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What's Your Concordia Home Worth?

What's Your Concordia Home Worth?

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Home › Cape Coral › Concordia › What Is My Concordia Home Worth?

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar of Domain Realty.

Updated October 2026

A Concordia condominium is worth what the recorded sales of its own floor plan say, adjusted for its floor, view and condition: in the 12 months to September 25, 2026, Lee County recorded plan medians from $150,000 for the 1,147-square-foot one-bedroom to $229,000 for the 1,468-square-foot three-bedroom, around a community median of $210,000 on 22 sales. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, built this valuation guide for owners on Concordia Lake Circle in Cape Coral, Florida 33909. The community itself is covered in our Concordia community guide, and the city in our Cape Coral area guide.

Choosing someone to value and sell your unit? Our guide to the best real estate agents in Cape Coral lists the questions we would ask. Ready to sell after you see the number? Read our Concordia seller guide. Buying in Concordia instead? See how to buy a home in Concordia. Or call Jesse direct at (239) 898-6072.


What Is a Concordia Home Worth in 2026?

A Concordia home is worth, in round terms, $141,000 to $165,000 for a one-bedroom, $177,500 to $247,500 for a two-bedroom and $210,000 to $267,000 for a three-bedroom, the ranges of qualified sales Lee County recorded in the 12 months to September 25, 2026, with the single low two-bedroom sale at $112,500 an outlier. Your unit's plan, floor and condition place it inside those ranges.

Data updated: October 2026 (Lee County Property Appraiser roll and Florida Department of Revenue qualified sales, newest recorded sale September 25, 2026; Southwest Florida MLS (Matrix) export pulled October 10, 2026).

We value a Concordia unit from the public record first. Lee County's roll gives every unit's floor plan, bedrooms, baths and year built; the Florida Department of Revenue's qualified sales give every arm's-length sale with its recorded price. The MLS adds days on market and the gap between asking and selling price, which tells us how a price will hold up in negotiation.

Why one number for Concordia is not enough

Concordia's $210,000 median blends six floor plans whose 12-month medians ran from $150,000 to $229,000. Valuing a 1,618-square-foot three-bedroom from the community median would undervalue it, and valuing a one-bedroom from it would overvalue it by about $60,000. Every valuation we prepare names the plan first.

What this valuation guide covers

We cover the recorded values by floor plan and bedroom count, what moves a Concordia value up or down, the value history since 2007, the MLS comparables with days on market and sale-to-list ratios, how fees, insurance and flood designation shape what a buyer will pay, why a recorded-sale valuation beats an automated estimate, and more than thirty valuation questions answered directly.


Table of Contents


Key Takeaways: What Should a Concordia Owner Know Before Asking for a Price?

A Concordia owner should know that the floor plan sets the base value, that recorded plan medians ran from $150,000 to $229,000 in the last 12 months, that the market is flat year over year but 26.3 percent below the 2022 median, and that buyers negotiate to a median 94.1 percent of list, so the asking price and the value are different numbers.

  • Community median $210,000. 22 qualified recorded sales in the 12 months to September 25, 2026, from $112,500 to $267,000.
  • Plan medians $150,000 to $229,000. One-bedroom 1,147 sq ft $150,000; 1,190 sq ft $190,000; 1,356 sq ft $210,000; 1,468 sq ft $229,000.
  • About $155 per heated square foot. The 12-month median on county heated area; the MLS median on living area was about $154.
  • Flat year over year. 1.8 percent below the prior 12 months' $213,750.
  • Below the peak. The 2022 calendar-year median was $285,000; calendar 2026 to date is $212,500.
  • Negotiation room. Median sale-to-list 94.1 percent and median 21 days on market in the October 10, 2026 MLS export.
  • Zone X supports value. FEMA maps Zone X at the five addresses we tested, so buyers' lenders add no mandatory flood premium.
  • Automated estimates miss the plan. A portal estimate that does not read the floor plan and condition can miss a Concordia value by tens of thousands of dollars.

Why Do Concordia Owners Call McGreevy and Comisar for a Valuation?

Concordia owners call McGreevy and Comisar for a valuation because we read the recorded sales of their own floor plan, the MLS closings with their negotiation history and the active competition before we name a price, and because we lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, with over $2.5 billion in team sales.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

In the last 12 months we tracked 22 Concordia closings recorded by Lee County and the 20 MLS-marketed Concordia closings in the October 10, 2026 export. That is the record a buyer's agent and an appraiser will read against your price, so it is the record we read first. We are also ranked the #5 real estate team in Florida (RealTrends 2026).

Get your Concordia valuation from a person

A Concordia valuation from us comes from Jesse McGreevy or Marc Comisar, not a form letter. Request a free Concordia home valuation or call Jesse direct at (239) 898-6072. Buying instead? See how we represent buyers in Southwest Florida or call Marc at (239) 287-5873.


How Do I Get a Free Concordia Home Valuation?

You get a free Concordia home valuation by entering your unit's address in the valuation form on this page or calling Jesse direct at (239) 898-6072; within a business day we send a written range built on the recorded sales of your floor plan, the latest MLS closings and the active listings, with every comparable labeled by date and source.

Get your free valuation in 60 seconds

Enter your address in the free Concordia home valuation form and tell us whether you are selling this season, next year or simply want to know. The request goes straight to Jesse McGreevy and Marc Comisar, Top 1% Real Estate Agents Nationally Since 2008. We answer with recorded Concordia comparables for your plan, the current association fee figures, the flood designation for your building and a seller net sheet.

What do you need from me?

Your unit number, whether it is on the lower or second level, its view, the year of any major updates (air conditioning, water heater, kitchen, bathrooms, flooring) and your timing. The county roll already tells us the plan, bedrooms, baths and year built.


How Is a Concordia Condo Actually Priced?

A Concordia condominium is priced by matching it to recent recorded sales of the same floor plan, adjusting for floor level, view and condition, checking the active listings it will compete with and setting an asking price that leaves room for the 94.1 percent median sale-to-list negotiation while landing at the recorded value.

Step one: identify the plan

Concordia's six plans, at 1,147, 1,190, 1,223, 1,356, 1,468 and 1,618 square feet of county heated area, repeat in all 34 buildings. The unit's plan is the first and largest determinant of value.

Step two: read the plan's recorded sales

We list every qualified recorded sale of the plan in the last 12 and 24 months. Where the plan recorded fewer than three sales in 12 months, we widen to 24 months and to the neighboring plans, and we say so.

Step three: adjust for floor, view and condition

Adjustments come from the comparables themselves: their MLS photos, remarks and the condition notes in their listings. We do not apply fixed premiums the record does not support.

Step four: check the competition

On October 10, 2026, nine Concordia units were listed, from $199,000 to $278,777. A value that ignores them misjudges what a buyer will pay this month.

Step five: set the asking price

The asking price sits above the expected value by the margin Concordia buyers negotiate, about 6 percent at the median, so that a normal negotiation ends at value.


What Are Concordia Floor Plans Worth?

Concordia floor plans were worth, at their 12-month recorded medians, $150,000 for the 1,147-square-foot one-bedroom, $190,000 for the 1,190 two-bedroom, $210,000 for the 1,356 two-bedroom and $229,000 for the 1,468 three-bedroom; the 1,223 plan recorded two sales and the 1,618 plan one, which we list rather than turn into medians.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026).

Plan (county heated sq ft) Bedrooms Units Recorded sales, 12 months Median or sales Low to high
1,147 1 68 4 median $150,000 $141,000 to $165,000
1,190 2 68 5 median $190,000 $177,500 to $210,000
1,223 2 34 2 two sales, $215,000 and $230,000
1,356 2 34 5 median $210,000 $112,500 to $247,500
1,468 3 68 5 median $229,000 $210,000 to $267,000
1,618 3 68 1 one sale, $220,000

What is a one-bedroom Concordia condo worth?

A one-bedroom Concordia condo of 1,147 square feet recorded four sales in 12 months at a $150,000 median, from $141,000 to $165,000; over 24 months, nine one-bedroom sales had a $155,000 median. Units listed as one bedroom plus den draw seasonal buyers who want a guest space.

What is a two-bedroom Concordia condo worth?

Two-bedroom Concordia condos recorded 12 sales in 12 months at a $202,500 median, from $112,500 to $247,500, across three plans. Over 24 months, 20 two-bedroom sales had a $211,250 median. The 1,356 plan is the largest two-bedroom and the most variable in price.

What is a three-bedroom Concordia condo worth?

Three-bedroom Concordia condos recorded six sales in 12 months at a $227,000 median, from $210,000 to $267,000. Over 24 months, 11 three-bedroom sales had a $238,500 median. The 1,468 plan carried the year's top sale, $267,000.

What is a Concordia condo worth per square foot?

The 12-month median price per square foot of county heated area was about $155 across Concordia: about $131 for the one-bedroom plan, about $160 across the two-bedroom plans and about $155 across the three-bedroom plans. Per-square-foot figures fall as units get larger, so they are a cross-check, not a pricing method.


What Moves a Concordia Home's Value Up or Down?

A Concordia home's value moves up with a larger plan, a renovated interior, a strong lake view and a well-maintained association with no pending special assessment, and down with dated systems, deferred interior maintenance, a pending assessment or a slow association response that delays the buyer's lender. The plan sets the band; the rest places the unit within it.

How much does condition matter?

Condition is the largest variable inside a plan. The 1,356-square-foot plan recorded sales from $112,500 to $247,500 in one year, a $135,000 spread on identical square footage. Updated kitchens and baths, newer air conditioning and flooring push a unit toward the top of its plan's range.

Does the floor matter?

Floor level matters to some buyers. The association says each building has three lower-level and seven second-level units; lower-level units suit buyers who avoid stairs, upper units can offer better lake views. We weigh it from comparables, not a formula.

Does the building's year built matter?

Concordia's buildings carry 2006, 2007, 2009 or 2010 build years on the county roll. Within that four-year span, year built matters less than the unit's condition and the association's maintenance of roofs and exteriors, which a buyer reads in the budget and reserves.

Do special assessments change value?

A pending special assessment lowers what a buyer will pay or shifts to the seller in negotiation; it appears on the estoppel certificate under section 718.116. A well-funded reserve schedule supports value because buyers fear surprise assessments.

Does the association fee change value?

Yes. A buyer budgets the fee, a $500 monthly median on the October 10, 2026 MLS export, alongside the mortgage. A higher fee lowers what a payment-focused buyer can borrow, which is why Concordia's fee is part of every valuation.


What Do Recorded Sales Show in Concordia?

Recorded sales in Concordia show 22 qualified sales in the 12 months to September 25, 2026, at a $210,000 median, a $4,398,500 total and turnover of 6.5 percent of the 340 units. Every sale is listed below by date, building, plan and recorded price, which is the comparable set every Concordia valuation starts from.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026).

Recorded Building (street number) Plan (heated sq ft) Bedrooms Year built Recorded price
September 29, 2025 1763 1,147 1 2009 $141,000
October 22, 2025 1848 1,147 1 2007 $165,000
October 22, 2025 1807 1,190 2 2009 $185,000
October 31, 2025 1854 1,618 3 2007 $220,000
November 10, 2025 1807 1,147 1 2009 $145,000
November 14, 2025 1795 1,147 1 2009 $155,000
December 9, 2025 1800 1,190 2 2009 $177,500
December 30, 2025 1859 1,468 3 2007 $229,000
January 13, 2026 1795 1,356 2 2009 $247,500
January 23, 2026 1812 1,190 2 2009 $210,000
January 23, 2026 1865 1,223 2 2006 $230,000
January 26, 2026 1776 1,223 2 2009 $215,000
February 27, 2026 1824 1,190 2 2007 $190,000
March 1, 2026 1831 1,190 2 2007 $190,000
March 5, 2026 1788 1,356 2 2009 $195,000
March 20, 2026 1837 1,468 3 2007 $267,000
April 15, 2026 1860 1,468 3 2007 $210,000
May 6, 2026 1769 1,356 2 2010 $112,500
May 22, 2026 1776 1,356 2 2009 $222,000
July 14, 2026 1763 1,468 3 2009 $225,000
July 27, 2026 1848 1,468 3 2007 $257,000
August 14, 2026 1824 1,356 2 2007 $210,000

Source: Lee County Property Appraiser roll and Florida Department of Revenue qualified sales. Building street number shown, not the unit number.

Which of these sales is my comparable?

Your comparables are the sales of your plan first, the adjacent plans second, and the most recent sales weighted most. A 1,468-square-foot owner reads the five 1,468 sales, from $210,000 to $267,000, before anything else.

Why is one sale so low?

The $112,500 sale of a 1,356-square-foot unit in May 2026 is a qualified recorded sale, but it sits far below the plan's $210,000 median. Condition, a motivated seller or terms the deed does not show can explain a price like that; one low sale does not reset a plan's value, and we weigh it accordingly.


Are Concordia Home Values Rising or Falling?

Concordia home values are roughly flat over the last two years and below their 2022 peak: the 12-month median is $210,000, 1.8 percent below the prior 12 months, the 24-month median is also $210,000, and the 2022 calendar-year median was $285,000. Calendar 2026 to September 25, at $212,500, runs above calendar 2025's $185,540.

Year Recorded qualified sales Median
2007 69 $235,900
2009 100 $92,050
2010 64 $93,000
2015 38 $142,750
2019 32 $161,500
2020 29 $168,500
2021 37 $190,000
2022 47 $285,000
2023 23 $243,000
2024 13 $235,000
2025 26 $185,540
2026 to September 25 14 $212,500

What does the history mean for my value?

The history means Concordia values are closer to their long-run trend than to the 2022 spike. An owner who bought between 2009 and 2019, when yearly medians ran from $92,050 to $162,500, almost certainly has equity. An owner who bought in 2006 or 2007 paid into a market whose 2007 median was $235,900, above today's $210,000, so that owner may not, and an owner who bought in 2022 should expect a value below the purchase price. The 36-month median is $215,000 (58 sales) and the 60-month median $235,000 (135 sales).

Will Concordia values go back up?

No one can promise it. What the record shows is that Concordia recovered from the 2009 collapse over a decade, that 2026's year-to-date median is above 2025's, and that the community's garage, amenities and Zone X designation keep it in demand among Cape Coral condominiums.


How Long Does a Concordia Condo Take to Sell?

A Concordia condominium priced at its plan's recorded value usually goes under contract within a few weeks: the 19 Concordia closings with days-on-market data in the October 10, 2026 MLS export had a median of 21 days, seven of them under 10 days, while four units listed well above value took more than 100 days.

Data updated: October 2026 (Southwest Florida MLS (Matrix) export pulled October 10, 2026).

MLS closing date Building Bedrooms Living area (sq ft) Final list price Sold price Days on market Sale to list
July 28, 2026 1848 3 Bed 1,468 $269,000 $257,000 52 95.5%
July 14, 2026 1763 3 Bed 1,468 $225,000 $225,000 3 100.0%
May 21, 2026 1776 2 Bed 1,356 $229,000 $222,000 12 96.9%
May 1, 2026 1831 2 Bed 1,190 $210,000 $190,000 216 90.5%
April 15, 2026 1860 3 Bed 1,468 $225,000 $210,000 71 93.3%
March 20, 2026 1837 3 Bed 1,468 $289,900 $267,000 10 92.1%
March 13, 2026 1865 1+Den 1,147 $155,000 $165,000 490 106.5%
March 11, 2026 1788 2 Bed 1,356 $224,999 $195,000 21 86.7%
February 27, 2026 1824 2 Bed 1,190 $190,000 $190,000 not entered excluded
January 26, 2026 1776 2 Bed 1,223 $223,000 $215,000 90 96.4%
January 23, 2026 1812 2 Bed 1,190 $224,900 $210,000 62 93.4%
January 22, 2026 1865 2 Bed 1,223 $239,500 $235,000 7 98.1%
December 30, 2025 1859 3 Bed 1,468 $239,000 $229,000 29 95.8%
December 9, 2025 1800 2 Bed 1,190 $199,000 $177,500 247 89.2%
November 10, 2025 1807 1+Den 1,147 $150,000 $145,000 7 96.7%
November 7, 2025 1860 3 Bed 1,618 $249,500 $225,000 103 90.2%
October 30, 2025 1854 3 Bed 1,618 $244,900 $220,000 7 89.8%
October 29, 2025 1807 2 Bed 1,190 $199,000 $185,000 8 93.0%
October 22, 2025 1848 1 Bed 1,147 $169,500 $165,000 3 97.3%
September 30, 2025 1763 1+Den 1,147 $149,900 $141,000 17 94.1%

What does the table say about value?

The table says the market rewards accurate pricing. A 1,468 three-bedroom listed at $225,000 sold at full price in three days; a 1,356 unit listed at $224,999 sold for $195,000, 86.7 percent of list. The valuation's job is to find the price that sells like the first.


Why Does a Recorded-Sale Valuation Beat an Automated Estimate in Concordia?

A recorded-sale valuation beats a portal's automated estimate in Concordia because it reads the floor plan, floor level and condition of each comparable, separates a $112,500 outlier from a $247,500 renovated unit of the same plan, and weighs the association fee and special-assessment status, none of which an automated model sees from public data alone.

What does an automated estimate get wrong in a condominium?

Automated estimates value a condominium from nearby sales and the unit's square footage, which in Concordia means averaging six plans and every condition level together. They cannot see an updated kitchen, a lake view, a pending assessment or a seller credit, and they lag the market because recorded sales reach them weeks after closing.

When is an automated estimate close?

An automated estimate can be close for a unit in average condition whose plan sold often in the last few months, such as the 1,190 or 1,468 plans. It is least reliable for the 1,223 and 1,618 plans, which recorded only two sales and one sale in 12 months, and for any unit far above or below average condition.

What does an appraiser do differently?

An appraiser, hired by a buyer's lender, selects recent sales of comparable units, adjusts for differences and reconciles a value, much as we do; the appraisal must support the contract price for the loan to close. A listing price grounded in the same recorded comparables an appraiser will choose avoids a low-appraisal renegotiation.


How Do Fees, Insurance and Flood Zone Shape What a Buyer Will Pay?

Fees, insurance and flood zone shape what a Concordia buyer will pay because a buyer budgets a monthly payment, not just a price: the association fee (a $500 monthly median on the MLS), the HO-6 premium and the tax bill come out of the same budget as the mortgage, while Concordia's Zone X designation removes a mandatory flood premium that Zone AE condominiums carry.

How does the association fee affect value?

Every $100 of monthly fee is $1,200 a year a buyer cannot spend on the mortgage. Concordia's fee, reported at $468 to $644 on the MLS with most entries at $486 to $500, is in line with what buyers expect for a fenced community with a pool, fitness center and building insurance in the budget.

How does insurance affect value?

The association's master policy cost flows into the fee; the buyer's own HO-6 policy is separate. When insurance rises across Florida, payment-focused buyers can borrow less, which is one reason condominium values softened after 2022.

How does Zone X affect value?

Zone X at the five Concordia addresses we tested, on FEMA panels 12071C0254G and 12071C0258G effective November 17, 2022, means a buyer's federally backed lender does not require flood insurance. That keeps a Concordia buyer's monthly cost below a comparable unit in Zone AE and supports value.

Do Florida's condo safety laws affect Concordia values?

Florida's milestone inspection and structural integrity reserve study mandates apply to buildings three stories or more. Concordia's two-story buildings fall outside that height test, which spares owners the inspection costs and the reserve-funding increases that have pressured values in taller Florida condominiums.


How Does Concordia Compete With Other Cape Coral Condos?

Concordia competes as a mid-priced, garage-equipped condominium community in ZIP 33909: its $210,000 median sits above the ZIP 33909 condominium median of $185,000 and Isles of Porto Vista's $157,000, close to Casa di Fiori's $215,000, and below Island Cove's $295,000, from the same Lee County record and the same 12 months.

Community Recorded sales, 12 months Median price Median $ per heated sq ft
Concordia 22 $210,000 about $155
Casa di Fiori 22 $215,000 about $169
Isles of Porto Vista (condominiums only) 13 $157,000 about $123
Van Loon Commons 7 $174,000 about $117
Island Cove 21 $295,000 about $228
Cape Coral Cove 6 $132,500 about $137
All condominium units in ZIP 33909 79 $185,000 about $153

Lee County qualified recorded sales, September 26, 2025 to September 25, 2026; Van Loon Commons and Cape Coral Cove recorded fewer than 10 sales.

What does the comparison mean for my value?

It means a Concordia value has a ceiling and a floor set by the alternatives a buyer sees: few buyers will pay Island Cove prices for a Concordia unit, and few owners need to accept Isles of Porto Vista prices for one. Our Concordia community guide compares the communities in full.


Want a Free In-Person CMA for Your Concordia Home?

A free in-person comparative market analysis for your Concordia home is a walkthrough by Jesse McGreevy or Marc Comisar, followed by a written range built on your plan's recorded sales and MLS closings, adjusted for what we see in your unit, with a seller net sheet. It costs nothing and it is not an appraisal.

Call Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873, or request your free Concordia home valuation, and we will schedule the visit around you, including a video walkthrough if you live out of state.

What does the written CMA include?

The written CMA includes the recorded sales of your plan for 12 and 24 months, the MLS closings with days on market and sale-to-list ratios, the active listings you would compete with, our adjustments for your unit, a suggested list price and a net sheet showing documentary stamp tax, title, commission and prorations.


Frequently Asked Questions, Seller Edition: Concordia Home Values

Concordia owners ask what their unit is worth, why estimates differ, how plan, floor and condition change value, and how fees, flood zone and the market affect the number. The answers below use Lee County's recorded sales, the Southwest Florida MLS export of October 10, 2026 and the public records named in each answer.

What is my Concordia condo worth?

Start with your plan's recorded sales: 12-month medians were $150,000 (1,147 sq ft), $190,000 (1,190), $210,000 (1,356) and $229,000 (1,468). Request a free Concordia home valuation for your unit.

What is the average price of a Concordia condo?

The mean of the 22 recorded sales in the 12 months to September 25, 2026 was $199,932; the median, the better measure, was $210,000.

What is the price per square foot in Concordia?

About $155 per square foot of county heated area at the 12-month median, and about $154 per square foot of MLS living area.

How accurate are online home value estimates for Concordia?

Automated estimates cannot see a Concordia unit's condition, floor, view or the association's assessment status, and Concordia's six plans sell at different values, so an estimate can miss by tens of thousands of dollars.

Why do online estimates for my Concordia condo differ so much?

Each model uses different comparables, update cycles and square-footage data. None reads your unit's condition. A valuation built on your plan's recorded sales resolves the difference.

Are Concordia values going up?

Calendar 2026 to September 25 recorded a $212,500 median against $185,540 in calendar 2025, but the trailing 12-month median is 1.8 percent below the prior 12 months. Call it flat to slightly firmer.

How much have Concordia values dropped since 2022?

The latest 12-month median, $210,000, is 26.3 percent below the 2022 calendar-year median of $285,000.

What was the highest Concordia sale this year?

$267,000 for a three-bedroom, 1,468-square-foot unit in building 1837, recorded in March 2026.

What was the lowest Concordia sale this year?

$112,500 for a two-bedroom, 1,356-square-foot unit in building 1769, recorded in May 2026, an outlier against that plan's $210,000 median.

Is a three-bedroom worth much more than a two-bedroom in Concordia?

In the last 12 months the three-bedroom median was $227,000 and the two-bedroom median $202,500, a gap of $24,500 at the medians.

Does my unit's floor change its value?

It can. Lower-level units suit buyers who avoid stairs; second-level units may have better lake views. We weigh it from comparables.

Does a renovated kitchen raise my value?

Updates push a unit toward the top of its plan's range, but they rarely return their full cost at Concordia's price point. We price the update against comparable updated units.

Does the lake view add value?

Lake views draw buyers, but no public record measures view reliably, so we price it from comparable sales' photos and remarks.

How does the HOA fee affect my value?

Buyers budget the fee with the mortgage. Concordia's $500 monthly median on the MLS is in line with similar communities; a pending increase or special assessment lowers what a buyer will pay.

How does a special assessment affect my value?

A levied or pending special assessment appears on the estoppel certificate and typically reduces the price or shifts to the seller in negotiation.

Does the flood zone affect my Concordia value?

Zone X at the Concordia addresses we tested means no mandatory flood insurance for a buyer's federally backed loan, which supports value against Zone AE condominiums.

Do Florida's condo laws lower Concordia values?

The milestone inspection and SIRS mandates apply to buildings three stories or more; Concordia's two-story buildings fall outside that test, which avoids the costs that have weighed on taller condominiums.

How many Concordia condos are for sale right now?

Nine on October 10, 2026, asking $199,000 to $278,777 (median $234,900), with one under contract.

How much do Concordia buyers negotiate?

The median closing in the October 10, 2026 MLS export sold at 94.1 percent of its final list price.

How long will my Concordia condo take to sell?

At an accurate price, a few weeks: the MLS median was 21 days. Units listed well above value took 90 to 490 days.

Is my Concordia valuation the same as an appraisal?

No. Our valuation is a market analysis for pricing; an appraisal is a licensed appraiser's opinion for a lender. Both use the same recorded comparables.

What is my Concordia condo worth for a refinance?

A lender's appraisal sets the refinance value. Our valuation shows you what the recorded comparables support before you order one.

What is my Concordia condo worth as a rental?

Rental value depends on what the Declaration allows for leasing and on the unit; read the leasing section of the documents first. We can price both the sale and the rental option for you.

How does the county assessed value compare with market value?

The Lee County Property Appraiser's just value is a mass-appraisal figure as of January 1, and Save Our Homes caps the assessed value of a homestead. Neither is the market value a buyer will pay.

Does year built change value in Concordia?

Concordia's units were built in 2006, 2007, 2009 or 2010; within that span, condition and the association's maintenance matter more than the year.

Will the garage add value?

Every unit has an attached garage per the association, so it is part of Concordia's value against condominiums without one rather than a premium between Concordia units.

What is a one-bedroom plus den worth in Concordia?

The 1,147-square-foot plan, often listed as one bedroom plus den, recorded a $150,000 median in 12 months and $155,000 over 24 months.

How do I raise my Concordia value before selling?

Paint, lighting, fixtures, a deep clean and fixing anything an inspector will flag. Large remodels rarely pay back at this price.

How often do Concordia values change?

Recorded sales arrive monthly and Concordia averages almost two a month, so we refresh a valuation with every new recorded sale of your plan.

Can I get a valuation if I am not ready to sell?

Yes. Many owners ask for a yearly valuation for insurance, estate or planning purposes; there is no obligation.

Who should I call for a Concordia valuation?

Call Jesse direct at (239) 898-6072 or request a free Concordia home valuation.


What Concordia Sellers Should Know About Working With Us

McGreevy and Comisar are a top-reviewed Southwest Florida listing team, and Jesse McGreevy is a top-reviewed Concordia listing agent; the reviews below are quoted exactly as clients wrote them on our Google Business Profile, and we do not edit, combine or summarize client words.

★★★★★ "Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat." Verified Google review

★★★★★ "Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!" Verified Google review

★★★★★ "Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn't have been happier! If we ever move again we'll always call Jesse and Marc!" Verified Google review

Ask for the same care on your Concordia home

The same partners who earned those reviews will value your unit. Request a free Concordia home valuation or call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.


Downloadable Documents

The downloadable documents for a Concordia valuation are the public authority records behind the number, each linked to its official source rather than a copy: the county's sale data files, the condominium estoppel and resale statutes, the FEMA map service, the title rate rule and the state's guidance on association fees.

Document Authority
Lee County sale data files Lee County Property Appraiser
Lee County parcel data (tax roll) Lee County Property Appraiser
Florida Statutes 718.116, estoppel certificates Florida Senate
Florida Statutes 718.503, resale disclosure Florida Senate
Florida Statutes 553.899, milestone inspections Florida Senate
Title insurance premium rates, rule 69O-186.003 Florida Administrative Code
Condominium association fees: important facts Florida DBPR
Concordia governing documents page (owner login) Concordia association website
Selling your home, Publication 523 IRS

Sources

The sources behind every Concordia value on this page are primary records: the Lee County Property Appraiser roll and recorded sales, the Southwest Florida MLS (Matrix) export of October 10, 2026, FEMA's flood maps, the association's website, the Florida Statutes and Administrative Code and federal tax guidance.

  1. Concordia condominium association website (TownSq): About Us
  2. Concordia association website: Management Contacts
  3. Concordia association website: Governing Documents page
  4. Concordia association website: Meet your Staff
  5. Castle Group, the association's management company
  6. Florida Division of Corporations (Sunbiz) entity search
  7. Lee County Property Appraiser
  8. Lee County Property Appraiser parcel data download (tax roll)
  9. Lee County Property Appraiser Sale Data Files
  10. Lee County Clerk of Court official records search
  11. Lee County Tax Collector
  12. Florida Department of Revenue, documentary stamp tax
  13. Florida Department of Revenue, property tax oversight
  14. Florida Statutes 718.103 definitions (condominium)
  15. Florida Statutes 718.111 association powers and official records
  16. Florida Statutes 718.112 bylaws, budgets and structural integrity reserve studies
  17. Florida Statutes 718.116 assessments and estoppel certificates
  18. Florida Statutes 718.503 resale disclosure
  19. Florida Statutes 553.899 milestone inspections
  20. Florida Statutes 689.25 disclosure exemptions
  21. Florida Statutes 201.02 documentary stamp tax on deeds
  22. Florida Statutes 193.155 Save Our Homes assessment limitation
  23. Florida Statutes 196.031 homestead exemption
  24. Florida Statutes 475.278 brokerage relationships
  25. Florida Statutes 627.351 Citizens Property Insurance
  26. Florida Statutes 720.401 disclosure (homeowners associations, for contrast)
  27. Florida DBPR Division of Florida Condominiums, Timeshares and Mobile Homes
  28. Florida DBPR condominium owners information
  29. Florida Real Estate Commission (DBPR)
  30. FEMA National Flood Hazard Layer
  31. FEMA Flood Map Service Center
  32. FEMA flood zone definitions
  33. FEMA National Flood Insurance Program
  34. FloodSmart (NFIP) zone X and preferred risk information
  35. FEMA Community Rating System
  36. US Census Bureau geocoder
  37. OpenStreetMap, Concordia Lake Circle
  38. National Hurricane Center report, Hurricane Ian
  39. National Hurricane Center report, Hurricane Milton
  40. National Hurricane Center
  41. Lee County Emergency Management, Know Your Zone
  42. Lee County Government
  43. City of Cape Coral
  44. City of Cape Coral Utilities Extension Project
  45. City of Cape Coral Parks and Recreation
  46. City of Cape Coral flood protection information
  47. City of Cape Coral special assessment FAQs
  48. Cape Coral Yacht Club (city)
  49. Four Mile Cove Ecological Preserve (city)
  50. Sun Splash Family Waterpark
  51. Coral Oaks Golf Course (city)
  52. Lee County School District
  53. Lee County School District Student Enrollment Plan and school choice
  54. Florida Department of Education school grades
  55. Lee Health Cape Coral Hospital
  56. Lee Health
  57. Southwest Florida International Airport
  58. Punta Gorda Airport
  59. LeeTran public transit
  60. Lee County Department of Transportation
  61. City of Cape Coral Pine Island Road development opportunities
  62. Florida Housing Finance Corporation homebuyer programs
  63. Freddie Mac Primary Mortgage Market Survey
  64. Fannie Mae condo project standards (Selling Guide)
  65. FHA condominium approval search (HUD)
  66. Florida DBPR, condominium association fees: important facts
  67. Citizens Property Insurance Corporation
  68. Florida Office of Insurance Regulation
  69. My Safe Florida Home program
  70. National Association of REALTORS settlement facts
  71. Florida REALTORS
  72. Consumer Financial Protection Bureau, closing disclosure
  73. IRS Publication 523, selling your home
  74. IRS FIRPTA withholding
  75. US Census Bureau QuickFacts, Cape Coral
  76. Florida Division of Emergency Management, Know Your Zone
  77. Lee County Utilities and Florida Power and Light service
  78. Lee County Solid Waste
  79. Southwest Florida MLS (Matrix) provider
  80. City of Cape Coral Utilities Extension Project, find your area
  81. City of Cape Coral Sports Complex
  82. City of Cape Coral Jaycee Park
  83. City of Cape Coral Rotary Park Environmental Center
  84. City of Cape Coral Art Center
  85. City of Cape Coral boating and boat ramps
  86. City of Cape Coral Northwest Cape Seven Islands planning
  87. Lee Health Gulf Coast Medical Center
  88. Lee Health fast facts
  89. Lee County School District student enrollment
  90. Florida DBPR condominium milestone inspections and SIRS information
  91. Florida Senate bill summary, CS/CS/HB 913 (2025) condominium associations
  92. Citizens Property Insurance, condo versus homeowners coverage explained
  93. Lee County School District, Island Coast High School
  94. Lee County School District, Mariner High School
  95. Lee County School District, Trafalgar Middle School
  96. FEMA Flood Map Service Center search
  97. City of Cape Coral, Coral Grove town center
  98. City of Cape Coral, why Cape Coral (economic development)
  99. USDA National Agriculture Imagery Program via USGS National Map (aerial imagery)
  100. Florida Administrative Code 69O-186.003, title insurance premium rates
  101. Florida Statutes 201.08 documentary stamp tax on notes and mortgages
  102. Florida Statutes 199.133 nonrecurring intangible tax on mortgages

Your Local Real Estate Experts

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, are the local real estate experts who value Concordia homes: Jesse McGreevy leads listing and seller strategy, Marc Comisar leads negotiation and buyer representation, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate.

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC). Florida license numbers: Jesse McGreevy SL3101296, Marc Comisar BK3060671.

Meet Jesse McGreevy and Marc Comisar, or read more about McGreevy and Comisar. Buying instead? See how we represent buyers or call Marc at (239) 287-5873. Ready to sell? Read our Concordia seller guide.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com.

Market data from Southwest Florida MLS, pulled October 10, 2026 (Matrix export), and from Lee County recorded sales through September 25, 2026. Updated October 2026. This valuation guide is general information, not an appraisal and not legal, tax or insurance advice. Brokered by Domain Realty.