What Is My Deep Creek Section 20 Home Worth?

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McGreevy and Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and the #5 real estate team in Florida (RealTrends 2026). Top 1% Real Estate Agents Nationally Since 2008, over $900 million in personal sales, 4,000+ transactions, and more than $2.5 billion sold as the Domain Realty Group team.

By Jesse McGreevy and Marc Comisar. Updated October 2026.

Jesse McGreevy and Marc Comisar wrote this page for owners who want a defensible number for a house or a homesite north of Sandhill Boulevard before they decide anything. Deep Creek Section 20 is a single-family and homesite neighborhood inside Deep Creek in Punta Gorda, Florida. It carries a Punta Gorda 33983 mailing address, but it sits in unincorporated Charlotte County, so the county appraises it, taxes it, maps its flood and evacuation zones and records its deeds. Our Deep Creek Section 20 neighborhood guide covers daily life, the association and the rules; this page does one job, which is to show how a Section 20 property is priced and what the recorded sales say it is worth.

What Is a Deep Creek Section 20 Home Worth in 2026?

A typical Deep Creek Section 20 home is worth about $356,000 on the county record. Charlotte County recorded 174 qualified single-family sales on the Section 20 plat in the 12 months to September 9, 2026, at a $356,000 median and $180.75 per heated square foot, and 21 homesite sales at a $40,000 median.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales, 12 months to September 9, 2026, the newest sale in the county file downloaded October 28, 2026; parcel roll downloaded October 28, 2026; our analysis, retrieved 28 Oct 2026).

That median is a starting line, not an answer for your address. The 174 sales ran from $222,500 to $600,000, a spread of almost three to one inside one plat, one association and one ZIP code. What pulls a particular house up or down that range is mostly measurable: how much living area it has, when it was built, whether it was a builder’s first sale or a resale, and what the lot backs onto. We tracked every one of those 174 deeds, matched each one to its block, its year built and its county heated area, and built the tables on this page from those rows rather than from an automated estimate.

Seven Section 20 figures and the question each one answers

Each figure answers a different question. The 12-month median tells you where the middle of today’s market sits. The builder-direct and resale medians tell you which of two competing products a buyer is choosing between. The lot median is the value of the land alone. The 36-month figure shows how far prices have travelled since the 2022 peak, and the roll’s just value tells you what the tax bill is built on, which is not what a buyer will pay.

Why the window ends on September 9, 2026

The county sales file we downloaded on October 28, 2026 holds deeds recorded through September 9, 2026, and its newest qualified Section 20 home sale is dated September 1. Deeds reach the public file roughly seven weeks after recording. A 12-month window that ended today would include seven weeks with no deeds yet, and it would undercount: run that way, the record shows 146 sales at $350,000. Ending the window on the newest recorded sale keeps the count honest, so every table here uses September 10, 2025 to September 9, 2026 unless a line says otherwise.

Homes and homesites are two different valuations

Section 20 has two kinds of owner. On the October 2026 roll the plat holds 3,595 parcels: 3,117 single-family homes, 470 vacant homesites and 8 tracts and other parcels. The association describes the section as “single-family homes only,” so there is no condominium, townhome or two-family product to confuse the comparison. A house is valued from house sales. A homesite is valued from homesite sales, plus the permits, fees and wildlife rules a builder has to clear, and it gets its own section below. If you own a condominium in Deep Creek Gardens along Sandhill Boulevard, that is a separate association and a separate market, covered in our Deep Creek Gardens valuation guide.

Three facts that place your house before anything else

Before we look at a single comparable, we want three facts from the county record for your parcel: the county heated area, the year built, and the flood zone at the lot. Those three facts sort Section 20’s 174 recent sales into small, honest comparison groups. A 1,600 square foot home built in 1988 and a 2,250 square foot home built in 2023 are both “Deep Creek Section 20 homes,” and in the last year homes like them sold about $110,000 apart at the median. Pricing either one from the $356,000 median would be wrong by a wide margin.

Why Do Deep Creek Section 20 Owners Ask McGreevy and Comisar for a Value?

Deep Creek Section 20 owners ask McGreevy and Comisar for a value because we price from Charlotte County’s recorded deeds on the Section 20 plat, split new builds from resales and homes from homesites, and hand over every comparable. We are Top 1% Real Estate Agents Nationally Since 2008, and a partner writes each file.

Data updated: October 2026 (Charlotte County Property Appraiser recorded sales and parcel roll, downloaded October 28, 2026, our analysis; RealTrends 2026).

If you are comparing the best real estate agents in Punta Gorda, the useful test in Section 20 is narrow. Ask each agent how many Section 20 sales their number rests on, whether it separates the builder’s first sales from resales, and how it treats a 1980s house against a new build of the same size. A Charlotte County market with thin MLS labeling rewards the agent who reads the county record. We lead Domain Realty Group, the #5 real estate team in Florida (RealTrends 2026), and that is how every Section 20 valuation we write is built.

• Top 1% Real Estate Agents Nationally Since 2008
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• McGreevy and Comisar alone have over $900 million in Sales
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What a partner-built Section 20 valuation looks like

It is a written range with the reasoning attached: the recorded sales we used, by street, block, date, year built and heated area; the adjustments we made for size, era, lot, pool and condition; the flood zone and evacuation zone at your lot; the association’s estoppel and permit questions; the Deep Creek street and drainage line on your tax bill; and a net sheet. You can check every number against a public record, which is the point.

The record behind every number on this page

We tracked all 174 qualified Section 20 home sales and all 21 homesite sales in the county file for the 12 months to September 9, 2026, plus the wider windows back to 2009 and the full October 2026 parcel roll. Nothing on this page comes from a portal estimate, and nothing labeled as a Section 20 figure comes from a Deep Creek-wide average. Call Jesse direct at (239) 898-6072 to start a file.

Table of Contents

• What Is a Deep Creek Section 20 Home Worth in 2026?
• How Do I Get a Free Deep Creek Section 20 Home Valuation?
• Why Does a Portal Estimate Miss in Deep Creek Section 20?
• How Do We Value a Deep Creek Section 20 Home?
• Which Moves a Section 20 Price More, Size or Age?
• How Does New Construction Shape a Section 20 Resale Price?
• What Is a Vacant Homesite Worth in Deep Creek Section 20?
• Does the Lot, Pool or Flood Zone Change a Section 20 Value?
• Are Deep Creek Section 20 Home Prices Dropping?
• What Do Recorded Sales Show for Deep Creek Section 20?
• How Does Section 20 Compare With Deep Creek Section 23?
• What Will a Buyer Pay to Own Your Section 20 Home?
• What Does It Cost to Sell a Deep Creek Section 20 Home?
• What Must a Deep Creek Section 20 Seller Disclose?
• Want a Free In-Person CMA for Your Deep Creek Section 20 Home?
• Frequently Asked Questions, Valuation Edition: Deep Creek Section 20 Home Values
• What Deep Creek Section 20 Sellers Say About Working With Us
• Downloadable Documents
• Sources
• Your Local Real Estate Experts

How Do I Get a Free Deep Creek Section 20 Home Valuation?

The quickest way to a Deep Creek Section 20 home valuation is the address form at the top of this page. It takes about a minute, goes to Jesse McGreevy and Marc Comisar rather than a call center, and comes back as a written range built from Section 20’s recorded sales, your lot’s flood reading and a net sheet.

Get your free valuation in 60 seconds

Type your address into the free Deep Creek Section 20 home valuation form and tell us your timing: this season, next year, or simply curious. A partner reads it, not an algorithm. If you would rather start with a conversation, Call Jesse direct at (239) 898-6072 or reach Marc Comisar at (239) 287-5873. There is no fee and no obligation, and you are working with Top 1% Real Estate Agents Nationally Since 2008.

What arrives in your Section 20 valuation file

• A written value range for the house or the homesite, not a single automated figure.
• The recorded Section 20 sales we compared against, listed by street, block, date, year built and county heated area, with no house numbers or names.
• The adjustments we made and why: size band, era, builder-direct competition, pool, lot position and condition.
• The FEMA flood zone and the county evacuation zone at your lot, and the elevation certificate if one exists.
• The association items a buyer’s closing agent will ask for: the estoppel request route, open permits and any exterior work that needed approval.
• The Deep Creek street and drainage line from your Charlotte County tax bill, and an estimate of the buyer’s tax bill after a sale.
• A seller net sheet with documentary stamps, title, prorations and the commission structure we propose.

Who asks us for a Section 20 value

Owners who plan to sell in the next season and want the price right on day one. Owners a year or two out who want to know which improvements pay back. Heirs settling an estate who need a supportable date-of-death or current value conversation with their attorney. Seasonal owners who have not seen the house since spring. Owners of one of the 470 vacant homesites who are deciding whether to sell the land or build on it. And owners who just want to know where they stand after three years of prices easing from the 2022 peak. When you are ready to plan the sale itself, our guide to selling a home in Deep Creek Section 20 walks through preparation, marketing and negotiation.

Why Does a Portal Estimate Miss in Deep Creek Section 20?

A portal estimate such as the Zestimate learns from public records and listing data, but in Deep Creek Section 20 it cannot see which sales were a builder’s first sale, what the lot backs onto or the condition inside, and the MLS labels catch only part of the market.

Data updated: November 2026 (Charlotte County Property Appraiser recorded sales, downloaded October 28, 2026, our analysis; Southwest Florida MLS, Deep Creek-wide figures as printed on our Deep Creek Section 20 guide, 12 months to October 29, 2026; Federal Register; HUD Cityscape; retrieved 28 Oct 2026).

The MLS label sees a fraction of the Section 20 market

The Southwest Florida MLS recorded 34 closings under the development name Deep Creek in the 12 months to October 29, 2026. That figure covers both sections and some condominiums. In nearly the same year, the county recorded 174 qualified home sales on the Section 20 plat alone. Many Section 20 listings are entered under Port Charlotte, under the legal name Punta Gorda Isles, or with the development field left blank, so a model or a search that leans on the label is learning from a slice of the market. In Charlotte County the recorded deed is the complete count, which is why we lead with it.

The legal name points somewhere else

Every Section 20 parcel’s legal description begins with Punta Gorda Isles, Section 20. The same developer name, Punta Gorda Isles, Inc., is on the canal neighborhoods inside the City of Punta Gorda across the Peace River, where canal homes trade in a different price class altogether. Any tool that groups sales by that legal name, or by the 33983 ZIP code, risks blending Section 20 with neighbors that have their own associations, their own canals and their own prices.

Federal rules now hold lender models to quality-control standards

Six federal agencies jointly issued the Quality Control Standards for Automated Valuation Models rule, published at 89 FR 64538 on August 7, 2024 and effective October 1, 2025. Lenders that use an automated model in a mortgage decision must have controls designed to ensure confidence in its estimates, guard against data manipulation and conflicts of interest, require random testing and comply with nondiscrimination law. The free estimate on a consumer website is not part of that regime. It is a marketing figure, and it carries no duty to be right about your house.

Condition is invisible to a model

Research published in HUD’s journal Cityscape in 2024 found that poor exterior condition raised automated valuation error by 4.35 percentage points. Section 20’s housing stock spans 1984 to 2026 on the roll, with 875 homes built in the 1980s and 530 built in 2020 or later. Two houses of the same size on the same street can differ by a new roof, impact windows, a replaced air handler and closed permits, and none of that appears in a public record until a permit closes. Only someone who walks the house can price it.

The builder’s first sale distorts the averages

Builder-direct first sales are a real part of Section 20’s market, 24 of the last 174, and they behave differently from resales. On our tabulation of the 174 deeds, the builder homes were larger, a median of about 2,208 square feet, yet sold for less per foot, about $163 against about $187 for resales. A model that blends the two learns a price per foot that fits neither product. We separate them before we compare anything.

The lot attributes a model does not carry

The association says Section 20’s lots border open space it calls greenbelts, and many homes back onto freshwater lakes or canals. The county roll’s waterfront flag catches only 61 homes, far fewer than the association’s own description suggests, so a model reading that flag misses most water and greenbelt frontage. The roll does carry a pool flag, on 1,806 of 3,112 homes, 58.0 percent, but it says nothing about the cage, the deck or the age of the equipment. We read frontage, pool and cage from the survey, the listing photographs and the house itself.

How Do We Value a Deep Creek Section 20 Home?

We value a Deep Creek Section 20 home by running three tests in a fixed order: living area band first, era of construction second, lot position third, then adjusting for pool, condition and paperwork. Each test narrows Section 20’s 174 recorded sales to the few that a buyer would actually compare with your house.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales, 12 months to September 9, 2026, and parcel roll, downloaded October 28, 2026; FEMA National Flood Hazard Layer lot test; our analysis, retrieved 28 Oct 2026).

The order matters. In Section 20 the house’s size moves the price more than anything else on the record, its age matters less than most buyers expect, and the lot decides the last stretch. A valuation that starts from age, or from a single neighborhood price per foot, lands in the wrong place before it begins. Here is the sequence we run on every Section 20 file.

Step 1: confirm the parcel is on the Section 20 plat

We start with the legal description on the Charlotte County Property Appraiser record. A Section 20 parcel reads Punta Gorda Isles Section 20, with a block number from 516 to 628 and a lot. That one line rules out the look-alikes: Section 23 south of Sandhill Boulevard, the condominiums on Sandhill Boulevard, and canal parcels of other Punta Gorda Isles sections inside the city. It also tells us which declaration and which association apply, which matters later for the estoppel and the permit file.

Step 2: place the house in its living-area band

The county heated area is the strongest single price driver in Section 20. Over the last 12 months, homes under 1,500 square feet sold at a $273,000 median, 1,500 to 1,799 at $325,000, 1,800 to 2,099 at $370,000, 2,100 to 2,399 at $380,000 and 2,400 and up at $410,000. From the smallest band to the largest, the median climbs $137,000. We place your house in its band using the county’s figure, because that is the figure the comparables are measured on, and we never mix it with a listing’s square footage.

Step 3: test the era, and expect a smaller effect than you think

Inside a size band, the decade the house was built moves the price less than buyers assume. Across all sizes, homes built before 1990 sold at a $340,000 median and homes built in 2020 or later at $375,000, a gap of $35,000, while the size bands spread across $137,000. Part of the reason is that older Section 20 homes are smaller on average, a median of 1,902 square feet on the roll against 2,032 for homes built since 2020, so they carry a higher price per foot, $188.51 against $176.94. We compare an older house with older sales of its own size first, then check it against newer homes of the same band.

Step 4: decide whether a new build is a fair comparison

A builder’s first sale is a comparable only for a house that competes with it: built since 2020, and of similar size. For a 2023 home of 2,200 square feet, the builder-direct sales of the last year are direct competition. For a 1989 home of 1,700 square feet, they are not, and pricing that house against a $372,900 builder median would overshoot. We read builder-direct sales as the ceiling a newer resale has to justify, and we keep them out of an older home’s comparison set unless the house has been rebuilt to the same standard.

Step 5: read the lot position

Three lot facts move a Section 20 price at the margin. The first is the flood reading: 94 homes test in FEMA Zone A or AE at the lot point, mostly at the east end, and a buyer there faces flood insurance on a federally backed loan. The second is what the back of the lot faces: a lake, a canal, a greenbelt or another backyard. The third is size and shape: the median platted lot is 9,915 square feet, about a quarter acre, and the most common is 9,600 square feet, so an oversized or corner lot is a real difference. We read all three from the survey, the plat and our lot-by-lot flood test.

Step 6: account for the pool and its cage

Fifty-eight percent of Section 20 homes carry a pool on the county roll, 1,806 of 3,112. A house without one competes against a field where most comparable homes have one, so a no-pool house is priced with that in mind, and a pool house is priced on the age and condition of the pool, the cage and the equipment. The county record does not split sales by pool, so we read it house by house from the listing and the permit history, never from an assumed add-on figure.

Step 7: adjust for condition from the inside

Roof year and covering, impact windows or shutters, the air conditioner and air handler, the water heater, kitchen and bath vintage, flooring, the lanai and screen enclosure, and every exterior change with or without an association permit. In a plat where the median home was built in 2000 and the oldest in 1984, condition decides the final $20,000 to $40,000 more often than any line on the county record. We see it in person or by live video for owners who are away.

Step 8: read the association and tax-bill lines

We note any open violation or unpermitted exterior work, the route to the association’s estoppel certificate, and the Deep Creek street and drainage assessment on the tax bill, $305 per equivalent residential unit in the county’s adopted budget. A buyer weighs those lines, and so do we.

Step 9: check the answer against price per square foot

Last, and only last, we test the result against Section 20’s price per square foot for the same band. Price per foot is a check, not a price: in the last year it fell from $200.85 under 1,500 square feet to $163.20 at 2,400 square feet and up, so a single neighborhood rate would undervalue a small house and overvalue a large one. If our range and the band’s price per foot disagree sharply, we go back and find out why.

Step 10: you get the whole file

The comparables, the adjustments, the flood and evacuation reading, the tax-bill breakdown and a net sheet arrive together. Florida documentary stamp tax on the deed runs $0.70 per $100 of the price, which is $2,492 at the $356,000 median, and the full cost list is in our Florida seller closing costs guide. Ask for the file at the Deep Creek Section 20 valuation form.

The Section 20 valuation grid: size band against era

The grid below is our tabulation of the 174 recorded sales of the last 12 months, size band across era. It shows the count of sales in each cell and, where there are five or more, the median. Cells with fewer than five sales are counted but not priced, because a median of two or three sales is not a market.

Source: Charlotte County Property Appraiser recorded, qualified improved sales, 12 months to September 9, 2026, county heated area and year built from the October 2026 roll, our tabulation. Medians of even counts are the average of the middle two sales.

Read the grid across a row and the era effect is small and uneven: an 1,800 to 2,099 square foot home sold at $370,000 if it was built before 1990 and $375,400 if it was built since 2020. Read it down a column and the size effect is large and steady. That is the whole case for testing size first. It also shows where Section 20’s data is thin: there were only 15 sales at 2,400 square feet and up across every era, so a large home is valued with wider windows and closer reading of each sale.

Two worked examples from the grid

Take a 1,650 square foot home built in 1988, no pool, backing onto another lot. Its band and era cell holds 9 sales at a $270,000 median, and its whole band holds 43 sales at $325,000. Our range starts near the cell, then moves up for a new roof, impact openings or a pool and toward the band median only when the condition earns it. Now take a 2,250 square foot home built in 2022 with a pool on a greenbelt lot. Its cell holds 17 sales at $380,000, the 2,100 to 2,399 band’s builder-direct sales sold at about $382,000 on our tabulation, and the resales in that band at $375,000. That house is priced against the builder alternative first, because that is the house its buyer will also tour. These are illustrations of the method, not values for any address.

Thinking of Selling Your Deep Creek Section 20 Home This Year?

Deep Creek Section 20 recorded 174 home sales in the last year at a $356,000 median, while 24 builder homes closed on the same streets at $372,900. A Section 20 listing priced against its own size band, era and lot, with the estoppel and permit file ready, starts ahead of one priced from an average. Sellers: get your free Deep Creek Section 20 home valuation or Call Jesse direct at (239) 898-6072. Buyers: read how we represent buyers in Southwest Florida and call Marc at (239) 287-5873. You are working with Top 1% Real Estate Agents Nationally Since 2008.

Which Moves a Section 20 Price More, Size or Age?

Size moves a Deep Creek Section 20 price more than age. In the 12 months to September 9, 2026, medians climbed from $273,000 for homes under 1,500 square feet to $410,000 at 2,400 and up, while homes built before 1990 sold at $340,000 and homes built since 2020 at $375,000.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales, 12 months to September 9, 2026, and parcel roll, downloaded October 28, 2026, our analysis, retrieved 28 Oct 2026).

Section 20 sales by county heated area

Source: Charlotte County Property Appraiser recorded, qualified improved sales, 12 months to September 9, 2026; heated area from the October 2026 roll; our analysis.

The biggest single step is from the 1,500 to 1,799 band to the 1,800 to 2,099 band, $45,000 at the median, and the smallest is the next one, only $10,000 from 1,800 to 2,099 into 2,100 to 2,399. Above about 2,100 square feet the extra room adds less, and price per foot drops from the $190s into the $160s. For a seller with 2,200 square feet, that means the argument for a higher price is the lot, the pool and the finish, not the footage alone.

Section 20 sales by era of construction

Source: Charlotte County Property Appraiser recorded, qualified improved sales, 12 months to September 9, 2026; year built from the October 2026 roll; our analysis.

The era table does not climb in a straight line. The 1990s homes beat the 2000s homes at the median, and the 2010s show the highest price per foot on only 14 sales, a group small enough that one or two strong sales move it. The 2020-and-later group leads at the median, but only by $35,000 over the oldest homes. A 1980s Section 20 house with size, a pool and the right lot is not a discount product; it competes.

Why older Section 20 homes post a higher price per square foot

On the October 2026 roll, Section 20 homes built before 1990 have a median 1,902 square feet of heated area, and homes built since 2020 have 2,032. Smaller homes carry a higher price per foot everywhere, because the kitchen, baths and lot cost the same whatever the room count. So when the older homes show $188.51 per foot against $176.94 for the newest, that is mostly a size effect. It does not mean a buyer pays more per foot for age. It means price per foot has to be read inside a size band, never across the whole plat.

The housing stock the comparables come from

The roll counts 875 Section 20 homes built in the 1980s, 648 in the 1990s, 784 in the 2000s, 275 in the 2010s and 530 since 2020, a median year built of 2000. Living area runs from 1,157 to 4,484 square feet, with a median of 1,978 and a middle half from 1,755 to 2,184. That stock is why the 1,500 to 2,399 square foot bands carry 147 of the 174 sales: most of the plat sits there, and most of the market does too.

What the declaration’s 2,000 square foot minimum does and does not mean

The Section 20 declaration bars a new building of less than 2,000 square feet of living area without the association’s written consent, and the current new-construction packet repeats that floor. Yet 1,646 of the 3,112 homes on the roll show less than 2,000 square feet of county heated area, including many built since 2020. The county and the declaration measure living area differently, and the association can consent to a smaller home, so a smaller existing house is not a violation a buyer inherits by default. For valuation, the point is plain: price on the county’s figure, because that is the figure every comparable is measured on.

Price per square foot is a check, not a price

A Section 20 owner who multiplies the plat-wide $180.75 by their footage will miss in a predictable direction: high on a large home, low on a small one. A 1,400 square foot home at $180.75 per foot prices at about $253,000, while that band’s actual median was $273,000. A 2,600 square foot home at the same rate prices at about $470,000, while the 2,400-and-up band’s median was $410,000. We use price per foot only at the end, inside the band, to catch a range that has drifted.

How Does New Construction Shape a Section 20 Resale Price?

New construction sets the ceiling a Deep Creek Section 20 resale has to justify. In the 12 months to September 9, 2026, 24 builder-direct first sales closed at a $372,900 median against $352,500 for 150 resales, and builder first sales have fallen from 104 in 2023 to 9 in 2026 through September 9.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales and parcel roll, downloaded October 28, 2026; builder-direct is our estimate; retrieved 28 Oct 2026).

How we identify a builder-direct sale

The county file does not mark a sale as a builder’s. We count a builder-direct first sale as the first qualified improved sale on a parcel within one year of its year built, or a sale of a home the roll does not date yet. It is an estimate, and we label it as one. It is also the split a portal cannot show, because most of these homes never carry the Deep Creek label in the MLS.

Builder-direct against resale, by window

Source: Charlotte County Property Appraiser recorded, qualified improved sales, our analysis.

Over five years the resale median ran above the builder median, because those years include the 2021 and 2022 run, when resales jumped. Over the last three years the order flipped, and builder homes sold for more at the median. That flip is the new-construction pressure every newer Section 20 resale now prices against.

At the same size, the gap almost disappears

The $20,400 gap between the builder and resale medians is mostly a size gap. On our tabulation of the 174 sales, the builder homes had a median of about 2,208 square feet and sold for about $163 per foot, while resales sold for about $187. In the 2,100 to 2,399 square foot band, 14 builder sales closed at about $382,000 and 39 resales at $375,000. In the 1,800 to 2,099 band, the 8 builder sales sold at $335,000 and the 43 resales at $375,000. A finished resale with a pool, landscaping and a screen enclosure is not automatically behind a new house of the same size; often it is ahead.

Builder supply is shrinking

Source: Charlotte County Property Appraiser recorded sales and October 2026 roll, our analysis. The 2026 row is a partial year, and the roll fills in as new homes receive their first assessment.

The builder wave that peaked in 2023 has slowed sharply. Fewer new homes competing on the same streets is one reason the resale median has held near $350,000 to $360,000 rather than kept sliding. It also means the next buyer of a newer Section 20 home has fewer brand-new choices than a buyer two years ago had, which helps a well-kept 2020s resale.

Pricing a 2020s resale against the builder alternative

A buyer looking at a three-year-old Section 20 home will also tour a new build, so we price that resale against both: the builder-direct sales of similar size, and the 21 resales of homes built since 2020, which sold at a $375,000 median on our tabulation. The resale’s case is everything a new house does not include on day one, such as a finished yard, a pool and cage, window treatments, and an association file already settled. Its handicap is the builder warranty and the brand-new roof. We put numbers to both sides in the valuation. If you are the buyer weighing a new build against a resale here, read our guide to buying a home in Deep Creek Section 20 and Call Marc at (239) 287-5873; owners comparing the two, Call Jesse direct at (239) 898-6072.

Pricing an older resale when a new house is going up next door

A 1980s or 1990s home with a new build on the next lot is not competing with that new build; it is competing with resales of its own era and size. The new house tells the buyer what modern finishes cost on this street, and the buyer uses it to measure the update budget. That is why we price older homes from the grid cell first and show the buyer, in the listing, what has already been replaced.

What Is a Vacant Homesite Worth in Deep Creek Section 20?

A vacant Deep Creek Section 20 homesite is worth about $40,000 on the county record. Charlotte County recorded 21 qualified homesite sales in the 12 months to September 9, 2026 at a $40,000 median, from $21,000 to $110,000, and 101 over three years at $42,500, with a middle half from $36,500 to $48,000.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified vacant-land sales and roll, downloaded October 28, 2026; Charlotte County scrub-jay Habitat Conservation Plan fee schedule, 2026; Section 20 New Construction packet, revised July 2024; retrieved 28 Oct 2026).

Every homesite sale in the last 12 months

Source: Charlotte County Property Appraiser recorded, qualified vacant-land sales, 12 months to September 9, 2026. Street and block only; no lot numbers or parties.

Twelve of the 21 sales landed between $30,000 and $50,000. The $110,000 sale on San Jorge Drive is an outlier we would not price from without reading the deed and the parcel; a lot sale at nearly three times the median usually carries something the county file does not show, such as an oversized or combined parcel or a partly built structure.

How homesite prices have moved

Source: Charlotte County Property Appraiser recorded, qualified vacant-land sales, our analysis. The 2026 row is a partial year.

Section 20 homesites more than tripled from $12,000 in 2016 and 2017 to $38,000 in 2022, as builders bought lots in volume, 123 of them in 2021 alone. Since then the median has held in a band from about $37,500 to $44,000 while the count fell, which tells a lot owner that the price has held but the builder demand that drove it has thinned.

What the roll says about Section 20 homesites

The October 2026 roll counts 470 vacant parcels, 35 fewer than a month earlier as new homes moved from vacant to improved coding. The 469 vacant parcels coded as vacant residential belong to 383 distinct owners, and no single owner holds more than 11. The roll’s just value for a vacant Section 20 parcel has a median of $32,844, and the county’s current working land value a median of $38,640. Both are tax values. The recorded sales, at $40,000 over the last year, are the market.

The scrub-jay test changes the buyer pool

Charlotte County runs a Habitat Conservation Plan for the Florida scrub-jay, and by our lot-by-lot test against the county’s permit boundary, 2,452 of the 3,875 platted Section 20 lots test “Permit Required.” On those lots a builder pays the county’s 2026 fee, $2,031 for a platted lot up to 0.22 acre or $4,063 for 0.23 to 0.49 acre, and cannot clear the lot from March 1 to June 30. A lot outside the boundary avoids both. That difference is a cost and a calendar question for a buyer, so we state the lot’s status and fee tier in every homesite valuation.

What a builder prices into a Section 20 homesite offer

Sources as listed; retrieved 28 Oct 2026. Utility connection charges are set by Charlotte County Utilities and are confirmed at permit.

A builder works backward from what a finished house sells for, then subtracts the house, the fees and the margin. That is why the permit, impact and habitat costs show up in the lot price even though the seller never pays them. A lot outside the scrub-jay boundary, on a lake or greenbelt, and in Zone X carries more value to a builder than a lot that needs the habitat fee and a seasonal clearing wait.

Sell the homesite or build on it?

For most owners the decision turns on three numbers we can put on paper: the lot’s own value from the 21 recent sales and the 101 three-year sales; the all-in cost to build a house that meets the declaration’s 2,000 square foot minimum, tile roof and five to one roof pitch; and what a finished house of that size has sold for, about $380,000 at 2,100 to 2,399 square feet over the last year. If the build cost plus the lot runs near the finished price, selling the land is usually the cleaner answer. Ask us for the lot file and we will run all three: Call Jesse direct at (239) 898-6072. Buyers planning to build here can read how we represent buyers and Call Marc at (239) 287-5873.

Does the Lot, Pool or Flood Zone Change a Section 20 Value?

The lot changes a Deep Creek Section 20 value at the margin, not at the core. Most Section 20 homes, 2,774 of 3,082 on our lot test, sit in FEMA Zone X, and flood-zone sales medians sat within about $30,000 of each other; frontage, lot size, the pool and the cage decide the last stretch of the price.

Data updated: October 2026 (FEMA National Flood Hazard Layer and FIRM panel 12015C0070G, effective December 15, 2022, tested at every platted Section 20 lot; Charlotte County evacuation zone layer; Charlotte County Property Appraiser recorded sales and roll; retrieved 28 Oct 2026).

Recorded sales by flood zone at the lot

Source: Charlotte County Property Appraiser recorded sales joined to our FEMA lot test, window as printed on our Deep Creek Section 20 guide (September 27, 2025 to September 26, 2026, 165 sales). Over 36 months, 11 Zone AE sales carried a $395,000 median and 9 Zone A sales $368,000.

The flood-zone groups outside Zone X are small, and their medians run at or above the Zone X median. That does not mean a flood zone adds value. The lots that test in Zone A and AE are often lake or canal lots, larger or newer, and those features carry the price. The flood zone shows up instead in the buyer’s monthly cost: a federally backed mortgage on a house in Zone A or AE requires flood insurance, and the elevation certificate decides what that policy costs.

Where the flood-zone lots are

Of 3,875 platted Section 20 lots, our test places 3,440 in Zone X, 302 in shaded Zone X, 78 in Zone AE and 55 in Zone A. Counting homes only, 94 sit in Zone A or AE. The Zone AE homes cluster at the east end nearest tidal water, on Paramaribo Street, Posadas Circle and parts of Deep Creek Boulevard, Obidos Drive, Rosario Street and Pasto Drive. The Zone A parcels sit along interior lake and canal edges. A lot test is not a flood determination for any house; the FEMA panel and the elevation certificate for your address are.

Why the elevation certificate is a valuation document

For a Zone AE home, the certificate shows how high the lowest floor sits above the 10-foot base flood elevation, and that gap prices the buyer’s policy. A house well above it is easier to sell than a neighbor’s that is not, even at the same address range. For a Zone X home, a certificate is not required, but it can still support the buyer’s insurance quote. We pull the panel and ask for any certificate on file before we finish a range.

The 50 percent rule follows the flood zone

Charlotte County applies FEMA’s substantial improvement and substantial damage rule in the high-risk zones: when a renovation or repair costs more than half the building’s value, the building must be brought to current code, including elevation. The county states that the rule does not apply to structures in Zone X. For the large majority of Section 20 homes, a buyer who plans a big remodel is not pushed into elevation work; for the 94 homes in Zone A or AE, that buyer may be, and the price reflects it.

Evacuation zone is not flood zone

Charlotte County’s evacuation zones decide when the county may order people out, not how insurance is rated. By our test, 42 Section 20 lots sit in Evacuation Zone A, 488 in B, 1,074 in C and 2,271 in D. Ahead of Hurricane Ian, on September 27, 2022, the county ordered all of Zones A and B to evacuate. A buyer will ask about both zones, so the valuation file carries both, with the county’s own lookup for confirmation.

Lake, canal, greenbelt or another backyard

The association says every Section 20 lot borders open space it maintains, and that many homes face freshwater lakes or canals. None of that water is a boat route, and the county roll flags only 61 homes as waterfront. In practice, a lake view and a deep greenbelt behind the lanai are among the features buyers ask about first, and they show up in the sale price of the comparable homes that have them. We identify frontage on every comparable we use, because a Section 20 sale with a lake behind it and one with a house behind it are not the same comparable.

The pool, the cage and the lanai

With 58.0 percent of Section 20 homes carrying a pool on the roll, a buyer touring at the median price expects to see several pool homes. A home without one is priced against that field, and a pool home is priced on the condition of the pool shell, the cage, the deck and the equipment. A new lanai or pool cage needs the association’s permit, so a buyer’s agent will ask for it, and a cage added without one can surface during the estoppel request. Having the permit in hand protects the price.

Hurricane protection and Section 20’s shutter rule

Removable or visible hurricane shutters may not stay up in Section 20 from December through May, under the declaration. Permanent impact-rated windows and doors sidestep that rule entirely and also earn wind-mitigation credits under Florida Statute 627.711. A buyer pricing insurance looks first at the roof age and covering, then at opening protection, so impact glass and a recent wind-mitigation report are two of the strongest value supports a Section 20 seller can hand over.

Are Deep Creek Section 20 Home Prices Dropping?

Deep Creek Section 20 home prices have eased from their peak and are now holding level. The calendar-year median peaked at $409,600 in 2022, was $360,000 in 2025, and stood at $357,000 on 115 sales from January 1 to September 9, 2026, about 13 percent below the peak and about 51 percent above 2019.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales, 2016 to September 9, 2026, downloaded October 28, 2026, our analysis, retrieved 28 Oct 2026).

Calendar-year medians, 2016 to 2026

Source: Charlotte County Property Appraiser recorded, qualified improved sales, our analysis. The 2026 row is a partial year.

The story in that table has three parts. Prices rose slowly through 2019, then jumped 64 percent from 2020 to 2022 as buyers poured into Charlotte County. Since the 2022 peak they have given back about $50,000 at the median, most of it between 2024 and 2025. And through 2026 so far, the median has stopped falling: $357,000 against $360,000 for 2025. Owners who bought in 2022 or 2023 may be near or below their purchase price today; owners who bought before 2021 are well ahead.

The window ladder

Source: Charlotte County Property Appraiser recorded, qualified sales, our analysis.

Each step back adds older, higher-priced months from the 2022 and 2023 market, so the median rises as the window widens. That is the pattern of a market that has cooled and settled, not one that is still dropping. The practical rule for a Section 20 seller is to price to the last 12 months, not to 2022.

Quarter by quarter, the last 12 months

Source: Charlotte County Property Appraiser recorded, qualified improved sales, our analysis.

The spring quarter carried the most sales, as it usually does in Southwest Florida, when seasonal buyers are in town. The summer median is lower on a thinner set of 30 sales, and the file for late summer is not complete yet because of the recording lag. We would not read a trend into one soft summer quarter; we would read it into two.

Is Section 20 a buyer’s market or a seller’s market?

On the county record, Section 20 is a deep, steady market: 174 home sales in a year, a steady median for 2026, and a builder pipeline that has slowed. The measures that settle the buyer-or-seller question, months of supply, days on market and sale-to-list ratio for Section 20 itself, come from the MLS. Matched by address to the Section 20 plat, the Southwest Florida MLS export of October 29, 2026 shows 21 closings in the 12 months to that date at a 53-day median on market and a 98.6 percent median sale-to-list ratio, and 6 active listings, about 3.4 months of supply on that feed. The county record above is complete through September 9, 2026.

What Do Recorded Sales Show for Deep Creek Section 20?

Recorded sales show a Deep Creek Section 20 market centered between $300,000 and $450,000. Of the 174 qualified home sales in the 12 months to September 9, 2026, 119 closed in that range, 33 below $300,000 and 22 at $450,000 or more, for $63,143,000 in total recorded volume.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales, 12 months to September 9, 2026, the newest sale in the county file downloaded October 28, 2026; our analysis, retrieved 28 Oct 2026).

Price bands, 12 months

Source: Charlotte County Property Appraiser recorded, qualified improved sales, our analysis.

The single busiest band is $300,000 to $349,999, with 50 sales, just under the median. Only 8 sales reached $500,000, so a seller hoping for a top-of-market price needs a house that looks like those eight: size, a pool and a lot that justify it.

The highest Section 20 sales of the last 12 months

Source: Charlotte County Property Appraiser recorded, qualified improved sales, our analysis. Street only; no house numbers or parties.

Four of the ten highest sales were homes built from 1989 to 1993, and none was a builder’s first sale. Six of the ten closed between February and April. The top sale, $600,000 for a 1,791 square foot 2019 home, is far above its size band and was almost certainly priced on features the county file does not show; it is exactly the kind of sale we read in full before we let it into a comparison.

The lowest Section 20 sales of the last 12 months

Source: Charlotte County Property Appraiser recorded, qualified improved sales, our analysis.

A 2,260 square foot 2001 home selling at $235,000, well under its band, is the clearest sign in the record that condition, not size or age, can decide a Section 20 price. A qualified sale is an arm’s-length sale on the county’s coding, but it can still be a house that needed a roof, systems or storm repairs. We read the low sales as carefully as the high ones.

Where the sales happened

Deep Creek Boulevard, the section’s spine, carried the most sales, 12, followed by Aysen Drive with 7 and San Cristobal Avenue with 6. Homes in the lower-numbered blocks, 516 to 559, closer to Sandhill Boulevard and the east end, recorded 77 sales at a $360,000 median on our tabulation, while the 600-numbered blocks to the north and west recorded 32 at $327,000. Block is a rough proxy for many things at once, including era, size and frontage, so we treat it as context, not an adjustment.

Every qualified Section 20 home sale, 12 months to September 9, 2026

This is the full county record behind every Section 20 figure on this page. We print street and block only, never a house number or a name. Builder-direct is our estimate by the method stated above.

Source: Charlotte County Property Appraiser recorded, qualified improved sales, sales file downloaded October 28, 2026, our analysis. County heated area and year built from the October 2026 roll.

What the Southwest Florida MLS adds, and what it cannot

The MLS carries two measures the county file cannot: days on market and sale-to-list ratio. Under the development name Deep Creek, the Southwest Florida MLS recorded 34 closings in the 12 months to October 29, 2026, at a $330,000 median, a 76-day median on market, 71.5 days for single-family homes, and a 96.2 percent median sale-to-list ratio. Those are Deep Creek-wide figures, covering both sections and some condominiums, and the MLS label catches only a fraction of the county’s recorded sales. For Section 20 alone, matched by address to the plat, the same export holds 21 closings with a 53-day median on market and a 98.6 percent median sale-to-list ratio; the county record above is complete through September 9, 2026.

The Section 20 figure you may see elsewhere

Our Deep Creek Section 20 neighborhood guide reports 165 recorded sales at a $359,900 median for the 12 months to September 26, 2026. That is the same county record over a window that starts and ends about two weeks later; re-run today, it returns exactly the same figures. This page uses the window that ends on the newest recorded deed, September 9, 2026, which is why it shows 174 sales at $356,000. Both are correct for their dates.

How Does Section 20 Compare With Deep Creek Section 23?

Deep Creek Section 20 and Deep Creek Section 23 sell at nearly the same median, $356,000 against $352,500 over the same 12 months, but Section 20 is younger, sells more homes, earns more per square foot and is single-family only, while Section 23 publishes its dues and holds the golf club and Deep Creek Park.

Data updated: October 2026 (Charlotte County Property Appraiser recorded, qualified sales and roll, 12 months to September 9, 2026, both plats on the same method; Section 23 association FAQ; our analysis, retrieved 28 Oct 2026).

The two plats share a developer, a ZIP code and a boundary at Sandhill Boulevard, and buyers tour both in the same afternoon. For a Section 20 seller, the comparison answers one practical question: what will a buyer who also looked south of Sandhill weigh against your house?

Source: Charlotte County Property Appraiser recorded, qualified sales and October 2026 roll, both plats, 12 months to September 9, 2026 unless stated, our analysis; Section 23 FAQ for the assessment. Homesite figures for Section 23 count single-family-block lots only.

What the comparison means for a Section 20 price

At the median the two sections are a wash, so a buyer choosing between them is choosing a product, not a price. Section 20 offers more of the newer homes, 530 built since 2020 against 260, and slightly more per square foot. Section 23 offers slightly larger homes on average, the golf club and park inside its plat, and a published assessment. A Section 20 listing should say what the buyer gets north of Sandhill in plain terms: a younger single-family plat, greenbelt lots, and no two-family blocks next door.

Where Section 23 wins a buyer, and how we answer it

A golfer who wants to walk to the course, or a buyer who wants a published dues figure before touring, will lean south. We answer the first with the drive: the course is inside Deep Creek, south of Sandhill Boulevard in Section 23. We answer the second with the estoppel request, made early, so the Section 20 assessment is in writing before the buyer asks. Owners in Section 23 have their own valuation file in our Deep Creek Section 23 valuation guide.

Why we never price across the line

A Section 23 sale is not a Section 20 comparable, even on a street a block away. The declarations differ, the associations differ, and Section 23’s sales include homes near multi-family blocks that Section 20 does not have. When Section 20’s own sales are thin for a particular size and era, we widen the window inside Section 20 before we cross Sandhill Boulevard. For the community-wide picture across both sections, see our Deep Creek home value guide, and for the city-wide one, our Punta Gorda home valuation guide.

What Will a Buyer Pay to Own Your Section 20 Home?

A buyer of a Deep Creek Section 20 home pays Charlotte County property tax reset to the purchase, the Deep Creek street and drainage assessment of $305 per unit on the same bill, the Section 20 association’s annual assessment, and insurance. The ad valorem tax usually rises after a sale, because the seller’s capped assessment resets.

Data updated: October 2026 (Charlotte County Deep Creek budget, FY2026 adopted and FY2027 approved, version date September 18, 2025; Charlotte County Property Appraiser roll, prior-year values in the October 2026 file; Florida Statutes 193.155 and 720.30851; retrieved 28 Oct 2026).

A buyer prices a house by its monthly cost as much as by its sticker. A Section 20 seller who can show the whole carrying cost on the first day, honestly, removes the surprise that kills deals in underwriting.

The ownership stack, layer by layer

Sources: Charlotte County Deep Creek budget; Section 20 Bylaws; FEMA; retrieved 28 Oct 2026.

The Deep Creek street and drainage assessment

The Deep Creek Non-Urban Street and Drainage Municipal Service Benefit Unit covers the whole Deep Creek unit, both sections, and it is a Deep Creek charge, not a Section 20 one. The county’s budget, adopted for FY2026 and approved for FY2027, sets the rate at $305.00 per equivalent residential unit for occupied and vacant lots alike, the same as the current FY2025 rate. The unit bills about 7,276 occupied and 1,377 vacant units, collects about $2,639,169 a year, spends $420,000 a year on pipe lining and budgets sidewalk work, including Deep Creek Boulevard from Rio de Janeiro Avenue to Seasons Drive, 3,995 feet, with construction budgeted in FY2027. It appears as a non-ad valorem line on the tax bill, so it does not change when a buyer’s assessed value resets.

The association assessment a buyer will ask about

The Section 20 association does not publish its annual assessment on its public pages; the budget and financials sit behind a resident login. Under the Bylaws, the fiscal year starts October 1 and the assessment is per lot, due in one installment. The only written, binding statement of the amount for a sale is the estoppel certificate, which the association issues to the closing agent. We request it early so the buyer sees the figure before the inspection period ends, not at the closing table.

Why the buyer’s tax bill will differ from yours

On the roll, the median Section 20 home carries a just value of $277,950 and an assessed value of $236,374, and 52.4 percent of homes are assessed below their just value, a median gap of $17,440. That gap is the Save Our Homes cap and the non-homestead cap at work under Florida Statute 193.155. A buyer’s assessment starts over from just value in the year after the purchase, so the buyer’s ad valorem tax is usually higher than the seller’s. A seller moving to another Florida homestead can carry up to $500,000 of the accumulated benefit under portability.

Just value is not market value

The 12-month median sale, $356,000, runs about 1.28 times the median just value of a Section 20 home. Florida’s just value is set as of January 1 and reflects statutory cost-of-sale adjustments, and the October 2026 file still carries the prior year’s values, so a gap is normal. Never price a Section 20 house from its just value, and never let a buyer anchor on it.

What Does It Cost to Sell a Deep Creek Section 20 Home?

Selling a Deep Creek Section 20 home costs a negotiable commission, Florida documentary stamp tax of $0.70 per $100 on the deed, the owner’s title policy that a Charlotte County seller customarily pays, the association’s estoppel fee, and prorated taxes and assessments. At the $356,000 median, the deed stamps alone are $2,492.

Data updated: October 2026 (Florida Statutes 201.02 and 720.30851; Florida Department of Revenue; Florida title insurance rule 69O-186.003; National Association of Realtors; Charlotte County Deep Creek budget; retrieved 28 Oct 2026).

These figures are information, not tax or legal advice; your closing agent’s settlement statement is the final word.

Commission after the national settlement

Since August 17, 2024, offers of compensation to a buyer’s agent can no longer be published in the MLS, and buyers sign a written agreement with their own agent before touring. Commission is negotiable, as it always was. A Section 20 seller can still offer a contribution toward the buyer’s agent or closing costs, and how that offer is structured belongs in the pricing conversation, in writing, before a listing agreement is signed.

The estoppel certificate, ordered early

The estoppel is the document that turns Section 20’s unpublished assessment into a written figure, and it also lists any unpaid balance and open violation. Florida Statute 720.30851 caps the fee and sets a delivery deadline. An unpermitted fence, pool cage, paver drive or paint change can surface there, so we ask about exterior work in the first meeting and request the certificate as soon as a contract is likely. That way a violation becomes a repair or an approval before closing, not a renegotiation.

A worked Section 20 net sheet

On a $356,000 Section 20 sale, the fixed pieces are $2,492 in deed stamps, the promulgated owner’s title premium, an estoppel fee within the statutory cap, the seller’s share of the Charlotte County tax bill and the $305 street and drainage line, and the prorated association assessment as the estoppel states it. The commission and any buyer-side contribution are the variables. Every Section 20 valuation we write includes a line-by-line net sheet, so you see the check at closing, not just the price.

Costs specific to a homesite sale

A vacant homesite sale carries the same deed stamps, $280 at the $40,000 median, the same title custom and the same estoppel. It also carries a disclosure question that a house sale does not: whether the lot tests inside the county’s scrub-jay permit boundary and which fee tier applies. We state it in the listing so a builder’s offer is not reduced after the contract for something that was knowable before it.

What Must a Deep Creek Section 20 Seller Disclose?

A Deep Creek Section 20 seller provides a flood disclosure before the contract, a property tax disclosure summary, disclosure of known material defects, and, because Section 20 lots are bound by a recorded declaration under an association operating under Chapter 720, the association disclosure summary before the buyer signs.

Data updated: October 2026 (Florida Statutes 720.401, 689.302 and 689.261; Johnson v. Davis, 480 So. 2d 625 (Fla. 1985); Section 20 Declaration and Bylaws; retrieved 28 Oct 2026).

The association disclosure summary under Florida Statute 720.401

Section 20 lots are bound by the recorded Compiled and Integrated Declaration of Restrictions, and Section 20 Property Owner’s Association, Inc. operates under Chapter 720 of the Florida Statutes. Where membership in such an association is a condition of ownership, Florida Statute 720.401 sets four rules for a resale. First, timing: the buyer must receive the disclosure summary before executing the contract for sale, never at closing. Second, on a resale the parcel owner, meaning the seller, supplies it. Third, the contract must carry the voidability clause of section 720.401(1)(b) in conspicuous type. Fourth, if the summary is not provided, the buyer may cancel by written notice within 3 days after receiving it or before closing, whichever comes first, and that right cannot be waived. Because the cost of getting this wrong falls on the seller, we attach the summary to every Section 20 offer package. Section 20 has no condominium layer, so the separate Chapter 718 condominium package does not apply to a Section 20 house or homesite. This is general information, not legal advice; your closing agent or attorney confirms what applies to your sale.

The flood disclosure under Florida Statute 689.302

A seller of residential property must complete the state’s flood disclosure at or before the time the contract is executed. It asks whether the seller knows of flood damage to the property, flood insurance claims and federal flood-damage assistance. It applies in Zone X as well as in Zone A and AE. For the large majority of Section 20 homes that test in Zone X, a clean flood history is a selling point; for the 94 homes in Zone A or AE, an elevation certificate attached to a careful disclosure protects the price.

The property tax disclosure under Florida Statute 689.261

The buyer must receive a property tax disclosure summary at or before the contract, warning not to rely on the seller’s current taxes because a sale triggers reassessment. In Section 20 the warning is concrete: the median assessed value on the roll, $236,374, sits about $41,600 below the median just value, $277,950, so the buyer’s ad valorem tax will usually rise. The $305 street and drainage line does not change with reassessment.

Known defects, storm repairs and permits

Under Johnson v. Davis, decided by the Florida Supreme Court in 1985, a seller who knows of facts that materially affect value and are not readily observable must disclose them. In a plat that has seen Hurricane Charley in 2004 and Hurricane Ian in 2022, a buyer’s inspector looks first at the roof, the windows and any sign of water intrusion. Receipts and closed permits for past repairs usually protect the price better than silence. The same applies to association permits: fences, pool cages, lanais, pavers and exterior color all need Section 20 approval, and having the approvals in the file answers the question before the buyer’s agent asks it.

Want a Free In-Person CMA for Your Deep Creek Section 20 Home?

A free in-person comparative market analysis is the most accurate Deep Creek Section 20 value you can get short of a paid appraisal. One of us walks the house or the homesite, reads the lot, the roof, the pool and the permits, and returns a written range built from the recorded Section 20 sales, with a net sheet.

Book your Section 20 walkthrough

Call Jesse direct at (239) 898-6072 or reach Marc Comisar at (239) 287-5873, or request a free in-person Deep Creek Section 20 CMA and we will set the visit around your schedule, including a live video walkthrough for owners who are out of state. Our office is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134; the walkthrough happens at your Section 20 home. You are working with Top 1% Real Estate Agents Nationally Since 2008.

What we look at on the walkthrough

The roof permit and covering, the windows and doors and their impact rating, the air conditioner and air handler, the water heater, the kitchen and baths, the pool shell, cage and equipment, the lanai, the view from the back of the lot, and every exterior change that needed an association permit. We also ask for your insurance declarations page, your latest wind-mitigation report, any elevation certificate, your most recent tax bill and any association correspondence about violations or approvals.

What we look at on a homesite

The lot’s size and shape against the 9,600 square foot norm, its frontage, the flood zone at the lot, whether it tests inside the scrub-jay permit boundary and which fee tier applies, any standing water at the swale, and the finished-home sales nearby. A builder will read all of that, so we read it first.

When you are ready to list

The CMA becomes the listing plan: price, preparation list, marketing and timing. Our guide to selling a home in Deep Creek Section 20 shows how we market a Section 20 house against new construction and against Section 23, and how we keep the estoppel and permit file ahead of the buyer.

Buying in Deep Creek Section 20 instead?

If you are on the other side of the table, our guide to buying a home in Deep Creek Section 20 covers resale against new build, the homesite-and-build budget, the rules that shape daily life and the questions to ask before an offer. You can also read how we represent buyers, and Call Marc at (239) 287-5873.

Frequently Asked Questions, Valuation Edition: Deep Creek Section 20 Home Values

What is my Deep Creek Section 20 home worth?

Your Deep Creek Section 20 home is worth what recorded sales of homes like it, in the same size band and era, on comparable lots, have brought, adjusted for condition and the pool. In the 12 months to September 9, 2026, Charlotte County recorded 174 Section 20 home sales at a $356,000 median. Ask us for a written range with every comparable attached; it is free.

What is the median home price in Deep Creek Section 20?

The 12-month median is $356,000 on 174 qualified sales to September 9, 2026, with a middle pair of $355,000 and $357,000. The 24-month median is $360,000 on 351 sales, and the 36-month median $370,000 on 582. Calendar 2026 through September 9 recorded 115 sales at $357,000. Each window is a different question, so every figure here names its window.

What is the price per square foot in Deep Creek Section 20?

The 12-month median is $180.75 per county heated square foot across 174 sales. It varies sharply by size, from $200.85 under 1,500 square feet to $163.20 at 2,400 and up, so a single plat-wide rate misprices small and large homes in opposite directions. We use price per foot only as a check inside a size band, after the comparables have set the range.

How many homes sold in Deep Creek Section 20 last year?

Charlotte County recorded 174 qualified single-family sales on the Section 20 plat in the 12 months to September 9, 2026, worth $63,143,000 in total, plus 21 vacant homesite sales. Of the homes, an estimated 24 were builders’ first sales of new houses and 150 were resales. That count comes from recorded deeds, which in Charlotte County catch every arm’s-length sale whatever a listing called the home.

Why do the county and MLS counts for Section 20 differ so much?

The MLS counts closings that carry a development label, and many Section 20 listings are entered under Port Charlotte, under the legal name Punta Gorda Isles, or with the field blank. Under the label Deep Creek, the MLS shows 34 closings for both sections in the 12 months to October 29, 2026, against 174 county-recorded home sales in Section 20 alone in the county's latest 12 months. The county deed is the complete count.

How accurate is a Zestimate for a Deep Creek Section 20 home?

An automated estimate can land near the median and still miss your house, because it cannot see the condition inside, which sales were a builder’s first sale, or what the lot backs onto. Research in HUD’s journal Cityscape found poor exterior condition alone raised automated valuation error by 4.35 percentage points. For a price you can defend to a buyer and an appraiser, use recorded comparables and a walkthrough.

Are Deep Creek Section 20 home prices dropping?

They have eased and leveled. The calendar-year median peaked at $409,600 in 2022, fell to $360,000 in 2025 and stood at $357,000 for 2026 through September 9. That is about 13 percent below the peak and about 51 percent above 2019. The last quarter in the file was softer, $340,500 on 30 sales, but one thin summer quarter is not yet a trend.

How much have Deep Creek Section 20 values risen since 2019?

The Section 20 median was $237,000 in 2019 and $357,000 for 2026 through September 9, about 51 percent higher. The climb was steepest from 2020 to 2022, when the median went from $250,000 to $409,600. Owners who bought before 2021 are well ahead; owners who bought at the 2022 or 2023 peak may be close to their purchase price today.

Is Deep Creek Section 20 a buyer’s market or a seller’s market?

On the county record, it is a deep, steady market: 174 home sales a year, a 2026 median steady at $357,000 and a builder pipeline that has slowed. For Section 20 itself, the Southwest Florida MLS export of October 29, 2026, matched by address, shows a 53-day median on market, a 98.6 percent median sale-to-list ratio across 21 closings and about 3.4 months of supply; Deep Creek-wide, the MLS shows a 96.2 percent median sale-to-list ratio in the 12 months to October 29, 2026.

How long does it take to sell a Deep Creek Section 20 home?

Section 20’s own figure, matched by address in the Southwest Florida MLS export of October 29, 2026, is a 53-day median across 20 closings with a days-on-market entry. For context, the Deep Creek-wide MLS figure across both sections was a 76-day median, 71.5 days for single-family homes, in the 12 months to October 29, 2026. Pricing from the recorded comparables, not from a hopeful number, is what keeps a Section 20 listing near that pace.

Does size or age matter more for a Section 20 price?

Size matters more. In the last 12 months, medians stepped from $273,000 under 1,500 square feet to $410,000 at 2,400 and up, a $137,000 spread. By era, homes built before 1990 sold at $340,000 and homes built since 2020 at $375,000, a $35,000 gap. We test size first, era second and the lot third.

Is a 1980s Section 20 home worth less than a new build?

Less at the median, but by less than most buyers expect. Homes built before 1990 sold at a $340,000 median in the last 12 months, against $375,000 for homes built since 2020 and $372,900 for builder-direct first sales. Inside the same size band the gap often narrows or flips: an 1,800 to 2,099 square foot pre-1990 home sold at $370,000, against $375,400 for a 2020s home.

Do builder-direct sales raise or lower my resale value?

They set the ceiling a newer resale has to justify. Builder homes sold at a $372,900 median in the last 12 months against $352,500 for resales, but they were larger on average and sold for less per foot, about $163 against about $187 on our tabulation. A resale of the same size, finished and with a pool, often competes evenly. Builder first sales have fallen from 104 in 2023 to 9 so far in 2026.

How do you identify a builder-direct sale?

We count a builder-direct first sale as the first qualified improved sale on a parcel within one year of its year built, or a sale of a home the roll does not date yet. It is an estimate, and we say so every time. The county does not mark builder sales, and the MLS rarely carries them, which is why a portal cannot separate them from resales.

Does a pool add value in Deep Creek Section 20?

A pool is the norm, not the exception: 1,806 of 3,112 Section 20 homes, 58.0 percent, carry a pool on the county roll. That means a home without one competes against a field where most comparable homes have one. The county record does not split sales by pool, so we price it house by house from the comparables that have and lack one, and from the age and condition of the pool and cage.

Do lake, canal or greenbelt lots sell for more in Section 20?

A lake or deep greenbelt behind the lanai is one of the first things a Section 20 buyer asks about, and it shows in the price of the comparable homes that have it. The county roll flags only 61 homes as waterfront, far fewer than the association’s own description of many lake and canal homes, so we identify frontage on each comparable from the survey and photographs, not from the roll.

Does the flood zone change my Section 20 home’s value?

It changes the buyer’s monthly cost more than the sale price on the record so far. Most Section 20 homes sit in FEMA Zone X; 94 homes test in Zone A or AE, mostly at the east end. Over the window on our guide, Zone X homes sold at $352,500 and the small Zone A and AE groups at or above that, because those lots are often lake lots. An elevation certificate is the key document.

Will my Section 20 buyer need flood insurance?

If your home is in FEMA Zone A or AE and the buyer uses a federally backed mortgage, yes. In Zone X the federal mandate does not apply, though a lender can set its own rule and many owners carry a policy anyway. Charlotte County’s Class 5 rating in FEMA’s Community Rating System gives a 25 percent discount on National Flood Insurance Program premiums inside the high-risk zones.

What is a vacant homesite in Deep Creek Section 20 worth?

About $40,000 on the county record: 21 qualified homesite sales in the 12 months to September 9, 2026 at a $40,000 median, from $21,000 to $110,000, and 101 over three years at $42,500 with a middle half from $36,500 to $48,000. The lot’s scrub-jay status, flood zone, frontage and size move it within that range.

Does the scrub-jay permit area lower my lot’s value?

It adds cost and a calendar constraint for the buyer, which a builder prices in. On lots that test inside the county’s permit boundary, 2,452 of 3,875 Section 20 lots by our test, the 2026 county fee is $2,031 for a lot up to 0.22 acre or $4,063 for 0.23 to 0.49 acre, and clearing is barred from March 1 to June 30. A lot outside the boundary avoids both.

Should I sell my Section 20 homesite or build on it?

Compare three numbers: the lot’s value from recent homesite sales, about $40,000; the full cost to build a house that meets the declaration’s 2,000 square foot minimum, plus the association permit, $2,500 deposit, impact fees and any scrub-jay fee; and what a finished home of that size has sold for, about $380,000 at 2,100 to 2,399 square feet last year. When the build and lot together run near the finished price, selling the land is usually simpler.

What is the difference between just value and market value on my Section 20 bill?

Just value is the Property Appraiser’s tax valuation as of January 1, with statutory adjustments; market value is what a buyer pays. The median Section 20 home’s just value is $277,950 on the October 2026 file, while the 12-month median sale is $356,000, about 1.28 times as much. Never price a house from its just value.

Why is my assessed value lower than my just value?

Because Florida caps how fast the assessed value of a property can rise each year, under Save Our Homes for a homestead and a separate cap for other property. On the roll, 52.4 percent of Section 20 homes are assessed below just value, with a median gap of $17,440. The cap resets when the home sells, so your buyer’s assessed value will start from just value.

How will my buyer’s property taxes change?

Usually upward. The buyer’s assessment resets to just value the January after the purchase, so the capped value you enjoy does not transfer. The non-ad valorem lines, including the Deep Creek street and drainage assessment of $305 per unit, do not change with reassessment. We give buyers a tax estimate up front so it never surprises them in underwriting.

What is the Deep Creek street and drainage assessment on my tax bill?

It is a county Municipal Service Benefit Unit charge for the whole Deep Creek unit, both sections, at $305.00 per equivalent residential unit, the same for occupied and vacant lots, in the county’s FY2026 adopted and FY2027 approved budget. It funds swale grading, pipe lining at $420,000 a year and sidewalks, including Deep Creek Boulevard from Rio de Janeiro Avenue to Seasons Drive. It transfers with the property and is prorated at closing.

What are the Section 20 association dues?

The Section 20 association does not publish its annual assessment on its public pages; the budget is behind a resident login. The assessment is per lot under the Bylaws, with a fiscal year starting October 1. The written, binding figure for a sale is on the estoppel certificate the association issues to the closing agent, and an owner can ask the association office for the current billing.

What does a Section 20 estoppel certificate cost?

Florida Statute 720.30851 sets base caps of $250 when the account is current, plus $100 for expedited delivery and up to $150 more when an amount is delinquent, adjusted for inflation every five years; the Department of Business and Professional Regulation’s currently posted maximums are $299, $119 and $179. The certificate states the assessment, any unpaid balance and any open violation. Order it early, because an unpermitted exterior change found there is easier to fix before a contract than after.

Do unpermitted changes hurt my Section 20 value?

They can. Section 20 requires association permits for fences, pools and cages, lanais, patios, pavers, pergolas and exterior color changes. Work done without a permit may surface on the estoppel certificate, and a buyer’s agent will treat it as a cost or a reason to renegotiate. Gathering the permits before listing, or getting an after-the-fact approval, protects the price.

Does the Section 20 shutter rule affect my value?

It affects what a buyer expects to see. The declaration bars removable or visible shutters from December through May, so a home with permanent impact-rated windows and doors avoids the rule entirely and also earns wind-mitigation credits on insurance. Impact glass and a recent wind-mitigation report are among the strongest value supports a Section 20 seller can document.

Does roof age affect my Section 20 home’s value?

Yes, through insurance. A buyer’s carrier prices wind coverage on the roof’s age and covering, its connections to the walls and the opening protection, and Florida law requires insurers to credit documented mitigation features. A roof replacement with a closed permit and a current wind-mitigation report is one of the few improvements that a Section 20 buyer values almost dollar for dollar.

Is a Section 20 home worth more than a Section 23 home?

At the median, about the same: $356,000 for 174 Section 20 sales against $352,500 for 128 Section 23 sales over the same 12 months. Section 20 sold for more per square foot, $180.75 against $172.59, and is younger, with 530 homes built since 2020 against 260. We never use a Section 23 sale as a Section 20 comparable.

What were the highest recent sales in Deep Creek Section 20?

The top recorded sale in the 12 months to September 9, 2026 was $600,000 for a 2019 home of 1,791 square feet on Uruguay Drive, followed by $575,000 on Japura Street and $571,000 on Franca Street. Four of the ten highest sales were homes built from 1989 to 1993, and none was a builder’s first sale.

When is the best time of year to sell in Deep Creek Section 20?

Spring carries the most sales. From April to June 2026, Section 20 recorded 54 home sales at a $359,950 median, against 30 from July 1 to September 9 at $340,500. Six of the ten highest sales of the year closed between February and April. Listing in late winter, priced from the record, puts a Section 20 home in front of the largest seasonal buyer pool.

Is my Section 20 home in Punta Gorda or Port Charlotte for pricing?

Its mailing address is Punta Gorda 33983, but it sits in unincorporated Charlotte County, and many listings use Port Charlotte. For valuation, neither city name matters: we price from the Section 20 plat itself, the legal description that begins Punta Gorda Isles Section 20 with a block from 516 to 628. City-wide or ZIP-wide medians blend in neighbors with different products and prices.

How is a CMA different from an appraisal?

A comparative market analysis is our written opinion of the price a Section 20 home should list and sell at, built from recorded comparables and a walkthrough, and it is free. An appraisal is a licensed appraiser’s opinion of value for a lender, ordered and paid for in a transaction. A well-built CMA uses the same comparable sales an appraiser will, which is how it heads off a low appraisal.

Is the valuation really free, and do I have to list with you?

Yes, it is free, and no, you do not have to list with us. You keep the comparables, the adjustments and the net sheet either way. Many of our Section 20 valuations go to owners a year or more from selling, to heirs and to homesite owners deciding whether to build. Call Jesse direct at (239) 898-6072 or Marc Comisar at (239) 287-5873 to start one.

Who should value my Deep Creek Section 20 home?

Someone who prices from Charlotte County’s recorded Section 20 sales rather than a portal, separates builder-direct sales from resales, treats homesites as their own market, and can explain the estoppel, the street and drainage line and the flood reading to a buyer. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, build every valuation that way.

What Deep Creek Section 20 Sellers Say About Working With Us

Jesse McGreevy is a top-reviewed Deep Creek Section 20 realtor, and so is his partner Marc Comisar; read our client reviews. We publish no aggregate score. The reviews below are quoted exactly as clients wrote them, each labeled with the site where it was posted, and we do not edit, combine or summarize a client’s words.

★★★★★ “I would (and have) highly recommended Jesse McGreevy as a realtor. Our home sale went quickly and Jesse was very responsive to our personal needs. Excellent service.” Verified Zillow review

★★★★★ “Marc and Jesse are truly great people and they care about the people that they work with. Marc made our house purchase seamless and we closed within 30 days. If you want someone that’s gonna treat you like family, well you found them.” Verified Google review

★★★★★ “We love working with Marc and Jesse at Domain. The entire team is professional and top notch. They go above and beyond for their clients. Highly recommend” Verified Google review

Ask for the same care on your Section 20 home

The partners who earned those reviews will value your Section 20 house or homesite themselves. Request a free Deep Creek Section 20 home valuation or Call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.

Downloadable Documents

Every document behind the Section 20 figures and rules on this page is public and free. These are the ones a Section 20 owner uses when valuing a house or a homesite, each linked to the issuing authority’s own copy.

Sources

Retrieved on October 28, 2026 unless a line gives another date. Market figures carry the window stated beside them in the body. We cite government, statutory and association sources and our own pages.

1. Public parcel roll, charlotte.zip, Charlotte County Property Appraiser, downloaded October 28, 2026 (our analysis of the Punta Gorda Isles Section 20 plat).
2. Recorded sales file, sales.zip, Charlotte County Property Appraiser, downloaded October 28, 2026, newest deed September 9, 2026 (our analysis).
3. Charlotte County Property Appraiser, home page and parcel search.
4. Parcel detail lookup, Charlotte County Property Appraiser.
5. Sales search, Charlotte County Property Appraiser.
6. Real property search, Charlotte County Property Appraiser.
7. Tax Estimator, Charlotte County Property Appraiser.
8. Exemptions, Charlotte County Property Appraiser.
9. Portability form DR-501T, Charlotte County Property Appraiser.
10. Property tax, Charlotte County Tax Collector.
11. Official Records search, Charlotte County Clerk of the Circuit Court.
12. Deep Creek FY26 adopted, FY27 approved budget, Deep Creek Street and Drainage MSBU, version date September 18, 2025, Charlotte County.
13. Deep Creek Street and Drainage FY25 executive summary, Charlotte County.
14. MSBUs and MSTUs index, Charlotte County.
15. Deep Creek Non-Urban Street and Drainage Unit page, Charlotte County.
16. Deep Creek Non-Urban Street and Drainage Unit boundary map, Charlotte County.
17. Scrub-jay Habitat Conservation Plan fees, 2026, Charlotte County.
18. Scrub-jay Conservation Plan program page, Charlotte County Natural Resources.
19. Scrub-jay plan frequently asked questions, Charlotte County.
20. Notice of an incidental take permit application in the Punta Gorda Isles Subdivision, Federal Register, December 27, 2006.
21. Impact fees, Charlotte County Community Development.
22. Impact fee master schedule, approved July 14, 2022, effective October 12, 2022, Charlotte County.
23. Shortlisting for RFP 25-641, impact fee study, Charlotte County.
24. Building and construction, Charlotte County Community Development.
25. 50% FEMA Rule, Charlotte County Community Development.
26. Elevation certificates, Charlotte County.
27. Know Your Zone, Charlotte County Emergency Management.
28. Hurricane Ian evacuation order for Zones A and B, September 27, 2022, Charlotte County.
29. Storm Surge Evacuation Zones layer, Charlotte County GIS.
30. Lots layer, Charlotte County GIS.
31. GIS map viewer, Charlotte County.
32. Letter of Map Change record citing Punta Gorda Isles Section 20, Plat Book 11, Charlotte County GIS.
33. Charlotte County Utilities.
34. Utility rates, Charlotte County Utilities.
35. Charlotte County Sewer Master Plan Update, 2024.
36. Section 20 Property Owner’s Association, Inc., home page.
37. About Section 20, Section 20 Property Owner’s Association, Inc.
38. Documents and permits, Section 20 Property Owner’s Association, Inc.
39. Frequently asked questions, Section 20 Property Owner’s Association, Inc.
40. Meeting schedules, Section 20 Property Owner’s Association, Inc.
41. Helpful numbers and links, Section 20 Property Owner’s Association, Inc.
42. Compiled and Integrated Declaration of Restrictions, Section 20 Property Owner’s Association, Inc.
43. Compiled and Integrated Rules and Regulations, Section 20 Property Owner’s Association, Inc.
44. Articles of Incorporation with amendments, Section 20 Property Owner’s Association, Inc.
45. Bylaws, Section 20 Property Owner’s Association, Inc.
46. New Construction permit and Clean Job Site Program, revised July 2024, Section 20 Property Owner’s Association, Inc.
47. Corporation search, Florida Division of Corporations.
48. FAQ, including the annual assessment, Section 23, Property Owner’s Association, Inc.
49. Florida Statute 720.401, disclosure summary for association parcels, Florida Senate.
50. Florida Statute 720.30851, association estoppel certificates, Florida Senate.
51. Florida Statute 720.303, association records and posting, Florida Senate.
52. Florida Statute 689.302, flood disclosure, Florida Senate.
53. Florida Statute 689.261, property tax disclosure summary, Florida Legislature.
54. Florida Statute 193.155, homestead assessment cap and portability, Florida Senate.
55. Florida Statute 196.031, homestead exemption, Florida Senate.
56. Florida Statute 627.711, wind mitigation discounts, Florida Senate.
57. Florida Statute 201.02, documentary stamp tax on deeds, Florida Senate.
58. Florida Statute 28.24, recording charges, Florida Legislature.
59. Documentary stamp tax, Florida Department of Revenue.
60. Save Our Homes guide, Florida Department of Revenue.
61. Property tax information for taxpayers, Florida Department of Revenue.
62. Title insurance rate rule 69O-186.003, Florida Administrative Code.
63. Estoppel certificate fee schedule, Florida Department of Business and Professional Regulation.
64. Florida Office of Insurance Regulation.
65. Wind mitigation resources, Florida Office of Insurance Regulation.
66. Citizens Property Insurance Corporation.
67. My Safe Florida Home, Florida Department of Financial Services.
68. Consumer services, Florida Chief Financial Officer.
69. National Flood Hazard Layer, flood hazard zones, Federal Emergency Management Agency.
70. National Flood Hazard Layer viewer, Federal Emergency Management Agency.
71. Flood Map Service Center, Federal Emergency Management Agency.
72. Community Rating System eligible communities, April 1, 2026, Federal Emergency Management Agency.
73. National Flood Insurance Program, FloodSmart.
74. Tropical Cyclone Report, Hurricane Ian, National Hurricane Center, NOAA.
75. Tropical Cyclone Report, Hurricane Charley, National Hurricane Center, NOAA.
76. Quality Control Standards for Automated Valuation Models, 89 FR 64538, Federal Register.
77. Automated valuation model final rule, Consumer Financial Protection Bureau.
78. Cityscape, vol. 26 no. 1 (2024), automated valuation and property condition, U.S. Department of Housing and Urban Development.
79. What the settlement means for home buyers and sellers, National Association of Realtors.
80. Written buyer agreements 101, National Association of Realtors.
81. Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), Justia.
82. Boundary locator, Charlotte County Public Schools.
83. Deep Creek Section 20 neighborhood guide, McGreevy and Comisar.
84. Deep Creek community guide, McGreevy and Comisar.
85. Florida seller closing costs guide, McGreevy and Comisar.
86. Southwest Florida MLS, Residential closed sales with Development “Deep Creek,” 12 months to October 29, 2026, export of October 29, 2026, as printed on our Deep Creek Section 20 guide (member access, cited as text; Deep Creek-wide days on market and sale-to-list only).

Your Local Real Estate Experts

By Jesse McGreevy and Marc Comisar, who together bring over 45 years of combined experience in Southwest Florida real estate. For this Deep Creek Section 20 valuation guide we tracked all 174 recorded home sales and 21 homesite sales on the Section 20 plat for the last 12 months, the full parcel roll, every lot’s flood and evacuation zone, and the association and county documents a buyer’s lender, insurer and closing agent will read, so each figure here traces to a public record you can check. Top 1% Real Estate Agents Nationally Since 2008.

If you are thinking, “I need someone to sell my house in Deep Creek Section 20, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Punta Gorda, Port Charlotte, Charlotte County, Babcock Ranch, Estero, Bonita Springs, Naples and Fort Myers. Whether you are selling a house or a homesite in Deep Creek Section 20, Deep Creek Section 23, Deep Creek Gardens, Punta Gorda Isles, Burnt Store Isles or Burnt Store Lakes, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Contact McGreevy and Comisar

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com. Read about McGreevy and Comisar, return to the Deep Creek Section 20 neighborhood guide for everything beyond the sale, or explore the Deep Creek community guide. If you are buying rather than selling, start with our Deep Creek Section 20 buyer guide and Call Marc at (239) 287-5873. For a seller’s first step, request your free Deep Creek Section 20 home valuation and Call Jesse direct at (239) 898-6072.

Brokered by Domain Realty. Jesse McGreevy (SL3101296) and Marc Comisar (BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Updated October 2026. Sales and parcel data from the Charlotte County Property Appraiser and Charlotte County GIS, checked October 2026; Deep Creek-wide days on market and sale-to-list from the Southwest Florida MLS. This Deep Creek Section 20 home values guide is general information, not an appraisal and not legal, tax or insurance advice. For your specific property, ask us for the file.