1. 1
  2. 2
  3. 3

What’s Your Bay Village Home Worth?

What’s Your Bay Village Home Worth?

Your Home Valuation

Thank You! We are going to prepare a customized report with information on the value of your home.
View Our Listings

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026. Market data from the Southwest Florida MLS (closings through October 7, 2026) and the Lee County Property Appraiser (roll file October 4, 2026).

More about Jesse McGreevy, Marc Comisar and our team on the McGreevy and Comisar about page.

Bay Village is a 108-unit condominium community in seven two-story buildings at 21400 to 21490 Bay Village Drive, just off Estero Boulevard on Estero Island in the Town of Fort Myers Beach, and this is our guide to selling a condo there. The seven buildings are part of our coverage of Fort Myers Beach. This page covers the sale itself: what the condos have closed for, how long they took, what a buyer will ask and what you keep after costs.

The Lee County Property Appraiser places all 110 Bay Village parcels, 108 condominium units and 2 common-element parcels, in the Town of Fort Myers Beach taxing district, so the Town, and not unincorporated Lee County, issues the permits and applies the flood and rental registration rules a buyer will ask about. Bay Village on Fort Myers Beach is not North Bay Village in Miami-Dade County; the figures below are for Bay Village Drive in ZIP 33931 only.

The Southwest Florida MLS records 10 Bay Village closings in the 12 months to October 7, 2026, at a median of $218,750, from $168,000 to $255,000, with a median of 94 days on the market and a median sale of 88.9 percent of the final list price. Ten is the fewest closings we draw a median from, so every closing is listed below. The Lee County recorded-sale series follows separately and is never mixed with it.

How Do I Sell My Bay Village Condo in Fort Myers Beach in 2026?

To sell a Bay Village condo in Fort Myers Beach in 2026, price it inside the range the last 12 months of closings set, $168,000 to $255,000, settle the fee question with a current estoppel certificate, and expect negotiation: nine of the 10 condos that closed sold below their final list price, at a median 88.9 percent.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Bay Village is unusually uniform. Every one of the 108 unit parcels on the county roll is a two-bedroom, two-bath condo, and the roll carries only two heated areas: 881 square feet on 80 parcels and 909 on 28. That sameness lets a buyer check your asking price against every recent closing in minutes. Six of the 10 condos that closed in the last 12 months sold between $210,000 and $225,000, whatever they had been listed for.

The four facts that price a condo at Bay Village

  • Your condition and floor. With one bedroom count and two near-identical sizes, what the public record cannot see (renovation, furnishings, floor, outlook) separates one condo from the next.
  • Your fee line. Listing agents entered annual recurring fees of $10,400 to $15,172 on the 10 closings of the last 12 months. Those entries are not verified.
  • Your flood picture. The FEMA flood map indicates Zone AE with a base flood elevation of 11 feet NAVD88 at the five points we tested.
  • Your competition. One condo was active and none pending on October 7, 2026, asking $239,000 after 252 days.

Key Takeaways

These are the nine facts about selling a Bay Village condo in Fort Myers Beach that matter most in October 2026, each drawn from the Southwest Florida MLS, the Lee County Property Appraiser or the Florida Statutes and explained in the sections below.

  • Ten closings in 12 months at a $218,750 median. Prices ran from $168,000 to $255,000, Southwest Florida MLS, to October 7, 2026.
  • Nine of the 10 closed below the final list price. The median was 88.9 percent, and the median gap between last list and sold price was $25,450.
  • Six of the 10 closed between $210,000 and $225,000. The final asking prices of the same 10 ran from $195,000 to $295,000.
  • Quick sales and slow sales closed at almost the same prices. The median of the 4 closings that sold within 68 days was $218,750, and the median of the 4 that took 133 days or more was $217,500.
  • One condo was for sale on October 7, 2026. It asked $239,000 and had been listed 252 days, about 1.2 months of supply at the 12-month pace.
  • Recent resales have mostly sold below the earlier price. Across the county file since 2001, 35 of 51 repeat sales sold for more; of the 8 recorded since March 2025, 2 sold for more, 1 for the same price and 5 for less.
  • The fee line is the first question. Listing-entered annual recurring fees on 16 closings ran from $4,956 to $15,172, median $10,400, and none is verified; the budget and an estoppel certificate govern.
  • A sale here is a documents sale. Section 718.503 makes you deliver the declaration, rules, budget and financial information, and the buyer has 7 days to cancel, or 15 where a milestone summary or reserve study applies.
  • A sale costs roughly 5.0 to 7.6 percent of the price on the two net sheets below, depending mostly on commission and whether you offer buyer-agent compensation.

Table of Contents

This seller’s guide to Bay Village in Fort Myers Beach runs from the market record to the pricing method, then the fee, insurance, flood and disclosure questions a condo buyer asks, two net sheets at recorded prices and the questions owners ask us most.

The Market and the Record: How Do I Sell My Bay Village Condo in Fort Myers Beach in 2026? · Why List Your Bay Village Condo With McGreevy and Comisar? · What Is the Bay Village Condo Market Doing for Sellers Right Now? · What Did Bay Village Condos Sell For in the Last 12 Months? · How Long Do Bay Village Condo Listings Take to Sell, and How Close to List Price? · Have Bay Village Condo Owners Sold for More Than They Paid? · A Bay Village Condo Sale Worked Through

Pricing, Fees and Insurance: How Do We Price a Bay Village Condo in Fort Myers Beach? · What Moves the Price of a Bay Village Condo: Building, Floor, Plan or the Fee Line? · What Fees Will Your Bay Village Condo Buyer Pay Each Year? · Who Insures a Bay Village Condo, and What Will a Buyer’s Insurer and Lender Ask?

Documents, Disclosures, Rules and Timing: What Must a Bay Village Condo Seller Deliver and Disclose Under Florida Law? · What Will Buyers Ask About Flood, Storms and Permits at Bay Village? · Which Rules Affect a Bay Village Condo Sale? · When Is the Best Time to Sell on Fort Myers Beach?

Marketing, Negotiation and Your Options: How Do We Market a Bay Village Condo? · How Do We Negotiate a Bay Village Condo Contract? · Bay Village vs Windward Point: Which Will Your Condo Buyer Choose? · What Does It Cost to Sell a Bay Village Condo? · Do I Pay Capital Gains Tax When I Sell My Bay Village Condo? · Should I List, Sell for Cash or Sell by Owner? · How Do You Get a Free Bay Village Condo Valuation?

Answers and Local Expertise: What We Could Not Verify About Selling at Bay Village · What Sellers Say About Working With Us · Frequently Asked Questions, Bay Village Seller Edition · Why Does a Fort Myers Beach Specialist Matter When You Sell? · Thinking of Selling Your Bay Village Condo? List With the #1 Team in Southwest Florida Since 2012 · Your Local Real Estate Experts · Sources and Authoritative References · Downloadable Documents

Why List Your Bay Village Condo With McGreevy and Comisar?

McGreevy and Comisar are a two-partner listing team, ranked Top 1% nationally since 2008 and the #1 team in Southwest Florida since 2012. Bay Village condo owners call us because we price from the closings in their own building and plan, settle the fee and document questions before a buyer asks, and negotiate every offer ourselves.

If you are thinking, “I need a listing agent who can explain why one Bay Village condo sold in 8 days and another of the same plan took 306,” this is how we work. We lead Domain Realty Group, whose team has sold over $2.5 billion in real estate across 4,000+ transactions, and McGreevy and Comisar alone account for over $900 million in personal sales. Before you interview agents, read our comparison of the best real estate agents in Fort Myers Beach, and read more about McGreevy and Comisar.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What RealTrends Verified 2026 reports about our team

RealTrends Verified 2026 lists our team as a Large Team with 241 transaction sides and $157.57 million in volume, ranked first in Bonita Springs, fifth in Florida by sides and eleventh by volume. Jesse McGreevy has held his Florida real estate license since November 4, 2004, and Marc Comisar since September 25, 2003, with the brokerage DomainRealty.com LLC, according to the Florida Department of Business and Professional Regulation record we read on October 7, 2026.

A team that read the Bay Village record sale by sale

We tracked every one of the 16 Bay Village closings in the Southwest Florida MLS in the last 60 months, and we tracked every one of the 120 county-qualified sales recorded for the seven buildings since February 2001. We read all 110 parcels on the county roll, the state corporation and condominium records, the federal flood layer at five points and the Town’s 2026 rental opt-out list. That is why our first questions are which building, which floor and what your last quarterly statement from the association says.

Talk to Jesse before you list

If you are weighing a sale, request a free valuation for your Bay Village condo or call Jesse direct at (239) 898-6072. If you are also looking at a purchase, call Marc at (239) 287-5873 or read our guide to buying a home in Fort Myers Beach.

What Is the Bay Village Condo Market Doing for Sellers Right Now?

The Bay Village condo market in Fort Myers Beach is thin and price-sensitive right now: 10 condos closed in the 12 months to October 7, 2026 at a median of $218,750, after a median 94 days on the market and at a median 88.9 percent of the final list price, and one condo was for sale.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

The 12-month MLS numbers

The Southwest Florida MLS, pulled October 7, 2026, records 10 Bay Village closings from October 28, 2025 to September 25, 2026, for $2,150,500 in dollar volume. The median sale was $218,750 and the mean $215,050. The median price per square foot of MLS living area was $248, from $191 to $289. None of the 10 is a Sold Data Entry record, so each has a real listing history behind it. Eight of the 16 closings of the last five years fell in the first nine months of 2026, so buyers and appraisers now have a fresh set of comparable sales.

The same market over four windows

Twelve months leads because it is the shortest window with ten closings. No closing in the series falls between July 11, 2022 and December 17, 2024, so the 24-month and 36-month lines match.

Window Closings Median sale Price range Median price per sq ft Median days on market Median sale-to-final-list
Last 12 months 10 $218,750 $168,000 to $255,000 $248 94 88.9%
Last 24 months 12 $218,750 $168,000 to $290,000 $248 94 88.9%
Last 36 months 12 $218,750 $168,000 to $290,000 $248 94 88.9%
Last 60 months 16 $222,500 $168,000 to $420,000 $253 66.5 92.7%

Two samples inside the five years

The 60-month record holds two quite different groups of sales. Four condos closed from December 10, 2021 to July 11, 2022, at $355,000 to $420,000; the median of these 4 closings was $375,000, and two of the four closed at or above the final list price. Twelve condos have closed since December 17, 2024, at $168,000 to $290,000, with a median of $218,750, a median of 94 days and a median 88.9 percent of list, and 1 of the 12 closed at or above list.

Hurricane Ian made landfall on September 28, 2022, inside that gap, and the county file shows one qualified sale in it, $305,000 on September 1, 2023. We report two samples and no forecast. A price remembered from early 2022 is not what the last 12 buyers have paid.

Active and pending listings on October 7, 2026

One Bay Village condo was active and none pending.

Status Building MLS living area (sq ft) List price Days on market
Active 21420 Bay Village Dr 881 $239,000 252

The listing asks $271 per square foot, 109.3 percent of the 12-month median sale, and eight of the 10 condos that closed in the last 12 months sold for less than its asking price. A list price is not a sale price, and 252 days is the market’s reply so far.

How much supply that is

At the 12-month pace of 10 closings, one active listing is about 1.2 months of supply, and a single new listing would double that overnight. The same arithmetic for all of ZIP 33931 gives about 11.5 months: 380 active listings against 397 closings in 12 months. A Bay Village seller’s competition is less the neighbors than the buyer’s patience and the other low-priced condominiums nearby.

Bay Village against the island

In the 12 months to October 7, 2026 the Southwest Florida MLS recorded 397 closings in ZIP 33931 at a median of $510,000. Condominiums, split by joining MLS addresses to the county roll (98 of 2,064 sixty-month closings did not match an address and are excluded from the split), had 238 closings at a median of $425,000, 83 days on the market and 94.3 percent of final list. Bay Village’s median of $218,750 is 51.5 percent of that condominium median, and its 94 days and 88.9 percent both lean toward the buyer.

The seller’s yardsticks against named neighbors

The table sets Bay Village beside five other condominium communities from the same October 7, 2026 pull, each in the shortest window of 12, 24, 36 or 60 months with ten or more closings.

Community Window MLS closings Median sale-to-final-list Median days on market Active on Oct 7, 2026 Months of supply
Bay Village 12 months 10 88.9% 94 1 1.2
Boardwalk Caper 12 months 18 93.0% 76.5 6 4.0
Hibiscus Pointe 12 months 12 94.4% 75 4 4.0
The Palms of Bay Beach 12 months 10 94.1% 149.5 3 3.6
Estero Cove 24 months 14 93.1% 90.5 6 10.3
Windward Point 60 months 15 96.8% 37.5 2 8.0

Bay Village has the lowest sale-to-final-list ratio of the six, 88.9 percent against 93.0 to 96.8, and the least for sale. Sellers here have not been short of buyers; they have asked more than buyers would pay and given it back in negotiation. The windows differ by row, so this is position and not a ranking. Our Estero Cove seller page carries that community’s own record.

The county series, kept apart

The Lee County Property Appraiser’s qualified-sale file records 10 Bay Village deeds in the 12 months to October 7, 2026, with a median of $216,250, from $180,000 to $255,000. Over 60 months it shows 14 deeds at $216,250, from $180,000 to $305,000. Inside the 12-month windows, eight sales appear in both series. Two appear only in the MLS, the closings of September 25 and August 24, 2026. Two appear only in the county file: $180,000 at 21460 Bay Village Drive on August 31, 2026 and $210,000 at 21400 on December 12, 2025. We do not use a deed with no MLS closing behind it as a comparable until we know its terms, and we never mix the two series.

What Did Bay Village Condos Sell For in the Last 12 Months?

Ten Bay Village condos closed between October 28, 2025 and September 25, 2026, at prices from $168,000 to $255,000. The table lists every one, newest first, with the sold and final list prices, the percent of list, the building by street number, the MLS living area, the price per square foot and the days on market.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Every closing in the 12-month window

No unit numbers appear on this page, and every condo in the table has two bedrooms and two baths.

Closed Building Sold price Final list price Percent of final list Days on market MLS living area (sq ft) Price per sq ft
Sep 25, 2026 21470 Bay Village Dr $220,000 $195,000 112.8% 56 881 $250
Aug 24, 2026 21490 Bay Village Dr $168,000 $199,000 84.4% 175 881 $191
Jun 3, 2026 21490 Bay Village Dr $210,000 $229,900 91.3% 133 881 $238
Jun 1, 2026 21420 Bay Village Dr $180,000 $239,000 75.3% 91 909 $198
May 19, 2026 21490 Bay Village Dr $215,000 $249,900 86.0% 53 909 $237
Feb 27, 2026 21470 Bay Village Dr $255,000 $295,000 86.4% 97 881 $289
Feb 18, 2026 21470 Bay Village Dr $225,000 $244,900 91.9% 306 881 $255
Feb 12, 2026 21440 Bay Village Dr $220,000 $235,000 93.6% 68 881 $250
Dec 22, 2025 21440 Bay Village Dr $240,000 $295,000 81.4% 266 881 $272
Oct 28, 2025 21480 Bay Village Dr $217,500 $225,000 96.7% 8 881 $247

What the 10 closings show

Six of the 10 closed between $210,000 and $225,000, two closed above that band ($240,000 and $255,000) and two below it ($168,000 and $180,000). Two buildings, 21470 and 21490, supplied six of the 10, three each, and between them they hold both the highest price in the window and the lowest. The one closing above its final list price, $220,000 against $195,000, carried the lowest asking price in the table and still landed inside the band.

The six earlier closings that complete the 60-month record

Closed Building Sold price Final list price Percent of final list Days on market MLS living area (sq ft) Price per sq ft
Jul 24, 2025 21420 Bay Village Dr $210,000 $249,000 84.3% 146 881 $238
Dec 17, 2024 21470 Bay Village Dr $290,000 $299,900 96.7% 54 909 $319
Jul 11, 2022 21400 Bay Village Dr $375,000 $400,000 93.8% 9 909 $413
Feb 1, 2022 21480 Bay Village Dr $420,000 $420,000 100.0% 7 881 $477
Jan 18, 2022 21440 Bay Village Dr $375,000 $398,500 94.1% 65 1005 $373
Dec 10, 2021 21480 Bay Village Dr $355,000 $350,000 101.4% 5 909 $391

The January 18, 2022 closing carries a listing-entered living area of 1,005 square feet. No parcel on the county roll shows that figure, so we print it as the MLS has it and note the difference. No condo appears twice among the 16 closings, so the 16 are 16 different residences.

How Long Do Bay Village Condo Listings Take to Sell, and How Close to List Price?

Bay Village condos that closed in the last 12 months took a median 94 days on the market and sold at a median 88.9 percent of the final list price, $25,450 below it at the median. Four of the 10 closed within 68 days and four took 133 days or more, and both groups closed at nearly the same prices.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Days on market, with the spread

The 10 closings ran from 8 to 306 days on the market, with a median of 94 and a mean of 125.3. Four sold in 68 days or fewer (8, 53, 56 and 68 days), two took 91 and 97 days, and four took 133 days or more (133, 175, 266 and 306 days). A median of 94 describes almost none of them.

What the quick sales and the long sales closed for

Group Closings Sold prices Sale-to-final-list
Sold within 68 days 4 $215,000, $217,500, $220,000, $220,000 86.0% to 112.8%
Took 133 days or more 4 $168,000, $210,000, $225,000, $240,000 81.4% to 91.9%

The median of these 4 quick closings was $218,750 at 95.1 percent of the final list price. The median of these 4 long closings was $217,500 at 87.9 percent. Four closings a side prove nothing about cause. They do show that waiting did not produce a higher price in this window: the condos that sat four to ten months closed at about the same money as the ones that sold in two.

Sale-to-final-list ratio

Across all 10 the ratio ran from 75.3 to 112.8 percent, with a median of 88.9 and a mean of 90.0, and the gap between final list and sold price ran from $25,000 over list to $59,000 under it. For the nine that closed below list, the median gap was $31,000.

What the pattern means for your list price

The final asking prices of the 10 closed condos ran from $195,000 to $295,000, with a median of $237,000. The sold prices ran from $168,000 to $255,000, with a median of $218,750. Two condos last asked $295,000; they closed at $240,000 after 266 days and $255,000 after 97. The one condo for sale on October 7, 2026 asked $239,000, almost exactly the median final asking price of the condos that sold, and had been listed 252 days. We set the first price where the closings support it, because the market has brought higher asks back to the same band and charged the seller months of fees, taxes and insurance on the way.

Have Bay Village Condo Owners Sold for More Than They Paid?

Over the long record most Bay Village condo owners who resold did sell for more than they paid: 35 of the 51 repeat sales in the county file since 2001 show a higher second price. The recent record differs: of the 8 resales recorded since March 2025, 2 sold for more, 1 for the same price and 5 for less.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

How we found the repeat sales

The county file holds 120 qualified sales at Bay Village from February 13, 2001 to August 31, 2026, across 69 different condos, and 51 pairs in which the same condo sold, then sold again. Sales before 2009 come only from the roll’s four most recent sales per parcel, so early years may be incomplete. Across all 51 pairs the median change was 17.5 percent, or $36,500, after a median hold of about 6.2 years: 35 pairs sold for more, 15 for less and 1 for the same price. The table gives the building, the dates and the prices, and never the unit.

The nine repeat sales resold since 2023, newest first

Building Bought Price Resold Price Change
21460 Bay Village Dr Apr 19, 2018 $238,500 Aug 31, 2026 $180,000 -24.5%
21490 Bay Village Dr Jul 15, 2009 $268,000 May 19, 2026 $215,000 -19.8%
21470 Bay Village Dr Mar 2, 2020 $270,000 Feb 27, 2026 $255,000 -5.6%
21470 Bay Village Dr Mar 18, 2025 $225,000 Feb 18, 2026 $225,000 0.0%
21400 Bay Village Dr Apr 18, 2006 $400,000 Dec 12, 2025 $210,000 -47.5%
21480 Bay Village Dr Jul 15, 2014 $205,000 Oct 28, 2025 $217,500 +6.1%
21420 Bay Village Dr Jun 12, 2014 $203,000 Jul 24, 2025 $210,000 +3.4%
21470 Bay Village Dr Sep 1, 2023 $305,000 Mar 18, 2025 $225,000 -26.2%
21470 Bay Village Dr Aug 29, 2018 $265,000 Sep 1, 2023 $305,000 +15.1%

What the eight most recent resales show

Eight of the pairs resold between March 18, 2025 and August 31, 2026. Two sold for more, by 3.4 and 6.1 percent, both about 11 years after 2014 purchases near $205,000. One, bought for $225,000 in March 2025, resold for the same price eleven months later. Five sold for less: by 5.6 percent on a 2020 purchase, 19.8 percent on a 2009 purchase, 24.5 percent on a 2018 purchase, 26.2 percent on a September 2023 purchase and 47.5 percent on a 2006 purchase at $400,000.

The 42 earlier pairs, read honestly

The other 42 pairs resold between 2005 and 2021. Thirty-two sold for more and ten for less, and eight of the ten were purchases made from 2005 to 2008, at $250,000 to $389,900, that resold from 2010 to 2020 at $150,000 to $253,000. The pairs are gross differences between two recorded county prices. They leave out renovation, assessments, fees, commissions and taxes, and the MLS closings of August 24 and September 25, 2026 are not yet in the county file. We make no forecast. If you bought near the 2021 to 2023 prices, your net sheet starts from a different place than a neighbor’s who bought in 2014, and we show you that on day one.

A Bay Village Condo Sale Worked Through

This example is a Bay Village condo at 21470 Bay Village Drive that closed on September 25, 2026 for $220,000, which was $25,000 above its final list price of $195,000, after 56 days on the market. It is a public-record closing from the Southwest Florida MLS, chosen because it alone of the last 10 closed above list.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

The numbers

The condo is a two-bedroom, two-bath residence with 881 square feet of MLS living area, the plan the county roll shows on 80 of the 108 unit parcels. It closed at 112.8 percent of its final list price and at $250 per square foot, against a 12-month median of $248. Its final asking price, $195,000, was the lowest of the 10 closings in the window.

The negotiation turn

A sale that closes $25,000 above its last asking price tells you that price drew more than one buyer’s interest. The MLS record does not show how many offers arrived or what the condo was first listed for, so that reading is our inference. What the record does show is the contrast with the two condos whose final asking price was $295,000. They closed $40,000 and $55,000 below it, after 97 and 266 days. In all three cases the buyers arrived at a figure between $220,000 and $255,000. The asking price decided how long it took and which side gave ground. This closing does not show that a low ask earns a premium, because it landed near the median and not above it.

The same building, the same plan, the same year

Three 881 square foot condos in the 21470 building closed in 2026: $255,000 on February 27 after 97 days, $225,000 on February 18 after 306 days and $220,000 on September 25 after 56 days, $35,000 apart for the same recorded plan in the same 1982 building. Nothing in the MLS grid or the county roll explains the difference. Floor, renovation and furnishings are where it sits, and those are what a listing has to show.

The fee entry on this closing

The listing for this sale carries a total annual recurring fee entry of $15,172 beside a quarterly condominium fee entry of $2,600, which is $10,400 a year. The $4,772 difference could be an assessment, another charge or a typing difference, and nothing in the listing says which. It is the highest fee entry in the 60-month record, the next buyer’s agent will see it, and the estoppel certificate for your unit is the answer.

How Do We Price a Bay Village Condo in Fort Myers Beach?

We price a Bay Village condo from the closings in its own plan and building, adjust for floor, condition, furnishings and the fee and document picture, and then test the number against what is for sale today. The 12-month median of $218,750 is the reference for the community and is never the price of one unit.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Step 1: Start with your plan, then your building

We pull the closings for your plan first: the 881 square foot plan has 10 closings in five years and 8 in the last 12 months, and the 909 square foot plan has 5 in five years and 2 in the last 12 months. Then we narrow to your building, because the seven have traded at very different rates, from four closings at 21470 to none at 21460.

Step 2: Adjust for what the record cannot see

Neither the MLS grid nor the county roll records the floor, the renovation, the furnishings or the terms, so we ask you for them and walk the condo. This step carries real weight, because three condos of the same plan in the 21470 building closed $35,000 apart in 2026.

Step 3: Test it against the fee line and the competition

A buyer’s lender will read the budget and the estoppel certificate, so we read them first and work out the monthly cost of owning at the price we are about to ask. Then we set the price against the one active listing, at $239,000 and 252 days.

Step 4: Check the county’s just value, and set it aside

The Property Appraiser’s just value for the 108 unit parcels runs from $168,774 to $178,525 with a median of $169,342, which is 77.4 percent of the 12-month median sale. Just value is an assessment figure, useful for the tax proration on your net sheet and nothing else in pricing. As Top 1% Real Estate Agents Nationally Since 2008, we price from closings, and we show you each one we used.

What Moves the Price of a Bay Village Condo: Building, Floor, Plan or the Fee Line?

The price of a Bay Village condo moves with its condition, its floor and outlook, its building and, above all at this price, the association fee and any assessment a buyer must carry. The public record shows only the building and the plan, and neither one separated prices in the last 12 months of closings.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Bay side of the boulevard, not Gulf-front

No record we found places Bay Village on the Gulf. The county roll’s land-is-on field reads BAY on all 110 parcels, the association’s page says the buildings overlook “the water toward Estero Bay” and are “a very short walk” from the beach, and the flood map reads Zone AE at the points we tested, not the Zone VE of Gulf-front buildings. We did not measure the walk, so we print no distance, and a listing should not borrow the word Gulf-front.

The seven buildings and their years

Building Unit parcels Year built (county) MLS closings, 60 months Price range, 60 months MLS closings, 12 months
21400 Bay Village Dr 16 1981 1 $375,000 0
21420 Bay Village Dr 16 1981 2 $180,000 to $210,000 1
21440 Bay Village Dr 16 1981 3 $220,000 to $375,000 2
21460 Bay Village Dr 16 1982 0 none 0
21470 Bay Village Dr 16 1982 4 $220,000 to $290,000 3
21480 Bay Village Dr 16 1983 3 $217,500 to $420,000 1
21490 Bay Village Dr 12 1983 3 $168,000 to $215,000 3

The 21470 building has traded most often, and the 21460 building has no MLS closing in five years, although the county file records two deeds there, at $200,000 on July 31, 2025 and $180,000 on August 31, 2026. The 21490 building, the smallest with 12 units, supplied three of the last 10 closings, all at or below $215,000. Three sales cannot show that a building sells for less, but they are the comparables a buyer’s agent will bring to an owner there.

The two plans

The roll records 881 square feet on 80 unit parcels and 909 on 28, every unit has two bedrooms and two baths, and each building holds four of the larger plan. In the last 12 months the eight 881 square foot closings ran from $168,000 to $255,000, and the median of these 8 closings was $220,000; the two 909 square foot closings were $180,000 and $215,000. Twenty-eight square feet is about 3 percent of the home, and the plan does not set the price here.

Ground floor or second floor

The county roll’s story field reads 2 on all 108 unit parcels, and the unit numbers in both the MLS and the county file begin with either 1 or 2. We read that first digit as the floor. That is our reading of the numbering and not a recorded fact. On that reading, 5 of the 10 closings in the last 12 months were ground-floor condos, at $168,000 to $240,000, and the median of these 5 closings was $220,000. The other 5 were second-floor condos, at $180,000 to $255,000, and the median of these 5 closings was $215,000. Five a side cannot show a premium for either floor. Buyers still ask about the floor first on a barrier island, for the stairs and for the flood history, and we answer from a walk-through and your repair records.

Condition, and what the record says about Hurricane Ian

The county roll counts no Bay Village parcel built in 2023 or later and does not record repairs. The U.S. Geological Survey’s database of surveyed Hurricane Ian high-water marks includes two whose site descriptions name Bay Village: one at 21480 Bay Village, 11.7 feet NAVD88 and 5.5 feet above the ground at that spot, and one at the maintenance shed next to the pool and the 21470 building, 12.3 feet NAVD88 and 5.95 feet above the ground. Both were surveyed on October 16, 2022. Those are measurements of water at two points, not statements about any unit’s floor level or damage, and we found no document describing how the buildings were repaired. A condo renovated after September 2022 sells on the renovation, its permits and the association’s approval, and we ask you for all three.

What Fees Will Your Bay Village Condo Buyer Pay Each Year?

Listing-entered annual recurring fees on 16 Bay Village closings in the Southwest Florida MLS ranged from $4,956 to $15,172, with a median of $10,400, and the 10 entries on the last 12 months of closings ran from $10,400 to $15,172 (not verified; the association’s current budget and an estoppel certificate govern what your buyer pays).

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

What the listing entries show

The 16 entries fall on six values: $4,956 twice, $5,680 twice, $8,800 once, $10,400 six times, $11,000 four times and $15,172 once. By closing date they read $4,956 on the closings of December 2021 and January 2022; $5,680 on those of February and July 2022; $8,800 on December 17, 2024; and $10,400 or $11,000 on every closing from July 2025 onward except the last, which carries $15,172. Inside the last 12 months that is six entries at $10,400, three at $11,000 and one at $15,172. We report these as what agents typed when each condo was listed. We do not say the association changed its assessment on any date or by any amount, because the association’s budget is not published and an entry can reflect a different period. Its public page does not say what the assessment pays for, how much goes to reserves or whether a special assessment is in force, so this page states none of those.

One fee typed into different fields

Each of the five lower values equals four times a quarterly amount that agents entered: $1,239, $1,420, $2,200, $2,600 and $2,750. The same amount turns up in different fields: $2,750 a quarter sits in the homeowners association field on two closings and in the master association field on two, so the master field reads $0 on 14 closings and $2,750 a quarter on two. We read that as one fee entered in different places, which fits a community with a single association. That is our reading, and the declaration, the budget and the estoppel certificate decide.

One-time fees the buyer meets

Listing agents entered an application fee of $100 on 11 of the 16 closings and $150 on one, and left it blank on four. One closing carries a $100 transfer fee entry and the other 15 carry none. We print no estoppel figure, because Florida caps that charge by statute and the association’s current schedule governs.

What a buyer adds to the fee

At $220,000, a recorded closing price, and the 2026 applied millage of 13.3108 for the Town of Fort Myers Beach district (13.4329 in 2025; Lee County Property Appraiser book printed October 9, 2026), property tax before exemptions and non-ad valorem charges is $2,928.38 a year. Added to the most common recent fee entry of $10,400, that is about $13,328 a year, or roughly $1,111 a month, before insurance and utilities. The fee entry alone is about 4.8 percent of the $218,750 median price every year, which is why a buyer here reads the fee line before the photographs. That is arithmetic from listing entries and the 2026 rate, and it is not a quote.

Who Insures a Bay Village Condo, and What Will a Buyer’s Insurer and Lender Ask?

A Bay Village condo is insured on two layers: the association’s master policy insures the seven buildings and is paid from the assessment, and each owner carries a unit owner’s policy for the interior and contents. A buyer’s insurer will ask about wind and flood, and a buyer’s lender will review the association itself.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

The association’s master policy

The master policy insures the buildings, and its premium reaches each owner through the assessment. We found no premium or deductible from a primary source and publish none. Ask the manager for the declarations page and the deductible rule, because a buyer will ask who pays the deductible after a storm and how much of the assessment is insurance.

The unit owner’s policy and Citizens

Citizens Property Insurance requires flood coverage alongside its wind policies, and under Florida Statutes 627.351 that requirement does not reach a condominium unit owner’s form. A buyer should still price flood cover, because every point we tested sits in a Special Flood Hazard Area.

Flood insurance routes

A buyer can insure through the National Flood Insurance Program, a private flood policy or both. The Town of Fort Myers Beach holds Community Rating System Class 5, a 25 percent discount on federal flood policies, effective April 1, 2026, after losing an earlier discount in November 2024. Under Risk Rating 2.0, FEMA caps most annual premium increases at 18 percent. Florida’s wind mitigation form, OIR-B1-1802, was revised effective April 1, 2026. We quote no premium, and none is published for Bay Village.

What a lender asks about the association

A lender financing a condominium usually reviews the budget, reserves, master insurance, litigation and owner-occupancy through a questionnaire the association completes. We know no one lender’s rules, so we ask the manager how long the questionnaire takes before the listing goes live. The questionnaire may also ask about milestone inspections and reserve studies, which apply to buildings of three or more habitable stories; the county roll records two stories here, so ask the association for its written position.

What Must a Bay Village Condo Seller Deliver and Disclose Under Florida Law?

Under Florida Statute 718.503 a Bay Village condo seller gives a resale buyer the declaration, bylaws, rules, budget and financial information and the state’s questions-and-answers sheet, and the buyer may cancel within 7 days, or 15 where a milestone summary or reserve study applies. Statute 689.302 adds a flood disclosure.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

The resale package under Section 718.503

Bay Village is a condominium under chapter 718, governed by Bay Village Club Condominium Association, Inc., Florida document number 749898, so chapter 720, the homeowners association act, does not apply to your sale. A resale seller gives the buyer the declaration, articles, bylaws and rules, the most recent annual financial statement and budget, the milestone inspection summary where one applies, the most recent structural integrity reserve study or a statement that none has been completed, and the state’s frequently asked questions document. The buyer may cancel within 7 days, not counting Saturdays, Sundays and legal holidays, after signing the contract and receiving them, and within 15 days where a milestone inspection summary, a turnover inspection report or a structural integrity reserve study applies. A waiver of those rights has no effect, so deliver the package early and let the window run.

Where the declaration is recorded

The county roll’s legal descriptions cite the declaration at Lee County Official Records Book 1466, Page 1501, on all 108 unit parcels and on one of the two common-element parcels. The second common-element parcel, described as the Phase II pool and tennis common elements, cites Official Records Book 1573, Page 1703. The declaration and its amendments are the source for leasing, pet, alteration and approval rules, and an owner can request the association’s official records under Section 718.111.

The seller flood disclosure under Section 689.302

Since October 1, 2024, a seller of residential property gives the buyer a flood disclosure at or before the contract, covering flood insurance claims and federal flood assistance. Answer from your own records, and expect the buyer’s lender and insurer to ask about the building’s flood history as well.

The property tax disclosure and the common-law duty

Section 689.261 requires a property tax disclosure summary at or before the contract. Separately, the Florida Supreme Court held in Johnson v. Davis that a seller who knows of facts materially affecting value that are not readily observable must disclose them, and an as-is clause does not remove that duty.

The estoppel certificate

The estoppel certificate states what the unit owes the association and whether any assessment is due or levied. Florida caps the fee by statute, so we print no dollar figure, and the certificate is valid for 30 days, or 35 if delivered electronically. Order it when you list; with entries from $4,956 to $15,172, it is the one document that gives a buyer the current number.

Milestone inspection and reserve study dates, computed only

By the county’s years built, the seven buildings reached 30 years between 2011 and 2013. Florida Statute 553.899 requires a milestone inspection of a condominium building of three or more habitable stories at 30 years, due before December 31, 2024 for a building that reached 30 before July 1, 2022. Statute 718.112 requires a structural integrity reserve study for such buildings, due by December 31, 2025. Those dates would apply to a Bay Village building only if it has three or more habitable stories, and the county roll records two. We computed them from the county’s fields and state no status for any building; the association’s records and the Florida DBPR reporting database are where a buyer checks.

What Will Buyers Ask About Flood, Storms and Permits at Bay Village?

Buyers will ask about the flood zone, the storm record and the rebuilding rules at Bay Village, and the record answers most of it. The FEMA flood map indicates Zone AE with a base flood elevation of 11 feet NAVD88 at the five points we tested, in evacuation zone A. Ian’s surge reached 10 to 15 feet above ground on Estero Island.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Flood zone by address

We queried the federal flood layer on October 7, 2026 at five points: the Census-geocoded locations of four units in the buildings at 21400, 21420 and 21440 Bay Village Drive, two of which share one point, and the center of the roll’s parcel coordinates. The FEMA flood map indicates the following at these addresses. It is a map reading; an elevation certificate or a lender’s flood determination settles a specific unit.

Point tested FEMA zone Base flood elevation Flood map panel Panel effective
21400 Bay Village Dr AE 11 ft NAVD88 12071C0567G November 17, 2022
21420 Bay Village Dr (two units, one point) AE 11 ft NAVD88 12071C0567G November 17, 2022
21440 Bay Village Dr AE 11 ft NAVD88 12071C0566G November 17, 2022
Center of the roll’s parcel coordinates AE 11 ft NAVD88 12071C0567G November 17, 2022

We did not test the buildings at 21460, 21470, 21480 and 21490 individually.

What the storm record says

The National Hurricane Center puts Hurricane Ian’s surge on September 28, 2022 at 10 to 15 feet above ground on Fort Myers Beach and Estero Island. U.S. Geological Survey high-water marks on the island run from 10.5 to 13.8 feet NAVD88, and the Florida Department of Environmental Protection recorded 13.23 feet at the pier. Three surveyed marks lie within one kilometer of the center of Bay Village, at 11.7 to 12.4 feet NAVD88, 0.7 to 1.4 feet above the 11-foot base flood elevation; two of them are the marks on the grounds described above. For Helene and Milton in 2024 the National Weather Service puts coastal Lee County water levels at 2 to 5 feet and 3 to 6 feet above mean higher high water. Those are measurements of water, not of any floor or any damage.

The 50 percent rule and freeboard

The Town requires new or substantially improved buildings to stand at the base flood elevation plus one foot, 12 feet here, and applies its 50 percent substantial-improvement test per building. The Town’s page states a five-year look-back on permits; the code text we read is silent on it. A seller who renovated after Ian should have the permit history ready to hand over.

Permits, sea turtle lighting and the coastal line

The Town issues permits here, and work inside a unit also needs the association’s approval. From May 1 to October 31 the Town’s sea turtle lighting rules apply, including window glass at 45 percent light transmittance or less, and the Town’s page says they apply to all properties in the Town. We did not confirm any building’s position against the state’s coastal construction control line. The Coastal Barrier Resources System layer returned no unit at the points we tested.

Which Rules Affect a Bay Village Condo Sale?

Four layers of rules affect a Bay Village condo sale: chapter 718 of the Florida Statutes, the declaration recorded at Official Records Book 1466, Page 1501, the association’s current rules, and the Town of Fort Myers Beach code. The association’s leasing, pet and approval rules are not published online, so a seller has to obtain them.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Rentals

The association’s public page says that neither the association nor its management company manages rentals and that owners rent privately or through agencies. It states no minimum lease term, lease limit or tenant approval step; the declaration and current rules govern those. A unit used as a short-term vacation rental registers with the Town under Ordinance 18-01, within the limits Statute 509.032 places on local regulation. The Town’s page says a registration number must appear in every advertisement, that a responsible party must be reachable around the clock and able to act within one hour, that registration renews every year and that the numbers are non-transferable. So a buyer does not inherit a seller’s registration and registers again after closing.

The Town’s opt-out list, which we checked ourselves

Condominium associations in the Town may opt out of the Town’s enforcement of its rental code of conduct and enforce it themselves. We downloaded the Town’s 2026 opt-out list on October 7, 2026, 36 building entries, and searched it for Bay Village and for the street numbers 21400 through 21490. There was no match.

The Town’s minimum-stay table

Section 34-2391 of the Town’s land development code sets minimum rental periods in some districts, with exceptions that include land adjoining the bay side of Estero Boulevard and qualifying condominiums of six or more units. We did not confirm which row applies to these seven buildings, so we state no stay length.

Pets

Pet rules are not published, and the association’s page does not mention pets. The declaration and current rules govern, and a listing that says pets are allowed without the limits invites a dispute during the cancellation window.

Approvals on transfer

Application fee entries on 12 of the 16 closings suggest that sales go through an association application. Whether there is an interview or a right of first refusal is in the declaration and rules, and the approval time sets the earliest realistic closing date.

When Is the Best Time to Sell on Fort Myers Beach?

The Southwest Florida MLS record shows Bay Village condos closing most often in February and December: 7 of the 16 closings in five years fell in those two months, and none fell in March, April or November. Sixteen closings are too few to say a month brings a better price on Fort Myers Beach.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Closings by calendar month, five years

Month Closings, last 60 months
January 1
February 4
March 0
April 0
May 1
June 2
July 2
August 1
September 1
October 1
November 0
December 3
All months 16

What the pattern does and does not show

December, January and February together hold 8 of the 16 closings. A closing follows its contract by several weeks, so those sales were mostly agreed between November and early February, when the island is fullest. The count says when sales closed and not when they were best priced, and with one to three closings in a month we cannot conclude anything about price by month.

The island’s winter season

The Census Bureau’s 2020 to 2024 American Community Survey counts 71.4 percent of the Town’s 9,886 housing units as vacant on survey day, including 4,753 held for seasonal use. Many likely buyers are on the island only in winter, so list when the unit and its documents are ready for them to walk through.

How Do We Market a Bay Village Condo?

We market a Bay Village condo by entering it in the Southwest Florida MLS with the correct plan, building and documents, photographing the floor, outlook and finishes that the public record cannot show, and answering the fee, flood and insurance questions inside the listing package, because buyers here weigh monthly cost first.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Reaching buyers

We list in the Southwest Florida MLS, where every buyer’s agent working the island searches, and promote the listing through our local guides. Our Fort Myers Beach seller guide covers selling anywhere on the island.

Buyer-agent compensation after the NAR settlement

Since August 17, 2024, offers of buyer-agent compensation cannot be advertised in the MLS, and a buyer’s agent works under a written agreement before touring. Commissions are negotiable. A seller may offer to pay or contribute toward the buyer’s agent off the MLS and may offer concessions on it, and we set the options out in writing before you sign.

How Do We Negotiate a Bay Village Condo Contract?

We negotiate a Bay Village condo contract against the record: nine of the 10 condos that closed in the last 12 months sold below their final list price, at a median 88.9 percent, so an offer under list is the normal opening here. We then keep the lender, the association application and the cancellation window moving to a closing.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Answering a low offer with closings

A buyer’s agent will cite the $168,000 and $180,000 closings. We answer with the six closings between $210,000 and $225,000, and with the days the two low sales sat, 175 and 91. The record supports a band, and the negotiation is about where in it your condo belongs. The fee objection we answer with the current budget and estoppel certificate, not a listing entry.

Bay Village vs Windward Point: Which Will Your Condo Buyer Choose?

A buyer weighing a Bay Village condo against Windward Point, 1.4 miles away by road at 400 Lenell Road, is comparing a two-bedroom condo in a two-story building with a one or two-bedroom condo in a seven-story building at about twice the price. The 60-month medians are $222,500 and $430,000.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

The two communities side by side

Windward Point is one bay-side building of 84 condos, built in 1982. Both columns use the 60-month window, because Windward Point had one closing in the last 12 months. The road distance is a routing estimate from the center of the roll’s parcel coordinates.

Measure Bay Village Windward Point
Address 21400 to 21490 Bay Village Drive 400 Lenell Road
Built (county) 1981 to 1983 1982
Condos 108 in seven buildings 84 in one building
County stories 2 7
Plans on the roll Two bedrooms; 881 or 909 sq ft One or two bedrooms; 732, 871 or 960 sq ft
Water on the roll BAY on all 110 parcels; no dock or seawall flag BAY on 85 parcels; six boat-slip parcels under a separate boating association
MLS closings, 60 months 16, median $222,500 15, median $430,000
MLS price range, 60 months $168,000 to $420,000 $300,000 to $550,000
MLS closings, 12 months 10 1, at $390,000
Median price per sq ft, 60 months $253 $486
Median sale-to-final-list, 60 months 92.7% 96.8%
Median days on market, 60 months 66.5 37.5
Active, October 7, 2026 1, at $239,000, listed 252 days 2, at $310,000 and $337,000, listed 233 and 303 days
Listing-entered annual fees, 60 months (not verified) $4,956 to $15,172 on 16 closings, median $10,400 $5,460 to $8,200 on 15 closings, median $7,000
FEMA zone at tested points AE, 11 ft NAVD88 AE, 11 ft at the street point; VE, 12 ft at the county’s point
Milestone and reserve-study statutes Roll shows 2 stories; applicability not confirmed Roll shows 7 stories; the statutes apply on their face
Median county just value $169,342 $264,822

Who chooses which, and what it means for your price

A buyer picks Bay Village for the lower entry price, a second bedroom in every unit and a low-rise building. A buyer picks Windward Point for a taller bay-side building, a lower fee entry and a chance at a boat slip, and pays about twice as much. The fee comparison is the one a Bay Village seller has to meet head-on: the listing-entered median is $10,400 here against $7,000 there, about 4.7 percent of Bay Village’s 60-month median price against about 1.6 percent of Windward Point’s, and neither is verified. The useful fact for your listing is the asking gap: Windward Point’s two active listings, both one-bedroom condos, ask $310,000 and $337,000, while the one Bay Village listing asks $239,000 for two bedrooms.

What Does It Cost to Sell a Bay Village Condo?

Selling a Bay Village condo costs roughly 5.0 to 7.6 percent of the price on the two net sheets below, at $220,000 and $255,000, depending mainly on commission and whether you offer buyer-agent compensation. In Lee County the seller customarily pays the owner’s title policy and the deed’s documentary stamp tax of $0.70 per $100, and the contract controls.

Data updated: October 2026 (Southwest Florida MLS closings through October 7, 2026; Lee County Property Appraiser roll file October 4, 2026)

Who customarily pays what in Lee County

Florida law does not assign closing costs; the contract controls. The customary Lee County split is below.

Line item Customarily paid by Basis
Listing commission Seller Negotiated; no set rate
Buyer-agent compensation Seller, if offered Optional, offered off the MLS
Deed documentary stamp tax Seller $0.70 per $100, Florida Statute 201.02
Owner’s title insurance policy Seller (Lee County custom) State-promulgated premium
Association estoppel certificate Seller Capped by statute; ask the association
Property tax proration Credit from seller to buyer Seller’s days of ownership over 365
Lender’s title policy, loan charges and recording Buyer Buyer’s financing and deed recording

Net sheet at $220,000, a recorded closing price

Item Estimate Basis
Sale price $220,000 Southwest Florida MLS closings, February 12 and September 25, 2026
Listing commission (example 2.75%) -$6,050 Negotiated; 2.75% x $220,000
Buyer-agent compensation, if offered (example 2.5%) -$5,500 Optional; 2.5% x $220,000
Deed documentary stamp tax -$1,540.00 2,200 units x $0.70
Owner’s title insurance premium (Lee County custom, seller) -$1,175.00 $5.75 per $1,000 on the first $100,000, $5.00 per $1,000 above
Title search, settlement fee and municipal lien search (estimate) -$1,375 About $1,200 for search and closing plus $175 for the lien search
Property tax proration (estimate) -$1,112 180/365 of $169,342 x 13.3108 mills, before exemptions and discount
Estimated total seller costs -$16,752 7.6% of the price with a buyer-agent offer
Estimated net to seller before any mortgage payoff $203,248 Price less the total; the estoppel fee is not included
Without a buyer-agent offer: total costs -$11,252 5.1% of the price
Without a buyer-agent offer: net $208,748 Before any mortgage payoff

Net sheet at $255,000, the highest closing price in the last 12 months

Item Estimate Basis
Sale price $255,000 Southwest Florida MLS closing, February 27, 2026
Listing commission (example 2.75%) -$7,012.50 Negotiated; 2.75% x $255,000
Buyer-agent compensation, if offered (example 2.5%) -$6,375 Optional; 2.5% x $255,000
Deed documentary stamp tax -$1,785.00 2,550 units x $0.70
Owner’s title insurance premium (Lee County custom, seller) -$1,350.00 $5.75 per $1,000 on the first $100,000, $5.00 per $1,000 above
Title search, settlement fee and municipal lien search (estimate) -$1,375 About $1,200 for search and closing plus $175 for the lien search
Property tax proration (estimate) -$1,112 180/365 of $169,342 x 13.3108 mills, before exemptions and discount
Estimated total seller costs -$19,009 7.5% of the price with a buyer-agent offer
Estimated net to seller before any mortgage payoff $235,991 Price less the total; the estoppel fee is not included
Without a buyer-agent offer: total costs -$12,634 5.0% of the price
Without a buyer-agent offer: net $242,366 Before any mortgage payoff

How to read the two net sheets

The commission lines are examples and both are negotiable. The estoppel fee is capped by statute and left out of the totals, so add the association’s figure. The tax proration uses the county’s median just value of $169,342 at the 2026 Town district millage of 13.3108 for 180 of 365 days as an illustration. The association’s quarterly assessment is prorated too, and any mortgage payoff comes out of the net.

Do I Pay Capital Gains Tax When I Sell My Bay Village Condo?

Whether you owe capital gains tax on a Bay Village condo depends on your basis, how long you owned it, whether it was your main home and where you are resident, so we cannot answer for you. Florida has no state personal income tax, federal tax can apply, and a CPA should run your numbers before you list.

The main-home exclusion and your basis

Under IRS Topic 701, a seller who owned and lived in the home as a main home for at least two of the five years before the sale can exclude up to $250,000 of gain, or up to $500,000 for most married couples filing jointly. A winter home or a rental does not qualify unless it meets those tests. Gain is the sale price less selling costs and your basis, so the repeat-sale differences above are not taxable gain as they stand. A foreign seller may face federal withholding under the Foreign Investment in Real Property Tax Act, taken at closing, so raise it with the title agent early.

Should I List, Sell for Cash or Sell by Owner?

For most Bay Village condo owners a full MLS listing gives the highest price the market will test, a cash offer trades price for speed, and a sale by owner saves the listing commission but leaves you the chapter 718 documents, the disclosures and the negotiation. The right route depends on your timeline and the unit’s condition.

The three routes compared

Route Price outcome What it costs Main risk Best when
Full MLS listing Tested by the open market Commission, stamp tax, title and prorations A price above the last 12 months of closings sits The condo shows well and you have a few months
Cash or investor offer Usually below a well-priced listing Fewer steps, lower price The discount can exceed the commission saved The condo needs work or you need certainty
Sale by owner Untested unless you already have a buyer No listing commission; your own disclosures A missed Section 718.503 or 689.302 duty A known buyer and a lawyer’s review

How Do You Get a Free Bay Village Condo Valuation?

You get a free Bay Village condo valuation by requesting one online or calling Jesse direct at (239) 898-6072. We send a value built from the closings in your plan and building, adjusted for floor, condition and the fee and document picture, with a net sheet at that price, and there is no obligation to list.

What a McGreevy and Comisar valuation includes

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, prepare every valuation personally: the closings we priced from, the competing listing, the documents your buyer will ask for and a net sheet.

How to reach us today

Get your free Bay Village condo valuation, built from recent closings of your plan and not a ZIP-wide estimate, or call Jesse direct at (239) 898-6072. If you are also buying, call Marc at (239) 287-5873 or read our guide to buying a home in Fort Myers Beach. For the whole island, see our Fort Myers Beach home valuation page.

What We Could Not Verify About Selling at Bay Village

We could not verify the following about selling a Bay Village condo from a primary source, so this page makes no claim on them. Each item names the document or office that settles it, and we would rather leave a gap than guess.

  • The association’s budget, assessments and reserves. Listing-entered fees are not verified. The budget and an estoppel certificate from the association settle them.
  • The $15,172 fee entry. It does not reconcile with the $2,600 quarterly entry on the same closing. The estoppel certificate settles it.
  • Leasing, pet and approval rules. Not published. The declaration at Official Records Book 1466, Page 1501 and the current rules govern.
  • Habitable stories and certificate-of-occupancy dates. The roll records two stories. The association’s written statement settles whether the milestone and reserve-study statutes apply.
  • Which floor a unit number means. Our floor split reads the first digit of the unit number. The recorded plat settles it.
  • How the buildings were repaired after Hurricane Ian. We found no association or government document. The association’s minutes and the Town’s permit history settle it.

What Sellers Say About Working With Us

Jesse McGreevy is a top-reviewed Fort Myers Beach listing agent and Marc Comisar is a top-reviewed Southwest Florida realtor; every review below is copied from our Google Business Profile, in the reviewers’ own words, about working with our team in Southwest Florida.

A client on service from start to finish

★★★★★ “I highly recommend Jesse and his brokerage for any of your real estate needs. They offer ‘white glove’ service from beginning to end.” Verified Google review

A client who sold one home and settled into the next

★★★★★ “Marc was extremely helpful in the sale of our old home and getting our new home to the condition that we wanted it to make it ours. He has been available to us for every step of our journey, even after the transaction closed.” Verified Google review

A client with five transactions

★★★★★ “We have used his services for 5 transactions and every one has gone smoothly. He is a fantastic communicator, offers great representation, and is extremely honest.” Verified Google review

A client on communication

★★★★★ “Jesse and his team were the most professional and communicative people throughout the entire process! Always available and helpful! Highly recommended!” Verified Google review

Frequently Asked Questions, Bay Village Seller Edition

These are the questions Bay Village owners ask us before they list, answered from the Southwest Florida MLS, the Lee County records and Florida law. For your own condo, call Jesse direct at (239) 898-6072.

How do I sell my Bay Village condo?

Price it from the closings in your plan and building, order the estoppel, assemble the resale documents and complete the flood disclosure. The 12-month median sale was $218,750.

What is a realistic list price for a Bay Village condo?

Start from the band. Six of the 10 closings of the last 12 months fell between $210,000 and $225,000, the range ran from $168,000 to $255,000, and nine of the 10 closed below the final list price.

How many Bay Village condos are competing with mine right now?

On October 7, 2026, one was active and none was pending: an 881 square foot condo at 21420 Bay Village Drive asking $239,000 that had been listed 252 days. A re-check of the MLS on October 29, 2026 found the same condo still active at $239,000, none pending, and no closing since September 25, 2026.

How long will my Bay Village condo take to sell?

The 12-month median was 94 days, but the range ran from 8 to 306. Four of the 10 closings sold within 68 days and four took 133 days or more.

How far below the asking price do Bay Village condos sell?

The median sale was 88.9 percent of the final list price over 12 months, a median gap of $25,450. One of the 10 closed above list.

Does waiting for a better offer pay at Bay Village?

It did not in the last 12 months. The median of the 4 closings that sold within 68 days was $218,750, and the median of the 4 that took 133 days or more was $217,500.

Which Bay Village building sells most often?

The 21470 building, with 4 of the 16 closings in 60 months and 3 of the 10 in 12 months. The 21460 building has no MLS closing in five years and two county deeds.

Does my floor plan change the price?

Not in the recent record. Over 12 months the eight 881 square foot closings ran from $168,000 to $255,000, and the two 909 square foot closings were $180,000 and $215,000.

Does the ground floor sell for less than the second floor?

The sample does not show it. Reading the first digit of the unit number as the floor, five ground-floor closings ran from $168,000 to $240,000 and five second-floor closings from $180,000 to $255,000.

Why did the same plan in the same building sell $35,000 apart?

Three 881 square foot condos at 21470 closed in 2026 for $255,000, $225,000 and $220,000. The public record does not show floor, renovation or furnishings, which is where the difference lies.

Should I price from what Bay Village condos sold for in 2022?

No. Four condos closed from December 2021 to July 2022 at $355,000 to $420,000. The 12 that have closed since December 2024 had a median of $218,750, and appraisers use the recent group.

Should I price from the county’s just value?

No. The median just value on the October 2026 roll file, $169,342, is an assessment figure, about 77.4 percent of the 12-month median sale. Price from closings.

I paid more than today’s prices. What are my options?

Five of the 8 county repeat sales since March 2025 sold below the earlier price. We run a net sheet at the price the record supports so you can decide.

What will my buyer ask about fees?

The current assessment, what it pays for and any special assessment. Listing entries ran from $4,956 to $15,172 and are not verified, so answer with the budget and the estoppel.

Why does one recent listing show $15,172 in annual fees?

The September 25, 2026 closing carries that total beside a $2,600 quarterly entry, $10,400 a year. Nothing explains the $4,772 difference; your estoppel certificate answers it.

Is there a master association at Bay Village?

The record shows one association, Bay Village Club Condominium Association, Inc. Two listings entered $2,750 a quarter in the master fee field and 14 entered $0, which we read as one fee typed in different fields.

Do I need association approval to sell my condo?

Listing entries show an application fee on 12 of 16 closings, which suggests an application. The declaration and rules say what is required, so ask the manager how long approval takes.

What documents do I owe the buyer?

Under Florida Statute 718.503: the declaration, articles, bylaws, rules, the latest financial statement and budget, the state’s questions-and-answers sheet, and the milestone summary and reserve study material where they apply.

Can a buyer cancel after signing the contract?

Yes, within 7 days of receiving the resale documents, not counting Saturdays, Sundays and legal holidays, or 15 days where a milestone summary, turnover report or reserve study applies.

What can the association charge for an estoppel certificate?

Florida law caps the charge and sets the certificate’s life at 30 days, or 35 if delivered electronically. We print no dollar figure, because the association’s current schedule governs.

What flood disclosure do I owe as a seller?

Under Florida Statute 689.302, a seller of residential property gives the buyer a flood disclosure at or before the contract, covering flood claims and federal flood assistance.

Is Bay Village in a flood zone?

The FEMA flood map indicates Zone AE with a base flood elevation of 11 feet NAVD88 at the five points we tested, on panels 12071C0567G and 12071C0566G. An elevation certificate settles a specific building.

What do I disclose about Hurricane Ian?

Disclose what you know: damage, repairs, claims and permits for your unit. Two surveyed high-water marks on the grounds mean buyers will ask.

Do the milestone inspection and reserve study rules apply to Bay Village?

They apply to buildings of three or more habitable stories, and the county roll records two here. Ask the association for the reports or its written statement that none is required.

Can my buyer rent the condo out?

The declaration and rules decide, and neither is published. The Town registers short-term rentals, and registration numbers are non-transferable, so a buyer registers again.

Are pets allowed, and does it matter to my sale?

The pet rules are not published, and the association’s page is silent. It matters, because a buyer with a pet can cancel inside the document window if the rules surprise them.

Is Bay Village on the Gulf?

No record we found says so. The county roll’s land-is-on field reads BAY on all 110 parcels, and the association describes the beach as a very short walk. A listing should not say Gulf-front.

Who pays the documentary stamp tax when I sell?

The seller customarily pays it. Under Florida Statute 201.02 the rate is $0.70 per $100, which is $1,540.00 on $220,000 and $1,785.00 on $255,000.

Who pays for title insurance in Lee County?

By Lee County custom the seller pays the owner’s title policy and the buyer pays the lender’s policy and loan charges. It is a custom and not law, and the contract controls.

What will I net on a $220,000 sale?

On our net sheet, about $203,238 before any mortgage payoff with a buyer-agent offer and about $208,738 without one, at example commission rates. The estoppel fee is not in those totals.

What happens to property tax at closing?

Tax is prorated to the closing date. At the 2026 applied rate of 13.3108 mills, $220,000 would carry $2,928.38 before exemptions and non-ad valorem charges.

Does the time of year change my sale?

Eight of the 16 closings in five years fell in December, January and February, and none in March, April or November. The record is too thin to say a month changes the price.

Should I sell now or wait?

We do not forecast prices. The record shows a $218,750 median over 12 months, one active listing and eight closings so far in 2026.

What does it cost to hire McGreevy and Comisar?

Commission is negotiable and set in the listing agreement, so we publish no rate. Call Jesse at (239) 898-6072 and we will explain what is included before you sign anything.

Is my condo in the Town of Fort Myers Beach, and does it matter?

Yes. The county roll places all 110 parcels in the Town’s taxing district, so the Town issues permits and applies the flood and rental registration rules.

Why Does a Fort Myers Beach Specialist Matter When You Sell?

A Fort Myers Beach specialist knows which Bay Village building and plan a condo belongs to, which closings are true comparables, what the estoppel and resale package must contain and what the flood map indicates at the address. Buyers pay for that clarity, and a listing that explains a condo well holds its price through inspection.

What a general agent tends to miss

Small errors cost condo sellers contracts: a fee copied from a 2022 listing, a Gulf-front claim for buildings the county codes as bay, a document package delivered late so the cancellation window stays open. As Top 1% Real Estate Agents Nationally Since 2008, we build the listing so none of those reach the buyer.

The Fort Myers Beach context we sell with

Our Fort Myers Beach community page covers the island.

Thinking of Selling Your Bay Village Condo? List With the #1 Team in Southwest Florida Since 2012

If you are thinking of selling a Bay Village condo in Fort Myers Beach, call the team that prices from the closings in your plan and building, assembles the fee, flood and permit file the day you list, and answers the buyer’s monthly-cost questions first. We have represented Southwest Florida sellers since 2008.

If you are thinking, “I need someone to sell my condo in Bay Village in Fort Myers Beach, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch, whether you are selling in Bay Village, Windward Point, Estero Cove, Hibiscus Pointe or The Palms of Bay Beach.

As the leaders of Domain Realty Group, our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in personal sales.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Bay Village sold record, last 12 months: 10 Southwest Florida MLS closings at a $218,750 median, from $168,000 to $255,000, a median 94 days on the market and a median 88.9 percent of the final list price, with one condo active on October 7, 2026. About one condo in 34 here sells in a typical year, so call us first.

What Is Your Bay Village Condo Worth? Get a Free Valuation in 60 Seconds.

Request your free Bay Village condo valuation, or jump to the valuation section on this page. Talk to Jesse direct: Call Jesse direct at (239) 898-6072, text or call. Confidential conversations welcome.

Your Local Real Estate Experts

Jesse McGreevy is a top-reviewed Fort Myers Beach listing agent and Marc Comisar is a top-reviewed Southwest Florida buyer’s agent; you can read every review on our Google Business Profile. McGreevy and Comisar are based in Bonita Springs and are Top 1% Real Estate Agents Nationally Since 2008.

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC) within the Department of Business and Professional Regulation (DBPR). Florida license numbers: Jesse McGreevy SL3101296, Marc Comisar BK3060671.

Selling a Bay Village condo? Get a free Bay Village condo valuation, or call Jesse direct at (239) 898-6072. Buying one? Call Marc at (239) 287-5873, or read our guide to buying a home in Fort Myers Beach.

Follow our Southwest Florida sales on Instagram, Facebook and YouTube.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com. Read more about McGreevy and Comisar, see how we represent buyers, or contact us.

Sources and Authoritative References

Every figure on this Bay Village page traces to a primary source below: county, Town, state and federal records, the Florida statutes that set a condo seller’s duties and the agencies that issued the storm and flood data. Each entry was accessed October 7, 2026.

Data sources

  1. Southwest Florida MLS (Matrix), closed, active and pending condominium listings for Bay Village, ZIP 33931, pulled October 7, 2026.
  2. Lee County Property Appraiser, parcel roll file of October 4, 2026 and sale data files, for all 110 Bay Village parcels.
  3. Florida Division of Corporations record for Bay Village Club Condominium Association, Inc., document 749898, read October 7, 2026.
  4. Florida Division of Condominiums extract dated October 3, 2026, Bay Village Club, 108 units.
  5. FEMA National Flood Hazard Layer queries at five points, October 7, 2026.

Linked sources, accessed October 7, 2026

  1. Florida Statute 718.503, resale disclosure: www.leg.state.fl.us
  2. Florida Statute 718.112, reserve studies: www.leg.state.fl.us
  3. Florida Statute 718.116, assessments and estoppel: www.leg.state.fl.us
  4. Florida Statute 718.111, official records: www.leg.state.fl.us
  5. Florida Statute 553.899, milestone inspections: www.leg.state.fl.us
  6. Florida Statute 201.02, deed stamp tax: www.leg.state.fl.us
  7. Florida Statute 509.032, vacation rentals: www.leg.state.fl.us
  8. Florida Statute 689.302, flood disclosure: www.leg.state.fl.us
  9. Florida Statute 689.261, property tax disclosure: www.leg.state.fl.us
  10. Florida Statute 627.715, flood insurance: www.leg.state.fl.us
  11. Florida Statute 627.351, Citizens: www.flsenate.gov
  12. Florida DBPR condominium data extract: www2.myfloridalicense.com
  13. Florida DBPR reserve study reporting: www2.myfloridalicense.com
  14. Florida DBPR condominium public records: www2.myfloridalicense.com
  15. Florida Division of Corporations search, Bay Village: search.sunbiz.org
  16. Florida Office of Insurance Regulation, wind mitigation: floir.gov
  17. Citizens Property Insurance, flood requirement: www.citizensfla.com
  18. Citizens, revised mitigation form notice: www.citizensfla.com
  19. Florida DEP, Hurricane Ian and Nicole report: floridadep.gov
  20. Florida DEP, coastal construction control line layer: services1.arcgis.com
  21. Florida Department of Revenue, documentary stamp tax: floridarevenue.com
  22. Bay Village Club Condominium Association, about us: www.bayvillageclubfmb.com
  23. Town of Fort Myers Beach, short-term rentals: www.fortmyersbeachfl.gov
  24. Town Ordinance 18-01: www.fortmyersbeachfl.gov
  25. Town 2026 condominium opt-out list: www.fortmyersbeachfl.gov
  26. Town short-term rental code of conduct: fortmyersbeachfl.gov
  27. Town, substantial improvement and damage: www.fortmyersbeachfl.gov
  28. Town, FEMA 50 percent rule: www.fortmyersbeachfl.gov
  29. Town repair and improvement cost form: fortmyersbeachfl.gov
  30. Town Build Responsibly guide: www.fortmyersbeachfl.gov
  31. Town, National Flood Insurance Program: www.fortmyersbeachfl.gov
  32. Town, elevation certificates: www.fortmyersbeachfl.gov
  33. Town, sea turtles: www.fortmyersbeachfl.gov
  34. Town, about your tax bill: www.fortmyersbeachfl.gov
  35. Town code of ordinances: library.municode.com
  36. Lee County Property Appraiser: www.leepa.org
  37. Property Appraiser sale data files: www.leepa.org
  38. Property Appraiser property search: www.leepa.org
  39. 2025 taxing district millage book: www.leepa.org
  40. 2026 taxing district millage book, printed October 9, 2026: www.leepa.org
  41. Property Appraiser flood zone service: gissvr.leepa.org
  42. Lee County evacuation zones: maps.leegov.com
  43. Lee County Tax Collector, property taxes: www.leetc.com
  44. Lee County Clerk, recording deeds: www.leeclerk.org
  45. FEMA National Flood Hazard Layer: hazards.fema.gov
  46. FEMA Flood Map Service Center: msc.fema.gov
  47. Census profile, Town of Fort Myers Beach: censusreporter.org
  48. National Hurricane Center, Hurricane Ian report: www.nhc.noaa.gov
  49. National Weather Service, Helene impacts: www.weather.gov
  50. National Weather Service, Milton impacts: www.weather.gov
  51. U.S. Geological Survey, Ian high-water marks: stn.wim.usgs.gov
  52. U.S. Fish and Wildlife Service, CBRS documentation: www.fws.gov
  53. WGCU, Town earns CRS Class 5: www.wgcu.org
  54. WGCU, 2024 flood discount change: www.wgcu.org
  55. Internal Revenue Service, Topic 701: www.irs.gov
  56. Internal Revenue Service, FIRPTA withholding: www.irs.gov
  57. National Association of REALTORS, settlement FAQs: www.nar.realtor
  1. Fort Myers Beach: the island’s market hub.
  2. Home valuation for Bay Village: valuation page.
  3. Buying a home in Fort Myers Beach: buyer page for the island.
  4. About McGreevy and Comisar: our team.

Downloadable Documents

These official documents are the ones a Bay Village condo seller in Fort Myers Beach should have in hand before listing and that a buyer’s agent will ask to see. Each link opens the issuing authority’s own copy.

Document Issued by Why a Bay Village seller needs it
2026 taxing district millage book Lee County Property Appraiser The 2026 applied rate for the Town district, 13.3108 mills (13.4329 in 2025), printed October 9, 2026
Town 2026 condominium opt-out list Town of Fort Myers Beach The list we searched for Bay Village
Ordinance 18-01 Town of Fort Myers Beach The short-term rental registration ordinance
Repair and improvement cost form Town of Fort Myers Beach The form behind the 50 percent rule
Florida Statute 718.503 Florida Legislature The resale package and the buyer’s cancellation right

The association’s declaration, bylaws, rules and budget are not posted publicly; they come from the manager with the estoppel certificate.

Market data from Southwest Florida MLS, pulled October 2026. McGreevy and Comisar, sell your Bay Village condo with the #1 Team in Southwest Florida since 2012. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.