By Jesse McGreevy | Published June 4, 2026 | Southwest Florida Real Estate

Florida's Save Our Homes Proposal: Calculate Your Property Tax Savings in Estero, Bonita Springs, Naples & Fort Myers

What Is the Save Our Homes Proposal?

Florida's Save Our Homes expansion is a proposal to dramatically increase homestead property tax relief for full-time Florida residents. Under the current proposal, homesteaded property owners would receive an exemption of up to $250,000 on their property's assessed value. Over time, the proposal is designed to phase out homestead taxes entirely.

The official Save Our Homes website — created by the State of Florida — allows any homesteaded property owner to enter their address and see a side-by-side comparison:

• Your 2025 estimated taxes levied (what you're paying now)
• Your estimated taxes with the new exemption applied
• Your annual savings if the proposal is enacted

For properties valued up to $500,000, if additional relief is also provided through general law, your total savings could be even higher than the calculator's initial estimate.

Who Qualifies?

This proposal is specifically for homesteaded property owners — meaning your primary Florida residence where you have already filed for homestead protection. If your Southwest Florida home is where you live full-time and you have an active homestead exemption on file with your county, this proposal could directly benefit you.

“This is exactly the type of relief longtime Florida residents need. Property values have surged across Southwest Florida over the past five years, and with them, property tax bills. The Save Our Homes proposal is a meaningful step toward keeping the cost of homeownership manageable for families who've built their lives here.”

— Jesse McGreevy, McGreevy & Comisar

What Could Southwest Florida Homeowners Actually Save?

Savings vary depending on your home's assessed value and your county's millage rate. Lee County, Collier County, and Charlotte County all have different tax rates, so the most accurate way to find out is to run your own address through the calculator.

That said, here's the general picture: under the proposal, a homestead exemption of up to $250,000 would apply to your assessed value before taxes are calculated. For a home assessed at $400,000 with a $250,000 exemption, you'd only owe taxes on $150,000 of assessed value — a significant reduction from today's bills.

→ Calculate My Savings at SaveOurHomesFL.com

Why This Matters for Estero, Bonita Springs, Naples & Fort Myers

Southwest Florida has seen extraordinary appreciation over the past several years. That's great news if you're selling — but for residents who want to stay in the community they love, rising assessed values have translated directly into rising tax bills. Some homeowners have seen their annual property taxes jump by thousands of dollars in just a few years.

The Save Our Homes proposal is designed to break that link. By capping the taxable value through a significantly expanded exemption — and eventually phasing homestead taxes out entirely — it gives longtime residents a real path to staying in their homes without the constant pressure of escalating costs.

Whether you own a home in one of Estero's sought-after golf communities, a waterfront property in Bonita Springs, a luxury residence in Naples, a single-family home in Fort Myers, or anywhere across Lee and Collier County, this proposal is worth understanding.

How to Use the Save Our Homes Calculator

It's simple and takes less than a minute:

1. Go to www.saveourhomesfl.com
2. Enter your street number and street name (e.g., 123 Tamiami Trail — leave off the street type abbreviation and let the system find it)
3. Select your county from the dropdown
4. Your estimated savings will appear instantly

Tip: If your address isn't found, try different abbreviations — Drive vs Dr, Avenue vs Ave, Boulevard vs Blvd. If you live outside city limits, your county name may populate instead of a city.

Frequently Asked Questions

Disclaimer: The Save Our Homes calculator estimates shown are for informational and illustrative purposes based on 2025 property tax data provided by the State of Florida. Actual savings will vary based on parcel status, exemptions, assessments, local tax rates, and final legislative or ballot language. This article does not constitute tax or legal advice. Consult a qualified tax professional for guidance specific to your situation. Real estate information is deemed reliable but not guaranteed.