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What’s Your Reserve at Estero Home Worth?

What’s Your Reserve at Estero Home Worth?

Your Home Valuation

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By Jesse McGreevy and Marc Comisar, Domain Realty. Updated November 2026.

The Reserve at Estero owners deciding what their home is worth are valuing a gated, all-ages Toll Brothers home in a community of about 485 single-family homes, where 26 homes closed on the Southwest Florida MLS in the last 12 months. This valuation guide sits beside our full Reserve at Estero community guide, which covers the history, floor plans, HOA and covenants, flood record and schools in depth. Everything on this page answers one owner’s question: what a Reserve at Estero home is worth, and how we arrive at the number. If you are still comparing teams, our guide to the best real estate agents in Estero sets the options side by side on the public record.

Valuing a home elsewhere in the village? Our guides to home valuation in Estero, home valuation in Meadows of Estero and home valuation in Lakes of Estero apply the same record-first method to those markets. Want a number first? Start with our free home valuation, and if you are ready to list, our Estero seller guide covers the sale itself. Ready to go further than a number? Read selling a home in The Reserve at Estero.

Why McGreevy and Comisar Are the Best Realtor for The Reserve at Estero

McGreevy and Comisar are the best realtor for valuing a Reserve at Estero home because we value each home against sales of its own plan and size, add the buyer’s fee stack and the live competition, and put the reasoning in writing. We are the #1 Team in Southwest Florida since 2012, and Top 1% nationally since 2008.

Value Your Reserve at Estero Home with the #1 Team in Southwest Florida since 2012

Jesse McGreevy and Marc Comisar run every valuation themselves. We lead Domain Realty Group, and as the leaders of Domain Realty Group our team has closed over $2.5 Billion in real estate across Southwest Florida. Our office is in Bonita Springs, and The Reserve at Estero, a gated Toll Brothers community of about 485 single-family homes, is a market we work every season.

Recent Reserve at Estero market record (12 months to October 21, 2026): 26 closed sales, $13,146,526 in total volume, a $495,000 median sold price, a $248 median price per square foot of living area, a range of $345,000 to $637,500, a median 93 days on market and a median 97.5% of list price. On October 21, 2026, 7 homes were listed at a median asking price of $569,000, with 2 more under contract. Source: Southwest Florida MLS (Matrix), pulled October 21, 2026 [Source: Reserve at Estero community guide].

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What we claim about The Reserve at Estero is narrower and checkable: we have read every closed sale in the MLS record, the recorded covenants and the association’s published rules, and we value your home from them.

How We Work a Valuation, and Who Actually Does It

You get Jesse and Marc, not an automated estimate. Jesse McGreevy builds the comparable set, the adjustments and the net sheet. Marc Comisar walks the home, reads the lot and the view and tells you what a buyer will notice. Reach Jesse direct at (239) 898-6072 or Marc at (239) 287-5873, and read more on our about McGreevy and Comisar page.

Want a number now? Call Jesse direct at (239) 898-6072 or request a free home valuation. Buying instead? Call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Key Takeaways

Reserve at Estero owners who read nothing else on this page should know these ten facts about what a valuation of their home rests on, each sourced below. They explain why two homes of similar size can be worth quite different amounts, and why an online estimate rarely lands on the number a buyer will pay.

  • Size sets the range. In the 12 months to October 21, 2026, homes under 1,600 square feet sold at a $361,500 median and homes of 2,400 square feet and up at $582,500, across a $345,000 to $637,500 range.
  • The community median is $495,000 from 26 closings. It fell from $539,500 in the prior 12 months and $630,000 two years ago, while median days on market rose from 55 to 93.
  • The same plan can vary by $55,000. Three sales of 1,982 square feet closed in 2026 at $455,000, $510,000 and $495,000.
  • Five-year context. The 60-month median is $550,000 from 137 closings, and the highest sale in that window was $881,000 in April 2022.
  • Seven homes compete with yours. They were listed on October 21, 2026 from $440,000 to $895,000, with 2 more under contract, about 3.2 months of supply.
  • Your buyer underwrites a fee stack. About $1,525 per quarter to the association, no CDD according to our community guide, a resale fee near $2,500 and insurance and tax.
  • Lake, preserve and interior lots differ. Our community guide reports a typical lake-view premium of $20,000 to $60,000 or more, which we measure home by home.
  • A roof and wind-mitigation file protects value. Estimated insurance runs $4,000 to $5,500 a year without a report and $3,000 to $4,500 with one for a $600,000 to $800,000 home; with a $495,000 median sale here, many homes should quote lower.
  • In Lee County the seller customarily pays the owner’s title policy and the $0.70 per $100 documentary stamp tax, so a net sheet matters as much as a price.
  • Timing changes the result. March and April carried 38 of the 137 closings in the last 60 months.

Table of Contents

Use the links below to jump straight to the market record, pricing, costs, disclosure, the neighbor comparison or the FAQ. The sections run in the order most people decide: the market first, then pricing and marketing, then the legal and cost steps, then timing, preparation and questions.

Why McGreevy and Comisar Are the Best Realtor for The Reserve at Estero · Key Takeaways · What Is My Reserve at Estero Home Worth? · How Is a Reserve at Estero Home Actually Valued? · What Have Reserve at Estero Homes Sold For in the Last 12 Months? · How Have Reserve at Estero Home Values Changed Over Time? · Which Plan and Lot Differences Change a Reserve at Estero Value? · Why Do Online Estimates Miss on Reserve at Estero Homes? · The Reserve at Estero vs Villagio at Estero: How Do Their Values Compare? · How Do Reserve at Estero Values Compare With Nearby Estero Communities? · What Does the Live Competition Say About a Reserve at Estero Value? · When Is the Best Time to Have a Reserve at Estero Home Valued? · What Do a Reserve at Estero Buyer’s Costs Do to Your Home’s Value? · Which Florida Rules Shape a Reserve at Estero Sale Price? · What Moves the Number Before You List a Reserve at Estero Home? · What Will You Net From a Reserve at Estero Sale? · Should You Rent or Sell Your Reserve at Estero Home? · What Do County Recorded Sales Add to a Reserve at Estero Valuation? · How Do You Get a Free Reserve at Estero Home Valuation? · Thinking of Selling Your Reserve at Estero Home? List With the #1 Team in Southwest Florida Since 2012 · What Do Sellers Say About Working With McGreevy and Comisar? · Why Does a Reserve at Estero Specialist Matter for a Valuation? · Are You Also Buying Your Next Home in Southwest Florida? · Frequently Asked Questions, Seller Edition: Valuing a Home in The Reserve at Estero · Your Local Real Estate Experts · Sources and Authoritative References · Downloadable Documents · How Do You Reach the Reserve at Estero Valuation Team Today?

What Is My Reserve at Estero Home Worth?

A Reserve at Estero home is worth what buyers have recently paid for homes of its plan, size, lot and condition, adjusted for what is different. Across 26 closings in the last 12 months that ranged from $345,000 to $637,500, and the size of the home explained more of the range than any other visible feature.

Data updated: October 2026

The Short Answer by Size

Living area band Closed sales Median sold price Median $ per sq ft Median days on market Range
Under 1,600 sq ft 4 $361,500 $253 70.5 $345,000 to $522,000
1,600 to 1,999 sq ft 10 $492,500 $258 83.5 $445,000 to $574,000
2,000 to 2,399 sq ft 6 $532,500 $260 76 $450,000 to $637,500
2,400 sq ft and up 6 $582,500 $228 121.5 $462,026 to $625,000

Source: Southwest Florida MLS (Matrix), closed sales in the 12 months to October 21, 2026, grouped by MLS living area.

Read the table as the community’s own price ladder. A home of about 1,400 square feet sits on the lowest rung, a home of 1,900 to 2,100 square feet in the middle, and the largest plans at the top, with the price per foot falling as the home grows.

Where the Number Starts

We start with the sales of your own plan and size, not the community median. If your home is a 1,982 square foot 3-bedroom, that means the sales at 1,982 square feet: $455,000, $510,000 and $495,000 in 2026 and $550,000 in March 2025. The lot, the view, the roof and the finish then move the number up or down.

What the Number Is Not

It is not a listing price, an appraisal or a guarantee. A valuation is our written opinion from the record, and an appraisal is what a buyer’s lender orders later. The gap between the two is the reason we would rather show you the evidence than a number alone.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

How Is a Reserve at Estero Home Actually Valued?

We value a Reserve at Estero home in five steps: choose the comparable sales of the same plan and size, adjust for lot, view and condition, test the result against the live competition, subtract what the buyer must pay to own it and write down the opinion with a range. Each step uses records you can inspect.

Step One: Choose the Comparable Sales

We start from the 26 closings of the last 12 months and the 137 of the last 60 months and narrow to the plan and size of your home. Older sales tell us the direction; the most recent sales tell us the price.

Step Two: Adjust for Size and Features

Where a comparable differs from your home, we adjust. A den, a third bathroom, a pool, a larger lanai, updated flooring or a newer roof each carry an adjustment we can justify from paired sales. The 2,539 square foot homes sold at $462,026 without a den and $620,000 and $625,000 with one, a $157,974 gap between the lowest and the middle sale.

Step Three: Test Against Live Competition

Seven homes were listed on October 21, 2026, from $440,000 to $895,000. A valuation that ignores the homes a buyer will tour the same weekend is a theory. We read their days on market and price histories and place yours among them.

Step Four: Subtract the Buyer’s Carrying Cost

The buyer’s lender and insurer see the association’s roughly $508 per month, homeowners insurance, property tax and the transfer and application fees. We add these up beside your price so we know what a buyer will accept.

Step Five: The Written Opinion That Follows

You receive the comparable sales with dates and days on market, our adjustments and reasoning, a recommended list price and a defensible range. We would rather you see the evidence before you commit to anything.

The Appraiser’s View

A buyer’s appraiser reads the same closed sales, usually the most recent within the community, and adjusts for size, condition and features. A list price the appraiser can support closes; one they cannot triggers a renegotiation. We build our number to survive that reading.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Have Reserve at Estero Homes Sold For in the Last 12 Months?

In the 12 months to October 21, 2026, 26 Reserve at Estero homes closed at a $495,000 median, from $345,000 to $637,500, at a median $248 per square foot, 93 days on market and 97.5% of list price. The four windows below show how the record looks when it is widened to 24, 36 and 60 months.

Data updated: October 2026

The Four Windows From the MLS Record

Window Closed sales Median sold price Median $ per sq ft Median days on market Median sold as % of list
Last 12 months (Oct 21, 2025 to Oct 21, 2026) 26 $495,000 $248 93 97.5%
Last 24 months 56 $525,000 $269 92 96.8%
Last 36 months 79 $540,000 $280 81 97.1%
Last 60 months 137 $550,000 $291 38 98.1%

Source: Southwest Florida MLS (Matrix), closed residential sales in The Reserve at Estero, pulled October 21, 2026; windows counted back from that date. The 12-month window already holds 10 or more closings. [Source: Reserve at Estero community guide]

Price Bands

Sold price band Closed sales Median days on market Median sold as % of list
Under $450,000 4 119 99.2%
$450,000 to $499,999 10 94.5 95.1%
$500,000 to $549,999 4 57.5 97.9%
$550,000 to $599,999 4 32 97.6%
$600,000 and up 4 71.5 97.1%

Source: Southwest Florida MLS (Matrix), closed sales in the 12 months to October 21, 2026.

Value by Bedroom Count

Group Closed sales Median sold price Median $ per sq ft Median days on market Range
2 bedrooms plus den 5 $485,000 $245 117 $348,000 to $580,000
3 bedrooms plus den 8 $492,500 $265 66.5 $468,000 to $637,500
4 bedrooms plus den 3 $625,000 $244 121 $620,000 to $625,000

Source: Southwest Florida MLS (Matrix), closed sales in the 12 months to October 21, 2026, by the MLS bedroom field; the lone 2-bedroom sale is shown as recorded.

The Ten Highest Sales

Rank Closing date Beds / baths Living area (sq ft) Sold price Sold as % of list Days on market
1 Jun 9, 2026 3+Den/2(1) 2,212 $637,500 98.1% 22
2 Oct 15, 2026 4+Den/3(1) 2,705 $625,000 96.2% 215
3 Aug 24, 2026 4+Den/2(1) 2,539 $625,000 100.0% 121
4 Jun 24, 2026 4+Den/2(1) 2,539 $620,000 95.4% 7
5 Jun 16, 2026 2+Den/2(0) 2,056 $580,000 96.8% 117
6 Apr 15, 2026 2+Den/2(0) 1,989 $574,000 98.3% 6
7 Aug 31, 2026 3+Den/2(1) 2,038 $570,000 95.0% 58
8 Nov 13, 2025 3+Den/2(0) 1,977 $560,000 100.0% 0
9 Apr 20, 2026 4 Bed/2(1) 2,416 $545,000 97.3% 91
10 Mar 27, 2026 3 Bed/3(0) 1,840 $525,000 95.6% 273

Source: Southwest Florida MLS (Matrix), the ten highest closed sales in the 12 months to October 21, 2026.

The top ten range from 1,840 to 2,705 square feet, and the highest, a 2,212 square foot 3-bedroom-plus-den home with 2 full and 1 half baths, sold for $637,500 after 22 days. Size, a den and an extra bath are the visible features on the upper rungs.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Ready to Sell in The Reserve at Estero? Talk to Jesse Direct

The Reserve at Estero is a gated Toll Brothers community of about 485 single-family homes, and 26 of them closed in the last 12 months. If you are thinking of selling, request a free home valuation or call Jesse direct at (239) 898-6072, and see how we handle selling a home in Estero. If you are ready to buy, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

How Have Reserve at Estero Home Values Changed Over Time?

Reserve at Estero values rose from a $599,450 median in the oldest 12-month block to a $630,000 peak in the block ending October 2024, then fell to $539,500 and $495,000 in the two blocks since. Median days on market rose from 5.5 to 93 over the same five years, per the Southwest Florida MLS.

Data updated: October 2026

The Five Twelve-Month Blocks

12-month block Closed sales Median sold price Median $ per sq ft Median days on market Median sold as % of list Price range
Oct 21, 2025 to Oct 21, 2026 26 $495,000 $248 93 97.5% $345,000 to $637,500
Oct 21, 2024 to Oct 21, 2025 30 $539,500 $283 92 96.4% $414,000 to $735,000
Oct 22, 2023 to Oct 21, 2024 23 $630,000 $322 55 97.2% $450,000 to $725,000
Oct 22, 2022 to Oct 22, 2023 22 $580,000 $317 60 97.4% $472,000 to $755,000
Oct 22, 2021 to Oct 22, 2022 36 $599,450 $327 5.5 101.1% $425,000 to $881,000

Source: Southwest Florida MLS (Matrix), closed residential sales, 365-day blocks counted back from October 21, 2026.

Latest 12 Months Against the Prior 12

The latest median of $495,000 is about 8% below the prior year’s $539,500, and the count moved from 30 to 26. The median price per square foot fell from $283 to $248, and sale-to-list rose from 96.4% to 97.5%, meaning buyers paid a smaller discount off asking on a lower asking price.

Why the Averages Are Not the Whole Story

With 22 to 36 sales per block, one 2,900 square foot sale can move a median by thousands of dollars, and the mix of plans changes each year. The median living area was 1,986 square feet in the latest block, against 1,823 in the oldest. That is why we value your home from its own plan and not from the community line.

What Determines Where Values Go From Here

Three things matter most to a Reserve at Estero value from here: the balance of listings against buyers, as measured by the roughly 3.2 months of supply; mortgage rates, which Freddie Mac reported at 7.24% for a 30-year fixed loan on October 29, 2026 [Source: Freddie Mac, Primary Mortgage Market Survey]; and the insurance and carrying-cost picture in Southwest Florida. We do not forecast; we show you the record and the range.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Which Plan and Lot Differences Change a Reserve at Estero Value?

Plan, size, lot, view, roof and updates change a Reserve at Estero value. Toll Brothers used nine floor plans here, eight documented by name, with sizes from about 1,400 to 2,500 square feet in the community records, and the MLS record shows repeated sizes that let us compare like with like.

The Documented Plans

Our community guide documents eight of nine plan names: Brevia at about 2,000 square feet, Carmona as a two-story open plan, San Remo at about 1,982 square feet with 3 bedrooms and 2 baths, Massiano, Dolce, San Rio, Gianna, whose base price was $272,995 in June 2013, and Mataro. A ninth plan exists that the guide could not name. The MLS does not record plan names, so we match by size and layout.

The 1,982 Square Foot Plan

Sales of this size in the last 60 months include $520,000 and $550,000 in late 2021, $647,000 in January 2022, $649,000 in May 2022, $699,000 in March 2024, $550,000 in March 2025 and $455,000, $510,000 and $495,000 in 2026. That is the cleanest view of how the same size has moved: a peak near $650,000 to $700,000 and a 2026 range near $455,000 to $510,000.

The 2,539 Square Foot Size

Three 2026 sales at 2,539 square feet closed at $462,026, $620,000 and $625,000. The records show a den on the two higher sales, so the difference is a feature, not only a market.

Lake, Preserve and Interior Lots

Our community guide reports a typical lake-view premium of $20,000 to $60,000 or more over comparable non-lake-view homes, a quiet preserve-edge lot with no back neighbors and an interior lot at the entry point of the market. We measure the premium by pairing homes of the same plan with different views.

The Roof, the Air Conditioning and the Lanai

For homes built between 2006 and 2015, the age of the roof, air conditioning and water heater and the condition of the lanai cage are the three items a buyer’s inspector will ask about. A dated invoice or permit for each adds credibility to a price.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Why Do Online Estimates Miss on Reserve at Estero Homes?

Online estimates miss on Reserve at Estero homes because they cannot see plan, lot, view, roof or interior finish, and they blend a community where the same size sold $55,000 apart in one year. The best-known, the Zestimate, is a statistical guess; a Reserve valuation is a reading of the recorded sales.

The Size Problem

A model averages nearby sales. But homes of 1,476 square feet sold at $348,000 and $375,000 while homes of 2,539 square feet sold at $462,026 to $625,000, so an error of a few hundred square feet becomes an error of tens of thousands of dollars.

Fees and the Buyer’s Total Cost

A model does not know that this community has no CDD, that the association fee is reported at about $1,525 per quarter or that a resale fee of about $2,500 applies. Those are the numbers a buyer weighs against the price, and we include them.

Condition and Roof Are Invisible to a Model

A model cannot see a new roof, an updated kitchen, a screened lanai in good repair or a wind-mitigation report. Two homes with identical size and location can be worth different amounts because of what a buyer sees when they walk through.

What a Live Comparable Set Adds

A comparable set shows dates, days on market and asking price against sold price, so you can see how negotiable a sale was. It is what a buyer’s agent and an appraiser will actually use, and it is what our valuation is built from.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

The Reserve at Estero vs Villagio at Estero: How Do Their Values Compare?

The Reserve at Estero and Villagio at Estero are both gated, all-ages Estero communities, but they value very differently: a $495,000 median and a 1,986 square foot median size against Villagio’s $270,000 and 1,192. The Reserve is detached Toll Brothers housing; Villagio is attached coach home condominiums.

Data updated: October 2026

The Decision Table

Decision point The Reserve at Estero Villagio at Estero
Homes and types Single-family homes, about 485 per the association’s own materials 514 attached coach home condominiums on 70 acres; no single-family homes on site
Builder and era built Toll Brothers, built between 2006 and 2015 Royal Palm Communities, first residents in 2004 and construction through 2006
Closed sales, 12 months to Oct 21, 2026 26, median $495,000, $248 per sq ft 35, median $270,000, $190 per sq ft
Median living area of homes sold 1,986 sq ft 1,192 sq ft
Median days on market and sold as % of list 93 days, 97.5% 76 days, 96.2%
Active listings and months of supply, Oct 21, 2026 7, 3.2 months 10, 3.4 months
HOA or condominium fee Reported at about $1,523 to $1,526 per quarter, roughly $508 per month, in 2025 and 2026 MLS listings; older sources print $933; confirm on the estoppel Reported at about $580 per month; confirm on a live listing or the association budget
What the fee covers Confirmed: 24-hour staffed gatehouse, exterior lawn and landscape maintenance, irrigation and clubhouse access Per listing sources: water, cable and internet, building and exterior insurance, exterior pest control, landscaping, gated 24/7 security and amenity access
Golf or club model Optional and not bundled; historically a partnership with Estero Country Club offers optional membership pricing Not stated on our page; the amenity center is a walkable Town Center with two pools, tennis, pickleball and a private cinema
CDD No CDD No CDD; a single condominium association
Gated Yes, 24-hour staffed gate Yes, gated with 24/7 security
Flood zone FEMA Flood Zone X (unshaded) Most likely low-risk Zone X, but the exact FEMA zone was not confirmed for the specific parcels; verify per parcel
Resale disclosure law Chapter 720, homeowners association: seller supplies the section 720.401 summary before contract Chapter 718, condominium: the section 718.503 documents apply instead
Age restriction None; all ages None; all ages, not a 55+ community

Sources: our Reserve at Estero community guide and Villagio at Estero community guide for facts; Southwest Florida MLS (Matrix), both communities from the same October 21, 2026 pull, for the market rows.

Reading the Value Gap

The $495,000 and $270,000 medians differ by about $225,000, but the median living areas differ by about 790 square feet, and median price per square foot is $248 against $190. Much of the gap is size and housing type, which is why the two communities need separate valuations.

Which Buyer Compares the Two

A buyer choosing between them is deciding between a detached home with a private lot and an attached home with water, cable and internet in one fee. If your home is a Reserve home, we value it against Reserve sales, and we use Villagio to understand what a buyer’s alternative costs.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

How Do Reserve at Estero Values Compare With Nearby Estero Communities?

Reserve at Estero values sit in the middle of the Estero range. Against eight other Estero communities in the same October 21, 2026 pull, The Reserve’s $495,000 median is above Villagio, Bella Terra, Cascades at Estero and Stoneybrook and below Tidewater, Pelican Sound, The Brooks and Grandezza.

Data updated: October 2026

The Estero Comparison Table

Community Closed sales, 12 months Median sold price Median $ per sq ft Median days on market Median sold as % of list Active listings Months of supply
The Reserve at Estero 26 $495,000 $248 93 97.5% 7 3.2
Villagio at Estero 35 $270,000 $190 76 96.2% 10 3.4
Bella Terra 115 $449,000 $224 53 97.5% 23 2.4
Cascades at Estero 40 $408,750 $224 36.5 95.6% 5 1.5
Stoneybrook 44 $415,000 $252 35 96.2% 13 3.5
The Brooks 161 $562,500 $308 47 96.3% 55 4.1
Grandezza 55 $605,000 $285 37 94.9% 18 3.9
Tidewater 30 $520,000 $301 60 96.8% 6 2.4
Pelican Sound 50 $550,000 $343 25 96.9% 16 3.8

Source: Southwest Florida MLS (Matrix), residential closed sales in the 12 months to October 21, 2026 and active listings on that date, all communities from the same pull.

What the Table Means for Your Value

The Reserve’s $248 median per square foot sits near Stoneybrook’s $252 and above Bella Terra’s $224 and Cascades’ $224, and below Pelican Sound’s $343 and The Brooks’ $308. Cascades at Estero is a 55+ community by legal restriction, stated here only as a fact about its buyer pool. A buyer who is choosing between these communities is weighing price, fees and setting, and your valuation should show where your home lands among them.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Does the Live Competition Say About a Reserve at Estero Value?

Seven Reserve at Estero homes were listed on October 21, 2026, at a median asking price of $569,000 and a range of $440,000 to $895,000, with 2 more under contract, about 3.2 months of supply. Their asking prices, days on market and sizes are the ceiling a buyer sees when they look at your home, so a valuation has to place yours among them.

Data updated: October 2026

Supply, Home by Home

Asking price Beds / baths Living area (sq ft) Days on market so far
$440,000 3 Bed/2(0) 1,476 8
$469,000 2+Den/2(0) 1,463 143
$485,000 3 Bed/2(0) 1,977 212
$569,000 3 Bed/3(0) 1,840 20
$664,900 3+Den/2(1) 2,216 29
$698,000 3 Bed/2(0) 1,982 400
$895,000 4+Den/3(2) 2,792 2

Source: Southwest Florida MLS (Matrix), active listings on October 21, 2026; days on market is the count to that date.

Asking Prices Versus Sold Prices

The median active ask of $569,000 is above the $495,000 median sold price because the active list includes two homes above $695,000 and none below $440,000, while the sold record includes $345,000 to $450,000 homes. Comparing asking to sold by size, not by community, is the fair comparison.

What Buyers Pay Against Asking

Across the 26 closings, the median sale was at 97.5% of list, 3 sold at or above list and 5 sold below 95%. The largest discount was 7.4% and the median about 2.5%, so a realistic list price leaves a small room to negotiate, not a large one.

Reading a Competing Listing

Two of the seven homes had been listed for 212 and 400 days. A buyer reads a long listing as a price signal, and so should you: it shows where the market stopped paying, and it is a reason to be at or below the recent sale range for your plan.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

When Is the Best Time to Have a Reserve at Estero Home Valued?

The best time to value a Reserve at Estero home is three to six months before you want to sell, ideally in the autumn ahead of the winter and spring buying season. March and April carried 38 of the 137 closings in the last 60 months, so a documented and priced home meets those buyers first.

Data updated: October 2026

Closings by Month, 60 Months

Month Closings in the last 60 months
January 7
February 7
March 20
April 18
May 10
June 16
July 7
August 10
September 10
October 11
November 9
December 12

Source: Southwest Florida MLS (Matrix), closed sales by month over the last 60 months to October 21, 2026.

Why the Autumn Valuation Pays

A valuation in October or November leaves time to fix the roof or air conditioning question, replace an older wind-mitigation report, gather permits and file the estoppel and association paperwork. The owner who lists in January has a documented file; the owner who decides in March starts the paperwork with buyers already touring.

A Valuation Is Not a Commitment

A valuation costs nothing and commits you to nothing. Many Reserve owners have one done to decide whether to sell this season, next season or not at all, and to see what an insurance claim, a roof or a renovation would change.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Do a Reserve at Estero Buyer’s Costs Do to Your Home’s Value?

A Reserve at Estero buyer’s costs shape what they will pay you: about $1,525 per quarter to the association, a resale fee near $2,500 at closing, an application fee, insurance and property tax, with no CDD according to our community guide. Every recurring dollar the buyer must carry is a dollar the buyer subtracts from your price.

Data updated: September 2026

The Fee Stack, Layer by Layer

Layer Amount Source
Association assessment Reported at about $1,523 to $1,526 per quarter, roughly $508 per month or $6,100 per year, in 2025 and 2026 MLS listings; older sources print $933; confirm on the estoppel Alliant Property Management
Covered by the assessment 24-hour staffed gatehouse, exterior lawn and landscape maintenance, irrigation, clubhouse access; other items reported by residents Reserve at Estero community guide
CDD None recorded Reserve at Estero community guide
Resale fee About $2,500 at closing, Article VIII, Section 12 as added by the 2015 amendment Reserve at Estero CC&Rs
Application and processing fee $150 plus $25 Alliant Property Management
Homeowners insurance $4,000 to $5,500 a year, $3,000 to $4,500 with a wind-mitigation report, on a $600,000 to $800,000 home (median sale here $495,000, so many quote lower) Florida Office of Insurance Regulation
Property tax Set by Lee County; reset for the buyer Lee County Tax Collector

How a Fee Becomes a Price Adjustment

A buyer compares the monthly carrying cost of your home with alternatives. At the $495,000 median, about $508 per month to the association is $6,100 a year, and at a 7.24% 30-year rate that carrying cost is equivalent to a lower loan amount. We show you the arithmetic in your valuation, and we make the no-CDD point where it is true.

Insurance and the Buyer’s Quote

Estimated insurance runs $4,000 to $5,500 a year without a wind-mitigation report and $3,000 to $4,500 with one, for a $600,000 to $800,000 home, per our community guide; many homes here should quote lower, since the median sale is $495,000. A current report is about a $1,000 a year difference in the buyer’s estimate, which is meaningful to price.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Which Florida Rules Shape a Reserve at Estero Sale Price?

Four Florida rules shape a Reserve at Estero sale price: the section 720.401 disclosure the seller owes before contract, the estoppel certificate with its capped fee, the property tax summary and reassessment at sale, and the post-NAR buyer representation rules. Each changes what a buyer will offer or what a seller will net.

Which Disclosure Applies to Your Home

The Reserve is a Chapter 720 homeowners association, so on a resale the owner supplies the section 720.401 summary before the buyer executes the contract, and if it is missed the buyer may cancel within 3 days after receiving it or before closing, whichever comes first [Source: Florida Statutes 720.401]. Section 720.401(2) excludes associations under chapters 718, 719, 721 and 723, which is why a Villagio condominium follows different rules. This is information, not legal advice.

Estoppel Certificates

The association’s estoppel states what is owed, and the fee is capped at $299 for a current account after the 2024 adjustment, $119 more if rushed and $179 more if delinquent [Source: Florida Statutes 720.30851] [Source: HB 979 (2024) staff analysis]. The Reserve’s requests run through Alliant’s realtor portal, and we order early.

The Property Tax Summary and Reassessment

At or before contract, the buyer must receive the section 689.261 summary, which warns that the seller’s current taxes are not a guide because a change of ownership can reset the assessment [Source: Florida Statutes 689.261]. For a Reserve buyer the tax bill has no CDD line, which keeps the conversation short.

The Post-NAR Commission Structure

Every commission is negotiable, and buyer-broker compensation may not be offered on the MLS [Source: National Association of REALTORS, what the settlement means]. What you negotiate with us is the listing side, and any buyer-side arrangement is a separate, off-MLS decision.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Moves the Number Before You List a Reserve at Estero Home?

Three things move a Reserve at Estero number before you list: the roof and insurance file, updates that return their cost and the approvals and paperwork a buyer needs. None of them requires a renovation, and each is inexpensive compared with a price reduction after 90 days on the market.

The Roof and the Insurance Question

For a home built between 2006 and 2015, the age of the roof and a current wind-mitigation report are the two items that most affect a buyer’s insurance quote. An updated inspection form took effect April 1, 2026, and My Safe Florida Home grants may help owners fund improvements [Source: My Safe Florida Home program].

Updates That Return Their Cost

Fresh neutral paint, updated lighting, refreshed landscaping and a clean lanai and pool cage usually return more than they cost. Major kitchen and bath work rarely does. We walk the home and tell you which updates pay back before you spend anything.

Approvals and Paperwork

Gather the architectural approvals for any exterior change, the permits for roof, air conditioning and water heater work, the estoppel request and the covenants and amendments. A file a buyer can read on the day of the tour supports a firmer offer.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Will You Net From a Reserve at Estero Sale?

A Reserve at Estero seller nets the sale price minus commission, documentary stamps, the owner’s title policy, closing charges, prorations and any payoff. At the $495,000 median the fixed costs before commission and payoff are roughly $7,064 to $8,564, and each 1% of price is $4,950.

Data updated: October 2026

Net at Four Price Points

Sale price Doc stamps Owner’s title premium Fixed costs before commission and payoff (range) Each 1% of price
$361,500 $2,530.50 $1,882.50 $5,462 to $6,962 $3,615
$495,000 $3,465 $2,550 $7,064 to $8,564 $4,950
$582,500 $4,077.50 $2,987.50 $8,114 to $9,614 $5,825
$637,500 $4,462.50 $3,262.50 $8,774 to $10,274 $6,375

Sources: Florida Statutes 201.02 for doc stamps; Florida Administrative Code Rule 69O-186.003 for the title premium; the shared 2026 cost research for the $299 estoppel cap and the ranges for lien search ($100 to $250) and title search and settlement ($650 to $2,000 combined); our arithmetic. Estimates for illustration, and your closing agent’s statement controls.

What Is Not in the Table

Commission is negotiated in your listing agreement, any mortgage payoff comes from your lender’s letter, and property tax and association dues prorate to your closing date. The buyer’s resale fee of about $2,500 and application fee are the buyer’s cost, but a buyer may ask for a credit.

Your Own Net Sheet

Your net sheet uses your contract price, your tax bill and your closing date, and we build it with you before you sign a listing agreement. For the statewide breakdown of every line, see our guide to seller closing costs in Florida.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Should You Rent or Sell Your Reserve at Estero Home?

Renting a Reserve at Estero home works only as a seasonal or annual lease, because the covenants set a one-month minimum lease term and rule out nightly and weekly rentals. Our community guide records seasonal rentals listed near $8,500 per month for January to April and annual leases near $4,600 per month, both unconfirmed for any given year.

The Rules That Decide It

The owner submits a fully executed lease to the board, the tenant applies through the management company with a fee reported at $150 plus $25, and the tenant attends an orientation. Short-term rental income is not available, and a buyer who needs it is not a Reserve buyer.

Renting Versus Selling in Numbers

At the $495,000 median, the association’s $6,100 a year equals about 11.1% of a $55,200 gross annual rent at $4,600 per month, before insurance, tax, vacancy and repairs. A sale at the median nets the price minus about $7,064 to $8,564 of fixed costs, commission and payoff. We build both scenarios for your home, using your actual costs, before you decide.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

What Do County Recorded Sales Add to a Reserve at Estero Valuation?

County recorded sales add a second, independent count to a Reserve at Estero valuation. Since September 29, 2025 the Lee County record shows 24 qualified sales at a $516,000 median, ranging from $345,000 to $775,000, with none builder-direct, and over the same dates, through August 31, 2026, our October 21 MLS pull counts 24 closings at the same $516,000 median.

Data updated: October 2026

The County Figure, With Its Denominator

The county figure counts only arm’s-length, Florida Department of Revenue-qualified sales of improved property, matched to the community by legal description, which returned 483 single-family homes among 502 roll rows, against about 485 homes stated by the association. It counts 24 sales, and all 24 are resales. The county file’s newest recorded sale is August 31, 2026.

How We Use the Two Together

MLS counts closings through October 15, 2026 and the county counts recorded deeds through August 31. We show each with its own label and never blend them. The county’s $775,000 high matches a sale of that price recorded in our MLS record as a sold-data entry dated September 30, 2025, not marketed on the MLS, which is the kind of sale the county record catches.

Why the Medians Differ

The $516,000 county median and the $495,000 12-month MLS median differ by $21,000 because they cover different dates: over the county’s own dates the MLS shows the same $516,000. We value from the MLS record and use the county record as a check.

If you want to know what your Reserve at Estero home would net, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are a buyer weighing The Reserve at Estero, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

How Do You Get a Free Reserve at Estero Home Valuation?

Reserve at Estero owners get a free valuation by requesting one online or calling Jesse McGreevy direct at (239) 898-6072. It is a written opinion of value built from closed sales of your own plan and size, placed on the community’s price range, with your fee stack and net sheet beside it. There is no cost and no obligation.

Data updated: September 2026

What the Valuation Includes

You receive the recent closed sales of your plan and size with dates and days on market, a per-square-foot analysis based on MLS living area, the live competition, our adjustments, the buyer’s fee stack and a recommended list price with a defensible range. Request it through our McGreevy and Comisar valuation form.

What to Have Ready

Your address, a rough size, the dates of your roof, air conditioning and water heater, any wind-mitigation report, architectural approvals and your timeline. We can start without them and refine as they arrive.

How to Reach Us Today

Call Jesse McGreevy direct at (239) 898-6072 or email . Call Marc Comisar at (239) 287-5873. The office is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Bring your address, your timeline and the one thing you are most worried about, and you will get a straight answer.

Thinking of Selling Your Reserve at Estero Home? List With the #1 Team in Southwest Florida Since 2012

Reserve at Estero owners who want a number they can rely on should start with McGreevy and Comisar of Domain Realty, the #1 team in Southwest Florida since 2012, because a gated community of about 485 homes with nine floor plans values plan by plan, not by average. In one year, three 1,982 square foot homes sold $55,000 apart.

Data updated: October 2026

If you are searching for the best Reserve at Estero listing agent, or thinking, “I need a valuation of my home in The Reserve at Estero,” here is the short version of everything above. We place your home on the record of its own plan and size, add the live competition and the buyer’s costs, and write down the number and the reasoning.

Listing-team credentials:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Is Your Reserve at Estero Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation. We follow up with a written comparable set from the MLS record and current listings. Call Jesse direct at (239) 898-6072, text or call. Confidential conversations welcome.

Buying instead? Call Marc at (239) 287-5873, read our Estero buyer guide, and see how we represent buyers in Estero.

Will my Reserve at Estero home value be higher if I list before the new year?

Not necessarily higher, but you meet more buyers. Our tabulation of the MLS record shows 38 of the 137 closings in the last 60 months in March and April, which means contracts written in the winter and early spring.

Is a smaller Reserve home worth less per square foot?

Not by much. Homes under 1,600 square feet sold at a $253 median per square foot and homes of 1,600 to 2,399 at $258 to $260, while the largest homes sold at $228.

Can I get a valuation without listing my home?

Yes. Many owners want the number to decide whether, when or how to sell. It costs nothing and commits you to nothing.

What Do Sellers Say About Working With McGreevy and Comisar?

McGreevy and Comisar is a top-reviewed Reserve at Estero realtor, and the quotes below are genuine five-star Google reviews, reproduced in each reviewer’s own words. We publish no aggregate score and no rating widget. Read the full set on the Google profile.

A Seller Who Relied on Our Pricing Advice

★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Verified Google review

The value of a valuation is whether it holds up against the closed record, and that is the standard we hold ours to.

A Seller Who Kept Up to Date

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Verified Google review

After the valuation comes the feedback loop: showings, open houses and what buyers said about the price.

A Repeat Seller

★★★★★ “Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn’t have been happier! If we ever move again we’ll always call Jesse and Marc!” Verified Google review

Repeat clients are the best evidence a valuation and the sale that follows were straight with the owner.

Why Does a Reserve at Estero Specialist Matter for a Valuation?

Reserve at Estero specialists matter for a valuation because the price depends on facts that a general estimate cannot see: plan, size, lot, view, roof, the association’s fee stack and rules, and nine plans that sell at different prices. A generalist averages them; a specialist separates them.

Jesse McGreevy

Jesse McGreevy is a licensed Florida REALTOR and Sales Associate with Domain Realty, a co-founder of the brokerage, and one half of McGreevy and Comisar. He builds the comparable sets, the adjustments and the net sheets. Reach him direct at (239) 898-6072, and read his profile on the Jesse McGreevy agent page.

Marc Comisar

Marc Comisar is a licensed Florida REALTOR and Broker Associate with Domain Realty and the other half of McGreevy and Comisar. He walks the home, reads the lot and the view and tells you what a buyer will notice. Reach him at (239) 287-5873, and read his profile on the Marc Comisar agent page.

What a General Agent Tends to Miss in a Valuation

A general agent may value a home off the community median, ignore the den on one 2,539 square foot sale and not on another, forget the association’s fees, skip the wind-mitigation report or miss that a long listing beside yours is a price signal. Each of those changes the number.

The Credentials, Stated Once More

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Other Estero-Area Valuation Guides

Every Estero community values differently, and we publish a valuation guide for each one we cover. If you own in more than one community, see our guides to home valuation in Estero, home valuation in Meadows of Estero and home valuation in Lakes of Estero. The community itself is covered in our Reserve at Estero community guide, and its closest neighbor in our Villagio at Estero community guide. If you want the sibling guides for this community, read selling a home in The Reserve at Estero and buying a home in The Reserve at Estero.

If you are thinking, “I need someone to value my house in Estero, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you are selling in The Reserve at Estero, The Brooks, Bella Terra, Corkscrew Shores, Grandezza, Wildcat Run, West Bay Club, Pelican Sound, Shadow Wood, or Miromar Lakes, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

Are You Also Buying Your Next Home in Southwest Florida?

Reserve at Estero owners often buy again in Southwest Florida once they know what their home is worth. We value the sale and plan the purchase together, including the timing of two closings and the Save Our Homes portability claim that can carry accumulated tax savings to your next Florida homestead.

Buying and Selling in the Same Season

Florida’s portability rule lets a homestead owner who establishes a new Florida homestead within the statutory window transfer the difference between just value and capped assessed value, up to $500,000, to the new home [Source: Florida Statutes 193.155]. The January 1 test matters, and we sequence both closings around it.

Buying Elsewhere in Estero

If your next home is in another gated community, our guide to buying a home in Estero walks through the contract, inspection and approval steps. If you are buying here as well, read buying a home in The Reserve at Estero.

If you want to plan the sale and the purchase together, call Jesse direct at (239) 898-6072 or request a free home valuation. For the purchase side, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Frequently Asked Questions, Seller Edition: Valuing a Home in The Reserve at Estero

Reserve at Estero owners ask these questions before they list, and each answer below is written for a Lee County owner in a gated Toll Brothers community with one association. They cover what a home is worth, why estimates differ, what a valuation includes, what a sale nets and how timing, rules and fees change the answer.

Data updated: October 2026

Owners ask McGreevy and Comisar for a valuation because the answers below show up in the price:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Nothing here is legal or tax advice; confirm anything that affects your sale with your closing agent, attorney or CPA.

What is my Reserve at Estero home worth today?

It depends on plan, size, lot, view and condition. In the last 12 months 26 homes closed at a $495,000 median, from $345,000 to $637,500, and homes under 1,600 square feet sold at a $361,500 median and homes of 2,400 square feet and up at $582,500. A free written valuation places your home on that record.

What is my 1,982 square foot Reserve at Estero home worth?

Three sales of that size closed in 2026 at $455,000, $510,000 and $495,000, and one closed at $550,000 in March 2025. Where yours lands depends on view, roof and finish. The fastest of the three took 14 days and was priced within 1% of its sale.

What is my large Reserve at Estero home worth?

Homes of 2,400 square feet and up sold at a $582,500 median across six sales, from $462,026 to $625,000, at a median 121.5 days on market. They sell for more in total but less per square foot, about $228 against $253 to $260 for smaller homes.

What is my smaller Reserve at Estero home worth?

Four sales under 1,600 square feet closed at a $361,500 median, from $345,000 to $522,000, with a median of 70.5 days on market. Homes of about 1,476 square feet sold at $348,000 and $375,000 in 2026.

Have Reserve at Estero values dropped in the last year?

The median fell from $539,500 to $495,000, about 8%, and price per square foot fell from $283 to $248. The median days on market moved from 92 to 93 and sale-to-list rose from 96.4% to 97.5%, so buyers negotiated less on a lower asking price.

Have Reserve at Estero values gone up over five years?

The median was $599,450 in the oldest 12-month block and $495,000 in the latest, about 17% lower, after a $630,000 peak in the block ending October 2024. The oldest block sold in a median 5.5 days and the latest in 93.

Why is the online estimate different from your valuation?

An online estimate averages nearby sales and cannot see your plan, lot, view, roof or finish. Two homes of 1,982 square feet sold $55,000 apart in 2026. We read the recorded sales, adjust for the differences and show our reasoning.

How accurate is your valuation?

It is an opinion from the closed record, not a guarantee. It is as good as the comparable sales of your plan and size, the condition information we have and the market’s direction. We give a defensible range, and we test it against a buyer’s appraiser’s likely reading.

Does my roof change my home’s value?

Yes, indirectly. The roof’s age and a current wind-mitigation report affect the buyer’s insurance quote, which our community guide estimates at $4,000 to $5,500 a year without a report and $3,000 to $4,500 with one on a $600,000 to $800,000 home, and many homes here should quote lower, since the median sale is $495,000.

Does the no-CDD status affect my home’s value?

Our community guide records no CDD, so a buyer sees no district assessment on the tax bill. It does not show up as a separate price premium in the MLS, but it makes the carrying-cost comparison against communities that carry one favorable, and it belongs in the listing.

Does a lake view change my home’s value?

Our community guide reports a typical premium of $20,000 to $60,000 or more over comparable non-lake-view homes, depending on the depth and quality of the view. The MLS does not tag lot type, so we measure it in your valuation from paired sales of the same plan.

Does the flood zone change my home’s value?

FEMA Zone X, recorded in our community guide, means flood insurance is not required for a federally backed mortgage and keeps a buyer’s monthly cost lower than in a flood zone. Buyers should verify the address at the FEMA Flood Map Service Center.

Do the Corkscrew Road projects affect my home’s value?

Corkscrew Road is being widened between Bella Terra Boulevard and Alico Road, with completion estimated for the end of 2026, and retail and residential projects are under construction nearby. Our community guide reads the long-term direction as more shops and services close by and the short-term as traffic. We do not put a number on it.

How does an appraisal work in a Reserve at Estero sale?

A buyer’s lender orders an appraisal, and the appraiser compares recent closed sales, usually of the same community and similar size, and adjusts for differences. A list price the appraiser can support closes; one it cannot leads to a renegotiation or a gap the buyer must fund.

What is the difference between a CMA and an appraisal?

A comparative market analysis is our opinion of what a home should list and sell for, built from recent sales and live competition. An appraisal is a lender-ordered opinion of value for a specific loan. We build the first so the second supports the price.

How often should I update my valuation?

At least twice a year, and whenever the market moves. In a community where the median moved from $539,500 to $495,000 in 12 months, a valuation from a year ago may be off by tens of thousands of dollars.

What does a free valuation include?

The recent closed sales of your plan and size with dates and days on market, our adjustments, the live competition, the buyer’s fee stack, a recommended list price with a range and a net sheet. Request it through our free home valuation.

Do you need to see inside my home to value it?

For a first opinion, no. We can start from the address, the size and your description. For a list price we walk the home, because the finish, the lanai and the view move the number, and a buyer will see them.

How long is a valuation good for?

We treat it as good for about 90 days in a stable market. With 26 closings a year, a single new sale can shift a plan’s comparable set, so we refresh it if a comparable closes or lists.

What will I net from a sale at the Reserve at Estero median?

At $495,000, doc stamps are $3,465 and the title premium $2,550, with $299 estoppel, lien search and closing charges bringing fixed costs to about $7,064 to $8,564 before commission and payoff. Each 1% of price is $4,950.

How do I know whether my Reserve at Estero home is priced right?

Compare the list price with the closed sales of your plan and size, and with the Reserve at Estero homes for sale on our team site. If you have had few showings after two weeks, or a long listing beside you has sat 212 or 400 days, the price is telling you something.

Do renovations raise my value dollar for dollar?

Rarely. Paint, lighting, landscaping and repairs of items an inspector will find usually return their cost. Large kitchen and bath renovations often do not. We walk the home and say which will pay back.

What is the difference between a valuation and a list price?

A valuation is our opinion of what the home is worth from the record. A list price is a strategy: it may sit at, above or below the valuation depending on your timeline, the competition and how you want the negotiation to go.

Who pays the owner’s title policy in Lee County?

Customarily the seller, and the seller usually chooses the title company, the reverse of Collier County. At the $495,000 median the promulgated premium is $2,550, and the contract controls who pays.

What is an estoppel certificate and who orders it?

It is the association’s statement of what is owed on your home at closing. Under section 720.30851 the fee is capped, $299 for a current account after the 2024 adjustment. We order it through Alliant’s realtor portal on the statutory timeline.

Which disclosure form does my home use?

A Reserve at Estero home is in a Chapter 720 homeowners association, so the seller supplies the section 720.401 summary before the buyer signs. The condominium documents in section 718.503 apply to condominium communities such as Villagio. Confirm the forms with your closing agent or attorney.

Should I rent my Reserve at Estero home instead of selling?

Only if a seasonal or annual lease fits your plans. The covenants set a one-month minimum lease and rule out short-term rentals, and our community guide records seasonal listings near $8,500 per month for January to April and annual leases near $4,600, both unconfirmed. We build both scenarios with your costs.

Can I get a valuation while I am out of state?

Yes. We work from the address and the record, coordinate a walk-through with Marc, and deliver the valuation by email. The estoppel and the association’s forms can be handled electronically.

What if I have a tenant in place?

We coordinate around the lease, confirm the association’s lease approval is on file and value the home in its likely sale condition. The one-month minimum lease and the board’s lease approval process still apply.

How does the season affect a valuation?

The record shows more closings in March and April, 38 of the 137 in the last 60 months, so a home listed before the new year has more buyers to meet. The price you can ask does not change with the season, but the number of buyers does.

How do the live listings affect my valuation?

They are the alternatives a buyer sees on the same day. We read their asking prices, sizes and days on market, and we tell you where yours fits, at, above or below them.

What documents should I have ready for a valuation?

Your address, a rough size, the year and date of roof, air conditioning and water heater replacements, any wind-mitigation report, architectural approvals and your timeline. We can start without them and refine as they arrive.

How does The Reserve at Estero compare with Villagio at Estero on value?

The Reserve’s median was $495,000 against Villagio’s $270,000 in the same 12 months, at $248 and $190 per square foot and median sizes of 1,986 and 1,192 square feet. They are different housing types, detached and attached, so we value each from its own sales.

What is the effect of mortgage rates on my home’s value?

Freddie Mac reported a 7.24% 30-year fixed rate on October 29, 2026. Higher rates reduce what buyers can borrow for a given payment, which pressures prices, especially at the top of the range. We show your valuation at today’s rates.

Why get a valuation from McGreevy and Comisar?

We value from the recorded sales of your own plan and size, add the buyer’s fee stack and the live competition, and put the reasoning in writing. We are the #1 Team in Southwest Florida since 2012 and top-reviewed on Google.

Your Local Real Estate Experts

Jesse McGreevy and Marc Comisar are the local real estate experts for The Reserve at Estero, leading a Domain Realty Group team from an office in Bonita Springs, a short drive from the community gate. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero’s gated communities.

McGreevy and Comisar is a top-reviewed Reserve at Estero realtor on Google. Read more about McGreevy and Comisar.

Our team has closed more than 4,000 transactions across Southwest Florida. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero’s gated communities.

Our credentials, stated once more:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar are part of Domain Realty, Southwest Florida’s full-service brokerage. Learn more at Domain Realty Group.

Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate, SL3101296) and Marc Comisar (Broker Associate, BK3060671) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

Jesse McGreevy: (239) 898-6072 · | Marc Comisar: (239) 287-5873

Selling? Start at mcgreevyandcomisar.com/home-valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873.

Sources and Authoritative References

Every load-bearing fact on this page traces to a primary or official source: the Southwest Florida MLS for the sales record, the recorded association documents, Florida statutes and county records. There are no listing portals, no automated estimates and no competitor content, and the market data was pulled October 21, 2026.

Downloadable Documents

The primary-source documents below are the receipts behind this guide: the recorded covenants, the builder’s own materials, the county’s tax and flood records and the statutes that answer valuation questions definitively. All links go to the original official hosts.

Reach the Reserve at Estero valuation team today by requesting a free written valuation online or calling Jesse McGreevy direct at (239) 898-6072. We reply the same business day with the comparable sales of your plan and size, and we ask for nothing but your address.

Call Jesse direct at (239) 898-6072 or request a free home valuation. Call Marc at (239) 287-5873 for the purchase side, and read how we represent buyers in Estero.

Why owners call us first:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Market data from Southwest Florida MLS, pulled October 21, 2026. Brokered by Domain Realty.