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Start Your Island Walk Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

Buying a home in Island Walk means choosing among 1,856 fee-simple DiVosta homes in North Naples, Collier County, ZIP 34119, and then clearing a process that is more specific than most buyers expect: an association application, a $1,500 capital contribution at closing, an estoppel certificate, a flood map read lot by lot, and insurance inspections on homes built from 1998 to 2004. This page walks that path in the order you will meet it. For the full community picture (amenities, governance, history, schools and the Town Center), read our complete Island Walk guide, and for the wider market, our Naples guide.

Updated September 2026 · Jesse McGreevy and Marc Comisar, Domain Realty

McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008, and Marc Comisar leads our Island Walk buyer work. If you would rather talk than read, Call Marc at (239) 287-5873. Every price on this page comes from Collier County recorded qualified sales (Florida Department of Revenue sales data file), every rule from the association’s own documents, and every flood statement from FEMA’s maps and letters. Where the record is silent, we say so and name the document that holds the answer.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Why Should You Hire McGreevy and Comisar to Buy in Island Walk?

Hire McGreevy and Comisar to buy in Island Walk because the purchase turns on documents most agents never open: the recorded Declaration, the association’s Buyer Application, FEMA’s Letters of Map Amendment and the county’s recorded sales. We read all of them before you tour, and we have been Top 1% Real Estate Agents Nationally Since 2008.

A buyer’s agent in Island Walk earns the fee in four places. The first is product choice, because a Capri villa and a Carlyle inside the same gate recorded medians roughly $362,000 apart in the latest 12 months. The second is the association calendar: the application, the 20-day notice, the approval certificate and the estoppel all have to land before your closing date. The third is the house itself, which at 22 to 28 years old is exactly the age where roofs, windows and insurance inspections decide the real price. The fourth is the flood file, because much of Island Walk’s open ground is mapped FEMA Zone AH while many house pads sit on Zone X islands, and the difference shows up in your lender’s requirement and your premium.

We lead Domain Realty Group, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate. Jesse and Marc alone have over $900 million in personal sales. If you want to compare that record against other agents before you choose, start with our research on the best real estate agents in Naples, which sets out what to check on any agent, including us.

Your Local Real Estate Experts:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. The team’s site is DomainRealtyGroup.com.

What Top 1% Real Estate Agents Nationally Since 2008 Means at an Island Walk Offer Table

Rankings matter to a buyer only if they change the outcome. In Island Walk they change it through preparation. We know that the association’s approval certificate is due within 10 business days of receiving the contract, that the buyer’s application decision is emailed in 5 to 7 business days, and that a seller with unpaid assessments or an open violation can have the sale held up until it is cured. So we write offers with dates that fit the association’s clock, and we ask for the account status before the inspection period ends rather than after the lender does. Gulfshore Life Magazine has given our team its 5 Star Award for Customer Satisfaction for 21 straight years, and we are in the Top 1% of agents nationally since 2008; both came from closings that ran on time.

What Our Island Walk Buyer Consultation Covers

A consultation with Marc runs about 45 minutes and ends with a written plan. We cover which of the four main products fits your budget and your room count, the recorded qualified sales for that product with the sample size stated, the annual carrying cost at your price (dues, property tax with and without a homestead, garbage, insurance), whether you are financing and what that does to your inspection list, and the written buyer agreement the 2024 NAR settlement requires before we tour.

Book Your Island Walk Buyer Consultation

Island Walk recorded 97 qualified sales from May 2025 to April 2026 at a median of $525,000, so the right home is usually available within a season, but the right lot, plan and roof age rarely sit on the market together for long. Call Marc at (239) 287-5873 to set a consultation, or read how we represent buyers in Southwest Florida first. Selling a home elsewhere to fund this purchase? Call Jesse direct at (239) 898-6072 or request a free home valuation for your current home.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

What Does the Public Record Say About Island Walk Sales?

The public record shows 97 recorded qualified Island Walk sales from May 2025 to April 2026, a median of $525,000 and a middle half from $470,000 to $670,000. Those are Collier County recorded qualified sales (Florida Department of Revenue sales data file), screened by the state as arm’s-length transfers of improved homes.

Data updated: September 2026

In the last 12 months we tracked 97 recorded qualified Island Walk sales in the Florida Department of Revenue data. None of those sales is claimed here as ours. This is the whole community’s record, and it is the record your offer should be built from, because every price in it is a deed a buyer actually signed.

How We Built the Island Walk Sales Record

We matched every transfer in the Florida Department of Revenue 2026 preliminary sales data file for Collier County and the 2025 final statewide sales data file to the 1,856 Island Walk homes on the Collier County parcel layer. A sale counts only if the state qualified it as an arm’s-length transfer, the home was improved, the deed covered one parcel and the price was above $100, following the definitions in the Department of Revenue’s 2026 data users’ guide. All 205 qualified Island Walk prices from January 2024 to April 2026 match, to the dollar, the amount Collier County recorded for the same deed book and page.

Why Only 97 of 321 Island Walk Deeds Count as Sales

This is the single most useful fact for a buyer reading a list of “recent sales”. From May 2025 to April 2026, 321 deeds transferred Island Walk homes, and only 97 were qualified market sales. The rest were 197 quitclaim, corrective or minimum-stamp deeds, 18 life-estate reservations, 3 transfers between related parties, 2 estate or trustee transfers, 2 with non-market financing, 1 with atypical exposure or motivation and 1 where the property changed after the sale. A deed list that is not screened mixes a $10 transfer into a trust with a $700,000 sale. When someone quotes you an Island Walk “comparable”, ask whether it passed the state’s screen.

The Island Walk Record Is Thin Above $850,000

The highest qualified Island Walk sale in the latest 12 months was $955,000, and only 9 Carlyle homes sold. In the 12 months before, the top sale was $1,160,000 on 14 Carlyle sales. If your budget sits near the top of the range, you are negotiating on a handful of comparables, and that is where a buyer’s agent’s reading of condition, roof age and lot matters most.

What We Do Not Claim About Island Walk

We do not claim any Island Walk transaction as ours on this page, and we do not publish days on market, sale-to-list ratios or active-listing counts from anything other than the Southwest Florida MLS Matrix. Those figures appear in the market layer below once the editor inserts them. We do not use the county’s assessed values as prices. The 2026 preliminary median just value on the Collier County roll, $478,094, is an assessment for taxes, not a market value.

Buying in Island Walk? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Is the Island Walk Market Like for Buyers Right Now?

The Island Walk market gave buyers more room in the latest 12 months: 97 recorded qualified sales at a $525,000 median, up from 80 sales but down from a $600,000 median in the prior 12 months. Every product median fell. With the 30-year fixed mortgage averaging 7.03% on September 24, 2026, financed buyers should price the payment first.

Data updated: September 2026

In the Southwest Florida MLS Matrix, pulled September 24, 2026, 120 Island Walk homes closed from September 25, 2025 to September 24, 2026, for $69,995,700 in closed volume. The median sold price was $532,500 (the mean of the middle pair, $530,000 and $535,000) (n=120, even), the median sold price per square foot of living area was $300.78 (the mean of the middle pair, $300.00 and $301.57), the median time on market was 54 days, the median sold-to-list ratio was 95.80%, and 11 of 120 closed at or above list. The highest sale was $955,000 and the lowest $350,000. In the prior 12 months the same query found 65 closings at a median of $600,000.

The Two Island Walk Windows Side by Side

Island Walk, all homes

May 2025 to April 2026

May 2024 to April 2025

Recorded qualified sales

97 (odd, so the median is one actual sale)

80 (even, median is the mean of a middle pair of $600,000 and $600,000)

Median sale price

$525,000

$600,000

Middle half (first to third quartile)

$470,000 to $670,000

$533,725 to $783,088

Range

$350,000 to $955,000

$405,000 to $1,160,000

Source: Collier County recorded qualified sales (Florida Department of Revenue sales data file). Quartiles use linear interpolation.

What the Falling Island Walk Median Means for a Buyer

The median fell about 12.5%, and part of that is mix. In the latest 12 months Capri villas were 44 of the 97 sales and Carlyle homes only 9; in the prior 12 months Capri villas were 36 of 80 and Carlyles 14. More sales of the least expensive plan pull the median down even when no home changes value. But every product median also fell: Capri from $527,450 to $470,000, Oakmont from $735,000 to $662,500, Carlyle from $877,500 to $832,000 and the townhomes from $537,500 to $510,000. For a buyer, the practical reading is that the prior-year prices a seller remembers are not the prices buyers paid most recently, and your offer can say so with deed evidence.

Island Walk Deeds Recorded After the State’s Screen

The Department of Revenue had finished screening Island Walk transfers only through April 2026 when the data was pulled. Twelve Island Walk sales from May and June 2026 were still pending review, at prices from $200,000 to $815,000, and the county recorded 38 Island Walk deeds over $1,000 between May 4 and August 24, 2026. None of those has a qualification decision, so none is in any median here. They are still worth reading in a specific negotiation, one deed at a time, once we know what each one was.

Mortgage Rates for an Island Walk Purchase This Week

Freddie Mac’s Primary Mortgage Market Survey for the week of September 24, 2026 put the 30-year fixed average at 7.03% and the 15-year fixed at 6.42%. The survey is a national average of conventional, conforming loans for borrowers with strong credit; your rate depends on your credit, down payment and loan type, and it moves weekly. On a $525,000 Island Walk purchase with 20% down, the principal and interest on a 30-year loan at 7.03% runs about $2,803 a month before dues, taxes and insurance (our arithmetic). Your lender’s Loan Estimate is the document that makes that number binding for comparison.

How Much Room Buyers Have in Island Walk

Negotiating room is a function of days on market and sale-to-list ratio, and those two figures come only from the MLS layer above. What the county record adds is the price evidence: at a $470,000 Capri median with a middle half of $435,000 to $500,000, an asking price at $565,000 has to be justified by something the record can see, such as a replaced roof, impact openings, a lake lot or a pool. We read every listing against that band before we set your number.

Ready to test a specific Island Walk listing against the record? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Ready to Buy in Island Walk? Talk to Marc Before You Tour

Island Walk’s 1,856 homes split into four DiVosta product lines with different price bands, lake exposure and roof and window histories, and the right one depends on your budget and how you will use the home. Call Marc at (239) 287-5873, read how we represent buyers in Southwest Florida, or learn about our team. Selling a home first? Call Jesse direct at (239) 898-6072 or request a free home valuation.

Which Island Walk Home Should You Buy: Capri, Oakmont, Carlyle or Townhome?

Choose your Island Walk product before your street. Capri villas (about 775, attached pairs) recorded a $470,000 median on 44 sales; Oakmont homes (about 613, detached) $662,500 on 36; Carlyle homes (291, detached, largest) $832,000 on 9; Aruba and Catalina townhomes (160, two-story) $510,000 on 8, from May 2025 to April 2026.

Data updated: September 2026

Our analysis of county parcel and building records sorts Island Walk’s 1,856 homes into roughly 775 attached Capri villas, 613 Oakmont and 291 Carlyle single-family homes, 160 two-story Aruba and Catalina townhomes, and a mixed group of 17 on Andros Way. Every home is a fee-simple single-family lot; there are no condominiums inside Island Walk. Sizes below are DiVosta’s air-conditioned square footage as marketed on its 2001 model sheets, never the county roll’s area figure, which counts garages and porches.

Island Walk Price Bands by Product

Product

Homes (about)

Plan (DiVosta 2001 model sheet)

Sales May 2025 to April 2026 (n)

Median

Middle half

Range

Prior 12 months median (n)

Capri villa, one-story attached pair

775

2 bed plus den, 2 bath, 2-car garage, 1,522 A/C sq ft (Capri III)

44

$470,000 (mean of $470,000 and $470,000)

$435,000 to $500,000

$360,000 to $665,000

$527,450 (36)

Oakmont, one-story detached

613

3 bed plus den, 2 bath, 2-car garage, 1,995 A/C sq ft

36

$662,500 (mean of $660,000 and $665,000)

$604,000 to $716,250

$500,000 to $850,000

$735,000 (25)

Carlyle, one-story detached

291

4 bed (optional 5th), 3 bath, 2-car garage, 2,507 A/C sq ft

9 (small sample)

$832,000

$700,000 to $849,000

$690,000 to $955,000

$877,500 (14)

Aruba and Catalina townhome, two-story attached

160

Aruba: 3 bed, 2.5 bath, 1,826 to 1,841 A/C sq ft, detached 2-car garage; Catalina: one-car garage

8 (small sample)

$510,000 (mean of $505,000 and $515,000)

$486,250 to $516,250

$350,000 to $525,000

$537,500 (4, small sample)

Andros Way, mixed

17

Mixed plans

0

No sale

none

none

One sale, $765,000, February 2025

All homes

1,856

97

$525,000

$470,000 to $670,000

$350,000 to $955,000

$600,000 (80)

Sources: Collier County recorded qualified sales (Florida Department of Revenue sales data file); product classes from our analysis of the Collier County parcel layer and county building footprints; plan details from DiVosta’s archived Capri III, Oakmont, Carlyle and Aruba model sheets.

Buying a Capri Villa in Island Walk

The Capri is the most traded Island Walk home and the entry point for a one-story plan: 44 of the 97 qualified sales in the latest 12 months, at a $470,000 median. It is one of two homes in a building, so your purchase includes a shared wall and a shared roof. Under Declaration section 9.4, both owners share the cost of repairing a party wall, party fence or shared roof and must repair within 60 days. Ask the seller when the roof was last replaced and whether the neighbor’s half was done at the same time; a new tile roof on one side of a pair and a 20-year-old roof on the other is a conversation you want to have before closing, not after. The county’s 2026 preliminary median just value for Capri villas is $409,768, which drives the tax estimate later on this page. About 63% of Capri villas back to a lake tract by our analysis, and the median Capri lot is about 5,140 square feet. Screen enclosures on a Capri are limited to 31 feet wide by 21 feet deep under the association’s architectural standards.

Buying an Oakmont in Island Walk

The Oakmont is Island Walk’s middle detached plan: 36 qualified sales at a $662,500 median, and a middle half from $604,000 to $716,250. It is a zero-lot-line home with a roughly 5-foot easement on the neighbor’s side (Declaration section 8.1.B), which matters for where you can place pool equipment, a generator or a mini-split. By our analysis nearly every Oakmont backs to a lake tract, the median lot is about 7,430 square feet, and screen enclosures are limited to 40 by 25 feet. Some Oakmont lots carry private pools; the architectural rules reference pool equipment on Oakmont and Carlyle lots, but no public record counts them, so the pool question is answered listing by listing.

Buying a Carlyle in Island Walk

The Carlyle is the largest DiVosta plan in Island Walk, 2,507 air-conditioned square feet with four bedrooms and three baths. Only 9 sold in the latest 12 months (a small sample) at an $832,000 median, and the range ran $690,000 to $955,000. Because the sample is thin, a Carlyle offer has to lean harder on condition and lot than on the median. Median lot size is about 8,900 square feet, screen enclosures run up to 50 by 24 feet, and like the Oakmont it is zero-lot-line with a neighbor easement.

Buying an Aruba or Catalina Townhome in Island Walk

The two-story townhomes are the smallest group, 160 homes, and 8 sold in the latest 12 months at a $510,000 median (small sample). The Aruba is three bedrooms and two and a half baths over two floors, 1,826 to 1,841 air-conditioned square feet, with a detached two-car garage that shares a party wall with the neighbor’s garage. The Catalina is also two-story attached and is the only Island Walk model with a one-car garage under the association’s rules; no public source we can cite gives its square footage. About 88 townhomes line Towncenter Circle and Islandwalk Boulevard, closest to the Town Center. No townhome lot touches a lake tract by our analysis.

Buying on Andros Way in Island Walk

Andros Way holds 17 homes that, in the Declaration’s words, do “not all contain the same type of Unit”, and the association may bill their lawn and irrigation costs as Individual Assessments under the December 2024 amendment. No Andros Way home recorded a qualified sale in the latest 12 months; the prior window held one sale, $765,000, in February 2025. One sale is not a market, so an Andros Way purchase is priced against the Oakmont and Carlyle record plus the specific home. Ask the estoppel to state any Individual Assessment on the lot.

Lake Lots in Island Walk

About 73% of Island Walk homes (1,360 of 1,854 on the 2025 roll) have a lot line touching a lake tract, by our analysis. The association describes 30 lakes with 18.56 miles of shoreline and about 170 acres of water. They are stormwater lakes permitted by the South Florida Water Management District: no swimming or wading, no gas motors, kayaks and other non-gas craft in daylight only, and catch-and-release fishing, per the association’s rules and New Homeowner Packet on its sales and leasing page. The lakes are mapped FEMA Zone AE, which is one reason the flood read below matters more on a lake lot.

Not sure which Island Walk plan fits? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

What Is for Sale in Island Walk Today?

What is for sale in Island Walk changes weekly, so the live count comes from the Southwest Florida MLS Matrix, inserted below. The county record tells you what to expect: about 5.2% of Island Walk’s 1,856 homes changed hands in qualified sales in the latest 12 months, most of them Capri villas and Oakmont homes.

Data updated: September 2026

On September 24, 2026, 13 Island Walk homes were listed as active in the Southwest Florida MLS Matrix at a median list price of $489,900, with 15 under contract, which is about 1.3 months of supply at the trailing 12-month closing pace.

How We Work the Island Walk Active List for You

We sort every active Island Walk listing by product first, then by roof age, opening protection and lot type, and only then by price. A listing that sits above its product’s middle half without a new roof, impact openings, a pool or a lake lot is a listing we expect to negotiate. A listing inside the band with a recent roof and a wind mitigation report on file is one we expect to move, and we tell you so before you tour.

Set Up Island Walk Listing Alerts

Create a property-search account on mcgreevyandcomisar.com and save an Island Walk search by product and price band; new listings and price changes arrive by email. For the widest listings search across Southwest Florida, our team site at DomainRealtyGroup.com carries the full inventory. We still recommend a consultation first, because a saved search cannot tell you which Capri shares a roof with a neighbor who has not replaced theirs.

Touring Island Walk Homes Through the Gate

Island Walk’s main entrance on Vanderbilt Beach Road has a staffed gatehouse. When a seller has filed the association’s Notice of Intent to Sell or Lease, the home is flagged in the gate database, and a showing agent who presents a real estate business card, a driver license and the address receives dashboard visitor permits for the agent’s car and the client car that follows. Unflagged homes are handled like any unannounced guest, which is why we confirm the flag before we schedule. Open houses run Sundays 1 to 4 p.m. only; visitors enter with a driver license and a one-day permit. Those procedures are in the association’s Real Estate Procedures on its governing documents page.

Get Your Personalized Island Walk Buyer Consultation

With 44 Capri villas and 36 Oakmont homes accounting for most of the 97 recorded qualified Island Walk sales in the latest 12 months, most buyers here are choosing between those two plans, and the right answer depends on roof age, lot and budget more than on the street name. Call Marc at (239) 287-5873 to book a consultation, or read how we represent buyers in Southwest Florida before we talk. We will send you the product table, the carrying-cost worksheet and the inspection plan for the homes on your list.

How Does the Island Walk Association Approve a Buyer?

The Island Walk association approves a buyer through its Homeowner Buyer Application, filed with the executed contract: $150 for an individual or married couple, $200 for roommates, with a decision emailed in 5 to 7 business days. The association issues its approval certificate within 10 business days of receiving the contract, per the recorded Declaration.

Data updated: September 2026

Island Walk is a mandatory-membership community. Section 5.3 of the Declaration reads: “Every Owner of a Lot shall be a mandatory member of the Association.” One association governs every home, Island Walk Homeowners Association, Inc., a Florida not-for-profit on the state corporate register since April 29, 1998. There are no sub-associations and no condominium associations inside Island Walk, so a buyer deals with one application, one estoppel and one set of rules.

The HOA Disclosure Summary Comes Before You Sign

Florida law requires that a buyer in a mandatory-association community be given a disclosure summary before signing the contract. Under section 720.401, Florida Statutes, if the summary is not provided first, the buyer may void the contract by written notice within 3 days after receiving it or before closing, whichever comes first, and that right cannot be waived. We make sure the summary is attached to every Island Walk offer we write, because a clean contract is worth more to a seller than a contract with a live escape hatch.

What the Island Walk Homeowner Buyer Application Asks For

The application, version dated January 21, 2026, on the association’s sales and leasing page, goes in with the executed contract and the fee. The buyer also signs a receipt acknowledging the Declaration, Articles, Bylaws, Rules, Collections Policy and amenity rules. Read those documents during your inspection period, not at the closing table; they govern your pets, your vehicles, your shutters, your lease options and your roof.

What the Island Walk Association Can and Cannot Refuse

The Declaration states that it is “not the intention” to give the association approval rights over buyers (sections 13.3 and 13.4). The association may disapprove a sale only while the seller is delinquent or while the owner or buyer is in violation, and the buyer must agree to follow the rules. For you, that means approval is a paperwork step rather than a vetting board, and the one real risk is the seller’s account. We ask for the account status early so a delinquency or open violation is cured before it can push your closing date.

The Seller’s 20-Day Notice to the Island Walk Association

At least 20 days before closing, the seller must notify the association in writing and send a copy of the sales contract (Declaration section 13.1). A 30-day closing leaves room for it; a 14-day cash closing does not unless the seller files immediately. We write the notice into the contract timeline so neither side forgets it.

Island Walk Approval Timeline at a Glance

Step

Who

When

Source

HOA disclosure summary delivered

Seller

Before the buyer signs

Section 720.401, Florida Statutes

Homeowner Buyer Application and fee ($150 or $200)

Buyer

With the executed contract

Association Buyer Application (January 21, 2026)

Written notice and contract copy to the association

Seller

At least 20 days before closing

Declaration section 13.1

Application decision emailed

Association

5 to 7 business days

Association Buyer Application

Approval certificate

Association

Within 10 business days of receiving the contract

Declaration sections 13.3 and 13.4

Estoppel certificate issued

Association, through Castle Group

Within 10 business days of the request

Section 720.30851, Florida Statutes

Capital contribution paid

Buyer

At closing

Recorded 2021 amendment, OR Book 5921, Page 3663

Recorded deed brought to the Town Center office

Buyer

After closing

New Homeowner Packet (March 25, 2026)

Starting an Island Walk offer? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida. Selling first? Call Jesse direct at (239) 898-6072.

What Will You Pay at Closing on an Island Walk Home?

An Island Walk buyer pays the association a one-time $1,500 capital contribution at closing, plus the $150 or $200 application fee, on top of ordinary Florida closing costs: lender charges, title charges, prorated dues and taxes, and, if financing, documentary stamp tax of 35 cents per $100 and a 2-mill intangible tax on the mortgage.

Data updated: September 2026

The $1,500 Island Walk Capital Contribution

Buyers pay a one-time $1,500 capital contribution at closing under the 2021 amendment recorded at Collier Official Records Book 5921, Page 3663, still $1,500 in the association’s October 2025 restated Declaration. The money goes to the Deferred Maintenance Reserve. Transfers to a spouse or lineal descendants, to an estate or heirs, to a wholly owned trust or entity, between co-owners, and by foreclosure or deed in lieu are exempt. Changing the amount takes a Finance Committee recommendation, Board agreement and approval by CONCUR representatives of a majority of owners, so the amount can change; the estoppel certificate states the amount in force on your closing date. On the latest $525,000 median sale, $1,500 is about 0.29% of price.

The Island Walk Estoppel Certificate

The estoppel certificate is the association’s statement of what is owed on the home, and it protects you. Island Walk estoppels are ordered through Castle Group, the association’s management company. Under section 720.30851, Florida Statutes, the association must issue it within 10 business days of a request; an estoppel delivered electronically is effective for 30 days (35 if mailed), and it must state the regular assessment, what is paid through, any special assessments, any capital contribution or transfer fee, and any open violation. The fee is capped by that statute, and the Declaration (section 6.1.B) defers to the statutory cap. Why it matters: under section 720.3085, Florida Statutes, a new owner can be liable with the prior owner for unpaid assessments, and the estoppel is how the closing agent makes sure they are paid from the seller’s side.

Island Walk Dues Proration at Closing

Island Walk dues are billed quarterly and due January 1, April 1, July 1 and October 1. Base assessments are levied equally on all 1,856 homes, so the association’s 2026 approved budget of $12,186,195 in assessments works out to about $1,641 a quarter per home (about $6,566 a year); the association does not print a per-home figure, and the estoppel or 2026 coupon states the exact billed amount. Because the quarter is paid in advance, a closing in mid-quarter usually means the buyer credits the seller for the unused days; the contract and the closing agent set the method.

Florida Taxes on the Deed and the Mortgage

Florida levies documentary stamp tax on the deed at 70 cents per $100 of price outside Miami-Dade, and on a new mortgage at 35 cents per $100 of the amount secured, with no cap on the mortgage tax, per the Florida Department of Revenue’s documentary stamp tax page and section 201.02, Florida Statutes. A one-time 2-mill nonrecurring intangible tax also applies to the mortgage under section 199.133, Florida Statutes. Who pays the deed stamps and the owner’s title policy is set by the contract you sign; on a $420,000 mortgage, the mortgage stamps are $1,470 and the intangible tax $840 (our arithmetic).

What Else Lands on an Island Walk Closing Statement

Expect lender fees, the appraisal, the lender’s title policy, recording fees, and escrow deposits for taxes and insurance if you finance. Your Closing Disclosure arrives at least three business days before closing on a financed purchase; we read it line by line against the estoppel. Move-in items are small: a vehicle bar code is $15 per sticker, an amenity fob $10 or a phone credential $15 (maximum three per household), and three mailbox keys $25, per the association’s New Homeowner Packet.

Island Walk Buyer Money Checklist

Item

Amount

When

Source

Buyer application

$150 individual or married couple; $200 roommates

With contract

Association Buyer Application

Capital contribution

$1,500 (exemptions for family, estate and trust transfers)

At closing

OR Book 5921, Page 3663; Declaration section 6.9

Estoppel certificate

Capped by statute; paid per the contract

Before closing

Section 720.30851, Florida Statutes

Mortgage documentary stamps

35 cents per $100 of the loan

At closing

Florida Department of Revenue

Intangible tax on the mortgage

2 mills (0.2%) of the loan

At closing

Section 199.133, Florida Statutes

Quarterly dues proration

About $1,641 a quarter, derived

At closing

2026 Approved Budget

Bar code, fob, mailbox keys

$15 per sticker; $10 fob or $15 phone credential; $25 for three keys

After closing

New Homeowner Packet

Want your Island Walk closing costs estimated before you write? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Long Does an Island Walk Purchase Take From Contract to Keys?

An Island Walk purchase commonly runs 30 to 45 days from contract to closing when financed, and can close faster in cash, but the association’s clock sets the floor: the seller’s 20-day notice, a 5 to 7 business-day application decision and an approval certificate within 10 business days of the contract.

Island Walk Week by Week, Financed Purchase

Days after contract

What happens

Day 0 to 3

Deposit, HOA disclosure summary confirmed, Buyer Application and fee filed with the contract, seller files the 20-day notice

Day 1 to 10

General inspection, four-point and wind mitigation inspections, roof and opening review, flood file (LOMA or elevation certificate) requested

Day 5 to 10

Insurance quotes bound to the inspection reports; flood quote if the building is in the flood zone or your carrier requires it

Day 5 to 10

Application decision emailed; approval certificate within 10 business days

Day 10 to 25

Appraisal, underwriting, estoppel ordered through Castle Group, title search

Day 27 to 30

Closing Disclosure delivered at least three business days before closing

Day 30 to 45

Closing; buyer brings the recorded deed to the Town Center office for gate, website, payment and email access

These windows are our planning ranges, not rules; the contract governs.

Cash Purchases in Island Walk

A cash buyer skips underwriting and the appraisal, but not the association. With the seller’s 20-day written notice and the approval certificate, a cash Island Walk closing is realistic at about three weeks if the seller files the notice the day the contract is signed.

After Closing: Getting Into Your Island Walk Home

Bar codes are issued only to deed owners or approved tenants and are affixed by staff. Bring the recorded warranty deed to the association office at 6155 Towncenter Circle, Suite 101 (weekdays 9 a.m. to 1 p.m. and 2 to 5 p.m.; office line 239-513-0045, per the association’s management contacts page) to receive website, payment, gate and email access. Until then, you enter as a guest.

Planning a move-in date around an Island Walk closing? Call Marc at (239) 287-5873.

What Should an Inspector Check on a 1998 to 2004 DiVosta Home in Island Walk?

On an Island Walk home, built by DiVosta from 1998 to 2004, an inspector should prioritize the tile roof, windows and doors, hurricane shutters, the four-point systems (roof, electrical, plumbing, HVAC) and a wind mitigation report, plus any shared roof or party wall on attached plans. Those items drive both repair cost and insurability.

Island Walk Construction: What the Record Says

Florida’s tax roll classifies 1,833 of Island Walk’s homes as reinforced-concrete construction, consistent with DiVosta’s cast-in-place concrete building system, which Otto “Buz” DiVosta brought to Florida in the 1970s, per Palm Beach County History Online. A buyer’s wind mitigation inspection documents the walls of the specific home. DiVosta completed Island Walk’s homes from 1998 to 2003, with one final home in 2004; the busiest year was 2002, with 467 homes, per the 2025 Florida statewide cadastral. PulteGroup (then Pulte Corporation) bought DiVosta on July 1, 1998, per Pulte’s 1998 Form 10-K, so most of Island Walk was built by DiVosta as a Pulte company.

Island Walk Was Built Across Florida’s First Statewide Code

Florida’s first statewide building code took effect March 1, 2002, per the Florida House bill analysis of HB 901. By our reading of county building footprints, roughly two thirds of Island Walk’s homes were permitted under Collier’s earlier local code. The code era does not tell you whether a given home is sound; it tells you which wind mitigation features to look for and which ones were likely added later. Today’s design wind speed at Island Walk is 161 mph (Florida Building Code 8th Edition, Risk Category II), per the county’s wind load layer.

Island Walk Roofs: Age, Tile Line and Who Pays

Roofs are concrete tile, and they are the owner’s cost: Declaration section 9.2.A puts roofs, exterior walls and exterior painting on the owner, not the dues. Replacement roofs must use Board-approved concrete tile lines (Eagle Capistrano or Boral Barcelona 900, in named colors), and roof coating in an approved tile color is allowed by architectural application, per the standards on the association’s architectural review page. Ask for the roof permit date and the tile line. For insurance, Florida law bars an insurer from refusing to write or renew solely because a roof is under 15 years old, and an inspection showing five or more years of remaining life prevents an age-only denial, under section 627.7011, Florida Statutes. On an attached Capri or townhome, check both halves of the shared roof.

Island Walk Windows and Doors

Replacement windows must match DiVosta’s original shape and dimensions, be white and include grids, with light or medium gray tint only. Impact-rated windows and doors earn opening-protection credit on the wind mitigation form, and Florida’s section 720.3035 bars an association from denying hurricane protection, including impact windows and doors, that meets the specifications its board has adopted. Ask whether the seller’s replacements carried architectural approval; an unapproved change can surface as an open violation on the estoppel.

Island Walk Hurricane Shutters

During hurricane season, June 1 to November 30, approved shutters or panels may stay up without time limits if they are white or clear; shutters are prohibited outside the season. Under a watch or warning any covering, including plywood, is allowed and must come down within 7 days after it ends. Accordion and roll-down shutters must be white with white or house-color tracks; corrugated panels white or clear; fabric white; Bermuda or Bahama shutters only on the garage window of side-load Oakmont and Carlyle models (architectural standards of April 9, 2025). Confirm the shutters convey, that every opening is covered, and that the wind mitigation report credits them.

The Four-Point Inspection on an Island Walk Home

Citizens Property Insurance requires a four-point inspection (roof, electrical, plumbing, HVAC) for homes over 20 years old, which is every Island Walk home, per Citizens’ inspections page. Private carriers commonly ask for the same report. The four-point is not a full home inspection; it is an insurability snapshot. We schedule it in the first days of the inspection period so any finding feeds the negotiation rather than the closing delay.

The Wind Mitigation Inspection on an Island Walk Home

Florida requires insurers to offer windstorm mitigation credits for features of the roof, the roof-to-wall connection, the walls and opening protection, under section 627.0629, Florida Statutes. A wind mitigation inspection on the state form documents what the specific home has. Ask the seller for an existing report; if it predates a roof replacement or new shutters, order a new one, because the credits it documents are only as current as the house.

Party Walls, Screen Cages, Pools and Garages

On attached Capri villas and townhomes, both owners share repair of a party wall, party fence or shared roof and must repair within 60 days (Declaration section 9.4). Screen enclosures have model-specific size limits, and private pools exist on some detached lots. Garages may not be converted to living space (Declaration section 11.5), so a converted garage is a violation you would inherit. Every exterior change needs prior Architectural Control Committee approval, and the committee meets twice a month.

Island Walk Inspection Priorities Table

Item

Why it matters in Island Walk

Document to request

Roof age and tile line

Owner’s cost under Declaration section 9.2.A; insurer age rules; approved tile lines only

Roof permit and final; architectural approval

Shared roof (Capri, townhomes)

Both owners share repair costs; repair within 60 days

Neighbor’s roof permit date

Windows and doors

Must match DiVosta shape, white, grids; impact openings earn credit

Product approvals; architectural approval

Shutters

Seasonal rules; opening-protection credit

Shutter inventory and approval

Four-point

Required by Citizens on homes over 20 years

Existing report or new inspection

Wind mitigation

Premium credits under section 627.0629

Current state-form report

Flood file

Zone AH on much of the land; LOMAs on some homes

LOMA or elevation certificate for the lot

Garage and additions

Garage conversions barred; unapproved work becomes a violation

Estoppel violation line; architectural file

Want an Island Walk inspection plan built around a specific listing? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Do You Read the Flood Map for a Specific Island Walk Home?

Read the Island Walk flood map lot by lot. Much of Island Walk’s open ground, roads and yards is FEMA Zone AH, a shallow-ponding Special Flood Hazard Area; the lakes are Zone AE; many house pads show as shaded or unshaded Zone X. FEMA has issued 50 Letters of Map Amendment on Island Walk properties since 2012.

Data updated: September 2026

What Zone AH Means in Island Walk

FEMA names the flooding source for Island Walk’s AH areas “ponding/overland flow”: rainfall ponding, not coastal storm surge. The base flood elevation in the AH zone is about 13.2 feet (NAVD88), 13.3 to 13.4 at a few lots, per FEMA’s community-scale Letter of Map Amendment 12-04-5235A. Shaded Zone X is not a Special Flood Hazard Area. In a 40-point sample along Island Walk’s streets, 32 points fell in Zone AH, 1 in Zone AE at the entry lake, 6 in shaded Zone X and 1 in unshaded Zone X; street points are not house pads, and the zone that matters is the one under your building. The effective panels are 12021C0213H, 0214H and 0402H, effective May 16, 2012, on FEMA’s National Flood Hazard Layer.

Letters of Map Amendment in Island Walk

FEMA has issued 50 Letters of Map Amendment for Island Walk properties: 43 homes removed from the flood hazard area, one letter removing 34 Town Center lots, and 6 denials; 38 of them came within 13 months after the 2012 maps took effect, per FEMA’s LOMA list for Collier County. A LOMA is address-specific and can be superseded when new maps take effect. Where FEMA removes a building by LOMA, the federal mandatory purchase requirement no longer applies, but a lender may still require flood insurance. Ask the seller whether a LOMA exists for the home, and check the address on FEMA’s Flood Map Service Center.

Elevation Certificates in Island Walk

Collier County’s elevation certificate layer holds 30 certificates inside the Island Walk planned unit development, with base flood elevations of 13.0 to 13.5 feet. If the home you want has one, it is the document a flood insurer rates from. If it does not, a surveyor can prepare one, and we recommend it on any AH lot before you bind a flood policy.

New Flood Maps Are Coming to Island Walk

FEMA’s preliminary maps (panels 0213J, 0214J and 0401J, issued March 20, 2025; 0402 not reissued) show the same zone at every Island Walk point sampled. Collier County opened the 90-day appeal period on August 19, 2026 and targets a summer 2027 effective date, subject to change, per the county’s proposed flood map notice. A LOMA issued against the 2012 maps may need to be revalidated or reissued when the new maps take effect, so ask your insurer how it will treat the letter.

The Seller’s Flood Disclosure

Florida now requires a seller of residential property to complete a flood disclosure at or before contract, stating whether the seller knows of flooding that damaged the property during their ownership, has filed a flood insurance claim, or has received flood assistance such as from FEMA, under section 689.302, Florida Statutes. In the census tract that contains Island Walk and some neighbors, only six NFIP claims have ever been filed and none shows a payment, per OpenFEMA’s claims data.

Island Walk Storm Posture for a Buyer

Island Walk is in Collier County Hurricane Evacuation Zone E at every point tested, per the county’s evacuation zone lookup, and it is not in Collier’s Coastal High Hazard Area. NOAA’s worst-case surge maps show no surge reaching Island Walk in a Category 1 or 2 storm and only fringe water in a Category 3; in the worst Category 4 and 5 scenarios most of the land is inundated. Those are planning envelopes, not forecasts, per the National Hurricane Center’s storm surge risk maps. The National Weather Service mapped Hurricane Ian’s Collier surge south and west of US 41 and along the coastal rivers, per its Ian summary; Island Walk sits inland, east of I-75.

Want the flood file pulled for a specific Island Walk address? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Should You Budget for Insurance in Island Walk?

Budget for two Island Walk policies: a full homeowners policy including wind, which you carry yourself because there is no master policy, and a flood policy if the building is in the Special Flood Hazard Area, your lender requires it or your wind carrier is Citizens. NFIP medians in Island Walk’s census tract run about $1,132 to $1,209.

Data updated: September 2026

Why Island Walk Owners Insure the Whole House

Article XII of the Declaration reads: “Each Owner shall maintain a policy or policies to insure the Owner’s Unit and all other insurable Improvements upon the Lot”, and a damaged home must be rebuilt to original plans within 12 months. The association insures only common-area improvements; its 2026 insurance line is $784,973, down from $939,269 in 2025. So your homeowners policy covers the roof, walls and everything inside, and your premium depends on the roof, openings and wind mitigation features the inspections document.

Flood Insurance Costs Near Island Walk

In census tract 104.35, which contains Island Walk and some neighbors, 898 NFIP policies were in force in FEMA’s June 2026 data. The median total cost was $1,209 for policies rated Zone AH and $1,132 for Zone X, with median building coverage of 250, 000, per[OpenFEMA′spolicydata](https : //www.fema.gov/api/open/v2/FimaNfipPolicies?filter=censusTract%20eq%20%2712021010435%27). The two medians sit within about $80 of each other. Unincorporated Collier County is a Community Rating System Class 5 community, a 25% NFIP discount applied to every policy in the county, per FEMA’s CRS eligible communities list. Under Risk Rating 2.0, FEMA prices each home individually and caps most annual increases at 18%, per FEMA’s pricing page. A tract median is not your quote; your elevation certificate and building are.

Citizens and the Flood Requirement

If Citizens Property Insurance writes your wind coverage, Citizens requires flood coverage on every wind policy for a home in a Special Flood Hazard Area, naming Zone AH; outside the SFHA the requirement reached $400,000 of dwelling value on January 1, 2026 and applies to all Citizens policies from January 1, 2027, per Citizens’ flood page and its update on the flood coverage law.

My Safe Florida Home After You Buy

Once you hold a homestead exemption, an Island Walk home built before 2008 with insured value up to $700,000 can qualify for a free inspection and up to $10,000 in state matching grants ($1 from the owner for every $2 from the state) under section 215.5586, Florida Statutes, subject to the program’s funding and rules on the My Safe Florida Home site. Impact windows, a new roof deck attachment or opening protection can change both your premium and your wind mitigation credits.

Island Walk Insurance Budget Worksheet

Line

What sets it

Where the number comes from

Homeowners (dwelling, wind, contents, liability)

Roof age, openings, wind mitigation features, deductible

Quotes bound to your four-point and wind mitigation reports

Flood

Building’s zone, elevation certificate, coverage chosen

NFIP or private quote; tract medians $1,132 (X) to $1,209 (AH)

Loss assessment and other riders

Your carrier’s options

Your agent

We do not publish homeowners premium estimates because they vary by home more than by community. We do get quotes during the inspection period, before your deposit goes hard.

Need the insurance side priced before you commit to an Island Walk home? Call Marc at (239) 287-5873.

How Will Your Property Tax Change When You Buy in Island Walk?

Your Island Walk property tax resets when you buy. The seller’s capped assessment does not transfer; your home is reassessed at just value the next January 1. At 2026 preliminary rates (10.402 mills), a home at the $478,094 median just value owes about $4,973 before exemptions, or about $4,548 with a new homestead, plus $261.91 for county garbage.

Data updated: September 2026

Why the Seller’s Island Walk Tax Bill Is Not Yours

Every Florida sale contract carries the property tax disclosure summary required by section 689.261, Florida Statutes, which reads in part: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE.” In Island Walk the gap can be real. A homesteaded seller’s assessment has grown by no more than 3% a year or the change in the Consumer Price Index, whichever is lower, under the Save Our Homes cap in section 193.155, Florida Statutes. A change of ownership ends that cap, and your first bill is computed on the county’s just value. On the 2026 preliminary roll, the median computed ad valorem tax is about $3,474 for homesteaded Island Walk homes and about $4,498 for non-homesteaded homes; the buyer figures below are higher because the cap resets.

Island Walk First-Year Tax Estimate by Product

Product

2026 preliminary median just value (assessment, not a price)

Estimated ad valorem tax, no homestead

Estimated ad valorem tax, new homestead

Capri villa

$409,768

about $4,262

about $3,837

Aruba and Catalina townhome

$398,660

about $4,147

about $3,722

Oakmont

$562,952

about $5,856

about $5,431

Carlyle

$671,490

about $6,985

about $6,560

Andros Way

$542,484

about $5,643

about $5,218

All homes

$478,094

about $4,973

about $4,548

Our arithmetic at the 2026 preliminary total of 10.402 mills in Collier millage area 36, with the homestead saving (about $425 at the median) taken from the same roll. Add $261.91 for the District I solid waste assessment, per the county’s FY2026 solid waste rate resolution. Final rates are set at the September hearings and appear on the November bill from the Collier County Tax Collector. Values are 2026 preliminary just values on the Collier County roll by product, from the county parcel layer; your home’s own just value is the one that counts.

What Is in an Island Walk Tax Bill

In 2025, Island Walk’s millage area 36 totaled 10.5058 mills: county general 3.0107, South Florida Water Management District 0.0948, Big Cypress Basin 0.0978, school (state law) 2.0010, school (local) 2.2480, Collier Mosquito Control 0.1349, Greater Naples Fire Rescue District 2.0000, unincorporated general MSTD 0.6844, water pollution control 0.0246 and Conservation Collier 0.2096. On the 2026 preliminary roll the total is 10.402 mills. Island Walk is in unincorporated Collier County, so there is no city millage, and it sits inside no Community Development District, per the county’s CDD layer. Streetlights are paid by the association, so there is no lighting MSTU line.

Filing for Homestead on an Island Walk Home

If the Island Walk home will be your permanent residence, file for the homestead exemption with the Collier County Property Appraiser by March 1 of the tax year; missing the deadline waives the exemption for that year, under section 196.011, Florida Statutes. The exemption itself is set by section 196.031, and the Florida Department of Revenue explains the exemptions on its property tax exemptions page. If you are leaving a Florida homestead, ask the property appraiser about portability under section 193.155, which can carry part of your old Save Our Homes benefit to the new home. About 63% of Island Walk homes (1,165 of 1,856) carry a homestead exemption on the 2026 preliminary roll.

Island Walk Tax for a Second Home or Rental

Without a homestead, your assessment increases after the reset are capped at 10% a year for non-school levies under section 193.1555, Florida Statutes. Budget the non-homestead column above as your first-year figure.

Want the tax estimate run on a specific Island Walk home? Call Marc at (239) 287-5873.

What Does It Cost to Carry an Island Walk Home Each Year?

Carrying a median-valued Island Walk home costs roughly $11,400 to $11,800 a year before insurance and utilities: about $6,566 in association dues, about $4,548 to $4,973 in ad valorem tax and $261.91 for garbage. Cable television and 300 Mbps internet are inside the dues; the roof, exterior walls and paint are not.

Data updated: September 2026

What Island Walk Dues Cover

According to the association’s New Homeowner Packet (March 25, 2026) and its 2026 approved budget, dues include basic cable TV (Xfinity Digital Starter, two boxes and two digital adapters) and 300 Mbps internet with a Wi-Fi modem under a bulk contract; common-area landscaping, roads, streetlights and the 30 lakes; lawn mowing, edging, pruning, tree trimming, fertilization, lawn pest control and irrigation on every lot; the staffed gatehouse; all Town Center amenities; on-site management; insurance and reserves. There is no separate club, golf or Town Center membership fee, no equity membership and no initiation fee. The 2026 budget carries a reserve transfer of $2,066,825, up from $1,504,913 in 2025, plus the $150,000 capital contribution transfer, and contains no special assessment. Ask for current Board minutes and the estoppel for anything levied since the budget was adopted.

What Island Walk Dues Do Not Cover

The house. Declaration section 9.2.A makes each owner, at their sole cost, responsible for maintaining, repairing and replacing the home, including roofs, exterior walls and exterior painting. Budget a roof reserve of your own, and read the roof section of your inspection with that in mind. Water and sewer are metered by Collier County Utilities and billed to you; the association pays only Town Center water.

Island Walk Annual Carrying Cost, Median-Valued Home

Line

Amount

Basis

Association dues

about $6,566 a year (about $1,641 a quarter)

2026 Approved Budget, $12,186,195 levied equally on 1,856 homes (derived)

Ad valorem tax, new homestead

about $4,548

2026 preliminary rates on the $478,094 median just value

Ad valorem tax, no homestead

about $4,973

Same

Solid waste (District I)

$261.91

FY2026 rate resolution

Cable and internet

Included in dues

Bulk contract in the 2026 budget

Homeowners and flood insurance

Quote per home

See the insurance section

Water and sewer

Metered by Collier County Utilities

New Homeowner Packet

Total before insurance and utilities

about $11,400 to $11,800

Our arithmetic

One-time at purchase: the $1,500 capital contribution and the $150 or $200 application fee.

Want this table rebuilt at your price and product? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Can You Buy an Island Walk Home as a Rental?

You can buy an Island Walk home to lease, but only on the association’s terms: a written lease of at least four months, no subleasing, a copy to the association at least 20 days before the lease starts, and, under a Board rule of September 9, 2026, no lease of any term through Airbnb, VRBO or any vacation-rental channel.

Data updated: September 2026

The Island Walk Leasing Rules in Full

Declaration sections 13.1 and 13.2 require a written lease with a minimum term of four months, a copy to the association with at least 20 days’ notice before the lease starts, a tenant bound by the Declaration and an owner who stays liable for assessments; subleasing is prohibited. The Board’s September 9, 2026 amendment to the rules, posted on the association’s sales and leasing page, makes leases under four months, subleases, and leases “of any term” through Airbnb, VRBO or any short-term rental agency or vacation-rental company prohibited and voidable, and requires notarized signatures.

Tenant Screening Costs in Island Walk

Lease screening costs $150 for an individual or married couple or $200 for unmarried co-tenants, plus a $50 administrative fee per new or amended lease. Tenants are re-screened at each renewal unless they have lived at the same address under approved leases for five consecutive years, in which case the owner files a Certificate of Long Term Occupancy.

Amenity Rights When You Lease an Island Walk Home

When an owner leases, the tenant takes the owner’s amenity rights for the lease term unless the lease says otherwise (Declaration section 13.2). If you plan to use the Town Center yourself during a tenancy, write that into the lease.

What an Investor Should Model in Island Walk

Rents are an MLS and closed-lease question, and we pull them for your specific plan before you buy; we do not publish rent estimates from listing sites. What the record does settle: the four-month minimum and the platform ban rule out nightly and weekly income; the non-homestead tax column above is your tax; the dues still cover lawn care, cable and internet, which a tenant values; and the owner stays liable for the dues whether or not the home is occupied. About 63% of Island Walk homes carry a homestead exemption on the 2026 preliminary roll, so at least that share are owners’ permanent residences.

Investing in Island Walk? Call Marc at (239) 287-5873 for a lease-rule and cost model on a specific home.

What Should Buyers Know About Saltgrass Reserve and Road Projects Near Island Walk?

Island Walk buyers should know that Saltgrass Reserve, a 208-unit rental community on 17.5 acres, is under construction directly across Vanderbilt Beach Road, with leasing expected about September 2027 per its developer, and that the county is rebuilding the Vanderbilt Beach Road and Logan Boulevard intersection at Island Walk’s southwest corner.

Data updated: September 2026

Saltgrass Reserve Across Vanderbilt Beach Road

Saltgrass Reserve (formerly Ascend Naples) was approved by the Collier County Commission on October 24, 2023 under Ordinance 2023-50, per Naples Press coverage of the approval. It holds 208 rental units, 71 of them income-restricted at 80%, 100% and 120% of area median income, on 17.5 acres, per the county’s affordable housing layer. It is capped at two stories and 35 feet of zoned height, with buffers of 75, 50, 25 and 10 feet on specified sides, under Collier County Ordinance 2025-16. Construction began in spring 2026 with about 21 months of work, per Gulfshore Business, and the developer expects leasing about September 2027, per its April 2026 update. For a buyer, the practical questions are construction traffic on Vanderbilt Beach Road near the main gate through 2027 and which Island Walk homes face the road; we check both for any home on the south edge.

The Vanderbilt Beach Road and Logan Boulevard Intersection

The county has bid a rebuild of the intersection at Island Walk’s southwest corner (project 60252, bid 25-8327): mast-arm signals, dual westbound left-turn lanes, turn islands and hurricane-hardened signals, per the Clerk’s bid notice and the county’s current projects layer. The county has not published a construction schedule; expect lane shifts when it starts.

I-75 Express Lanes and the Pine Ridge Interchange

FDOT’s I-75 project 452544-1 (Golden Gate Parkway to Alico Road) adds two express lanes each way and “provides direct access to the express lanes at Vanderbilt Beach Road” through direct-connect ramps, conceptual and subject to change, with construction expected late 2026 to 2027, per FDOT’s project page. Vanderbilt Beach Road passes over I-75 with no interchange today; the nearest on-ramps are Immokalee Road (Exit 111) and Pine Ridge Road (Exit 107), about 6 to 7 minutes from the gate. Pine Ridge Road is being rebuilt as a diverging diamond, with completion mid-2027, per FDOT’s Pine Ridge project page.

Traffic on Island Walk’s Frontage Roads

The county’s 2025 Annual Update and Inventory Report rates Vanderbilt Beach Road along Island Walk’s frontage (Logan to Collier Boulevard) at 70.5% of capacity, level of service C; the segment just west (Livingston to Logan) at 102.3%, level F; and Immokalee Road from Logan to Collier Boulevard at 103.4%, level F. The Vanderbilt Beach Road Extension east to 16th Street NE opened June 12, 2026, per the county’s ribbon-cutting notice. Immokalee Road from Livingston Road to Logan Boulevard has $20.5 million of construction programmed for fiscal 2028 in the Collier MPO’s adopted TIP.

The Pump Station on Island Walk’s South Edge

County wastewater Master Pump Station 104, on Vanderbilt Beach Road at Island Walk’s south edge, is in design for rehabilitation, with construction dates to be set, per the county’s public utilities projects layer. No other new rezoning within about a mile appears in the county records we reviewed.

Buying near the Island Walk south edge? Call Marc at (239) 287-5873 and we will map the home against each project.

How Do You Write a Winning Offer in Island Walk?

Write an Island Walk offer from the product’s recorded qualified sales, not the community median: a Capri against the $470,000 Capri median (n=44), an Oakmont against $662,500 (n=36). Then adjust for roof age, openings, lot and pool, and set dates that fit the association’s approval clock and the seller’s 20-day notice.

Data updated: September 2026

Start From the Right Island Walk Comparable Set

The community median of $525,000 mixes a $470,000 villa market with an $832,000 Carlyle market. Your comparables should be the same plan, the same lot type (lake or not), and, where the record allows, the same roof and opening status. We read qualified deeds by book and page, and we pair them with MLS closed data so we know which sales had new roofs and which were sold as-is.

Use the Middle Half, Not the Extremes

The middle half of Capri sales ran $435,000 to $500,000; of Oakmont sales $604,000 to $716,250. A listing priced above its band needs a reason the record can see. A listing inside the band with a recent roof and a clean wind mitigation report may justify a full-price offer with a short inspection period, because clean Island Walk homes compete.

Price the Roof Into the Offer

Because the roof is the owner’s cost and the association limits the tile lines, an older roof is a known future expense. We ask the roofer to price replacement in an approved tile line before we negotiate, and we ask for either a price adjustment or a seller credit that the lender will accept. On an attached villa, we price the shared half.

Protect Your Deposit With Island Walk Dates

Write the inspection period long enough for the four-point, wind mitigation and flood file; write the financing and appraisal dates to your lender’s actual turn times; and make sure the closing date sits after the association’s approval certificate and the seller’s 20-day notice. An offer that closes on time is often stronger than one that is slightly higher and slower.

Ask the Seller for the Island Walk Paperwork Up Front

Before we write, we ask for the roof permit date, any wind mitigation and four-point reports, the LOMA or elevation certificate, the shutter inventory, architectural approvals for past exterior work, and the account status. Sellers who have them usually have a well-kept home; sellers who do not give us room to negotiate.

Seller Concessions Toward Closing Costs

Sellers may still offer concessions toward a buyer’s closing costs, and those may appear on the MLS, per the National Association of Realtors’ summary of the settlement for buyers and sellers. In Island Walk, a concession is often the cleanest way to settle an older roof or a four-point finding without re-trading the price.

Ready to write on an Island Walk home? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Does Buyer Representation Work in Island Walk After the 2024 NAR Settlement?

Since August 17, 2024, an agent working with an Island Walk buyer through the MLS must sign a written agreement before touring any home, in person or by live virtual tour. The agreement must state the agent’s compensation in a specific, objective amount or rate and say that commissions are not set by law and are fully negotiable.

What the Written Buyer Agreement Must Say

Under the settlement terms summarized in NAR’s Written Buyer Agreements 101, the agreement must specify and conspicuously disclose the amount or rate of compensation the agent will receive from any source, or how it will be determined; the amount must be objectively ascertainable and not open-ended (“whatever the seller is offering” is not allowed); the agent may not receive more from any source than the amount agreed with the buyer; and it must state in conspicuous language that broker commissions are not set by law and are fully negotiable. NAR policy does not dictate the type of relationship, the term, the services or the amount; those are yours to negotiate.

Offers of Compensation Moved Off the MLS

Offers of compensation to buyer agents can no longer be made through the MLS. A seller may still offer compensation off the MLS, and buyer-agent compensation can be negotiated as part of a purchase offer, per NAR’s settlement FAQs. For an Island Walk buyer, that means we ask about seller-paid compensation on each home and write the answer into the offer where it belongs.

You Do Not Need an Agreement to Visit an Island Walk Open House

You do not need a written agreement to speak to an agent at an open house or ask about their services, per NAR’s summary for buyers. Island Walk open houses run Sundays 1 to 4 p.m. only. Visiting one on your own is fine; the agreement comes in when an agent starts touring homes with you.

How Florida Law Defines Your Agent’s Role

Florida recognizes two brokerage relationships with buyers and sellers, transaction broker and single agent, and bars dual agency, under section 475.278, Florida Statutes. Ask any agent which relationship they are offering and what duties come with it, and verify the license on the Department of Business and Professional Regulation’s license search.

How McGreevy and Comisar Handle It

We sign the written agreement before the first tour, we state our compensation in it, and we explain who is expected to pay it on each home. We do not publish a rate on this page, because compensation is negotiated per client and per property. We have been Top 1% Real Estate Agents Nationally Since 2008 by being clear about that conversation from the start.

Questions about the buyer agreement before you tour Island Walk? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Island Walk vs Verona Walk: Which Should a Buyer Choose?

Choose Island Walk for a 34119 location about a mile from I-75, dues that include cable, internet and lawn care, and no Community Development District. Choose Verona Walk, in 34114, for newer homes (2004 to 2019) and a lower recorded median ($480,000 against $525,000, 97 sales each), budgeting for its CDD line.

Data updated: September 2026

Both are large DiVosta communities in Collier County, and both recorded exactly 97 qualified sales from May 2025 to April 2026. The public record holds far more about Island Walk than about Verona Walk, so where Verona Walk’s figure is not published in an official source we can cite, the table says so. For the full picture of each, read our Verona Walk guide and our complete Island Walk guide.

The Island Walk vs Verona Walk Decision Table

Buyer decision factor

Island Walk

Verona Walk

ZIP and location

34119, North Naples, unincorporated Collier County; Vanderbilt Beach Road and Logan Boulevard North

34114 on the county roll, unincorporated Collier County

Homes

1,856

1,920

Build years (roll)

1998 to 2004

2004 to 2019

Code era

Built across Florida’s first statewide code (March 1, 2002); about two thirds permitted under the earlier local code

Built after the 2002 statewide code took effect (our reading of the build years)

Recorded qualified-sale median, May 2025 to April 2026

$525,000 (n = 97)

$480,000 (n = 97)

Middle half of sales

$470,000 to $670,000

$435,000 to $652,500

Prior 12 months median

$600,000 (n = 80)

$555,000 (n = 78)

2026 preliminary median just value (assessment)

$478,094

$439,340

Community Development District

None

Yes, bills separately on the tax bill

Dues

About $6,566 a year, derived; includes cable, 300 Mbps internet, lawn care on every lot

Not published on an official site

Capital contribution at purchase

$1,500

Not published

Buyer approval process

Application ($150 or $200), 5 to 7 business-day decision; approval certificate within 10 business days

Not published

Minimum lease

Four months; no lease of any term through short-term rental platforms

Not published

Flood mapping

Much open ground Zone AH, lakes AE, many pads Zone X; lot by lot

Not in our record

Documents to request before an offer

Estoppel, LOMA or elevation certificate, roof permit, four-point, wind mitigation

Association budget, CDD assessment for the lot, full tax bill, elevation certificate, inspection reports

Sources: Collier County recorded qualified sales (Florida Department of Revenue sales data file); 2026 preliminary Collier County roll; Island Walk association documents on its governing documents page; the county’s CDD layer.

The Carrying-Cost Difference Between the Two

Two homes at the same price do not cost the same to carry if one has a CDD line and the other does not. For Island Walk, the full annual estimate at the median just value is roughly $11,400 to $11,800 before insurance and utilities. For Verona Walk, the same figure needs the association’s approved budget, the CDD’s current assessment for the specific lot and the full tax bill, and we request all three before an offer.

The Insurance Difference Between the Two

Verona Walk’s later build years usually mean later code editions, and carriers weigh that in the four-point and wind mitigation inspections. An Island Walk home with a replaced roof and impact openings can close the gap; one with an original-era roof usually cannot. Compare the reports, not the ages.

Who Should Choose Island Walk

  • A buyer who wants one bill for lawn care, cable and internet, and no CDD line on the tax bill.
  • A buyer who wants a 34119 location with Vanderbilt Beach Park about 13 minutes west and both I-75 on-ramps 6 to 7 minutes away, free-flow.
  • A buyer who wants a choice of one-story villa, detached home or two-story townhome inside one association, with a Town Center inside the gate.
  • A buyer who will live in the home or lease it for four months or more.

Who Should Choose Verona Walk

  • A buyer whose price ceiling sits below Island Walk’s middle half, since Verona Walk’s recorded median ran $45,000 lower on the same number of sales.
  • A buyer who values newer construction over location and is comfortable budgeting for a CDD assessment.
  • A buyer whose daily routes point toward 34114.

Neither list is a verdict. For the older DiVosta sibling, read our Village Walk of Naples guide.

Deciding between Island Walk and Verona Walk? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Do You Relocate to Island Walk?

Relocating to Island Walk runs on a short checklist: bring your recorded deed to the Town Center office for gate and website access, register vehicles for bar codes, collect your mailbox keys, set up Collier County water, file homestead by March 1 for a permanent residence, and get a Florida driver license within 30 days of establishing residency.

Data updated: September 2026

Your First Week in Island Walk

After closing, drop off the recorded warranty deed at the office at 6155 Towncenter Circle, Suite 101, to receive website, payment, gate and email access. Bar codes ($15 per sticker) are affixed by staff; amenity fobs are $10, or $15 for a phone credential, up to three per household; three mailbox keys are $25. The Town Center’s auxiliary post office has a staffed service window weekdays 10 a.m. to 2 p.m., run by management rather than USPS, and each home has a box there. Trash, recycling, bulk, yard waste and e-waste are collected under Collier’s District I service, which you pay on the tax bill; association rules set pickup on Wednesday and Saturday. Cable and internet are already inside your dues under the bulk contract. Castle Group’s 24-hour resident services line covers after-hours issues.

Florida Paperwork for a New Island Walk Resident

As a new Florida resident you must obtain a Florida driver license within 30 days of establishing residency, and you need Florida insurance to title and register a vehicle, per the Florida Highway Safety and Motor Vehicles new resident page. File homestead with the Collier County Property Appraiser by March 1 of the tax year you want it to apply to.

Vehicles, Carts and E-Bikes in Island Walk

Pickups with caps or campers, step and box vans, commercial vehicles and anything over 83 inches tall must be garaged; vehicles over 225 inches long or 83 inches high get no entry bar code. RVs, trailers, boats and motorcycles must be kept inside a garage. No overnight street parking from 11 p.m. to 6 a.m.; the speed limit is 25 mph. Golf carts must be non-gas, registered annually with liability insurance naming the association, driven by licensed drivers 16 or older on streets and the wide lakeside paths. E-bikes are limited to Classes 1 to 3, 750 W, 15 mph on sidewalks. Measure your truck before you move it.

Pets in Island Walk

Up to three dogs and cats combined per home, leashes no longer than 10 feet outdoors, no pets inside the Town Center buildings, courts or pools (registered service animals excepted), and pit bull terriers and dogs of violent temperament are prohibited by the Declaration.

Schools, Hospitals and Drive Times From Island Walk

Every Island Walk address is zoned Vineyards Elementary, Oakridge Middle and Barron Collier High for 2026-27, per the district’s address lookup, and all three earned an A for 2025-26, per the district’s accountability brief. The nearest emergency room is the NCH Northeast freestanding emergency department, about 3.8 miles away, and the nearest full hospital is Physicians Regional Medical Center, Pine Ridge, about 3.6 miles.

From the Island Walk main gate

Road miles

Minutes, free-flow

Vanderbilt Beach Park

7.0

13

I-75 at Immokalee Rd (Exit 111)

3.7

6 to 7

I-75 at Pine Ridge Rd (Exit 107)

3.8

6 to 7

Mercato

5.6

11

Fifth Avenue South

12.4 to 12.7

21 to 22

Naples Airport

9.7

17

Southwest Florida International Airport

23.3

26 to 31

Downtown Fort Myers

34

39 to 43

Drive times are free-flow estimates from the main gate; January to April traffic on Vanderbilt Beach, Immokalee and Pine Ridge roads and US 41 adds time. Vanderbilt Beach Park parking details are on the county parks page, and Mercato’s tenants on its directory.

Leaving Island Walk for Part of the Year

Owners leaving for the season must clear lanais and yards and name a responsible caretaker in writing (Declaration section 11.5). Island Walk is in Collier County Evacuation Zone E, and the resident CERT team, trained by the Greater Naples Fire District, musters at the Town Center after a storm.

Relocating to Island Walk from out of state? Call Marc at (239) 287-5873.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

What Do Southwest Florida Buyers Say About Working With McGreevy and Comisar?

Southwest Florida buyers describe McGreevy and Comisar in their own words on our Google Business Profile. The three five-star reviews below are buyer-side, published verbatim or as unaltered excerpts; none names Island Walk, so we present them as Southwest Florida buyer reviews, not Island Walk testimonials.

McGreevy and Comisar is a top-reviewed Naples buyer’s agent team, and you can read every review on our Google Business Profile.

Three Southwest Florida Buyer Reviews

★★★★★ “Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he’s helped us settle into the area. 100% recommendation!” Verified Google review

★★★★★ “Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house.” Verified Google review

★★★★★ “He was quick to respond with any questions about the purchase of our new home and made sure everything went smoothly! We highly recommend him as an agent!” Verified Google review

Want to hear how we would handle your Island Walk purchase? Call Marc at (239) 287-5873.

Why Does an Island Walk Specialist Matter for a Buyer?

An Island Walk specialist matters because the purchase depends on community-specific rules no general search shows: the $1,500 capital contribution, the Buyer Application, approved roof tile lines, window and shutter specifications, the four-month lease minimum and the lot-by-lot flood map. A specialist reads those before you tour, not after you sign.

What We Bring to an Island Walk Purchase

McGreevy and Comisar represent homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch. Whether you are relocating, buying for seasonal use, investing, buying your first Florida home or trading up, our team provides market guidance from the public record, pre-MLS access where it exists, partner-level negotiation and a clear plan to buy with confidence. We have been Top 1% Real Estate Agents Nationally Since 2008, and we built that record one closing file at a time.

How We Compare Island Walk With Other Buyer Markets

Island Walk is one of several communities where we publish a buyer’s guide built from recorded documents. If you are also looking north in Lee County, compare this page with our guides to buying in Autumn Woods and buying in Bonita Bay; the process steps differ, and so do the fee stacks. For nearby Naples neighborhoods, start with our Saturnia Lakes guide and our Heritage Greens guide, which both share Island Walk’s northern edge.

Selling a Florida Home to Buy in Island Walk

If you need to sell your current Southwest Florida home to buy here, the timing of the two closings is the whole plan. Call Jesse direct at (239) 898-6072 or start with a free home valuation, and we will line up the sale against the Island Walk association’s approval clock.

Buying in Island Walk? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Frequently Asked Questions: Buying a Home in Island Walk

Island Walk buyers most often ask what homes cost by plan, what the dues include, whether the roof is covered, how association approval works, what flood zone a home is in, whether they can lease, and whether the community is age-restricted. The answers below come from recorded documents, the association’s rules and county records.

Data updated: September 2026

Is Island Walk a 55+ community?

No. Island Walk is not an age-restricted community: its governing documents contain no 55-and-over or housing-for-older-persons provision.

Is Island Walk a gated community?

Yes. The main entrance on Islandwalk Boulevard off Vanderbilt Beach Road has a staffed gatehouse, and a second gated entrance connects Islandwalk Circle to Logan Boulevard North. The association has not published the hours or staffing of the second gate.

How many homes are in Island Walk?

Island Walk has 1,856 homes, the number of numbered lots fixed in its recorded Declaration and matched parcel for parcel on the 2026 preliminary Collier County roll. The Cove, a separate 136-townhome subdivision in the same county zoning district, is not part of Island Walk.

Are there condos in Island Walk?

No. Every Island Walk home is a fee-simple single-family lot, attached or detached, under one homeowners association. There are no condominium associations inside Island Walk.

What is the least expensive way to buy into Island Walk?

By recorded qualified sales from May 2025 to April 2026, the Capri villa (median $470,000, n=44) and the Aruba and Catalina townhomes (median $510,000, n=8, a small sample) are the lower price bands. The lowest qualified sale in the window was $350,000, a townhome.

What does a Capri villa cost in Island Walk?

Capri villas recorded a $470,000 median on 44 qualified sales from May 2025 to April 2026 (the mean of a middle pair of $470,000 and $470,000), with a middle half from $435,000 to $500,000 and a range of $360,000 to $665,000.

What does an Oakmont cost in Island Walk?

Oakmont homes recorded a $662,500 median on 36 qualified sales from May 2025 to April 2026 (the mean of $660,000 and $665,000), with a middle half from $604,000 to $716,250 and a range of $500,000 to $850,000.

What does a Carlyle cost in Island Walk?

Carlyle homes recorded an $832,000 median on 9 qualified sales from May 2025 to April 2026, a small sample, with a range of $690,000 to $955,000. In the prior 12 months, 14 sold at an $877,500 median.

What are the HOA fees in Island Walk?

The association’s 2026 budget raises $12,186,195 in assessments, levied equally on all 1,856 homes, which works out to about $1,641 a quarter (about $6,566 a year, roughly $547 a month), up about 4.6% from 2025. The association does not print a per-home figure; the estoppel certificate or 2026 coupon states the exact amount.

What do Island Walk dues include?

Dues include basic cable television and 300 Mbps internet under a bulk contract; lawn mowing, edging, pruning, tree trimming, fertilization, lawn pest control and irrigation on every lot; common-area landscaping, roads, streetlights and 30 lakes; the staffed gatehouse; all Town Center amenities; on-site management; insurance and reserves.

Does the Island Walk HOA pay for my roof?

No. Declaration section 9.2.A makes each owner responsible, at their sole cost, for the home, including roofs, exterior walls and exterior painting. On attached homes, both owners share the cost of a shared roof or party wall repair.

Is there a CDD in Island Walk?

No. No Island Walk parcel lies inside any Collier County Community Development District; the only non-ad valorem charge on a sampled 2025 bill is county garbage, $261.91.

What is the Island Walk capital contribution?

A one-time $1,500 payment at closing under the 2021 amendment recorded at Collier Official Records Book 5921, Page 3663, deposited to the Deferred Maintenance Reserve. It was still $1,500 in the October 2025 restated Declaration; the estoppel states the amount in force at your closing.

Who pays the Island Walk capital contribution, the buyer or the seller?

The buyer pays it at closing. Transfers to a spouse or lineal descendants, to an estate or heirs, to a wholly owned trust or entity, between co-owners, and by foreclosure or deed in lieu are exempt.

How long does Island Walk HOA approval take?

The Buyer Application decision is emailed in 5 to 7 business days, and the association issues its approval certificate within 10 business days of receiving the contract. The seller must also notify the association in writing at least 20 days before closing.

Can the Island Walk association reject a buyer?

The Declaration says it is “not the intention” to give the association approval rights over buyers. The association may disapprove a sale only while the seller is delinquent or while the owner or buyer is in violation, until the issue is cured.

Who orders the Island Walk estoppel certificate?

Estoppel certificates are ordered through Castle Group, the association’s management company. Florida law requires the association to issue it within 10 business days of a request and caps the fee.

Can I buy an Island Walk home directly from the owner?

Yes. The association’s Intent to Sell form includes a sale-by-owner option, and the buyer still files the Homeowner Buyer Application, pays the capital contribution and receives the approval certificate.

What flood zone is an Island Walk home in?

It depends on the lot. Much of Island Walk’s open ground, roads and yards is FEMA Zone AH (shallow ponding), the lakes are Zone AE, and many house pads show as shaded or unshaded Zone X. Check the address on FEMA’s Map Service Center and ask for the LOMA or elevation certificate.

Do I need flood insurance in Island Walk?

Your lender decides for a financed purchase, based on whether the building is in the Special Flood Hazard Area; a LOMA removes the federal requirement but a lender may still require coverage. If Citizens writes your wind policy, Citizens requires flood coverage on homes in the SFHA now and on all its policies from January 1, 2027.

Did Island Walk flood in Hurricane Ian?

The National Weather Service mapped Ian’s Collier surge south and west of US 41 and along the coastal rivers; Island Walk sits inland, east of I-75. The only NFIP claim for Ian in the census tract that contains Island Walk closed with no payment. The seller’s flood disclosure covers the specific home.

Will my insurer require a four-point inspection on an Island Walk home?

Citizens requires a four-point inspection on homes over 20 years old, which includes every Island Walk home, and many private carriers ask for it too. Order a wind mitigation inspection at the same time to document credits.

What roof can I put on an Island Walk home?

Replacement roofs must use Board-approved concrete tile lines, Eagle Capistrano or Boral Barcelona 900, in named colors, with Architectural Control Committee approval. Roof coating in an approved tile color is allowed by application.

Can I install impact windows or shutters in Island Walk?

Yes, within the association’s specifications. Replacement windows must match DiVosta’s original shape and dimensions, be white and include grids; shutters must be in approved colors. Florida’s section 720.3035 bars an association from denying hurricane protection that meets its adopted specifications.

What property tax will I pay after buying in Island Walk?

Your assessment resets to just value after the sale. At 2026 preliminary rates, a home at the $478,094 median just value owes about $4,973 without a homestead exemption or about $4,548 with one, plus $261.91 for garbage.

When do I file for homestead on an Island Walk home?

File with the Collier County Property Appraiser by March 1 of the tax year, and only for your permanent residence. Missing the deadline waives the exemption for that year under section 196.011, Florida Statutes.

Can I rent out my Island Walk home?

Yes, with a written lease of at least four months, no subleasing, a copy to the association at least 20 days before the start, tenant screening ($150 or $200 plus a $50 administrative fee) and notarized signatures.

Is Airbnb or VRBO allowed in Island Walk?

No. Under the Board rule of September 9, 2026, leases of any term through Airbnb, VRBO or any short-term rental agency or vacation-rental company are prohibited and voidable.

How many pets can I have in Island Walk?

Up to three dogs and cats combined per home, on leashes no longer than 10 feet outdoors. Pit bull terriers and dogs of violent temperament are prohibited by the Declaration.

Can I park a pickup truck in an Island Walk driveway?

A plain pickup that fits the limits may park in the driveway. Pickups with caps or campers, step and box vans, commercial vehicles and anything over 83 inches tall must be garaged, and vehicles over 225 inches long or 83 inches high receive no entry bar code.

Are golf carts allowed in Island Walk?

Yes, if non-gas, registered annually with liability insurance naming the association, driven by a licensed driver 16 or older, on streets and the wide lakeside paths only, and stored in the garage.

Does Island Walk have a golf course?

No. There is no golf course, driving range or golf membership inside Island Walk; the only golf facility is a synthetic putting and chipping green at the Town Center. ArrowHead Golf Club, a public course, is about 9 minutes away.

Does Island Walk have a marina or beach club?

No. There is no marina, no boat slips, no Gulf access and no beach club. Vanderbilt Beach Park is about 7 road miles and 13 minutes west in free-flowing traffic, and the nearest Gulf-access public ramp is Cocohatchee River Park, about 20 minutes away.

What schools serve Island Walk?

Every Island Walk address is zoned Vineyards Elementary, Oakridge Middle and Barron Collier High for 2026-27, and all three earned an A from the Florida Department of Education for 2025-26.

How far is Island Walk from the airport?

Southwest Florida International Airport is about 23.3 road miles, 26 to 31 minutes in free-flowing traffic; Naples Airport is about 9.7 miles, 17 minutes.

What is being built across from Island Walk?

Saltgrass Reserve, a 208-unit rental community (71 income-restricted) on 17.5 acres directly across Vanderbilt Beach Road, capped at two stories and 35 feet, with leasing expected about September 2027 per the developer. The county is also rebuilding the Vanderbilt Beach Road and Logan Boulevard intersection.

How do I get through the Island Walk gate to see a home?

Tour with your agent. When the seller has filed the Notice of Intent to Sell or Lease, the home is flagged at the gate, and a showing agent with a business card, driver license and the address receives dashboard permits for the agent’s car and yours. Open houses are Sundays 1 to 4 p.m.

Do I need to sign a buyer agreement to tour Island Walk homes?

Yes, if your agent works through the MLS. Since August 17, 2024, a written buyer agreement is required before touring any home, in person or by live virtual tour. You do not need one to speak to an agent at an open house.

Who pays the buyer’s agent on an Island Walk purchase?

It is negotiated. Your written agreement states your agent’s compensation; a seller may agree to pay some or all of it off the MLS, or you may negotiate it as a term of your offer. Commissions are not set by law and are fully negotiable.

Is Island Walk in Naples the same as IslandWalk at the West Villages?

No. IslandWalk at the West Villages is a separate DiVosta community in Sarasota County with its own association. Island Walk in Naples is not part of Wellen Park.

Is Island Walk more expensive than Verona Walk?

On recorded qualified sales from May 2025 to April 2026, yes: Island Walk’s median was $525,000 and Verona Walk’s $480,000, on 97 sales each. Verona Walk carries a CDD on its tax bill; Island Walk does not.

How long does it take to close on an Island Walk home?

A financed purchase commonly runs 30 to 45 days; a cash purchase can close in about three weeks if the seller files the 20-day notice immediately. The association’s approval certificate and the estoppel must be in hand before closing.

What happens after closing on an Island Walk home?

Bring the recorded warranty deed to the association office at 6155 Towncenter Circle, Suite 101, for website, payment, gate and email access. Bar codes, amenity fobs and mailbox keys are issued there.

Are Island Walk homes built with concrete?

Florida’s tax roll classifies 1,833 of Island Walk’s homes as reinforced-concrete construction, consistent with DiVosta’s cast-in-place concrete building system. A wind mitigation inspection documents the walls of a specific home.

Can I have a private pool in Island Walk?

Some detached Oakmont and Carlyle lots have private pools; the association’s architectural rules reference pool equipment on those models and set screen-enclosure limits by model. No public record counts the pools, and above-ground pools are not allowed.

What mortgage rate should an Island Walk buyer expect?

Freddie Mac’s survey for the week of September 24, 2026 put the 30-year fixed average at 7.03% and the 15-year at 6.42%. Your rate depends on credit, down payment and loan type; your Loan Estimate is the document to compare.

Who should I call to buy in Island Walk?

Call Marc at (239) 287-5873. Marc Comisar leads our Island Walk buyer work, and Jesse McGreevy is at (239) 898-6072.

Downloadable Documents

An Island Walk buyer should read the restated Declaration, the Buyer Application, the New Homeowner Packet, the September 2026 lease rules, the architectural standards, the 2026 budget, FEMA’s flood letters and the county’s recorded instruments. Each links below to the authority that issues it, never to a copy we host.

The association serves its PDFs through expiring links, so each association document row links the association’s stable listing page, where the document is posted under the name shown. Recorded instruments link the Collier Clerk’s official records portal.

Document

Issuing authority

Authority link

Why an Island Walk buyer reads it

Restated (unofficial) Declaration of Covenants, October 2025

Island Walk Homeowners Association

Governing documents

Maintenance split, leasing, pets, vehicles, capital contribution, sale approval

2026 Approved Budget (adopted October 22, 2025)

Island Walk Homeowners Association

Governing documents

Assessment total, reserve transfer, cable contract

Certificate of Amendment re Capital Contribution (OR 5921 PG 3663)

Island Walk Homeowners Association, recorded with the Collier Clerk

Governing documents

The $1,500 buyer payment and how it can change

Homeowner Buyer Application (January 21, 2026)

Island Walk Homeowners Association

Sales and leasing

Fee, decision time, document receipt

Updated New Homeowner Packet (March 25, 2026)

Island Walk Homeowners Association

Sales and leasing

What dues include, move-in fees, payment options

Lease amendment to Rules and Regulations (September 9, 2026)

Island Walk Homeowners Association

Sales and leasing

Four-month minimum, platform ban, screening fees

ACC Requirements and Procedures (April 9, 2025)

Island Walk Architectural Control Committee

Architectural review

Roof tile lines, windows, shutters, generators

Recorded Declaration chain (OR 2419 PG 1385; OR 3950 PG 3546; OR 4784 PG 1201)

Collier County Clerk of Court

Collier Clerk official records

The official recorded text

Island Walk recorded plats (Plat Books 29 to 38)

Collier County Clerk of Court

Collier Clerk plat search

Lot lines, tracts and easements for any lot

FEMA LOMA 12-04-5235A

FEMA

LOMA 12-04-5235A

Base flood elevation and how FEMA treats Island Walk lots

FEMA LOMR and LOMA list 18-04-0009V

FEMA

FEMA LOMA list for Collier County

Whether a lot has a LOMA

FIRM panel 12021C0214H

FEMA

FIRM panel 0214H

The effective flood map for central Island Walk

Proposed Flood Insurance Rate Map notice (August 19, 2026)

Collier County

Proposed FIRM notice

New maps targeted for summer 2027

FY2026 Solid Waste Rate Resolution

Collier County

Solid waste rate resolution

The $261.91 garbage line on the tax bill

Written Buyer Agreements 101

National Association of Realtors

Written Buyer Agreements 101

What your buyer agreement must say

Section 720.401, HOA disclosure summary

Florida Legislature

Section 720.401

Your right to void a contract signed without it

Section 720.30851, estoppel certificates

Florida Legislature

Section 720.30851

What the estoppel must state and when

Collier County Ordinance 2025-16

Collier County

Ordinance 2025-16

Height and buffer limits for Saltgrass Reserve

If you would like any of these read against a specific Island Walk address before you write, call Marc at (239) 287-5873.

Sources

This Island Walk buyer guide rests on primary sources only: the association’s own documents, Collier County and Clerk records, the Florida Department of Revenue sales data, FEMA and NOAA, Florida Statutes, state agencies, the National Association of Realtors’ settlement materials and Freddie Mac. No listing portal or brokerage site is cited. Each was retrieved September 2026.

  1. Island Walk Naples HOA, welcome page, retrieved September 2026.
  2. Island Walk Naples HOA, clubs and organizations, retrieved September 2026.
  3. Island Walk Naples HOA, facilities and amenities, retrieved September 2026.
  4. Island Walk Naples HOA, frequently asked questions, retrieved September 2026.
  5. Island Walk Naples HOA, architectural review and ACC standards, retrieved September 2026.
  6. Island Walk Naples HOA, governing documents, Declaration, budget and rules, retrieved September 2026.
  7. Island Walk Naples HOA, sales and leasing documents, retrieved September 2026.
  8. Island Walk Naples HOA, management contacts, retrieved September 2026.
  9. Florida Division of Corporations, Island Walk Homeowners Association, Inc. record, retrieved September 2026.
  10. Collier County GIS, planned unit development layer, retrieved September 2026.
  11. Collier County PUD Master List, June 11, 2026, retrieved September 2026.
  12. Collier County parcel layer, 2026 preliminary roll, retrieved September 2026.
  13. Collier County Community Development Districts layer, retrieved September 2026.
  14. Collier County building footprints, 2000 to 2025, retrieved September 2026.
  15. Collier Clerk, official records map and plat search, retrieved September 2026.
  16. Collier Clerk, official records search, retrieved September 2026.
  17. Florida Department of Revenue, 2026 preliminary sales data file, Collier County, retrieved September 2026.
  18. Florida Department of Revenue, 2025 final statewide sales data file, retrieved September 2026.
  19. Florida Department of Revenue, 2026 NAL, SDF and NAP users’ guide, retrieved September 2026.
  20. Florida Department of Revenue, 2026 preliminary name-address-legal file, Collier County, retrieved September 2026.
  21. Florida statewide cadastral, 2025 roll (FloridaGIO), retrieved September 2026.
  22. Florida Department of Revenue, 2024 NAL, SDF and NAP users’ guide, retrieved September 2026.
  23. Collier County Tax Collector, real estate taxes, retrieved September 2026.
  24. Collier County FY2026 solid waste rate resolution, retrieved September 2026.
  25. Pulte Corporation Form 10-K for 1998, SEC EDGAR, retrieved September 2026.
  26. Palm Beach County History Online, Otto DiVosta Jr., retrieved September 2026.
  27. DiVosta archived Capri III model sheet, 2001, retrieved September 2026.
  28. DiVosta archived Oakmont model sheet, 2001, retrieved September 2026.
  29. DiVosta archived Carlyle model sheet, 2001, retrieved September 2026.
  30. DiVosta archived Aruba model sheet, 2001, retrieved September 2026.
  31. FEMA National Flood Hazard Layer, retrieved September 2026.
  32. FEMA preliminary National Flood Hazard Layer, issued March 20, 2025, retrieved September 2026.
  33. FEMA Letter of Map Amendment 12-04-5235A, retrieved September 2026.
  34. FEMA LOMR and LOMA list 18-04-0009V, Collier County, retrieved September 2026.
  35. FEMA FIRM panel 12021C0214H, retrieved September 2026.
  36. FEMA Flood Map Service Center, retrieved September 2026.
  37. Collier County GIS, elevation certificates layer, retrieved September 2026.
  38. Collier County GIS, Coastal High Hazard Area, retrieved September 2026.
  39. Collier County GIS, hurricane evacuation zones, retrieved September 2026.
  40. Collier County evacuation zone lookup, retrieved September 2026.
  41. Collier County GIS, Florida Building Code 8th Edition wind load, Risk Category II, retrieved September 2026.
  42. NOAA National Hurricane Center, national storm surge risk maps, retrieved September 2026.
  43. National Weather Service Miami, Hurricane Ian summary, retrieved September 2026.
  44. Collier County, proposed Flood Insurance Rate Map notice, August 19, 2026, retrieved September 2026.
  45. Collier County 2025 flood protection newsletter, retrieved September 2026.
  46. FEMA Community Rating System eligible communities, April 1, 2025, retrieved September 2026.
  47. FEMA, NFIP pricing under Risk Rating 2.0, retrieved September 2026.
  48. OpenFEMA, NFIP claims for census tract 12021010435, retrieved September 2026.
  49. OpenFEMA, NFIP policies for census tract 12021010435, retrieved September 2026.
  50. FloodSmart, flood insurance cost factors, retrieved September 2026.
  51. Florida House bill analysis, HB 901 (2017), Florida Building Code history, retrieved September 2026.
  52. Section 215.5586, Florida Statutes, My Safe Florida Home, retrieved September 2026.
  53. Section 627.7011, Florida Statutes, roof age, retrieved September 2026.
  54. Section 627.0629, Florida Statutes, windstorm mitigation discounts, retrieved September 2026.
  55. Section 720.3035, Florida Statutes, association hurricane protection, retrieved September 2026.
  56. My Safe Florida Home program, retrieved September 2026.
  57. Citizens Property Insurance, inspections, retrieved September 2026.
  58. Citizens Property Insurance, flood coverage requirement, retrieved September 2026.
  59. Citizens Property Insurance, updates to flood coverage law, retrieved September 2026.
  60. Collier County Public Schools, address zone lookup, 2026-27, retrieved September 2026.
  61. Collier County Public Schools, 2026 accountability brief, retrieved September 2026.
  62. NCH Northeast freestanding emergency department, retrieved September 2026.
  63. Physicians Regional Medical Center, Pine Ridge, retrieved September 2026.
  64. Collier County Parks, Vanderbilt Beach Park, retrieved September 2026.
  65. Mercato directory, retrieved September 2026.
  66. Collier County Growth Management, current projects layer, retrieved September 2026.
  67. Collier Clerk notice, bid 25-8327, Vanderbilt Beach Road at Logan Boulevard intersection, retrieved September 2026.
  68. Collier County, Vanderbilt Beach Road Extension Phase I ribbon cutting, retrieved September 2026.
  69. FDOT, I-75 project 452544-1, retrieved September 2026.
  70. FDOT, I-75 at Pine Ridge Road project 445296-1, retrieved September 2026.
  71. Collier MPO, FY2027 to 2031 Transportation Improvement Program, retrieved September 2026.
  72. Collier County 2025 Annual Update and Inventory Report, retrieved September 2026.
  73. Collier County Ordinance 2025-16, retrieved September 2026.
  74. Collier County GIS, affordable housing locations, retrieved September 2026.
  75. Naples Press, Ascend Naples apartment complex approved by Collier commissioners, retrieved September 2026.
  76. Gulfshore Business, CIG begins work on 208-unit Collier County apartment project, retrieved September 2026.
  77. CIG Communities, April 2026 project update, retrieved September 2026.
  78. Collier County Public Utilities, current projects layer, retrieved September 2026.
  79. National Association of Realtors, what the NAR settlement means for home buyers and sellers, retrieved September 2026.
  80. National Association of Realtors, settlement frequently asked questions, retrieved September 2026.
  81. National Association of Realtors, Written Buyer Agreements 101, retrieved September 2026.
  82. Section 475.278, Florida Statutes, brokerage relationships, retrieved September 2026.
  83. Section 720.401, Florida Statutes, HOA disclosure summary, retrieved September 2026.
  84. Section 720.30851, Florida Statutes, estoppel certificates, retrieved September 2026.
  85. Section 720.3085, Florida Statutes, association liens and owner liability for assessments, retrieved September 2026.
  86. Section 689.261, Florida Statutes, property tax disclosure summary, retrieved September 2026.
  87. Section 689.302, Florida Statutes, flood disclosure, retrieved September 2026.
  88. Section 193.155, Florida Statutes, homestead assessment limits, retrieved September 2026.
  89. Section 193.1555, Florida Statutes, non-homestead assessment limits, retrieved September 2026.
  90. Section 196.031, Florida Statutes, homestead exemption, retrieved September 2026.
  91. Section 196.011, Florida Statutes, exemption application deadline, retrieved September 2026.
  92. Section 201.02, Florida Statutes, documentary stamp tax on deeds, retrieved September 2026.
  93. Section 199.133, Florida Statutes, nonrecurring intangible tax, retrieved September 2026.
  94. Florida Department of Revenue, documentary stamp tax, retrieved September 2026.
  95. Florida Department of Revenue, property tax exemptions, retrieved September 2026.
  96. Freddie Mac, Primary Mortgage Market Survey, retrieved September 2026.
  97. Consumer Financial Protection Bureau, Loan Estimate, retrieved September 2026.
  98. Consumer Financial Protection Bureau, Closing Disclosure, retrieved September 2026.
  99. Florida Department of Business and Professional Regulation, license search, retrieved September 2026.
  100. Florida Real Estate Commission, retrieved September 2026.
  101. Florida Highway Safety and Motor Vehicles, new residents, retrieved September 2026.
  102. IslandWalk at the West Villages association site, Sarasota County (disambiguation only), retrieved September 2026.

How Do You Reach McGreevy and Comisar About Buying in Island Walk?

Reach McGreevy and Comisar about an Island Walk purchase by calling Marc Comisar at (239) 287-5873 or Jesse McGreevy at (239) 898-6072, or by visiting our office at 24031 S Tamiami Trl #101, Bonita Springs. Marc leads our Island Walk buyer work, and Jesse joins every negotiation.

Recognition and Track Record

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. The team’s site is DomainRealtyGroup.com; follow us on LinkedIn.

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Ready to buy in Island Walk? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida. Selling first? Call Jesse direct at (239) 898-6072 or request a free home valuation. As Top 1% Real Estate Agents Nationally Since 2008, we start with the plan, the product and the paperwork rather than with a tour.

Licensing and Fair Housing

McGreevy and Comisar and the Domain Realty Group team are brokered by Domain Realty, a licensed Florida real estate brokerage regulated by the Florida Real Estate Commission (FREC) under the Florida Department of Business and Professional Regulation. License status for any Florida brokerage or agent can be verified on the DBPR license search before you sign anything with anyone.

McGreevy and Comisar is committed to the letter and the spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin. Every school, healthcare and access fact on this page is a fact about the place, never a statement about who lives there.

All information on this page is provided for informational purposes only and is not legal, tax, insurance, engineering or investment advice. Recorded sale figures are Collier County recorded qualified sales (Florida Department of Revenue sales data file) for May 2025 to April 2026 and May 2024 to April 2025, and they will change as the state screens later sales. Assessed values and tax estimates use the 2026 preliminary Collier County roll and preliminary millage; final rates appear on the November 2026 bill. Mortgage rates are dated to the Freddie Mac survey of September 24, 2026 and move weekly. Association figures come from the association’s 2026 documents and can change by Board or owner vote. Consult your own attorney, CPA, insurance professional or licensed inspector for your specific Island Walk purchase.