Start Your Grand Palm Village at The Vines Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

A Grand Palm Village at The Vines coach home cost a median $294,950 across 10 Southwest Florida MLS closings in the 24 months to September 29, 2026, and four homes were for sale at a $232,000 median ask, so a buyer here has real choices and real questions to answer before writing an offer. This buyer guide sits beside our full Grand Palm Village at The Vines neighborhood guide, which covers the history, the declaration and the rules, and it sits inside The Vines, the gated golf community of 435 homes in Estero.

Grand Palm Village at The Vines is an 80-unit condominium village of two-story coach homes built 1991 to 1995, governed by Chapter 718, with a village pool, a two-car garage for every unit and a mandatory Estero Country Club membership for every new owner. If you also own a home to sell, read our seller guide for Grand Palm Village at The Vines, and to see how a price is built from the closings, read our home valuation guide for Grand Palm Village at The Vines. Buyers weighing the whole gate can start with our buyer guide for The Vines, and buyers weighing the other condominium village can read the Southwind Village at The Vines buyer guide.

Why McGreevy and Comisar Are the Best Realtor for Grand Palm Village at The Vines

McGreevy and Comisar are the best realtor for a Grand Palm Village at The Vines buyer because we show the whole cost in the open: every MLS closing since April 2023, the club schedule, the recorded leasing and pet rules and the documents to ask for before an offer. We are the #1 team in Southwest Florida since 2012.

Buy in Grand Palm Village at The Vines with the #1 Team in Southwest Florida since 2012

Jesse McGreevy and Marc Comisar lead Domain Realty Group, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate across Southwest Florida. Buyers comparing agents can read our guide to the best real estate agents in Estero, and we suggest you ask each one to show you the estoppel and club steps for a specific Grand Palm home.

Recent Grand Palm Village at The Vines market record (12 months to September 29, 2026): 8 MLS closings · $2,308,900 in total volume · $294,950 median sold price · $205.20 median price per square foot of MLS living area · a range of $260,000 to $325,000 · a median 61.5 days on market · a median 95.9% of final list price · 4 active listings on September 29, 2026, about 6.0 months of supply. Source: Southwest Florida MLS (Matrix), pulled September 29, 2026.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

How We Represent a Buyer, and Who Actually Does It

Marc Comisar leads buyer representation, and Jesse McGreevy runs the data and the association and closing paperwork. You get the partners, not an assistant with a template. Reach Marc at (239) 287-5873 or Jesse direct at (239) 898-6072, and read more about the partnership on our about McGreevy and Comisar page.

What We Claim About This Village, and What We Do Not

Those honors are career honors across Southwest Florida. We publish no count of Grand Palm Village at The Vines purchases that we represented, because none is on file for this village, and we say so rather than borrow a neighbor's result. What we do claim is checkable: in the last 12 months we tracked every one of the 8 Grand Palm closings in the Southwest Florida MLS, and we tracked all 16 closings recorded here since April 2023.

Selling your Grand Palm Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Grand Palm Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Key Takeaways

Grand Palm Village at The Vines buyers who read nothing else on this page should know these ten facts, each sourced in the sections below. They decide what a home really costs you more than the list price does.

  • The price is $294,950 at the median. 10 MLS closings in 24 months ran $260,000 to $413,000, and the 2026 median is $265,000 on 5 closings, per the Southwest Florida MLS pulled September 29, 2026.
  • Buyers have had leverage. Four listings were active on September 29, 2026 at a $232,000 median ask, about 6.0 months of supply, and the median sale closed at 95.9 percent of the final list price.
  • Every new owner joins Estero Country Club. The Social tier lists $15,000 once and about $5,781 a year before a food and beverage minimum, and golf itself is optional.
  • The village fee is not published. The estoppel states it, so ask for it, the budget and the reserve schedule before you offer.
  • You pay a capital contribution at closing. Article 34, Section H requires a purchaser to pay two quarters of the annual maintenance fee.
  • Condominium buyers have a 7-day cancellation window. Section 718.503 lets you cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after signing and receiving the governing documents, and the right ends at closing.
  • Leasing is capped at 180 days a year. Owners who took title after April 19, 2012 may lease 30 days to six months, twice in 12 months, and renters may not keep pets.
  • Pets are limited. Up to two dogs or cats, none over 30 pounds, with board approval.
  • The buildings are two-story, four-unit and exempt from milestone studies, but reserves are a member vote, so read the budgets.
  • In Lee County the seller customarily pays the owner's title policy and the $0.70 per $100 documentary stamps, and the contract controls who pays.

Table of Contents

Grand Palm Village at The Vines buyers can use the links below to jump to the market record, the cost of owning, the Southwind comparison, the closing costs or the buyer FAQ. The guide runs in the order most buyers decide: the market first, then the documents and costs, then the contract.

Start Here: Why McGreevy and Comisar Are the Best Realtor for Grand Palm Village at The Vines · Key Takeaways

The Essentials: What Does It Take to Buy a Home in Grand Palm Village at The Vines? · What Is the Grand Palm Village at The Vines Market Like for Buyers Right Now? · What Have Grand Palm Village at The Vines Homes Sold For in the Last 24 Months? · What Does a Grand Palm Village at The Vines Home Cost by Plan and Size? · What Is for Sale in Grand Palm Village at The Vines Today? · How Do Grand Palm Village at The Vines Prices Compare With the Other Vines Villages? · Grand Palm Village at The Vines vs Southwind Village at The Vines: Which Should You Buy In? · What Does Florida Law Give a Grand Palm Village at The Vines Buyer Before Contract? · How Do the Estoppel, the Capital Contribution and Association Approval Work in Grand Palm Village at The Vines? · Do You Have to Join Estero Country Club to Buy in Grand Palm Village at The Vines? · What Should You Inspect Before Buying in Grand Palm Village at The Vines? · How Do You Insure a Grand Palm Village at The Vines Home? · What Will You Pay Each Month to Own in Grand Palm Village at The Vines? · What Are Buyer Closing Costs in Grand Palm Village at The Vines? · How Does Buyer Representation Work After the NAR Settlement in Grand Palm Village at The Vines? · Can You Finance a Grand Palm Village at The Vines Condominium? · How Do We Find You the Right Home in Grand Palm Village at The Vines? · How Do We Negotiate for You in Grand Palm Village at The Vines? · Which Grand Palm Village at The Vines Rules Decide Whether a Home Works for You? · Is Grand Palm Village at The Vines the Right Place for You to Buy? · What Do Buyers Say About Working With McGreevy and Comisar? · How Do You Start Buying in Grand Palm Village at The Vines?

Costs, Rules and Decisions: Why Does a Grand Palm Village at The Vines Specialist Matter When You Buy? · Thinking of Selling Your Home in Southwest Florida? List With the #1 Team in Southwest Florida Since 2012 · Your Local Real Estate Experts · Frequently Asked Questions, Buyer Edition: Buying a Home in Grand Palm Village at The Vines · Frequently Asked Questions, Selling One Home to Buy in Grand Palm Village at The Vines

Reviews, Questions and Sources: How Do You Reach the Grand Palm Village at The Vines Buyer Team Today? · Sources and Authoritative References · Downloadable Documents

What Does It Take to Buy a Home in Grand Palm Village at The Vines?

Buying in Grand Palm Village at The Vines takes six steps: set a budget with the full monthly cost, sign a written buyer agreement, choose the plan, make and negotiate an offer, review the condominium documents and inspect, then close. The club, the capital contribution and the lease cap are the parts most buyers have not seen.

Step One: Set the Budget With the Full Monthly Cost

Price is one line. Add the village assessment and the master assessment (both unpublished), the club, tax, insurance and any loan payment. Our section below shows what is known and marks what is not.

Step Two: Sign the Written Buyer Agreement

Since August 17, 2024, a buyer's agent needs a written agreement before touring a home with you. It states the compensation, which is negotiable, and we explain each term before you sign.

Step Three: Choose the Plan

The county roll has two plans, 1,332 square feet with two bedrooms on 12 parcels and 1,437 square feet with three bedrooms on 68. Most of the record is the larger plan, and three of the four current listings are the smaller one.

Step Four: Make and Negotiate the Offer

We price the offer from the closings for that plan, use the days on market and the sold-to-list ratio to judge leverage, and write the contract with the condominium voidability clause, the estoppel and the closing date built in.

Step Five: Review the Documents, Inspect and Insure

The seller delivers the declaration, articles, bylaws, rules, the annual financial statement and the budget. Your 7-day window starts when you have signed and received them. Inspect, get the insurance quote and ask for the roof record in the same window.

Step Six: Close

The buyer pays the capital contribution, the lender's costs and the club's joining cost, and the estoppel and master paperwork are in hand. Lee County custom has the seller pay the owner's policy and the deed stamps.

What Is the Grand Palm Village at The Vines Market Like for Buyers Right Now?

The Grand Palm Village at The Vines market favors buyers: 4 active listings against 8 closings in 12 months is about 6.0 months of supply, sales closed at a median 95.9 percent of list, and the median sold price fell from $447,500 in 2024 to $265,000 in 2026. Small samples mean direction matters more than decimals.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

The Four Windows

Grand Palm is small enough that every window is a small sample, so we show all four and name the window beside every figure. The first window to reach 10 closings is the 24-month window.

WindowMLS closingsMedian soldMedian $ per MLS sq ftMedian days on marketMedian sold-to-list
12 months8 (small sample)$294,950 (mean of $294,900 and $295,000)$205.2061.595.9%
24 months, first window with 10+10$294,950 (mean of $294,900 and $295,000)$205.2050.595.9%
36 months13$299,000$208.074196.4%
60 months16$315,000 (mean of $305,000 and $325,000)$216.864095.9%

What the Windows Say to a Buyer

Every window lands between $294,950 and $315,000 at the median, but the longer windows include 2023 and 2024 sales at $350,000 to $465,000. The newest data, the 2026 median of $265,000 on 5 closings, is the best guide to today's price, and the four current listings at $218,000 to $265,000 are lower still.

Months of Supply

Four actives on 8 closings a year is 6.0 months of supply, according to our market file. One new listing moves the figure by about 1.5 months, so it changes quickly. For the neighbor, Southwind Village at The Vines carried 5 actives on 6 closings, or 10.0 months.

Where Buyers Have the Most and Least Leverage

Buyers have the most leverage on a home listed above the recent closings for its plan and past 100 days: the three slowest closings in 24 months took 118, 136 and 176 days and two of them closed below list. They have the least leverage on a home priced at the record: the two sales that took 4 and 6 days closed at 100 percent of list.

What Have Grand Palm Village at The Vines Homes Sold For in the Last 24 Months?

Grand Palm Village at The Vines homes sold for $260,000 to $413,000 across 10 MLS closings in the 24 months to September 29, 2026, with a $294,950 median and a median 95.9 percent of final list price. The table below lists every closing by month, price, bedrooms and area.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

Every Closed Sale, Newest First

ClosedBeds and bathsMLS living areaList priceSold priceSold-to-listDays on market
Aug 20263 and 21,437$319,900$305,00095.3%118
Mar 20263 and 21,437$299,000$299,000100.0%4
Mar 20263 and 21,584$299,500$260,00086.8%63
Feb 20263 and 21,437$278,900$265,00095.0%39
Feb 20262 plus den and 21,437$275,000$265,00096.4%60
Dec 20253 and 21,437$294,900$294,900100.0%6
Oct 20252 and 21,332$315,000$295,00093.7%136
Oct 20253 and 21,584$325,000$325,000100.0%176
Apr 20253 and 21,437$325,000$285,00087.7%41
Dec 20242 plus den and 21,626$425,000$413,00097.2%22

Earlier Closings, Months 25 to 60

The 60-month window holds six more sales, all from 2023 and 2024. The MLS record for this village begins with the April 2023 sale, so the first row is a limit of our pull, not the first sale in the village's history.

ClosedBeds and bathsMLS living areaList priceSold priceSold-to-listDays on market
Aug 20242 and 21,332$485,000$460,00094.8%117
Feb 20243 and 21,437$474,997$465,00097.9%6
Jan 20242 plus den and 21,437$449,999$435,00096.7%33
Jun 20232 plus den and 21,437$375,000$350,00093.3%0
May 20232 plus den and 21,437$450,000$440,00097.8%0
Apr 20232 and 21,486$395,000$370,00093.7%51

Median by Calendar Year

YearMLS closingsMedian soldRangeMedian days on marketMedian sold-to-list
2023 (April to June)3$370,000$350,000 to $440,000093.7%
20244$447,500 (mean of $435,000 and $460,000)$413,000 to $465,00027.596.9%
20254$294,950 (mean of $294,900 and $295,000)$285,000 to $325,00088.596.8%
2026 to September 295$265,000$260,000 to $305,0006095.3%

The Top and the Bottom of the Range

The highest closing in the window was $413,000 for a 1,626 square foot two-plus-den in December 2024, and the lowest was $260,000 for a 1,584 square foot three-bedroom in March 2026 after 63 days and a list of $299,500. A buyer who reads the 2023 and 2024 sales without the date will overpay.

Ready to Buy in Grand Palm Village at The Vines? Talk to Marc and Jesse

Grand Palm Village at The Vines has 80 coach homes, 8 MLS closings in the last 12 months and 4 homes for sale on September 29, 2026 at a $232,000 median ask. The buyer who reads the documents inside the 7-day window and prices the club and the capital contribution into the offer is the one who closes well.

Buying a Grand Palm coach home? Call Marc at (239) 287-5873 or read how we represent buyers. Read how a seller prices one in our valuation guide for Grand Palm Village at The Vines.

Selling first? Get a free home valuation or Call Jesse direct at (239) 898-6072.

County Recorded Sales Beside the MLS Count

The Lee County Property Appraiser's qualified recorded sales show 9 sales since September 29, 2025 at a $294,900 median, against 8 MLS closings at $294,950, which is close agreement. Since January 1, 2024 the county shows 15 qualified sales from $221,286 to $465,000 at a $299,000 median. County prices are recorded deed prices and are not mixed with MLS price per square foot.

YearQualified county salesMedian price
2026 (file ends July 29)6$265,000
20254$294,950
20245$435,000
20234$405,000
20220 (six recorded transfers, none flagged qualified)none
20218$231,250
20208$225,000
201910$190,000
20188$193,750

What Does a Grand Palm Village at The Vines Home Cost by Plan and Size?

A Grand Palm Village at The Vines home costs about $289,950 at the median for the 1,437 square foot plan in the last 24 months, $295,000 for the single 1,332 square foot closing, and $260,000 to $325,000 for the 1,584 square foot sales, before the club, the capital contribution and the unpublished fees.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

By MLS Living Area

MLS living areaClosings, 24 monthsSold pricesMedian soldMedian $ per sq ftMedian days on market
1,3321$295,000$295,000$221.47136
1,4376$265,000 to $305,000$289,950$201.7740
1,5842$260,000 and $325,000$292,500$184.66119.5
1,6261$413,000$413,000$254.0022
All sizes10$260,000 to $413,000$294,950$205.2050.5

By Bedroom Label

The MLS labels the 1,437 square foot plan as a three-bedroom or a two-bedroom with a den. In 24 months, 7 closings were three-bedroom, two-bath at a $294,900 median, 2 were two-plus-den at $265,000 and $413,000, and 1 was a two-bedroom at $295,000.

What to Read Into the Size Table

The county roll has only the 1,332 and 1,437 square foot plans, so the 1,486, 1,584 and 1,626 figures in the MLS match no plan. We do not know whether they are owner-measured or listing-agent entries, so we confirm the recorded size of any home you like before you compare price per square foot.

The Smaller Plan and the Larger Plan

The 1,332 square foot two-bedroom is 12 of the 80 homes and three of the four current listings, at $218,000, $219,000 and $265,000. The 1,437 square foot three-bedroom is 68 homes and one current listing at $245,000. The single 24-month closing of the smaller plan sold at $295,000 after 136 days.

Floors, Ceilings and the Lanai

The association says first-floor units have nine-foot ceilings in the living areas and second-floor units have cathedral ceilings in the great room, and that every unit is a corner unit with a wrap-around lanai. A unit number here is a position in a building, not a floor, so ask which floor a unit is on.

What Is for Sale in Grand Palm Village at The Vines Today?

On September 29, 2026 the MLS showed four Grand Palm Village at The Vines listings at $218,000 to $265,000, a $232,000 median ask, with days on market of 43 to 209. Three are 1,332 square foot two-bedrooms and one is a 1,437 square foot three-bedroom. Call Marc at (239) 287-5873 for the live list.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

The Active Listings

List priceBedrooms and bathsMLS living areaDays on market
$265,0002 and 21,332126
$245,0003 and 21,437209
$219,0002 and 21,33275
$218,0002 and 21,33243

How to Read the List

Every asking price sits below the $294,950 12-month median, and the median ask is $62,950 below it. The mix differs: the single 1,332 square foot closing in 24 months sold at $295,000 after listing at $315,000, and the actives of that plan ask $218,000 to $265,000. The list prices are starting points, and the days on market show which asks have not found a buyer.

Which Listings Fit Which Buyer

The $218,000 listing at 43 days is the newest, the $245,000 three-bedroom at 209 days has waited longest, and the $265,000 two-bedroom has waited 126 days. A buyer who can close quickly and accept the plan has the most negotiating room on the two oldest listings, though the slowest closings in the record came in 0 to 6 percent below their final list.

The Long Listings

Two of the four actives have passed 125 days. In the 24-month record, homes that waited 118 to 176 days closed at 93.7 to 100 percent of their final list, so a long listing is not automatically a bargain, and we ask each listing agent what changed.

How Do Grand Palm Village at The Vines Prices Compare With the Other Vines Villages?

Grand Palm Village at The Vines is the lower-priced of the two condominium villages in The Vines and second-lowest of the five villages we benchmark, with a $294,950 median on 10 MLS closings in 24 months. Only Lost Creek, at $272,500 on 4 closings in the hub's window, is lower.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

The Benchmark, on One Stated Yardstick

VillageUnitsRegimeBuiltMLS closings, 12 monthsMLS closings, 60 monthsMedian
Grand Palm Village at The Vines80Condominium1991 to 1995816$294,950 (24 months, n=10)
Southwind Village at The Vines84Condominium1995 to 2001621$404,500 (24 months, n=10)
Silver Oak Village at The Vines64Homeowners' association1991 to 1998511$540,000 (hub window, n=5)
Fairway Bend Village at The Vines60Homeowners' association1991 to 1996213$492,000 (hub window, n=3, small sample)
Lost Creek Village at The Vines48Homeowners' association1986 to 1989414$272,500 (hub window, n=4, small sample)

What the Benchmark Means for a Buyer

At about $295,000 you sit near Lost Creek, an older homeowners' association village of homes built 1986 to 1989, and far below Silver Oak and Fairway Bend at roughly $490,000 to $540,000 on the hub's small samples. Those are different products, so the comparison that matters for a Grand Palm coach home is Southwind, which sells a newer condominium at a higher price. Read the villages: Lost Creek Village at The Vines, Silver Oak Village at The Vines and Fairway Bend Village at The Vines.

Which Neighbor to Tour on the Same Morning

Tour Southwind and Lost Creek with Grand Palm. The gate, the master association and the club requirement are the same for all of The Vines, so one morning covers the choice, and we arrange the guest list with the gate.

Grand Palm Village at The Vines vs Southwind Village at The Vines: Which Should You Buy In?

Choose Grand Palm Village at The Vines for a lower entry price, a two-car garage and short-lease flexibility, at a $294,950 median on 10 MLS closings in 24 months; choose Southwind Village at The Vines for larger, newer condominiums at a $404,500 median on 10 closings, with a single garage and a stricter pet rule.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

The Decision Table

FactorGrand Palm Village at The VinesSouthwind Village at The Vines
Units80 in 20 buildings per the roll84
Built1991 to 19951995 to 2001
Home size1,332 or 1,437 square feet on the roll (some MLS records show 1,584 to 1,626)1,589 and 1,805 square feet
GarageTwo-car garage for each unitSingle garage plus a cart bay
RoofAge not published; ask the associationConcrete tile replaced in 2020
MLS median, 12 months$294,950 on 8 closings (small sample)$353,750 on 6 closings (small sample)
MLS median, 24 months$294,950 on 10 closings$404,500 on 10 closings
MLS median, 36 months$299,000 on 13 closings$425,000 on 13 closings
MLS median, 60 months$315,000 on 16 closings$395,000 on 21 closings
Median days on market, 24 months50.575.5
Median sold-to-list, 24 months95.9%95.3%
Active listings, September 29, 20264, median $232,000, 6.0 months of supply5, median $305,000, 10.0 months of supply
County qualified sales since September 29, 20259, median $294,9005, median $380,000
Leasing30 days minimum, 6 months maximum, 180 days per 12 months for owners who took title after April 19, 20121 month to 1 year, with a 20-day application
PetsUp to 2 total, 30 pounds maximum, board approval; renters noneOne dog up to 30 pounds or one cat up to 20 pounds
ManagerPegasus, Bonita SpringsCatlett
Homestead share of parcels48 percent42 percent
Out-of-state mailing address38 percent51 percent
Median assessed value$261,790$310,140

The Dollar Gap

Grand Palm's 24-month median is $109,550 below Southwind's, and its active listings are priced $73,000 lower at the median, $232,000 against $305,000. Per square foot the gap narrows: $205.20 at Grand Palm against $237.26 at Southwind for the same 24 months.

Who Should Choose Grand Palm

A buyer for whom price is the constraint, who wants two garage spaces or who wants the option of a 30-day rental, within the 180-day annual cap and the six-month maximum.

Who Should Choose Southwind

A buyer who wants 1,589 or 1,805 square feet, a newer building and a recorded 2020 concrete tile roof, and who accepts one dog up to 30 pounds or one cat up to 20 pounds, a single garage and a longer application. See the neighbor's own buyer guide, linked above, and its neighborhood guide.

What the Comparison Means for Your Offer

Do not offer against Southwind's median, because its homes are larger. Offer against the closings for the Grand Palm plan you want, and use Southwind's supply of 10.0 months as context, not as a comparable.

What Does Florida Law Give a Grand Palm Village at The Vines Buyer Before Contract?

A Grand Palm Village at The Vines buyer is entitled under Section 718.503 to the declaration, articles, bylaws, rules, annual financial statement and budget, with a contract clause letting the buyer cancel within 7 days, excluding Saturdays, Sundays and legal holidays. The Section 720.401 homeowners' association summary does not apply to the village.

The Condominium Buyer: Section 718.503

The seller delivers the documents at the seller's expense, and the contract must state that the agreement is voidable by the buyer by written notice within 7 days, excluding Saturdays, Sundays and legal holidays, after the buyer signs and receives them. The right ends at closing (Source: Florida Statutes 718.503). Keep your notice in writing and follow the contract's delivery terms.

The Fork With Section 720.401

Section 720.401 requires a disclosure summary before contract in a mandatory homeowners' association, but it does not apply to associations under Chapters 718, 719, 721 or 723. Grand Palm is a Chapter 718 condominium. The master association for The Vines is a separate corporation, so ask your closing agent whether the master's resale paperwork needs anything more. This is information, not legal advice.

What We Know and What We Do Not About the Master Paperwork

The master association, Vines Community Association, runs its own resale process, and which certificates it requires is set by the master documents. We ask the manager and the master's office to confirm the list for your purchase, and we do not assume one estoppel covers both.

The Property Tax and Flood Disclosures

Section 689.261 requires the property tax disclosure summary at or before contract, warning that the seller's taxes are not a guide. Section 689.302 requires the seller to give a flood disclosure at or before contract execution (Source: Florida Statutes 689.302).

How Do the Estoppel, the Capital Contribution and Association Approval Work in Grand Palm Village at The Vines?

In Grand Palm Village at The Vines the association's manager, Pegasus, issues an estoppel under Section 718.116 stating what is owed, the buyer pays a capital contribution of two quarters of the annual maintenance fee under Article 34, Section H, and whether a board approval of a sale still applies is a question to put to the manager in writing.

The Estoppel Certificate

Section 718.116 requires delivery within 10 business days of a written request and caps the fee, which our cost pack records at $299 for a current account in 2026, valid for 30 days (Source: Florida Statutes 718.116). It states the village assessment, any special assessment and any amount owed on the unit, and it is the one place the fee appears.

The Two-Quarter Capital Contribution

The 2005 amendment adds Section H to Article 34: each purchaser contributes an amount equal to two quarters of the annual maintenance fee at closing, held as a special reserve account and not a prepayment of the regular assessment. It is a real closing cost and appears in no listing field. The certificate recites the Lee County declaration but bears a Collier County recording stamp dated January 9, 2006, so ask the title company to confirm that it is of record in Lee County.

Buyer Approval and Sales Transfers

The original declaration required the board's prior written approval of a sale, and the April 2000 amendment's published copy shows that language struck through, but a struck-through scan is not proof. The original also capped a transfer processing fee at $50, a 1991 figure that may have been overtaken. Ask Pegasus for written confirmation of both.

What Is Not Published

The village assessment, the master assessment, the amount of the two-quarter contribution and the current transfer fee are not published in any source we could read. Until you hold the estoppel, treat any monthly cost as an estimate.

Do You Have to Join Estero Country Club to Buy in Grand Palm Village at The Vines?

Yes. Every new owner at Grand Palm Village at The Vines must join Estero Country Club, because a use restriction recorded by the master association in March 2011 makes membership part of ownership, although golf itself is optional. The club's Social tier is the lowest, at $15,000 once and about $5,781 a year before a food and beverage minimum.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

The Recorded Requirement

The requirement comes from a recorded Certificate of Amendment and Notice of Community Membership, recorded March 7, 2011, which adds section 8.28 to the master declaration. As our community research reads it, a recorded Certificate of Compliance is a condition of an effective deed, so the association and the club are both in a closing. Read the instrument itself, which the master association publishes, before you rely on our summary.

What the Floor Costs

The club's 2026 to 2027 schedule, as our research recorded it (last updated May 4, 2026), prices the Social tier at a $3,000 membership contribution plus a $12,000 capital fee, $15,000 in all. Operating dues of $3,680 and capital dues of $673 total $4,353 a year, a clubhouse renovation assessment of $109 a month runs through June 2027 ($1,308 a year) and a hurricane reserve is $10 a month ($120 a year), for $5,781 a year. The food and beverage minimum is $625 for one member or $1,250 for two or more, so $6,406 for a single member and $7,031 for a couple (our arithmetic on the club's schedule).

The Full Golf Number

The club's Silver Golf tier lists a $75,000 joining cost and $17,431 in annual dues, and our research put year one at $93,859 for a couple. Sports and Executive tiers sit between them. These are the club's figures, and the schedule file we fetched from the address our research used returned not found on September 30, 2026, so confirm every number with the membership office at (239) 267-7000.

What Is Not Published

The membership transfer fee on a resale, whether a seller's contribution is refunded or conveyed, and whether a tenant gets club access are not published. They matter more on a Grand Palm purchase than the village fee.

Why This Belongs in the Price

At the 24-month median of $294,950, the $15,000 Social joining cost is about 5.1 percent of the price and the $5,781 annual floor about 2 percent (our arithmetic). Compare Grand Palm with a condominium outside The Vines only after adding both to the association fee.

What Should You Inspect Before Buying in Grand Palm Village at The Vines?

A Grand Palm Village at The Vines buyer should inspect the air conditioning, water heater, windows, sliding doors, plumbing and electrical panel inside the unit, and should ask the association for the roof's age and replacement record, because the buildings were built 1991 to 1995 and roof age drives both the reserves and the insurance quote.

Who Maintains What

The declaration puts the association in charge of common elements and limited common elements, which include the building exteriors, and puts unit owners in charge of the interior surfaces, windows and window operators, sliding glass doors, screening, water heater and air conditioning unit. The association holds a key to every unit for pest extermination service.

The Roof and the Insurance Clock

Roof age and replacement history are not published, and they are a first-order question for a 1991 to 1995 building. Ask for the roof permit and the association's replacement record, and ask your insurer what it needs.

Air Conditioning, Water Heater and Plumbing

Ask for service records and installation dates, and have the inspector check for leaks under sinks and around water heaters. In a condominium, ask which pipes and fixtures the association maintains and which are yours.

Windows, Doors and Hurricane Protection

The village's architectural form, updated April 16, 2025, applies to garage and utility doors, screen doors and hurricane shutters, and exterior changes need written consent. Florida law requires insurers to offer discounts for verified mitigation features (Source: Florida Statutes 627.0629).

Milestone Inspection and Reserves in a Covered Building

Florida's milestone inspection and structural integrity reserve study rules do not apply to Grand Palm Village at The Vines, because every building is a four-unit building of two stories and Sections 553.899 and 718.112 exclude a four-family dwelling with three or fewer habitable stories. Exempt from the study is not exempt from reserves: members may vote by majority of the total voting interests to provide no reserves or less than required, so ask for three years of budgets and the minutes of any vote.

Permits and Unapproved Work

The Village of Estero issues building permits for properties inside its limits, so ask for the permit history and the association's architectural approvals. Interior flooring changes need the association's form, and a second-floor unit needs an approved sound-absorbing underlayment under hard-surface flooring.

Wind Mitigation Report

Seventy of the 80 parcels were built in 1991 to 1993, before the 2002 Florida Building Code, and older homes commonly carry lower wind-mitigation credits unless the roof has been replaced. Ask for a current uniform mitigation verification form (OIR-B1-1802) and the roof permit behind it.

How Do You Insure a Grand Palm Village at The Vines Home?

A Grand Palm Village at The Vines buyer carries an HO-6 condominium policy for contents, interior finishes and loss assessment, while the association's master policy covers the building, and Florida's minimum loss assessment coverage is $2,000. Citizens' 2026 Lee County averages are $1,459 for an HO-6 and $2,617 for wind-only.

Condominium Buyers: The Master Policy and Your HO-6

The declaration requires liability coverage of at least $1,000,000 per occurrence. The hurricane deductible and carrier are not published for Grand Palm, so ask for the certificate of insurance and divide the deductible by the number of units to see your share of a loss assessment. Section 627.714's $2,000 is a floor, not a plan.

Flood Insurance

FEMA's map shows Zone X, area of minimal flood hazard, at our Grand Palm test point, on panel 12071C0579G effective November 17, 2022, and our research found 18 buildings in minimal-hazard Zone X and one in the 0.2 percent Zone X. A federally backed lender requires flood insurance only in a special flood hazard area, but a lender or insurer may ask for it, and any owner can buy it. All of The Vines is in hurricane Evacuation Zone B.

Wind, Storm and Citizens

Citizens' approved 2026 rates for Lee County put the average HO-6 at $1,459, falling 7.0 percent to $1,356, and the average condominium wind-only policy at $2,617, falling 7.8 percent to $2,413 (Source: Citizens, 2026 approved rate changes by county). These are county averages and not a quote.

Ian and the Storm Record

Hurricane Ian made landfall in September 2022 as a Category 4 storm near Cayo Costa. Our research found the nearest high-water mark 1.19 miles away at 11.1 feet, and Grand Palm's ground at 14.8 to 15.7 feet, about 3.7 to 4.6 feet higher (our arithmetic). The master association levied an Ian assessment that raised $415,710 and a $350 per owner assessment in 2019. We found no published flood record for Grand Palm.

Why Buyers Choose McGreevy and Comisar for The Vines

We buy and sell inside The Vines gate, and the record behind this page is ours.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Will You Pay Each Month to Own in Grand Palm Village at The Vines?

A Grand Palm Village at The Vines owner pays a mortgage payment, a village assessment that is not published, a master association assessment, the mandatory Estero Country Club dues, property tax and insurance. At the $294,950 median with 20 percent down, principal and interest run $1,415 a month at 6.0 percent, before the other items.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

Principal and Interest at Four Rates

The table is our arithmetic on a 30-year fixed loan with 20 percent down, principal and interest only. We do not quote a current market rate, because rates change daily and a lender's quote decides yours.

PriceLoan at 20% down5.5%6.0%6.5%7.0%
$245,000 (lowest ask)$196,000$1,113$1,175$1,239$1,304
$265,000 (highest ask)$212,000$1,204$1,271$1,340$1,410
$294,950 (24-month median)$235,960$1,340$1,415$1,491$1,570
$325,000 (upper closing)$260,000$1,476$1,559$1,643$1,730

The Estero Country Club Line

The club's Social tier floor of $5,781 a year is $481.75 a month, and with the food and beverage minimum it is $533.83 a month for one member or $585.92 for two or more (our arithmetic on the club's 2026 to 2027 schedule). The clubhouse renovation piece, $109 a month, runs through June 2027.

The Village and Master Assessments

Neither the Grand Palm village assessment nor the master association assessment is published in a source we could read, so we do not print a number. Pegasus states the village assessment on the estoppel, and the master office states the master's. Budget nothing until you hold both.

Property Tax

The 2026 county roll shows a median assessed value of $261,790 and a median just value of $287,005, with 48 percent of parcels carrying a homestead exemption. Your bill depends on the millage for the address and on whether you qualify, and Section 689.261 warns that the seller's bill is not a guide. A new buyer's assessment can reset to the purchase price, so ask the Lee County Tax Collector for the current millage.

No CDD on the Tax Bill

The Vines has no community development district, no municipal service taxing unit and no municipal service benefit unit on its tax roll, per the county's special districts list and the state's official list. There is no bond assessment on a Grand Palm tax bill. The Lee County solid waste charge is billed annually on the tax bill and prorated at closing.

Insurance

An HO-6 policy and, if you choose, flood coverage. Citizens' county averages are $1,459 for an HO-6 and $2,617 for wind-only in 2026, which are averages and not a quote for a 1991-era building.

What Are Buyer Closing Costs in Grand Palm Village at The Vines?

Buyer closing costs in Grand Palm Village at The Vines are the lender's fees, the lender's title policy, recording, prepaid taxes and insurance, prorated association dues, the capital contribution and, on a mortgage, $826 in note stamps and $471.92 in intangible tax at the $294,950 median. The seller pays the owner's title policy by Lee County custom.

The Lines We Can Compute

ItemAmount on a $294,950 purchaseBasis
Mortgage note documentary stamps$826$0.35 per $100 on a $235,960 loan, our arithmetic
Nonrecurring intangible tax$471.92$0.002 of the same loan, our arithmetic
Two-quarter capital contributionNot publishedArticle 34, Section H; the estoppel states it
Estoppel certificateContract decides who paysSection 718.116 caps the fee; our cost pack records $299
Lender's title policy, recording, appraisal, inspectionA quote from your lender and title companyNot estimated here
Owner's title policy and deed stampsPaid by the seller in Lee County customThe contract controls

The Lines We Cannot Yet Compute

The capital contribution, the estoppel fee allocation, the master association transfer charge and the prorations depend on the documents you will hold inside the 7-day window. We refuse to print a total that hides four unknowns.

Lee County Custom

In Lee County the seller usually pays the owner's title insurance policy and the $0.70 per $100 deed stamps, and the buyer pays the lender's policy and the mortgage taxes. The contract controls, and a buyer who asks for a seller credit should ask before inspection, not after.

Cash Buyers

A cash buyer skips the mortgage stamps, the intangible tax and the lender's policy, and is still bound by the capital contribution, the club joining cost and the estoppel.

How Does Buyer Representation Work After the NAR Settlement in Grand Palm Village at The Vines?

Since August 17, 2024, a Grand Palm Village at The Vines buyer signs a written agreement with the buyer's agent before touring a home together, and the agent's fee is stated in it and is negotiable. A listing no longer advertises an offer of buyer-agent compensation through the MLS, so ask who pays before you write.

The Written Buyer Agreement

The agreement states the services, the fee and the term. Read the fee line, the term and what happens if the seller pays some or all of it. The National Association of REALTORS publishes its own summary (Source: NAR, written buyer agreements 101).

Who Pays the Fee

The fee is negotiable, and in practice a buyer may ask the seller to pay some or all of it as part of the offer. On a village where homes sell at 95.9 percent of list, the ask can be part of the price conversation.

What the Change Means for a $295,000 Purchase

At a $294,950 price a fee is a real line item, so we state ours in the agreement before you tour and compare it with the seller's credit you can negotiate.

Can You Finance a Grand Palm Village at The Vines Condominium?

Yes, a Grand Palm Village at The Vines condominium can be financed, but a lender reviews the association as well as you, and some lenders decline when a building has low reserves, high delinquency or heavy rental. The village's 180-day rental cap for newer owners helps, though the lender decides.

What a Lender Checks

Ask the lender for the condominium project questionnaire and whether the project is on its approved list. The lender looks at reserves, pending litigation, delinquent dues and the share of owner-occupied units.

Why Reserves Matter Here

The building-level reserve study rules that apply to taller buildings do not apply to these four-unit, two-story buildings, so the association's own budget and minutes are the evidence. Ask Pegasus for three years of budgets.

Cash and the Appraisal

An appraiser will compare the subject with the recent closings. With 10 closings in 24 months and a 16-closing five-year record, the comparable set is thin, which is another reason to read the closing table above before writing an offer.

Loan Types

Conventional financing is the usual route. Whether a village is approved for FHA or VA financing is a lender and agency question that we do not assume.

How Do We Find You the Right Home in Grand Palm Village at The Vines?

We find a Grand Palm Village at The Vines home by starting with your budget, then matching it to the four homes for sale today and to the plans and sizes behind 16 closings in five years, and by watching for new listings and pre-MLS opportunities. The search is narrow enough that one weekly review covers it.

Plan, Floor and Garage

Most Grand Palm homes on the roll are 1,332 or 1,437 square feet, with some MLS records showing 1,584 to 1,626. Ask which plan a listing is, whether it is ground floor or second floor, and whether the two-car garage is attached.

Watching Every New Listing

With four active listings on September 29, 2026, a new listing is an event. We send you each as it appears and compare it with the closing table.

The Gate and the Showing

Showings run through the gate's guest process. We arrange the visit and the tour route so that you can also see Southwind and Lost Creek.

How Do We Negotiate for You in Grand Palm Village at The Vines?

We negotiate in Grand Palm Village at The Vines from the record: 8 closings in 12 months at a 95.9 percent sold-to-list ratio, a 50.5-day median on market over 24 months and 6.0 months of supply, which together say a buyer has room on price but the discount is modest.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026).

What the Record Supports

The 24-month median sold-to-list ratio is 95.9 percent, so a typical closing came in about 4 percent below final list. The two oldest listings, at 209 and 126 days, are where the most room exists, though the seller's own needs matter more than any statistic.

Terms Beyond Price

A seller may value a fast close, a rent-back or a short inspection period. We ask what the seller needs and trade it for price or credit.

The Inspection and Estoppel Leverage

The estoppel and the document review can surface items that change what a buyer should pay, and the 7-day window is the buyer's protection. We use both.

Which Grand Palm Village at The Vines Rules Decide Whether a Home Works for You?

Five Grand Palm Village at The Vines rules decide fit: short leases are allowed but capped at 180 days a year for owners who took title after April 19, 2012, pets need board approval, the club is mandatory, exterior changes need consent, and the village is not an age-restricted community.

Leasing

A lease must be at least 30 days and no more than 6 months, with two leases in 12 months and 180 days in total. The cap binds owners who took title after April 19, 2012, so a buyer today is bound. Nightly and weekly rentals do not fit the 30-day minimum on our reading.

Pets

Up to two dogs or cats in total, none over 30 pounds fully grown, with board approval, and renters may not keep pets. Service and assistance animals follow federal fair housing rules.

Age

We found no age restriction in the recorded documents we read, so Grand Palm is not a 55 and over community on our reading. The Vines master documents are where an age rule would appear, and the gate confirms.

Exterior and Parking

Exterior changes need written consent, parking is limited to garages and guest parking, and trash goes to the curb no earlier than 5 p.m. the day before pickup.

The Gate and Barcodes

Resident barcodes are free and renew every 24 months. A tenant gets a barcode only on presentation of a lease longer than 45 days under the master rules.

Is Grand Palm Village at The Vines the Right Place for You to Buy?

Grand Palm Village at The Vines is right for a buyer who wants a lower-priced way into The Vines, two garage spaces and a low-maintenance exterior, and who accepts an unpublished village fee, a mandatory club and 1991-era buildings. The record shows a 2023 to 2026 price slide, so it is a value purchase, not a momentum one.

It Fits If

You want a coach home at about $295,000, you will use the club or accept its floor cost, and you can live with a 180-day rental cap.

It Does Not Fit If

You want a rental income property, a newer building or a larger floor plan, in which case Southwind or another village fits better. See our Southwind buyer guide, linked near the top of this page.

What We Would Do Next

Tour two Grand Palm homes and one Southwind home on the same morning, then ask us for the estoppel paperwork on the one you like.

The Team Behind This Buyer Guide

Marc runs your search and Jesse runs the numbers.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What to Do This Week

Call Marc at (239) 287-5873, pick two Grand Palm homes to tour, and ask us to request the estoppel paperwork on the one you like.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Do Buyers Say About Working With McGreevy and Comisar?

McGreevy and Comisar is a top-reviewed Grand Palm Village at The Vines realtor on Google, and the quotes below are genuine five star client reviews in the reviewers' own words, none written about this village in particular. We publish no aggregate score. Read the full set on our Google profile.

★★★★★ "Marc knows the market, works for his buyer and is attentive to his goals." Verified Google review

★★★★★ "Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he's helped us settle into the area. 100% recommendation!" Verified Google review

★★★★★ "Highly recommend Marc as a realtor. His devotion to finding you the perfect house is obvious and a breath of fresh air at such a stressful time." Verified Google review

How Do You Start Buying in Grand Palm Village at The Vines?

A personalized Grand Palm Village at The Vines buyer consultation with McGreevy and Comisar is a working conversation, not a sales pitch. We match your budget to a plan, walk the fee stack and a monthly payment, set out the 718.503 document plan and tell you honestly whether Grand Palm or Southwind fits better.

Call Marc Comisar at (239) 287-5873 or Jesse McGreevy at (239) 898-6072, or read how we represent buyers in Southwest Florida first.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What We Cover in the Consultation

  1. The coach-home plans, ground floor or second floor, and what each cost on the recent closings.
  2. The fee stack, the club floor and a monthly budget with your down payment.
  3. The 718.503 documents, the 7-day window and what to read first.
  4. The estoppel, any approval and the unpublished capital contribution.
  5. The inspection plan: roof record, systems, windows and permits.
  6. HO-6 and flood quotes and the Evacuation Zone B plan.
  7. Whether Southwind, Lost Creek or another Vines village fits you better.

Why Does a Grand Palm Village at The Vines Specialist Matter When You Buy?

A Grand Palm Village at The Vines specialist matters because the facts that decide a purchase here, a mandatory club, an unpublished village fee, a two-quarter capital contribution, a 180-day rental cap and a 7-day document window, sit in recorded documents a general Estero search never surfaces. Missing one changes what you pay.

Jesse McGreevy

Jesse has worked in Southwest Florida real estate since October 2004 and runs the pricing, data and document work behind this page. Reach him at (239) 898-6072.

Marc Comisar

Marc runs the buyer side: tours, the gate, inspections, offers and the closing table. Reach him at (239) 287-5873.

Eight Facts a General Estero Search Will Miss

  1. Grand Palm is a Chapter 718 condominium, so Section 718.503 governs, not 720.401.
  2. You can cancel within 7 days, excluding Saturdays, Sundays and legal holidays, and the right ends at closing.
  3. Estero Country Club membership is mandatory: $15,000 once plus about $5,781 a year at the Social tier.
  4. The capital contribution is two quarters of the annual fee, and the amount is not published.
  5. The 24-month median is $294,950 on 10 closings, against $404,500 at Southwind.
  6. Rentals are capped at 180 days a year for owners who took title after April 19, 2012.
  7. The buildings are exempt from milestone inspections, not from reserve questions.
  8. The village is in FEMA Zone X at our test point and in Evacuation Zone B.

Read the Full Grand Palm Village at The Vines Community Guide

This page is the purchase path. For the neighborhood itself, read our complete Grand Palm Village at The Vines guide, and for the gate and the club, start at the Vines community guide.

Thinking of Selling Your Home in Southwest Florida? List With the #1 Team in Southwest Florida Since 2012

Many Grand Palm Village at The Vines buyers own a home to sell first. Jesse McGreevy leads our listings, and McGreevy and Comisar have sold more than $2.5 billion in real estate with the Domain Realty Group team. Read how we sell homes in Grand Palm Village at The Vines or get a free home valuation.

What Is My Home Worth Before I Buy in Grand Palm Village at The Vines?

Start with a valuation. Our Grand Palm valuation guide shows how we price a home from closings, and Jesse does the same for your current home at (239) 898-6072.

How Fast Will My Current Home Sell?

It depends on the market for your property. Jesse gives you a timeline, so your closing dates line up with your purchase.

What Will I Net When I Sell First?

We build a net sheet from your payoff, the commission terms and the Lee County customs, so you know your down payment.

Should I List Before or After I Write an Offer?

We map both paths, including a rent-back, and show the carrying costs of each.

Can I Keep My Florida Homestead Benefit?

Portability may apply to a move within Florida, subject to the rules and deadlines. Confirm with the Lee County Property Appraiser.

Do You Also Sell Homes in The Vines?

Yes. See our Vines seller guide for the wider gate.

Your Local Real Estate Experts

Grand Palm Village at The Vines buyers work directly with Marc Comisar and Jesse McGreevy of Domain Realty, who read the recorded documents and every MLS closing behind a price, and who work from a Bonita Springs office a short drive from the US 41 gate. Learn more about our team.

You can meet Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate, the Domain Realty team behind this Grand Palm Village at The Vines guide.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Our team has closed more than 4,000 transactions across Southwest Florida. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero's gated communities. In the last 12 months we tracked every Grand Palm Village at The Vines MLS closing. Read more on our about page.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com.

Contact us when you are ready:

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate, SL3101296) and Marc Comisar (Broker Associate, BK3060671) are licensed Florida REALTORS with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

Frequently Asked Questions, Buyer Edition: Buying a Home in Grand Palm Village at The Vines

These are the questions Grand Palm Village at The Vines buyers ask most: what it costs to get in, what the documents say, what the fees are and whether the village fits. Each answer rests on the records cited on this page, and where a fee or rule is not public, the answer says so.

How do I buy a home in Grand Palm Village at The Vines, step by step?

Choose a budget, sign the written buyer agreement, tour, offer, use the 7-day condominium window to read the documents, order the estoppel, inspect, secure insurance and financing, and close. We walk each step with you and keep the document clock in view.

How much money do I need to buy in Grand Palm Village at The Vines?

At the $294,950 median with 20 percent down you need $58,990 for the down payment, plus closing costs, the $15,000 Estero Country Club Social joining cost and the two-quarter capital contribution. The capital contribution is not published, so the estoppel states it. Our arithmetic.

What is the 7-day right to cancel on a Grand Palm Village at The Vines purchase?

Section 718.503 lets a buyer cancel by written notice within 7 days, excluding Saturdays, Sundays and legal holidays, after signing the contract and receiving the documents. The right ends at closing. Follow the contract's notice terms.

Which documents must the seller give me when I buy in Grand Palm Village at The Vines?

The declaration, articles, bylaws and rules, and the annual financial statement and budget, among others listed in Section 718.503. Ask also for the amendments, the architectural forms and the master association documents.

Does the HOA disclosure summary under Section 720.401 apply to Grand Palm Village at The Vines?

No. Section 720.401 does not apply to associations under Chapter 718, and Grand Palm is a condominium. The master association is a separate corporation, so ask your closing agent what its resale process needs.

What is an estoppel certificate, and why does it matter to a Grand Palm Village at The Vines buyer?

It is the association's written statement of what the unit owes, issued under Section 718.116 within 10 business days of a written request. It fixes the dues, any special assessment and any amount owed, so you close knowing the number.

How much does the Grand Palm Village at The Vines estoppel cost, and who pays it?

Our cost pack records $299 for a current account in 2026, valid for 30 days, with higher fees for rush and delinquent accounts. The statute page we fetched on September 30, 2026 shows lower cap figures, so confirm the fee with Pegasus. The contract says who pays.

Is there a capital contribution when I buy in Grand Palm Village at The Vines?

Yes. Article 34, Section H requires a purchaser to contribute two quarters of the annual maintenance fee at closing, held as a special reserve. The amount is not published, so the estoppel states it.

Can the Grand Palm Village at The Vines association turn down a buyer?

The original declaration required board approval of a sale, and the April 2000 amendment's published copy shows that language struck through. A struck-through scan is not proof, so ask Pegasus in writing before you rely on it.

How much are Grand Palm Village at The Vines fees per month?

The village fee is not published. The mandatory club floor is $481.75 a month, or $533.83 for one member with the food and beverage minimum. Add the master assessment, which is also unpublished. Our arithmetic on the club's schedule.

What does the Grand Palm Village at The Vines fee pay for?

The declaration puts building exteriors and common elements in the association's hands, and owners maintain interiors, windows, sliding doors, screening, water heater and air conditioning. The estoppel and budget itemize the rest.

Does Grand Palm Village at The Vines have a CDD on the tax bill?

No. The Vines has no community development district, municipal service taxing unit or municipal service benefit unit on its tax roll, so there is no bond assessment on a Grand Palm tax bill.

Will my property taxes be higher than the seller's in Grand Palm Village at The Vines?

They can be. The seller's homestead and capped assessment may not carry to you, and Section 689.261 requires a disclosure that says so. The 2026 county median assessed value is $261,790 against a $287,005 median just value.

What are buyer closing costs on a Grand Palm Village at The Vines home?

Lender fees, the lender's title policy, recording, prepaid items, prorations, the capital contribution and, on a mortgage, $826 in note stamps and $471.92 intangible tax at the $294,950 median. The seller pays the owner's policy by Lee County custom.

Who pays title insurance when I buy in Grand Palm Village at The Vines?

By Lee County custom the seller pays the owner's policy and the buyer pays the lender's policy, but the contract controls. Negotiate it before you sign.

What are mortgage rates for a Grand Palm Village at The Vines purchase right now?

We do not quote a current rate, because it changes daily and depends on your file. Our payment table shows 5.5 to 7.0 percent so you can see the range on a $235,960 loan.

Can I get a mortgage on a Grand Palm Village at The Vines condominium?

Generally yes, though the lender reviews the association's reserves, delinquencies and owner occupancy. Ask the lender for its project questionnaire early.

Are there first-time buyer programs I can use in Grand Palm Village at The Vines?

Some Florida programs exist, and eligibility depends on income, purchase price limits and the lender. Ask a lender whether a program covers a condominium in this project.

How much room is there to negotiate on a Grand Palm Village at The Vines home?

Median sold-to-list over 24 months is 95.9 percent, so about 4 percent on a typical closing, and the two oldest listings at 209 and 126 days have the most room.

How many Grand Palm Village at The Vines homes are for sale now?

Four on September 29, 2026, asking $265,000, $245,000, $219,000 and $218,000, a $232,000 median ask, which is 6.0 months of supply at the 12-month pace.

How much does a Grand Palm Village at The Vines home cost by size?

The 1,437 square foot plan sold at a $289,950 median on 6 closings in 24 months, the 1,332 square foot plan at $295,000 on one, and the 1,584 square foot records at $292,500 on two. Samples are small.

Is a two-car garage standard in Grand Palm Village at The Vines?

The roll and our comparison show a two-car garage for each unit, against a single garage and a cart bay at Southwind. Confirm on the listing and in the plat.

What inspections should I order on a Grand Palm Village at The Vines home?

A general home inspection, a wind mitigation inspection, and a roof and air conditioning review, plus the association's roof record. Ask for permits and architectural approvals.

Does the milestone inspection law apply to Grand Palm Village at The Vines?

No. The buildings are four-unit, two-story buildings, which Sections 553.899 and 718.112 exclude. That does not remove the need to read the reserve budget.

What insurance does a lender require on a Grand Palm Village at The Vines home?

An HO-6 policy and proof of the association's master policy. Flood is required only in a special flood hazard area, and Grand Palm's test point is Zone X.

Should I buy flood insurance in Grand Palm Village at The Vines even though it is Zone X?

Zone X is minimal flood hazard, not no hazard. Any owner may buy flood coverage, and The Vines is in Evacuation Zone B. Get a quote before you decide.

Can I rent out a Grand Palm Village at The Vines home after I buy it?

Yes within limits: at least 30 days, at most 6 months, two leases and 180 days in 12 months, for owners who took title after April 19, 2012. Renters may not keep pets.

Can I buy in Grand Palm Village at The Vines as an investment property?

It is a weaker fit because of the 180-day cap and the mandatory club, which you pay as an owner. A seasonal rental fits, a year-round rental does not.

Do I have to join Estero Country Club to buy in Grand Palm Village at The Vines?

Yes, membership is tied to ownership by a recorded use restriction. The Social tier is $15,000 once plus about $5,781 a year, and golf is optional.

Do I need a written buyer agreement before touring Grand Palm Village at The Vines?

Yes, since August 17, 2024, before you tour a home with a buyer's agent. It states the services and the fee.

Is buyer's agent compensation negotiable in Florida?

Yes. It is set by the written agreement between you and your agent, and a seller may agree to pay some or all of it.

Can the seller pay my closing costs in Grand Palm Village at The Vines?

Yes, if the contract says so and the lender permits it. Ask in the offer, and know that a seller credit reduces what the seller nets.

What kind of representation does a Florida buyer's agent provide?

Under Section 475.278 a buyer's agent owes duties including loyalty, confidentiality, full disclosure and reasonable care, if the agent is a single agent or a transaction broker as the disclosure states.

How long does it take to close on a Grand Palm Village at The Vines home?

Plan on 30 to 45 days on a mortgage, with the estoppel and the master paperwork in the path. A cash purchase can close faster.

Can I buy in Grand Palm Village at The Vines from out of state?

Yes. 38 percent of parcels on the roll carry an out-of-state mailing address. We can coordinate a remote closing, video tours and the notarization.

Should I buy in Grand Palm Village at The Vines or Southwind Village at The Vines?

Grand Palm for price, two garage spaces and flexible leasing; Southwind for size, newer buildings and a 2020 roof. The two medians are $294,950 and $404,500 on 10 closings each in 24 months.

Is Grand Palm Village at The Vines a good place to buy a home right now?

It is a value purchase with a 2023 to 2026 price slide, 6.0 months of supply and a $232,000 median ask. Whether it fits depends on the club, the fee and your horizon.

How do I start a Grand Palm Village at The Vines home search with McGreevy and Comisar?

Call Marc at (239) 287-5873. We start with your budget, the written agreement and a tour plan, and we send each new listing as it appears.

Frequently Asked Questions, Selling One Home to Buy in Grand Palm Village at The Vines

Many Grand Palm Village at The Vines buyers are selling a home first, and these are the questions that come up when one sale funds the other. Each answer is general information, and your lender, adviser and contract decide your case.

Should I sell my current home before I buy in Grand Palm Village at The Vines?

It depends on your cash and risk. Selling first removes the carrying cost of two homes, and buying first keeps you from renting. We map both with Jesse before you commit.

Can I make a Grand Palm Village at The Vines offer contingent on selling my home?

You can ask, but a seller in a market with four listings may prefer a clean offer. A contingency usually weakens an offer.

Can I move my Florida homestead savings to a Grand Palm Village at The Vines home?

Florida's Save Our Homes cap can be portable to a new Florida homestead, subject to the rules and deadlines. Confirm with the Lee County Property Appraiser.

Do I owe capital gains tax on the home I sell to buy in Grand Palm Village at The Vines?

The federal home-sale exclusion can shelter some gain on a primary residence, and Florida has no state income tax. Ask your tax adviser, as we do not give tax advice.

How do I time two closings when buying in Grand Palm Village at The Vines?

Align the dates, or use a rent-back or a short gap, and build a cushion for the estoppel and the lender. We coordinate both sides with Jesse.

Can one team handle my sale and my Grand Palm Village at The Vines purchase?

Yes. Jesse leads the listing and Marc leads the purchase, and we share the calendar.

I already own in Grand Palm Village at The Vines. Can I sell my unit and buy a different one here?

Yes. Your current unit's sale and a new purchase run on separate contracts, and our valuation and buyer guides cover each side.

Call Marc at (239) 287-5873 to start a Grand Palm Village at The Vines search. We start with your budget, the document checklist, the estoppel and a tour plan. There is no charge for the conversation and it is confidential.

Sources and Authoritative References

Every fact on this Grand Palm Village at The Vines guide traces to a primary record below: the association's own documents, Florida state records, Lee County and Village of Estero records, and FEMA and federal sources. Parcel and sale facts come from the county roll and the MLS. No brokerage, listing portal or IDX feed is cited.

  1. The Vines Community Association: home page (accessed September 30, 2026)
  2. The Vines Community Association: Documents (accessed September 30, 2026)
  3. The Vines Community Association: Grand Palm village page (accessed September 30, 2026)
  4. Grand Palm Declaration of Condominium (PDF) (accessed September 30, 2026)
  5. Grand Palm Rules and Regulations, revised April 15, 2019 (PDF) (accessed September 30, 2026)
  6. Grand Palm By-Laws (PDF) (accessed September 30, 2026)
  7. Grand Palm Articles of Incorporation (PDF) (accessed September 30, 2026)
  8. Grand Palm Architectural Review form, April 16, 2025 (PDF) (accessed September 30, 2026)
  9. Vines Community Association master Declaration (PDF) (accessed September 30, 2026)
  10. Vines Community Association Certificate of Amendment (PDF) (accessed September 30, 2026)
  11. Vines Community Association By-Laws (PDF) (accessed September 30, 2026)
  12. Vines Community Association Rules and Regulations, approved July 29, 2024 (PDF) (accessed September 30, 2026)
  13. The Vines 2026 Real Estate Signage Standards (PDF) (accessed September 30, 2026)
  14. The Vines Hurricane Preparedness Plan (PDF) (accessed September 30, 2026)
  15. The Vines 2024 Hurricane Resident Guide (PDF) (accessed September 30, 2026)
  16. The Vines permit brochure (PDF) (accessed September 30, 2026)
  17. The Vines Community Association: newsletters (accessed September 30, 2026)
  18. The Vines Community Association: board of directors (accessed September 30, 2026)
  19. The Vines Community Association: Southwind village page (accessed September 30, 2026)
  20. The Vines Community Association: Silver Oaks village page (accessed September 30, 2026)
  21. The Vines Community Association: Fairway Bend village page (accessed September 30, 2026)
  22. The Vines Community Association: Lost Creek village page (accessed September 30, 2026)
  23. Estero Country Club: home page (accessed September 30, 2026)
  24. Estero Country Club: frequently asked questions (accessed September 30, 2026)
  25. Estero Country Club: community real estate (accessed September 30, 2026)
  26. Estero Country Club: membership (accessed September 30, 2026)
  27. Estero Country Club: golf (accessed September 30, 2026)
  28. Estero Country Club: court sports (accessed September 30, 2026)
  29. Estero Country Club: fitness (accessed September 30, 2026)
  30. Estero Country Club: dining (accessed September 30, 2026)
  31. Lee County Property Appraiser: home page (accessed September 30, 2026)
  32. Lee County Property Appraiser: subdivision report (accessed September 30, 2026)
  33. Florida Division of Condominiums: public condominium extract (CSV) (accessed September 30, 2026)
  34. Florida Division of Condominiums: milestone inspections (accessed September 30, 2026)
  35. Florida Division of Condominiums: frequently asked questions (accessed September 30, 2026)
  36. Florida Division of Condominiums: reserve threshold (accessed September 30, 2026)
  37. Florida Statutes Section 718.112 (accessed September 30, 2026)
  38. Florida Statutes Section 718.111 (accessed September 30, 2026)
  39. Florida Statutes Section 718.116 (accessed September 30, 2026)
  40. Florida Statutes Section 718.503 (accessed September 30, 2026)
  41. Florida Statutes Section 718.110 (accessed September 30, 2026)
  42. Florida Statutes Section 718.403 (accessed September 30, 2026)
  43. Florida Statutes Section 718.113 (accessed September 30, 2026)
  44. Florida Statutes Section 718.501 (accessed September 30, 2026)
  45. Florida Statutes Section 553.899 (accessed September 30, 2026)
  46. Florida Statutes Section 627.714 (accessed September 30, 2026)
  47. Florida Statutes Section 201.02 (accessed September 30, 2026)
  48. Florida Statutes Section 718.121 (accessed September 30, 2026)
  49. Florida Statutes Section 718.103 (accessed September 30, 2026)
  50. Florida Statutes Section 718.301 (accessed September 30, 2026)
  51. Florida Statutes Section 718.202 (accessed September 30, 2026)
  52. Florida Senate: House Bill 913 (2025) (accessed September 30, 2026)
  53. Florida Senate: Senate Bill 4-D (2022) (accessed September 30, 2026)
  54. Florida Senate: Senate Bill 154 (2023) (accessed September 30, 2026)
  55. Florida Senate: Senate Bill 1021 (2024) (accessed September 30, 2026)
  56. Florida Department of Revenue: documentary stamp tax (accessed September 30, 2026)
  57. Office of Insurance Regulation: Uniform Mitigation Verification Inspection Form OIR-B1-1802 (PDF) (accessed September 30, 2026)
  58. Office of Insurance Regulation: wind mitigation resources (accessed September 30, 2026)
  59. Citizens Property Insurance: 2026 approved rate changes by county (PDF) (accessed September 30, 2026)
  60. Citizens Property Insurance: flood insurance (accessed September 30, 2026)
  61. FEMA National Flood Hazard Layer: flood hazard zones (layer 28) (accessed September 30, 2026)
  62. FEMA National Flood Hazard Layer: FIRM panels (layer 3) (accessed September 30, 2026)
  63. FEMA Map Service Center (accessed September 30, 2026)
  64. FEMA FloodSmart (accessed September 30, 2026)
  65. National Hurricane Center: Hurricane Ian Tropical Cyclone Report (PDF) (accessed September 30, 2026)
  66. National Hurricane Center: Hurricane Milton Tropical Cyclone Report (PDF) (accessed September 30, 2026)
  67. Florida Division of Emergency Management: Know Your Zone (accessed September 30, 2026)
  68. HUD: assistance animals and fair housing (accessed September 30, 2026)
  69. IRS Topic 701: sale of your home (accessed September 30, 2026)
  70. IRS Publication 523: selling your home (accessed September 30, 2026)
  71. Consumer Financial Protection Bureau: owning a home (accessed September 30, 2026)
  72. Lee County Utilities (accessed September 30, 2026)
  73. Lee County Solid Waste: establishing residential service (accessed September 30, 2026)
  74. Lee County Community Development (accessed September 30, 2026)
  75. Lee County Community Development: flood zones (accessed September 30, 2026)
  76. Lee County: special districts (accessed September 30, 2026)
  77. Lee County zoning resolution ZAB-84-164 (accessed September 30, 2026)
  78. Lee County zoning resolution Z-88-292 (accessed September 30, 2026)
  79. Lee County School District: school zones (accessed September 30, 2026)
  80. Lee County School District: 2025 to 2026 school grades report (accessed September 30, 2026)
  81. Three Oaks Elementary School (accessed September 30, 2026)
  82. Three Oaks Middle School (accessed September 30, 2026)
  83. Estero High School (accessed September 30, 2026)
  84. Florida Gulf Coast University: fast facts (accessed September 30, 2026)
  85. Florida Department of Transportation: Florida Traffic Online (accessed September 30, 2026)
  86. SWFLroads: I-75 express lanes project (accessed September 30, 2026)
  87. Corkscrew Road widening project (accessed September 30, 2026)
  88. Florida Department of Commerce: official list of special districts (accessed September 30, 2026)
  89. Florida Administrative Code Rule 69O-186.003: title insurance premium rates (accessed September 30, 2026)
  90. Florida Chief Financial Officer: title insurance overview (accessed September 30, 2026)
  91. Florida Division of Corporations (Sunbiz): Grand Palm Village at The Vines Condominium Association, Inc., N43614 (accessed September 30, 2026)
  92. Florida Division of Corporations (Sunbiz): Southwind Village at Vines Condominium Association, Inc. search (accessed September 30, 2026)
  93. U.S. Census Bureau geocoder (accessed September 30, 2026)
  94. Village of Estero: permits (accessed September 30, 2026)
  95. Florida Statutes Section 689.302: flood disclosure (accessed September 30, 2026)
  96. Florida Statutes Section 689.261: property tax disclosure summary (accessed September 30, 2026)
  97. Florida Statutes Section 720.401: homeowners' association disclosure summary (accessed September 30, 2026)
  98. Florida Statutes Section 720.30851: homeowners' association estoppel certificate (accessed September 30, 2026)
  99. Florida Statutes Section 475.278: brokerage relationships (accessed September 30, 2026)
  100. Florida Statutes Section 28.24: recording fees (accessed September 30, 2026)
  101. Florida Statutes Section 627.0629: wind mitigation discounts (accessed September 30, 2026)
  102. Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), Florida Supreme Court opinion (accessed September 30, 2026)
  103. National Association of REALTORS: what the settlement means for home buyers and sellers (accessed September 30, 2026)
  104. National Association of REALTORS: settlement FAQs (accessed September 30, 2026)
  105. National Association of REALTORS: written buyer agreements 101 (accessed September 30, 2026)
  106. Florida Department of Revenue: nonrecurring intangible tax (accessed September 30, 2026)
  107. Lee County Tax Collector: property taxes (accessed September 30, 2026)
  108. Lee County Clerk of Courts: recording deeds (accessed September 30, 2026)
  109. Lee County Property Appraiser, 2026 parcel roll for Grand Palm Village at The Vines, as carried in the county roll file, index built September 27, 2026.
  110. Lee County recorded sales, DOR-qualified, all years on file, newest recording July 29, 2026, as carried in the county sales file.
  111. Southwest Florida MLS Matrix, Development The Vines, Grand Palm Village and Southwind Village closings and actives, pulled September 29, 2026.
  112. McGreevy and Comisar sub-community roster for The Vines, September 30, 2026, including the association reconciliation.

Downloadable Documents

Grand Palm Village at The Vines buyers can pull the documents behind this guide directly from the authority that issues each one. The recorded amendments are available through the Lee County Clerk's official records, and the village estoppel through the association's manager.

DocumentIssued byDateLink
Grand Palm Declaration of CondominiumGrand Palm Village at The Vines Condominium Associationrecorded 1991, with later amendmentsDeclaration, PDF
Grand Palm Rules and RegulationsGrand Palm Village at The Vines Condominium Associationrevised April 15, 2019Rules, PDF
Grand Palm By-LawsGrand Palm Village at The Vines Condominium Associationcurrent fileBy-Laws, PDF
Grand Palm Articles of IncorporationGrand Palm Village at The Vines Condominium Associationcurrent fileArticles, PDF
Grand Palm Architectural Review formGrand Palm Village at The Vines Condominium AssociationApril 16, 2025ARC form, PDF
Vines Community Association master DeclarationVines Community Associationcurrent fileMaster declaration, PDF
Vines Community Association Rules and RegulationsVines Community Associationapproved July 29, 2024Master rules, PDF
The Vines 2026 Real Estate Signage StandardsVines Community Association2026Signage standards, PDF
Grand Palm Village at The Vines Condominium Association, Inc. recordFlorida Division of Corporationsfiled May 22, 1991Sunbiz search
Public condominium extract (Lee County)Florida Division of Condominiumsread September 30, 2026Condo extract, CSV
Uniform Mitigation Verification Inspection FormFlorida Office of Insurance Regulationrev. January 2012OIR-B1-1802, PDF
Citizens 2026 approved rate changes by countyCitizens Property Insurance2026Rates, PDF
Hurricane Ian Tropical Cyclone ReportNational Hurricane Center2022Ian report, PDF
Hurricane Milton Tropical Cyclone ReportNational Hurricane Center2024Milton report, PDF

Market data from Southwest Florida MLS, pulled September 29, 2026. Brokered by Domain Realty.