Punta Gorda sells on the details: city or county, flood elevation, canal route and roof age. We price from closed sales and the county record, and we answer the buyer questions first.
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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar of Domain Realty. Updated September 2026.
Selling a home in Punta Gorda, Florida starts with one question most sellers never get asked: is your house inside the City of Punta Gorda, or does it only carry a Punta Gorda mailing address? The answer changes your flood rules, your tax bill, your canal assessment and the buyer who will pay the most for it. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, built this page for owners in Punta Gorda Isles, Burnt Store Isles, the historic downtown grid, Burnt Store Village, Heritage Landing, Deep Creek and the rest of the five Punta Gorda ZIP codes. If you are also exploring the city itself, our complete Punta Gorda area guide covers neighborhoods, waterfront, schools and daily life, and the Charlotte County guide covers the county around it.
Call Jesse McGreevy direct at (239) 898-6072 or start with a free Punta Gorda home valuation. We send you the comparables we used, labelled by geography and date.
To sell a Punta Gorda home in 2026, price it against the right geography, answer the flood and insurance questions before a buyer asks them, and market it to the buyer who values what your address actually carries. City single-family homes are selling at a 3.4-month supply, but the median home took 147 days to reach contract in July 2026.
Those two numbers together are the whole story of this market. Buyers are paying strong prices for the right Punta Gorda house, and they are walking past the overpriced one for months. A seller who prices from the city data rather than a county-wide or postal-area average, and who hands a buyer the flood, roof, permit and canal answers on day one, is the seller who closes.
Five things move a Punta Gorda sale price more than square footage does: whether the parcel is inside the city limits, its flood zone and first-floor height, its water access (a bridge-free sailboat route, a bridged canal or no water at all), the age of its roof against the insurers' rules, and whether it carries an open permit or a sewer assessment. Every one of them is public record, and every one of them is invisible to an automated estimate.
This guide walks through the current Punta Gorda market by geography, what the MLS alone misses, how we price and market a home, the flood, storm and insurance questions a buyer will ask, the canal and covenant facts for Punta Gorda Isles and Burnt Store Isles, the disclosures a Florida seller owes, what it costs to sell in Charlotte County, and more than forty seller questions answered directly.
McGreevy and Comisar is the #1 real estate team in Southwest Florida since 2012, and every listing gets the over 45 years of combined direct experience between Jesse McGreevy and Marc Comisar. In Punta Gorda that experience matters because the city's value drivers, from canal access to flood elevation, are specific and checkable.
We are the partners who price your home, sit at the negotiating table and answer your phone. Nobody hands your offer to an assistant. Here is the record behind that promise:
RealTrends ranked our Domain Realty Group team the #5 real estate team in Florida in 2026, on 241 transactions and more than $157 million in volume. If you are comparing listing agents before you choose, our guide to the best real estate agents in Punta Gorda sets out the criteria we think a seller should use, with the data date stated, and we are comfortable being measured against it.
A Punta Gorda listing agent has to know that Punta Gorda Isles dropped its deed restrictions in 1995 while Burnt Store Isles kept its own, that Burnt Store Marina carries a Punta Gorda address but sits in Lee County, and that the City of Punta Gorda counts contractor overhead and profit in its 50 percent rule. Those are the facts buyers and their inspectors raise, and they are the facts we put in front of them first.
Jesse and Marc both work every listing personally. That means the person who priced your home is the person who hears the buyer's objection, the person who reads the inspection report and the person who negotiates the repair credit. In a market where the median city home takes about five months to reach contract, continuity is not a nicety. It is how a price holds.
The Punta Gorda market is two markets. City of Punta Gorda single-family homes are tight, at a 3.4-month supply and a $670,000 median in July 2026, while city condos sit at 7.5 months and favour buyers. County-wide single-family is balanced at 5.0 months.
MLS check, 25 September 2026: the Southwest Florida MLS recorded 1,077 closed home sales with a Punta Gorda address in the 12 months to 24 September 2026, at a $350,000 median, 75 median days on market and 96.9% of list price. Babcock Ranch accounts for 497 of them (median $390,000); the other 580 closed at a $360,000 median in a median 79 days (Southwest Florida MLS Matrix, City field Punta Gorda, closed 0 to 365 days, retrieved 25 September 2026).
Data updated: September 2026 (Florida Realtors SunStats, July 2026, retrieved 28 Aug 2026; Florida Realtors MSA Snapshot, August 2026, retrieved 24 Sep 2026).
Every number below carries its geography, because "Punta Gorda" means three different things in published data. The City of Punta Gorda is the incorporated city of about 20,383 people. The Punta Gorda metropolitan area, in Florida Realtors and federal statistics, is all of Charlotte County. A Punta Gorda mailing address covers five ZIP codes, 33950, 33955, 33980, 33982 and 33983, and reaches into Lee County at Burnt Store Marina.
The table compares the same month from the same instrument, Florida Realtors SunStats, July 2026. It benchmarks the three products a Punta Gorda seller competes against on the variables that decide a listing strategy.
July 2026, Florida Realtors SunStats | City of Punta Gorda single-family | City of Punta Gorda condo and townhouse | Charlotte County single-family |
|---|---|---|---|
Closed sales | 46 | 19 | 528 |
Median sale price | $670,000 (up 22.9% year over year) | $225,000 (down 27.2%) | $353,545 (up 2.5%) |
Median percent of original list price received | 92.2% | 93.8% | 93.0% |
Median days to contract | 147 (was 90 a year earlier) | 84 | 78 |
Active inventory | 153 (down 41.4%) | 165 | 2,422 |
Months supply | 3.4 (was 7.4) | 7.5 | 5.0 |
Read it this way. City houses are scarce, and the ones that sell are selling well, but they are taking longer to reach contract than a year ago, and sellers received a median of 92.2 percent of their original list price. That gap between the first list price and the final sale is the cost of pricing high and reducing later. Samples of 46 and 19 closings are small, so we treat the city figures as a direction, not a decimal.
Florida Realtors' August 2026 MSA Snapshot, released 16 September 2026, shows the Punta Gorda metropolitan area (Charlotte County) at 448 single-family closed sales, down 2.4 percent year over year, with a median of $350,000, up 1.4 percent. Townhouses and condos recorded 92 sales at a $245,800 median, up 34.7 percent, but off a weak August 2025 base, so that jump is not a trend. Statewide, the single-family median was $415,000.
No, Punta Gorda prices are flat rather than falling. The FHFA House Price Index for the Punta Gorda metro stood at 391.34 in the second quarter of 2026, down 0.2 percent from a year earlier and about 10.6 percent below its third-quarter 2023 peak (our calculation from the FHFA file). Prices slid in 2024 and 2025 and have levelled off since.
The same FHFA series shows that neither Hurricane Charley in 2004 nor Hurricane Ian in 2022 produced an immediate price drop in the Punta Gorda metro. After Charley the index rose about 37 percent to its 2006 peak. The one real collapse, a fall of about 52 percent from 2006 to 2011, was a credit event, not a storm. We say this because storm anxiety is the single most common reason a Punta Gorda owner assumes the market is weaker than it is. To see where your own home sits in these numbers, ask for a free Punta Gorda home valuation; buyers can read the same data from the other side in our Punta Gorda buyer guide and our page on representing Southwest Florida buyers.
The MLS alone misses about a third of Punta Gorda home sales. In the five Punta Gorda ZIP codes, 1,484 of 4,247 qualified recorded home sales in the twelve months to 9 September 2026, or 34.9 percent, were builder-direct closings, and most builder-direct sales never reach the MLS.
Data updated: September 2026 (Charlotte County Property Appraiser recorded sales, retrieved 24 Sep 2026).
We tracked every qualified sale the Charlotte County Property Appraiser recorded in ZIP codes 33950, 33955, 33980, 33982 and 33983 over the last twelve months, counting only arm's-length transfers the state treats as qualified and only improved property over $1,000. We then split first sales of newly built homes from resales. That split is an estimate built from public records, and we label it as one, but it is the number an MLS-only analysis cannot see.
ZIP code (Punta Gorda mailing address) | Recorded qualified sales | Builder-direct sales | Builder-direct share | Builder-direct median | Resale median |
|---|---|---|---|---|---|
33950 (the city, Punta Gorda Isles, Burnt Store Isles) | 1,109 | 65 | 5.9% | $300,000 | $390,000 |
33955 (Burnt Store corridor, Heritage Landing, Burnt Store Village) | 776 | 403 | 51.9% | $350,000 | $320,000 |
33980 (north of the harbour) | 434 | 49 | 11.3% | $277,500 | $195,000 |
33982 (Babcock Ranch and east) | 1,392 | 892 | 64.1% | $362,000 | $352,500 |
33983 (Deep Creek, Harbour Heights) | 536 | 75 | 14.0% | $349,900 | $310,000 |
All five ZIP codes | 4,247 | 1,484 | 34.9% | $350,000 | $319,000 |
Twelve months to the newest recorded sale, 9 September 2026. Ten sales of an RV and boat storage condominium in 33950 are excluded because they are not housing.
If you are selling a resale home in 33955 or 33982, more than half of the homes sold around you in the last year came straight from a builder. Your buyer is often touring a model home the same weekend. That buyer is weighing a new roof, a new flood elevation and builder incentives against your lot, your mature landscaping, your lower carrying cost or your water access. Pricing a resale in those ZIP codes without seeing the builder-direct sales is pricing blind, and it is why we pull the county record for every Punta Gorda listing.
Inside ZIP code 33950, which holds the historic city and the in-city canal neighborhoods, only 5.9 percent of recorded sales were builder-direct, and the resale median of $390,000 ran above the builder-direct median. The in-city market is a resale market. There, the competition for your listing is the house three canals over, and the edge goes to the seller whose home is documented best.
For a Punta Gorda listing we pull the recorded sales around your address, separate builder-direct from resale, and set them beside the MLS comparables, matched by parcel and date so no sale is counted twice. When a buyer's agent quotes a lower MLS median, we can show the full record. That is a pricing argument an MLS-only competitor cannot make. Ask for the county record around your own address with a free Punta Gorda home valuation. If you are weighing new construction against resale as a buyer, our guide to buying a home in Punta Gorda covers that side of the decision, along with how we represent buyers across Southwest Florida.
For a well-priced Punta Gorda single-family home, yes: city supply fell from 7.4 months to 3.4 months in a year and the city median rose. For a condo, it depends on the building, since city condo supply is 7.5 months. The risk in either case is overpricing, not timing.
Data updated: September 2026 (Florida Realtors SunStats, July 2026, retrieved 28 Aug 2026; FHFA House Price Index, second quarter 2026, retrieved 24 Sep 2026).
Three things outside the MLS also favour sellers who list with their paperwork ready. Property insurance in Charlotte County is getting cheaper, which widens the buyer pool. The November 3, 2026 property tax ballot measure could change what a new buyer pays. And the flood facts that frightened buyers after Ian and Milton are now documented well enough to answer precisely.
The Florida Office of Insurance Regulation's July 2026 stability report put the average Charlotte County homeowners premium, including wind, at $3,160, below Lee County at $3,576 and Collier County at $5,534. Citizens Property Insurance's approved 2026 rates cut Charlotte County personal lines by 4.0 percent and HO-3 multiperil policies by 5.9 percent. Citizens' own county data shows its Charlotte County book falling from 7,318 to 2,507 policies in the twelve months to July 31, 2026, as private carriers returned. A buyer who can get a policy quoted is a buyer who can close.
Amendment 3, from CS/HJR 1-F, is on the November 3, 2026 ballot and needs 60 percent to pass, according to the Charlotte County Property Appraiser. It would lower the annual assessment cap on non-homestead property from 10 percent to 5 percent and raise the homestead exemption on non-school levies. It does not change portability or Save Our Homes. We do not predict ballot results, but a seller should know that a second-home buyer may ask about it.
The City of Punta Gorda is an older, owner-occupied city: Census QuickFacts puts residents aged 65 and over at 53.6 percent and the owner-occupied rate at 81.7 percent. Many of the Punta Gorda buyers we meet are relocating or buying a second home, and they want to see a home in person. We plan a listing's launch around when your buyer is physically here, and we market it to out-of-state buyers before they arrive.
Punta Gorda's city single-family median reached $670,000 in July 2026 on 46 closings, while the county median sat at $353,545, so the first thing we do for a Punta Gorda seller is make sure your home is priced against the right one. Call Jesse McGreevy direct at (239) 898-6072, or request your free Punta Gorda home valuation and we will send the comparables with the source and date beside each. You are working with Top 1% Real Estate Agents Nationally Since 2008.
Buying as well as selling? Many of our Punta Gorda sellers are moving within Southwest Florida, and our buyer representation across Southwest Florida and our guide to buying a home in Punta Gorda cover the other side of the move. Marc Comisar is direct at (239) 287-5873.
Your mailing address does not answer it. The City of Punta Gorda covers the historic downtown, Punta Gorda Isles and Burnt Store Isles in ZIP code 33950, while Burnt Store Village, Heritage Landing, Deep Creek and Babcock Ranch carry Punta Gorda addresses but sit outside the city, and Burnt Store Marina is in Lee County.
The distinction is not trivia. It decides which government enforces your flood rules, which millage appears on your tax bill, whether a canal assessment follows your parcel and which school zone a buyer's children attend. Your Charlotte County Property Appraiser record shows the taxing district, and that is the first document we check.
A City of Punta Gorda parcel pays the city's own millage, a 2025 certified total of 16.6185 mills against 15.0855 for a typical unincorporated Port Charlotte parcel. City parcels do not pay the county's Public Safety or Greater Charlotte Lighting taxing units, so the net city premium works out to about 1.53 mills (our calculation from the Florida Department of Revenue's 2025 Charlotte County taxing authority file). The city also runs its own building division at 126 Harvey Street, enforces a stricter 50 percent rule and maintains the canal seawalls in its two canal districts.
Burnt Store Marina, legally Punta Gorda Isles Section 22, carries a Punta Gorda 33955 mailing address but sits in unincorporated Lee County. Lee County sets its taxes, schools and permits. A buyer relying on Charlotte County numbers for a Burnt Store Marina home is using the wrong county, and a seller who lists it that way invites a renegotiation.
Deep Creek, north across the Peace River in 33983, is legally a pair of Punta Gorda Isles plat sections with two separate property owners' associations divided by Sandhill Boulevard. Burnt Store Village in 33955 is an unincorporated 1977 plat being built out now, with a county street and drainage assessment on top of its association dues. Heritage Landing on Burnt Store Road is gated and served by the Tern Bay Community Development District. Each sells to a different buyer, and each needs its own comparables.
Babcock Ranch homes carry a Punta Gorda 33982 address, and 64.1 percent of recorded sales in that ZIP code over the last year were builder-direct. Owners there face a specific competitive problem, the builder next door, and we cover it in detail on our page about selling a home in Babcock Ranch, with a matching guide to what a Babcock Ranch home is worth.
Charlotte County Public Schools assigns students by attendance zone, unlike Lee County's choice system. Addresses tested inside the city limits return Sallie Jones Elementary, Punta Gorda Middle and Charlotte High, though district Policy 5120 states there can be no guarantee of attending a particular school. A Burnt Store Marina address falls in Lee County schools. Families relocating into the city can read our guide to buying a home in Punta Gorda for the school and neighborhood detail, or see how we work for buyers in Southwest Florida.
We price a Punta Gorda home from closed sales in the same geography and product, then adjust for the attributes buyers pay for here: city or county jurisdiction, flood zone and elevation, water access and bridge status, roof age, permit history and assessments. We never anchor to a postal-area average or an automated estimate.
The widest mistake in Punta Gorda pricing is geographic. In July 2026 the City of Punta Gorda single-family median was $670,000 while the Charlotte County median was $353,545, about 1.9 times apart, on the same instrument in the same month. A seller who prices a city canal home from a county average leaves money behind. A seller who prices a Deep Creek home from a city canal median sits for months.
We start with closed sales, not active listings, in the same jurisdiction, product type and water profile as your home. For a Punta Gorda Isles canal home that means other sailboat-access canal homes in the city, adjusted for seawall zone and elevation. For a Heritage Landing villa it means that community's own resales and the builder's current pricing. We add the recorded county sales, including builder-direct sales, so the comparable set is complete.
Automated valuation models read the public record. They cannot see that your roof is two years old or twenty, that your seawall zone's replacement is finished, that your route to Charlotte Harbor has no fixed bridge, or that you replaced a Milton-damaged ground floor with a permitted, elevated rebuild. Federal regulators took AVM limits seriously enough to adopt a six-agency quality control rule, effective 1 October 2025, requiring lenders to test AVM output. A consumer instant estimate falls outside that rule entirely.
The City of Punta Gorda's fiscal 2027 budget message reported city taxable value down 3.1 percent, mainly because hurricane-damaged homes lost value on the prior roll, while countywide taxable value rose 4.5 percent. A repaired Punta Gorda home can still carry a storm-depressed assessment. Any estimate anchored to assessed value can therefore run low on exactly the homes that have been rebuilt best.
Fannie Mae's Selling Guide makes its appraisal waiver unavailable where the purchase price or estimated value is $1,000,000 or more, and for manufactured homes, among other exclusions. A good share of sailboat-access waterfront in Punta Gorda Isles and Burnt Store Isles trades near or above that line, so the buyer's lender will order a full appraisal. We price those homes so the appraisal supports the contract.
City homes that sold in July 2026 received a median 92.2 percent of their original list price. The loss is concentrated in homes that launched above the market and reduced later. We would rather set a defensible price, show the evidence to every buyer's agent and hold it, than chase the market down.
A Punta Gorda buyer will ask your flood zone and elevation, whether the home flooded in Helene or Milton, what flood and wind insurance will cost, and how old the roof is. Answering all four in writing before the first showing is the most effective thing a Punta Gorda seller can do.
The questions are not hostile. They are what a buyer's lender, insurer and inspector will require anyway. The seller who supplies them early controls the story; the seller who waits for the inspection period negotiates from behind.
The effective flood insurance rate map for the City of Punta Gorda and Charlotte County took effect on December 15, 2022. Its preliminary version was dated October 25, 2019, and FEMA fixed the effective date on July 26, 2022, two months before Hurricane Ian made landfall on September 28, 2022. The map's science therefore predates Ian, Idalia, Helene and Milton. As of FEMA's preliminary-products listing checked in August 2026, no new preliminary map was posted for Charlotte County, while Lee and Collier had one. Nothing posted is not the same as nothing planned, but a new countywide map cannot take effect without a proposal and appeal period first.
Inside the city limits, the special flood hazard areas are AE and VE zones, with coastal AE base flood elevations of 8 to 11 feet and VE zones of 11 to 13 feet (NAVD88). Every flood-zone parcel in the city has a determined base flood elevation. The city also notes that structures in the Coastal A Zone need elevations and foundations similar to VE construction. An elevation certificate turns those numbers into your home's own answer.
Charlotte County keeps elevation certificates on file and searchable through its floodplain management application; the county's floodplain division is at 941-743-1201. Inside the city, the floodplain administrator sits in the Building Division at 941-575-3344. If your home has a certificate, we attach it to the listing file. If it does not, a surveyor can prepare one, and for a home in an AE zone it is usually worth doing before listing.
Punta Gorda is a Community Rating System Class 5 community, and the city states its 25 percent NFIP premium discount remained in place as of October 19, 2025. FEMA applies the CRS discount to all NFIP policies in a participating community, including policies outside the special flood hazard area. Under Risk Rating 2.0, premiums are set building by building rather than by the map alone, and most annual increases are capped at 18 percent.
In Punta Gorda, the two recent storms did different damage. The National Hurricane Center reports Ian's second landfall near Punta Gorda at an estimated 125 knots, but surge north of the track was limited: a sensor at Pirate Harbor measured only 4.47 feet above high water and Port Charlotte sensors stayed dry. Milton, which came ashore in Sarasota County, drove a significant surge into the Punta Gorda marina, where the Weather Service found high-water marks of 6 feet above ground. Charlotte County's own record attributes Milton's roughly 250 destroyed homes primarily to storm surge. That is why a flood-damage history and a wind-mitigation report are two different questions about the same house.
Hurricane Charley's eye passed over Punta Gorda on August 13, 2004, and the National Hurricane Center describes the eyewall striking the city and Port Charlotte "with devastating results." Many Punta Gorda homes were rebuilt or re-roofed after Charley, which is one reason roof dates and permit histories matter so much here.
Florida law bars an insurer from refusing to issue or renew a homeowners policy solely because a roof is less than 15 years old. Citizens requires a four-point inspection on homes over 20 years old and a roof inspection on shingle roofs over 25 years and tile or metal roofs over 50, with at least five years of remaining useful life. A current wind mitigation report on the state's new form, effective April 1, 2026, can lower a buyer's premium. We ask sellers to order the four-point and wind mitigation reports before listing so buyers can get real quotes in the first week.
Citizens' requirement that its personal-lines policyholders carry flood coverage completes on January 1, 2027 for all remaining policies, under section 627.351 of the Florida Statutes. A buyer who plans to insure with Citizens will need a flood policy regardless of zone, which is one more reason to hand over the elevation certificate early.
The state's My Safe Florida Home program offers up to $10,000 in matching funds for hardening a homesteaded home built before 2008 with an insured value of $700,000 or less, at $1 of owner money to $2 of state money. A seller who used the program should put the completed improvements and their permits in the listing file.
The City of Punta Gorda treats a repair or improvement costing more than 50 percent of the structure's market value as substantial damage or improvement, requiring the building to meet current floodplain standards, which may include elevating it. The city counts all repair costs including overhead and profit, excludes land, and is credited by FEMA for enforcing the rule cumulatively. Unincorporated Charlotte County applies a 50 percent rule too, but its page states the rule does not apply to structures in Zone X or D. On a canal lot where land carries much of the price, the 50 percent line is easier to cross than owners assume, and a buyer planning a renovation will price that in.
Punta Gorda Isles and Burnt Store Isles sellers need to know that the City maintains their seawalls through two canal assessment districts, that Punta Gorda Isles is no longer deed restricted in most sections while Burnt Store Isles is, and that "sailboat access" means a bridge-free route to the harbour.
Data updated: September 2026 (City of Punta Gorda canals and budget pages, retrieved 24 Sep 2026).
These two neighborhoods hold the city's canal-front inventory, and they are not one product. A buyer comparing them is weighing assessments, covenants, lock access and route to open water, and the seller who can explain each difference controls the comparison.
The City of Punta Gorda states that its Canal Maintenance Division maintains and, when needed, replaces City-maintained seawalls across 91 miles. Two districts fund the work, Punta Gorda Isles and Burnt Store Isles, each by a non-ad-valorem assessment on the tax bill and each with a resident canal advisory committee. The final assessment is adopted at the first budget public hearing in September.
The Punta Gorda Isles canal assessment per single-family parcel rose from $650 in fiscal 2022 to $1,350 in fiscal 2026; Burnt Store Isles rose from $560 to $1,010. For fiscal 2027, City Council adopted $1,500 for Punta Gorda Isles and $1,035 for Burnt Store Isles at its final assessment hearing on September 9, 2026, the rates it had agreed on June 17, 2026. The assessment rides on the tax bill, so it is prorated at closing like the taxes.
After Hurricane Ian, the city reported all Burnt Store Isles seawall replacements complete, and divided Punta Gorda Isles into five work zones with a published schedule, most recently revised June 3, 2026, covering an estimated 10,133 feet. If your seawall zone's replacement is complete, that is a selling point to put in writing. If it is scheduled, a buyer will want the date, and we find it before they ask.
The Punta Gorda Isles Civic Association states that in 1995 the community chose not to renew its deed restrictions and instead worked with the City to write community standards into the City Code, placing Punta Gorda Isles in a special overlay district enforced by the City. The civic association is voluntary. Many sellers and more than a few agents still describe Punta Gorda Isles as deed restricted, and a buyer's attorney will notice.
Burnt Store Isles, legally Punta Gorda Isles Section 15, is deed restricted, and enforcement was conveyed to the Burnt Store Isles Association in 1985. The covenants are recorded at Charlotte County Official Records Book 328, pages 85 through 91, with renewals at Book 2460, page 425. Exterior changes need the association board's approval for all property owners, members or not. Burnt Store Isles also has a boat lock, which Punta Gorda Isles does not.
In Punta Gorda, sailboat access describes a route with no fixed bridge between the dock and Charlotte Harbor, not the kind of boat you own. The City states that most of the Punta Gorda Isles canal system has deep, wide canals with no fixed bridges, offering sailboat water access from the backyard to the harbour. Bridge status is canal by canal, so we confirm it for your address rather than assume it for the neighborhood.
A Punta Gorda seller owes a flood disclosure at or before contract, disclosure of known defects that materially affect value, a property tax disclosure in the contract, and, depending on what you own, an HOA disclosure summary or a condominium document package. Which of the last two applies depends on your community, not your city.
This is general information, not legal advice. Your closing agent or real estate attorney confirms which duties apply to your parcel. We make sure the right documents are gathered before a buyer signs, because several of these duties carry a cancellation right for the buyer if they are missed.
Section 689.302 of the Florida Statutes requires a seller to complete and provide a flood disclosure to the buyer of residential property at or before the time the contract is signed. Since October 1, 2025, under chapter 2025-166 (CS/CS/SB 948), the form asks whether the seller knows of any flooding that damaged the property during their ownership, whether any flood insurance claim was filed, including through the NFIP, and whether the seller received any flood-damage assistance, including from FEMA. After Helene and Milton, that is a live question for a large share of Punta Gorda sellers, and it covers uninsured flooding too.
The Florida Supreme Court held in Johnson v. Davis (1985) that a seller of a home must disclose known facts that materially affect its value and are not readily observable to the buyer. For a Punta Gorda home that can include past water intrusion, an unpermitted enclosure, a known seawall problem or an open permit. When in doubt, disclose, and put it in writing.
Section 689.261 requires the contract to warn the buyer not to rely on the seller's current property taxes, because a sale resets the assessment. Your homestead and Save Our Homes cap end with your ownership. In Punta Gorda the reset can be large, and the city's combined tax notice also carries non-ad-valorem items like the canal assessment that no exemption reduces.
Section 720.401 requires that a prospective buyer in a community with a mandatory homeowners' association be presented with a disclosure summary before signing the contract, supplied by the owner on a resale. If it is not, the buyer may void the contract within 3 days after receiving the summary or before closing, whichever comes first, and that right cannot be waived. Whether it applies in Punta Gorda depends on the community. The Punta Gorda Isles Civic Association is voluntary, and the Burnt Store Isles Association enforces covenants on every lot while its membership is voluntary. A gated community with a mandatory association, such as Heritage Landing, is a different case, and a condominium is governed by chapter 718 instead, which section 720.401 expressly excludes. We identify which regime covers your home and route the question to your closing agent before a buyer signs.
A Punta Gorda condominium seller furnishes the buyer the declaration, articles, bylaws, rules, budget and financial statement, the frequently asked questions sheet, the milestone inspection summary where one exists, and the most recent structural integrity reserve study or a statement that none exists, under section 718.503. The buyer may cancel within 7 days, excluding weekends and holidays. We request the package from the association as soon as you list.
Section 553.79 bars a local building agency from penalizing an arm's-length buyer because a previous owner's permit was never closed, and lets any owner close a permit, even with a different licensed contractor. The statute protects the buyer from the agency. It does not stop a lender, title underwriter or buyer from requiring the permit to be closed before closing. Both Punta Gorda and Charlotte County run online permit look-ups, and we check yours before listing. New Charlotte County permits issued on or after July 1, 2026 follow new expiration rules under HB 803.
Charlotte County Utilities gives an owner 180 days from receipt of notice to pay connection fees and connect when a sewer line abuts a residential property, and unpaid fees become a lien. Sewer expansion assessments are billed on the tax bill and stay with the property when it sells. One older county document still quotes 365 days; the county's live page says 180, so read your own letter. Inside the city, water and sewer are provided by City of Punta Gorda Utilities, which also serves some customers outside the city limits.
We market a Punta Gorda home to the buyer its address actually attracts: a boater for a bridge-free canal home, a relocating retiree for a low-maintenance villa, a second-home buyer from out of state for a downtown condo. Every listing gets professional photography, video and aerial footage, a documented listing file and exposure well beyond the MLS.
In Punta Gorda Isles and Burnt Store Isles, the canal is the product. Aerial footage that traces the route from your dock to Charlotte Harbor shows a buyer what the listing description can only claim. For inland homes, we photograph what an out-of-state buyer cannot see from a listing: the lot, the light, the lanai and the neighborhood.
Before a Punta Gorda listing goes live we assemble the elevation certificate, flood disclosure, four-point and wind mitigation reports, roof permit date, seawall zone status, canal assessment history, any association documents and the permit history. We publish the headline facts in the listing and hand the full file to serious buyers. A buyer who can get an insurance quote on day three writes an offer on day four.
Your listing appears on our team site at DomainRealtyGroup.com, where Punta Gorda listings are searchable, goes to our database of qualified buyers across Southwest Florida and is promoted to out-of-state buyers searching for Punta Gorda before they visit. Open houses are used where they help; for a secured or seasonal property, private showings to qualified buyers work better.
In ZIP codes where half or more of recent sales were builder-direct, we market what a new home cannot offer: an established lot, mature landscaping, a finished neighborhood, no construction next door and, often, lower annual carrying costs. We price it against the builder's real closed sales, not the brochure.
We negotiate as the partners who priced your home, with the evidence behind the price in hand. In Punta Gorda that means answering insurance, flood and inspection objections with documents rather than concessions, and protecting your net at the inspection, appraisal and repair-credit stages.
Most Punta Gorda renegotiations happen after the inspection, usually over the roof, the four-point items, a seawall or a past water event. When the file already answers those questions, the buyer's leverage shrinks. When a repair request is fair, we price it; when it is a second negotiation on price, we say so and hold.
On homes near or above $1 million, the buyer's lender will require a full appraisal. We give the appraiser our comparables and the county record, including builder-direct sales where they matter, so the value is built from the same evidence that set the price.
A higher price is not always the best offer. Financing type, insurance readiness, inspection period, closing date and the buyer's flexibility on a post-closing occupancy all change what you net and how likely the sale is to close. We lay the offers side by side and walk you through each.
Selling a Punta Gorda home typically costs the seller the documentary stamp tax on the deed at $0.70 per $100 of price, the negotiated commissions, the owner's title insurance premium if the contract assigns it to the seller, any association estoppel fees, prorated taxes and assessments, and small recording charges.
Data updated: September 2026 (Florida Department of Revenue, Charlotte County Clerk, Florida Office of Insurance Regulation rule 69O-186.003 and DBPR, retrieved 24 Sep 2026).
Florida has no single closing-cost percentage, and the pieces are set by statute, by rule and by your contract. For the full statewide walk-through with worked net sheets, see our guide to seller closing costs in Florida. Here is how it lands in Charlotte County.
Cost item (Charlotte County) | At $350,000 (Punta Gorda metro single-family median, August 2026) | At $670,000 (City of Punta Gorda single-family median, July 2026) | Source |
|---|---|---|---|
Documentary stamp tax on the deed, $0.70 per $100 | $2,450 | $4,690 | Section 201.02; Charlotte County Clerk |
Owner's title insurance, promulgated rate, before any reissue credit, if the contract assigns it to the seller | $1,825 | $3,425 | Rule 69O-186.003 |
HOA or condo estoppel certificate, where an association exists | up to $299, plus $119 if expedited | up to $299, plus $119 if expedited | DBPR fee schedule |
Recording, per page | $10.00 first page, $8.50 each additional | $10.00 first page, $8.50 each additional | Charlotte County Clerk |
Commissions | negotiable | negotiable | NAR settlement terms |
Dollar figures are our calculations from the published rates. They are not a quote.
The Charlotte County Clerk states the rate as 70 cents per $100 of consideration, applied to the full consideration including existing mortgages, with a minimum of 70 cents on any deed. The rate is set by section 201.02 and is the same in every Florida county except Miami-Dade. The contract allocates who pays it, and the standard Florida Realtors and Florida Bar AS IS contract lists deed stamps among seller costs.
Florida sets the title insurance premium by rule: $5.75 per $1,000 up to $100,000 and $5.00 per $1,000 from $100,000 to $1 million. Every title company charges the same premium. A seller whose own owner's policy is less than three years old may qualify for the lower reissue rate. Who pays the owner's policy is a checkbox in the current AS IS contract, not a rule, so treat it as a negotiated term and ask us how it is being handled on your sale.
The Department of Business and Professional Regulation publishes the current inflation-adjusted caps: $299 to prepare an estoppel certificate, $119 more for delivery within three business days and $179 more if the account is delinquent. If the association fails to deliver within 10 business days, no fee is owed. Most single-family homes in Punta Gorda Isles and Burnt Store Isles have no mandatory association estoppel; condos and gated communities do.
Florida property taxes are paid in arrears for the calendar year, with the bill mailed by November 1 and discounts of 4, 3, 2 and 1 percent for early payment from November through February. At closing, taxes are prorated to the closing date, usually on the prior year's millage with the maximum discount allowed. In the city, the combined bill also carries the canal assessment and city sanitation, so those are prorated with it.
Commissions have always been negotiable. Since August 17, 2024, offers of compensation to a buyer's broker cannot be advertised on the MLS, and buyers sign a written agreement with their own agent before touring. A seller can still choose to offer buyer-broker compensation or credit the buyer. We walk through what is typical in the current market before you list. For a net sheet on your own address, request a free Punta Gorda home valuation, and if you are buying your next home at the same time, our buyer representation in Southwest Florida covers the purchase side of the move.
Punta Gorda condo sellers should know that the city condo market sat at 7.5 months of supply in July 2026, a buyer's market, and that buyers now read the building's milestone inspection and reserve study before price. A building with its structural paperwork complete sells faster than one without.
Data updated: September 2026 (Florida Realtors SunStats, July 2026, retrieved 28 Aug 2026).
Buildings three habitable stories or higher governed by chapter 718 or 719 need a milestone inspection by December 31 of the year they turn 30, then every 10 years, under section 553.899, with a local option to require it at 25 years near salt water. Unit-owner-controlled associations existing on or before July 1, 2022 had to complete a structural integrity reserve study by December 31, 2025 for each building three stories or higher. Buyers and their lenders ask for both.
HB 913, chapter 2025-175, effective July 1, 2025, revised Florida's condominium law again, including how reserves for study items may be funded: by regular or special assessments, lines of credit or loans with a majority vote. A buyer will want to know how your association chose to fund its reserves and whether a special assessment is pending.
With city condo supply at 7.5 months and the city condo median at $225,000 in July 2026 on only 19 sales, a condo listing needs a price a buyer can justify against the building's documents. We price condos by building and by the association's financial position, not by the city average.
You can get a free Punta Gorda home valuation three ways: through the valuation form on our Punta Gorda home valuation page, by calling Jesse McGreevy at (239) 898-6072, or by booking a walk-through. Each returns a price range built from closed comparables, labelled by source and date.
We do not send an automated number. We send the comparable sales, the county record where builder-direct sales matter, your flood zone and elevation position, your canal assessment where it applies and a net sheet. There is no obligation.
Your address, the year your roof was installed, whether you have an elevation certificate and whether the home took water in Helene or Milton. That is enough to start. The walk-through lets us see condition, which is the one variable no record holds.
Call Jesse McGreevy direct at (239) 898-6072 or Marc Comisar at (239) 287-5873, or use the free Punta Gorda home valuation. You are working with Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012. If you are buying your next home too, see how we represent Southwest Florida buyers.
Most Punta Gorda owners net more by listing with an experienced agent, because the flood, insurance and disclosure questions that stall a sale are the ones an agent resolves. A cash sale trades price for speed and certainty; selling by owner saves a commission but leaves the seller to handle every disclosure.
Florida allows an owner to sell without an agent, and some cash buyers are legitimate. The question is what each route costs you on a Punta Gorda home specifically, where disclosure duties and insurance readiness decide whether a contract survives.
What you care about | List with McGreevy and Comisar | Sell to a cash buyer or iBuyer | Sell by owner |
|---|---|---|---|
Exposure to the full buyer pool | MLS, our team site, our buyer database and out-of-state marketing | One buyer | Whatever you arrange |
Price discipline | Priced from closed sales and the county record, defended at appraisal | Offer typically discounted for speed and risk | Set by the owner without the county record |
Flood, insurance and permit questions | Answered in the listing file before showings | Usually absorbed in the offer price | Handled by the owner |
Florida disclosures (flood, defects, HOA or condo) | Gathered and delivered on time | Still owed by the seller | Owed by the seller, unaided |
Negotiation after inspection | Partner-level, evidence-based | Often a second price cut | Owner negotiates directly |
Who should choose it | Most Punta Gorda sellers, especially waterfront, city and higher-priced homes | Owners who value speed over price, or homes that cannot be insured as they stand | Owners with a buyer already in hand and strong paperwork |
Choose a listing if your home's value depends on facts a buyer has to be shown: water access, elevation, a new roof, a finished seawall zone. Choose a cash sale if the home cannot currently be insured or financed and you would rather not repair it. Choose to sell by owner only if a buyer is already in hand, and even then have a closing agent or attorney handle the disclosures. If you are unsure, a free valuation shows you what each route would likely net.
We are a top-reviewed Southwest Florida team, recognised with the Gulfshore Life Five Star award for customer satisfaction for 21 consecutive years. The reviews below are quoted exactly as clients wrote them on our Google Business Profile. We do not edit, combine or summarise client words.
★★★★★ "We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes."
★★★★★ "Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat."
★★★★★ "Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive."
★★★★★ "Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!"
★★★★★ "Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn't have been happier! If we ever move again we'll always call Jesse and Marc!"
When you list with a top-reviewed team of Top 1% Real Estate Agents Nationally Since 2008, the partners who answer your first call are the partners at your closing. Call Jesse McGreevy direct at (239) 898-6072.
These are the questions Punta Gorda owners ask us most, and the questions people type into search about selling here, answered directly. For anything specific to your parcel, call us.
Start by confirming whether your parcel is inside the City of Punta Gorda, then gather your flood, roof, permit and assessment records, get a valuation built from closed sales in your own geography and product, and list with an agent who can put those facts in front of buyers on day one. Call Jesse McGreevy at (239) 898-6072 to start.
The best listing agent for your Punta Gorda home is one who prices from city or county data as your parcel requires, understands the flood and canal rules, and personally negotiates your sale. McGreevy and Comisar are Top 1% nationally since 2008 and the #1 real estate team in Southwest Florida since 2012, and we publish our criteria for comparing agents.
For a correctly priced single-family home inside the city, yes: supply was 3.4 months in July 2026, down from 7.4 a year earlier, and the city median rose. For condos, supply was 7.5 months, so pricing and building paperwork matter more than timing.
No. The FHFA House Price Index for the Punta Gorda metro was down 0.2 percent year over year in the second quarter of 2026, which is flat, after a slide of about 10.6 percent from its 2023 peak. The Charlotte County single-family median rose 1.4 percent year over year in August 2026.
Nothing in the public data points to a crash. Values are flat, insurance costs are easing, and the city's single-family inventory fell 41.4 percent year over year in July 2026. The one steep fall in the long record, 2006 to 2011, was a national credit event, not a local one.
In July 2026 the median City of Punta Gorda single-family home took 147 days to reach contract, and Charlotte County single-family homes took a median 78 days. Closing then follows the contract timetable, which the buyer's financing and inspection periods set. Pricing correctly at launch is the biggest lever on the overall timeline.
It depends on the geography. The City of Punta Gorda single-family median was $670,000 in July 2026 (Florida Realtors SunStats), the Punta Gorda metro single-family median was $350,000 in August 2026 (Florida Realtors), and recorded qualified sales across the five Punta Gorda ZIP codes had a median of $330,000 over the last twelve months.
Because they measure different things over different areas. Some blend five ZIP codes and two counties, some report listing prices, some report owner estimates, and few separate the city from the postal area or houses from condos. Every figure on this page names its geography, instrument and month.
No, Florida lets an owner sell without an agent. You would still owe every disclosure a listed seller owes, including the flood disclosure, and you would negotiate inspection and appraisal issues yourself. Most Punta Gorda sellers net more with experienced representation because those issues are where deals fail.
Yes. The standard Florida AS IS contract lets a buyer inspect and cancel during the inspection period rather than demand repairs. Selling as is does not remove your duty to disclose known defects that materially affect value, and it does not change the flood disclosure.
Some are and some are not. A legitimate cash buyer shows proof of funds, uses a licensed title company, and gives you time to review the contract. Compare any cash offer against a valuation of what the home would bring on the open market before you sign.
Price it right on day one, hand buyers the flood, roof, insurance and permit documents before they ask, and make it easy to show. In Punta Gorda, the delay usually comes from unanswered insurance and flood questions, not from a lack of buyers.
The seller typically pays documentary stamp tax at $0.70 per $100, negotiated commissions, the owner's title premium if the contract assigns it, any estoppel fees and prorated taxes and assessments. On a $350,000 sale, deed stamps alone are $2,450.
It is a negotiated term. The current Florida Realtors and Florida Bar AS IS contract has a checkbox for whether the seller or buyer designates the closing agent and pays for the owner's policy. The premium itself is fixed by state rule, so the question is only who pays it.
The current caps published by DBPR are $299 to prepare the certificate, $119 more for expedited delivery within three business days and $179 more if the account is delinquent. If the association misses the 10-business-day deadline, no fee is owed.
Capital gains on a home sale are a federal tax question. The IRS explains the exclusion for a main home, and who qualifies, in Publication 523 at https://www.irs.gov/publications/p523. Ask your tax adviser for your own numbers before you list.
Much of the city is. Inside the city limits the special flood hazard areas are AE and VE zones, with the rest in shaded or unshaded X and one small D area. Your elevation certificate and the FEMA Map Service Center show your parcel's own answer.
No. The current map took effect December 15, 2022, but its effective date was fixed in July 2022, before Ian. No new preliminary map for Charlotte County had been posted as of FEMA's August 2026 listing.
Yes, and most canal homes are in one. What sells a flood-zone home is documentation: an elevation certificate, the flood disclosure, the flood insurance history and a quote a buyer can rely on. A home above its base flood elevation should say so prominently.
Yes. Since October 1, 2025, the Florida flood disclosure asks whether the seller knows of any flooding that damaged the property during their ownership, whether any claim was filed and whether any federal assistance was received. It must be delivered at or before contract.
In the City of Punta Gorda, a repair or improvement costing more than half the structure's market value, counting overhead and profit and excluding land, requires the building to meet current floodplain standards, which may mean elevating it. The city enforces it cumulatively. Unincorporated Charlotte County has its own version, which its page says does not apply in Zone X or D.
It is priced building by building under Risk Rating 2.0, so there is no zone price. Inside the city, NFIP policyholders get a 25 percent Community Rating System discount, including outside the high-risk zones. A buyer's agent should get a quote on your specific home, which is why we provide the elevation certificate early.
An insurer cannot refuse to issue or renew a homeowners policy solely because the roof is under 15 years old. Citizens requires a roof inspection on shingle roofs over 25 years and tile or metal roofs over 50, with at least five years of remaining useful life. Older roofs are a common Punta Gorda negotiating point.
On a Punta Gorda home over 20 years old, yes. Citizens requires one on homes that age, and many private carriers ask for it too. Ordering it before listing lets buyers get real insurance quotes in the first week instead of the last.
In most sections, no. The Punta Gorda Isles Civic Association states the community did not renew its deed restrictions in 1995 and instead worked with the City to write standards into the City Code as a special overlay district. Burnt Store Isles, next door, is deed restricted.
It was $1,350 per single-family parcel in fiscal 2026, and City Council adopted $1,500 for fiscal 2027 on September 9, 2026. The Burnt Store Isles figures are $1,010 and $1,035. The assessment funds seawall maintenance and replacement and is prorated at closing.
It means a route from your dock to Charlotte Harbor with no fixed bridge, so a sailboat mast can pass. It describes the route, not your boat. The City says most of the Punta Gorda Isles canal system offers it, but bridge status is confirmed canal by canal.
The City of Punta Gorda's Canal Maintenance Division maintains and replaces City-maintained seawalls in the Punta Gorda Isles and Burnt Store Isles canal districts, funded by each district's assessment. Punta Gorda Isles replacements after Ian were scheduled by zone.
It has a Punta Gorda mailing address, but Burnt Store Marina is in unincorporated Lee County, so Lee County sets its taxes, schools and permits. Price and market it with Lee County facts.
Only if your home is in a community with a mandatory homeowners' association. Many Punta Gorda Isles and Burnt Store Isles homes have no mandatory association, while gated communities often do, and condominiums follow chapter 718 instead. Your closing agent confirms which applies.
The declaration, articles, bylaws, rules, budget and financial statement, the frequently asked questions sheet, the milestone inspection summary if one exists, and the most recent structural integrity reserve study or a statement that none exists. The buyer has 7 days, excluding weekends and holidays, to cancel after receiving them.
Close it before listing if you can. Florida law protects a buyer from being penalized by the building agency for your open permit, but the buyer's lender, title underwriter or inspector can still require it closed. Any owner may close a permit, even with a different licensed contractor.
Sewer expansion assessments are billed on the tax bill and stay with the property when it sells, and unpaid connection fees can become a lien. If you have received a connection notice, the county's live page gives 180 days to connect. Disclose it and settle how it is handled in the contract.
Often, yes. Your Save Our Homes cap, 2.7 percent for the 2026 roll, ends at the sale, and the assessment resets to market value the next January 1. Florida law requires the contract to warn buyers not to rely on the seller's current taxes.
Yes. Portability lets you move up to $500,000 of your Save Our Homes difference to a new Florida homestead established within three years of January 1 of the year you gave up the old one. In Charlotte County you file form DR-501T with the Property Appraiser by March 1.
It is the proposed property tax amendment from CS/HJR 1-F. It would cut the non-homestead assessment cap from 10 percent to 5 percent and raise the homestead exemption on non-school levies, and it needs 60 percent of the vote. It does not change portability or Save Our Homes.
Slightly. On 2025 certified figures, a city parcel's total millage was 16.6185 against 15.0855 for a typical unincorporated Port Charlotte parcel, a net premium of about 1.53 mills after the county taxing units city parcels do not pay. Canal assessments, where they apply, are on top.
In ZIP codes 33955 and 33982, more than half of recorded home sales in the last year were builder-direct. Your buyer is comparing your home with new construction, so we price against builder-direct closings from the county record and market what a new home cannot offer.
It depends on jurisdiction, flood position, water access, roof age and condition, which is why a single median will mislead you. Request a free valuation and we will send closed comparables, labelled by source and date, with the county record beside them.
Fix what blocks insurance or financing first: roof issues, four-point failures, open permits and safety items. Cosmetic work pays back less. A pre-listing inspection shows you what a buyer's inspector will find.
There is no single best month in the published data, and we do not invent one. Many Punta Gorda buyers are relocating or buying a second home and shop in person in winter, so we time a launch to when your buyer is here and market to them before they arrive.
A furnished, staged home usually shows better, and a lived-in home proves the lanai and water views work in daily life. If you have already moved, light staging and good photography close most of the gap. Keep insurance and utilities active on a vacant home.
Yes. A foreign seller of U.S. real property is generally subject to federal FIRPTA withholding at closing, handled by the closing agent. Talk to a tax adviser early, because the withholding rules and any reduction application take time.
The person with legal authority to sell, usually a personal representative appointed through probate or a trustee, signs the listing and the deed. Start with a probate attorney, then get a valuation; the flood and permit records matter just as much on an estate sale.
A Punta Gorda specialist matters because this city's value is written in details most agents never learn: which side of the city line a parcel sits on, which canal route has no bridge, which seawall zone is finished, which storm did which damage. Buyers pay for certainty on those points.
If you are thinking, "I need someone to sell my house in Punta Gorda, Florida," McGreevy and Comisar helps homeowners price, market, negotiate and sell with a local strategy built for Punta Gorda, Charlotte County, Babcock Ranch and the rest of Southwest Florida. Whether you are selling in Punta Gorda Isles, Burnt Store Isles, the historic downtown, Burnt Store Village, Heritage Landing, Deep Creek or Babcock Ranch, our team provides local market guidance, professional listing exposure and a clear plan to help you sell confidently.
Punta Gorda buyers are buying the harbour, the Harborwalk, the boating and a walkable historic downtown, even with portions of the Harborwalk and piers still closed for hurricane repairs when the City last reported in August 2026. Our guide to things to do in Punta Gorda covers what they come for, and it is the same list we use to describe your neighborhood to them. The City's Ponce de Leon Park ramp is its gateway to the Punta Gorda Isles canals and Charlotte Harbor.
The Charlotte County Justice Center at 350 E. Marion Avenue, inside the city, houses the Clerk's Official Records office where deeds are recorded. The City's Building Division is at 126 Harvey Street. Knowing where the records live is how we answer a buyer's question in a day instead of a week.
Before any of that, a free Punta Gorda home valuation tells you what you are working with. If you are also buying, whether moving within Punta Gorda or relocating, see our guide to buying a home in Punta Gorda and how we represent buyers in Southwest Florida, or reach us through our contact page for Southwest Florida buyers and sellers. The Punta Gorda area guide covers the city from the buyer's side.
Every document behind the figures on this page is public and free. These are the ones a Punta Gorda seller actually uses, each linked to the publishing authority.
Every source below was read between 27 August and 24 September 2026, and figures carry the retrieval date stated beside them in the text. Primary documents only: Florida Statutes, state and federal agencies, the City of Punta Gorda, Charlotte County, community associations' own pages, trade association statistics and published research. No listing site, brokerage or valuation aggregator was used for any figure on this page.
McGreevy and Comisar are the Southwest Florida listing team Punta Gorda sellers call when the details decide the price. Jesse McGreevy and Marc Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team, and personally handle every listing from pricing to closing, with over 45 years of combined direct experience between Jesse McGreevy and Marc Comisar.
For this page we tracked 4,247 qualified recorded home sales across the five Punta Gorda ZIP codes and we tracked every City of Punta Gorda canal assessment from fiscal 2022 to the fiscal 2027 notice, so the figures here come from public records and published statistics rather than estimates. Our Domain Realty Group team has completed more than 4,000 transactions across Southwest Florida.
Jesse McGreevy direct: (239) 898-6072 · [email protected] · Marc Comisar direct: (239) 287-5873 · Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.
More on the team at about McGreevy and Comisar. McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team; learn more at DomainRealtyGroup.com. Follow us on Facebook, Instagram, YouTube and LinkedIn.
Ready to sell? Call Jesse McGreevy direct at (239) 898-6072, or start with your free Punta Gorda home valuation. You are working with Top 1% Real Estate Agents Nationally Since 2008, and there is no obligation.
Updated September 2026. This page is general information about selling a home in Punta Gorda, not an appraisal and not legal or tax advice. Market figures change monthly and statutory figures change annually. Brokered by Domain Realty.