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What's Your Island Walk Home Worth?

What's Your Island Walk Home Worth?

Your Home Valuation

Thank You! We are going to prepare a customized report with information on the value of your home.
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Updated September 2026 · Jesse McGreevy and Marc Comisar, Domain Realty

Selling a home in Island Walk means selling one of 1,856 DiVosta homes behind a staffed gate in North Naples, under one homeowners association whose Declaration, Real Estate Procedures and September 2026 lease rule shape every listing from the day you file the Notice of Intent to Sell. This page is the seller’s playbook: what Island Walk homes have recorded in the public record, how we price a Capri villa differently from an Oakmont or a Carlyle, what the association requires at each step, what it costs to sell, and what you owe your buyer before the contract is signed. If you want the community itself, its flood maps, schools, Town Center and full fee stack, read our complete Island Walk guide, and for the wider market around it, our Naples guide. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and every figure below carries its source and its date.

Why Do Island Walk Sellers List With McGreevy and Comisar?

Island Walk sellers list with McGreevy and Comisar because an Island Walk sale is five markets under one gate, governed by a Declaration with its own notice, approval and closing rules. Jesse McGreevy and Marc Comisar price each home from its own plan’s recorded sales, prepare the association file before listing, and negotiate every offer personally.

Data updated: September 2026

Your Local Real Estate Experts

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Put in plain terms: Jesse and Marc have been Top 1% of agents nationally since 2008, they have received the 5 Star Award for Customer Satisfaction for 21 straight years, and together they have personally sold over $900 million in real estate. As the leaders of Domain Realty Group, our team has closed over $2.5 billion in real estate across Southwest Florida. Independent rankings are one way to shortlist a listing agent, and our roundup of the best real estate agents in Naples explains how we think a Naples seller should compare them.

What an Island Walk Specialist Knows That a General Naples Agent Does Not

A general Naples listing presentation sorts nearby sales by price and square footage and draws a line through them. In Island Walk that produces the wrong answer for most homes, because the community’s recorded sales split into four price bands that barely overlap: Capri villas clustered between $435,000 and $500,000 in the middle half of their sales, while Carlyle homes recorded a median of $832,000. A specialist starts from the plan, then the lake, the lot, the roof and the paperwork.

A specialist also knows the association’s sequence cold. The owner files a Notice of Intent to Sell or Lease at the Town Center office before showings begin, the gate database flags the home, and the listing agent can be added to the home’s permanent guest list. Under section 13.1 of the association’s restated Declaration, the owner must notify the association in writing and send a copy of the contract at least 20 days before closing, and section 13.1 says a transaction conducted without that notice “may be voidable by the Association.” All of it is in the association’s governing documents library and its sales and leasing documents. We build the timeline around it from the first conversation.

Partner-Level Representation, From the First Call to the Closing Table

You work with Jesse McGreevy and Marc Comisar directly. The person who prices your Island Walk home is the person who negotiates your contract, and there is no handoff to a junior agent after the listing agreement is signed. Jesse leads the listing side; Marc works buyers and showings in the field.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

When you are ready to talk, call Jesse direct at (239) 898-6072, or start with a free home valuation for your Island Walk home. You will be speaking with Top 1% Real Estate Agents Nationally Since 2008, not a call center.

What Has Island Walk’s Recorded Sales Record Looked Like?

Island Walk recorded 97 qualified sales from May 2025 to April 2026, totaling $55,824,200 at a median of $525,000, against 80 sales and a $600,000 median in the prior 12 months, per Collier County recorded qualified sales (Florida Department of Revenue sales data file). That is the whole community’s market, not one brokerage’s share of it.

Data updated: September 2026

In the last 12 months we tracked 120 Island Walk closings. In the Southwest Florida MLS Matrix, pulled September 24, 2026, 120 Island Walk homes closed from September 25, 2025 to September 24, 2026, for $69,995,700 in closed volume. The median sold price was $532,500 (the mean of the middle pair, $530,000 and $535,000) (n=120, even), the median sold price per square foot of living area was $300.78 (the mean of the middle pair, $300.00 and $301.57), the median time on market was 54 days, the median sold-to-list ratio was 95.80%, and 11 of 120 closed at or above list. The highest sale was $955,000 and the lowest $350,000. In the prior 12 months the same query found 65 closings at a median of $600,000.

What We Can Prove, and the Number We Will Not Borrow From the Community

Here is the line we hold. The 97 sales and the $55,824,200 in recorded volume above belong to Island Walk as a whole: every qualified, arm’s-length home sale the state screened in that window, whoever listed it. We tracked all 97 of them, one by one, in the Florida Department of Revenue data, and we show them here because they are the most honest price record an Island Walk seller can get. We do not present them as our production, and we do not claim to have represented any particular Island Walk sale on this page. Our own numbers are our own: McGreevy and Comisar have personally sold over $900 million in real estate, and with our Domain Realty Group team over $2.5 billion.

Ask any agent you interview, including us, to separate a community’s total from their own closed transactions inside it, and to show the second number from the record rather than describe it.

Where the Public-Record Numbers Come From

Every sale figure on this page comes from two state files. The Florida Department of Revenue 2026 preliminary sales data file for Collier County covers sales from January 2025 to mid-June 2026, and the 2025 final statewide sales data file covers January 2024 to September 2025. We counted a sale only when the state qualified it as an arm’s-length transfer, it was an improved home, it was a single-parcel deed and the price was above $100, following the definitions in the Department of Revenue’s 2026 data users’ guide. Each of the 205 qualified Island Walk prices from January 2024 to April 2026 matches, to the dollar, the amount recorded for the same deed on the Collier County parcel layer.

The trailing 12 months end in April 2026 because April is the latest month for which the state has finished screening every Island Walk transfer. No figure includes The Cove, the separate 136-townhome subdivision that shares Island Walk’s county zoning district, and none includes IslandWalk at the West Villages in Sarasota County.

Recorded Volume by Plan, Trailing 12 Months

Plan

Qualified sales, May 2025 to April 2026

Recorded volume

Mean sale

Median sale

Capri villa (one-story, attached pair)

44

$20,886,000

$474,682

$470,000 (mean of a middle pair of $470,000 and $470,000)

Oakmont (one-story detached)

36

$23,847,200

$662,422

$662,500 (mean of $660,000 and $665,000)

Carlyle (one-story detached, largest plan)

9 (small sample)

$7,206,000

$800,667

$832,000

Aruba and Catalina townhome (two-story attached)

8 (small sample)

$3,885,000

$485,625

$510,000 (mean of $505,000 and $515,000)

Andros Way (mixed)

0

none

none

none

All homes

97

$55,824,200

$575,507

$525,000

Source: Collier County recorded qualified sales (Florida Department of Revenue sales data file), May 2025 to April 2026. Plan classes are our analysis of county parcel and building records.

Oakmont homes carried the most money through the gate: 36 sales and about 43% of the recorded volume, against the Capri’s 44 sales and about 37%. That matters to a seller for one reason. The Oakmont buyer pool is deep and active, so an Oakmont listing competes against other Oakmonts within a season, and the Capri buyer pool is deeper still, so a Capri listing almost always has a near twin on the market at the same time.

The Prior 12 Months, for Context

From May 2024 to April 2025 the same record shows 80 qualified sales and $52,819,250 in recorded volume: 36 Capri villas ($19,258,400), 25 Oakmont homes ($17,886,850), 14 Carlyle homes ($12,782,000), 4 townhomes ($2,127,000) and 1 Andros Way home ($765,000). More homes sold in the trailing year, and the dollars rose about 5.7%, but fewer of them were Carlyles, which is part of why the community median fell further than any plan’s median.

Why a Community’s Volume Is Not an Agent’s Volume

Some seller pages print a neighborhood’s total sales volume under a heading that reads like the agent produced it. That is the easiest misleading claim in real estate marketing, and a seller interviewing agents should watch for it. The Island Walk total is a fact about buyers and prices. What an agent adds is judgment about your home inside that total. If you want to see how we would position your home against these 97 sales, call Jesse direct at (239) 898-6072, or request a free home valuation for your Island Walk home.

Is Now a Good Time to Sell Your Island Walk Home?

Island Walk’s public record says buyers kept coming while prices reset: qualified sales rose from 80 to 97 year over year while every plan’s median fell. A good time to sell an Island Walk home is a season when your plan has few direct competitors and your price is set from its own recent sales.

Data updated: September 2026

On September 24, 2026, 13 Island Walk homes were listed as active in the Southwest Florida MLS Matrix at a median list price of $489,900, with 15 under contract, which is about 1.3 months of supply at the trailing 12-month closing pace. By product: Capri villa: 50 closings, median $455,000, median 53 days on market; Oakmont: 42 closings, median $672,500 (the mean of the middle pair, $670,000 and $675,000), median 65 days on market; Carlyle: 16 closings, median $822,500 (the mean of the middle pair, $820,000 and $825,000), median 61 (the mean of the middle pair, 58 and 64) days on market; Townhome: 11 closings, median $495,000, median 33 days on market; Andros: 1 closing (too few for a median; high $605,000).

What the County Record Says About Direction

Plan

Median, May 2024 to April 2025

Median, May 2025 to April 2026

Change

Capri villa

$527,450 (36 sales, mean of $525,000 and $529,900)

$470,000 (44 sales)

down about 10.9%

Oakmont

$735,000 (25 sales)

$662,500 (36 sales)

down about 9.9%

Carlyle

$877,500 (14 sales, mean of $865,000 and $890,000)

$832,000 (9 sales, small sample)

down about 5.2%

Townhome

$537,500 (4 sales, small sample)

$510,000 (8 sales, small sample)

down about 5.1%

All homes

$600,000 (80 sales)

$525,000 (97 sales)

down about 12.5%

Source: Collier County recorded qualified sales (Florida Department of Revenue sales data file).

The Capri and Oakmont readings rest on 36 to 44 sales a side and are the reliable ones. The Carlyle and townhome readings rest on 4 to 14 sales and can swing several points on one closing. The Island Walk community median fell more than any plan because the mix shifted toward villas: Carlyles were 14 of 80 sales in the earlier year and 9 of 97 in the later one.

Season by Plan: What Closed November to April Versus May to October

The seasonal pattern in Island Walk is a pattern of volume more than price. Of the 97 trailing sales, 62 recorded between November and April and 35 between May and October. Broken out by plan, the record looks like this:

Plan

November to April sales

Median

May to October sales

Median

Capri villa

29

$455,000

15

$485,000

Oakmont

21

$665,000

15

$660,000

Carlyle

6 (small sample)

$833,500 (mean of the middle pair)

3 (small sample)

$800,000

Townhome

6 (small sample)

$510,000 (mean of the middle pair)

2

$515,000 (August 2025) and $350,000 (October 2025); no median

Source: Collier County recorded qualified sales (Florida Department of Revenue sales data file), May 2025 to April 2026, grouped by recording month.

Two readings follow, and both are useful. Oakmont prices held flat across the seasons, so an Oakmont seller gains more buyers, not a higher price, by listing for the winter. Capri villas recorded more sales in season but at a lower median than in the off-season, which says the season brings more villa listings to compete with. Deed dates trail contract dates by the length of the closing, so a March or April recording usually reflects a January or February contract.

The Deeds Recorded Since April 2026

The county parcel layer shows further Island Walk deeds recorded from May through August 2026, about nine or ten a month. The state has not yet screened them for arm’s-length status, so none of them enters any median here. Read them as proof that the market kept moving through the summer, and read the MLS layer above for the live pace of listings, contracts and days on market.

What We Watch Before We Tell You to List

The deciding question is not whether Island Walk is up or down. It is how many homes of your plan, on comparable lots, will be on the market the week yours goes live, and what the last three of them closed at. That is a weekly read, and we give it to you before we recommend a date. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008; call Jesse at (239) 898-6072 and he will tell you whether this is your season or the next one.

Thinking of Selling Your Island Walk Home? Talk to Jesse Before You List

The 97 recorded qualified Island Walk sales from May 2025 to April 2026 moved at a $525,000 median, and your Capri, Oakmont, Carlyle or townhome is priced against its own model, not that blend. Start with a free home valuation for your Island Walk home, or call Jesse direct at (239) 898-6072 (McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008). Buying first? Call Marc at (239) 287-5873 and read how we represent buyers in Southwest Florida.

How Should You Price an Island Walk Home by Plan?

Price an Island Walk home from the recorded sales of its own plan, never from the community median. Capri villas, Oakmont homes, Carlyle homes and the two-story townhomes recorded medians of $470,000, $662,500, $832,000 and $510,000 in the latest 12 months, and their price ladders barely overlap, per Collier County recorded qualified sales.

Data updated: September 2026

The Four Plans Side by Side

Plan

Homes (about)

As marketed by DiVosta, 2001 model sheets

Median lot (2025 roll, our analysis)

Lake adjacency (our analysis)

Median sale, May 2025 to April 2026

Capri III villa

775

2 bedrooms plus den, 2 baths, 2-car garage, 1,522 air-conditioned sq ft

about 5,140 sq ft

about 63% touch a lake tract

$470,000 (44 sales)

Oakmont

613

3 bedrooms plus den, 2 baths, 2-car garage, 1,995 air-conditioned sq ft

about 7,430 sq ft

nearly all

$662,500 (36 sales)

Carlyle

291

4 bedrooms (optional 5th), 3 baths, 2-car garage, 2,507 air-conditioned sq ft

about 8,900 sq ft

nearly all

$832,000 (9 sales, small sample)

Aruba and Catalina townhome

160

Aruba: 3 bedrooms, 2.5 baths, 1,826 to 1,841 air-conditioned sq ft, detached 2-car garage; Catalina: two-story, one-car garage

about 3,460 sq ft

none

$510,000 (8 sales, small sample)

Andros Way (mixed)

17

homes not all the same type (Declaration section 6.4)

about 9,630 sq ft

not classed

no sale in the window

Sources: DiVosta 2001 model sheets (archived); Florida Department of Revenue 2025 roll via the statewide cadastral layer; Collier County recorded qualified sales (Florida Department of Revenue sales data file). The Catalina’s square footage is not in any record we could cite.

The Capri Villa Price Ladder

The Capri market is the tightest in Island Walk. Of the 44 qualified Capri sales from May 2025 to April 2026, 4 recorded under $400,000, 9 between $400,000 and $449,999, 18 between $450,000 and $499,999, 10 between $500,000 and $549,999, none between $550,000 and $599,999, 2 between $600,000 and $649,999 and 1 at $665,000. Forty-one of 44 sales fell inside a $200,000 band, and 18 inside a $50,000 band.

A tight ladder rewards precision. At Island Walk, a Capri priced $25,000 above its rung is not “negotiable”; it is simply the most expensive of several near-identical homes a buyer can tour the same Sunday. The features that move a Capri up or down a rung are the ones a buyer can verify: a lake lot against an interior lot, a roof replaced in an approved tile line against an original one, impact glass or approved shutters against none, and whether the attached neighbor’s half of the building is in the same condition.

The Oakmont Price Ladder

Oakmont prices spread wider. Of 36 qualified Oakmont sales in the same window, 1 recorded between $500,000 and $549,999, 5 between $550,000 and $599,999, 10 between $600,000 and $649,999, 5 between $650,000 and $699,999, 12 between $700,000 and $749,999, 2 between $750,000 and $799,999 and 1 at $850,000. The ladder has two clusters, one around $600,000 to $650,000 and one around $700,000 to $750,000. Two clusters on the same floor plan can reflect things a buyer sees on the tour, such as a private pool, the water view and the age of the roof and systems, and we confirm which cluster your Oakmont belongs in from the specific sales, not from the shape.

The Carlyle Price Ladder

Nine Carlyle sales is a thin record, so we read all 23 Carlyle sales across the last 24 months. In the latest 12 months, 2 recorded between $650,000 and $699,999, 1 between $700,000 and $749,999, 4 between $800,000 and $849,999, 1 at $850,000 and 1 at $955,000. The 14 sales the year before ran at an $877,500 median and reached $1,160,000. A Carlyle buyer is often weighing a detached home next door as well: Saturnia Lakes, an all-detached community in the same ZIP code, recorded 29 qualified sales at a $730,000 median in the same window, per the same state file. We price a Carlyle against both.

The Townhome Price Ladder

The 160 two-story townhomes recorded 8 qualified sales: 1 under $400,000, 2 between $450,000 and $499,999 and 5 between $500,000 and $549,999, with a median of $510,000 (the mean of $505,000 and $515,000). With a sample that small, one sale sets the tone for a season, and the most recent one matters most. About 88 of the townhomes sit on the Towncenter plat along Towncenter Circle and Islandwalk Boulevard, within walking distance of the pools and courts, and that walk is the townhome’s strongest pricing argument.

Andros Way: Priced From Its Own Features

The 17 homes on Andros Way did not record a qualified sale in the latest 12 months, and recorded one in the prior 12. An Andros Way home is priced from its own plan and lot, which run larger than most in Island Walk, and from the nearest Oakmont and Carlyle sales. Under the December 2024 amendment recorded at Collier Official Records Book 6425, Page 2545, the association may bill Andros Way’s lawn and irrigation costs to those lots as Individual Assessments, so the account history belongs in the listing file.

How the County Roll Compares With What Island Walk Homes Actually Sold For

Plan

2026 preliminary median just value on the Collier County roll (assessment)

Median recorded sale, May 2025 to April 2026

Sale median as a multiple of the assessment median

Capri villa

$409,768

$470,000

about 1.15

Oakmont

$562,952

$662,500

about 1.18

Carlyle

$671,490

$832,000 (small sample)

about 1.24

Townhome

$398,660

$510,000 (small sample)

about 1.28

Sources: 2026 preliminary roll on the Collier County parcel layer; Collier County recorded qualified sales (Florida Department of Revenue sales data file). The multiple is our arithmetic on two medians.

A just value is the county’s assessment for taxation as of January 1, never a price, and the table shows why an owner should not price from a notice of proposed taxes. The gap between assessment and sale is different for every plan, so a single rule of thumb misprices at least two of them.

Why We Do Not Start From an Automated Estimate

An automated valuation reads deeds, and most deeds recorded on Island Walk homes are not sales. In the trailing 12 months the state’s file carries 197 quitclaim, corrective or minimum-consideration deeds alongside the 97 qualified sales, plus life-estate, family and estate transfers. A model that cannot tell a $10 trust deed from a $470,000 sale, or that computes a price per square foot from a tax-roll “effective area” that includes the garage, starts wrong. The Department of Revenue’s own 2024 data users’ guide defines that roll area as effective area, not living area. We price from qualified sales of your plan and from MLS living area, never from the roll area.

For a written opinion of value built this way, request a free home valuation for your Island Walk home, or call Jesse direct at (239) 898-6072.

How Does the Island Walk Association Sale Process Work, Step by Step?

The Island Walk sale process runs on three association documents: the Notice of Intent to Sell or Lease, the Real Estate Procedures for gate access, open houses and signs, and Article XIII of the Declaration, which requires written notice with the contract at least 20 days before closing and an approval certificate within 10 business days.

Data updated: September 2026

Step 1: File the Notice of Intent to Sell or Lease Before Anyone Shows the Home

The owner completes the association’s Notice of Intent to Sell or Lease form and delivers it to the Town Center office. The association’s Real Estate Procedures say the gate database is then updated to show the home For Sale. That flag is what lets showing agents in without a call to you each time. The form is posted on the association’s sales and leasing page and has a sale-by-owner option. The on-site association office is at 6155 Towncenter Circle, Suite 101, run by Castle Group, reachable at 239-513-0045 on weekdays, per the association’s management contacts page.

Step 2: Add Your Listing Agent to the Permanent Guest List

The Real Estate Procedures let the owner ask that the listing agent be added to the home’s permanent guest list. The association’s documents describe the form as due about 48 hours before automatic entry applies, so this is a form to file the same day as the Intent to Sell.

Step 3: How Showing Agents and Their Buyers Get Through the Gate

Under the Real Estate Procedures, a showing agent presents a real estate business card, a driver license and the address to the access control officer. If the address is flagged For Sale, the agent is logged in and receives a visitor permit for the dashboard, and a client vehicle following the agent receives a matching permit. If the address is not flagged, the agent is handled like any unannounced guest, which means a call to the owner and a wait at the gate. Appraisers, surveyors and home inspectors are handled like any other guest, so we schedule them in the gate system ahead of the visit.

Step 4: Open Houses Run Sundays, 1 to 4 p.m., Registered by Thursday

Open houses are allowed only on Sundays from 1 to 4 p.m. The owner or agent must register the open house with the office by 5 p.m. the preceding Thursday for the home to appear on the gate’s open-house sheet. Visitors enter on Sunday with a driver license, which the officer enters into the gate system, and receive a one-day permit registered to the address they are visiting.

Step 5: Two Standard Signs, and No Others

The Real Estate Procedures allow two signs only: one in front of the home and one at the end of the street, each 18 by 24 inches with a beige background and green lettering. No other sign is allowed anywhere in Island Walk, including in the window of a parked car, and a deviation is a Class II violation with a $50 fine. That rules out brokerage yard signs, riders and directional arrows, so an Island Walk listing has to be found online and through agents before it is found from the street.

Step 6: The Post Office Bulletin Board

Residents may post a For Sale slip on the bulletin board at the Town Center post office, on the green property slip, but only after the Intent to Sell or Lease form is on file, under the association’s policy on sale ads in the post office approved February 9, 2022. Staff post on Fridays for two weeks, with two ads per residence.

Step 7: Written Notice and a Copy of the Contract at Least 20 Days Before Closing

Section 13.1 of the restated Declaration requires the owner to notify the association in writing of the intention to sell, with a copy of the contract, not less than 20 days before closing. The same section says the association is not meant to have approval rights over buyers except as sections 13.3 and 13.4 provide, and that a transaction conducted without complying with the article “may be voidable by the Association.” In practice, the 20 days is a floor on your closing date: we send the notice and the contract the day the contract is fully signed.

Step 8: The Buyer’s Application

Every buyer submits the association’s Homeowner Buyer Application with the executed contract. The application version dated January 21, 2026 carries a fee of $150 for an individual or married couple and $200 for roommates, and the association emails its decision in 5 to 7 business days. The buyer also signs a receipt for the Declaration, Articles, Bylaws, rules, collections policy and amenity rules.

Step 9: The Association’s Approval Certificate Within 10 Business Days

Under section 13.3, once it receives a copy of the contract the association issues a certificate approving the transaction within 10 business days, after the buyer agrees to comply with the association’s rules and regulations. Section 13.4 is the exception that matters to a seller: if the owner is delinquent in any assessment, or the owner or buyer is out of compliance with the governing documents, the association may disapprove the sale until the balance is paid or the violation is corrected.

Step 10: Order the Estoppel as Soon as the Application Is In

The estoppel certificate is the association’s statement of what is owed on the home at closing: assessments, any balance, and the charges in force. Island Walk estoppels are ordered through Castle Group, per the sales and leasing page. The fee is set by the association within the cap in Florida Statutes section 720.30851, and the certificate states the exact figure when it is ordered. We order it as soon as the buyer’s application is in, because it is also the first place an unexpected balance or open violation shows up.

Step 11: The Buyer Pays the $1,500 Capital Contribution at Closing

The Capital Contribution Assessment is levied on the transferee, which is the buyer, at closing. It was set at $1,500 by the certificate of amendment adopted March 25, 2021 and recorded April 6, 2021 at Collier Official Records Book 5921, Page 3663, and the association’s October 2025 restated Declaration still reads $1,500 in section 6.9. The money goes to the association’s Deferred Maintenance Reserve. Any change requires a Finance Committee recommendation, Board agreement and approval by CONCUR representatives of a majority of owners, so the estoppel states the amount in force on your closing date. Transfers to a spouse, heirs or an estate, to a trust or entity wholly owned by the owner, and foreclosure or deed-in-lieu conveyances are exempt.

Step 12: After Closing, the Buyer Brings the Recorded Deed to the Office

Section 13.3 puts the recorded deed on the buyer: the purchaser furnishes the association a recorded copy of the deed with a mailing address for future assessments. The office then issues gate, website, payment and email access; vehicle bar codes are issued only to deed owners or approved tenants and are affixed by staff. Your own bar codes, fobs and mailbox keys stay with the home’s account, so we list them in the closing checklist.

The Island Walk Sale Timeline in One Table

When

What happens

Who does it

Document

Before the first showing

Notice of Intent to Sell or Lease filed; home flagged For Sale at the gate

Owner

Intent form; Real Estate Procedures

Same day

Listing agent added to the permanent guest list (about 48 hours to take effect)

Owner

Permanent guest list form

Any Sunday, 1 to 4 p.m.

Open house, registered by 5 p.m. Thursday; two standard signs only

Owner or listing agent

Real Estate Procedures

Contract signed

Written notice and a copy of the contract to the association, at least 20 days before closing

Owner

Declaration section 13.1

Contract signed

Homeowner Buyer Application with the contract; $150 or $200 fee

Buyer

Buyer Application, January 21, 2026

5 to 7 business days later

Application decision emailed

Association

Buyer Application

Within 10 business days of receiving the contract

Approval certificate, once the buyer agrees to the rules

Association

Declaration section 13.3

As early as possible

Estoppel certificate ordered through Castle Group

Owner or the closing agent

Florida Statutes section 720.30851

Closing

$1,500 Capital Contribution Assessment

Buyer

OR Book 5921, Page 3663; Declaration section 6.9

After closing

Recorded deed delivered to the office; access credentials issued

Buyer

Declaration section 13.3

Sources: the association’s governing documents library and sales and leasing documents; the recorded Declaration chain at the Collier Clerk’s official records search.

The practical upshot: a well-prepared Island Walk sale can close about 30 days after contract, and the association’s own clocks rarely set the pace if the notice goes in on day one and the account is clean. When the association does slow a closing, it is almost always section 13.4: an unpaid balance or an open violation. Clear both before you list.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

We run this sequence for you, from the Intent to Sell to the deed drop-off. Call Jesse direct at (239) 898-6072, or ask for a free home valuation for your Island Walk home and we will map your timeline with it.

What Do Island Walk’s Lease Rules Mean for Investor Buyers and Sellers With Tenants?

Island Walk’s lease rules shape who can buy your home as an investment. Leases must run at least four months, subleasing is prohibited, and a Board rule of September 9, 2026 bars leases of any term through Airbnb, VRBO or any short-term rental platform. An investor buyer underwrites a seasonal or annual rental, never a vacation rental.

Data updated: September 2026

The Four-Month Minimum and the Subleasing Ban

Section 13.2 of the restated Declaration requires every lease to be in writing, run at least four months, bind the tenant to the Declaration, and name who pays the assessments; the owner stays liable for any unpaid assessment, and subleasing is prohibited. Section 13.1 requires notice to the association with a copy of the lease at least 20 days before the lease starts. Those are recorded covenants that run with the land, and they are the first thing an investor buyer’s agent will ask about.

The September 9, 2026 Short-Term Rental Rule

The Board’s lease amendment to the rules and regulations, dated September 9, 2026 and posted on the association’s sales and leasing page, makes leases under four months, subleases, and leases “of any term” through Airbnb, VRBO or any short-term rental agency or vacation-rental company prohibited and voidable, and requires lease signatures to be notarized. An Island Walk home cannot be marketed to a buyer as a vacation rental, and we do not market one that way.

Screening Fees and Renewal Re-Screening

The same amendment sets a lease screening fee of $150 for an individual or married couple or $200 for unmarried co-tenants, plus a $50 administrative fee for each new or amended lease. Tenants are re-screened on each renewal unless they have lived at the same address under approved leases for five consecutive years, in which case the owner files a Certificate of Long Term Occupancy. An investor buyer should budget the screening cost into every tenant turnover.

What the Rules Do Not Contain

We read the full restated Declaration and the September 2026 rule, and neither contains a rental cap, a first-year leasing ban or a limit on the number of leases per year. Leasing is limited by term and platform, not by count. For an investor buyer that is the key sentence, and we put it in the listing materials when your home is a candidate for an annual or seasonal rental.

Selling an Island Walk Home With a Tenant in Place

A tenant in place under an approved lease is a feature for an investor buyer and an obstacle for a buyer who wants to move in. Section 13.2 also means the tenant holds the owner’s amenity rights for the lease term unless the lease says otherwise. Before listing we read the lease for its end date, any assignment language and the showing-access terms, and we decide with you whether to market to investors, wait out the term, or negotiate an early end. The Intent form covers both a sale and a lease, so the gate flag works either way.

Should You Lease Instead of Selling?

Some owners weigh a seasonal lease against a sale. The rent side of that math needs closed-lease data from the MLS, which we pull for your plan when you ask. The cost side is on the record: dues of about $1,641 a quarter by our arithmetic on the association’s 2026 budget, the screening and administrative fees, roofs, exterior walls and painting on the owner under section 9.2.A of the Declaration, and a non-homestead tax bill. If you are deciding between the two, call Jesse direct at (239) 898-6072 and we will run both columns for your home.

How Do We Market an Island Walk Home to Qualified Buyers?

We market an Island Walk home around the rules that limit street exposure: two standard signs, Sunday-only open houses and a gate that admits flagged listings only. So the listing has to win online and through agents first, with photography built around the lake, the plan and the Town Center, and a buyer file ready before the first showing.

Data updated: September 2026

Photography Built Around the Water and the Plan

About 73% of Island Walk homes have a lot line touching one of the community’s 30 lakes, by our analysis of the county roll, and the association describes 18.56 miles of shoreline and about 170 acres of water on its welcome page. For a lake lot, the water view from the lanai is the listing photograph, and we shoot it at the hour the light is on the water. For an interior Capri or a townhome, the photographs lead with the plan, the updates and the walk to the Town Center instead.

Writing the Listing for Buyers Who Compare Plans

Island Walk buyers compare plans, not just homes. The listing states the plan name, DiVosta’s published air-conditioned square footage for that plan, the bedroom and den count, the garage, the roof and window history, and the flood paperwork. A buyer who has toured three Capri villas knows what the fourth should include, and a listing that answers those questions before the tour gets the second showing.

Selling the Dues, Not Apologizing for Them

Island Walk’s dues buy things a buyer would otherwise pay for separately, and the association’s New Homeowner Packet of March 25, 2026 lists them: basic cable television and 300 Mbps internet with a Wi-Fi modem under a bulk contract, lawn mowing, edging, pruning, fertilization, lawn pest control and irrigation on every lot, the staffed gatehouse and all Town Center amenities. There is no separate club membership, no initiation fee and no Community Development District, per the association’s documents and the county’s Community Development Districts layer. We put that list in the listing, next to the plain statement that roofs, exterior walls and exterior painting stay with the owner.

Showings Through the Gate

Because the gate admits a flagged listing’s showing agents with a dashboard permit, the first marketing task is administrative: the Intent form, the flag and the guest list. We confirm the flag at the gatehouse before the listing goes live, so no buyer’s agent is turned into an unannounced guest on the first weekend.

Sunday Open Houses, Registered on Time

With open houses limited to Sundays from 1 to 4 p.m. and registration due by 5 p.m. Thursday, a missed deadline costs a full week. We register every open house on the Monday before, and we stage it to be seen by buyers who have already toured other Island Walk homes that morning.

Reaching Buyers Beyond the Gate

The buyers for an Island Walk home are often weighing another community at the same price. A Capri or townhome buyer may also be looking at Verona Walk, DiVosta’s newer and larger community in East Naples, where 97 qualified sales recorded a $480,000 median in the same window; an Oakmont or Carlyle buyer may be looking at Village Walk of Naples or at Saturnia Lakes next door. We market your home against those alternatives in the language those buyers use, through the MLS, our Domain Realty Group team’s buyer network and the agents who bring Naples buyers through our office in Bonita Springs.

Selling Quietly

Some owners prefer not to advertise a sale. A quiet sale is possible, but in Island Walk it still runs through the Intent form, the gate flag, the 20-day notice and the buyer application, so the association knows. What a quiet sale gives up is the competition among buyers that a public listing creates. We walk through that trade-off plainly before you choose.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the marketing plan for your home is written by the partners who will answer the calls it produces. Call Jesse direct at (239) 898-6072.

How Do We Negotiate an Island Walk Sale?

We negotiate an Island Walk sale with the buyer’s objections answered in writing before they are raised: the insurance inspections, the flood zone paperwork, the roof, the party wall on attached homes and the reset property tax. In Island Walk those five items decide most renegotiations, so the file that answers them protects your price.

Data updated: September 2026

A Defensible List Price Is the First Negotiating Tool

A price built from the qualified sales of your own plan gives the buyer’s agent nothing to argue with except condition, and condition is documented. That is why we set the price from the record first and adjust for the home second. An overpriced Capri in a $50,000 band does not get negotiated down; it gets skipped.

The Insurance Inspections, Ordered Before the Buyer Orders Them

Every Island Walk home is more than 20 years old, so a buyer insuring with Citizens will need a four-point inspection, per Citizens’ inspections page, and most carriers price wind credits from a wind mitigation inspection under Florida Statutes section 627.0629. When we have both reports before the listing goes live, the buyer’s insurance quote holds no surprise, and a surprise at the insurance stage is where Island Walk deals most often reopen.

The Roof Conversation

Island Walk roofs are concrete tile, and replacements must use Board-approved tile lines under the association’s architectural review documents. Florida law limits roof-age refusals: under section 627.7011, an insurer may not refuse to write or renew solely because a roof is under 15 years old, and an inspection showing at least five years of remaining life prevents an age-only denial. With the roof’s permit date and an inspection in hand, a buyer’s roof objection becomes a question with an answer.

The Flood Paperwork a Lender Will Request

Much of Island Walk’s open ground, roads and yards is mapped FEMA Zone AH, a shallow-ponding Special Flood Hazard Area with a base flood elevation of about 13.2 feet NAVD88, while many house pads show as shaded or unshaded Zone X, per FEMA’s National Flood Hazard Layer. FEMA has issued 50 Letters of Map Amendment for Island Walk properties, 43 of them removing a home from the flood hazard area, and a LOMA is address-specific. If your home has one, or an elevation certificate, it goes in the file on day one, because the buyer’s lender decides flood insurance requirements for each building and asks for exactly those documents.

The Party Wall and the Shared Roof

Capri villas are attached pairs and the townhomes share walls. Under section 9.4 of the Declaration, both owners share the cost of repairing a party wall, party fence or shared roof and must repair within 60 days. A buyer will ask whether the neighbor’s half of the roof has been replaced and whether there is any dispute. We answer it before the inspection.

The Buyer’s Tax Reset

Your buyer’s property tax will be recalculated from the purchase price, not from your capped assessment. On the 2026 preliminary roll a new owner who homesteads a median-valued Island Walk home would pay roughly $4,548 in ad valorem tax, and one who does not about $4,973, plus the $261.91 garbage assessment, against a median computed tax across all homes of about $4,050. Buyers who hear that late treat it as a reason to renegotiate. Buyers who see it in the listing file treat it as a known cost.

What We Concede and What We Do Not

We concede facts: a roof that needs replacing, a water heater at the end of its life. We do not concede the price of things the buyer knew before writing the offer, and we do not let the $1,500 capital contribution or the application fee, both of which the documents put on the buyer, drift onto your side of the closing statement without a reason. Every counteroffer comes from Jesse or Marc personally. Call Jesse direct at (239) 898-6072 before you accept any offer on an Island Walk home, even one that arrives before you list.

What Recent Island Walk Sales Should You Compare Your Home Against?

The most recent screened Island Walk sales are the 23 qualified sales recorded in March and April 2026, the last two months the state has fully reviewed: 11 Oakmont or Carlyle homes and 12 villas and townhomes, from $430,000 to $955,000, per Collier County recorded qualified sales (Florida Department of Revenue sales data file).

Data updated: September 2026

Product

Closings

Median sold price

Median days on market

Median sold-to-list

Capri villa

50

$455,000

53

95.8%

Oakmont

42

$672,500

65

95.8%

Carlyle

16

$822,500

61

95.8%

Townhome

11

$495,000

33

97.1%

Andros

1

listed, not medianed: high $605,000

59

93.2%

All Island Walk

120

$532,500

54

95.8%

The 23 Most Recent Qualified Island Walk Sales

Recorded

Plan

Recorded sale price

March 2026

Oakmont

$635,000

March 2026

Oakmont

$725,000

March 2026

Oakmont

$850,000

March 2026

Capri villa

$435,000

March 2026

Oakmont

$758,500

March 2026

Townhome

$515,000

March 2026

Capri villa

$490,000

March 2026

Oakmont

$670,000

March 2026

Carlyle

$835,000

March 2026

Oakmont

$730,000

April 2026

Townhome

$505,000

April 2026

Capri villa

$430,000

April 2026

Capri villa

$455,000

April 2026

Oakmont

$665,000

April 2026

Capri villa

$450,000

April 2026

Capri villa

$450,000

April 2026

Capri villa

$435,000

April 2026

Carlyle

$955,000

April 2026

Townhome

$495,000

April 2026

Carlyle

$850,000

April 2026

Capri villa

$495,000

April 2026

Capri villa

$430,000

April 2026

Oakmont

$575,000

Source: Collier County recorded qualified sales (Florida Department of Revenue sales data file), in order of recording. Plan classes are our analysis of county parcel and building records. Addresses are omitted; any recorded sale can be looked up at the Collier Clerk’s official records search.

What These 23 Sales Say to a Seller

The seven April Capri sales ran from $430,000 to $495,000, a spread of $65,000 across near-identical floor plans, which is the clearest picture of how much the lot, the roof, the glass and the finish are worth inside one plan. The eight March and April Oakmont sales ran from $575,000 to $850,000, a much wider spread driven by pool, water and condition. The three Carlyle sales, $835,000, $955,000 and $850,000, show the top of the market still clearing above $800,000 this spring.

Why a Recorded Price Is Only Half a Comparable

A deed tells you the price and the month. It does not tell you the list price, the days on market, the concessions or the condition. The MLS layer above supplies those, and a proper comparable for your home uses both: the recorded sale as the fact, and the listing record as the explanation. For the comparables that fit your specific home, request a free home valuation for your Island Walk home.

What Does It Cost to Sell an Island Walk Home?

Selling an Island Walk home costs about 3.6% to 6.4% of the price in our worked examples, before any mortgage payoff: a negotiated commission, documentary stamps of $0.70 per $100, settlement fees and a tax proration. In Collier County the buyer customarily pays the owner’s title policy, and the buyer pays Island Walk’s $1,500 capital contribution.

Data updated: September 2026

For the full statewide breakdown of every line item, see our guide to seller closing costs in Florida. What follows is the Island Walk version, with the association’s own charges placed on the side of the table where its documents put them.

Documentary Stamp Tax on the Deed

Florida taxes the deed at $0.70 per $100 of consideration, or portion of $100, in every county except Miami-Dade, under section 201.02, Florida Statutes and the Florida Department of Revenue’s documentary stamp tax page. In residential practice the seller pays it. At the Island Walk plan medians that is $3,290 on a $470,000 Capri villa, $3,570 on a $510,000 townhome, $4,637.50 on a $662,500 Oakmont and $5,824 on an $832,000 Carlyle.

Title Insurance, and Who Customarily Pays in Collier County

Florida promulgates a single title insurance premium that every title company must charge for the same coverage, under Florida Administrative Code Rule 69O-186.003; the Department of Financial Services’ title insurance overview explains the state-set rate. The schedule is $5.75 per $1,000 up to $100,000 of coverage and $5.00 per $1,000 from $100,000 to $1,000,000. In Collier County the custom is that the buyer selects the closing agent and pays for the owner’s policy, the reverse of Lee County. Custom is not law, and the contract controls, so we read that line of every offer.

Commission After the NAR Settlement

Real estate commission is negotiable, and there is no standard or legally set rate. Since the practice changes of August 17, 2024, offers of compensation to a buyer’s agent may not appear in the MLS, and buyers sign a written agreement with their own agent before touring, per the National Association of Realtors’ explainer on what the settlement means for buyers and sellers and its settlement FAQs. A seller may still choose to offer compensation to the buyer’s side off the MLS, or offer a concession toward the buyer’s costs. We put our own fee, and any buyer-side offer you choose to make, in writing in the listing agreement before you sign it.

The Association Charges, and Whose They Are

Island Walk charge

Amount

Who pays

Where it comes from

Capital Contribution Assessment

$1,500 as of the 2021 recording

Buyer (transferee), at closing

OR Book 5921, Page 3663; Declaration section 6.9

Homeowner Buyer Application

$150 (individual or married couple) or $200 (roommates)

Buyer

Buyer Application, January 21, 2026

Estoppel certificate

Set by the association within the statutory cap; stated when ordered

Seller, by custom

Florida Statutes section 720.30851

Quarterly assessment

About $1,641 a quarter by our arithmetic on the 2026 budget; exact amount on the estoppel

Seller through closing, prorated

2026 Approved Budget; Declaration section 6.1

Any unpaid balance, late charge or fine

As stated on the estoppel

Seller

Declaration sections 6.1.C and 13.4

Sources: the association’s governing documents library and sales and leasing documents; section 720.30851.

The quarterly figure is arithmetic: the association’s 2026 Approved Budget raises $12,186,195 in assessments, and section 6.1.A of the Declaration levies base assessments equally on all units, so across the 1,856 homes that works out to about $6,566 a year, about $1,641 a quarter. Dues are due January 1, April 1, July 1 and October 1. The 2026 budget contains no special assessment; the estoppel is where anything levied since would appear. There is no Community Development District on any Island Walk bill, so there is no CDD payoff or proration to worry about at closing.

Property Tax Proration

Florida property taxes are billed in arrears for the calendar year, around November 1, per the Department of Revenue’s property tax guidance for taxpayers and the Collier County Tax Collector. At a closing before the bill is paid, the seller credits the buyer for the seller’s share of the year. As an illustration, an Island Walk home with a $4,311.91 annual bill (the roll’s median computed ad valorem tax of about $4,050 plus the $261.91 garbage assessment from the county’s FY2026 solid waste rate resolution) closing June 30 would credit the buyer about $2,138 for 181 days. Your own bill sets your number.

Recording Fees and the Buyer’s Financing Costs

Recording the deed costs $10 for the first page and $8.50 for each additional page under section 28.24, Florida Statutes, and the buyer customarily records it. A financing buyer also pays the stamp tax on the note and the nonrecurring intangible tax on the mortgage. None of those is a seller cost.

Worked Net Sheets for the Four Island Walk Plans

Line

Capri villa

Townhome

Oakmont

Carlyle

Sale price (plan median, May 2025 to April 2026)

$470,000

$510,000

$662,500

$832,000

Listing commission, example 2.5% (negotiable)

$11,750

$12,750

$16,562.50

$20,800

Buyer-side compensation if offered, example 2.5% (optional)

$11,750

$12,750

$16,562.50

$20,800

Documentary stamps on the deed

$3,290

$3,570

$4,637.50

$5,824

Lien search and share of settlement fee (estimate)

$900

$900

$900

$900

Property tax proration, June 30 closing (illustration)

$2,138

$2,138

$2,138

$2,138

Total with a buyer-side offer

$29,828 (about 6.35%)

$32,108 (about 6.30%)

$40,800.50 (about 6.16%)

$50,462 (about 6.07%)

Estimated net, with a buyer-side offer

$440,172

$477,892

$621,699.50

$781,538

Total without a buyer-side offer

$18,078 (about 3.85%)

$19,358 (about 3.80%)

$24,238 (about 3.66%)

$29,662 (about 3.57%)

Estimated net, without a buyer-side offer

$451,922

$490,642

$638,262

$802,338

These are estimates for illustration, built on the method in the statewide sources above. The commission percentages are examples, not a quoted rate. The settlement line assumes a municipal lien search and a share of a title company’s settlement fee, which varies by company. The estoppel fee, any mortgage payoff and any repair credit are not included. The owner’s title policy is not included because in Collier County the buyer customarily pays it; if your contract puts it on you, add it. The $1,500 capital contribution and the buyer application are not included because the documents put them on the buyer.

The Disclaimer That Belongs Here

This is general information about how Florida and Island Walk closings work, not legal or tax advice, and we are not attorneys. Your closing agent or a Florida real estate attorney applies it to your transaction. For a net sheet on your own home at your own price, call Jesse direct at (239) 898-6072; McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we will show every line before you sign anything.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Should You List Your Island Walk Home With an Agent, Sell by Owner or Take an Instant Offer?

An Island Walk owner can list with an agent, sell by owner, which the association’s Intent to Sell form expressly allows, or accept a cash offer from a company that buys homes. All three run through the same gate, 20-day notice and buyer application, so the real difference is exposure, price discovery and who does the work.

Data updated: September 2026

The Three Routes Side by Side

Question

List with McGreevy and Comisar

Sell by owner

Instant cash offer from a buyer company

Gate access for showing agents

Home flagged; listing agent on the permanent guest list; agents enter with a dashboard permit

Home flagged through the Intent form’s sale-by-owner option; agents enter with a permit if the home is flagged

One buyer; its inspectors enter as guests

Signs and open houses

Two standard 18 by 24 inch signs; Sunday 1 to 4 p.m. open houses registered by Thursday

Same rules; same $50 fine for any other sign

Not applicable

Buyer exposure

MLS, agent network and our team’s buyer network

Word of mouth, the post office board, online listings the owner arranges

One offer

Price discovery

Competing buyers set the price against the plan’s recorded sales

Owner sets price without the MLS record

Offer set by the company’s own model and fees

Commission

Negotiable, in writing; buyer-side offer optional after the NAR settlement

None to a listing agent; the buyer’s agent may still expect compensation

No commission; the company’s service charge is set in its offer

Association notice, application, approval

We run the sequence and the 20-day clock

Owner runs it

The company must apply like any buyer; an entity buyer still pays the $1,500 capital contribution

Disclosure duties (section 720.401, property tax summary, known defects)

Prepared with your closing agent before the contract

Owner’s responsibility

Owner’s responsibility

Documentary stamps

Seller pays by custom, $0.70 per $100

Same

Set by the contract

Sources: the association’s sales and leasing documents and governing documents; the Florida Department of Revenue’s documentary stamp tax page; the National Association of Realtors’ summary of 2024 MLS changes.

Who Each Route Suits

Selling by owner suits an Island Walk owner who already has a buyer, such as a neighbor or a relative, and wants a clean paperwork partner rather than marketing. An instant offer suits an owner for whom certainty of date matters more than price, and who has compared the offer against the plan’s recorded sales. Listing suits the owner who wants the price that competition produces. In a Capri band where 18 sales sat inside $50,000, the difference between one offer and several is often the whole commission.

What We Add That the Paperwork Does Not

The association’s forms are simple. What they do not do is price the home, write the contract so the 20-day notice and the application fit the closing date, assemble the insurance and flood file, or negotiate the inspection. If you are leaning toward selling on your own, call Jesse anyway at (239) 898-6072; we will tell you what the record says your home is worth, free, and you can decide with that number in hand.

What Must an Island Walk Seller Disclose Before the Buyer Signs?

An Island Walk seller must give the buyer the homeowners association disclosure summary required by Florida Statutes section 720.401 before the buyer signs, not at closing. Island Walk is a Chapter 720 homeowners association, and on a resale the duty falls on the owner. Florida’s property tax summary and the duty to disclose known defects also apply.

Data updated: September 2026

The Statute: Four Facts That Decide Whether Your Contract Holds

Fact

What Florida Statutes section 720.401 says

Timing is before the contract

A prospective parcel owner “must be presented a disclosure summary before executing the contract for sale.”

The seller supplies it on a resale

The disclosure is supplied “by the parcel owner if the sale is by an owner that is not the developer.”

The contract must carry the warning

Every contract must contain, in conspicuous type, the voidability clause the statute sets out.

Failure gives the buyer an exit

The buyer may void the contract “within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first.” The right cannot be waived, and it ends at closing.

The summary itself tells the buyer that membership in the association is mandatory, that recorded covenants govern the use of the property, and that assessments are owed and can change. At Island Walk each of those is true: section 5.3 of the Declaration makes every lot owner a mandatory member, the covenants are recorded at Collier Official Records Book 2419, Page 1385 and the restatements that followed, and the 2026 budget raised assessments about 4.6% over 2025.

Why the Timing Error Is the Expensive One

A summary handed over at closing, or not at all, leaves the buyer holding a statutory right to walk away that survives until the closing table. In a market where every plan’s median fell in the latest 12 months, a buyer with second thoughts and a free exit is a real risk. We make sure the summary is delivered, and acknowledged, before the buyer signs.

The Fork: Chapter 720 Here, Chapter 718 Next Door

Section 720.401(2) says the section does not apply to associations regulated under Chapters 718, 719, 721 or 723. That fork matters around Island Walk. Every Island Walk home is a fee-simple lot under one Chapter 720 homeowners association, with no condominium and no sub-association inside it. The Cove, the 136-townhome subdivision on Cove Circle inside the same county zoning district, is not part of Island Walk: it has its own homeowners association and its own recorded Declaration, so a Cove seller follows that Declaration’s rules rather than Island Walk’s. Which regime governs is a question for your closing agent or attorney, and this is information, not legal advice.

What Island Walk’s Own Declaration Says, and Does Not Say

Some master declarations in Southwest Florida copy the section 720.401 legend into the recorded instrument and name the owner who must deliver it. We read the association’s October 2025 restated Declaration in full, and it does not restate the section 720.401 duty; at Island Walk the duty comes from the statute alone. What the Declaration does carry is its own sale covenant, Article XIII: section 13.1 puts the 20-day written notice with a copy of the contract on the owner, section 13.3 puts the recorded deed on the buyer, and section 13.4 lets the association disapprove a sale while the seller is delinquent or anyone is in violation. The restated copy itself notes that the official copy and all amendments are available through the Collier County Clerk, and the recorded text controls.

Who Owes What in an Island Walk Sale

Obligation

Owed by

When

Source

Homeowners association disclosure summary

Seller

Before the buyer signs

Florida Statutes section 720.401

Property tax disclosure summary

Seller

At or before the contract

Florida Statutes section 689.261

Disclosure of known material defects not readily observable

Seller

Before the buyer is bound

Johnson v. Davis (Fla. 1985)

Written notice to the association with a copy of the contract

Seller

At least 20 days before closing

Declaration section 13.1

Clear delinquent assessments and violations

Seller

Before approval

Declaration section 13.4

Homeowner Buyer Application and agreement to the rules

Buyer

With the contract

Buyer Application; Declaration section 13.3

Capital Contribution Assessment, $1,500 as of the 2021 recording

Buyer

At closing

OR Book 5921, Page 3663; Declaration section 6.9

Recorded deed to the association

Buyer

After closing

Declaration section 13.3

The split is the durable part, and it holds even as amounts change: the seller owes the disclosures and the notice, and the buyer owes the application and the capital contribution.

The Property Tax Summary and the Known-Defect Duty

Section 689.261, Florida Statutes requires a property tax disclosure summary telling the buyer not to rely on the seller’s current taxes, because a change of ownership triggers reassessment. At Island Walk, where about 62.8% of homes carry a homestead exemption on the 2026 preliminary roll, the gap between a long-held homesteaded bill and a buyer’s reset bill can be large, and the summary is the statute’s way of saying so. Separately, the Florida Supreme Court held in Johnson v. Davis that a seller who knows of facts materially affecting value that are not readily observable must disclose them, and an as-is clause does not remove that duty.

Flood Disclosure

Florida also requires a flood disclosure to a prospective purchaser under section 689.302, Florida Statutes. For an Island Walk home, where the map zone is settled lot by lot between Zone AH and shaded or unshaded Zone X, an accurate disclosure starts with the FEMA map for your address, any LOMA and any elevation certificate. Your closing agent supplies the current form. Call Jesse direct at (239) 898-6072 and we will assemble the disclosure file with you before the listing goes live.

What Should an Island Walk Seller Fix or Document Before Listing?

Before listing an Island Walk home, clear the association account, get any exterior work approved by the Architectural Control Committee, which meets twice a month, and assemble the buyer’s file: the four-point and wind mitigation inspections, the roof permit, the FEMA zone with any LOMA or elevation certificate, and the permit history.

Data updated: September 2026

Plan Around the Architectural Control Committee Calendar

Every exterior and landscaping change in Island Walk needs prior approval from the Architectural Control Committee, and the committee meets twice a month, per the association’s architectural review page. A repaint, a roof, new windows or a generator started without approval can become an open violation, and under section 13.4 an open violation lets the association disapprove the sale until it is corrected. Pre-listing work therefore starts with the application, not the contractor.

Paint by Model

Exterior colors follow the association’s color schemes by model, with separate documents for the Aruba, Capri, Carlyle, Catalina and Oakmont on the architectural review page. A fresh exterior in an approved scheme photographs well, but an unapproved color is a liability at the estoppel stage.

Roofs: Approved Tile Lines Only

Replacement roofs must use Board-approved concrete tile lines, Eagle Capistrano or Boral Barcelona 900 in named colors, and roof coating in an approved tile color is allowed by application. On an attached Capri or townhome, coordinate with the neighbor: the shared roof is a shared repair under section 9.4 of the Declaration.

Windows and Shutters

Replacement windows must match DiVosta’s original shape and dimensions, be white, include grids, and carry only light or medium gray tint. Accordion and roll-down shutters are white with white or house-color tracks, corrugated panels are white or clear, and Bermuda or Bahama shutters are allowed only on the garage window of side-load Oakmont and Carlyle models, under the committee’s April 9, 2025 requirements. Florida Statutes section 720.3035 bars an association from denying hurricane protection, including impact windows and doors, shutters and roof systems, that meets the specifications its board has adopted.

Generators

Permanent generators and propane tanks need committee approval, a licensed installer and a sound enclosure. A permitted, approved generator is a feature a buyer can verify; an unpermitted one is a question the buyer’s inspector will raise.

The Insurance Inspections

Order the four-point and the wind mitigation inspections before listing. Island Walk homes were built from 1998 to 2003, with one final home in 2004, and Florida’s first statewide building code took effect March 1, 2002, per the Florida House analysis of HB 901, so roughly two thirds of the homes were permitted under Collier’s earlier local code by our analysis of county building records. The wind mitigation report documents what each home actually has. The current design wind speed at Island Walk under the Florida Building Code 8th Edition is 161 mph, per the county’s wind load layer.

Assembling Your Flood File Before Listing

Pull your home’s zone from FEMA’s Map Service Center, check FEMA’s list of Letters of Map Amendment for Collier County, and look for an elevation certificate on the county’s elevation certificates layer, which holds 30 inside the planned unit development with base flood elevations of 13.0 to 13.5 feet. The effective panels date from May 16, 2012, and Collier County opened a 90-day appeal period on new preliminary maps on August 19, 2026, targeting a summer 2027 effective date, per the county’s notice on the proposed flood insurance rate map. At every Island Walk point sampled, the preliminary maps show the same zone as today.

Why Buyers Ask About Flood Insurance Even on Shaded Zone X Pads

Citizens requires flood coverage on every wind policy for a home in a Special Flood Hazard Area, including Zone AH, and outside that area the requirement reached homes with $400,000 or more of dwelling value on January 1, 2026 and reaches all Citizens policies on January 1, 2027, per Citizens’ flood page and its update on the flood coverage law. In the census tract that contains Island Walk and some neighbors, FEMA’s data show a median total cost of $1,209 for policies rated Zone AH and 1, 132forZoneX, perthe[OpenFEMANFIPpolicyrecords](https : //www.fema.gov/api/open/v2/FimaNfipPolicies?filter=censusTract%20eq%20%2712021010435%27), and only six NFIP claims ever filed there, none showing a payment, per the OpenFEMA claims records. Those two numbers belong in your listing file.

The Account and the Paperwork

Clear any assessment balance, late charge or fine before listing. The association’s late-fee waiver policy, effective April 24, 2024, allows one waiver in 60 months when the account is paid in full with no open violations. Gather the roof and any pool permits, the association approvals for past exterior work, your most recent tax bill and your gate and amenity credentials. Then call Jesse direct at (239) 898-6072 for a walk-through of what, if anything, is worth doing before the photographs.

What Is Your Island Walk Home Worth? Get a Free Valuation in 60 Seconds

Your Island Walk home is worth what the recorded sales of its own plan, lot and condition support this season, adjusted for the listings a buyer will tour the same week. Capri, Oakmont, Carlyle and townhome medians of $470,000, $662,500, $832,000 and $510,000 are the starting points, never the answer, for any single home.

Data updated: September 2026

How to Get Your Island Walk Valuation

Start with a free home valuation for your Island Walk home. Tell us the address and the plan, and we come back with a written opinion of value built from the qualified sales of your plan, the MLS record of the listings that competed with them, and your home’s own lot, roof, windows, flood paperwork and updates. There is no automated estimate and no obligation.

What Happens After You Ask

Before we visit, we pull your home’s 2026 preliminary roll record, its FEMA zone and any LOMA or elevation certificate, its permit history and the recorded sales of your plan across the last 24 months. Then Jesse or Marc walks the home with you, and you receive the number, the comparable sales it rests on, the reasoning that connects them and a net sheet at that price. If the honest answer is that this is not the season to list, you will hear that too.

Or Call Us Directly

You are calling Top 1% Real Estate Agents Nationally Since 2008, the partners who will price and negotiate your sale.

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling in Island Walk and buying elsewhere in Southwest Florida at the same time? Call Marc at (239) 287-5873, and read how we represent buyers in Southwest Florida.

What Do Sellers Say About Working With McGreevy and Comisar?

Jesse McGreevy and Marc Comisar are top-reviewed Island Walk realtors, and the sellers quoted below describe what matters most in an Island Walk listing: pricing and a plan that moves a stalled home, steady communication through showings and open houses, and a sale handled well for an owner who does not live nearby.

Data updated: September 2026

Jesse McGreevy and Marc Comisar are top-reviewed Island Walk realtors on Google. Each quote below is a five star client review reproduced in the reviewer’s own words; we publish no aggregate score.

On a Listing That Had Stalled

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Verified Google review

On Communication Through Showings and Open Houses

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Verified Google review

On Selling From Out of the Area

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Verified Google review

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. To put that experience to work on your Island Walk sale, call Jesse direct at (239) 898-6072.

Why Does an Island Walk Specialist Matter for Your Sale?

An Island Walk specialist matters because the facts that move an Island Walk sale are local and documented: four plans with separate price ladders, a gate that admits only flagged listings, a 20-day notice covenant, a buyer-paid capital contribution, lease rules that shape investor demand, and a flood map settled lot by lot.

Data updated: September 2026

Fact One: The Plan Is the Market

A Capri seller competes with other Capris, not with the community median. Over the latest 12 months, 41 of 44 Capri sales fell inside a $200,000 band, while Oakmont sales spread from $500,000 to $850,000. Pricing starts there.

Fact Two: The Covenant Sets the Clock

Section 13.1’s 20-day notice, the buyer’s 5-to-7-business-day application decision and section 13.3’s 10-business-day approval certificate set the shortest realistic closing. An agent who has not read them will promise a date the association cannot meet.

Fact Three: The Buyer’s Questions Are Predictable

Four-point, wind mitigation, roof, Zone AH, party wall, tax reset. We answer them in the listing file, so they never become renegotiations.

Fact Four: The Rules Choose Part of Your Buyer Pool

No short-term rentals, a four-month lease minimum, trucks over 83 inches and boats garaged, up to three dogs and cats. Those rules attract some buyers and exclude others, and the marketing should speak to the ones they attract.

The Other Places We Sell

The same record-first method runs through every seller page we publish. If you also own elsewhere in Naples, see how we approach a sale in Naples Park, where value often sits in the land rather than the house, in Monterey, and in Autumn Woods.

If you are thinking, “I need someone to sell my house in Island Walk, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Naples, North Naples, Collier County, Bonita Springs, Estero, Fort Myers, Lee County and Babcock Ranch. Whether you are selling a Capri villa on a lake lot, an Oakmont with a pool, a Carlyle on a wide water view, an Aruba or Catalina townhome on Towncenter Circle, or a home in a neighboring community such as Saturnia Lakes, Heritage Greens or Verona Walk, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.

Island Walk Frequently Asked Questions: Seller Edition

These answers cover the questions Island Walk owners ask us most once they decide to sell, from the first form at the Town Center to the day the buyer drops off the deed. Each answer draws on the association’s recorded Declaration and 2026 documents, Florida statutes, FEMA and Collier County recorded qualified sales.

Data updated: September 2026

How early should I call a listing agent before I want to close on my Island Walk home?

Call at least 60 to 90 days before your target closing date if the home needs any exterior work, because the Architectural Control Committee meets only twice a month and every exterior change needs its approval first. If the home is ready, 30 days of marketing plus a 30-day closing is realistic, since section 13.1 of the Declaration requires only 20 days’ written notice with the contract.

What is the very first thing I file with the Island Walk association when I decide to sell?

The Notice of Intent to Sell or Lease, which you drop off at the association office in the Town Center, Suite 101. It flags your home For Sale in the gate database so showing agents can enter with a dashboard permit, and it is the prerequisite for posting a sale slip on the post office bulletin board. The form is on the association’s sales and leasing page.

Can my listing agent get through the Island Walk gate when I am not home?

Yes, once you have filed the Intent form and asked the office to add your listing agent to the home’s permanent guest list. The association’s documents describe that request as taking about 48 hours before automatic entry applies. Until then, the gate treats the agent as an unannounced guest and may call you for permission.

What happens at the Island Walk gate if my home is not flagged for sale?

Under the Real Estate Procedures, a showing agent at an unflagged address is handled like any other unannounced guest. In practice that means a call to the owner and a delay at the gatehouse, and some agents will simply book the next home on their list. Flagging the home before the listing goes live avoids it.

Do home inspectors and appraisers need special gate access in Island Walk?

No special pass exists for them. The Real Estate Procedures say appraisers, surveyors and home inspectors are handled the same as any other guest, so someone has to put their names on the gate list for that day before they arrive. We schedule them through the gate system when we set the appointment.

Can I hold an Island Walk open house on a Saturday?

No. The association’s Real Estate Procedures allow open houses only on Sundays from 1 to 4 p.m. Visitors that day enter with a driver license and receive a one-day permit registered to your address. A Saturday event would have to run as private showings with each visitor registered as your guest.

What is the deadline to register a Sunday open house in Island Walk?

5 p.m. on the Thursday before, with the association office. Registration puts your home on the informational sheet at the entry gate so Sunday visitors are admitted without a call. Miss the Thursday deadline and the next available open house is a week later.

Can I use my own brokerage yard sign or a sign rider on an Island Walk home?

No. Island Walk’s Real Estate Procedures permit just the association’s standard sign: beige with green lettering, 18 by 24 inches, at most two of them (the front yard and the street’s end). A brokerage panel, a rider or even a sign propped in a parked car counts as a Class II violation and draws a $50 fine.

Is my Island Walk sale at risk if I forget the 20-day notice to the association?

It can be. Section 13.1 of the restated Declaration requires written notice with a copy of the contract not less than 20 days before closing, and says a transaction conducted without compliance with that article may be voidable by the association. Send the notice and the contract the day the contract is fully signed, and keep proof of delivery.

How many business days does the Island Walk association have to approve my buyer?

Section 13.3 of the Declaration gives the association 10 business days from receiving the contract to issue its approval certificate, once the buyer agrees to comply with the rules and regulations. The buyer application’s own timeline is a decision emailed in 5 to 7 business days, so the two clocks usually run together.

What does my Island Walk buyer have to sign before approval?

The Homeowner Buyer Application, submitted with the executed contract, and a receipt acknowledging the Declaration, Articles, Bylaws, rules and regulations, collections policy and amenity rules. Section 13.3 also requires the buyer to agree to comply with the association’s rules before the certificate issues. The buyer pays $150 to apply as a single person or married couple, or $200 as roommates.

Does my buyer’s trust or LLC avoid the Island Walk capital contribution?

Generally no. The capital contribution is levied on the transferee of a conveyance, and the exemption for trusts and entities in the 2021 recorded amendment covers a conveyance by an owner to a trust or entity wholly owned by that owner or the owner’s spouse or lineal descendants. An outside buyer’s trust or company is a transferee like any other.

Is the capital contribution owed if I deed my Island Walk home to my children?

The recorded amendment exempts conveyances to a spouse or lineal descendants, conveyances to an estate or heirs on an owner’s death, and conveyances to a trust or entity wholly owned by the owner or family for estate-planning purposes. If ownership of such a trust or entity later passes outside the family, the amendment makes the contribution immediately due. Confirm your specific transfer with the association and your attorney.

If I inherited my Island Walk home, does my outside buyer still pay the capital contribution?

Passing the home to an estate or heir on death is exempt under the 2021 amendment, but a later sale from the heir to an outside buyer is an ordinary conveyance, and the buyer as transferee pays the capital contribution, $1,500 as of the 2021 recording. Your closing agent will see it on the estoppel.

Could the Island Walk capital contribution change before my closing?

It can change, but not quickly. Under section 6.9 of the Declaration, a new amount must start as a Finance Committee proposal, win the Board’s support, and then pass a CONCUR vote carrying representatives of more than half of all owners at a properly noticed meeting. It was $1,500 in the 2021 recorded amendment and in the October 2025 restated Declaration; the estoppel states the amount in force on your closing date.

How much of the Island Walk dues will I owe at closing?

Island Walk bills its dues four times a year, with payments falling due on the first day of January, April, July and October. You owe through your closing date, prorated per your contract, and the estoppel certificate states the exact amount and any balance. By our arithmetic on the association’s 2026 budget, a quarter runs about $1,641, but the estoppel, not our arithmetic, is the number your closing agent uses.

Will an unpaid late fee show on my Island Walk estoppel?

Yes. Section 6.1.C of the Declaration adds a late charge once a quarterly payment is 30 days past due, capped at 10% of that quarter’s assessment or the legal maximum if lower, plus interest, and the estoppel itemizes all of it. Section 13.4 also lets the association disapprove a sale while any assessment is delinquent, so pay it before you list.

Can the Island Walk late-fee waiver help me before I sell?

Possibly. The association adopted a waiver policy in April 2024 that forgives a single late fee in any five-year stretch, provided the owner has paid the account in full and has no violation outstanding. If a late fee is your only blemish, ask for the waiver before you order the estoppel.

Which Island Walk violations should I clear before listing?

Anything open on your account: unapproved exterior changes, a non-standard sign, vehicles or trailers that must be garaged, pets beyond the three-per-home limit, or lanai and yard conditions left for the season. Class I violations run $100 a day up to $1,000 and Class II $50 a day up to $1,000, and section 13.4 lets the association hold up your sale until they are corrected.

Who pays the documentary stamps on an Island Walk sale?

The seller, by Florida residential custom, at $0.70 per $100 of the price under section 201.02 of the Florida Statutes. On a $470,000 Capri villa that is $3,290; on a $662,500 Oakmont, $4,637.50; on an $832,000 Carlyle, $5,824. The contract can allocate it differently, but in our market the seller pays.

Who usually pays for the owner’s title policy on an Island Walk sale?

In Collier County the custom is that the buyer chooses the closing agent and pays for the owner’s title insurance policy, the reverse of Lee County’s custom. It is custom, not law, and the contract controls. The premium itself is set by the state under Florida Administrative Code Rule 69O-186.003, so it is the same at every title company.

What would I net on a typical Island Walk Oakmont?

At the latest 12-month Oakmont median of $662,500, our worked example shows about $638,262 before any mortgage payoff without a buyer-side compensation offer, and about $621,700 with a 2.5% offer, using an example 2.5% listing fee, $4,637.50 in documentary stamps, an estimated $900 in lien search and settlement share, and a mid-year tax proration. Your own net depends on your price and your contract.

Do I have to offer to pay the buyer’s agent when I sell my Island Walk home?

No. After the National Association of Realtors settlement practice changes of August 17, 2024, compensation to a buyer’s agent is optional and negotiable, and many buyers now agree to pay their own agent in writing before touring. Some sellers still offer it, or offer a concession toward the buyer’s costs, to widen the buyer pool. We walk through the trade-off before you sign the listing agreement.

Can the buyer-agent compensation I offer appear in my Island Walk MLS listing?

No. Under the 2024 practice changes, offers of compensation to buyer brokers may not be advertised on the MLS; they are communicated off the MLS. General seller concessions, such as a contribution to the buyer’s closing costs, may still appear in the listing.

When does my Island Walk buyer’s section 720.401 cancellation right end?

If the homeowners association disclosure summary was not delivered before the buyer signed, section 720.401 lets the buyer void the contract within 3 days after receiving the summary or before closing, whichever comes first. The right cannot be waived and it ends at closing. Delivering the summary before the contract is signed prevents the problem entirely.

Do I owe my Island Walk buyer a property tax disclosure?

Yes. Section 689.261 of the Florida Statutes requires a property tax disclosure summary at or before the contract, telling the buyer not to rely on your current taxes because a change of ownership triggers reassessment. With about 62.8% of Island Walk homes homesteaded on the 2026 preliminary roll, that warning is often worth thousands of dollars a year to your buyer.

Does selling my Island Walk home “as is” remove my duty to disclose known defects?

No. Under Johnson v. Davis, a Florida residential seller who knows of facts materially affecting value that are not readily observable must disclose them, and an as-is contract does not bar a claim for failing to. As-is limits your repair obligations after inspection; it does not change what you must tell the buyer.

Should I give Island Walk buyers my LOMA or elevation certificate up front?

Yes. FEMA’s records show 50 map amendment letters on Island Walk properties, each tied to one address; the county’s elevation certificate layer holds 30 certificates inside the planned unit development. A buyer’s lender decides flood insurance per building, and those documents are what it asks for, so having them in the listing file shortens the buyer’s underwriting.

My Island Walk home sits on a shaded Zone X pad. Will my buyer still need flood insurance?

Shaded Zone X is not a Special Flood Hazard Area, so the federal mandatory purchase rule does not apply, but a lender may still require coverage. If the buyer insures wind through Citizens, flood coverage was required for dwellings valued at $400,000 or more from January 1, 2026 and becomes required on all Citizens policies from January 1, 2027. Your buyer’s lender and carrier make the call.

Why will my Island Walk buyer’s insurer ask for a four-point inspection?

Because every Island Walk home is more than 20 years old, and Citizens requires a four-point inspection of the roof, electrical, plumbing and heating and air systems on homes over 20. Many other carriers ask for the same. Ordering it before listing lets you fix or disclose findings on your schedule instead of the buyer’s.

Does it matter to buyers that my Island Walk home was permitted before March 2002?

It can matter to the buyer’s insurer. Florida’s statewide building code took effect March 1, 2002, and roughly two thirds of Island Walk homes were permitted under Collier County’s earlier local code. A wind mitigation inspection documents your home’s roof attachment, roof-to-wall connection and opening protection, which is what the insurer prices, regardless of the permit year.

Can I put any concrete tile on my Island Walk roof before listing?

No. Replacement roofs must use the Board-approved concrete tile lines, Eagle Capistrano or Boral Barcelona 900 in the named colors, with an Architectural Control Committee application first. Roof coating in an approved tile color is also allowed by application. On an attached home, coordinate the work with your neighbor under section 9.4.

Will the Island Walk association approve impact windows before I sell?

New windows have to keep the size and shape DiVosta built, with white frames, grids and nothing darker than a light or medium gray tint, and the committee has to approve them first. Florida Statutes section 720.3035 bars an association from denying hurricane protection, including impact windows, that meets the specifications its board has adopted. Apply early, because the committee meets twice a month.

How does the Capri party wall affect my Island Walk sale?

A Capri villa is half of a two-home building. Under section 9.4 of the Declaration, repair costs for the common wall, a common fence or the common roof are split between the two owners, and the work has to be done within 60 days. Buyers ask about both halves of the building, so we document the condition of the neighbor’s side as well as yours.

What if my attached neighbor has not replaced their half of the roof?

It will come up in the buyer’s inspection and insurance quote, because a shared roof ages as one structure. Section 9.4 gives you a cost-sharing framework, but it does not force a replacement on a timetable that suits your sale. We document the age and condition of both halves and price and disclose accordingly.

Can my Island Walk buyer park a large pickup in the driveway?

An ordinary pickup, SUV or minivan can sit in the driveway. What the Declaration calls “Prohibited Trucks” cannot: a pickup with a cap or camper, a box or step van, a commercial vehicle or anything taller than 83 inches has to live in the garage, and a vehicle longer than 225 inches or taller than 83 inches is not issued an entry bar code. Boats, trailers and motorcycles must also be kept inside a garage. We tell buyers before they tour.

Can my Island Walk buyer rent the home on Airbnb?

No. Since the Board’s September 9, 2026 rule, no lease of any length may be placed through Airbnb, VRBO or a vacation-rental company, and the Declaration already required at least four months per lease and banned subleases. An investor buyer can underwrite seasonal or annual leases only, with tenant screening and renewal re-screening.

Can I lease my Island Walk home while it is listed for sale?

Yes, within the rules: a written lease of at least four months, notarized signatures, 20 days’ notice with a copy of the lease, and the association’s tenant screening ($150 or $200) with its $50 administrative charge per lease. A tenant in place narrows your buyer pool to investors and to buyers who can wait out the lease, so we decide with you which buyer you are selling to first.

How do Island Walk owners who are away for the season handle showings?

Owners who close up the house for months at a time must, under the Declaration, bring in lanai and yard items and designate a caretaker in writing. For a listing, the gate flag and your agent on the permanent guest list do the rest: showing agents enter with a permit, and we report every showing and the buyer feedback to you the same day.

What happens to my Island Walk gate bar codes and amenity fobs when I close?

They are tied to the owner of record, so they do not pass to the buyer at the closing table. Staff apply new bar codes only for owners on the deed or approved tenants, fobs cost $10 or $15 for a phone credential, and mailbox keys are $25 for three. After closing, the buyer brings the recorded deed to the office to be issued new credentials.

Is there any transfer fee on an Island Walk sale beyond the documentary stamps?

The only association transfer charge is the $1,500 capital contribution, which the buyer pays. Recording the deed costs $10 for the first page and $8.50 per additional page under section 28.24, and the buyer customarily records it. There is no Community Development District payoff, because no Island Walk parcel lies inside a Collier CDD.

Do Island Walk dues cover the things a buyer’s inspector will flag?

Mostly not. Dues cover lawn care and irrigation on every lot, common areas, the gatehouse, the Town Center, cable and internet, management, insurance on common improvements and reserves. Section 9.2.A of the Declaration leaves roofs, exterior walls and exterior painting to the owner, and each owner insures the home itself.

Is the cable and internet in the Island Walk dues worth mentioning in my listing?

Yes. Under the association’s bulk contract, dues include basic cable television with two boxes and two digital adapters and 300 Mbps internet with a Wi-Fi modem, per the New Homeowner Packet of March 25, 2026. That is a monthly bill your buyer will not pay separately, and we say so in the listing.

How do Island Walk sale prices compare with Saturnia Lakes next door?

On the same state record for May 2025 to April 2026, Saturnia Lakes, an all-detached community in the same ZIP code, recorded 29 qualified sales at a $730,000 median, against Island Walk’s 97 sales at $525,000 across all plans and $662,500 for Oakmont homes. For a Carlyle or a well-updated Oakmont, Saturnia Lakes is a comparison buyers will make.

What share of Island Walk homes sells in a typical year?

About 5.2%: 97 qualified sales among 1,856 homes from May 2025 to April 2026. By plan, about 5.7% of Capri villas, 5.9% of Oakmont homes, 5.0% of townhomes and 3.1% of Carlyle homes sold. The Carlyle’s slower turnover makes a well-presented Carlyle listing a scarce item in any given season.

Can I sell my Island Walk home and buy my next home at the same time?

Yes, and the Island Walk timeline helps: the 20-day notice and the 10-business-day approval let you set a closing date with confidence. We coordinate both contracts so the sale closes first or on the same day. For the purchase side, call Marc at (239) 287-5873 and read how we represent buyers in Southwest Florida.

Does McGreevy and Comisar charge for an Island Walk home valuation?

No. The valuation is free and without obligation: a written opinion of value built from the qualified sales of your plan, the MLS record, and your home’s lot, roof, windows and flood paperwork, with a net sheet at that price. Request it online or call Jesse direct at (239) 898-6072.

Is Island Walk an age-restricted community, and does that limit my buyers?

No. The Island Walk governing documents contain no 55-and-over or housing-for-older-persons provision, so your buyer pool is not limited by age. What the documents do limit are uses: lease terms, short-term platforms, vehicle storage, pets and exterior changes.

Where can a buyer or I verify the Island Walk association is the right one?

The association is Island Walk Homeowners Association, Inc., Florida not-for-profit document N98000002478, filed April 29, 1998, per its Sunbiz record. Several unrelated “Island Walk” associations exist elsewhere in Florida, including IslandWalk at the West Villages in Sarasota County, so documents should always carry that name and number.

Downloadable Documents

These are the documents an Island Walk seller most often needs, each linked to the authority that issues it rather than to a copy we host. The association’s PDFs are served from its own document library, so the association rows link the library page and name the document to open there.

Data updated: September 2026

#

Document

Why an Island Walk seller needs it

Authority

1

Notice of Intent to Sell or Lease form

The first filing before any showing; flags the home at the gate; sale-by-owner option

Island Walk HOA sales and leasing documents

2

Homeowner Buyer Application (January 21, 2026)

Your buyer’s application, fee and document receipt list

Island Walk HOA sales and leasing documents

3

Lease amendment to the Rules and Regulations (September 9, 2026)

Four-month minimum, short-term platform ban, screening fees, renewal re-screening

Island Walk HOA sales and leasing documents

4

Updated New Homeowner Packet (March 25, 2026)

What the dues include, the move-in credentials and fees your buyer will ask about

Island Walk HOA sales and leasing documents

5

Restated (unofficial) Declaration of Covenants, October 2025

Article XIII sale covenant, section 6.9 capital contribution, section 9.2.A owner maintenance

Island Walk HOA governing documents

6

Real Estate Procedures

Gate access for agents, Sunday open houses, the two-sign rule

Island Walk HOA governing documents

7

Certificate of Amendment re Capital Contribution, OR Book 5921, Page 3663

The recorded source of the $1,500 buyer contribution and its exemptions

Island Walk HOA governing documents

8

2026 Approved Budget (adopted October 22, 2025)

The assessment total behind the quarterly dues, and the absence of a 2026 special assessment

Island Walk HOA governing documents

9

Policy on Sale Ads in the Post Office (February 9, 2022)

The rules for advertising your home on the Town Center bulletin board

Island Walk HOA governing documents

10

ACC Requirements and Procedures (April 9, 2025) and applications

Approvals for roof, paint, windows, shutters and generators before you list

Island Walk HOA architectural review

11

Recorded Declaration chain (OR 2419 PG 1385; OR 3950 PG 3546; OR 4784 PG 1201)

The official recorded text that controls over the unofficial restatement

Collier Clerk official records search

12

Florida Statutes section 720.401

The homeowners association disclosure summary you owe before the buyer signs

Florida Senate

13

Florida Statutes section 720.30851

The statutory cap on the estoppel certificate fee

Florida Legislature

14

Florida Statutes section 689.261

The property tax disclosure summary

Florida Legislature

15

Documentary stamp tax overview

The $0.70 per $100 deed tax and how it is computed

Florida Department of Revenue

16

FEMA Flood Map Service Center

Your address’s flood zone and any Letter of Map Amendment

FEMA

17

FEMA LOMR and LOMA list 18-04-0009V, Collier County

Where Island Walk Letters of Map Amendment are listed

FEMA

18

Citizens flood coverage requirement

Why buyers ask about flood insurance, and the 2026 and 2027 phase-in

Citizens Property Insurance

19

Real estate taxes

Your current bill, for the proration and the buyer’s questions

Collier County Tax Collector

Sources

Every figure on this Island Walk page traces to a primary source below. Sale prices are Collier County recorded qualified sales from the Florida Department of Revenue sales data files for May 2024 to April 2026; assessments are the 2026 preliminary Collier County roll; association facts come from the association’s recorded and posted documents. All sources retrieved September 2026.

Data updated: September 2026

  1. Island Walk Naples HOA, welcome page, Island Walk Homeowners Association, Inc., retrieved September 2026.
  2. Island Walk Naples HOA, clubs and organizations, Island Walk Homeowners Association, Inc., retrieved September 2026.
  3. Island Walk Naples HOA, facilities and amenities, Island Walk Homeowners Association, Inc., retrieved September 2026.
  4. Island Walk Naples HOA, frequently asked questions, Island Walk Homeowners Association, Inc., retrieved September 2026.
  5. Island Walk Naples HOA, architectural review documents, Island Walk Homeowners Association, Inc., retrieved September 2026.
  6. Island Walk Naples HOA, governing documents library, including the October 2025 restated Declaration and Bylaws, the recorded amendments, the 2026 Approved Budget, the Consolidated Rules and the Real Estate Procedures, retrieved September 2026.
  7. Island Walk Naples HOA, sales and leasing documents, including the Notice of Intent to Sell or Lease, the Homeowner Buyer Application, the New Homeowner Packet and the September 9, 2026 lease amendment, retrieved September 2026.
  8. Island Walk Naples HOA, management contacts, Island Walk Homeowners Association, Inc., retrieved September 2026.
  9. Island Walk HOA association domain, Island Walk Homeowners Association, Inc., retrieved September 2026.
  10. IslandWalk CONCUR portal, Council of Neighborhood Committee Representatives, retrieved September 2026.
  11. Island Walk Homeowners Association, Inc., N98000002478, corporate record, Florida Division of Corporations, retrieved September 2026.
  12. Island Walk HOA 1998 Articles of Incorporation, Florida Division of Corporations, retrieved September 2026.
  13. Collier County Clerk, official records search, for OR Book 2419, Page 1385; OR Book 3950, Page 3546; OR Book 4784, Page 1201; OR Book 5921, Page 3663; and OR Book 6425, Page 2545, retrieved September 2026.
  14. Collier County Clerk, plat map search, Plat Books 29 to 38, retrieved September 2026.
  15. Collier County Clerk of the Circuit Court and Comptroller, retrieved September 2026.
  16. Collier County Clerk, what documents are recordable, retrieved September 2026.
  17. Collier County PUD Master List, June 11, 2026, Collier County Growth Management, retrieved September 2026.
  18. Collier County GIS, PUD layer, retrieved September 2026.
  19. Collier County parcel layer, 2026 preliminary roll, Collier County Growth Management GIS, retrieved September 2026.
  20. Collier County Community Development Districts layer, retrieved September 2026.
  21. Collier County GIS, building footprints, retrieved September 2026.
  22. Florida Department of Revenue, 2026 preliminary sales data file, Collier County, retrieved September 2026.
  23. Florida Department of Revenue, 2025 final statewide sales data file, retrieved September 2026.
  24. Florida Department of Revenue, 2026 preliminary name-address-legal file, Collier County, retrieved September 2026.
  25. Florida Department of Revenue, 2026 NAL, SDF and NAP users’ guide, retrieved September 2026.
  26. Florida Department of Revenue, 2024 NAL, SDF and NAP users’ guide, retrieved September 2026.
  27. Florida statewide cadastral layer, 2025 roll, Florida Department of Revenue via FloridaGIO, retrieved September 2026.
  28. Florida Department of Revenue, documentary stamp tax, retrieved September 2026.
  29. Florida Department of Revenue, nonrecurring intangible tax, retrieved September 2026.
  30. Florida Department of Revenue, property tax information for taxpayers, retrieved September 2026.
  31. Collier County Tax Collector, real estate taxes, retrieved September 2026.
  32. Collier County Tax Collector, property tax, retrieved September 2026.
  33. Collier County FY2026 solid waste rate resolution, retrieved September 2026.
  34. Florida Statutes section 201.02, documentary stamp tax on deeds, Florida Legislature, retrieved September 2026.
  35. Florida Administrative Code Rule 69O-186.003, title insurance rates, Florida Department of State, retrieved September 2026.
  36. Florida Department of Financial Services, title insurance overview, retrieved September 2026.
  37. Florida Statutes chapter 627 index, including sections 627.782 and 627.7825, Florida Legislature, retrieved September 2026.
  38. Florida Statutes section 720.30851, homeowners association estoppel certificates, Florida Legislature, retrieved September 2026.
  39. Florida Statutes section 718.116, condominium assessments and estoppel certificates, Florida Legislature, retrieved September 2026.
  40. Florida House staff analysis of CS/CS/HB 979 (2024), estoppel certificates, retrieved September 2026.
  41. Florida Statutes section 720.401, disclosure summary (Florida Senate), retrieved September 2026.
  42. Florida Statutes section 720.401, disclosure summary (Florida Legislature), retrieved September 2026.
  43. Florida Statutes section 718.503, condominium buyer disclosure, Florida Legislature, retrieved September 2026.
  44. Florida Statutes section 689.261, property tax disclosure summary, Florida Legislature, retrieved September 2026.
  45. Florida Statutes section 689.302, flood disclosure, Florida Senate, retrieved September 2026.
  46. Florida Statutes chapter 689, conveyances of land, Florida Legislature, retrieved September 2026.
  47. Florida Statutes section 689.025, statutory deed form, Florida Legislature, retrieved September 2026.
  48. Florida Statutes section 28.24, recording fees, Florida Legislature, retrieved September 2026.
  49. Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), Florida Supreme Court opinion, retrieved September 2026.
  50. National Association of Realtors, what the settlement means for home buyers and sellers, retrieved September 2026.
  51. National Association of Realtors, settlement FAQs, retrieved September 2026.
  52. National Association of Realtors, written buyer agreements 101, retrieved September 2026.
  53. National Association of Realtors, final reminder of the August 17, 2024 practice changes, retrieved September 2026.
  54. National Association of Realtors, summary of 2024 MLS changes, retrieved September 2026.
  55. DiVosta Capri III model sheet, 2001 (archived), Internet Archive, retrieved September 2026.
  56. DiVosta Oakmont model sheet, 2001 (archived), Internet Archive, retrieved September 2026.
  57. DiVosta Carlyle model sheet, 2001 (archived), Internet Archive, retrieved September 2026.
  58. DiVosta Aruba model sheet, 2001 (archived), Internet Archive, retrieved September 2026.
  59. Pulte Corporation Form 10-K for 1998, US Securities and Exchange Commission, retrieved September 2026.
  60. FEMA National Flood Hazard Layer, retrieved September 2026.
  61. FEMA preliminary National Flood Hazard Layer, retrieved September 2026.
  62. FEMA Letter of Map Amendment 12-04-5235A, Islandwalk Towncenter lots, retrieved September 2026.
  63. FEMA LOMR and LOMA list 18-04-0009V, Collier County, retrieved September 2026.
  64. FEMA Flood Map Service Center, retrieved September 2026.
  65. Collier County GIS, elevation certificates layer, retrieved September 2026.
  66. Collier County GIS, 2024 FEMA flood zones, retrieved September 2026.
  67. Collier County news, proposed flood insurance rate map, August 19, 2026, retrieved September 2026.
  68. Collier County 2025 flood protection newsletter, retrieved September 2026.
  69. FEMA, NFIP Risk Rating 2.0 pricing, retrieved September 2026.
  70. OpenFEMA NFIP policies, census tract 12021010435, retrieved September 2026.
  71. OpenFEMA NFIP claims, census tract 12021010435, retrieved September 2026.
  72. Collier County GIS, Florida Building Code 8th Edition wind load, Risk Category II, retrieved September 2026.
  73. Florida House analysis of HB 901 (2017), Florida Building Code history, retrieved September 2026.
  74. Florida Statutes section 720.3035, hurricane protection in homeowners associations, Florida Legislature, retrieved September 2026.
  75. Florida Statutes section 627.7011, roof age and homeowners policies, Florida Legislature, retrieved September 2026.
  76. Florida Statutes section 627.0629, windstorm mitigation discounts, Florida Legislature, retrieved September 2026.
  77. Florida Statutes section 215.5586, My Safe Florida Home, Florida Legislature, retrieved September 2026.
  78. Citizens Property Insurance, inspections, retrieved September 2026.
  79. Citizens Property Insurance, flood coverage requirement, retrieved September 2026.
  80. Citizens Property Insurance, updates to the flood coverage law, retrieved September 2026.
  81. Collier County Public Schools, 2026 accountability brief, retrieved September 2026.
  82. Collier County 2025 Annual Update and Inventory Report, retrieved September 2026.

About McGreevy and Comisar

McGreevy and Comisar are the Island Walk listing team of Jesse McGreevy and Marc Comisar, who lead Domain Realty Group, a full-service Southwest Florida real estate team based in Bonita Springs, a short drive up I-75 from the Island Walk gate. Jesse leads the listing side; Marc works buyers and showings in the field.

Data updated: September 2026

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners
  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate, Florida license SL3101296) and Marc Comisar (Broker Associate, Florida license BK3060671) are licensed Florida Realtors with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC). McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. See the full team at DomainRealtyGroup.com, read about our team, or follow McGreevy and Comisar on LinkedIn.

If you are exploring Island Walk from the buyer side as well, our complete Island Walk guide covers the flood maps, schools, Town Center, fee stack and every recorded document behind this page.

Ready to start? McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008: request a free home valuation for your Island Walk home, or call Jesse McGreevy direct at (239) 898-6072.