How Do We Find You the Right Home in Terramar at Olde Cypress?

We find you the right home in Terramar at Olde Cypress by pricing the street first, then watching every Terramar listing and pre-market conversation behind the gate. With 2 active listings on September 26, 2026 and no qualified sale at all in 2024, the right home is often one not yet on the market.

Pre-Market and Off-Market Access

In a neighborhood of 55 homes, 36 of them homesteaded on the 2026 preliminary roll, many sales start as a conversation. We track both Terramar streets and bring you homes before they are listed when an owner is willing.

Touring With a Purpose

We tour with the Terramar comparables, the flood file and the club questions in hand, and on a golf lot we look at the tee boxes, privacy and the lanai's exposure. The gate's access rules mean every tour is arranged in advance.

Set Up Custom Listing Alerts for Terramar

Create a saved search on our site and new Terramar and Olde Cypress listings reach you the day they appear; it routes to our team, so Marc sees what you are watching. Prefer a call? Reach Marc at (239) 287-5873 or read how we represent buyers in Naples; if you own in Terramar now, start with a Terramar home valuation or call Jesse direct at (239) 898-6072.

How Do We Negotiate for You in Terramar at Olde Cypress?

We negotiate a Terramar at Olde Cypress purchase from Terramar's own recorded sales, the listing's time on market, and the costs the seller has not disclosed. With a 93.65 percent median sold-to-list over 48 months and discounts to 77.87 percent on homes that waited, the room is real on some listings and thin on others.

Price From Terramar's Evidence

Before you offer, we show you every Terramar MLS closing and county-recorded sale for four years, adjusted for bedrooms, living area, condition and view. The deepest discounts, 77.87 and 92.11 percent of list, went to homes that had waited 103 and 96 days.

Use the Unknowns

If the seller cannot produce the club's figures, the Terramar budget, a flood letter or a road-tract answer, that uncertainty belongs in your price or your contingencies.

Inspection, Insurance and the Appraisal

A four-point and wind mitigation report on a 2000 to 2006 home, an aging roof or missing impact protection are negotiable as credits or repairs. With 11 closings in four years and a $332 to $628 per square foot spread, a short appraisal is a real possibility and a reason to renegotiate.

Partner-Level Negotiation

Marc Comisar and Jesse McGreevy negotiate every offer themselves. Call Marc at (239) 287-5873 or see how we represent buyers in Naples; selling a Terramar home first? See how we sell Terramar homes and call Jesse direct at (239) 898-6072.

What Are Buyer Closing Costs in Terramar at Olde Cypress?

Buyer closing costs in Terramar at Olde Cypress include, by Collier County custom, the owner's title policy and the closing agent's fees, plus lender charges, the note stamp tax at $0.35 per $100, the mortgage intangible tax at $0.002 per dollar, recording, inspections, survey, prepaids and any working capital contribution the contract assigns you.

The Two Mortgage Taxes

On an $879,200 loan, 80 percent of the $1,099,000 twelve-month Terramar median, Florida's documentary stamp tax on the promissory note at $0.35 per $100 is $3,077.20, and the nonrecurring intangible tax at $0.002 per dollar is $1,758.40, per the Florida Department of Revenue. A cash buyer pays neither.

Title Insurance in Collier County

In Collier County the buyer customarily chooses the closing agent and pays the owner's title policy; the contract controls. The premium is promulgated by the state under Florida Administrative Code Rule 69O-186.003, and in Terramar the title commitment is where the road-tract question gets answered.

Association and Club Items

The estoppel certificate fee is customarily the seller's in Collier County practice. The master working capital contribution under Section 8.13 is collected at transfer, and the contract decides who pays; the club may charge golf initiation if you join for golf.

Prorations and Prepaids

Taxes are prorated to the closing date, with the seller crediting you for the part of the year they owned; you prepay homeowners and any flood insurance. Selling a Terramar home in the same move? See how we sell Terramar homes and call Jesse direct at (239) 898-6072; for the purchase, read how we represent buyers in Naples or call Marc at (239) 287-5873.

How Does Buyer Representation Work After the NAR Settlement?

Since August 17, 2024, buyers in Terramar at Olde Cypress, as everywhere, sign a written agreement with their agent before touring, and that agreement states the agent's compensation, which is fully negotiable. Offers of compensation to buyer agents can no longer appear in the MLS, though a seller may still agree to pay part of it.

The Written Buyer Agreement

The agreement sets what we do for you, for how long and for what compensation, per the National Association of REALTORS guidance on written buyer agreements. Read it before the first Terramar tour, and ask us any question about it.

Who Pays the Buyer's Agent

Compensation is negotiable and not set by law. It may be paid by you, by the seller as a concession you negotiate, or by the listing brokerage where it offers to; the NAR settlement FAQ explains the rules. We tell you plainly how each approach changes your offer.

What Schools, Healthcare and Drive Times Come With a Terramar Address in Naples?

A Terramar at Olde Cypress address in Naples comes with assignment to Laurel Oak Elementary, Oakridge Middle and Aubrey Rogers High, all rated A in 2024, 2025 and 2026; NCH Emergency Department Northeast about 2.4 road miles from the gate; I-75 Exit 111 about 1.6 miles away; and downtown Naples about 14.5 miles away.

Schools by Address

Terramar Drive is zoned for 2026 to 2027 to Laurel Oak Elementary, Oakridge Middle and Aubrey Rogers High, per the Collier County Public Schools address lookup, with grades from state data republished by the Naples Daily News.

Healthcare

NCH Emergency Department Northeast, open 24 hours, is about 2.4 road miles from the entrance.

Drive Times

From the Treeline Drive entrance, about 1.6 road miles to I-75 Exit 111 and about 14.5 miles to Fifth Avenue South, at free-flow speeds; Terramar is a short drive in along Olde Cypress Drive. In season, round up.

The Roads Around the Gate

The gate opens onto Logan Boulevard North, a two-lane road the county's 2025 Annual Update and Inventory Report rates at level of service C; Immokalee Road from Logan to Collier Boulevard is rated F. Relief comes from the Vanderbilt Beach Road Extension, Phase I, open since July 2026, and a planned diverging diamond at I-75 Exit 111 in FDOT's I-75 Golden Gate Parkway to Alico Road project.

Terramar vs Santa Rosa at Olde Cypress: Which Golf Neighborhood Should You Buy In?

Terramar and Santa Rosa at Olde Cypress are the two all-golf detached neighborhoods a Naples buyer most often weighs against each other: similar lots, similar build years, the same club and schools. Terramar has twice the homes, more sales and lower recent prices; Santa Rosa is 27 homes on one street with higher recorded medians and fewer chances to buy.

Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 26 Sep 2026; Collier County Property Appraiser recorded sales file dated 29 Aug 2026)

The Decision Table

Question Terramar Santa Rosa
Homes and streets 55 on Terramar Drive (43) and Terramar Court (12) 27 on Monteverde Way (26) and Olde Cypress Drive (1)
Homes touching the golf parcel 55 of 55 27 of 27
Years built, 2026 preliminary roll 2000 to 2006, median 2003 2000 to 2007, median 2005
Median lot, 2026 preliminary roll 0.24 acre 0.23 acre
Median 2026 preliminary just value $965,006 $1,079,324
Median 2026 preliminary taxes $7,334 $7,692
MLS closings, 48 months 11 4, small sample
MLS median sold, 48 months $1,400,000 (observed) $1,556,250 (mean of $1,512,500 and $1,600,000)
Median per living sq ft, 48 months $446.14 $501.70
Median sold-to-final-list, 48 months 93.65 percent 94.81 percent
Median days on market, 48 months 20 27.5
Active on September 26, 2026 2 0
County recorded sales, 36 months 8, median $1,137,000 3, median $1,512,500
Effective 2012 flood map, wholly Zone AH 7 of 55 12 of 27
Preliminary 2025 flood map All Zone X All Zone X
Association Terramar at Olde Cypress Homeowners Association, Inc. Santa Rosa at Olde Cypress Homeowners' Association, Inc.
Assigned schools Laurel Oak, Oakridge, Aubrey Rogers Laurel Oak, Oakridge, Aubrey Rogers

Sources: Southwest Florida MLS Matrix, closed September 27, 2022 to September 26, 2026; Collier County Property Appraiser 2026 preliminary roll and recorded qualified sales, file dated August 29, 2026; FEMA National Flood Hazard Layer.

Who Should Choose Which

Choose Terramar for the larger pool of golf-course homes, a lower 48-month median, the lighter effective flood map and two listings to see today. Choose Santa Rosa for one quiet street of 27 homes, slightly newer construction and higher recorded values, and expect to wait: 4 MLS closings in four years and none active on September 26, 2026. Our Santa Rosa buyer guide covers that side, and our Terramar neighborhood guide covers the street in full.

Is Terramar at Olde Cypress the Right Place for You to Buy?

Terramar at Olde Cypress is the right place for a Naples buyer who wants a detached home on the golf course inside a private club without an equity stake, is comfortable with social membership coming with the deed, values A-rated assigned schools, and can wait for the right one of 55 homes.

It Fits If

You want the golf view every day, with or without a golf membership; a gate, a short street and about a quarter acre; a price record you can read sale by sale; and a club whose owner, not its members, carries the capital.

It Does Not Fit If

You need every carrying cost published before you tour, want a home built after 2006, want short-term rental income, or need overnight parking for more than two cars outside the garage. For newer homes behind the same gate, Lantana was built from 2013 to 2016.

Get Your Personalized Terramar Buyer Consultation

Your personalized Terramar at Olde Cypress buyer consultation with McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, starts with the contact form on this page or a call to Marc Comisar at (239) 287-5873. We cover every Terramar sale since 2022, the cost to own, the documents and your offer, at no cost.

What We Cover

The Terramar sales record with its outliers explained, the carrying-cost stack, the club questions, the flood file and any FEMA letter, the road-tract title question, the offer strategy, and a timeline from tour to closing.

How to Reach Us

Call Marc Comisar at (239) 287-5873 or Jesse McGreevy direct at (239) 898-6072, email , or use the contact form on this page; our office is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Read how we represent buyers in Naples, and if you own in Terramar today, get a free Terramar home valuation.

Your Local Real Estate Experts

Jesse McGreevy and Marc Comisar, Top 1% Real Estate Agents Nationally Since 2008, are the local real estate experts who represent Terramar at Olde Cypress buyers, licensed Florida REALTORS with Domain Realty who run every search and negotiation themselves, with Marc in the field and Jesse on the data and documents.

Marc Comisar

Marc Comisar is a licensed Florida REALTOR and Broker Associate with Domain Realty and one half of McGreevy and Comisar. He tours Terramar with you, runs the gate logistics and negotiates your offer: (239) 287-5873, Marc Comisar agent page.

Jesse McGreevy

Jesse McGreevy is a licensed Florida REALTOR and Sales Associate with Domain Realty, a co-founder of the brokerage and the other half of McGreevy and Comisar. He runs the Terramar comparables and the association, club and flood documents: (239) 898-6072, Jesse McGreevy agent page.

Selling Your Current Florida Home to Buy Here?

If your current home is in Terramar, see Sell Your Home in Terramar at Olde Cypress and request a free Terramar home valuation, or call Jesse McGreevy direct at (239) 898-6072. For all nine neighborhoods on one page, see our Olde Cypress buyer guide, and read how we represent buyers in Naples or call Marc at (239) 287-5873.

Frequently Asked Questions, Buyer Edition

These are the questions buyers ask before they write an offer in Terramar at Olde Cypress, Naples, answered from the public record for a Collier County purchase, each in one short paragraph. They cover homes for sale, prices, HOA fees, the club, taxes, flood, rules, schools and the process. Nothing here is legal, tax or insurance advice.

Where is Terramar at Olde Cypress?

On the west side of Olde Cypress in North Naples, ZIP 34119, off Olde Cypress Drive; the community's only entrance is Treeline Drive at Logan Boulevard North.

How many homes are in Terramar at Olde Cypress?

55 detached single-family homes on the Collier County Property Appraiser 2026 preliminary roll: 43 on Terramar Drive and 12 on Terramar Court.

Is Terramar the same as other Florida neighborhoods named Terramar?

No. This page covers only Terramar at Olde Cypress in North Naples, whose 55 homes all back onto the golf course.

How many Terramar homes are for sale right now?

Two on September 26, 2026, both on Terramar Drive, at $1,825,000 and $1,669,900, with none pending.

What have Terramar homes sold for recently?

Three MLS closings in the 12 months to September 26, 2026: $1,075,000, $1,099,000 and $1,750,000, a small sample with a $1,099,000 median. Over 48 months, 11 closings at a $1,400,000 median.

What is the most a Terramar home has sold for?

$1,900,000 in April 2025, a 4 bedroom, 4 bath Terramar Drive home of 3,025 square feet, the highest Terramar price in both the MLS record and the county's last-ten-year record.

What is the least expensive Terramar sale recently?

$850,000 in February 2025, a 2 bedroom plus den Terramar Drive home of 2,314 square feet that had been on the market 275 days.

How long do Terramar homes take to sell?

A median 20 days on market over 48 months, but the range runs from 2 days to 275. Well-priced homes go in days.

How much room is there to negotiate in Terramar?

The 48-month median sold-to-list was 93.65 percent, and homes that waited closed as low as 77.87 percent; homes that sold within 11 days closed at 89.96 to 100 percent.

Is Terramar cheaper than Santa Rosa at Olde Cypress?

On recorded sales, yes: a 48-month MLS median of $1,400,000 on 11 closings against Santa Rosa's $1,556,250 on 4, both small samples, and a lower median just value.

Why did Terramar prices drop after 2023?

The 2025 median of $1,075,000 on five county-recorded sales mixes price with condition: two of those sales had waited 103 and 275 days. Five sales cannot separate the two.

What are the HOA fees in Terramar at Olde Cypress?

The Terramar association bills quarterly, including the master share, and publishes the amount only on its resident portal. The estoppel certificate states it.

Is there a transfer fee or capital contribution when you buy in Terramar?

The master association may collect a Board-set working capital contribution at transfer under Section 8.13; the estoppel states it, and the contract says who pays.

Is club membership mandatory when you buy in Terramar?

Social membership is, automatically, under Section 14.02 of the recorded 2019 declaration. Golf membership is optional.

What are the club dues and golf initiation at Olde Cypress?

The club does not publish them, and third-party golf initiation figures conflict widely. Get current figures in writing from the membership office at (239) 596-4797.

Does Terramar or Olde Cypress have a CDD?

No, confirmed by the county's CDD layer, the state's dissolved-district list and a 2025 tax bill.

What are property taxes on a Terramar home?

The 2026 preliminary median for the 55 Terramar homes is $7,334, at the 2025 rate of 9.5058 mills plus garbage; a buyer's bill resets to the new just value.

Is Terramar in a flood zone?

On the effective 2012 map, 7 footprints sit wholly in Zone AH, 31 partly and 17 wholly in Zone X, and four lots touch Zone AE; on the March 2025 preliminary map, all 55 are Zone X.

Do I need flood insurance in Terramar?

Only if your lender's determination puts your building in the Special Flood Hazard Area, but many owners buy it anyway; the ZIP 34119 single-family median is $1,259 a year.

Does any Terramar lot have a FEMA letter?

Yes. LOMA 12-04-5230A in 2012 removed three Terramar lots to shaded Zone X; letters cover only the lots they name.

Did Terramar flood in Hurricane Ian?

We found no report naming Olde Cypress for flood damage, and no NFIP claim in its block group is coded to Ian.

What hurricane evacuation zone is Terramar in?

Zone E, in Florida's Category 4 storm surge zone, about 6.7 miles inland.

How old are the homes in Terramar?

Built from 2000 to 2006 on the 2026 preliminary roll, with a median year built of 2003.

Who holds title to the Terramar road?

On the 2026 preliminary roll the road tract, about 2.44 acres, and one common tract are titled to Terramar Development, Inc., not the association. Ask your title agent to address it.

Can I rent out a Terramar home?

Yes, with a 60-day minimum, no more than four leases a year, a $100 fee, a $1,000 deposit and Board approval.

Can I park on the street overnight in Terramar?

No. Vehicles may not be parked on Olde Cypress streets overnight, and no more than two cars in a driveway.

What schools is Terramar zoned for?

Laurel Oak Elementary, Oakridge Middle and Aubrey Rogers High for 2026 to 2027, all rated A in 2024, 2025 and 2026.

How far is Terramar from I-75 and downtown Naples?

About 1.6 road miles from the gate to I-75 Exit 111 and about 14.5 miles to Fifth Avenue South, at free-flow speeds.

Do I need a written buyer agreement before touring Terramar?

Yes, since August 17, 2024, and compensation in it is negotiable.

How long does it take to buy a home in Terramar?

Usually 30 to 60 days from contract to closing, depending on financing, inspections, the appraisal and the documents from the associations and club.

How do I start a home search in Terramar at Olde Cypress?

Call Marc Comisar at (239) 287-5873 for a buyer consultation, or set up a saved search on our site.

Sources and Authoritative References

Every Terramar at Olde Cypress figure on this page traces to a primary source below, listed as of September 2026: the Southwest Florida MLS, the Collier County Property Appraiser roll and recorded sales (cited in plain text), the recorded declarations, the club's own pages, Florida Statutes, Freddie Mac, NAR and FEMA. No listing portal or competing brokerage is cited.

Market data and county records

Terramar and the associations

The Club at Olde Cypress

Florida statutes, state agencies and buyer representation

Flood, storm and insurance

Schools, roads and location

Our related pages

Downloadable Documents

Every row below links the authority that publishes the document, so a Terramar at Olde Cypress buyer sees the official, current version. We host nothing ourselves; documents that are not public are named at the end with the office that holds each.

Document What it settles Official authority
Terramar declaration of covenants, OR 2689 PG 1846 Terramar's own covenants, the association and its subjection to the master declaration Olde Cypress Master Association, PDF
Terramar declaration amendment, OR 3288 PG 1762 The 2003 successor developer Olde Cypress Master Association, PDF
2019 Amended and Restated Declaration for Olde Cypress, OR 5700 PG 1118 Mandatory social membership (Section 14.02), no club equity (14.03), the working capital contribution at transfer (8.13), leasing, pets, lakes and parking Olde Cypress Master Association, certified PDF
2013 leasing amendment, OR 4874 PG 3783 The 60-day minimum, four leases a year, the $100 fee and the $1,000 deposit Olde Cypress Master Association, PDF
Olde Cypress neighborhood site map Where Terramar, the other eight neighborhoods, the gate house and the clubhouse sit Olde Cypress Master Association, image
Florida Statutes 720.401 The pre-contract disclosure summary and the buyer's cancellation right Florida Senate
Florida Statutes 720.30851 Estoppel certificate contents, delivery and fee caps Florida Legislature
FEMA Map Service Center The flood zone and any letter for your own Terramar address FEMA

Documents that matter to a Terramar purchase but are not public: the club's current social dues and golf initiation and dues, from the membership office at (239) 596-4797; the Terramar association's budget and quarterly assessment, from the resident portal or the manager; the master working capital contribution amount; the estoppel certificate for the home; and the title commitment, which should address the road tract.

Start your Terramar at Olde Cypress home search with the Top 1% Real Estate Agents Nationally Since 2008 through a buyer consultation, the contact form on this page or a call to Marc Comisar at (239) 287-5873. With 2 Terramar listings active on September 26, 2026, the buyer who is ready when the right home appears gets it.

The Accolades, Verbatim

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com, and read about the partnership on our about McGreevy and Comisar page. Nothing on this page is legal, tax or insurance advice.

Market data from Southwest Florida MLS, pulled September 2026, and from the Collier County Property Appraiser 2026 preliminary roll and recorded qualified sales, data file dated August 29, 2026. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.