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Buying at Castillo at Tiburón? Get Your Personalized Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

Updated September 2026 · By Jesse McGreevy and Marc Comisar, Domain Realty

What Does It Take to Buy a Home in Castillo at Tiburón?

Buying a home in Castillo at Tiburón means buying one of 102 full-floor condominium residences in 34 three-storey buildings inside gated Tiburón in North Naples, with association approval on every sale, three assessment layers, a flood zone that changes by building and a floor that decides the plan. Seventeen qualified deeds in 24 months carried a $1,300,000 median.

The full record of the neighborhood, its four original declarations, the 2018 merger, the flood map and the storm history, is on our Castillo at Tiburón guide, which this buyer page sits beside, and the community around it is on our Tiburón community guide. This page is about the purchase: what to check, in what order, and what it costs to own. Owners on the other side of the table should read how we sell Castillo at Tiburón homes or start with a free Castillo at Tiburón home valuation. Call Marc Comisar at (239) 287-5873 to talk through a specific residence.

If you are searching for the best buyer’s agent for Castillo at Tiburón in Naples, Florida, McGreevy and Comisar represents homebuyers across Naples, Estero, Bonita Springs, Fort Myers, Collier County and Lee County. Whether you are relocating, buying a seasonal home or downsizing from a house, including in Tiburón, Pelican Marsh and the North Naples golf corridor, our team provides honest market guidance, pre-market awareness, partner-level negotiation and a clear plan to help you buy confidently.

One Condominium of Full-Floor Homes

Castillo is one condominium today, Castillo at Tiburon, a Condominium, formed when the owners merged the four original WCI Communities condominiums, Castillo I, II, III and IV, under the Amended and Restated Declaration recorded May 15, 2018. One association, one budget and one vote per residence govern all 102 homes. If you are weighing agents for a purchase like this, our guide to the best real estate agents in Naples sets the leading teams side by side on the public record.

Thirty-Four Buildings, Three Plans

Every building has a garage level and three residential floors with one home per floor: unit 101 on the first floor, the 2,159 square foot Crienza; unit 102 on the second, the 2,420 square foot Zamora; and unit 103 on the third, the 2,502 square foot Riaza. The county’s base area and the MLS living area agree to the foot on all 102 residences, so the floor tells you the plan.

What Castillo Does Not Have

Castillo has no private pools or yards, no tennis court or fitness room inside the neighborhood, no automatic golf membership and no rentals shorter than 30 days. Tenants and guests may not keep pets. A buyer who needs a private pool, a yard or a mid-rise with shared corridors should look elsewhere in Tiburón, and we cover those neighborhoods too.

Why Do Castillo at Tiburón Buyers Work With McGreevy and Comisar?

Castillo at Tiburón buyers work with McGreevy and Comisar because a Castillo purchase turns on documents a general agent rarely reads: the 2018 declaration’s approval clause, the building’s flood result, the Pelican Marsh CDD line, both estoppels and the association’s structural records. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008.

The Record, Stated Plainly

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Those are career numbers across Lee and Collier County, not a claim about one street. As the leaders of Domain Realty Group, our team has closed over $2.5 billion in real estate; learn more at DomainRealtyGroup.com.

What a Buyer’s Agent Owes You at Castillo

Your agent should tell you which floor’s sales your offer is really competing with, pull the building’s flood result before you write, show you every assessment layer with the CDD line from the parcel’s own bill, ask for the association’s position on Florida’s structural laws inside the review period, and build the association’s 15-day approval window into your closing date. That is the job, and it is the job we do.

Who Does the Work

Marc Comisar runs the buy side in the field: tours through the Tiburón gate, inspections, contractor quotes and the walk-through. Jesse McGreevy runs the data, the recorded documents and the association and estoppel paperwork. Reach Marc at (239) 287-5873 or Jesse at (239) 898-6072, and read more on our about McGreevy and Comisar page.

Key Takeaways for a Castillo at Tiburón Buyer

The key takeaways for a Castillo at Tiburón buyer come down to the floor, the building and the paperwork: the floor fixes the plan and price band, the building number fixes the flood zone, and the recorded declaration fixes the approval, leasing and pet rules. Each point below is sourced to a primary record.

  • 102 residences, three plans: Crienza 2,159, Zamora 2,420 and Riaza 2,502 square feet, one per floor, in 34 buildings built 2001 to 2003 and declared by WCI Communities, Inc.
  • Prices: 17 qualified county deeds in the 24 months to August 29, 2026, median $1,300,000; nine MLS closings in the 12 months to September 18, 2026, median $1,265,000, range $1,000,000 to $1,575,000.
  • Eight listings were active on September 18, 2026, asking $1,099,000 to $1,595,000, five of them first-floor Crienza homes.
  • Association approval is required for every sale and lease; the association has 15 days to act on a complete application, and its transfer fee is capped at $100 or as the law permits.
  • Three assessment layers: the Castillo condominium, the Tiburón master association and the Pelican Marsh CDD, whose line was $2,561.94 per residence on the 2025 tax bill. Neither association publishes its assessment amount.
  • Flood by building: on FEMA panel 12021C0194J, seven buildings are wholly in Zone AH, three are substantially split and 21 have no high-risk zone under them.
  • Roofs: all 34 roofs were replaced under the association’s master policy after Hurricane Irma, with reroofing closed out in May 2019.
  • Structural law: the buildings meet the height test of the milestone-inspection and reserve-study laws, but both laws exclude a three-family dwelling, which may cover a three-home Castillo building; no public record settles it.

How Do We Track the Castillo at Tiburón Market for a Buyer?

We track the Castillo at Tiburón market for a buyer from two independent records: the Southwest Florida MLS for closings and listings, and the Collier County Property Appraiser’s qualified recorded sales and 2026 preliminary roll for every deed back to WCI’s first closings in 2001. Each figure on this page names its window, its source and its date.

Data updated: September 2026 (Southwest Florida MLS Matrix, Tiburón development report, pulled September 18, 2026; Collier County Property Appraiser 2026 preliminary roll and qualified recorded sales, files dated August 29, 2026)

Why We Widen the Window

Nine qualified sales in twelve months is too few to rest a price on, so our rule widens the window until it holds ten or more: the first window that does is 24 months, with 17 qualified county deeds. We show the 24-month figures as the headline and list the twelve-month sales one by one beside them.

What We Tracked in the Last Twelve Months

In the last 12 months we tracked all nine Castillo closings in the MLS, and each is reproduced by a recorded Collier County deed at the same price. A tenth deed, an $850,000 transfer in May 2026, is coded by the county as not qualified, so it is not a market comparable and we do not use it.

Why the Numbers on This Page Are the Market’s, Not Ours

We publish no McGreevy and Comisar purchase count for Castillo. The MLS pull behind this page recorded Castillo’s counts, median, range and price per foot, not the office on each closing, and a buyer needs the whole neighborhood’s record to judge a price in any case. The whole record is what follows.

What We Bring to a Castillo Offer

The same-floor sales, the live competition at Castillo and at Bolero at Tiburón, the parcel’s CDD line, the building’s flood result, the unit’s window and door permits, and the declaration’s approval and leasing rules, assembled before you tour, so that when the right residence lists you can write a clean offer inside days rather than weeks.

What Is the Castillo at Tiburón Market Like for Buyers Right Now?

The Castillo at Tiburón market favors a prepared buyer right now: 17 qualified county deeds in 24 months at a $1,300,000 median, nine MLS closings in the twelve months to September 18, 2026 at $1,265,000, and eight residences listed that day against that pace, about 10.7 months of supply and the most listings of any Tiburón neighborhood.

Data updated: September 2026 (Southwest Florida MLS Matrix, Tiburón development report, closed September 18, 2025 to September 18, 2026 and actives, pulled September 18, 2026; Collier County Property Appraiser qualified recorded sales, 24 months to the file date of August 29, 2026)

The 24-Month Headline

Seventeen qualified recorded deeds in the 24 months to August 29, 2026, median $1,300,000, with a mean of per-sale prices of $570.52 per square foot of county base area. Source: Collier County Property Appraiser recorded sales carrying the county’s qualified flag, files dated August 29, 2026; the $850,000 unqualified deed is excluded.

The Last Twelve Months, Sale by Sale

Recorded

Building

Floor and plan

Deed price

Per sq ft

October 2025

2859 Tiburon Blvd E

First, Crienza

$1,100,000

$509.50

November 2025

2850 Tiburon Blvd E

First, Crienza

$1,100,000

$509.50

December 2025

2809 Tiburon Blvd E

Second, Zamora

$1,265,000

$522.73

December 2025

2864 Tiburon Blvd E

Second, Zamora

$1,575,000

$650.83

January 2026

2859 Tiburon Blvd E

Third, Riaza

$1,410,000

$563.55

February 2026

2830 Tiburon Blvd E

Second, Zamora

$1,450,000

$599.17

April 2026

2839 Tiburon Blvd E

Second, Zamora

$1,145,000

$473.14

June 2026

2842 Tiburon Blvd E

Third, Riaza

$1,375,000

$549.56

July 2026

2858 Tiburon Blvd E

First, Crienza

$1,000,000

$463.18

Window: recorded September 18, 2025 to the file date of August 29, 2026, Collier County Property Appraiser sales file. Nine sales, median $1,265,000, total $11,420,000, median $522.73 a foot; the MLS twelve-month figures, pulled September 18, 2026, match them exactly. The July deed had not yet been qualification-coded when the file was cut.

What Is for Sale Right Now

Address

Floor and plan

Beds and baths (MLS)

Asking price

Days on market

2870 Castillo Ct #103

Third, Riaza

3 / 2

$1,595,000

205

2834 Tiburon Blvd E #101

First, Crienza

3 / 2

$1,550,000

203

2843 Tiburon Blvd E #7-102

Second, Zamora

3 / 2

$1,495,000

312

2859 Tiburon Blvd E #102

Second, Zamora

3 / 2

$1,425,000

159

2830 Tiburon Blvd E #101

First, Crienza

2 + den / 2

$1,350,000

179

2886 Castillo Ct #101

First, Crienza

2 + den / 2

$1,199,000

62

2809 Tiburon Blvd E #2-101

First, Crienza

3 / 2

$1,150,000

98

2805 Tiburon Blvd E #1-101

First, Crienza

3 / 2

$1,099,000

7

Southwest Florida MLS Matrix, active on September 18, 2026. The median ask is $1,387,500 and the median time on market 169 days. Listings change weekly; your search is set up to catch the next one the day it appears.

What the Ask-to-Sold Gap Means for Your Offer

The five first-floor listings ask a mean of $588.05 a foot, while the three first-floor sales of the last year closed at a mean of $494.06. Across Tiburón, the median sale closed at 93.84 percent of list over the same twelve months. Applied to Castillo’s $1,387,500 median ask, that ratio points to about $1,302,000, our arithmetic, not a forecast, and close to the 24-month median of $1,300,000.

Months of Supply

Eight listings against nine closings a year is about 10.7 months of supply, our arithmetic from the Matrix figures. Tiburón as a whole carried 20 actives against 32 closings, about 7.5 months, and Castillo held 8 of those 20. A prepared buyer has room to negotiate here, especially on the first floor.

What Do Castillo at Tiburón Residences Cost, Floor by Floor?

Castillo at Tiburón residences cost $1,000,000 to $1,575,000 in the last twelve months, and the floor sets the band: first-floor Crienza homes closed at $1,000,000 to $1,100,000, second-floor Zamora homes at $1,145,000 to $1,575,000 and third-floor Riaza homes at $1,375,000 to $1,410,000, on nine county deeds that reproduce the MLS set.

Data updated: September 2026 (Collier County Property Appraiser recorded sales and 2026 preliminary roll, files dated August 29, 2026; Southwest Florida MLS Matrix, pulled September 18, 2026)

The Three Plans

Plan

Floor and unit

Living area

Sales, 12 months

Price range

Mean of per-sale $/sq ft

Crienza

First, 101

2,159 sq ft

3

$1,000,000 to $1,100,000

$494.06

Zamora

Second, 102

2,420 sq ft

4

$1,145,000 to $1,575,000

$561.47

Riaza

Third, 103

2,502 sq ft

2

$1,375,000 to $1,410,000

$556.55

With two to four sales in each cell, these are ranges with counts, not rates. The plan names are WCI’s, from its 2002 model pages; matching each name to a floor is our inference from the exact square-footage match on all 102 county records.

What the Floor Means for a Buyer

The first floor has sold for the least per foot, about $494 against $556 to $561 upstairs, and holds five of the eight listings. A first-floor Crienza is Castillo’s value entry and its most negotiable home; a third-floor Riaza, the level WCI called the penthouse, has traded in a narrow band.

Crienza, Zamora and Riaza in Plain Terms

WCI listed the Crienza as two bedrooms plus a den that converts to a third bedroom, and today’s listings show it both ways. The Zamora and Riaza carry the same feature text: a convertible den, a tiled Florida room, a lanai and a master lanai. Every plan has two baths and the exclusive use of a two-car garage, and the declaration lists the elevators and stairs serving the second- and third-floor homes among the limited common elements.

What the Building Means

The building number decides the flood zone, and the flood zone decides whether a lender requires flood coverage and what an insurer charges. The same plan in a Zone X building on Tiburon Blvd E and in a Zone AH building on Castillo Ct is the same home with a different carrying cost.

What the County Roll Assumes

The Collier County Property Appraiser values Castillo by floor with no variation inside a floor: $951,098 for every first-floor home, $1,119,320 for every second-floor home and $1,159,320 for every third-floor home on the 2026 preliminary roll. Every floor was cut by $70,180 from 2025, the first county value drop at Castillo. An assessment is not a price.

How Prices Have Moved Since WCI

WCI’s 2002 price lists started the Crienza at $652,990, the Zamora at $779,990 to $814,990 and the Riaza at $844,990. Recorded deed medians ran in the high $600,000s and low $700,000s through 2021, stepped to $1,300,000 in 2022, peaked at $1,412,500 in 2023 on eight deeds, and have drifted since. The county’s median price per foot fell from $577.58 in the year to September 2025 to $522.73 in the latest twelve months. Today’s buyer is buying below the peak.

What Are the Steps to Buy a Home in Castillo at Tiburón?

The steps to buy a home in Castillo at Tiburón are: identify the floor, plan and building from the address, pull the building’s flood result, price the assessment layers, write the offer with the approval window in it, read the condominium documents inside the review period, order both estoppels, file the association’s approval application, inspect and insure, and close.

Step 1: Identify the Floor, Plan and Building

A Castillo address reads “2843 Tiburon Blvd E #102”: the building at 2843, the second floor. Some listings write “#7-102”, building 7, unit 102. The last digit is always the floor, and the floor is the plan. The building number is the key to the flood table below.

Step 2: Pull the Building’s Flood Result

Check the building against FEMA panel 12021C0194J and, for 2809, 2813, 2835 or 2839, against FEMA’s 2013 Letter of Map Amendment. For the split and sliver buildings, order a flood zone determination in the first days, because that determination, not the map picture, is what the lender reads.

Step 3: Price the Assessment Layers

The condominium and master assessments are not published, so ask the listing agent for the current quarterly figures and let the estoppels confirm them. Add the Pelican Marsh CDD line from that parcel’s own tax bill. Do it before you write, so the number you offer is the number you can carry.

Step 4: Write the Offer

Write to the same-floor sales, not the asking price, with an inspection period long enough for the insurance quotes and a closing date that leaves room for the association’s 15-day approval window after a complete application.

Step 5: Read the Documents

Florida’s condominium act entitles a resale buyer to the declaration, articles, bylaws and rules, the budget and financial report, the frequently asked questions sheet, and any structural integrity reserve study and milestone inspection summary. You may cancel within the statutory review period after receiving them.

Step 6: Order Both Estoppels

One estoppel comes from the Castillo association and one from the Tiburón master association, Tiburon Estates Homeowner’s Association. Together they state the assessments, any levied or pending special assessment, the transfer fee and the master association’s one-time capital contribution.

Step 7: File the Approval Application

No one may buy a Castillo residence without the association’s prior written approval under Section 13.1 of the 2018 restated declaration, and an unapproved transfer is void. Submit a complete application early; the 15-day clock runs from completeness.

Step 8: Inspect and Insure

Bring the unit’s window, door and shutter permit history, the building’s flood result and any elevation certificate, and the association’s insurance declarations to your inspector and your insurance agent. Quote an HO-6 policy with loss-assessment coverage set well above the $2,000 statutory floor.

Step 9: Close and Move In

Pay the master capital contribution and your share of prorated assessments, register your vehicles with the association’s office and your guests with the gate, and plan the move for Monday to Saturday, 8:00 a.m. to 5:00 p.m., the hours the 2024 rules allow.

Ready to Buy at Castillo? Talk to Us Before You Tour

With eight listings and nine sales a year, the buyer who knows which floor and building fit is the one who negotiates well. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008; call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida. Selling a home to buy here? Get a free Castillo at Tiburón home valuation or call Jesse at (239) 898-6072.

How Does Association Approval Work When You Buy at Castillo at Tiburón?

Association approval at Castillo at Tiburón is required for every sale, lease or transfer under Section 13.1 of the 2018 Amended and Restated Declaration. The association must act within 15 days of a complete application, may approve, disapprove for cause, furnish an alternate purchaser or buy the unit itself, and gives no approval while a seller owes assessments.

Data updated: September 2026 (Amended and Restated Declaration, OR 5509, Page 3295, recorded May 15, 2018)

What the Declaration Requires

No owner may “sell, lease, give or otherwise transfer ownership of a unit or any interest therein” without the association’s prior written approval, and Section 13.4 makes an unapproved transfer void. Approval is a condition of your closing, not a courtesy.

The 15-Day Window

The association must act within 15 days of receiving a complete application. An incomplete one does not start the clock, which is why we assemble yours before the inspection period ends rather than after financing is approved.

What the Association May Do

Under Section 13.3 the association may approve, disapprove for cause, furnish an alternate purchaser or purchase the unit itself. In practice approval turns on a complete application and paid-up assessments on the seller’s side.

The Transfer Fee

Section 13.2.1 caps the association’s transfer fee on a sale or lease approval at “$100.00 or as permitted by” law. We found no condominium-level resale capital contribution in the recorded documents; the master association’s is separate and described below.

Do You Have to Join Tiburón Golf Club to Buy at Castillo?

You do not have to join Tiburón Golf Club to buy at Castillo under Castillo’s own recorded documents, which contain no membership obligation. The Tiburón master declaration has its own club section that directs a resale buyer to confirm with the club; the club offers resident Medallion and Signature memberships by application and publishes privileges, not prices.

Data updated: September 2026 (Amended and Restated Declaration, OR 5509, Page 3295; master declaration, OR 2579, Page 364, and Third Amendment, OR 4716, Page 943; Tiburón Golf Club membership pages)

What Castillo’s Documents Say

The 50-page 2018 restated declaration mentions golf once, in Section 20, which lets the association acquire memberships and use interests in clubs and golf courses. That is a power the association holds, not an obligation an owner carries, and nothing in the record shows it has been used. The 2001 covenants carry no membership covenant.

What the Master Declaration Says

The 1999 Tiburón master declaration addresses initial purchasers from the developer and directs a resale purchaser to contact the club to confirm a membership is available for the residence. A 2011 amendment locks that section against change without the club’s recorded consent. Confirm the club’s current plan in writing and read the estoppels.

Medallion and Signature

The club offers resident-only Medallion and Signature memberships by application; Signature is a seasonal May-through-October membership. The club publishes membership privileges, not prices, so no initiation fee or dues figure appears here. The club quotes current pricing directly to a prospective member.

The Ritz-Carlton and the Beach

The Ritz-Carlton Naples, Tiburón sits inside the same gated community, and Castillo residents reach it through the club or as paying guests; no homeowner access right is published. Club members get beach transportation and towel service, not the beachfront resort’s pool, sundeck or beach facilities.

What Will You Pay Each Year to Own at Castillo at Tiburón?

A Castillo at Tiburón owner pays three recurring layers before property tax and insurance: the Castillo condominium assessment, the Tiburón master assessment and the Pelican Marsh CDD line. Only the CDD line is published per residence, $2,561.94 on the 2025 tax bill; neither association publishes its assessment amount, so the budget and estoppels give you the rest.

Data updated: September 2026 (Pelican Marsh CDD fiscal 2026 and 2027 adopted budgets and July 2025 and July 2026 minutes; Collier County Tax Collector 2025 bills; Collier County Property Appraiser 2025 certified roll)

Layer 1: The Castillo Condominium Assessment

Every residence pays 1/102 of the condominium’s common expenses under Sections 7.1 and 21 of the 2018 restated declaration, the same share for a first-floor Crienza as for a third-floor Riaza. The amount is set each year in the association’s adopted budget, which is not recorded or published; the estoppel is the binding figure for a specific residence.

What the Castillo Assessment Pays For

Section 4.8 makes basic cable under a bulk contract, electronic security, and water and sewer service to the units common expenses. The assessment also funds the association’s maintenance of exterior walls, painting, waterproofing, roofs and structure, the lawns, driveways, pool, spa, clubhouse and lake, the building insurance, management and reserves.

Layer 2: The Tiburón Master Assessment

Castillo’s declarations make every owner a member of Tiburon Estates Homeowner’s Association and obliged to pay its assessments. The master declaration apportions them “on an equal basis” among residential units, with room for the board to vary rates by unit type. The master association does not publish the amount; its estoppel does.

Layer 3: The Pelican Marsh CDD Line on the Tax Bill

The Pelican Marsh Community Development District’s operations assessment was $1,725 per unit for fiscal 2026 and is $1,879 for fiscal 2027. The Series 2022 debt service line adds about $836.94 per Castillo residence, our arithmetic from the $2,561.94 District line on two 2025 bills less the $1,725 operations figure. The District Manager told the July 15, 2026 meeting that the bonds retire after the final payment in May 2031.

The Stack for a Buyer

Layer

Who levies it

Published amount

Where to find it for a specific residence

Castillo condominium assessment

Castillo at Tiburon Condominium Association, Inc.

Not published

Adopted budget; estoppel

Tiburón master assessment

Tiburon Estates Homeowner’s Association, Inc.

Not published

Master estoppel

Master capital contribution, one time

Tiburon Estates Homeowner’s Association, Inc.

One quarter of the annual Common Assessment

Master estoppel

Pelican Marsh CDD operations

Pelican Marsh CDD

$1,725 (fiscal 2026); $1,879 (fiscal 2027)

County tax bill

Pelican Marsh CDD Series 2022 debt

Pelican Marsh CDD

About $837 per residence on the 2025 bill; final payment May 2031

County tax bill

County solid waste

Collier County

$261.91 on the 2025 bill

County tax bill

Transfer fee on approval

Castillo association

Capped at $100 or as the law permits

Approval application

Club dues

Tiburón Golf Club, only if you join

Not published

The club, in writing

The Special Assessment Cap

Bylaws Section 6.8 caps special assessments payable by all units in a fiscal year at 15 percent of the total budget, including reserves, unless a majority of the voting interests consent first. Florida associations do not record special assessments, so the estoppel is where you see any that is levied or pending.

Which Documents Should You Read First When You Buy at Castillo at Tiburón?

Read the association’s written position on Florida’s structural laws and the current budget and reserve schedule first, then the insurance declarations and your building’s flood result, then the 2018 restated declaration and the 2024 rules. Section 718.503 entitles a resale buyer to the condominium package, and the Castillo budget is not public, so the package is where you see it.

Start With the Structural Question

Ask what the association has determined under the milestone-inspection and structural-integrity-reserve-study laws and why, and for any study, inspection report or engineer’s letter behind it. The section below explains why that question has no public answer at Castillo.

Then the Budget and Reserves

Read the budget against the quarterly assessment you were quoted, and read the reserve schedule for what it funds and whether the members waived or reduced any reserve. Ask whether any special assessment is levied or proposed; the estoppel states it.

Then the Insurance Declarations

The association insures the buildings; the declarations pages show the carrier, limits, hurricane deductible and whether any building carries flood coverage. None of that is public for Castillo, and it drives your HO-6 and loss-assessment choices.

Then the Declaration and Rules

The 2018 Amended and Restated Declaration, with its bylaws, is the document to read first among the recorded instruments because it consolidates every earlier amendment. Then read the 2001 Declaration of Covenants and Restrictions for the shared land and the 2024 Second Amended and Restated Rules and Regulations for daily life.

The Questions to Ask the Association

  • What has the association determined under Sections 553.899 and 718.112(2)(g), and on whose advice?
  • Is any structural integrity reserve study, milestone inspection or engineer’s letter on file?
  • What are the master policy’s carrier, limits, hurricane deductible and flood coverage?
  • Is any special assessment levied or proposed?
  • What is the approval application, its fee and its lead time?
  • What are the move-in rules and the current trash-cart rule?

The Disclosure Fork

Section 720.401 of the Florida Statutes sets a disclosure summary for homeowners’ associations and does not apply to associations regulated under Chapter 718, which the Castillo association is. Tiburon Estates Homeowner’s Association sits above it as the master layer. Your closing agent or attorney confirms which disclosures apply to your contract. This is information, not legal advice.

Use the Review Period

The statutory review period excludes weekends and legal holidays and runs from when you have both signed and received the documents. We read them with you inside that window, not after it.

What Do Florida’s Milestone and Reserve-Study Laws Mean at Castillo at Tiburón?

Florida’s milestone-inspection and reserve-study laws reach condominium buildings of three habitable stories or more, and Castillo’s three-storey buildings meet that height test. Both laws also exclude a “three-family” dwelling with three or fewer habitable stories, and each Castillo building holds three homes, so the exclusion may apply; no public record settles it.

Data updated: September 2026 (Sections 553.899 and 718.112, Florida Statutes, 2026 text; Castillo I declaration, OR 2909, Page 1802; as-built certificate, OR 2924, Page 1873)

What the Two Laws Say

Section 553.899 requires a milestone inspection of a condominium building three habitable stories or more in height by December 31 of the year it reaches 30 years from its certificate of occupancy, and every 10 years after. Section 718.112(2)(g) requires a structural integrity reserve study at least every 10 years for each such building.

The Three-Family Exclusion

Both statutes exclude a “three-family” dwelling with three or fewer habitable stories. Each Castillo building is three homes over a garage level, one per floor, per the Castillo I declaration’s own words, “three-unit, three story buildings.” Whether that makes each building a three-family dwelling under the Florida Building Code classification is a determination for the association’s engineer and counsel.

Reserves If the Laws Apply

For budgets adopted on or after December 31, 2024, an association required to obtain a structural integrity reserve study may not vote to provide no reserves or less than the required reserves for the study’s items, under Section 718.112(2)(f). The bylaws otherwise let members vote to waive or reduce reserves as Florida law permits.

How Do You Check Flood Zone and Insurance for a Castillo at Tiburón Residence?

You check flood zone and insurance for a Castillo residence building by building against FEMA panel 12021C0194J, effective February 8, 2024: seven buildings are wholly in Zone AH, three are substantially split, three carry a sliver under six percent and 21 have no high-risk zone under them. Then read the association’s master policy before pricing your HO-6.

Data updated: September 2026 (FEMA National Flood Hazard Layer, panel 12021C0194J; county building points and 2025 footprints, measured September 23, 2026; FEMA LOMA 13-04-5785A; Collier County 2026 Flood Protection Newsletter)

Flood Zone, Building by Building

Buildings

Addresses

FEMA zone at the building point

Share of footprint in Zone AH or AE

12 to 18

2863 Tiburon Blvd E; 2866, 2870, 2874, 2878, 2882 and 2886 Castillo Ct

AH

100%

19

2868 Tiburon Blvd E

X

66.1%

11

2859 Tiburon Blvd E

X (0.2% annual chance)

37.4%

20

2864 Tiburon Blvd E

X

30.4%

7

2843 Tiburon Blvd E

X

5.8%

2

2809 Tiburon Blvd E

X

3.0%

8

2847 Tiburon Blvd E

X

1.4%

The other 21

The rest of Tiburon Blvd E

X

0%

Method: point-in-polygon at each county building address point and area intersection of each 2025 county building footprint with FEMA’s flood polygons. Building numbers are the county’s. Check the specific parcel on FEMA’s Map Service Center.

What a Split Building Means for a Loan

Footprints are drawn from aerial imagery and are approximations. The zone that applies to a building is set by its flood zone determination or a Letter of Map Amendment, not by a map picture. For 2809, 2843, 2847, 2859, 2864 and 2868, order the determination early.

The 2013 Letter of Map Amendment

FEMA case 13-04-5785A, dated August 1, 2013, removed buildings 2, 3, 5 and 6, at 2809, 2813, 2835 and 2839 Tiburon Blvd E, from the high-risk zone on the map then in effect, on lowest adjacent grades of 14.2 to 14.6 feet. On the 2024 map three of the four are wholly outside the zone and building 2 carries a 3 percent sliver. Confirm the letter’s status against the current map.

Ground Elevation Against the Base Flood Elevation

FEMA’s base flood elevation lines nearest the Zone AH buildings read 10.5 feet. USGS lidar reads the ground at those seven building points at 13.69 to 13.97 feet. Those are bare-earth readings, not floor elevations, and no Castillo elevation certificate appears in the county’s online certificate map; ask the seller or association for one before you rely on a flood quote.

The Community Rating System Discount

Collier County holds a Class 5 Community Rating System rating, under which eligible NFIP policies receive a 25 percent discount. FEMA applies the discount to NFIP policies outside the Special Flood Hazard Area too, so a policy on a Zone X Castillo building earns it as one on a Zone AH building does.

The 50 Percent Rule for Renovations

Collier County applies the substantial-improvement rule within flood zones VE, AE, AH and A. At Castillo that is a live constraint on a large remodel in buildings 12 to 18, and possibly in the split buildings, and it does not reach the 21 buildings with no high-risk zone under them.

The Master Policy, Your HO-6 and the Deductible

The association insures the buildings; you insure the interior and contents with an HO-6 policy. After Hurricane Irma the master policy’s hurricane deductible was borne by the association, which under Florida law is a common expense shared by the owners. Section 627.714 requires at least $2,000 of loss-assessment coverage on an HO-6; set it well above that floor.

Citizens and Flood for a Castillo Owner

Citizens Property Insurance does not require flood coverage on condominium unit-owner policies. A single condominium unit with a combined dwelling and contents replacement cost of $700,000 or more is not eligible for Citizens under Section 627.351. The NFIP product for an association’s building is the Residential Condominium Building Association Policy; whether Castillo carries it is in the insurance declarations.

What Is the Castillo at Tiburón Storm and Roof Record?

The Castillo at Tiburón storm record is wind, not flood: after Hurricane Irma the association claimed for “clay tiles that had blown off the roofs,” the insurer paid for “the replacement of the roofs on the 34 buildings,” and reroofing notices recorded in November 2018 closed with final affidavits in May 2019. No Castillo-specific Hurricane Ian damage record was found.

Data updated: September 2026 (U.S. District Court, Middle District of Florida, No. 2:20-cv-468, Opinion and Order of September 28, 2021 and docket; recorded notices of commencement; Collier County monthly permit reports, September 2024 to August 2026)

The Irma Insurance Case

In the association’s insurance case, No. 2:20-cv-468 in the Middle District of Florida, the court’s September 28, 2021 order records a $250,000 advance for emergency repairs and a second payment of $1,493,178.02 for the replacement of the roofs on the 34 buildings, issued minus the policy’s hurricane deductible. The legal question was whether a disputed claim for windows, sliding doors and stucco went to appraisal; the court compelled appraisal and stayed the case, which closed on September 13, 2023.

What the Case Means for a Buyer

All 34 roofs were replaced under the association’s master policy, which puts the current roofs at roughly seven to eight years old in 2026. Confirm the completion date for a specific building from the county permit record or the association, because roof age is a standard underwriting factor. The appraisal outcome is not in the public documents we read.

Hurricane Ian and Later Storms

No Castillo-specific Ian damage record was found: no Ian-related court case, and no roof or structural permit at any Castillo address in the county’s issued-permit reports from September 2024 to August 2026. The late-2022 and 2023 permit months were not part of that review.

Wind Mitigation and Opening Protection

Roof covering and roof-deck attachment are rated at the building level, so the post-Irma roof is the roof fact for every unit’s wind-mitigation form. Opening protection varies home by home; confirm the windows, doors and shutters on a specific residence before relying on credits.

Evacuation Zone and Design Wind

Collier County’s layers place Castillo in Hurricane Evacuation Zone C and outside the Coastal High Hazard Area. The county’s wind layers return a design wind speed of 161 to 162 mph; design wind for new work is set by the Florida Building Code map in force when it is permitted.

How Much Will Property Taxes Be After You Buy at Castillo at Tiburón?

Property taxes after you buy at Castillo start from Collier County’s value for your floor, not the seller’s bill. On the 2026 preliminary roll, at 9.4020 mills, uncapped ad valorem tax is $8,942 on a first-floor home, $10,524 on a second-floor home and $10,900 on a third-floor home, before the CDD and solid-waste lines.

Data updated: September 2026 (Collier County Property Appraiser 2026 preliminary roll and 2025 certified roll)

How We Get Those Figures

Each is the floor’s 2026 preliminary just value times the preliminary millage of 9.4020, our arithmetic, and each matches the top of that floor’s tax range on the roll. The preliminary file carries no non-ad valorem lines yet; add the District and solid-waste lines from the bill.

Why Your Bill Will Not Look Like the Seller’s

Florida’s Save Our Homes cap holds down the taxable value of a long-held homestead, and non-homestead property carries its own 10 percent cap. When you buy, the assessment resets toward full value the following year. The 2026 median of $9,889, with a low of $3,435, reflects capped owners.

The Last Complete Bill

The 2025 certified bill, the last one with every line on it, shows a median total of $12,650 per Castillo residence, from $6,247 to $14,511, including the District and solid-waste lines.

Homestead, If You Will Live Here

If Castillo becomes your permanent Florida residence, apply for the homestead exemption with the Collier County Property Appraiser by the statutory deadline. Twenty-nine of the 102 residences, 28.4 percent, carry it today. The exemption reduces ad valorem tax, not the District line.

Which Castillo at Tiburón Rules Decide Whether a Residence Works for You?

The Castillo at Tiburón rules that decide fit sit in the 2018 restated declaration and the 2024 rules: two household pets for owners and none for tenants or guests, leases of 30 days or more up to four times a year, two vehicles in the garage, and Board consent for shutters, exterior changes and hard flooring upstairs.

Pets

Owners may keep no more than two household pets such as a dog or cat, two caged birds and a reasonable number of tropical fish; no reptiles; dogs leashed or carried; pets not housed on lanais. Tenants and guests may not have pets under Section 12.6 of the declaration. The Board may grant exceptions, and fair-housing law governs assistance animals.

Leasing

“Only entire units may be leased,” for at least 30 days, no more than four times per calendar year unless the Board sets a stricter limit, and each lease needs the association’s prior approval. The four-lease cap counts leases, not months, and the tenant-pet ban narrows the seasonal pool.

Guests in Your Absence

Section 12.3 limits guests in the owner’s absence to “two times per calendar year for maximum periods of 14 days,” and all guests register on arrival. A buyer who lends the home to family often should read this line first.

Vehicles and Parking

Each residence has the exclusive use of the two parking spaces in its garage. Owners and tenants park in the garage with the door closed, no more than two vehicles each; commercial vehicles, campers, boats and trailers are prohibited unless garaged. Guests park at the marked spaces at the driveway ends or behind the owner’s garage.

Exterior, Shutters and Work Hours

Nothing may be changed on or displayed from the exterior without the Board’s written consent, and window coverings must be white or off-white. Shutters need the Board’s consent and must match its designated color, size, style or manufacturer; Florida law bars a board from refusing an installation that meets its adopted specifications. Work and moves run Monday to Saturday, 8:00 a.m. to 5:00 p.m.

Floors and Alterations

Section 6.3.3 requires Board approval for hard-surface flooring above the ground floor, which reaches two of every three Castillo homes. Any alteration to what the association maintains needs the Board’s prior written approval, and the Board may require an engineer at the owner’s cost.

What the Owner Maintains

Under Section 6.2 the owner maintains windows, glass, screens and doors, unit plumbing and electrical, air conditioning and heating, the water heater, appliances and interior finishes. The association maintains the exterior walls, roofs, structure and common wiring and pipes to each unit’s breaker or shut-off.

Occupancy, Ages and Timesharing

Permanent occupants are limited to two per bedroom. Castillo is not age restricted: the recorded documents contain no 55-and-over restriction, and the rules address children under 16 on the common property. De facto timesharing is prohibited.

Castillo or Bolero: Which Fits You?

Castillo at Tiburón or Bolero at Tiburón is the real choice for most full-floor buyers in Tiburón: both are three-storey buildings with one residence per floor and near-identical county values. Buy at Castillo for more space for the money and a real choice of listings; buy at Bolero for a smaller, older community with its own gated loop.

Data updated: September 2026 (Collier County Property Appraiser 2026 preliminary roll and qualified sales, files dated August 29, 2026; Southwest Florida MLS Matrix, pulled September 18, 2026; FEMA panels 12021C0194J and 12021C0382J, effective February 8, 2024)

Castillo or Bolero Decision Table

Question

Castillo at Tiburón

Bolero at Tiburón

Residences and buildings

102 in 34

60 in 20

Years built, county roll

2001 to 2003

1999 to 2000

Building form

Three storeys, one residence per floor

Three storeys, one residence per floor

Median county area per residence

2,420 sq ft

2,256 sq ft

2026 preliminary median county value

$1,119,320, down 5.9%

$1,111,600, unchanged

County value per sq ft

$462.53

$491.93

Qualified deeds, 24 months to August 29, 2026

17, median $1,300,000, mean $570.52 a foot

5, median $1,275,000, mean $612.82 a foot

12-month MLS closings

9, median $1,265,000

1 sale, $1,275,000

Actives on September 18, 2026

8

1

Common ground

Own pool, spa and clubhouse on the condominium land

Own pool, spa and clubhouse on its 6.01-acre common tract

Entry

Inside Tiburón’s main gate

Own gated entrance, not behind the staffed gatehouse

FEMA flood result

Panel 0194J: 7 of 34 buildings wholly Zone AH

Panel 0382J: 18 of 20 buildings Zone X; buildings 14 and 16 touch AE

Homestead share

28.4%

30.0%

2025 certified median total tax

$12,650

$11,284

Milestone and reserve-study laws

Height test met; three-family exclusion unsettled

Height test met; three-family exclusion unsettled

County values and MLS prices are different measures and are shown side by side, not as one figure. Bolero’s single twelve-month sale is a single sale, not a market rate.

Who Should Choose Castillo, and Who Should Choose Bolero?

Choose Castillo if you want the most square feet for the dollar at this price point, a choice among three plans and eight homes on the market at once, and a larger owner base sharing the cost of 34 buildings. Choose Bolero at Tiburón if you prefer a community of 60 with its own gated loop and a flood map that is Zone X at most buildings, and are willing to wait for one of its rare listings.

Where the Two Overlap on Price

The county values the two within $8,000 at the median, and Bolero’s one twelve-month sale at $1,275,000 sits beside Castillo’s $1,265,000 median. A budget near $1,250,000 to $1,450,000 buys either; the decision is size, supply and building against a smaller community.

What to Compare Before You Choose

Compare the two associations’ current budgets, reserves, insurance declarations and positions on the structural laws inside the review period, because those, not the building form, are where the two differ most for an owner.

If You Want a Mid-Rise Instead

Ventanas at Tiburón is three five-storey buildings with 82 residences, a median of 1,420 square feet and a 2026 county median of $656,280, with four MLS closings in twelve months at a $902,500 median. It is a smaller flat with shared corridors and elevators, about 40 percent below Castillo in dollars.

How Do We Find You the Right Castillo at Tiburón Residence?

We find you the right Castillo at Tiburón residence by matching your budget to a floor, plan and building, watching a neighborhood of about nine sales a year so you hear of a listing the day it appears, touring with the building’s flood and permit record in hand, and having the approval application ready before you write.

Matching Your Budget to a Floor, Not a Price Band

Your budget buys a floor and a building. We show you what each floor has actually sold for, so you know whether your number buys a renovated first-floor Crienza on Tiburon Blvd E or an original Zamora on Castillo Ct, and what the flood result means for the carrying cost.

Watching Castillo and Bolero Together

The right home may list once a season. We keep your criteria on file and alert you when a Castillo residence comes to market, and when a Bolero residence does, because most full-floor buyers in Tiburón weigh both.

Pre-Market and Off-Market Conversations

Some Castillo owners prefer a quiet sale, and signs are barred on the Common Areas. We work the North Naples golf-community condominium market every week and hear about homes before they reach the MLS, and we will tell you when one fits.

Touring: Gate, Floor, Garage and Lanai

Every showing is registered with the gate in advance. On tour, look at the lanai outlook at the time of day you will use it, the air conditioner’s age, the windows and shutters, any hard flooring upstairs, the garage and the elevator for the upper homes, and walk to the Castillo pool and clubhouse.

Set Up Custom Listing Alerts for Castillo at Tiburón

Ask Marc at (239) 287-5873 to set up a saved search for Castillo and Bolero, or read how we represent buyers in Southwest Florida and use the buyer form on this page. Alerts route to us directly, so a new listing reaches both you and us the same day.

How Do We Negotiate for You at Castillo at Tiburón?

We negotiate for you at Castillo at partner level, with the same-floor sales in hand, the unit’s openings, air conditioning and finishes priced from the inspection, the building’s flood result used to set your insurance cost before you go firm, and the condominium document review used to confirm the association’s finances before your deposit is at risk.

Price From the Floor’s Sales

A list price above the floor’s recent sales has to show why, with renovation, openings, building or view. If it cannot, we write to the sales. The eight listings on September 18, 2026 had a 169-day median on market, which is the market’s own evidence of how Castillo treats a price above its sales.

The First-Floor Gap

First-floor asks averaged $588.05 a foot against $494.06 sold over the last year. That gap is where a prepared buyer has the most room, and where we spend the most time on the comparables.

Credits for the Owner’s Items

Windows, doors, air conditioning, water heaters, appliances and interior finishes are the owner’s under the declaration. Original 2001 to 2003 openings without impact protection are a fair credit, especially where your insurer prices them.

Using the Flood and Structural Record

In the Zone AH and split buildings we put the flood determination and any elevation certificate in front of your insurance agent in the first days. In every building we ask for the association’s structural position and reserve schedule before you go firm, and we price any contemplated assessment.

Protecting Your Deposit

The condominium review period, the inspection period, the financing terms and the approval condition give you defined exits. We sequence them so your deposit is not at risk before you have read the budget, the insurance declarations and both estoppels.

What Are the Closing Costs When You Buy at Castillo at Tiburón?

Closing costs when you buy at Castillo include the Tiburón master association’s one-time capital contribution of one quarter of the annual Common Assessment, the Castillo transfer fee of no more than $100 or as the law permits, prorated assessments and taxes, and, by Collier County custom, the owner’s title policy, plus lender charges and prepaid insurance.

Data updated: September 2026 (Master association amendment, OR 6149, Page 45, recorded July 6, 2022; Amended and Restated Declaration, Section 13.2.1)

The Community Charges

One-time charge

Amount or rule

Source

Master capital contribution

One quarter of the annual Common Assessment, set by board resolution

OR 6149, Page 45

Castillo transfer fee on approval

Not more than $100, or as permitted by law

2018 declaration, Section 13.2.1

Condominium estoppel

Set within Florida’s statutory limits; the contract assigns it

Section 718.116

Master estoppel

Set within Florida’s statutory limits; the contract assigns it

Section 720.30851

The master capital contribution’s dollar figure is not in any public record we found; the master estoppel states it.

Title Insurance and the Collier Custom

In Collier County the buyer customarily chooses the closing agent and pays the owner’s title policy, the reverse of the Lee County custom. Florida sets the title premium by rule, so the rate is the same whichever title company is used. The contract controls the allocation.

Financing a Castillo Condo

A lender will send the association a condominium project questionnaire, such as Fannie Mae’s Form 1076, asking about reserves, insurance, special assessments, litigation and structural reports. Whether Castillo carries any federal project approval was not established from a public source, so ask your lender to check before you choose a loan product.

Insurance and Prepaid Items

Budget for your first year of HO-6 and any flood premium at closing, and for prorated condominium and master assessments from the closing date. The CDD and solid-waste lines ride on the tax bill and are prorated with the taxes; if the bill is paid in advance, the contract sets the credit.

What the Seller Pays

By custom the seller pays the documentary stamp tax on the deed at $0.70 per $100, $8,855 at the $1,265,000 twelve-month median, our arithmetic, and any unpaid assessments on the estoppels. Those appear on the seller’s side of the closing statement.

How Does Buyer’s Agent Compensation Work at Castillo at Tiburón in 2026?

Buyer’s agent compensation at Castillo at Tiburón in 2026 follows the NAR settlement rules in force since August 17, 2024: you sign a written agreement with your agent before touring, offers of compensation cannot be advertised in the MLS, and every commission is negotiable and not set by law.

The Written Buyer Agreement

Before we tour a Castillo residence with you, we sign a written buyer agreement that states what we will do and how we are paid. It is short, and we walk through it line by line.

Who Pays

A seller may offer to contribute toward your agent’s compensation, you may ask for it in your offer, or you may pay it yourself. We tell you plainly which approach fits the residence and the seller before you write.

What You Get for It

The same-floor sales, the building’s flood result, the CDD line from the parcel’s own bill, the approval application built into the timeline, the document review inside the statutory period, both estoppels read, the inspection priced against the declaration and a closing that lands on time.

What Is Life Like Around Castillo at Tiburón?

Life around Castillo at Tiburón runs through the garage and the gate: a full floor of your own, Castillo’s own pool, spa and clubhouse, Tiburón’s golf and the Ritz-Carlton around you, and about four road miles to Mercato and NCH North Hospital. Every address is zoned to Pelican Marsh Elementary, Pine Ridge Middle and Aubrey Rogers High for 2026-27.

Data updated: September 2026 (Collier County Public Schools zoning service, 2026-27, checked September 23, 2026; OSRM public router from Census geocoder points, September 23, 2026; Collier County collection-day layer)

Castillo’s Own Amenities

The 2001 covenants list the lake, swimming pool, clubhouse, entrance, roads, the golf-course buffer and landscaped areas as Castillo’s Common Areas. The 2024 rules set pool hours of dawn to dusk, with residents accompanying their guests. The association may lease the pool deck to an owner for temporary exclusive use, which is how private parties are handled.

Schools Zoned to Castillo

Level

School

Address

Elementary

Pelican Marsh Elementary School

9480 Airport Rd N, Naples 34109

Middle

Pine Ridge Middle School

1515 Pine Ridge Rd, Naples 34109

High

Aubrey Rogers High School

15100 Patriot Pl, Naples 34110

All 136 records we queried, 34 building records and 102 unit records, returned the same three schools for 2026-27 with no rezoning flagged. Confirm a specific address with Collier County Public Schools; the district sets zones annually.

Drive Distances

Destination

From 2843 Tiburon Blvd E

From 2886 Castillo Ct

Vanderbilt Beach county garage

4.9 road miles, 11 min free-flow

5.1 road miles, 12 min

Mercato

4.0 road miles, 9 min

4.2 road miles, 10 min

NCH North Hospital

3.7 road miles, 9 min

4.0 road miles, 10 min

Waterside Shops

6.3 road miles, 13 min

6.5 road miles, 14 min

Southwest Florida International Airport

23.6 road miles

23.9 road miles

Free-flow minutes are a floor, not an expected trip; January to April traffic runs longer.

The Gate and Getting In

Castillo sits inside Tiburón’s main gate, with access control run by the Pelican Marsh Community Development District. The route out runs west on Tiburon Blvd E to Airport-Pulling Road. Owners register vehicles with the association’s office, and visitors, guests and service personnel are registered with the gatehouse before they arrive.

Utilities, Trash and Mail

Water and sewer come from the Collier County Water-Sewer District and are a common expense under Section 4.8, as is basic cable under a bulk contract; internet is contracted separately. Collier County collects garbage Tuesday and Friday and recycling Friday, and the association’s cart rules are stricter than the county’s. Mail arrangements are set with the Postal Service; confirm at purchase.

How Do You Get a Personalized Castillo at Tiburón Buyer Consultation?

You get a personalized Castillo at Tiburón buyer consultation by using the buyer form on this page or calling Marc Comisar at (239) 287-5873. We review your budget against each floor’s sales, walk through the building flood results and the assessment layers, and set up alerts for Castillo and Bolero.

What the Consultation Covers

Your budget against the same-floor sales, which plan and building fit how you will use the home, the three assessment layers with the CDD line, the approval process and its timing, the flood and insurance picture, the structural-law question, the rules that affect you, and a timeline that fits the season.

How to Reach Us Today

Call Marc Comisar at (239) 287-5873 or Jesse McGreevy at (239) 898-6072, or email . The office of McGreevy and Comisar is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Read how we represent buyers in Southwest Florida.

Selling a Home to Buy Here?

If you are selling in Southwest Florida to buy at Castillo, we sequence both sides with one calendar. Owners elsewhere in the community can read selling a Tiburón home, and buyers weighing the whole community can start with buying a home in Tiburón.

What Do Buyers Say About Working With McGreevy and Comisar?

McGreevy and Comisar are a top-reviewed buyer’s team on Google, and the quotes below are genuine five-star client reviews reproduced in each reviewer’s own words. We publish no aggregate score and no star-rating widget. Read the full set on the McGreevy and Comisar Google reviews profile.

A Buyer on Being Heard

★★★★★ “Jesse listened to what we were looking for and found us exactly what we wanted. Jesse was always available to answer any questions and helped us through the entire process.” Andrew Capriglione, verified Google review

A Buyer on Market Knowledge

★★★★★ “Marc’s knowledge of the Southwest Florida real estate market is unmatched. He took the time to understand exactly what I was looking for in a home and quickly identified properties that checked all my boxes.” Christopher Dietz, verified Google review

A Client on Professionalism

★★★★★ “So knowledgeable! You can tell they truly have a high level of expertise and were incredibly professional from start to finish.” Evie Darnell, verified Google review

Why Does a Castillo at Tiburón Specialist Matter When You Buy?

A Castillo at Tiburón specialist matters when you buy because the price turns on the floor rather than a neighborhood average, the flood zone turns on the building number, the true carrying cost includes a CDD line on the tax bill, every sale needs association approval, and the structural-law question has no public answer.

Jesse McGreevy

Jesse McGreevy is a licensed Florida REALTOR and Sales Associate with Domain Realty and one half of McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008. He started in Southwest Florida real estate in October 2004 and launched his own team in October 2008. He runs the documents and data. Reach him at (239) 898-6072, and read his profile on the Jesse McGreevy agent page.

Marc Comisar

Marc Comisar is a licensed Florida REALTOR and Broker Associate with Domain Realty and the other half of McGreevy and Comisar. He runs tours, inspections and the negotiation in the field. Reach him at (239) 287-5873, and read his profile on the Marc Comisar agent page.

What a General Naples Agent Tends to Miss at Castillo

A general agent may price a Castillo home off the Tiburón median of $1,850,000, treat the three-storey buildings as simple villas, skip the building’s flood result, budget without the CDD line, or leave the association’s 15-day approval out of the closing date. Each one costs a buyer money or a closing date.

The Wider Tiburón Picture

For the rest of the community, our Tiburón guide covers every neighborhood, our Tiburón home valuation page prices every product in it, and our Naples guide covers the city around it.

Frequently Asked Questions, Buyer Edition: Buying a Castillo at Tiburón Condominium

These are the questions buyers ask most about Castillo at Tiburón, answered from the recorded 2018 restated declaration, the 2001 covenants and the 2024 rules, the Pelican Marsh CDD’s budgets and minutes, Collier County’s records, FEMA’s map, a federal court record and the Southwest Florida MLS, each with its window and source.

What is Castillo at Tiburón?

A 102-residence condominium of 34 three-storey buildings, one full-floor home per storey, inside the gated golf community of Tiburón in North Naples, ZIP 34109. WCI Communities, Inc. declared it in four phases in 2001 and 2002, and it has been one condominium since 2018.

Are Castillo homes on one level?

Each home is one level, a full floor of its building, but the buildings are three storeys: unit 101 on the first floor, 102 on the second and 103 on the third.

How much does a Castillo condo cost?

Nine sales in the twelve months to September 18, 2026 ran $1,000,000 to $1,575,000 at a $1,265,000 median. Seventeen qualified county deeds in 24 months carried a $1,300,000 median.

Which Castillo homes are for sale right now?

Eight were listed on September 18, 2026, asking $1,099,000 to $1,595,000: five first-floor, two second-floor and one third-floor home. Ask Marc at (239) 287-5873 for the current list and alerts.

Which floor is the best value at Castillo?

The first-floor Crienza has sold for the least per foot, a mean of $494.06 against $556 to $561 upstairs, and holds most of the listings. The best value is the home priced to its floor’s sales in a building whose flood result suits you.

Do Castillo residences have garages?

Yes. Each residence has the exclusive use of the two parking spaces in its garage under Section 12.5, and owners and tenants park inside with the door closed under the 2024 rules.

Is Castillo gated?

Yes. Castillo sits inside Tiburón’s main gate, with access control run by the Pelican Marsh Community Development District. Visitors, guests and service personnel are registered in advance.

Do I have to join Tiburón Golf Club to buy at Castillo?

Not under Castillo’s own recorded documents. The master declaration directs a resale buyer to confirm with the club; get the club’s current plan in writing and read the estoppels.

What are the condo fees at Castillo?

Neither the Castillo association nor the Tiburón master association publishes its assessment. Each residence pays 1/102 of the condominium’s expenses; the adopted budget and the estoppels state the amounts.

What does the Castillo condo fee include?

Basic cable under a bulk contract, electronic security, and water and sewer to the units under Section 4.8, plus exterior, roof and structural maintenance, landscaping, the pool, spa, clubhouse and lake, building insurance, management and reserves.

Does Castillo have a CDD fee?

Yes. The Pelican Marsh CDD line on a 2025 Castillo bill was $2,561.94: $1,725 of fiscal 2026 operations and about $837 of Series 2022 debt service. Operations rise to $1,879 for fiscal 2027.

Is there a capital contribution or transfer fee when buying at Castillo?

The master association levies a one-time capital contribution on each new member equal to a quarter of the annual Common Assessment. The Castillo transfer fee is capped at $100 or as the law permits.

Does the Castillo association have to approve my purchase?

Yes. Section 13.1 requires prior written approval of every sale and lease, and an unapproved transfer is void.

How long do I have to review the condo documents?

Section 718.503 gives a resale buyer a cancellation right for a set period after signing and receiving the documents, excluding weekends and legal holidays. Your closing agent confirms the period on your contract form.

Does Castillo need a milestone inspection or a reserve study?

The buildings meet the three-storey height test of both laws, but both exclude a three-family dwelling with three or fewer habitable stories, which may cover each three-home building. No public record settles it; ask for the association’s position.

Is Castillo in a flood zone?

It depends on the building. On FEMA panel 12021C0194J, effective February 8, 2024, buildings 12 to 18 are wholly Zone AH, 2859, 2864 and 2868 are substantially split, and 21 buildings have no high-risk zone under them.

Do I need flood insurance at Castillo?

A federally backed lender generally requires it for a building in the high-risk zone, which at Castillo means the Zone AH buildings and possibly the split ones, depending on the determination. Many owners carry it anyway.

Were the Castillo roofs replaced?

Yes. After Hurricane Irma the insurer paid for the replacement of the roofs on all 34 buildings, per a 2021 federal court order, and reroofing closed out in May 2019.

What insurance does a Castillo owner carry?

An HO-6 policy on the interior, fixtures, equipment and contents, with loss-assessment coverage of at least the $2,000 Section 627.714 floor and more against the master policy’s hurricane deductible.

Can I rent out a Castillo condo?

Yes: entire units only, a 30-day minimum, no more than four leases per calendar year unless the Board sets a stricter limit, and association approval for each lease.

Are short-term or vacation rentals allowed at Castillo?

No rental under 30 days is allowed. Castillo is a seasonal-rental building, not a nightly or weekly one.

Are pets allowed at Castillo?

Owners may keep two household pets such as a dog or cat, two caged birds and tropical fish; no reptiles, dogs leashed or carried, and no pets housed on lanais.

Is Castillo a 55+ community?

No. The recorded Castillo documents contain no age restriction, and the rules address children under 16.

Can I put in tile or wood floors?

Above the ground floor, hard-surface flooring needs Board approval under Section 6.3.3. Get the approval before the work.

Can I add hurricane shutters or impact windows?

With the Board’s prior written consent, and shutters must match the Board’s designated color, size, style or manufacturer. Windows and doors are the owner’s to maintain and replace.

Can family use my Castillo home when I am away?

Guests in the owner’s absence are limited to two visits a calendar year of up to 14 days each under Section 12.3, and all guests register on arrival.

What will my property taxes be?

At the 2026 preliminary millage of 9.4020, uncapped ad valorem tax runs $8,942 on a first-floor home, $10,524 on a second and $10,900 on a third, before the CDD and solid-waste lines. The 2025 certified median total was $12,650.

Which schools serve Castillo?

Pelican Marsh Elementary, Pine Ridge Middle and Aubrey Rogers High for 2026-27, for every Castillo address in the district’s zoning service.

Who pays title insurance when I buy in Collier County?

By Collier County custom the buyer usually chooses the closing agent and pays the owner’s title policy, the reverse of the Lee County custom. The contract controls.

Do I have to sign a buyer agreement before touring?

Yes. Since August 17, 2024, a written agreement with your agent is required before touring, and every commission is negotiable.

How does Castillo compare with Bolero at Tiburón?

Both are three-storey, one-home-per-floor condominiums with county medians within $8,000. Castillo has larger homes, 102 residences and eight listings; Bolero has 60, its own gated loop and mostly Zone X buildings.

Can I buy through a trust or an LLC?

Talk to your title agent and lender before you write: the association’s approval, the ban on split occupancy by period and the leasing rules apply to any owner, and lenders treat entity ownership differently.

Is Castillo full-time or seasonal?

Mostly seasonal. The county roll shows 29 of 102 residences homesteaded and 56 owners mailing tax bills outside Florida.

What should I do first if I want to buy at Castillo?

Decide your floor and budget, check the building’s flood result, and call Marc Comisar at (239) 287-5873 for the current listings, the same-floor sales and alerts for Castillo and Bolero.

Sources and Authoritative References

Every Castillo at Tiburón figure on this page traces to a primary source below, as of September 30, 2026: recorded Collier County instruments, state records and statutes, the Pelican Marsh CDD, FEMA, a federal court, Collier County, its public schools, the developer’s archives and the Southwest Florida MLS. No listing portal or competing brokerage is cited.

Recorded Castillo Instruments, Collier County Clerk

  1. Declaration of Condominium, Castillo I at Tiburon, OR 2909, Page 1802 (October 16, 2001)
  2. Declaration of Condominium, Castillo II at Tiburon, OR 2910, Page 1299 (October 17, 2001)
  3. Declaration of Covenants and Restrictions for Castillo at Tiburon, OR 2916, Page 2913 (October 31, 2001)
  4. Declaration of Condominium, Castillo III at Tiburon, OR 2987, Page 346 (February 25, 2002)
  5. Declaration of Condominium, Castillo IV at Tiburon, OR 3097, Page 320 (August 26, 2002)
  6. First Amendment to Castillo I, surveyor’s as-built certificate for Building 1, OR 2924, Page 1873 (November 14, 2001)
  7. Articles of Merger, Restated Articles and Bylaws, OR 4204, Page 613 (March 28, 2007)
  8. Amended and Restated Rules and Regulations, OR 4588, Page 2417 (July 23, 2010)
  9. Bylaw amendment, board seats, OR 4796, Page 2436 (May 12, 2012)
  10. Access and maintenance easement, OR 4820, Page 2944 (July 26, 2012)
  11. Rules amendment, OR 4823, Page 3084 (August 6, 2012)
  12. Rules amendment, OR 5426, Page 884 (August 17, 2017)
  13. Certificate of Amendment, Amended and Restated Declaration and Bylaws, OR 5509, Page 3295 (May 15, 2018)
  14. Clerk Certificate, Castillo I at Tiburon, OR 5546, Page 3754 (August 27, 2018)
  15. Second Amended and Restated Rules and Regulations, OR 6358, Page 2364 (May 10, 2024)
  16. Notice of commencement, association reroofing (November 2018)
  17. Notice of commencement and termination records, association projects
  18. Notice of termination, association reroofing (May 2019)
  19. Notice of commencement, association project (June 2020)
  20. Notice of commencement, association project (June 2020), companion instrument
  21. Notice of commencement, association electrical project (August 2025)
  22. Notice of commencement, pool heater replacement (February 2026)
  23. Notice of commencement, pool bathrooms and outdoor kitchen renovation (July 2026)
  24. Collier County Clerk, Official Records public inquiry system
  25. Collier County Clerk, Official Records document search

Tiburón Master Instruments, Collier County Clerk

  1. Declaration of Covenants, Conditions and Restrictions for Tiburon Estates, OR 2579, Page 364 (August 6, 1999)
  2. Supplement to the master declaration, OR 2651, Page 1168 (March 14, 2000)
  3. First Amendment to the master declaration, OR 3233, Page 180 (March 6, 2003)
  4. Amendment to Supplement, OR 3705, Page 3937 (December 29, 2004)
  5. Second Amendment to the master declaration, OR 3995, Page 2889 (March 9, 2006)
  6. Third Amendment to the master declaration, club section, OR 4716, Page 943 (September 2, 2011)
  7. Fourth Amendment to the master declaration, OR 5070, Page 3107 (August 26, 2014)
  8. Master association certificate of amendment, OR 5138, Page 880 (April 9, 2015)
  9. Master association amendment, Capital Contribution Assessment, OR 6149, Page 45 (July 6, 2022)

Florida Division of Corporations

  1. Castillo at Tiburon Condominium Association, Inc., N00000007850, detail
  2. Sunbiz name search, Castillo at Tiburon
  3. Castillo I at Tiburon Condominium Association, Inc., N00000007299
  4. Castillo II at Tiburon Condominium Association, Inc., N00000007300
  5. Castillo III at Tiburon Condominium Association, Inc., N00000007302
  6. Castillo IV at Tiburon Condominium Association, Inc., N00000007304
  7. 2000 Articles of Incorporation, filed image
  8. 2003 Articles of Amendment, filed image
  9. 2007 Articles of Merger, filed image
  10. 2010 Articles of Amendment, filed image

Pelican Marsh Community Development District and Collier County Tax Collector

  1. Pelican Marsh CDD, 2026 adopted budget
  2. Pelican Marsh CDD, July 2025 public hearing and assessment notice
  3. Pelican Marsh CDD, Resolution 2025-5, fiscal 2026 levy
  4. Pelican Marsh CDD, Resolution 2025-4
  5. Pelican Marsh CDD, 2027 adopted budget
  6. Pelican Marsh CDD, July 16, 2025 board meeting minutes
  7. Pelican Marsh CDD, July 15, 2026 board meeting minutes
  8. Pelican Marsh CDD, July 2026 budget hearing agenda
  9. Pelican Marsh CDD, community information document index
  10. Collier County Tax Collector, 2025 bill, parcel 25778000029
  11. Collier County Tax Collector, 2025 bill, parcel 25778030206
  12. Collier County Tax Collector, tax search

Florida Statutes and State Agencies

  1. Section 553.899, Florida Statutes, milestone inspections
  2. Section 718.112, Florida Statutes, bylaws, reserves and structural integrity reserve studies
  3. Section 718.111, Florida Statutes, the association, including insurance
  4. Section 718.113, Florida Statutes, hurricane protection and EV charging
  5. Section 718.503, Florida Statutes, disclosure prior to sale
  6. Section 718.116, Florida Statutes, assessments and estoppel certificates
  7. Section 720.30851, Florida Statutes, homeowners’ association estoppel certificates
  8. Section 720.401, Florida Statutes, homeowners’ association disclosure summary, and its Chapter 718 exclusion
  9. Section 689.261, Florida Statutes, property tax disclosure summary
  10. Section 627.714, Florida Statutes, unit-owner loss-assessment coverage
  11. Section 627.351, Florida Statutes, Citizens Property Insurance eligibility
  12. Florida Statutes, official text
  13. Florida Administrative Code Rule 69O-186.003, title insurance rates
  14. Florida Department of Financial Services, title insurance overview
  15. Florida DBPR, condominium SIRS reporting page
  16. Citizens Property Insurance Corporation, flood requirements
  17. Citizens Property Insurance Corporation, flood eligibility for condominiums, May 12, 2023
  18. Florida Office of Insurance Regulation, wind mitigation resources
  19. Florida Office of Insurance Regulation, uniform mitigation verification inspection form OIR-B1-1802
  20. Florida Division of Emergency Management, Know Your Zone
  21. National Association of REALTORS, written buyer agreements
  22. National Association of REALTORS, what the settlement means for buyers and sellers
  23. Fannie Mae, Form 1076, condominium project questionnaire

FEMA and Other Federal Sources

  1. FEMA National Flood Hazard Layer MapServer
  2. FEMA Letter of Map Amendment 13-04-5785A, Castillo buildings 2, 3, 5 and 6
  3. FEMA Flood Map Service Center
  4. FEMA Flood Map Service Center, address search
  5. FEMA, Community Rating System
  6. FEMA, Residential Condominium Building Association Policy (F-144)
  7. FEMA NFIP summary of coverage, residential condominium buildings
  8. USGS 3DEP Elevation Point Query Service
  9. U.S. Census Bureau geocoder

Federal Court Record, Middle District of Florida

  1. No. 2:20-cv-468, Opinion and Order, September 28, 2021
  2. No. 2:20-cv-468, Opinion and Order, court PDF (Doc. 48)
  3. No. 2:20-cv-468, docket

Collier County Government and Collier County Public Schools

  1. Collier County Floodplain Management, 2026 Flood Protection Newsletter
  2. Collier County Floodplain Management
  3. Collier County substantial improvement and substantial damage analysis
  4. Collier County flood map viewer
  5. Collier County Site Address Points layer
  6. Collier County Property Appraiser Building Footprints 2000 to 2025
  7. Collier County Elevation Certificates layer
  8. Collier County milestone saltwater buffer layer
  9. Collier County milestone inspections program
  10. Collier County ArcGIS services (zoning, PUD, future land use, evacuation zones, coastal high hazard area, wind load)
  11. Collier County garbage and recycling collection days layer
  12. Collier County Growth Management, monthly building permit reports
  13. Collier County, permit history and permit search
  14. Collier County CityView permit portal
  15. Collier County government, publisher of the Property Appraiser roll and recorded-sales data used on this page
  16. Collier County Public Schools, interactive zoning tool
  17. Collier County Public Schools, zoning service query for 2870 Castillo Ct, 2026-27

Developer Records, Club and Routing

  1. WCI Communities, Tiburón community page (archived February 9, 2002)
  2. WCI Communities, Crienza model page (archived March 6, 2002)
  3. WCI Communities, Zamora model page (archived March 6, 2002)
  4. WCI Communities, Riaza model page (archived June 23, 2002)
  5. WCI Communities, Tiburón plan list (archived February 13, 2002)
  6. WCI Communities, Tiburón plan list (archived June 27, 2002)
  7. Tiburón Golf Club, membership
  8. Tiburón Golf Club, Medallion membership document
  9. Tiburón Golf Club, Signature membership document
  10. OSRM public routing service

Market Data

  1. Southwest Florida MLS, Matrix (Tiburón development report, Castillo closed September 18, 2025 to September 18, 2026 and actives, pulled September 18, 2026; subscriber system)

McGreevy and Comisar

  1. McGreevy and Comisar Castillo at Tiburón guide
  2. McGreevy and Comisar Tiburón community guide
  3. McGreevy and Comisar Bolero at Tiburón guide
  4. McGreevy and Comisar Ventanas at Tiburón guide
  5. McGreevy and Comisar Naples real estate guide
  6. Jesse McGreevy agent profile
  7. Marc Comisar agent profile
  8. Domain Realty Group
  9. McGreevy and Comisar Google Business Profile

Downloadable Documents

Every row below links the authority that publishes the document, so a Castillo at Tiburón buyer always opens the official, current copy of the declaration, rules, master instruments, FEMA letter and District budgets we read for this page. Clerk images are non-certified copies, and we host nothing ourselves.

Document

What it tells a Castillo buyer

Official authority

Amended and Restated Declaration and Bylaws, OR 5509, Page 3295 (May 15, 2018)

Shares, maintenance, approval, leasing, pets, guests, the special-assessment cap

Collier County Clerk

Second Amended and Restated Rules and Regulations, OR 6358, Page 2364 (May 10, 2024)

Vehicles, parking, shutters, exterior, pets, pool, work hours

Collier County Clerk

Declaration of Covenants and Restrictions for Castillo at Tiburon, OR 2916, Page 2913 (October 31, 2001)

Pool, clubhouse, lake, golf-course buffer, signs, shared assessments

Collier County Clerk

Declaration of Condominium, Castillo I at Tiburon, OR 2909, Page 1802 (October 16, 2001)

The three-unit, three-story building form and the floor plans

Collier County Clerk

Tiburón master declaration, OR 2579, Page 364

Master covenants, master assessments, the club section

Collier County Clerk

Master amendment, Capital Contribution Assessment, OR 6149, Page 45

The one-time charge a new member pays at purchase

Collier County Clerk

Letter of Map Amendment 13-04-5785A

Removal of buildings 2, 3, 5 and 6 from the 2012 flood zone

FEMA Map Service Center

Pelican Marsh CDD fiscal 2027 adopted budget

The $1,879 operations assessment

Pelican Marsh CDD

Pelican Marsh CDD July 15, 2026 minutes

The Series 2022 bond range and May 2031 final payment

Pelican Marsh CDD

2026 Flood Protection Newsletter

The Class 5 discount and the 50 percent rule

Collier County

NFIP summary of coverage, residential condominium buildings

How an association flood policy works

FEMA

Florida Statutes 718.503, disclosure prior to sale

The documents you receive and your cancellation right

Florida Legislature

Association corporate record, N00000007850

Filings and annual reports of the Castillo association

Florida Division of Corporations

Your Castillo at Tiburón Buying Team, and How to Reach Us Today

McGreevy and Comisar represent buyers across Southwest Florida from an office in Bonita Springs, and Castillo at Tiburón sits inside the North Naples golf-community condominium market they work every week. The first conversation costs nothing, and with a floor, a building and an approval process this specific, it usually saves a buyer more than any negotiation later.

The Accolades, Verbatim

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Contact McGreevy and Comisar

Marc Comisar: (239) 287-5873. Jesse McGreevy: (239) 898-6072, . Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Use the buyer form on this page, return to the buyer consultation section, or read how we represent buyers in Southwest Florida. Video walkthroughs are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn.

Jesse McGreevy (Sales Associate, Florida license SL3101296) and Marc Comisar (Broker Associate, Florida license BK3060671) are licensed Florida REALTORS with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team; learn more at DomainRealtyGroup.com. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. Nothing on this page is legal, tax or insurance advice.

Market data from Southwest Florida MLS Matrix, pulled September 18, 2026, and from Collier County Property Appraiser files, 2026 preliminary roll and recorded sales dated August 29, 2026. Brokered by Domain Realty.