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What's Your Saltleaf Home Worth?

What's Your Saltleaf Home Worth?

Your Home Valuation

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By Jesse McGreevy and Marc Comisar, Domain Realty. Updated November 2026.

What a Saltleaf residence is worth depends on its tower, floor, stack, view, terrace and finish, and the public record gives a wider range than most owners expect: 95 recorded South Tower first sales from $2,805,000 to $13,636,540, a $4,400,000 median, three MLS closings and 16 live listings asking from $3,828,000 to $8,245,000. This page turns those figures into a method, and it sits beside our full Saltleaf community guide. If you are still choosing who will value your home, our guide to the best real estate agents in Estero compares the options on the public record.

The Saltleaf seller guide covers pricing, marketing, costs and the law of a sale. This valuation page covers the value itself, and the Saltleaf buyer guide shows the other side of the table.

Valuing a home elsewhere in the village, or comparing notes with a neighbor across town? Our guides to Estero home valuation, Meadows of Estero home valuation and Lakes of Estero home valuation apply the same record-first method to those markets. Want a number now? Start with our free home valuation. Our Saltleaf seller guide and buyer guide are being published alongside this page, and we will link them here as they go live.

Why McGreevy and Comisar Are the Best Realtor for Saltleaf

McGreevy and Comisar are the best realtor to value a Saltleaf residence because we read the recorded sales for your floor band and stack, compare the 16 competing listings plan by plan, and show you the buyer's cost stack and your net before you decide anything. We are the #1 Team in Southwest Florida since 2012, and Top 1% nationally since 2008.

Value Your Saltleaf Home with the #1 Team in Southwest Florida since 2012

Jesse McGreevy and Marc Comisar personally prepare every valuation we deliver. We lead Domain Realty Group, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate across Southwest Florida. Our office is in Bonita Springs, a short drive from Saltleaf, and the Coconut Road corridor is a market we work every week.

Recent Saltleaf record: 95 county-recorded, DOR-qualified South Tower closings from April 13 to July 31, 2026, all first sales direct from the developer, at a $4,400,000 median and a range of $2,805,000 to $13,636,540; 3 closings on the Southwest Florida MLS in the 12 months to October 21, 2026, at $13,636,540, $4,625,000 and $2,805,000; and 16 active listings asking a median $5,705,000, with 2 more pending. [Source: Saltleaf community guide]

For Saltleaf owners: a written opinion of value, the recorded ladder for your floor and stack, the live competition, the buyer's fee stack, a net sheet and a recommended list price with a defensible range.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Those are career honors across Lee and Collier County. What we claim about Saltleaf is narrower and checkable: we have read the county's recorded sales, the MLS record and the developer's published materials, and we show you how each number was built.

Who Prepares Your Valuation

You get Jesse and Marc, not an automated report. Jesse McGreevy runs the data, the recorded ladder and the net sheet, and Marc Comisar runs the field side, including the walk-through that turns a floor plan into an opinion of value. Reach Jesse direct at (239) 898-6072 or Marc at (239) 287-5873, and read more on our about McGreevy and Comisar page.

Want your number? Call Jesse direct at (239) 898-6072 or start with a free home valuation. Buying instead? Call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Key Takeaways

Saltleaf owners who read nothing else on this page should know these ten facts, each sourced in the sections below. They explain why one residence in this community can be worth $2,805,000 and another $8,470,000, and why an automated estimate is a poor place to start.

  • The recorded median is $4,400,000. Across 95 qualified South Tower first sales recorded between April 13 and July 31, 2026, prices ran from $2,805,000 to $13,636,540, and half fell between $3,630,000 and $5,035,000.
  • Height and stack move price. The median for floors 15 to 21 was $5,060,000 against $3,627,500 for floors 1 to 7, and the stack medians ranged from $3,392,500 to $5,490,000.
  • The MLS has three sales. $13,636,540 (48 days on market, 89.5% of list), $4,625,000 (56 days, 100.0% of list) and $2,805,000 (63 days, 100.0% of list), so we list them and quote no median.
  • Asking prices run higher than recorded prices. The median ask of $5,705,000 is about 30% above the recorded median, and the six active 2,628 sq ft residences ask a median $4,432,500 against one $2,805,000 closing of that plan.
  • Recorded prices are contract prices. Sixty-six of the 95 deeds recorded in April 2026, on contracts signed earlier, some in a pre-construction market that reached about 90% sold by January 2025.
  • Per-square-foot rules of thumb fail here. The developer's documented band is $772 to $1,191, asking prices run $1,139 to $2,285, and the three MLS sales closed at $1,067, $1,281 and $2,182.
  • Your buyer prices the carry. Lee County's 2026 millage of 12.7942 mills is about $56,300 a year on $4,400,000 before exemptions, and buyers compare it with Naples.
  • The seller pays the deed tax and the owner's title policy in Lee County. At $4,400,000 that is $30,800 and $13,575, and the net at 3.6% to 6.1% costs is on this page.
  • Two statutory regimes matter. Condominium documents fall under section 718.503, and the homeowners association summary in section 720.401 does not apply to Chapter 718 associations.
  • More supply is coming. The North Tower is projected for delivery in the second quarter of 2027, and a valuation today should be read against that.

Table of Contents

Saltleaf owners can use the links below to jump straight to the recorded ladder, the three MLS sales, the live competition, the West Bay Club comparison, the buyer's costs, your net or the valuation FAQ. The guide runs in the order most owners decide: the number first, then the method, then the evidence, then the costs.

Start Here: Why McGreevy and Comisar Are the Best Realtor for Saltleaf · Key Takeaways

The Essentials: What Is My Saltleaf Home Worth? · How Is a Saltleaf Residence Actually Valued? · What Have Saltleaf Residences Recorded, by Floor and Stack? · What Did the Three MLS Closings Sell For? · What Is Asking Today, and How Does It Compare? · Saltleaf vs West Bay Club: How Do Their Values Compare? · How Do Saltleaf Values Compare With Naples and Bonita Bay Towers?

The Details: Why Do Online Estimates Miss on Saltleaf Homes? · What Does the Developer's Price Sheet Tell You? · When Is the Best Time to Have a Saltleaf Home Valued? · What Do a Buyer's Costs Do to Your Home's Value? · Which Florida Rules Shape a Saltleaf Sale Price? · What Moves the Number Before You List a Saltleaf Home? · What Will You Net From a Saltleaf Sale?

Questions, Contacts and Sources: Should You Rent or Sell Your Saltleaf Residence? · What Do County Recorded Sales Add to a Saltleaf Valuation? · How Do You Get a Free Saltleaf Home Valuation? · Thinking of Selling Your Saltleaf Residence? List With the #1 Team in Southwest Florida Since 2012 · What Do Sellers Say About Working With McGreevy and Comisar? · Why Does a Saltleaf Specialist Matter for a Valuation? · Are You Also Buying Your Next Home in Southwest Florida?

More: Frequently Asked Questions, Seller Edition: Valuing a Home at Saltleaf · Your Local Real Estate Experts · Sources and Authoritative References · Downloadable Documents · How Do You Reach the Saltleaf Valuation Team Today?

What Is My Saltleaf Home Worth?

Your Saltleaf home is worth what a qualified buyer will pay for your exact residence, and the record brackets it: recorded first sales from $2,805,000 to $13,636,540 with most between $3,000,000 and $5,000,000, asking prices from $3,828,000 to $8,245,000, and three MLS closings. Floor, stack, plan, view, terrace and finish decide where you land.

Data updated: October 2026

The Short Answer by Recorded Band

Of the 95 recorded first sales, 2 closed under $3,000,000, 36 between $3,000,000 and $3,999,999, 33 between $4,000,000 and $4,999,999, 19 between $5,000,000 and $6,999,999 and 5 at $7,000,000 or above. If you know your floor and stack, the tables below narrow your range considerably. [Source: Lee County Property Appraiser]

Why We Do Not Give You One Number Here

A single average would mislead. The recorded prices span a factor of nearly five, from $2,805,000 to $13,636,540, and the spread comes from facts about your particular residence, not from noise. We say so plainly, and we give you a written range for your residence in the free valuation.

What You Can Do in Five Minutes

Find your unit number. Read your floor from it (the digits before the last two) and your stack from the last two digits. Look up your row in the tables below. Then call Jesse direct at (239) 898-6072 and we will place your residence on the ladder with you.

The Two Facts That Frame Everything

First, nearly every Saltleaf sale on record is a first sale from the developer, so the record shows what buyers paid the seller of new homes, not what an owner sold to another owner. Second, the resale record is only beginning. Both facts are why we show you the evidence and its limits together.

How Is a Saltleaf Residence Actually Valued?

A Saltleaf residence is valued by placing it on the recorded ladder for its floor band and stack, comparing it with current listings of the same plan, adjusting for view, terrace, finish, parking and storage, and testing the result against what a buyer's appraiser can support. In a thin market, the method matters more than the average.

Step One: The Recorded Sales for Your Floor and Stack

We start with the deeds nearest to your residence in floor and stack, and we note the date of each. A deed recorded in April 2026 reflects a contract signed earlier, and we say what that means for how much weight it deserves. [Source: Lee County Property Appraiser]

Step Two: The Same Plan on the Market

We compare your plan's asking prices and days on market. The 2,628 sq ft plan asks $3,828,000 to $6,005,000, the 3,610 sq ft plan $4,110,000 to $5,910,000 and the 3,885 sq ft plan $5,930,000 to $8,245,000, per the October 21, 2026 MLS pull. The 3,610 sq ft plan also has one MLS closing, $4,625,000 on October 14, 2026. Where a listing has waited past 90 days, we read it as a ceiling.

Step Three: The Adjustments

We adjust for what the deed does not show: view orientation, terrace footage, the finish package, upgrades since delivery, parking, storage units, cabanas and any marina slip lease. [Source: Saltleaf community guide] We size each adjustment against the record, and we say when we are guessing.

Step Four: The Appraiser Test

Lender appraisers rely on recorded sales and on the contract, and in a thin market they face the same scarcity of data we do. We prepare a file that shows the appraiser the same evidence we used, so the valuation and the appraisal are less likely to diverge.

Step Five: The Range and the Plan

We give you a recommended list price, an expected sale range and a plan for what to do if the first offers are lower. The valuation is a decision tool, and the decision is yours.

Ready to Value Your Saltleaf Residence? Talk to Jesse and Marc

Saltleaf has 224 residences in two 22-story towers, and 95 of the South Tower's 112 have recorded a first sale, so valuing a resale here rewards local knowledge. If you are selling, get a free Saltleaf home valuation or Call Jesse direct at (239) 898-6072. If you are buying, start with how we represent buyers in Estero or Call Marc at (239) 287-5873.

What Have Saltleaf Residences Recorded, by Floor and Stack?

Recorded prices climb with floor and vary by stack: floors 15 to 21 had a $5,060,000 median against $3,627,500 for floors 1 to 7, and stack medians ran from $3,392,500 to $5,490,000. The 95 sales are all first sales from the developer, recorded between April 13 and July 31, 2026.

Data updated: October 2026

By Floor Band

We read each residence's floor from its unit number. The residence numbered PH20, at $13,636,540, is shown separately.

Floors (from the unit number)SalesMedian recorded priceLowHigh
Floors 1 to 736$3,627,500$2,805,000$7,675,000
Floors 8 to 1431$4,225,000$3,230,000$6,340,000
Floors 15 to 2127$5,060,000$3,635,000$8,470,000

Source: Lee County Property Appraiser sales files, DOR-qualified sales in Bayview South Tower A Condo, index built September 27, 2026; our grouping of unit numbers.

By Stack

The last two digits of a unit number identify its stack. We do not attribute views to a stack, because the public record does not say which way each faces.

Stack (last two digits)SalesMedian recorded priceLowHigh
0118$4,970,000$4,185,000$8,470,000
0214$3,392,500$2,805,000$4,935,000
0316$4,342,500$3,515,000$7,370,000
0416$4,001,204$3,530,000$5,435,000
0515$3,685,000$3,155,000$5,410,000
0615$5,490,000$4,620,000$7,675,000

Source: same as above. The stack 04 median is the average of the two middle sales, $4,001,203.50, rounded.

By Month of Recording

Month of recorded deedClosingsRecorded volume
April 2026 (from April 13)66$291,328,851
May 202621$95,172,400
June 20263$16,425,000
July 20265$35,705,040

Source: same as above.

How to Read the Ladder

Use the floor table and the stack table together, not separately. A floor 18 residence in stack 02 is not the average of the two, and the overlap in the ranges shows why. We place you against the deeds nearest in both floor and stack, not against a table cell.

The Quartiles

Half of the 95 recorded prices fell between $3,630,000 and $5,035,000, with the middle at $4,400,000. Those quartiles are a useful first frame, and your floor and stack tell you where in that range to look.

What Did the Three MLS Closings Sell For?

Three Saltleaf residences closed on the Southwest Florida MLS in the last 12 months: one at $4,625,000 on October 14, 2026 after 56 days on market, one at $13,636,540 on July 8, 2026 after 48 days and one at $2,805,000 on May 19, 2026 after 63 days. With fewer than 10 closings in any window back five years, we list them individually and quote no median.

Data updated: October 2026

The Three Sales

ClosedMLS beds and bathsLiving area (MLS)List priceSold priceSold as % of listSold per sq ftDays on market
October 14, 20263+Den/3(1)3,610 sq ft$4,625,000$4,625,000100.0%$1,28156
July 8, 20264+Den/4(1)6,250 sq ft$15,235,000$13,636,54089.5%$2,18248
May 19, 20262+Den/3(0)2,628 sq ft$2,805,000$2,805,000100.0%$1,06763

Source: Southwest Florida MLS (Matrix), closed residential sales in Saltleaf on Estero Bay, pulled October 21, 2026. Beds and baths as the MLS prints them: bedrooms plus den, full baths, half baths in parentheses.

What the July Sale Tells You

The list price of $15,235,000 matches the Penthouse Collection's May 2024 starting price in our community guide, and the MLS living area of 6,250 sq ft sits far outside the 2,628 to 3,885 sq ft standard plans. [Source: Saltleaf community guide] We do not know from the public record which residence it is. It closed at 89.5% of list, and its recorded deed of $13,636,540 is the top of the county record.

What the May Sale Tells You

The May sale is a standard 2,628 sq ft plan at $1,067 per square foot, listed and sold at $2,805,000, and its deed matches to the dollar. It is the lowest recorded price of the 95 sales, and it recorded on a low unit number, which fits the floor pattern above. One sale does not set a price, and we treat it as one data point.

Why We Do Not Quote a Median or Months of Supply

A median of three is not a market, and a months-of-supply rate built on three closings would tell you nothing. The rule we follow is to list the sales themselves whenever a window holds fewer than 10 closings, and to widen the window, which here does not add any because the MLS holds three closings back five years. [Source: Lee County Property Appraiser]

What Is Asking Today, and How Does It Compare?

Sixteen residences were asking $3,828,000 to $8,245,000 on October 21, 2026, a median of $5,705,000 or about $1,644 per square foot, roughly 30% above the $4,400,000 recorded median, and 2 more were pending. By plan, the 2,628 sq ft residences ask a median $4,432,500, the 3,610 sq ft $4,562,450 and the 3,885 sq ft $7,410,000.

Data updated: October 2026

Asking Prices by Plan Size

Living area (MLS)Active listingsAsking rangeMedian asking priceMedian asking per sq ftMedian days on market so far
2,628 sq ft6$3,828,000 to $6,005,000$4,432,500$1,68793.5
3,610 sq ft4$4,110,000 to $5,910,000$4,562,450$1,264126
3,885 sq ft6$5,930,000 to $8,245,000$7,410,000$1,90790.5

Source: Southwest Florida MLS (Matrix), active Saltleaf listings on October 21, 2026, grouped by MLS living area. Asking price per square foot is our arithmetic.

The Gap to the Recorded and Closed Prices

The six 2,628 sq ft listings ask a median about 58% above the single $2,805,000 closing of that plan, and the ask for a plan is a hope, not a price. The recorded deeds say what buyers paid the developer and the asks say what owners hope for, and the truth for a resale lies between them, closer to whichever the buyer can prove.

Time on the Market

The median active listing has waited 93.5 days, the range is 40 to 148 days, and 14 have waited 90 days or more. The shortest wait, 40 days, belongs to a $3,828,000 residence of 2,628 sq ft, reduced from $3,975,000.

What the Competition Means for Your Value

If your residence is priced above the ask of the same plan in a similar position, it will not sell before theirs does. If it is below the recorded ladder for your floor and stack, you are giving away money. Valuation is finding the defensible space between those two limits.

Saltleaf vs West Bay Club: How Do Their Values Compare?

Saltleaf and West Bay Club are the two Estero waterfront communities owners most often ask about, and their value records differ in kind: West Bay Club has 51 MLS closings in 12 months at a $907,000 median, while Saltleaf has 3 MLS closings and 95 recorded developer first sales at a $4,400,000 median. The comparison is one of evidence, not only of price.

Data updated: October 2026

The Decision Table

Value pointSaltleaf on Estero BayWest Bay Club
MLS closings, 12 months to October 21, 2026351
MLS closed prices$2,805,000, $4,625,000 and $13,636,540$485,000 to $4,500,000, median $907,000
County-recorded qualified sales, 12 months95, all builder-direct, median $4,400,000Not pulled for this page
Median sold price per sq ftThree sales: $1,067, $1,281 and $2,182$419
Median days on market, closed sales48, 56 and 63 (three sales)85
Median sold as % of list89.5%, 100.0% and 100.0% (three sales)93.5%
Active listings, October 21, 202616, median ask $5,705,000, 2 pending33, median ask $1,050,000, 15 pending
Median sold, 24 / 36 / 60 monthsNot quoted, three sales$1,025,000 / $990,000 / $980,000
Closings, 24 / 36 / 60 months3 / 3 / 382 / 120 / 193
Ownership modelCondominium towers with a licensed Ritz-Carlton brandEstablished gated community, member-owned equity golf club
Community Development DistrictNoneNone

Source: Southwest Florida MLS (Matrix), same October 21, 2026 pull for both communities; Lee County Property Appraiser sales files for the Saltleaf county figure; Saltleaf community guide and West Bay Club community guide.

What the Table Means for a Valuation

A West Bay Club valuation rests on dozens of recent sales, and a Saltleaf valuation rests on a recorded ladder, three MLS sales and the live competition. Neither is better or worse, but they call for different methods, and an agent who values Saltleaf as if it were a 51-sale community will mislead you. West Bay Club's own valuation guide is being published alongside this page.

Why Owners Ask About Both

Some owners hold or consider both, and buyers of both are often weighing a new tower against an established community. The carry, the golf model and the insurance file differ, so a fair valuation also names what a buyer gets and pays in each. [Source: Saltleaf community guide] [Source: West Bay Club community guide]

How Do Saltleaf Values Compare With Naples and Bonita Bay Towers?

Buyers of Saltleaf residences also look at branded and coastal towers in Naples and Bonita Springs, so an honest valuation names them: the Ritz-Carlton Residences in Naples, The Pearl, Aria at Park Shore, and the Bonita Bay and Pelican Bay coastal towers. Our community guide gives approximate price ranges for each, and we treat them as context, not as comparable sales.

Data updated: October 2026

The Comparison Set

CommunityTypeApproximate price range (our community guide, May 2026)
The Ritz-Carlton Residences, NaplesBranded high-rise$3M to $20M+, about $1,400 to $2,500 per sq ft
The Pearl at Naples (London Bay)Branded high-rise$5M to $25M+
Aria at Park ShorePark Shore high-rise$2M to $7M
Bonita Bay coastal towersHigh-rise$1.5M to $7M
Pelican Bay coastal towersGulf-front high-rise$2M to $10M+

Source: Saltleaf community guide, "Comparable Communities Pricing Reference," approximate ranges from aggregated community tracking and developer-disclosed prices, May 2026. These ranges are not verified sales, and we do not use them to set your price.

What Belongs in the Comparison

The comparison that matters to a Saltleaf buyer is what they would get in Naples for the same money: the lower Collier County millage, an established resale market, and Gulf or Old Naples positioning. What they get at Saltleaf is Estero Bay frontage, newer construction designed after Hurricane Ian, a marina and public-access golf. [Source: Saltleaf community guide]

How We Use It

We use these communities to explain to your buyer why the number is right, not to derive it. The deeds and the asking prices for Saltleaf itself set the number, and the comparison set frames it.

Why Do Online Estimates Miss on Saltleaf Homes?

Automated online estimates miss on Saltleaf because they need many recent, similar, recorded resales, and this community has none in the county file and three on the MLS. They also cannot see floor, stack, view, terrace or finish, which the recorded prices show can move a residence by hundreds of thousands of dollars.

No Resale Record to Learn From

An estimate model learns from resales of similar homes. The Lee County file shows no recorded resale in the South Tower as of its September 27, 2026 index, so a model is extrapolating from the developer's first sales or from other communities. [Source: Lee County Property Appraiser]

It Cannot See the Features That Drive Price

The recorded medians differ by about 40% between the lower and upper floors and by about $2.1 million between stacks. A model that sees square footage and a ZIP code sees none of that.

The Wrong Neighbors

The MLS city is Bonita Springs, the brand and the bay are Estero, and a model may pool the residence with single-family homes in ZIP 34134. A tower residence at $4,400,000 is not compared fairly with those. [Source: Saltleaf community guide]

What to Do With an Online Number

Treat an online number as a rough conversation starter, and ask what data it used. We will show you the recorded deeds, the live competition and our adjustments, and you can compare our number with any other on that basis.

What Does the Developer's Price Sheet Tell You?

The developer's published pricing parameters, standard residences from $3,000,000 at $772 to $1,191 per square foot and the Penthouse Collection from $15,235,000, describe a pre-construction market, and they are a useful starting point, not a valuation. Current asking prices of $1,139 to $2,285 per square foot show how far the resale market has moved from them.

What the Sheet Says

Our community guide records standard residences of 2,628 to 3,885 sq ft priced from $3,000,000, a documented $772 to $1,191 per square foot band, and four penthouses of 12,790 to 13,630 sq ft from $15,235,000 at the May 2024 reveal. [Source: Saltleaf community guide] Those are the developer's own figures from its published materials. [Source: Saltleaf project news archive]

Why It Is Not Your Valuation

Prices set in 2023 to 2025 reflect construction risk, deposits and a sales program in progress. A resale in 2026 or 2027 faces a finished building, a live insurance market and competing listings, and the sheet does not carry those.

Where the Sheet Still Helps

It tells you which plans exist, what was standard, and where the developer's remaining inventory sits, which is the price your buyer can also pay. A resale that asks well above the developer's remaining price for the same plan has a hard case to make.

What We Still Verify

We confirm the current developer price for your plan when it is available, and we treat any figure we cannot confirm as unknown. Where the developer's current pricing is not public, we say so.

When Is the Best Time to Have a Saltleaf Home Valued?

The best time to have a Saltleaf residence valued is before you decide to list, and again when the record changes: after a recorded resale, before the North Tower delivers in the second quarter of 2027, and ahead of the January 1 homestead date each year. A valuation is a free decision tool, not a commitment.

Data updated: September 2026

Before the North Tower Delivers

The North Tower is projected for delivery in the second quarter of 2027, adding 112 residences of the same design. [Source: Saltleaf community guide] A valuation now shows what your residence competes with today, and a second one after delivery shows how it changed.

After Each Recorded Resale

As resales record, the ladder gets better evidence. We update every owner's valuation when a resale records near their floor and stack, if they ask us to.

Before the January 1 Date

Florida homestead status and the assessment cap turn on ownership and residency on January 1 each year. [Source: Florida Statutes 193.155] If you are weighing a sale and a purchase, the date matters to your plan, and we sequence around it.

Before Insurance Renewal

Your owner policy and the tower's master policy renew on their own schedules, and the buyer's insurance quote is part of the deal. [Source: Florida Office of Insurance Regulation] A valuation timed with your insurance file avoids a surprise in the buyer's due diligence.

What Do a Buyer's Costs Do to Your Home's Value?

A buyer's costs subtract from what they will pay you: Lee County taxes at 12.7942 mills, two-tier condominium assessments, insurance for the interior, loss assessment and flood, and any financing cost. At 7.24% for a 30-year loan, a $3,080,000 mortgage is about $20,990 a month in principal and interest.

Data updated: September 2026

The Tax Line

At 12.7942 mills, a $3,000,000 non-homestead assessment carries about $38,400 a year and a $5,000,000 assessment about $64,000, before exemptions. [Source: Lee County Property Appraiser, 2026 Taxing District Millage Book] The recorded median of $4,400,000 carries about $56,300 on the same basis.

The Assessment Line

The tower assessment covers the master policy, reserves and 29 bundled services, with housekeeping billed separately, and the master association charges a separate assessment. [Source: Saltleaf community guide] We do not publish an unverified monthly figure, because the budgets are in developer control and the current amounts are not confirmed on our community page.

The Insurance Line

Our community guide estimates combined owner insurance of $15,000 to $40,000 a year for a $5,000,000 to $15,000,000 waterfront high-rise unit, and notes that master policies typically carry a 5% named-storm deductible. [Source: Saltleaf community guide] These are typical ranges, not quotes.

The Financing Line

Freddie Mac's 30-year fixed average was 7.24% for the week of October 29, 2026. [Source: Freddie Mac Primary Mortgage Market Survey] On a $3,080,000 loan, 70% of $4,400,000, principal and interest is about $20,990 a month, and on a $1,963,500 loan for a $2,805,000 price at 70% it is about $13,381. Documentary stamps on the note ($0.35 per $100) and the nonrecurring intangible tax (0.2%) apply to a financed purchase, and we ask each buyer's lender for the figures. [Source: Florida Statutes 201.08] [Source: Florida Statutes 199.133]

Adding It Up

Our community guide's illustrative total for a $5,000,000 residence is roughly $110,000 to $150,000 a year before debt service. [Source: Saltleaf community guide] A buyer who does that arithmetic will offer less if the price does not reflect it, which is why the carry belongs in the valuation.

Which Florida Rules Shape a Saltleaf Sale Price?

Four sets of Florida rules shape a Saltleaf sale price: the condominium documents and cancellation window in section 718.503, the estoppel fee cap in section 718.116, the property tax disclosure in section 689.261, and the structural reserve and turnover rules in sections 718.112 and 718.301. The homeowners association summary in section 720.401 does not apply to Chapter 718 associations.

Data updated: September 2026

Condominium Documents and the Cancellation Window

For a resale, section 718.503 requires the unit owner to provide the buyer the governing documents and a question-and-answer sheet, and the buyer has a statutory window to cancel. [Source: Florida Statutes 718.503] A prepared file shortens the buyer's review.

The Fork Between Chapter 718 and Chapter 720

Section 720.401(2) says the homeowners association disclosure summary does not apply to associations regulated under Chapters 718, 719, 721 or 723. [Source: Florida Statutes 720.401] Each Saltleaf tower is a condominium, and we have not confirmed the master association's regime, so your closing agent or attorney decides which documents your sale needs. This is information, not legal advice.

The Estoppel Fee

The association's estoppel certificate fee is capped at $299 for a current account, plus $119 if expedited and $179 more if delinquent. [Source: Florida Statutes 718.116] [Source: HB 979 (2024) staff analysis]

The Property Tax Disclosure

Section 689.261 requires a summary at or before contract warning the buyer that a sale can trigger reassessment. [Source: Florida Statutes 689.261] At this price, the buyer's tax bill is a real decision input.

Reserves and Developer Control

Section 718.112(2)(g) requires a structural integrity reserve study for buildings of three or more stories, and section 718.301 sets the triggers for turnover of the association to unit owners. [Source: Florida Statutes 718.112] [Source: Florida Statutes 718.301] A buyer will price both.

What Moves the Number Before You List a Saltleaf Home?

Before you list, the things that move a Saltleaf number are the ones a buyer can verify: documents in order, a confirmed flood zone and insurance summary, clean presentation, correct parking and storage details, and an accurate account of what conveys. Cosmetic work matters less than proof at this price, and we tell you honestly which is which.

Documents in Order

A residence with the declaration, budget, assessment statements and estoppel ready sells faster and defends its price better than one that leaves the buyer chasing paper. We assemble the file with you.

Flood Zone and Insurance

We look up your parcel's FEMA zone and gather your policy summaries, because buyers ask for them first. [Source: FEMA Flood Map Service Center] The community guide notes a 21.7 foot South Tower lobby elevation and Ian-informed design, and a documented file makes those facts credible. [Source: Building Design + Construction, August 2025]

Parking, Storage and Cabanas

The residences carry two assigned garage spaces, and the community guide notes climate-controlled storage units and poolside cabanas available for purchase. [Source: Saltleaf community guide] If you own more than the standard, we document it, because a buyer will value what conveys.

Marina and Golf

Slips are leased annually and not deeded, and golf is open to the public, so neither adds to the deed's value on its own. [Source: Saltleaf community guide] We say exactly what your buyer receives and avoid implying more.

Presentation

The interiors are designed spaces with a specific finish palette, and the buyer at this level looks for a clean, uncluttered version of that design. We advise on what to remove and what to leave.

What Will You Net From a Saltleaf Sale?

At an example $4,400,000 sale you would net about $4,133,726 with a 2.5% buyer-agent offer or about $4,243,726 without one, before your mortgage payoff and tax proration. These are examples that show the method, and your net sheet uses your price, your commission agreement and your documents.

Data updated: October 2026

A Net Sheet at $3,630,000, the First Quartile

ItemWith a 2.5% buyer-agent offerWithout a buyer-agent offer
Sale price$3,630,000$3,630,000
Listing commission (example 2.5%)$90,750.00$90,750.00
Buyer-agent compensation (example 2.5%, optional)$90,750.00$0.00
Deed documentary stamp tax$25,410.00$25,410.00
Owner's title premium (promulgated)$11,650.00$11,650.00
Title search and settlement fee (estimate)$1,400.00$1,400.00
Municipal lien search (estimate)$200.00$200.00
Estoppel certificate (statutory cap, current account)$299.00$299.00
Estimated total seller costs$220,459.00 (6.07%)$129,709.00 (3.57%)
Estimated net before mortgage payoff and tax proration$3,409,541.00$3,500,291.00

Source: our arithmetic from Florida Statutes 201.02 and Rule 69O-186.003; title premium $575 for the first $100,000, $5.00 per $1,000 to $1,000,000 and $2.50 per $1,000 from $1,000,000 to $5,000,000. [Source: Florida Statutes 201.02] [Source: Florida Administrative Code 69O-186.003]

A Net Sheet at $5,000,000

ItemWith a 2.5% buyer-agent offerWithout a buyer-agent offer
Sale price$5,000,000$5,000,000
Listing commission (example 2.5%)$125,000.00$125,000.00
Buyer-agent compensation (example 2.5%, optional)$125,000.00$0.00
Deed documentary stamp tax$35,000.00$35,000.00
Owner's title premium (promulgated)$15,075.00$15,075.00
Title search and settlement fee (estimate)$1,400.00$1,400.00
Municipal lien search (estimate)$200.00$200.00
Estoppel certificate (statutory cap, current account)$299.00$299.00
Estimated total seller costs$301,974.00 (6.04%)$176,974.00 (3.54%)
Estimated net before mortgage payoff and tax proration$4,698,026.00$4,823,026.00

Source: same as above.

What Changes Your Net Most

The two biggest lines are the commission, which is negotiated, and the documentary stamp tax, which is fixed at $0.70 per $100. Since August 17, 2024, buyer-broker compensation is offered off-MLS and commissions are negotiable. [Source: NAR, what the settlement means] The tax proration and any payoff come on top.

Lee County and the Owner's Title Policy

In Lee County the seller customarily pays the owner's title policy, and in Collier County the buyer does, a difference a Naples-comparing buyer may raise. The contract controls. [Source: Florida title insurance overview]

Should You Rent or Sell Your Saltleaf Residence?

Renting a Saltleaf residence depends on the tower's leasing rules, which are set in the recorded declaration and which we have not verified, and on a carrying cost that our community guide illustrates at $110,000 to $150,000 a year for a $5,000,000 residence before debt service. We do not quote Saltleaf rents, because we have no rental record to cite.

What We Do Not Know

We do not know the tower's minimum lease term, any rental cap, or whether short-term rental is permitted, because we have not read the recorded declaration for this page. We will read it for you and tell you the answer.

The Carry Math

A residence that carries $64,000 a year in tax, $30,000 to $50,000 in fees and $20,000 to $40,000 in insurance needs a rent to match, and the rental market for residences at this level is thin. [Source: Saltleaf community guide] Selling and reinvesting is often simpler, though it depends on your gain and your plans.

The Tax Question

Whether a sale triggers capital gains tax, or a 1031 exchange applies to an investment residence, depends on your facts, and we coordinate with your CPA. We are not tax advisors.

What Do County Recorded Sales Add to a Saltleaf Valuation?

County recorded sales add the fuller record: 95 qualified South Tower closings from April 13 to July 31, 2026 against 2 on the MLS in the same months, all first sales from the developer, with none yet recorded as resales. They also confirm both of those MLS closings to the dollar, and they show the volume, $438,631,291, that the MLS never saw.

Data updated: October 2026

How We Built the County Count

We matched Lee County Property Appraiser sales records to parcels whose legal description reads Bayview South Tower A Condo, counted only DOR-qualified sales (transfer codes 01 and 02), and excluded one deed that is not qualified. [Source: Lee County Property Appraiser] The county file lists 113 parcels for the tower, one above the 112 residences we state, and its newest South Tower deed is July 31, 2026.

The Builder-Direct Split

SalesMedianLowHigh
All qualified sales95$4,400,000$2,805,000$13,636,540
Builder-direct (first sale of a new home)95$4,400,000$2,805,000$13,636,540
Resale0n/an/an/a

Source: Lee County Property Appraiser sales files, index built September 27, 2026. MLS closings for the same window: 2. Builder-heavy (county count more than 20% above MLS): yes.

Why It Matters to a Valuation

Most homes here sell direct from the developer and never reach the MLS, so an MLS-only valuation would rest on three sales. The county record gives the ladder, and the MLS gives days on market and list price for three of the sales. We use both, and we say which is which.

How Do You Get a Free Saltleaf Home Valuation?

Saltleaf owners get a free valuation by requesting one online or calling Jesse McGreevy direct at (239) 898-6072. It is a written opinion of value built from the recorded sales in your floor band and stack, the three MLS closings and the live competition, with the buyer's cost stack and your net sheet beside it. There is no cost and no obligation.

Data updated: October 2026

What the Valuation Includes

You receive the recorded sales nearest to your floor and stack with dates, the three MLS closings, the live competition with days on market, your residence's place on the ladder with the reasons, the buyer's cost stack, a net sheet and a recommended list price with a defensible range. Request it through our McGreevy and Comisar valuation form.

Why the Valuation Comes Before Any Listing Agreement

In a community where recorded prices run from $2,805,000 to $13,636,540, the number decides the sale. We would rather you see the evidence and the number before you commit to anything, and many owners use the valuation to decide whether to sell this season or next.

How to Reach Us Today

Call Jesse McGreevy direct at (239) 898-6072 or email . Call Marc Comisar at (239) 287-5873. The office is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Bring your unit number, your timeline and the one thing you are most worried about, and you will get a straight answer.

Thinking of Selling Your Saltleaf Residence? List With the #1 Team in Southwest Florida Since 2012

Saltleaf owners get the strongest results by listing with McGreevy and Comisar of Domain Realty, the #1 team in Southwest Florida since 2012, because a valuation built from 95 recorded first sales, three MLS closings and 16 live listings tells you exactly where your residence stands before you list. Sixteen residences already compete for the same buyer.

Data updated: October 2026

If you are searching for the best Saltleaf listing agent, or thinking, "I need to know what my Saltleaf condo is worth," here is the short version of everything above. We place your residence on the recorded ladder for its floor band and stack. We compare it with the live competition. We show you the buyer's costs and your net. Then we decide together whether, and when, to list.

Listing-team credentials:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Is Your Saltleaf Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation. We follow up with a written comparable set from the county record, the MLS and the live competition. Call Jesse direct at (239) 898-6072, text or call. Confidential conversations welcome.

Buying instead? Call Marc at (239) 287-5873, read our Estero buyer guide, and see how we represent buyers in Estero.

Will a valuation now change if the North Tower delivers next year?

It may. The North Tower's 112 residences are projected for the second quarter of 2027, and more supply can move asking prices and days on market. We date every valuation and offer to refresh it after delivery, so you can see what changed. [Source: Saltleaf community guide]

Is my residence worth more than the developer's price sheet?

It can be, or less. The recorded median is $4,400,000 and the current median ask is $5,705,000, and neither is your price. Your floor, stack, view and finish decide it, and the sheet reflects a pre-construction market.

What should I do first if I only want a number?

Give us your unit number and we place it on the ladder for its floor and stack, then send you the range with the deeds behind it. Call Jesse direct at (239) 898-6072 or use the valuation form, and expect a written answer, not a form letter.

Can I get a valuation without a public listing?

Yes. A valuation is private, and so is a discreet sale if you later choose one. Less exposure can mean a lower price, and we show you both scenarios with numbers.

How do I compare valuations from different agents?

Ask each for the recorded deeds it used, the date of each, the plan-by-plan asking prices and the adjustments it made. A number without its evidence is an opinion, and in a thin market the evidence is the whole case. Our best real estate agents in Estero guide compares teams on the public record.

What Do Sellers Say About Working With McGreevy and Comisar?

McGreevy and Comisar is a top-reviewed Saltleaf realtor, and the quotes below are genuine five-star Google reviews from sellers, reproduced in each reviewer's own words. We publish no aggregate score and no rating widget. Read the full set on the Google profile.

A Seller Whose Listing Had Stalled

★★★★★ "We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes." Verified Google review

A stalled listing is usually a valuation problem, and a corrected price with a clear file is often what changes the outcome.

A Seller Who Followed Through With Us

★★★★★ "Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through." Verified Google review

A valuation is the start of a conversation, and follow-through is what turns it into a result.

A Seller Who Sold and Bought

★★★★★ "Marc was extremely helpful in the sale of our old home and getting our new home to the condition that we wanted it to make it ours. He has been available to us for every step of our journey, even after the transaction closed." Verified Google review

Many owners value a home to decide what to buy next, and we run both sides as one plan.

The Honors Behind the Reviews

The reviews above sit beside a record that owners can check:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Why Does a Saltleaf Specialist Matter for a Valuation?

Saltleaf specialists matter for a valuation because the evidence sits in county deeds, unit numbers and developer documents, not in a listing feed: 95 recorded first sales beside three MLS closings, a floor-and-stack price ladder, two condominium associations, a licensed brand and a Lee County tax rate that buyers compare with Naples.

Jesse McGreevy

Jesse McGreevy is a licensed Florida REALTOR and Sales Associate with Domain Realty, a co-founder of the brokerage, and one half of McGreevy and Comisar. He runs pricing, data and the net sheet, which at Saltleaf means the recorded ladder, the county file and the buyer's cost stack. Reach him direct at (239) 898-6072, and read his profile on the Jesse McGreevy agent page.

Marc Comisar

Marc Comisar is a licensed Florida REALTOR and Broker Associate with Domain Realty and the other half of McGreevy and Comisar. He runs the field side, including the walk-through that turns a floor plan into an opinion of value. Reach him at (239) 287-5873, and read his profile on the Marc Comisar agent page.

What a General Agent Tends to Miss Here

A general agent may value a Saltleaf residence off the tower median, ignore floor and stack, cite only the three MLS sales, trust an online estimate, or use the developer's price sheet as if it were today's market. Each mistake can move a valuation by hundreds of thousands of dollars.

The Credentials, Stated Once More

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Other Estero-Area Valuation Guides

Every Estero community values differently, and we publish a valuation guide for each one we cover. See our guides to Estero home valuation, Meadows of Estero home valuation and Lakes of Estero home valuation. The wider market picture is on our Estero community hub.

If you are thinking, "I need someone to value my house in Estero, Florida," McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you are selling in The Brooks, Bella Terra, Corkscrew Shores, Grandezza, Wildcat Run, West Bay Club, Pelican Sound, Shadow Wood, or Miromar Lakes, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

If you are ready to talk, call Jesse direct at (239) 898-6072 or request a free home valuation. If you are buying rather than selling, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Are You Also Buying Your Next Home in Southwest Florida?

Saltleaf owners often buy again in Southwest Florida, sometimes a Naples tower, sometimes another Estero community, and a valuation is the first step of that plan because it tells you what you can spend. We run both sides together, including the timing of two closings and the portability of a homestead tax benefit.

Buying and Selling in the Same Season

Florida's portability rule lets a homestead owner who establishes a new Florida homestead within the statutory window transfer the difference between just value and capped assessed value, up to $500,000, to the new home. [Source: Florida Statutes 193.155] Homestead status is fixed on January 1 each year, and we sequence both closings around it.

Buying Elsewhere in Estero

If your next home is elsewhere in Estero, our guide to buying a home in Estero walks through the contract, inspection and approval steps. Our Saltleaf buyer guide is being published alongside this page.

The Honors Behind the Plan

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

If you want to plan the sale and the purchase together, call Jesse direct at (239) 898-6072 or request a free home valuation. For the purchase side, call Marc at (239) 287-5873 and read how we represent buyers in Estero.

Frequently Asked Questions, Seller Edition: Valuing a Home at Saltleaf

Saltleaf owners ask these questions before they value, and each answer below is written for a Lee County condominium owner with a thin resale record, in a single paragraph with its source. They cover the recorded ladder, the MLS, asking prices, adjustments, costs, developer control and timing.

Data updated: October 2026

Owners choose McGreevy and Comisar because the answers below show up in the number:

What is my Saltleaf home worth?

It depends on your tower, floor, stack, view, terrace and finish. The 95 recorded South Tower first sales ran from $2,805,000 to $13,636,540 with a $4,400,000 median, and most fell between $3,000,000 and $5,000,000. Give us your unit number and we place it on the ladder for a written range. [Source: Lee County Property Appraiser]

What is the average Saltleaf sale price?

The recorded median across 95 qualified sales is $4,400,000, and the middle half ran from $3,630,000 to $5,035,000. We quote no MLS median, because only three sales closed on the MLS in 12 months, at $13,636,540, $4,625,000 and $2,805,000. The median of first sales is not the price of a resale today.

How do you value a residence when there are so few sales?

We use the recorded deeds by floor and stack, the live competition by plan, adjustments for view, terrace, finish and parking, and an appraiser test. Where the evidence is thin we say so and give a range, not a false figure. In a thin market, the method matters more than the average.

Does the floor change my value?

Yes. Recorded medians were $3,627,500 on floors 1 to 7, $4,225,000 on floors 8 to 14 and $5,060,000 on floors 15 to 21, so the upper floors sat about 40% above the lower. Ranges overlap, so your own stack and view decide where you fall. [Source: Lee County Property Appraiser]

Does my stack change my value?

Yes. Stack medians ran from $3,392,500 for stack 02 to $5,490,000 for stack 06, a spread of about $2.1 million. We do not attribute views to stacks, because the public record does not say which way each faces, and we confirm yours on site.

Are online home value estimates accurate for Saltleaf?

Rarely. They need many similar resales, and the county file shows none in the South Tower and the MLS shows three sales. They also cannot see floor, stack, terrace or finish. Use an online number as a conversation starter, not as a price.

What is the difference between a valuation, a CMA and an appraisal?

A valuation or comparative market analysis is our opinion of what your residence should sell for, built from the record, and it is free. An appraisal is ordered by a buyer's lender and is a formal opinion for the loan. In a thin market they use the same scarce data, so we prepare our file for the appraiser too.

How much did the highest Saltleaf residence sell for?

The county file shows a residence numbered PH20 recording $13,636,540 on July 7, 2026, and the MLS shows a closing of the same amount on July 8 at 6,250 sq ft after 48 days on the market. We do not publish more about which residence it is than the public record states. [Source: Saltleaf community guide]

What price per square foot should I expect?

Do not rely on one. The three MLS closings were $1,067, $1,281 and $2,182 per square foot, current asks run $1,139 to $2,285, and the developer's documented band is $772 to $1,191 for standard residences. The spread is why a per-square-foot rule of thumb fails here. [Source: Saltleaf community guide]

Do asking prices show what my residence is worth?

Not by themselves. The median ask of $5,705,000 is about 30% above the recorded median, and 14 of the 16 listings have waited 90 days or more. Asks are a competitor's hope, and closings are the evidence. We weight both, and we weight closings more.

Are Saltleaf values going up or down?

We cannot say from the record. The county file holds first sales recorded in four months of 2026, and the MLS holds three sales, so there is no year-over-year trend to measure. We do not present one, and we will update the picture as resales record.

I bought pre-construction. What is my gain or loss?

Compare your contract price with the recorded deeds for your floor and stack and with current asks for your plan. The developer's sales moved from about 50% sold in June 2023 to about 90% of the South Tower by January 2025, so pricing moved during the program. [Source: Saltleaf project news archive] We model your position on your own contract.

How do you value my view?

We read the view from the residence and from the plans, compare it with the recorded and asking prices for similar positions, and size the adjustment against the record. Where the record cannot size it, we say so and show a range. The recorded stack medians show that position matters.

How do you value my terrace?

Terraces run to about 2,200 sq ft on standard residences, and the community guide says configuration varies by stack. [Source: Saltleaf community guide] We measure yours, compare it with similar residences on the market, and treat any premium as an estimate.

Do upgrades and finish packages change my value?

They can. Meyer Davis designed three finish palettes for the standard residences, and owners may have added to them. [Source: Saltleaf community guide] We value upgrades by what buyers pay for them in this market, which is often less than they cost, and we tell you honestly which ones show.

Do parking, storage and cabanas add value?

They can, if they convey. Each residence has two assigned garage spaces, and the community guide notes storage units and cabanas available for purchase. [Source: Saltleaf community guide] We document what you own from your closing papers and value it separately.

Does a marina slip add value to my residence?

Slips are leased annually through Saltleaf Marina Investments, LLC and are not deeded to the residences, so a slip is not part of the deed's value on its own. We confirm what your lease allows before we say anything about it. [Source: Saltleaf community guide]

Does the Ritz-Carlton brand add value?

Our community guide estimates a 10% to 20% premium for brand licensing over a comparable non-branded luxury condominium, and it is an estimate, not a recorded figure. [Source: Saltleaf community guide] Buyers pay for the brand, the service program and the owner benefits, and we describe each accurately.

How do Lee County taxes affect my value?

Buyers subtract the carry. At 12.7942 mills, a $4,400,000 assessment carries about $56,300 a year before exemptions, and a Naples buyer will compare it with Collier's lower millage. That comparison can move an offer, so we put it in the valuation. [Source: Lee County Property Appraiser, 2026 Taxing District Millage Book]

How does insurance affect my value?

A buyer's insurance quote is part of the deal, and at this level it includes the interior policy, loss assessment and often private excess flood. Our community guide estimates $15,000 to $40,000 a year, and the master policy typically carries a 5% named-storm deductible. We gather your summaries before we list. [Source: Saltleaf community guide]

Do the condominium fees affect my value?

Yes. The tower assessment covers the master policy, reserves and 29 bundled services, and housekeeping is billed separately. We do not publish an unverified monthly figure because the budgets are in developer control, and we get the current numbers from the association. [Source: Saltleaf community guide]

Does developer control of the South Tower affect my value?

It can, mainly through what a buyer asks. Section 718.301 sets the turnover triggers, and a buyer will want to know when turnover happens, who sets the budget and whether reserves are funded. A residence with clear answers defends its price better. [Source: Florida Statutes 718.301]

Does the structural reserve study affect my value?

Section 718.112(2)(g) requires a structural integrity reserve study for buildings of three or more stories, and its reserves cannot be waived by owner vote. A new tower with a funded study is a value story, and we document it. [Source: Florida Statutes 718.112]

Does the flood zone affect my value?

It affects the buyer's insurance quote, and therefore the offer. The FEMA zone for the tower parcel is not confirmed on our community page, so we look up your address and put the determination in your file. [Source: FEMA Flood Map Service Center]

How does the North Tower affect my value?

The North Tower adds 112 residences of the same design, projected for the second quarter of 2027, which can add supply for a resale seller. It may also deepen the record. We show both effects in your valuation. [Source: Saltleaf community guide]

How often should I get my residence valued?

Once now, once after the record changes materially, and once before you list. The ladder improves as resales record, and we offer to refresh your valuation when one records near your floor and stack.

Is the valuation really free?

Yes. There is no cost and no obligation, and it is a written opinion, not a form letter. We hope you will consider us when you list, but you do not have to. Call Jesse direct at (239) 898-6072 or use the valuation form.

How long does a valuation take?

Tell us your unit number and we can give you a first read on the phone. The written valuation, with the ladder, the competition, the cost stack and the net sheet, follows after we confirm the details of your residence, and we tell you the timing when you call.

What do you need from me?

Your unit number, your goals and timeline, and, if you have them, your closing statement, your finish selections, any upgrade invoices and your insurance summaries. If you are missing any, we help you request them.

What if the appraisal comes in below the contract?

It is a risk in any market and a larger one where sales are few. We prepare the appraiser's file in advance, and we plan with you for the possibility, whether by renegotiation, a larger down payment or a second appraisal. [Source: Lee County Property Appraiser]

Should I sell now or wait?

It depends on your goals. Selling now means competing with 16 listings and the developer's remaining inventory, and waiting may bring a deeper record and more supply. We model both against your carrying costs, including the Lee millage and assessments.

Will I owe tax when I sell?

It depends on your facts, including your basis, your holding period and whether the residence is your primary home or an investment. A 1031 exchange may apply to an investment property, and we coordinate with your CPA. We are not tax advisors.

Can I keep my valuation confidential?

Yes. A valuation is private, and we do not list, advertise or share your residence without your written direction. If you later want a discreet sale, we can discuss that too.

Is Saltleaf in Estero or Bonita Springs, and does it matter for value?

The MLS city is Bonita Springs and the ZIP is 34134, while the brand and the bay are Estero Bay. It matters because a valuation must compare your residence with the right neighbors, and pooling it with single-family homes in the ZIP would mislead. [Source: Saltleaf community guide]

Your Local Real Estate Experts

Jesse McGreevy and Marc Comisar are the local real estate experts for Saltleaf on Estero Bay, leading a Domain Realty Group team from an office in Bonita Springs, a short drive from the Coconut Road entrance. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero's gated communities.

McGreevy and Comisar is a top-reviewed Saltleaf realtor on Google. Read more about McGreevy and Comisar.

Our team has closed more than 4,000 transactions across Southwest Florida. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero's gated communities.

Our credentials, stated once more:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar are part of Domain Realty, Southwest Florida's full-service brokerage. Learn more at Domain Realty Group.

Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate, SL3101296) and Marc Comisar (Broker Associate, BK3060671) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

Jesse McGreevy: (239) 898-6072 · | Marc Comisar: (239) 287-5873

Selling? Start at mcgreevyandcomisar.com/home-valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873.

Sources and Authoritative References

Every load-bearing fact on this page traces to a primary or official source: county sales files, statutes, government agencies, the developer's own materials and local news. There are no listing portals and no competitor content, and the market data is from the Southwest Florida MLS, pulled October 21, 2026.

Downloadable Documents

The primary-source documents below are the receipts behind this guide: the county millage book, the condominium statutes, the estoppel fee analysis, the wind and storm references and the flood map service. All links go to the original official hosts.

Reach the Saltleaf valuation team by calling Jesse McGreevy direct at (239) 898-6072 or Marc Comisar at (239) 287-5873, or by requesting a free written valuation online. Bring your unit number and your timeline, and we will place your residence on the recorded ladder with you, at no cost and with no obligation.

Request your free Saltleaf home valuation, or come to the office at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134.

Market data from Southwest Florida MLS, pulled October 21, 2026. Brokered by Domain Realty.